TW201502840A - Security information interaction system, device and method - Google Patents
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Abstract
Description
本發明涉及資訊交互系統、設備及方法，更具體地，涉及安全性資訊交互系統、設備及方法。 The present invention relates to an information interaction system, device and method, and more particularly to a security information interaction system, device and method.
目前，隨著網路應用的日益廣泛以及不同領域的業務種類的日益豐富，實現與輔助資源(例如優惠券)相結合的安全性資訊交互(例如支付交易)變得越來越重要。 At present, with the increasing popularity of network applications and the growing variety of services in different fields, it is becoming more and more important to implement security information interactions (such as payment transactions) combined with auxiliary resources (such as coupons).
現有的安全性資訊交互系統及方法通常以如下方式使用與特定的安全性資訊交互相關聯的輔助資源：相關方(例如商業用戶)使用安全性資訊交互終端(例如POS機)以聯機的方式完成該特定的安全性資訊交互(例如支付交易)；隨後所述相關方另外地使用紙質形式的或電子形式的輔助資源(例如優惠券)完成與該特定的安全性資訊交互相關聯的輔助操作(例如優惠券的實施)。 Existing security information interaction systems and methods typically use auxiliary resources associated with specific security information interactions in such a way that related parties (eg, business users) use a security information interaction terminal (eg, a POS machine) to complete the online process. The particular security information interaction (e.g., payment transaction); the associated party then additionally uses auxiliary resources (e.g., coupons) in paper form or electronic form to perform auxiliary operations associated with the particular security information interaction ( For example, the implementation of coupons).
然而，現有的安全性資訊交互系統及方法存在下列問題：需要手動地另外使用與特定的安全性資訊交互相關聯的輔助資源，故操作繁瑣並且時間消耗和成本較高。 However, the existing security information interaction systems and methods have the following problems: the auxiliary resources associated with the specific security information interaction need to be manually used separately, so the operation is cumbersome and the time consumption and cost are high.
因此，存在如下需求：提供能夠即時地和/或自動地 使用與特定的安全性資訊交互相關聯的輔助資源的安全性資訊交互系統、設備及方法。 Therefore, there is a need to provide instant and/or automatic A security information interaction system, device, and method that uses ancillary resources associated with specific security information interactions.
為了解决上述現有技術方案所存在的問題，本發明提出了能夠即時地和/或自動地使用與特定的安全性資訊交互相關聯的輔助資源的安全性資訊交互系統、設備及方法。 In order to solve the problems of the above prior art solutions, the present invention proposes a security information interaction system, apparatus and method capable of using auxiliary resources associated with specific security information interactions on-the-fly and/or automatically.
本發明的目的是透過以下技術方案實現的：一種安全性資訊交互系統，所述安全性資訊交互系統包括：安全性資訊交互終端，所述安全性資訊交互終端基於來自用戶的安全性資訊交互指令並透過與外部安全載體和資料處理伺服器的資料交互完成安全性資訊交互過程，並且在所述安全性資訊交互過程完成之後自動地執行與所述安全性資訊交互過程相關聯的操作；資料處理伺服器，所述資料處理伺服器透過與所述安全性資訊交互終端的所述資料交互完成所述安全性資訊交互過程以及所述與所述安全性資訊交互過程相關聯的操作。 The object of the present invention is achieved by the following technical solutions: a security information interaction system, the security information interaction system includes: a security information interaction terminal, and the security information interaction terminal is based on a security information interaction instruction from a user. And performing a security information interaction process by interacting with the data of the external security carrier and the data processing server, and automatically performing an operation associated with the security information interaction process after the security information interaction process is completed; data processing a server, the data processing server performing the security information interaction process and the operation associated with the security information interaction process by interacting with the data of the security information interaction terminal.
在上面所公開的方案中，較佳地，所述與所述安全性資訊交互過程相關聯的操作包括針對一個或多個輔助資源的操作。 In the solution disclosed above, preferably, the operations associated with the security information interaction process include operations for one or more auxiliary resources.
在上面所公開的方案中，較佳地，所述安全性資訊交 互終端在啟動時執行初始化操作，所述初始化操作包括：基於來自用戶的輸入構造登入請求並將所述登入請求傳送到所述資料處理伺服器；接收來自所述資料處理伺服器的回應結果以完成登入過程，其中，所述回應結果包括配置參數以及可用的輔助資源的列表。 In the solution disclosed above, preferably, the security information is delivered The mutual terminal performs an initialization operation at startup, the initialization operation including: constructing a login request based on input from the user and transmitting the login request to the data processing server; receiving a response result from the data processing server to The login process is completed, wherein the response results include configuration parameters and a list of available auxiliary resources.
在上面所公開的方案中，較佳地，所述資料處理伺服器在接收到來自所述安全性資訊交互終端的登入請求後基於預定的規則構造回應結果，並將所述回應結果傳送回所述安全性資訊交互終端，其中，所述回應結果包括配置參數以及可用的輔助資源的列表。 In the solution disclosed above, preferably, the data processing server constructs a response result based on a predetermined rule after receiving the login request from the security information interaction terminal, and transmits the response result back to the location. The security information interaction terminal, wherein the response result includes a configuration parameter and a list of available auxiliary resources.
在上面所公開的方案中，較佳地，所述可用的輔助資源的列表中的每個記錄包含所對應的一個可用的輔助資源的資訊。 In the solution disclosed above, preferably, each record in the list of available auxiliary resources contains information of a corresponding one of the available auxiliary resources.
在上面所公開的方案中，較佳地，所述可用的輔助資源的列表中的每個記錄至少包含下列項中的一個或多個：輔助資源標識符、輔助資源類型、輔助資源有效期、輔助資源使用性質以及篩選規則。 In the solution disclosed above, preferably, each record in the list of available auxiliary resources includes at least one or more of the following: auxiliary resource identifier, auxiliary resource type, auxiliary resource validity period, auxiliary Nature of resource use and screening rules.
在上面所公開的方案中，較佳地，所述配置參數至少包括下列項中的一個或多個：輔助資源功能開關、用戶確認開關、附加資訊輸入開關、列印開關、輔助資源獲取後回饋方式指示符、輔助資源使用條件。 In the solution disclosed above, preferably, the configuration parameter includes at least one or more of the following: an auxiliary resource function switch, a user confirmation switch, an additional information input switch, a print switch, and an auxiliary resource acquisition and feedback. Mode indicator, auxiliary resource usage condition.
在上面所公開的方案中，較佳地，所述安全性資訊交互終端進一步包括：用戶介面，所述用戶介面接收來自用戶的安全性資訊 交互指令並將所述安全性資訊交互指令傳送到安全性資訊交互處理裝置，其中所述安全性資訊交互指令包含待執行的安全性資訊交互過程的資訊；安全性資訊交互處理裝置，所述安全性資訊交互處理裝置基於接收到的所述安全性資訊交互指令經由通信介面與所述外部安全載體進行資料交互並構造安全性資訊交互請求，以及經由所述通信介面將所述安全性資訊交互請求傳送到所述資料處理伺服器以完成安全性資訊交互過程；關聯操作處理裝置，所述關聯操作處理裝置在所述安全性資訊交互過程完成之後自動地執行與所述安全性資訊交互過程相關聯的操作；通信介面，所述通信介面執行所述安全性資訊交互終端與所述外部安全載體之間以及所述安全性資訊交互終端與所述資料處理伺服器之間的資料通信。 In the solution disclosed above, preferably, the security information interaction terminal further includes: a user interface, the user interface receives security information from the user Interacting instructions and transmitting the security information interaction instruction to the security information interaction processing device, wherein the security information interaction instruction includes information of a security information interaction process to be executed; security information interaction processing device, the security The sexual information interaction processing device performs data interaction with the external security carrier via the communication interface based on the received security information interaction instruction, constructs a security information interaction request, and requests the security information interaction via the communication interface. Transmitting to the data processing server to complete a security information interaction process; associating the operation processing device, the associated operation processing device automatically performing the association with the security information interaction process after the security information interaction process is completed And a communication interface, wherein the communication interface performs data communication between the security information interaction terminal and the external security carrier and between the security information interaction terminal and the data processing server.
