TW201329881A - Cross boarder network transaction system and method - Google Patents

Abstract

The invention relates to a cross boarder network transaction system and method. The system includes a transaction platform module, a merchandize provider processing unit, a logistics processing unit, a payment processing unit and a collection transfer unit, wherein the transaction platform module is configured to the merchandize provider processing unit, logistics processing unit, payment processing unit and collection transfer unit, and to transfer and receive various information and generate report according to the information flow. After the customer purchases the product and transfers the information to the transaction platform module, the merchandize provider processing unit, the logistics processing unit, the payment processing unit and the collection transfer unit are respectively configured to generate corresponding information which transfers back to the transaction platform module. The transaction platform module sends confirmation to each unit after receiving the information.

Description

Cross-border network trading system and its trading method

The present invention relates to a system for transacting through the Internet, and more particularly to a cross-border network transaction system with foreign exchange clearing and reporting and a transaction method thereof.

Due to the booming of the Internet, a large amount of information is constantly being uploaded or downloaded to generate liquidity, and the characteristics of the network are far-reaching, directly or indirectly changing people's habits, such as querying the phone number is no longer dialing 104, Inquiring about bibliography is no longer a flip through the book card, becoming a new life revolution.

Due to the help of the Internet, the sales behavior of the store and the consumption habits of the people are gradually being affected by the changes. With the establishment of more and more online stores, people can enjoy the fun and convenience of shopping at home without going out. They don’t have to go anywhere to find what they want. The browsing and searching of the website can find the goods that you need without any effort. Even the foreign stores and buyers can sell or purchase, making online shopping one of the mainstream of today's consumer life.

For this reason, more and more businesses have seen online consumption as a major sales model and increased their revenue sources, and this trading model has matured, when merchants set up online stores on the Internet via the Internet platform. After that, the third-party payment operators will use their money to ensure the payment and income access, and the logistics will be sent by the cooperative logistics company or by themselves to ensure that the goods can be delivered to the customers in time. The basic architecture.

Because online sales are not geographically or nationally restricted, buyers in different countries will be attracted to the Internet for consumption, although for buyers, the payment method is the same as the general payment behavior, but for sellers who build online stores. In this case, such cross-border sales must be reported to the competent authority for foreign exchange reporting and exchange to meet legal requirements; however, because foreign exchange reporting and exchange are unfamiliar to businesses that are generally not foreign trade, and There is also a lot of inconvenience in responding to different payment channels. Moreover, if the merchant does not process the application for payment in a timely manner and conducts the exchange, there is also a risk of exchange loss.

In view of the above-mentioned shortcomings, the main object of the present invention is to provide a cross-border network transaction system and a transaction method thereof, which are assisted by the cross-border transaction system to solve the foreign exchange reporting procedure and bear the risk of exchange risk, and participate in the problem. Stores in the trading system do not need to change their existing sales structure.

Another object of the present invention is to provide a cross-border network transaction system and a transaction method thereof for integrating all information flows including money flow and logistics on the same platform, so that all parties can receive and query on the same platform. Wait for the required information; and through the integration of the logistics, you can effectively control the price of goods and delivery to stimulate consumption.

Another object of the present invention is to provide a cross-border network transaction system and a transaction method thereof, which can synchronously drive the store's stocking and logistics picking process, and create information flow synchronization of the business flow, the golden flow and the logistics through information integration, and improve the revenue. The efficiency of the model, stocking and logistics scheduling to produce the following beneficial effects:

(1) The system integrates the operations of many stores and logistics companies.

(2) At the same time that the consumer completes the order, the store immediately opens the stocking procedure.

(3) After the store has completed the goods, the logistics will immediately pick up the goods from the store and carry out the follow-up delivery schedule.

A further object of the present invention is to provide a cross-border network transaction system and a transaction method thereof, which can integrate a sub-account mode of commodity fees and logistics charges, and the consumer only needs to pay the total amount, and the system will automatically judge all the payees. The deregistration ratio is assisted by the store to split the logistics charges in the total amount collected and to dispose of the logistics provider, and at the same time complete the service fee collection.

To achieve the above objective, the present invention provides a transaction method for a cross-border network transaction system, which mainly includes a transaction platform module, a store processing unit, a logistics processing unit, a payment processing unit and a collection unit. The trading platform module is respectively connected to the aforementioned store processing unit, the logistics processing unit, the payment processing unit and the collection unit through a network, wherein the trading platform module is used for transmitting and receiving information management of each information stream, and according to the same The information is used to generate foreign exchange filings, and the processing unit of the store transmits and receives information generated by a client's purchase of goods and the information to be processed on the trading platform module, and the collecting unit is used to receive the processing of the store. Processing information of the unit, and generating a corresponding data to be returned to the processing unit of the store by the trading platform module, and the payment processing unit is configured to receive processing information of the collecting unit and generate a corresponding data through the trading platform The module returns to the collection unit, and finally, the logistics processing unit is configured to receive processing information of the collection unit, and generate a The corresponding data module through the trading platform to return the collection unit and stores the processing unit.

