TW201445474A - Mobile shopping method without arranging authentication device - Google Patents

Abstract

The present invention discloses a mobile shopping method without arranging authentication device, which comprises a financial institution end, a retail end, a consumer end and a manufacturer end. The retail end is to contact one or more retailers, for building a shopping platform by placing commodity information on Internet. The consumer end performs shopping operations to the commodities in the shopping platform through a mobile device, especially, a proof of purchase provided to the consumer from the retail end is a QR code representing the purchased commodity. The QR code can be read by a QR code reader of the manufacturer end for authentication, after being verified, the manufacturer end delivers the commodity to the consumer end.

Description

Mobile shopping method without special setting verification device

The present invention relates to a mobile shopping method that is free of special authentication devices, and more particularly to providing a consumer-friendly electronic consumption mode that allows them to obtain consumer information and complete consumption at any time through a mobile device. In addition to the actions and the security of the consumption process, it is more convenient and quick to obtain the purchase voucher, and use the purchase voucher to easily redeem the purchase method.

The traditional way of shopping is to use the counter to trade, the consumer must directly face the sales staff to conduct transactions, and some of the consumer activities need to be completed through the cumbersome appointments beforehand (such as accommodation, meal deposit prepayment, etc.) A consumer has been in existence for a long time, and it is inconvenient for consumers to visit a sales location or not be able to shop instantly. However, due to advances in network technology in recent years, consumers have been able to easily use mobile devices to purchase the required products through the Internet, and in the future, this consumption pattern may become a very popular mainstream; The payment method after reaching the purpose of consumption, in addition to direct cash transactions, is limited to the current banking transaction mode, such as deposit payment, ATM transfer, designated account deduction, credit card online credit card or bill attachment, etc. It is usually the consumer must complete the payment action before getting the goods. However, in view of the stability or security of the Internet and the risk that the messages transmitted by consumers may be falsified involuntarily, the use of mobile devices as a mode of consumption creates security problems. The safety technology that leads to electronic consumption may be questioned, and the trust in this type of electronic consumption is still low. Also, although online consumption is subject to the basic protection of the Consumer Protection Law of the country, it is usually a remedy after the completion of the shopping campaign. In terms of protecting consumers, the security is not enough.

In order to improve the security problems arising from the consumption of mobile devices, the creator of the case designed a "highly secure mobile shopping method" and filed a patent application with the financial bureau, which mainly includes financial institutions and sales. Business, consumer and vendor. Among them, the financial institution and the sales agent establish a performance guarantee account by agreement. The reseller contacts the manufacturer and provides the merchandise to build a shopping platform on the Internet; in addition, the reseller also provides a purchase voucher for the designated merchandise for the consumer to store. The consumer uses a mobile device to connect to the mobile communication network to enable the consumer to operate the mobile device to perform a purchase action on the shopping platform, and obtain the aforementioned purchase certificate after payment. The manufacturer end has a verification device, and the verification device can read the type of the product to which the purchase certificate belongs, and after being verified, the manufacturer can ship the product to the consumer. After the consumer terminal picks up the goods, the vendor and the dealer can withdraw funds through the performance guarantee account agreed with the financial institution. Through the performance bond account established between the aforementioned financial institution and the sales agent, the consumer is guaranteed the rights and interests in the trading activities.

The aforementioned patents provide a high degree of security. The mobile shopping method, however, wherein the purchase voucher is obtained after the consumer purchases the merchandise on the shopping platform, the verification device is currently provided by the reseller, and the purchase voucher corresponding to the verification device is respectively provided by the manufacturer. The storage verification device is provided, and then the purchaser issues a purchase certificate to the consumer who has paid the payment, so that the consumer holds the purchase certificate to the manufacturer and the product is verified by the verification device, and then shipped to the consumer. For the part of the vendor that must provide the verification device to the vendor, if there are dozens or even hundreds of vendors, the cost of the verification device will be extremely large, and the consumption will be huge. The goods can only be exchanged for the purchase certificate corresponding to the verification device, and the specific purchase voucher will also cause inconvenience to the pipeline and even reduce the consumer's willingness to purchase.