在上面所公開的方案中，較佳地，在所述安全性資訊交互過程完成之後，所述關聯操作處理裝置根據所述配置參數中的輔助資源功能開關和輔助資源使用條件確定是否進行行為分析操作，並且如果確定需要進行行為分析操作，則以如下方式執行行為分析操作：將所述已完成的安全性資訊交互過程的資訊逐項地與所述可用的輔助資源的列表中的每個記錄進行比較，並且如果所述已完成的安全性資訊交互過程的資訊與所述可用的輔助資源的列表中的記錄的相關資訊相匹配，則該記錄所對應的輔助資源被選取；如果一個或多個輔助資源被選取，則執行關聯操作實 施過程以實現針對所選取的輔助資源的操作。 In the solution disclosed above, preferably, after the security information interaction process is completed, the associated operation processing device determines whether to perform behavior analysis according to the auxiliary resource function switch and the auxiliary resource use condition in the configuration parameter. Operation, and if it is determined that a behavior analysis operation is required, performing a behavior analysis operation in such a manner that information of the completed security information interaction process is itemized with each record in the list of available auxiliary resources Comparing, and if the information of the completed security information interaction process matches the related information of the record in the list of available auxiliary resources, the auxiliary resource corresponding to the record is selected; if one or more When the auxiliary resources are selected, the associated operations are executed. The process is implemented to implement operations for the selected auxiliary resources.
在上面所公開的方案中，較佳地，所述關聯操作實施過程包括：(1)如果所述配置參數中的用戶確認開關指示需要用戶確認過程，則提示用戶確認是否使用所選取的一個或多個輔助資源，並且如果用戶確認使用所選取的一個或多個輔助資源，則進入步驟(2)，否則，終止關聯操作實施過程；(2)如果所述配置參數中的附加資訊輸入開關指示需要收集用戶的附加資訊，則提示用戶輸入所述附加資訊，並且如果輸入成功，則進入步驟(3)，否則，終止關聯操作實施過程；(3)將所選取的一個或多個輔助資源的資訊以及所述已完成的安全性資訊交互的資訊記錄在輔助資源使用日誌中，並且如果所選取的一個或多個輔助資源所對應的記錄中的至少一個包含篩選規則，則提示用戶該記錄所對應的輔助資源的使用需要進行所述資料處理伺服器2執行的附加的評估操作；(4)如果所述配置參數中的列印開關指示需要列印所述已完成的安全性資訊交互的資訊以及與其相關聯的所述選取的一個或多個輔助資源的資訊，則透過印表機列印所述已完成的安全性資訊交互的資訊和與其相關聯的所述選取的一個或多個輔助資源的資訊以及相關的提示資訊；(5)如果所述配置參數中的輔助資源獲取後回饋方式指示符指示選取一個或多個輔助資源後需要聯機回饋，則將在步驟(3)中形成的所述輔助資源使用日誌傳送到所述資料處理伺服器並將在步驟(3)中形成的所述輔助資源使用日誌的狀態設 置為“已回饋”，而如果所述配置參數中的輔助資源獲取後回饋方式指示符指示選取一個或多個輔助資源後需要批量回饋，則將在步驟(3)中形成的所述輔助資源使用日誌的狀態設置為“未回饋”，並隨後周期性地將狀態為“未回饋”的輔助資源使用日誌批量傳送到所述資料處理伺服器，並將已傳送的輔助資源使用日誌的狀態設置為“已回饋”。 In the solution disclosed above, preferably, the associated operation implementation process includes: (1) prompting the user to confirm whether to use the selected one or if the user confirmation switch in the configuration parameter indicates that the user confirmation process is required a plurality of auxiliary resources, and if the user confirms to use the selected one or more auxiliary resources, proceeds to step (2), otherwise terminates the associated operation implementation process; (2) if the additional information input switch indication in the configuration parameter indicates If the additional information of the user needs to be collected, the user is prompted to input the additional information, and if the input is successful, the process proceeds to step (3), otherwise, the associated operation implementation process is terminated; and (3) the selected one or more auxiliary resources are Information and information about the completed security information interaction are recorded in the auxiliary resource usage log, and if at least one of the selected one or more auxiliary resources corresponds to a screening rule, the user is prompted to record the location The use of the corresponding auxiliary resource requires an additional evaluation operation performed by the data processing server 2; (4) If the print switch in the configuration parameter indicates that information about the completed security information interaction needs to be printed and information about the selected one or more auxiliary resources associated with it, print through the printer Information about the completed security information interaction and information about the selected one or more auxiliary resources associated with it and related prompt information; (5) if the auxiliary resource in the configuration parameter is obtained after the feedback mode The indicator indicates that online feedback is required after selecting one or more auxiliary resources, and the auxiliary resource usage log formed in step (3) is transmitted to the data processing server and the formed in step (3) State setting of the auxiliary resource usage log Set to "returned", and if the auxiliary resource acquisition feedback mode indicator in the configuration parameter indicates that batch feedback is needed after selecting one or more auxiliary resources, the auxiliary resource formed in step (3) The status of the usage log is set to "unrewarded", and then the secondary resource usage log with the status "unreturned" is periodically transferred to the data processing server, and the status of the transmitted auxiliary resource usage log is set. It is "returned".
在上面所公開的方案中，較佳地，所述資料處理伺服器在接收到輔助資源使用日誌後針對每個輔助資源使用日誌執行如下操作：(1)確定該輔助資源使用日誌所包含的一個或多個輔助資源的資訊中是否包含篩選規則，並且如果包含篩選規則，則進入步驟(2)以執行附加的評估操作，而如果不包含篩選規則，則進入步驟(3)；(2)確定相關的安全性資訊交互過程的資訊以及與其相關聯的一個或多個輔助資源的資訊是否滿足預先確定的篩選規則，並且如果滿足篩選規則，則記錄相關資訊並通知相關用戶，隨後進入步驟(3)；(3)儲存該輔助資源使用日誌並劃分該輔助資源使用日誌的類別以供相關方檢索，並實施與該輔助資源使用日誌相關聯的後續操作。 In the solution disclosed above, preferably, the data processing server performs the following operations for each auxiliary resource usage log after receiving the auxiliary resource usage log: (1) determining one of the auxiliary resource usage logs Whether the filtering rule is included in the information of the plurality of auxiliary resources, and if the filtering rule is included, proceeding to step (2) to perform an additional evaluation operation, and if the screening rule is not included, proceeding to step (3); (2) determining The information about the related security information interaction process and the information of one or more auxiliary resources associated with it meet predetermined filtering rules, and if the screening rules are met, the related information is recorded and notified to the relevant users, and then proceeds to step (3) (3) storing the auxiliary resource usage log and dividing the category of the auxiliary resource usage log for retrieval by the relevant party, and implementing subsequent operations associated with the auxiliary resource usage log.
本發明的目的也可以透過以下技術方案實現：一種安全性資訊交互終端，所述安全性資訊交互終端基於來自用戶的安全性資訊交互指令並透過與外部安全載體和資料處理伺服器的資料交互完成安全性資訊交互過程，並且在所述安全性資訊交互過程完成之後自動地執行 與所述安全性資訊交互過程相關聯的操作。 The object of the present invention can also be achieved by the following technical solutions: a security information interaction terminal, which is based on a security information interaction instruction from a user and interacts with data of an external security carrier and a data processing server. a security information interaction process and automatically executed after the security information interaction process is completed An operation associated with the security information interaction process.
本發明的目的也可以透過以下技術方案實現：一種資料處理伺服器，所述資料處理伺服器透過與安全性資訊交互終端的資料交互完成安全性資訊交互過程以及與所述安全性資訊交互過程相關聯的操作。 The object of the present invention can also be achieved by the following technical solutions: a data processing server, the data processing server completes a security information interaction process and is related to the security information interaction process by interacting with the data of the security information interaction terminal. The operation of the joint.
本發明的目的也可以透過以下技術方案實現：一種安全性資訊交互方法，所述安全性資訊交互方法包括下列步驟：(A1)安全性資訊交互終端基於來自用戶的安全性資訊交互指令並透過與外部安全載體和資料處理伺服器的資料交互完成安全性資訊交互過程；(A2)所述安全性資訊交互終端在所述安全性資訊交互過程完成之後透過與所述資料處理伺服器的資料交互自動地執行與所述安全性資訊交互過程相關聯的操作。 The object of the present invention can also be achieved by the following technical solutions: a security information interaction method, the security information interaction method includes the following steps: (A1) The security information interaction terminal is based on the security information interaction instruction from the user and The data exchange between the external security carrier and the data processing server completes the security information interaction process; (A2) the security information interaction terminal automatically interacts with the data processing server through the data interaction server after the security information interaction process is completed The operations associated with the security information interaction process are performed.
本發明所公開的安全性資訊交互系統、設備及方法具有以下優點：(1)能夠即時地和/或自動地使用與特定的安全性資訊交互相關聯的輔助資源；(2)操作簡便並且時間消耗和成本較低。 The disclosed security information interaction system, device and method have the following advantages: (1) being able to use auxiliary resources associated with specific security information interactions instantaneously and/or automatically; (2) easy to operate and time Consumption and cost are lower.