The above and other objects, features and advantages of the present invention will become more <RTIgt;

Please refer to the first figure, which is a block diagram of the system of the present invention. As shown in the figure, the system mainly includes a trading platform module 1, at least one store processing unit 2, at least one logistics processing unit 3, a payment processing unit 4 and a collection unit 5, wherein the trading platform module 1 It is used to receive and transmit information of various gold streams, logistics and data streams, and combines the collection unit 5 to carry out liquidation of cross-border foreign exchange transactions, and handles the processing of foreign exchange and exchange for the store processing unit 2, and the stores handle the processing. The unit 2, the logistics processing unit 3, the payment processing unit 4, and the collection unit 5 are all connected to the transaction platform module 1 through a network, and the store processing unit 2 provides a buyer, that is, a client, to purchase goods or services. And uploading to the trading platform module 1 or receiving customer transaction results and related materials from the trading platform module 1 for providing to the client for knowledge. In this embodiment, the store processing unit 2 is a website that is set up on the network platform, and the logistics processing unit 3 receives the delivered goods or services and the store and customer data transmitted from the trading platform module 1. And providing a return of its distribution information, the payment processing unit 4 is a third-party payment tool, such as PayPal, an electronic ticket or a credit card, etc., receiving customer information and payment requests transmitted from the trading platform module 1, and then returning Passing the customer payment information to the trading platform module 1 for data return; finally, the collecting unit 5 is configured to receive the customer debit information of the trading platform module 1 and then return the confirmation via the trading platform module 1 The post-payment transaction data is sent to the store processing unit 2, and the distribution information is generated to the logistics processing unit 3. The collection unit 5 is a specific cooperative banking system in this embodiment.

Wherein, the trading platform module 1 further has at least one flag field to automatically set the object for paying the freight, and the store processing unit 2 integrates the freight payment mode with the marketing strategy; specifically, the store processing unit 2 can For a certain commodity or a transaction with a certain amount of consumption or more, the logistics cost of the transaction is absorbed by itself, so that the logistics cost becomes one of the factors that control the sales of the incentive sales.

In addition, the trading platform module 1 has built-in parameters such as the weight of the product, the volume or the distribution area, and calculates the logistics cost according to the delivery address and the goods provided by the consumer before the transaction is settled, so that the logistics cost and the commodity The fee can be completed at the time of checkout.

Furthermore, the present invention can integrate the sub-accounting mode of the commodity fee and the logistics fee, and the client only needs to pay the total amount, and the trading platform module 1 will automatically determine the allocating ratio of all the paying parties, and assist the store processing unit 2 to The logistics charge in the total amount is split and distributed to the logistics processing unit 3.

Please also refer to the second figure, which is a block diagram of the detailed transaction flow of the present invention. As shown in the figure, the client 101 representing the buyer 100 connects to the store processing unit 2 on behalf of the seller via the network to perform the service of purchasing the product 102. After the client 101 selects the product or service, the client processing unit 2 directly select the payment instruction, and then the processing unit 2 returns to the collection unit 5 via the aforementioned transaction platform module 1, and the payment unit 103 is generated by the collection unit 5 at the client 101 to perform a payment action, wherein The payment screen is a third-party payment tool. At this time, the client 101 inputs the authentication data preset by the payment tool, such as a personal account number and a password, and returns to the payment processing unit 4 via the transaction platform module 1 . In order to perform the payment action 104, after the payment action is completed, in addition to the client 101 confirming the completion of the transaction on the computer screen, the transaction information is also returned via the transaction platform module 1 to confirm the payment 105 to the collection unit 5, confirming the customer. The order is established 106, and the collection unit 5 directly outputs the distribution information 107 after the customer's order is established 106, and the distribution information includes order materials, product materials, stores. Relevant information such as data and customer data, the distribution information is transmitted to the linked store processing unit 2 and the logistics processing unit 3 via the trading platform module 1, respectively, and the store processing unit 2 performs the action of receiving the order information 108, and the logistics The processing unit 3 performs an operation of receiving the delivery information 109, and the store processing unit 2 receives the order information and then executes the procedure for preparing the product 110, and then the logistics personnel directly go to the store to pick up the delivery 111, at which time the logistics personnel After the action of the pickup delivery 111, the delivery information is returned to the delivery status module 112 via the transaction platform module 1, and the client 101 and the store processing unit 2 can perform the delivery status query 113 via the transaction platform module 1; The logistics personnel send the goods to the buyer 100 and perform the action of the goods receipt 114, and then the logistics personnel log in the information of the goods received 115 through the trading platform module 1 to complete the entire transaction process.