In view of this, how can we provide consumers with a trusted electronic consumption model, in addition to being able to easily obtain consumer information, complete consumer actions, and secure the consumption process through mobile devices, It is convenient and quick to obtain the purchase voucher, and use the purchase voucher to easily redeem the purchased item, that is, the inventor of the case is eager to study the direction of improvement.

The purpose of the present invention is to improve the need for a vendor to provide a verification device to the vendor in an electronic consumption mode, and to provide additional proof of purchase to the consumer, resulting in a costly use and inconvenience, such as lack of configuration. The highly secure mobile shopping method can be completed by verifying the device and issuing additional proof of purchase.

According to the present invention, the special verification device is provided The mobile shopping method includes a financial institution end, a reseller side, a consumer side, and a vendor side; wherein the financial institution end and the reseller side establish an performance guarantee account by agreement; the sales agent The merchants contact one or several manufacturers to establish a shopping platform for the product information on the Internet; the consumer terminal includes a mobile device, and the mobile device can be connected to the network through the mobile communication network. The application interface program unit included in the mobile device can be connected to the aforementioned shopping platform, and can browse, track or purchase the goods in the shopping platform; the main design is that the sales voucher provided to the consumer by the dealer side Is a QR Code (Quick Response Code) representing the purchased product, and the QR Code is transmitted to the mobile device designated by the consumer through the mobile communication network for storage by the consumer; The system has a QR Code reading device, and the QR Code code reading device has a QR Code generator program, and the QR Code code reading device is a universal device. The QR Code generator built into the QR Code code reading device can read and discriminate the QR Code by using the smart phone, tablet or QR Code scanner of the webcam function. After the shipment from the manufacturer side to the consumer side.

The QR Code code reading device performs the operation of reading the QR Code code in conjunction with the QR Code generator program provided by the vendor; and the QR Code generator program is built by the dealer. , stored in the network space for the vendor to download or use for free or for free.

Using the above method, it can provide electronic mobile shopping, which makes consumers more convenient and safe in shopping mode, and at the same time, Further eliminating the troubles and troubles of setting up the verification device, and further achieving the object of the invention.

10‧‧‧Financial institutions

20‧‧‧Dealer

21‧‧‧Shopping platform

22‧‧‧Performance Assurance Account

23‧‧‧QR Code

30‧‧‧ Consumers

31‧‧‧Mobile equipment

32‧‧‧Application interface program unit

40‧‧‧Manufacturer side

41‧‧‧QR Code code reading device

411‧‧‧QR Code Generator Program

The first figure shows a schematic flow chart of a method according to an embodiment of the present invention.

In order to make the description of the present invention more detailed, the method of the present invention will be described in detail below with reference to the accompanying drawings. Therefore, only the steps related to the present invention are indicated in the drawings, and the number of steps displayed may be more complicated, as described above.

In order to achieve the above object, the method adopted by the present invention is described in detail with reference to the drawings. The mobile shopping method of the verification-free device provided by the present invention is shown in the first figure. A schematic flowchart of an embodiment of the present invention mainly includes a financial institution end 10, a reseller terminal 20, a consumer end 30, and a vendor end 40; wherein: the financial institution end 10 is an institution capable of performing banking business.

The reseller 20 is in contact with one or several manufacturers, and then stipulates that one or a plurality of commodities are provided, and the merchandise information (such as product name, type, quantity, price, etc.) is built on the Internet to form a shopping platform 21 . The reseller 20 and the financial institution 10 open a performance guarantee account 22 by way of an agreed-upon manner, and after the reseller 20 provides a corresponding performance bond, the financial institution end 10 is an impartial third party. Buy and sell both parties temporarily, The money in the account is kept. If certain conditions are met or a legal event occurs, the financial institution's terminal 10 will hand over the goods to the specific person. The dealer 20 can provide a QR Code 23 (Quick Response Code) on behalf of the designated product for the consumer to store. The QR Code 23 is a purchase credential sufficient to purchase a specified item on behalf of the consumer; preferably, the QR Code 23 is electronically transmitted to the mobile device (or other electronic device) designated by the consumer via the mobile communication network. ) for consumer storage.