1‧‧‧安全性資訊交互終端 1‧‧‧Security Information Interactive Terminal
2‧‧‧資料處理伺服器 2‧‧‧Data Processing Server
3‧‧‧用戶介面 3‧‧‧User interface
4‧‧‧通信介面 4‧‧‧Communication interface
5‧‧‧安全性資訊交互處理裝置 5‧‧‧Security information interaction processing device
6‧‧‧關聯操作處理裝置 6‧‧‧Associated operation processing device
結合圖式，本發明的技術特徵以及優點將會被本領域中具有通常知識者更好地理解，其中：圖1是根據本發明的實施例的安全性資訊交互系統的示意性結構圖； 圖2是根據本發明的實施例的安全性資訊交互方法的流程圖。 The technical features and advantages of the present invention will be better understood by those of ordinary skill in the art, in which: FIG. 1 is a schematic structural diagram of a security information interaction system according to an embodiment of the present invention; 2 is a flow chart of a method of security information interaction in accordance with an embodiment of the present invention.
圖1是根據本發明的實施例的安全性資訊交互系統的示意性結構圖。如圖1所示，本發明所公開的安全性資訊交互系統包括安全性資訊交互終端1、資料處理伺服器2。其中，所述安全性資訊交互終端1(例如POS機)基於來自用戶的安全性資訊交互指令並透過與外部安全載體(例如銀行卡)和資料處理伺服器2的資料交互完成安全性資訊交互過程(例如支付交易操作)，並且在所述安全性資訊交互過程完成之後自動地執行與所述安全性資訊交互過程相關聯的操作。所述資料處理伺服器2透過與所述安全性資訊交互終端1的所述資料交互完成所述安全性資訊交互過程以及所述與所述安全性資訊交互過程相關聯的操作。 1 is a schematic structural diagram of a security information interaction system according to an embodiment of the present invention. As shown in FIG. 1, the security information interaction system disclosed by the present invention includes a security information interaction terminal 1 and a data processing server 2. The security information interaction terminal 1 (for example, a POS machine) performs a security information interaction process based on security information interaction instructions from the user and through data interaction with an external security carrier (eg, a bank card) and the data processing server 2. (eg, a payment transaction operation), and the operations associated with the security information interaction process are automatically performed after the security information interaction process is completed. The data processing server 2 completes the security information interaction process and the operation associated with the security information interaction process by interacting with the data of the security information interaction terminal 1.
較佳地，在本發明所公開的安全性資訊交互系統中，所述與所述安全性資訊交互過程相關聯的操作包括針對一個或多個輔助資源(例如優惠券)的操作。 Preferably, in the security information interaction system disclosed by the present invention, the operations associated with the security information interaction process include operations for one or more auxiliary resources (eg, coupons).
較佳地，在本發明所公開的安全性資訊交互系統中，所述安全性資訊交互終端1在啟動時執行初始化操作，所述初始化操作包括：基於來自用戶(例如操作人員)的輸入構造登入請求並將所述登入請求傳送到所述資料處理伺服器2；接收來自所述資料處理伺服器2的回應結果以完 成登入過程(例如簽到過程)，其中，所述回應結果包括配置參數以及可用的輔助資源的列表(例如一個或多個可用的優惠券的列表)。 Preferably, in the security information interaction system disclosed in the present invention, the security information interaction terminal 1 performs an initialization operation upon startup, the initialization operation including: constructing a login based on input from a user (eg, an operator) Requesting and transmitting the login request to the data processing server 2; receiving the response result from the data processing server 2 A login process (eg, a check-in process), wherein the response results include configuration parameters and a list of available secondary resources (eg, a list of one or more available coupons).
較佳地，在本發明所公開的安全性資訊交互系統中，所述資料處理伺服器2在接收到來自所述安全性資訊交互終端1的登入請求後基於預定的規則構造回應結果，並將所述回應結果傳送回所述安全性資訊交互終端1，其中，所述回應結果包括配置參數以及可用的輔助資源的列表(例如一個或多個可用的優惠券的列表)。 Preferably, in the security information interaction system disclosed by the present invention, the data processing server 2 constructs a response result based on a predetermined rule after receiving the login request from the security information interaction terminal 1, and The response is transmitted back to the security information interactive terminal 1, wherein the response result includes configuration parameters and a list of available secondary resources (eg, a list of one or more available coupons).
較佳地，在本發明所公開的安全性資訊交互系統中，所述可用的輔助資源的列表中的每個記錄包含所對應的一個可用的輔助資源的資訊。 Preferably, in the security information interaction system disclosed in the present invention, each record in the list of available auxiliary resources includes information of a corresponding available auxiliary resource.
示例性地，在本發明所公開的安全性資訊交互系統中，所述可用的輔助資源的列表中的每個記錄至少包含下列項中的一個或多個：輔助資源標識符(例如優惠券標識符)、輔助資源類型(例如優惠券類型)、輔助資源有效期(例如優惠券有效期)、輔助資源使用性質(例如優惠券的抵扣金額或折扣比列)以及篩選規則。 Illustratively, in the disclosed security information interaction system, each record in the list of available auxiliary resources includes at least one or more of the following: an auxiliary resource identifier (eg, a coupon identifier) (), auxiliary resource type (such as coupon type), auxiliary resource validity period (such as coupon validity period), auxiliary resource use nature (such as coupon deduction amount or discount ratio), and screening rules.
較佳地，在本發明所公開的安全性資訊交互系統中，所述配置參數至少包括下列項中的一個或多個：輔助資源功能開關、用戶確認開關、附加資訊輸入開關、列印開關、輔助資源獲取後回饋方式指示符、輔助資源使用條件。 Preferably, in the security information interaction system disclosed by the present invention, the configuration parameter includes at least one or more of the following items: an auxiliary resource function switch, a user confirmation switch, an additional information input switch, a print switch, The auxiliary resource is obtained after the feedback mode indicator and the auxiliary resource usage condition.
較佳地，在本發明所公開的安全性資訊交互系統中， 所述安全性資訊交互終端1進一步包括用戶介面3、通信介面4、安全性資訊交互處理裝置5和關聯操作處理裝置6。其中，所述用戶介面3接收來自用戶的安全性資訊交互指令並將所述安全性資訊交互指令傳送到安全性資訊交互處理裝置5，其中所述安全性資訊交互指令包含待執行的安全性資訊交互過程的資訊(例如支付交易的資訊)。所述安全性資訊交互處理裝置5基於接收到的所述安全性資訊交互指令經由通信介面4與所述外部安全載體(例如銀行卡)進行資料交互並構造安全性資訊交互請求，以及經由所述通信介面4將所述安全性資訊交互請求傳送到所述資料處理伺服器2以完成安全性資訊交互過程。所述關聯操作處理裝置6在所述安全性資訊交互過程完成之後自動地執行與所述安全性資訊交互過程相關聯的操作。所述通信介面4執行所述安全性資訊交互終端1與所述外部安全載體之間以及所述安全性資訊交互終端1與所述資料處理伺服器2之間的資料通信。 Preferably, in the security information interaction system disclosed by the present invention, The security information interaction terminal 1 further includes a user interface 3, a communication interface 4, a security information interaction processing device 5, and an associated operation processing device 6. The user interface 3 receives the security information interaction instruction from the user and transmits the security information interaction instruction to the security information interaction processing device 5, wherein the security information interaction instruction includes security information to be executed. Information about the interaction process (such as information about payment transactions). The security information interaction processing device 5 performs data interaction with the external security carrier (for example, a bank card) via the communication interface 4 based on the received security information interaction instruction, and constructs a security information interaction request, and The communication interface 4 transmits the security information interaction request to the data processing server 2 to complete the security information interaction process. The associated operation processing means 6 automatically performs an operation associated with the security information interaction process after the security information interaction process is completed. The communication interface 4 performs data communication between the security information interaction terminal 1 and the external security carrier and between the security information interaction terminal 1 and the data processing server 2.
較佳地，在本發明所公開的安全性資訊交互系統中，在所述安全性資訊交互過程完成之後，所述關聯操作處理裝置6根據所述配置參數中的輔助資源功能開關(即輔助資源的使用功能是否開啟)和輔助資源使用條件(例如允許的支付交易的類型和支付交易起始金額)確定是否進行行為分析操作，並且如果確定需要進行行為分析操作，則以如下方式執行行為分析操作：將所述已完成的安全性資訊交互過程的資訊(例如已完成的支付交易的資訊)逐項 地與所述可用的輔助資源的列表中的每個記錄進行比較，並且如果所述已完成的安全性資訊交互過程的資訊與所述可用的輔助資源的列表中的記錄的相關資訊相匹配(例如支付交易的類型相匹配)，則該記錄所對應的輔助資源被選取；如果一個或多個輔助資源被選取(例如可以選取一個或者多個不同類型的優惠券)，則執行關聯操作實施過程以實現針對所選取的輔助資源的操作(例如優惠券的使用)。 Preferably, in the security information interaction system disclosed in the present invention, after the security information interaction process is completed, the associated operation processing device 6 is configured according to the auxiliary resource function switch (ie, the auxiliary resource) in the configuration parameter. Whether the usage function is enabled) and auxiliary resource usage conditions (such as the type of payment transaction allowed and the payment transaction start amount) determine whether a behavior analysis operation is performed, and if it is determined that a behavior analysis operation is required, the behavior analysis operation is performed as follows : itemizing the information of the completed security information interaction process (for example, the information of the completed payment transaction) Comparing with each record in the list of available auxiliary resources, and if the information of the completed security information interaction process matches the related information recorded in the list of available auxiliary resources ( For example, if the types of payment transactions match, the auxiliary resources corresponding to the record are selected; if one or more auxiliary resources are selected (for example, one or more different types of coupons may be selected), the associated operation implementation process is performed. To implement operations for selected auxiliary resources (eg, use of coupons).