Continuation, please refer to the third figure, which is a flow chart of the transaction sequence and method of the present invention. The main purpose is to further describe the foregoing transaction program by using square characters, including: purchasing goods (S1) by a buyer on a website. That is, the client 101 performs product purchase on the website of the store processing unit 2 on the network, and after confirming the product, clicks on the third party payment instrument payment (S2) on the webpage, and after the customer completes the payment process, the delivery is generated. Information to the store and the matching logistics unit (S3) of the product, when cross-border payment and transportation are involved, the trading platform module 1 generates the product clearing and reporting foreign exchange information (S4), and finally completes the product distribution and The receipt (S5), after the completion of the goods receipt, the return transaction platform module provides the inquiry of the delivery status (S6).

However, the embodiments described above are preferred embodiments, and the scope of the invention is not limited thereto, and equivalent changes or modifications made in accordance with the scope of the invention and the contents of the description are still the following Covered by the scope of patents.

1. . . Trading platform module

2. . . Store processing unit

3. . . Logistics processing unit

4. . . Payment processing unit

5. . . Collection unit

100. . . buyer

101. . . Client

102. . . Purchase goods

103. . . Generate payment screen

104. . . Payment

105. . . Return confirmation payment

106. . . Order set up

107. . . Output distribution information

108. . . Receive order information

109. . . Receiving delivery information

110. . . Ready goods

111. . . Pick up and delivery

112. . . Login delivery status

113. . . Delivery status inquiry

114. . . Goods receipt

115. . . Registered goods have been received

The first figure is a block diagram of the system of the present invention.

The second figure is a block diagram of the detailed transaction flow of the present invention.

The third figure is a flow chart of the transaction sequence and method of the present invention.

1. . . Trading platform module

2. . . Store processing unit

3. . . Logistics processing unit

4. . . Payment processing unit

5. . . Collection unit

Claims (10)

A cross-border network transaction system includes: a trading platform module for transmitting and receiving information management of each information stream, and generating foreign exchange filing materials according to its information needs; at least one store processing unit is through the network Linking with the trading platform module, transmitting and receiving information and corresponding information generated by a client's purchase of goods to the trading platform module; at least one generation receiving unit is through the network and the trading platform module a link for receiving processing information of the processing unit of the store, and generating a corresponding data to be returned to the processing unit of the store by the trading platform module; at least one payment processing unit is connected to the trading platform module through the network Receiving processing information of the collection unit and generating a corresponding data to be returned to the collection unit via the trading platform module; and at least one logistics processing unit is coupled to the transaction platform module via the network to receive the The collection unit processes the information and generates a corresponding data to be returned to the collection unit and the store processing unit via the trading platform module. The cross-border network transaction system of claim 1, wherein the collection unit is a designated banking system. The cross-border network transaction system of claim 1, wherein the payment processing unit is a third party payment instrument. For example, the cross-border network transaction system described in claim 1 is wherein the store processing unit is a website set up by a store. For example, in the cross-border network transaction system described in claim 1, wherein the transaction platform module combines the collection unit for clearing of foreign exchange transactions and processing foreign exchange for reporting. For example, in the cross-border network transaction system described in claim 1, wherein the transaction platform module has complete parameters such as the weight of the product, the volume or the distribution area, and is provided by the consumer before the transaction is settled. Calculate the logistics cost by data such as shipping address and goods. For example, in the cross-border network transaction system described in claim 1 or 6, wherein the transaction platform module further has at least one flag field to automatically set an object for paying the logistics fee. For example, in the cross-border network transaction system described in claim 1 or 6, wherein the trading platform module can automatically determine the allotment ratio of all payees, and assist the store processing unit to collect the total amount collected. The logistics costs are split and allocated to the logistics processing unit. A cross-border online transaction method is performed on a trading platform module, and the steps include: a. the client selects a product on a website; b. selects a third-party payment instrument to pay on the website; c Generate distribution information to the store and the logistics unit to which the product belongs; d. Generate product clearing and foreign exchange information in the trading platform module; e. Complete product delivery and receipt; f. Report the trading platform module's delivery status . The method of cross-border network transaction according to claim 9, wherein the third party payment instrument is any one of PayPal, an electronic ticket or a credit card.