The consumer terminal 30 refers to a consumer, and the consumer terminal 30 includes at least one mobile device 31, which in turn refers to a smart phone, a personal digital assistant (PDA), a tablet computer, a notebook computer, etc. The mobile communication network reaches a networked mobile device, which can be one of GSM, CDMA, PHS, GPRS, 3G, WiFi or other mobile communication systems. The mobile device 31 has an application interface program unit 32. Preferably, the application interface program unit 32 is built into the built-in program of the mobile device 31 in a software form, or is built into a hardware. Or in the plug-and-play memory, the application interface program unit 32 is read and used by using the hardware or the plug-and-play memory in combination with the mobile device 31. After being read and used by the mobile device 31, the application interface program unit 32 can be connected to the shopping platform 21 of the reseller 20 via the Internet, and can browse, track, purchase, etc. the product information in the shopping platform 21. action. When the consumer 30 purchases the shopping platform 21 of the dealer terminal 20 through the mobile device 31, it needs to be in a bank transaction manner (for example, deposit payment, ATM transfer, designated account deduction, credit card online credit card or billing). Attached, etc.) The purchase amount is stored in the performance guarantee account 22, and the dealer 20 provides a QR Code 23 (Quick Response Code) representing the designated product for the consumer to store, and then the manufacturer 40 picks up the goods. . The QR Code 23 is a purchase credential sufficient to purchase a specified item on behalf of the consumer; preferably, the QR Code 23 is electronically transmitted to the mobile device (or other electronic device) designated by the consumer via the mobile communication network. ) for consumer storage.

The manufacturer terminal 40 accepts the contact of the dealer terminal 10 and agrees to provide a single or a large number of products for the consumer to purchase. The manufacturer terminal 40 has a QR Code code reading device 41, and the QR Code code reading device 41 is built. The QR Code generator program 411 is provided. Generally, the QR Code code reading device 41 is a smart phone, a tablet computer, or a QR Code scanner generally having a network camera function, and the QR Code code is transmitted through the QR Code code. The QR Code generator program 411 built in the reading device 41 can read and discriminate the QR Code code 23, and judge the type of the product to which the QR Code code 23 belongs. After being verified, the product code 40 is shipped to the consumer. End 30. After the consumer terminal 30 picks up the goods, the manufacturer terminal 40 and the dealer terminal 20 can perform the withdrawal and deposit through the performance guarantee account 22 agreed with the financial institution terminal 10, thereby completing the transaction. It is worth mentioning that the QR Code code reading device 41 performs the action of reading the QR Code code 23 in cooperation with the QR Code generator program provided by the vendor terminal 20; and the QR Code generator program is After the reseller 20 is built, it is stored in the cyberspace (eg, Play Store, Cloud Device) for the vendor 40 to download and use for free or for free.

According to the method of the above embodiment of the present invention, the actual shopping The mode is summarized as follows:

1. The consumer terminal 30 is connected to the shopping platform 21 of the dealer terminal 20 through a mobile communication network through a mobile device 31, and the application interface program unit 32 included in the mobile device 31 browses the products of the shopping platform 21. Information, such as the price, time, and time of the movie ticket (or other ticket such as: ticket, ticket, ticket, etc.), after the consumer determines the purchase, the purchase amount is delivered to the performance guarantee account 22, and is replaced by The vendor terminal 20 transmits a QR Code 23 representing the product to the consumer for storage on the mobile network. The consumer can submit the QR Code 23 to the vendor 40 (cinema), and the vendor 40 reads the QR Code. After the device 41 confirms the content of the QR Code code 23, it is judged that the time and the time of the QR Code code 23 are read, and the movie ticket is delivered to the consumer by the manufacturer terminal 40 (the cinema ticket gate), so that the ticket is admitted to the hospital to watch the movie. .