較佳地，在本發明所公開的安全性資訊交互系統中，所述關聯操作實施過程包括：(1)如果所述配置參數中的用戶確認開關指示需要用戶確認過程，則提示用戶確認是否使用所選取的一個或多個輔助資源，並且如果用戶確認使用所選取的一個或多個輔助資源，則進入步驟(2)，否則，終止關聯操作實施過程；(2)如果所述配置參數中的附加資訊輸入開關指示需要收集用戶的附加資訊(例如手機號)，則提示用戶輸入所述附加資訊，並且如果輸入成功，則進入步驟(3)，否則，終止關聯操作實施過程；(3)將所選取的一個或多個輔助資源的資訊以及所述已完成的安全性資訊交互的資訊記錄在輔助資源使用日誌中，並且如果所選取的一個或多個輔助資源所對應的記錄中的至少一個包含篩選規則(例如行為篩選條件和/或用戶篩選條件，示例性地，所述行為篩選條件可以包括用戶列表、時間範圍、門限金額、累積金額以及交易額度等，所述用戶篩選條件可以包括下列項：無限制、排 序(即根據名額限制實行先到先得)、以及隨機(即實現抽獎的模式))，則提示用戶該記錄所對應的輔助資源的使用需要進行所述資料處理伺服器2執行的附加的評估操作；(4)如果所述配置參數中的列印開關指示需要列印所述已完成的安全性資訊交互的資訊以及與其相關聯的所述選取的一個或多個輔助資源的資訊，則透過印表機列印所述已完成的安全性資訊交互的資訊和與其相關聯的所述選取的一個或多個輔助資源的資訊以及相關的提示資訊；(5)如果所述配置參數中的輔助資源獲取後回饋方式指示符指示選取一個或多個輔助資源後需要聯機回饋，則將在步驟(3)中形成的所述輔助資源使用日誌傳送到所述資料處理伺服器2並將在步驟(3)中形成的所述輔助資源使用日誌的狀態設置為“已回饋”，而如果所述配置參數中的輔助資源獲取後回饋方式指示符指示選取一個或多個輔助資源後需要批量回饋，則將在步驟(3)中形成的所述輔助資源使用日誌的狀態設置為“未回饋”，並隨後周期性地將狀態為“未回饋”的輔助資源使用日誌批量傳送到所述資料處理伺服器2，並將已傳送的輔助資源使用日誌的狀態設置為“已回饋”。 Preferably, in the security information interaction system disclosed by the present invention, the associated operation implementation process includes: (1) prompting the user to confirm whether to use if the user confirmation switch in the configuration parameter indicates that the user confirmation process is required One or more auxiliary resources selected, and if the user confirms to use the selected one or more auxiliary resources, proceeds to step (2), otherwise terminates the associated operation implementation process; (2) if in the configuration parameters The additional information input switch indicates that the user needs to collect additional information (such as a mobile phone number), and prompts the user to input the additional information, and if the input is successful, proceeds to step (3); otherwise, terminates the associated operation implementation process; (3) Information of the selected one or more auxiliary resources and information of the completed security information interaction are recorded in the auxiliary resource usage log, and if at least one of the selected one or more auxiliary resources corresponds to the record Including a filter rule (eg, a behavior filter condition and/or a user filter condition, exemplarily, the behavior filter condition may The user list, the time range, the threshold amount, the accumulated amount, and the transaction amount, etc., may include the following items: no limit, row The order (ie, first-come-first-served according to the quota limit), and random (ie, the mode of realizing the lottery)), prompting the user to use the auxiliary resource corresponding to the record requires an additional evaluation performed by the data processing server 2 (4) if the print switch in the configuration parameter indicates that information about the completed security information interaction needs to be printed and information about the selected one or more auxiliary resources associated with the configuration parameter, The printer prints the information of the completed security information interaction and the information of the selected one or more auxiliary resources associated with it and related prompt information; (5) if the auxiliary in the configuration parameter After the resource acquisition feedback mode indicator indicates that online feedback is required after selecting one or more auxiliary resources, the auxiliary resource usage log formed in step (3) is transmitted to the data processing server 2 and will be in the step ( The state of the auxiliary resource usage log formed in 3) is set to “returned”, and if the auxiliary resource in the configuration parameter is acquired, the feedback mode indicator indicates selection After one or more auxiliary resources need to be batch-returned, the state of the auxiliary resource usage log formed in step (3) is set to “unrewarded”, and then the state is periodically “unrewarded”. The resource usage log is bulk transferred to the material processing server 2, and the status of the transmitted auxiliary resource usage log is set to "returned".
較佳地，在本發明所公開的安全性資訊交互系統中，所述資料處理伺服器2在接收到輔助資源使用日誌後針對每個輔助資源使用日誌執行如下操作：(1)確定該輔助資源使用日誌所包含的一個或多個輔助資源的資訊中是否包含篩選規則，並且如果包含篩選規則，則進入步驟 (2)以執行附加的評估操作，而如果不包含篩選規則，則進入步驟(3)；(2)確定相關的安全性資訊交互過程的資訊以及與其相關聯的一個或多個輔助資源的資訊是否滿足預先確定的篩選規則(例如透過用戶配置的方式預先確定所述篩選規則，以支付交易和與其相關聯的優惠券為例，篩選過程可以如下：該支付交易是否使用了銀行卡，如果使用了銀行卡，且滿足相關條件，如商業用戶在後端系統配置的優惠活動或已獲取的優惠券表明可透過交易頻度或累計金額等方式獲取優惠，則檢索該卡在指定時間範圍內的交易頻度或累計金額是否滿足預定的要求)，並且如果滿足篩選規則，則記錄相關資訊並通知(例如透過簡訊或電子郵件的方式)相關用戶，隨後進入步驟(3)；(3)儲存該輔助資源使用日誌並劃分該輔助資源使用日誌的類別以供相關方檢索，並實施與該輔助資源使用日誌相關聯的後續操作(例如實際實施優惠券的使用)。 Preferably, in the security information interaction system disclosed by the present invention, the data processing server 2 performs the following operations for each auxiliary resource usage log after receiving the auxiliary resource usage log: (1) determining the auxiliary resource. Use the filter rule for the information of one or more auxiliary resources contained in the log, and if it contains a filter rule, enter the step (2) to perform additional evaluation operations, and if no screening rules are included, proceed to step (3); (2) determine information about the relevant security information interaction process and information about one or more auxiliary resources associated therewith. Whether the predetermined screening rule is met (for example, the screening rule is predetermined by means of user configuration, for example, to pay for the transaction and the coupon associated therewith, the screening process may be as follows: whether the payment transaction uses a bank card, if used The bank card, and meet the relevant conditions, such as the business user's preferential activities configured in the back-end system or the obtained coupons indicate that the discount can be obtained by means of transaction frequency or accumulated amount, then the transaction of the card within the specified time range is retrieved. Whether the frequency or accumulated amount meets the predetermined requirement), and if the screening rule is met, the relevant information is recorded and notified (for example, by way of a short message or an email) to the relevant user, and then proceeds to step (3); (3) storing the auxiliary resource Use the log and divide the category of the auxiliary resource usage log for the relevant party to retrieve and implement the auxiliary resource The source uses subsequent operations associated with the log (such as the actual implementation of the coupon).
由上可見，本發明所公開的安全性資訊交互系統具有下列優點：(1)能夠即時地和/或自動地使用與特定的安全性資訊交互相關聯的輔助資源；(2)操作簡便並且時間消耗和成本較低。 It can be seen from the above that the security information interaction system disclosed by the present invention has the following advantages: (1) being able to use auxiliary resources associated with specific security information interactions instantaneously and/or automatically; (2) simple operation and time Consumption and cost are lower.
如圖1所示，本發明公開了一種安全性資訊交互終端1，所述安全性資訊交互終端1(例如POS機)基於來自用戶的安全性資訊交互指令並透過與外部安全載體(例如銀行卡)和資料處理伺服器2的資料交互完成安全性資訊交互過程(例如支付交易操作)，並且在所述安全性資訊 交互過程完成之後自動地執行與所述安全性資訊交互過程相關聯的操作。 As shown in FIG. 1, the present invention discloses a security information interaction terminal 1 that is based on security information interaction instructions from a user and is transmitted through an external security carrier (such as a bank card). Interacting with the data processing server 2 to complete a security information interaction process (such as a payment transaction operation), and in the security information The operations associated with the security information interaction process are automatically performed after the interaction process is completed.
較佳地，在本發明所公開的安全性資訊交互終端1中，所述與所述安全性資訊交互過程相關聯的操作包括針對一個或多個輔助資源(例如優惠券)的操作。 Preferably, in the security information interaction terminal 1 disclosed in the present invention, the operation associated with the security information interaction process includes an operation for one or more auxiliary resources (eg, coupons).
較佳地，本發明所公開的安全性資訊交互終端1在啟動時執行初始化操作，所述初始化操作包括：基於來自用戶(例如操作人員)的輸入構造登入請求並將所述登入請求傳送到所述資料處理伺服器2；接收來自所述資料處理伺服器2的回應結果以完成登入過程(例如簽到過程)，其中，所述回應結果包括配置參數以及可用的輔助資源的列表(例如一個或多個可用的優惠券的列表)。 Preferably, the security information interaction terminal 1 disclosed by the present invention performs an initialization operation upon startup, the initialization operation including: constructing a login request based on input from a user (eg, an operator) and transmitting the login request to the location The data processing server 2; receiving a response result from the data processing server 2 to complete a login process (eg, a check-in process), wherein the response result includes configuration parameters and a list of available auxiliary resources (eg, one or more A list of available coupons).
較佳地，在本發明所公開的安全性資訊交互終端1中，所述可用的輔助資源的列表中的每個記錄包含所對應的一個可用的輔助資源的資訊。 Preferably, in the security information interaction terminal 1 disclosed in the present invention, each record in the list of available auxiliary resources contains information of a corresponding available auxiliary resource.
示例性地，在本發明所公開的安全性資訊交互終端1中，所述可用的輔助資源的列表中的每個記錄至少包含下列項中的一個或多個：輔助資源標識符(例如優惠券標識符)、輔助資源類型(例如優惠券類型)、輔助資源有效期(例如優惠券有效期)、輔助資源使用性質(例如優惠券的抵扣金額或折扣比列)以及篩選規則。 Illustratively, in the security information interaction terminal 1 disclosed in the present invention, each record in the list of available auxiliary resources includes at least one or more of the following items: an auxiliary resource identifier (for example, a coupon) Identifier), auxiliary resource type (such as coupon type), auxiliary resource validity period (such as coupon validity period), auxiliary resource use nature (such as coupon deduction amount or discount ratio), and screening rules.
較佳地，在本發明所公開的安全性資訊交互終端1中，所述配置參數至少包括下列項中的一個或多個：輔助資源功能開關、用戶確認開關、附加資訊輸入開關、列印 開關、輔助資源獲取後回饋方式指示符、輔助資源使用條件。 Preferably, in the security information interaction terminal 1 disclosed in the present invention, the configuration parameter includes at least one or more of the following items: an auxiliary resource function switch, a user confirmation switch, an additional information input switch, and printing. Switch, auxiliary resource acquisition, feedback mode indicator, auxiliary resource usage condition.
較佳地，本發明所公開的安全性資訊交互終端1進一步包括用戶介面3、通信介面4、安全性資訊交互處理裝置5和關聯操作處理裝置6。其中，所述用戶介面3接收來自用戶的安全性資訊交互指令並將所述安全性資訊交互指令傳送到安全性資訊交互處理裝置5，其中所述安全性資訊交互指令包含待執行的安全性資訊交互過程的資訊(例如支付交易的資訊)。所述安全性資訊交互處理裝置5基於接收到的所述安全性資訊交互指令經由通信介面4與所述外部安全載體(例如銀行卡)進行資料交互並構造安全性資訊交互請求，以及經由所述通信介面4將所述安全性資訊交互請求傳送到所述資料處理伺服器2以完成安全性資訊交互過程。所述關聯操作處理裝置6在所述安全性資訊交互過程完成之後自動地執行與所述安全性資訊交互過程相關聯的操作。所述通信介面4執行所述安全性資訊交互終端1與所述外部安全載體之間以及所述安全性資訊交互終端1與所述資料處理伺服器2之間的資料通信。 Preferably, the security information interaction terminal 1 disclosed by the present invention further includes a user interface 3, a communication interface 4, a security information interaction processing device 5, and an associated operation processing device 6. The user interface 3 receives the security information interaction instruction from the user and transmits the security information interaction instruction to the security information interaction processing device 5, wherein the security information interaction instruction includes security information to be executed. Information about the interaction process (such as information about payment transactions). The security information interaction processing device 5 performs data interaction with the external security carrier (for example, a bank card) via the communication interface 4 based on the received security information interaction instruction, and constructs a security information interaction request, and The communication interface 4 transmits the security information interaction request to the data processing server 2 to complete the security information interaction process. The associated operation processing means 6 automatically performs an operation associated with the security information interaction process after the security information interaction process is completed. The communication interface 4 performs data communication between the security information interaction terminal 1 and the external security carrier and between the security information interaction terminal 1 and the data processing server 2.
較佳地，在本發明所公開的安全性資訊交互終端1中，在所述安全性資訊交互過程完成之後，所述關聯操作處理裝置6根據所述配置參數中的輔助資源功能開關(即輔助資源的使用功能是否開啟)和輔助資源使用條件(例如允許的支付交易的類型和支付交易起始金額)確定是否進行行為分析操作，並且如果確定需要進行行為分析操 作，則以如下方式執行行為分析操作：將所述已完成的安全性資訊交互過程的資訊(例如已完成的支付交易的資訊)逐項地與所述可用的輔助資源的列表中的每個記錄進行比較，並且如果所述已完成的安全性資訊交互過程的資訊與所述可用的輔助資源的列表中的記錄的相關資訊相匹配(例如支付交易的類型相匹配)，則該記錄所對應的輔助資源被選取；如果一個或多個輔助資源被選取(例如可以選取一個或者多個不同類型的優惠券)，則執行關聯操作實施過程以實現針對所選取的輔助資源的操作(例如優惠券的使用)。 Preferably, in the security information interaction terminal 1 disclosed in the present invention, after the security information interaction process is completed, the associated operation processing device 6 switches (see auxiliary) according to the auxiliary resource function in the configuration parameter. Whether the resource usage function is enabled) and auxiliary resource usage conditions (such as the type of payment transaction allowed and the payment transaction start amount) to determine whether to perform a behavior analysis operation, and if it is determined that a behavior analysis operation is required The behavior analysis operation is performed by: information of the completed security information interaction process (for example, information of completed payment transactions) item by item with each of the list of available auxiliary resources Recording for comparison, and if the information of the completed security information interaction process matches the related information of the record in the list of available auxiliary resources (eg, the type of payment transaction matches), then the record corresponds to Auxiliary resources are selected; if one or more auxiliary resources are selected (eg, one or more different types of coupons may be selected), an associated operation implementation process is performed to implement operations for the selected auxiliary resources (eg, coupons) usage of).