2. For example, if the consumer browses the merchandise information of the shopping platform 21 as food (or other daily necessities such as clothing, books, home appliances, etc.) and confirms the purchase after browsing, the shopping amount is delivered to the performance guarantee account 22 And the dealer code 20 outputs a QR Code code 23 representing the commodity for the consumer to store, and the consumer can hold the QR Code code 23 to the vendor 40 for verification by the QR Code code reading device 41. After the confirmation is correct, the product is delivered by the manufacturer 40 to retrieve the product.

After the consumer completes the transaction activity without dispute, the vendor terminal 40 and the dealer terminal 20 can perform the withdrawal and debit through the performance guarantee account 22 agreed with the financial institution terminal 10, thereby completing the transaction.

Therefore, the mobile shopping method of the present invention has an action in addition to In addition to the convenience of shopping and the further improvement of the protection of consumer rights, the consumer side can provide a QR Code 23 representing the designated product for the consumer to provide for the storage, and the manufacturer 40 has The QR Code code reading device 41 is a smart phone, a tablet computer or a QR Code code scanner which generally has a network camera function, and the device is not required to be provided by the dealer terminal 20, thereby saving a lot of equipment costs; Whether it is the sales agent 20, the consumer 30 and the manufacturer 40, the three are thus extremely fast and convenient, and create a win-win situation.

In summary, the method disclosed in the embodiment of the present invention comprises a financial institution end 10, a reseller terminal 20, a consumer end 30, and a vendor end 40, and is as described above and shown in the accompanying drawings. In the preferred embodiment, the present invention provides a number of advantages and has significant industrial applicability. The company has met the requirements of the patent, applied in accordance with the law, and prayed for the patent. However, the method disclosed above is a preferred embodiment of the present invention, and the equivalent changes made by the above method should still be covered by the scope of the patent application.

10‧‧‧Financial institutions

20‧‧‧Dealer

21‧‧‧Shopping platform

22‧‧‧Performance Assurance Account

23‧‧‧QR Code

30‧‧‧ Consumers

31‧‧‧Mobile equipment

32‧‧‧Application interface program unit

40‧‧‧Manufacturer side

41‧‧‧QR Code code reading device

411‧‧‧QR Code Generator Program

Claims (2)

An action shopping method free of special setting verification device, comprising: a financial institution end, a reseller side, a consumer end and a vendor end; the financial institution end system and the reseller side establish an performance guarantee by agreement An account, a third party that is justified by a financial institution, temporarily deposits and holds money in the account for both the buyer and the seller. If the breach of contract conditions is established or a legal violation occurs, the financial institution may hand over its custody to a specific The salesperson contacts one or several manufacturers to establish a shopping platform for the product information on the Internet; the sales agent can provide a purchase voucher for the designated product for the consumer to store. The consumer terminal includes a mobile device, and the mobile device can be connected to the network through a mobile communication network, and the mobile device has an application interface program unit for connecting to the retailer through the Internet connection. The shopping platform of the end, and can browse, track or purchase the goods in the shopping platform; the manufacturer end is verified that the purchase voucher is correct and is shipped from the manufacturer to the consumer. The consumer can operate the mobile device to perform a purchase action on the shopping platform, and obtain a purchase voucher after payment, and use the purchase voucher to pick up the goods from the manufacturer; the improvement is: the purchase voucher provided by the veneer to the consumer Is a QR Code (Quick Response Code) representing the purchased product, and the QR Code is transmitted to the mobile device designated by the consumer through the mobile communication network for storage by the consumer; The QR Code code reading device is built in the QR Code code reading device, and the QR Code code reading device is a smart phone, a tablet computer or the like having a universal network camera function. QR Code Scanner, The QR Code generator built into the QR Code code reading device can read and discriminate the QR Code, and then the manufacturer can ship it to the consumer after verification. The mobile shopping method of the special setting verification device according to the first aspect of the patent application, wherein the QR Code code reading device of the manufacturer side is executed by the QR Code generator program provided by the vendor side. The action of reading the QR Code code; the QR Code generator program is built by the reseller and stored in the network space for the vendor to download and use for free or for free.