較佳地，在本發明所公開的安全性資訊交互終端1中，所述關聯操作實施過程包括：(1)如果所述配置參數中的用戶確認開關指示需要用戶確認過程，則提示用戶確認是否使用所選取的一個或多個輔助資源，並且如果用戶確認使用所選取的一個或多個輔助資源，則進入步驟(2)，否則，終止關聯操作實施過程；(2)如果所述配置參數中的附加資訊輸入開關指示需要收集用戶的附加資訊(例如手機號)，則提示用戶輸入所述附加資訊，並且如果輸入成功，則進入步驟(3)，否則，終止關聯操作實施過程；(3)將所選取的一個或多個輔助資源的資訊以及所述已完成的安全性資訊交互的資訊記錄在輔助資源使用日誌中，並且如果所選取的一個或多個輔助資源所對應的記錄中的至少一個包含篩選規則(例如行為篩選條件和/或用戶篩選條件，示例性地，所述行為篩選條件可以 包括用戶列表、時間範圍、門限金額、累積金額以及交易額度等，所述用戶篩選條件可以包括下列項：無限制、排序(即根據名額限制實行先到先得)、以及隨機(即實現抽獎的模式))，則提示用戶該記錄所對應的輔助資源的使用需要進行所述資料處理伺服器2執行的附加的評估操作；(4)如果所述配置參數中的列印開關指示需要列印所述已完成的安全性資訊交互的資訊以及與其相關聯的所述選取的一個或多個輔助資源的資訊，則透過印表機列印所述已完成的安全性資訊交互的資訊和與其相關聯的所述選取的一個或多個輔助資源的資訊以及相關的提示資訊；(5)如果所述配置參數中的輔助資源獲取後回饋方式指示符指示選取一個或多個輔助資源後需要聯機回饋，則將在步驟(3)中形成的所述輔助資源使用日誌傳送到所述資料處理伺服器2並將在步驟(3)中形成的所述輔助資源使用日誌的狀態設置為“已回饋”，而如果所述配置參數中的輔助資源獲取後回饋方式指示符指示選取一個或多個輔助資源後需要批量回饋，則將在步驟(3)中形成的所述輔助資源使用日誌的狀態設置為“未回饋”，並隨後周期性地將狀態為“未回饋”的輔助資源使用日誌批量傳送到所述資料處理伺服器2，並將已傳送的輔助資源使用日誌的狀態設置為“已回饋”。 Preferably, in the security information interaction terminal 1 disclosed in the present invention, the associated operation implementation process includes: (1) prompting the user to confirm whether the user confirmation switch in the configuration parameter indicates that the user confirmation process is required Using the selected one or more auxiliary resources, and if the user confirms to use the selected one or more auxiliary resources, proceeds to step (2), otherwise terminates the associated operation implementation process; (2) if the configuration parameters are The additional information input switch indicates that the user needs to collect additional information (such as a mobile phone number), then prompts the user to input the additional information, and if the input is successful, proceeds to step (3), otherwise, terminates the associated operation implementation process; (3) Recording information of the selected one or more auxiliary resources and the information of the completed security information interaction in the auxiliary resource usage log, and if at least one of the records corresponding to the selected one or more auxiliary resources is selected One includes a filter rule (eg, a behavior filter condition and/or a user filter condition, and exemplarily, the behavior filter condition may be Including user list, time range, threshold amount, accumulated amount, and transaction amount, etc., the user screening condition may include the following items: unrestricted, sorted (ie, first-come-first-served according to quota), and random (ie, realized lottery) Mode)), prompting the user to use the auxiliary resource corresponding to the record requires an additional evaluation operation performed by the data processing server 2; (4) if the print switch in the configuration parameter indicates that the print job is required Information about the completed security information interaction and the information of the selected one or more auxiliary resources associated with it, and printing the information of the completed security information interaction through the printer and associating with the information The information of the selected one or more auxiliary resources and the related prompt information; (5) if the auxiliary resource after the auxiliary parameter is obtained, the feedback mode indicator indicates that one or more auxiliary resources are selected, and the online feedback is required. Then transferring the auxiliary resource usage log formed in the step (3) to the material processing server 2 and forming the portion formed in the step (3) The status of the auxiliary resource usage log is set to “returned”, and if the auxiliary resource acquisition feedback mode indicator in the configuration parameter indicates that one or more auxiliary resources are selected and needs batch feedback, then step (3) The status of the auxiliary resource usage log formed in the setting is set to "unreturned", and then the auxiliary resource usage log whose status is "not fed back" is periodically transferred to the material processing server 2 in batches, and will be transmitted. The status of the secondary resource usage log is set to "returned".
如圖1所示，本發明公開了一種資料處理伺服器2，所述資料處理伺服器2透過與安全性資訊交互終端1的資料交互完成安全性資訊交互過程以及與所述安全性資訊交 互過程相關聯的操作。 As shown in FIG. 1, the present invention discloses a data processing server 2, which performs a security information interaction process and interacts with the security information through data interaction with the security information interaction terminal 1. Inter-process associated operations.
較佳地，在本發明所公開的資料處理伺服器2中，所述與所述安全性資訊交互過程相關聯的操作包括針對一個或多個輔助資源(例如優惠券)的操作。 Preferably, in the data processing server 2 disclosed in the present invention, the operations associated with the security information interaction process include operations for one or more auxiliary resources (eg, coupons).
較佳地，本發明所公開的資料處理伺服器2在接收到來自所述安全性資訊交互終端1的登入請求後基於預定的規則構造回應結果，並將所述回應結果傳送回所述安全性資訊交互終端1，其中，所述回應結果包括配置參數以及可用的輔助資源的列表(例如一個或多個可用的優惠券的列表)。 Preferably, the data processing server 2 disclosed by the present invention constructs a response result based on a predetermined rule after receiving the login request from the security information interactive terminal 1, and transmits the response result back to the security. The information interaction terminal 1, wherein the response result includes a configuration parameter and a list of available auxiliary resources (eg, a list of one or more available coupons).
較佳地，在本發明所公開的資料處理伺服器2中，所述可用的輔助資源的列表中的每個記錄包含所對應的一個可用的輔助資源的資訊。 Preferably, in the data processing server 2 disclosed in the present invention, each record in the list of available auxiliary resources contains information of a corresponding available auxiliary resource.
示例性地，在本發明所公開的資料處理伺服器2中，所述可用的輔助資源的列表中的每個記錄至少包含下列項中的一個或多個：輔助資源標識符(例如優惠券標識符)、輔助資源類型(例如優惠券類型)、輔助資源有效期(例如優惠券有效期)、輔助資源使用性質(例如優惠券的抵扣金額或折扣比列)以及篩選規則。 Illustratively, in the material processing server 2 disclosed in the present invention, each record in the list of available auxiliary resources includes at least one or more of the following: an auxiliary resource identifier (eg, a coupon identifier) (), auxiliary resource type (such as coupon type), auxiliary resource validity period (such as coupon validity period), auxiliary resource use nature (such as coupon deduction amount or discount ratio), and screening rules.
較佳地，在本發明所公開的資料處理伺服器2中，所述配置參數至少包括下列項中的一個或多個：輔助資源功能開關、用戶確認開關、附加資訊輸入開關、列印開關、輔助資源獲取後回饋方式指示符、輔助資源使用條件。 Preferably, in the data processing server 2 disclosed in the present invention, the configuration parameter includes at least one or more of the following items: an auxiliary resource function switch, a user confirmation switch, an additional information input switch, a print switch, The auxiliary resource is obtained after the feedback mode indicator and the auxiliary resource usage condition.
較佳地，本發明所公開的資料處理伺服器2在接收到 來自所述安全性資訊交互終端1的輔助資源使用日誌後針對每個輔助資源使用日誌執行如下操作：(1)確定該輔助資源使用日誌所包含的一個或多個輔助資源的資訊中是否包含篩選規則，並且如果包含篩選規則，則進入步驟(2)以執行附加的評估操作，而如果不包含篩選規則，則進入步驟(3)；(2)確定相關的安全性資訊交互過程的資訊以及與其相關聯的一個或多個輔助資源的資訊是否滿足預先確定的篩選規則(例如透過用戶配置的方式預先確定所述篩選規則，以支付交易和與其相關聯的優惠券為例，篩選過程可以如下：該支付交易是否使用了銀行卡，如果使用了銀行卡，且滿足相關條件，如商業用戶在後端系統配置的優惠活動或已獲取的優惠券表明可透過交易頻度或累計金額等方式獲取優惠，則檢索該卡在指定時間範圍內的交易頻度或累計金額是否滿足預定的要求)，並且如果滿足篩選規則，則記錄相關資訊並通知(例如透過簡訊或電子郵件的方式)相關用戶，隨後進入步驟(3)；(3)儲存該輔助資源使用日誌並劃分該輔助資源使用日誌的類別以供相關方檢索，並實施與該輔助資源使用日誌相關聯的後續操作(例如實際實施優惠券的使用)。 Preferably, the data processing server 2 disclosed in the present invention receives After the auxiliary resource usage log from the security information interaction terminal 1, the following operations are performed for each auxiliary resource usage log: (1) determining whether the information of one or more auxiliary resources included in the auxiliary resource usage log includes filtering Rules, and if a screening rule is included, proceed to step (2) to perform additional evaluation operations, and if no screening rules are included, proceed to step (3); (2) determine information about the relevant security information interaction process and Whether the information of the associated one or more auxiliary resources satisfies a predetermined screening rule (for example, predetermining the screening rule by means of a user configuration to pay for the transaction and the coupon associated therewith, the screening process may be as follows: Whether the payment transaction uses a bank card, if a bank card is used, and the relevant conditions are met, such as a preferential activity configured by a commercial user in the back-end system or a coupon obtained, indicating that the discount can be obtained by means of transaction frequency or accumulated amount, etc. Then retrieve whether the transaction frequency or accumulated amount of the card within the specified time range satisfies the pre- Requirements), and if the screening rules are met, record the relevant information and notify (for example, by means of a newsletter or email) the relevant user, and then proceed to step (3); (3) store the auxiliary resource usage log and divide the auxiliary resource The category of the log is used for retrieval by the relevant party and subsequent operations associated with the secondary resource usage log (eg, actual implementation of the coupon) are implemented.
圖2是根據本發明的實施例的安全性資訊交互方法的流程圖。如圖2所示，本發明所公開的安全性資訊交互方法包括下列步驟：(A1)安全性資訊交互終端(例如POS機)基於來自用戶的安全性資訊交互指令並透過與外部安全載體(例如銀行卡)和資料處理伺服器的資料交互完成 安全性資訊交互過程(例如支付交易操作)；(A2)所述安全性資訊交互終端在所述安全性資訊交互過程完成之後透過與所述資料處理伺服器的資料交互自動地執行與所述安全性資訊交互過程相關聯的操作。 2 is a flow chart of a method of security information interaction in accordance with an embodiment of the present invention. As shown in FIG. 2, the security information interaction method disclosed in the present invention includes the following steps: (A1) A security information interaction terminal (such as a POS machine) is based on a security information interaction instruction from a user and is transmitted through an external security carrier (for example) Bank card) and data processing server data interaction completed a security information interaction process (such as a payment transaction operation); (A2) the security information interaction terminal automatically performs and secures the data interaction with the data processing server after the security information interaction process is completed The operation associated with the sexual information interaction process.
較佳地，在本發明所公開的安全性資訊交互方法中，所述與所述安全性資訊交互過程相關聯的操作包括針對一個或多個輔助資源(例如優惠券)的操作。 Preferably, in the security information interaction method disclosed by the present invention, the operation associated with the security information interaction process includes an operation for one or more auxiliary resources (eg, coupons).
較佳地，在本發明所公開的安全性資訊交互方法中，所述安全性資訊交互終端在啟動時執行初始化操作，所述初始化操作包括：基於來自用戶(例如操作人員)的輸入構造登入請求並將所述登入請求傳送到所述資料處理伺服器；接收來自所述資料處理伺服器的回應結果以完成登入過程(例如簽到過程)，其中，所述回應結果包括配置參數以及可用的輔助資源的列表(例如一個或多個可用的優惠券的列表)。 Preferably, in the security information interaction method disclosed in the present invention, the security information interaction terminal performs an initialization operation upon startup, the initialization operation including: constructing a login request based on input from a user (eg, an operator) And transmitting the login request to the data processing server; receiving a response result from the data processing server to complete a login process (eg, a check-in process), wherein the response result includes configuration parameters and available auxiliary resources A list (for example, a list of one or more available coupons).
較佳地，在本發明所公開的安全性資訊交互方法中，所述資料處理伺服器在接收到來自所述安全性資訊交互終端的登入請求後基於預定的規則構造回應結果，並將所述回應結果傳送回所述安全性資訊交互終端，其中，所述回應結果包括配置參數以及可用的輔助資源的列表(例如一個或多個可用的優惠券的列表)。 Preferably, in the security information interaction method disclosed by the present invention, the data processing server constructs a response result based on a predetermined rule after receiving a login request from the security information interaction terminal, and the The response is transmitted back to the security information interactive terminal, wherein the response result includes configuration parameters and a list of available secondary resources (eg, a list of one or more available coupons).
較佳地，在本發明所公開的安全性資訊交互方法中，所述可用的輔助資源的列表中的每個記錄包含所對應的一個可用的輔助資源的資訊。 Preferably, in the security information interaction method disclosed in the present invention, each record in the list of available auxiliary resources includes information of a corresponding available auxiliary resource.
示例性地，在本發明所公開的安全性資訊交互方法中，所述可用的輔助資源的列表中的每個記錄至少包含下列項中的一個或多個：輔助資源標識符(例如優惠券標識符)、輔助資源類型(例如優惠券類型)、輔助資源有效期(例如優惠券有效期)、輔助資源使用性質(例如優惠券的抵扣金額或折扣比列)以及篩選規則。 Illustratively, in the security information interaction method disclosed by the present invention, each record in the list of available auxiliary resources includes at least one or more of the following: an auxiliary resource identifier (eg, a coupon identifier) (), auxiliary resource type (such as coupon type), auxiliary resource validity period (such as coupon validity period), auxiliary resource use nature (such as coupon deduction amount or discount ratio), and screening rules.
較佳地，在本發明所公開的安全性資訊交互方法中，所述配置參數至少包括下列項中的一個或多個：輔助資源功能開關、用戶確認開關、附加資訊輸入開關、列印開關、輔助資源獲取後回饋方式指示符、輔助資源使用條件。 Preferably, in the security information interaction method disclosed in the present disclosure, the configuration parameter includes at least one or more of the following items: an auxiliary resource function switch, a user confirmation switch, an additional information input switch, a print switch, The auxiliary resource is obtained after the feedback mode indicator and the auxiliary resource usage condition.
較佳地，在本發明所公開的安全性資訊交互方法中，所述步驟(A1)進一步包括：所述安全性資訊交互終端接收來自用戶的安全性資訊交互指令，其中所述安全性資訊交互指令包含待執行的安全性資訊交互過程的資訊(例如支付交易的資訊)；所述安全性資訊交互終端基於接收到的所述安全性資訊交互指令與所述外部安全載體(例如銀行卡)進行資料交互並構造安全性資訊交互請求，以及將所述安全性資訊交互請求傳送到所述資料處理伺服器以完成安全性資訊交互過程。 Preferably, in the security information interaction method disclosed in the present disclosure, the step (A1) further includes: the security information interaction terminal receiving a security information interaction instruction from a user, wherein the security information interaction The instruction includes information about a security information interaction process to be executed (for example, information of a payment transaction); the security information interaction terminal performs the security information interaction instruction with the external security carrier (such as a bank card) based on the received security information interaction instruction. The data interacts and constructs a security information interaction request, and transmits the security information interaction request to the data processing server to complete the security information interaction process.
較佳地，在本發明所公開的安全性資訊交互方法中，所述步驟(A2)進一步包括：在所述安全性資訊交互過程完成之後，所述安全性資訊交互終端根據所述配置參數中的輔助資源功能開關(即輔助資源的使用功能是否開啟) 和輔助資源使用條件(例如允許的支付交易的類型和支付交易起始金額)確定是否進行行為分析操作，並且如果確定需要進行行為分析操作，則以如下方式執行行為分析操作：將所述已完成的安全性資訊交互過程的資訊(例如已完成的支付交易的資訊)逐項地與所述可用的輔助資源的列表中的每個記錄進行比較，並且如果所述已完成的安全性資訊交互過程的資訊與所述可用的輔助資源的列表中的記錄的相關資訊相匹配(例如支付交易的類型相匹配)，則該記錄所對應的輔助資源被選取；如果一個或多個輔助資源被選取(例如可以選取一個或者多個不同類型的優惠券)，則執行關聯操作實施過程以實現針對所選取的輔助資源的操作(例如優惠券的使用)。 Preferably, in the security information interaction method disclosed in the present disclosure, the step (A2) further includes: after the security information interaction process is completed, the security information interaction terminal is configured according to the configuration parameter. Auxiliary resource function switch (ie whether the use of auxiliary resources is enabled) And determining whether to perform a behavior analysis operation, and determining a behavior analysis operation, if it is determined that a behavior analysis operation is required, and performing the behavior analysis operation in the following manner: Information of the security information interaction process (eg, information of completed payment transactions) is itemized by item with each record in the list of available auxiliary resources, and if the completed security information interaction process The information of the record matches the related information of the record in the list of available auxiliary resources (for example, the type of payment transaction matches), then the auxiliary resource corresponding to the record is selected; if one or more auxiliary resources are selected ( For example, one or more different types of coupons may be selected, and an associated operation implementation process is performed to implement operations for the selected secondary resources (eg, use of coupons).
較佳地，在本發明所公開的安全性資訊交互方法中，所述關聯操作實施過程包括：(1)如果所述配置參數中的用戶確認開關指示需要用戶確認過程，則提示用戶確認是否使用所選取的一個或多個輔助資源，並且如果用戶確認使用所選取的一個或多個輔助資源，則進入步驟(2)，否則，終止關聯操作實施過程；(2)如果所述配置參數中的附加資訊輸入開關指示需要收集用戶的附加資訊(例如手機號)，則提示用戶輸入所述附加資訊，並且如果輸入成功，則進入步驟(3)，否則，終止關聯操作實施過程；(3)將所選取的一個或多個輔助資源的資訊以及所述已完成的安全性資訊交互的資訊記錄在輔助資源使用日誌中，並且如果所選取的一個或多個輔助資源所對 應的記錄中的至少一個包含篩選規則(例如行為篩選條件和/或用戶篩選條件，示例性地，所述行為篩選條件可以包括用戶列表、時間範圍、門限金額、累積金額以及交易額度等，所述用戶篩選條件可以包括下列項：無限制、排序(即根據名額限制實行先到先得)、以及隨機(即實現抽獎的模式))，則提示用戶該記錄所對應的輔助資源的使用需要進行所述資料處理伺服器執行的附加的評估操作；(4)如果所述配置參數中的列印開關指示需要列印所述已完成的安全性資訊交互的資訊以及與其相關聯的所述選取的一個或多個輔助資源的資訊，則透過印表機列印所述已完成的安全性資訊交互的資訊和與其相關聯的所述選取的一個或多個輔助資源的資訊以及相關的提示資訊；(5)如果所述配置參數中的輔助資源獲取後回饋方式指示符指示選取一個或多個輔助資源後需要聯機回饋，則將在步驟(3)中形成的所述輔助資源使用日誌傳送到所述資料處理伺服器並將在步驟(3)中形成的所述輔助資源使用日誌的狀態設置為“已回饋”，而如果所述配置參數中的輔助資源獲取後回饋方式指示符指示選取一個或多個輔助資源後需要批量回饋，則將在步驟(3)中形成的所述輔助資源使用日誌的狀態設置為“未回饋”，並隨後周期性地將狀態為“未回饋”的輔助資源使用日誌批量傳送到所述資料處理伺服器，並將已傳送的輔助資源使用日誌的狀態設置為“已回饋”。 Preferably, in the security information interaction method disclosed by the present invention, the associated operation implementation process includes: (1) prompting the user to confirm whether to use if the user confirmation switch in the configuration parameter indicates that the user confirmation process is required One or more auxiliary resources selected, and if the user confirms to use the selected one or more auxiliary resources, proceeds to step (2), otherwise terminates the associated operation implementation process; (2) if in the configuration parameters The additional information input switch indicates that the user needs to collect additional information (such as a mobile phone number), and prompts the user to input the additional information, and if the input is successful, proceeds to step (3); otherwise, terminates the associated operation implementation process; (3) The information of the selected one or more auxiliary resources and the information of the completed security information interaction are recorded in the auxiliary resource usage log, and if the selected one or more auxiliary resources are paired At least one of the records should include a screening rule (eg, a behavior screening condition and/or a user screening condition, which may exemplarily include a user list, a time range, a threshold amount, a cumulative amount, and a transaction amount, etc.) The user screening condition may include the following items: unrestricted, sorted (ie, first-come-first-served according to the quota limit), and random (ie, the mode of realizing the lottery), prompting the user to use the auxiliary resource corresponding to the record needs to be performed. An additional evaluation operation performed by the data processing server; (4) if a print switch in the configuration parameter indicates information required to print the completed security information interaction and the selected one associated therewith The information of the one or more auxiliary resources is printed by the printer, and the information of the completed security information interaction and the information of the selected one or more auxiliary resources associated with the related information and related prompt information are printed; (5) If the auxiliary resource acquisition after the auxiliary parameter is obtained, the feedback mode indicator indicates that one or more auxiliary resources are selected. Online feedback, the auxiliary resource usage log formed in step (3) is transferred to the data processing server and the state of the auxiliary resource usage log formed in step (3) is set to "returned" And if the auxiliary resource acquisition feedback mode indicator in the configuration parameter indicates that batch feedback is needed after selecting one or more auxiliary resources, the state setting of the auxiliary resource usage log formed in step (3) is set. "Unreturned", and then periodically transfer the auxiliary resource usage log with the status "unreturned" to the data processing server, and set the status of the transmitted auxiliary resource usage log to "returned" .
較佳地，在本發明所公開的安全性資訊交互方法中， 所述步驟(A2)進一步包括：所述資料處理伺服器在接收到輔助資源使用日誌後針對每個輔助資源使用日誌執行如下操作：(1)確定該輔助資源使用日誌所包含的一個或多個輔助資源的資訊中是否包含篩選規則，並且如果包含篩選規則，則進入步驟(2)以執行附加的評估操作，而如果不包含篩選規則，則進入步驟(3)；(2)確定相關的安全性資訊交互過程的資訊以及與其相關聯的一個或多個輔助資源的資訊是否滿足預先確定的篩選規則(例如透過用戶配置的方式預先確定所述篩選規則，以支付交易和與其相關聯的優惠券為例，篩選過程可以如下：該支付交易是否使用了銀行卡，如果使用了銀行卡，且滿足相關條件，如商業用戶在後端系統配置的優惠活動或已獲取的優惠券表明可透過交易頻度或累計金額等方式獲取優惠，則檢索該卡在指定時間範圍內的交易頻度或累計金額是否滿足預定的要求)，並且如果滿足篩選規則，則記錄相關資訊並通知(例如透過簡訊或電子郵件的方式)相關用戶，隨後進入步驟(3)；(3)儲存該輔助資源使用日誌並劃分該輔助資源使用日誌的類別以供相關方檢索，並實施與該輔助資源使用日誌相關聯的後續操作(例如實際實施優惠券的使用)。 Preferably, in the security information interaction method disclosed by the present invention, The step (A2) further includes: the data processing server performing the following operations for each auxiliary resource usage log after receiving the auxiliary resource usage log: (1) determining one or more included in the auxiliary resource usage log Whether the screening rule is included in the information of the auxiliary resource, and if the filtering rule is included, proceeds to step (2) to perform an additional evaluation operation, and if the filtering rule is not included, proceeds to step (3); (2) determines the relevant security Whether the information of the sexual information interaction process and the information of one or more auxiliary resources associated therewith meet predetermined screening rules (eg, the screening rules are predetermined by way of user configuration to pay for the transaction and the coupon associated therewith) For example, the screening process can be as follows: whether the payment transaction uses a bank card, if a bank card is used, and the relevant conditions are met, such as a preferential activity configured by a commercial user in the back-end system or a coupon obtained, indicating that the transaction frequency is available. If the discount is obtained by means of a cumulative amount or the like, the transaction frequency of the card within the specified time range is retrieved. Whether the accumulated amount meets the predetermined requirement), and if the screening rule is met, the relevant information is recorded and notified (for example, by way of a short message or an email) to the relevant user, and then proceeds to step (3); (3) storing the auxiliary resource usage log The category of the auxiliary resource usage log is divided for retrieval by the relevant party, and subsequent operations associated with the secondary resource usage log (eg, actual implementation of the coupon) are implemented.
由上可見，本發明所公開的安全性資訊交互方法具有下列優點：(1)能夠即時地和/或自動地使用與特定的安全性資訊交互相關聯的輔助資源；(2)操作簡便並且時間消耗和成本較低。 It can be seen from the above that the security information interaction method disclosed by the present invention has the following advantages: (1) being able to use auxiliary resources associated with specific security information interactions instantaneously and/or automatically; (2) simple operation and time Consumption and cost are lower.
儘管本發明是透過上述的較佳實施方式進行描述的，但是其實現形式並不局限於上述的實施方式。應該認識到：在不脫離本發明主旨和範圍的情况下，本領域中具有通常知識者可以對本發明做出不同的變化和修改。 Although the invention has been described in terms of the preferred embodiments described above, the implementations are not limited to the embodiments described above. It will be appreciated that various changes and modifications can be made in the present invention without departing from the spirit and scope of the invention.
1‧‧‧安全性資訊交互終端 1‧‧‧Security Information Interactive Terminal
2‧‧‧資料處理伺服器 2‧‧‧Data Processing Server
3‧‧‧用戶介面 3‧‧‧User interface
4‧‧‧通信介面 4‧‧‧Communication interface
5‧‧‧安全性資訊交互處理裝置 5‧‧‧Security information interaction processing device
6‧‧‧關聯操作處理裝置 6‧‧‧Associated operation processing device
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| CN201310112101.3A CN104102998A (en) | 2013-04-02 | 2013-04-02 | Security information interaction system, device and method |
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| TWI661707B (en) * | 2017-02-09 | 2019-06-01 | 大陸商中國銀聯股份有限公司 | Safety information interaction method, terminal and computer program product |
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| CN105631371A (en) * | 2014-11-25 | 2016-06-01 | 南京斯代尔网络科技有限公司 | Security information interaction system, device and method |
| CN104751350B (en) * | 2015-03-12 | 2018-03-02 | 广东欧珀移动通信有限公司 | A kind of method for information display and terminal |
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| US20080147496A1 (en) * | 2006-12-19 | 2008-06-19 | General Electric Company | System and method for providing promotions |
| CN102831534A (en) * | 2011-06-15 | 2012-12-19 | 郑幸鲲 | System and method for issuing and verifying electronic coupon |
| CN202632204U (en) * | 2012-01-11 | 2012-12-26 | 上海超易金融信息技术有限公司 | Security information interaction equipment |
| CN102831740A (en) * | 2012-09-10 | 2012-12-19 | 北京融通远景科技发展有限公司 | Financial red envelope E-coupon system |
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