TW201308242A - Electronic commerce transaction method - Google Patents

Abstract

The present invention discloses an electronic commerce transaction method, which provides a network platform for allowing online members to perform price inquiry, price negotiation, and transaction on unlisted shares in a website. To avoid price speculation, furthermore, a website staff will confirm the legality and authenticity of the unlisted shares. Therefore, when a buyer member and seller member agree with the price, the website staff starts to proceed with telephone confirmation, provides a money remittance account to the buyer member, and collects documents related to the unlisted shares of the seller member, so as to transfer ownership after everything is ready. Then, the shares money and the unlisted shares are provided to the buyer member and the seller member, respectively. After confirming the transaction sheet, the implementation of the performance bond will be entirely executed by a lawyer. As a result, the openness, fairness, transparency, and safety of unlisted shares transaction can be significantly increased.

Description

E-commerce transaction method

The invention relates to a method for e-commerce transaction, in particular to a method for buying and selling unlisted stocks, so that buyers and sellers can directly inquiry and negotiate on the Internet, and can avoid the situation that stock prices are speculated or bought fake stocks, etc., and can be improved. An open, fair, transparent and secure e-commerce transaction method for transactions.

E-commerce covers a wide range of examples including: electronic currency exchange, electronic trading market, online marketing, inventory management, electronic data exchange and online transaction processing. Simply put, it is all kinds of business activities on the Internet, and through electronic tools to achieve a variety of business matters.

The above e-commerce transactions are also used in the trading of stocks. At present, Taiwan's stock market can be divided into listed stocks and unlisted stocks. The listed stocks can be purchased through the securities dealer's salesperson. Online purchase orders, use the computer to automatically negotiate, stocks are centrally kept by Taiwan's collective insurance, the amount of purchases and sales is deducted and remitted by the designated account, the transaction procedures are the first day of trading, the next day delivery and the third day of deduction, In this way, you can buy stocks on the market.

In addition to private transfers, the stocks that are currently not listed are generally traded through the disc dealers. The buyers and sellers are all through the manual negotiation between the disc dealers. If there is a matching pending order, the subsequent transfer and cash exchange can be carried out. stock. The disc dealers charge a modest fee. There are hundreds of disc dealers in Taiwan. The quality of disc dealers is inevitably mixed. If there are bad disc dealers who will buy low prices, some of the more vicious disc dealers will deceive investors with fake stocks.

Therefore, the present invention mainly provides an e-commerce transaction method, which utilizes a website platform to allow buyers and sellers to conduct online inquiry and bargaining, thereby avoiding bad disk supplier speculation, and website personnel will check the authenticity and legality of unlisted stocks, and through Lawyers carry out performance guarantees to substantially increase the security of the transaction.

The object of the present invention is to provide an e-commerce transaction method, which is mainly applied to the sale and purchase of unlisted stocks, and provides an online website for the buyer member and the seller member to directly make an inquiry and bargain on the online, and when the price is satisfactory, the website personnel Confirm the legality and authenticity of the unlisted shares, and remit the stock price to the designated account of the management website. After the stock price and unlisted stocks are in place, carry out subsequent transfer and remit the stock price to the seller member, and deliver the unlisted stock to the buyer. Members, and through the lawyers to perform performance guarantees, to avoid stock price speculation, so that the transaction is open, fair, transparent and enhance transaction security.

To achieve the above object, the present invention provides an e-commerce transaction method for applying to a management website for purchasing and selling unlisted stocks and operating on the Internet through a server, the system comprising the following steps: buyer member And the seller member separately logs in to the member; the buyer member and the seller member respectively publish/maintain/search the transaction order on the management website; the buyer member or the seller member conducts inquiry or bargaining; after the price is satisfied, the buyer member or the seller member confirms the transaction list content The website personnel and the stock agency company confirm the authenticity and legality of the unlisted shares of the seller, and send a confirmation email to the buyer member and the seller member; the lawyer is requested to perform the performance guarantee step, after the buyer member and the seller member confirm the transaction, Providing the transaction order to the lawyer as the basis for the follow-up performance guarantee; the management website background informs the website staff of the transaction information; the website personnel reconfirmed with the buyer member and the seller member by telephone; the buyer member remits the share to the account of the management website; the website personnel Collecting unlisted stocks and other documents from seller members After the shares of the buyer's member and the unlisted stocks and documents of the seller's members are in place, the transfer date report is provided to the lawyer; after the website personnel transfer the unlisted shares, the buyer's member shall be notified to let the buyer's member decide whether to personally confirm the stock agency. And provide the transfer date report to the lawyer; the website personnel send money to the seller member account, and deliver the unlisted shares to the buyer member.

In a preferred embodiment, the website personnel and the stock agent company confirm the authenticity and legality of the unlisted stock of the seller, and send a confirmation email to the buyer member and the seller member, and then include a performance guarantee step, the performance contract The guarantee is executed by a lawyer. After the buyer member and the seller member confirm the transaction, the transaction order is provided to the lawyer, and after the share of the buyer member and the unlisted stocks and documents of the seller member are in place, the transfer date report is provided to the lawyer. And notify the buyer member after the transfer is completed. If the buyer member deems it necessary, he can call the stock agent company to confirm and provide the transfer date report to the lawyer. After the transaction is completed, the lawyer is required to confirm that the unlisted shares that should be handed over to the buyer's member and the shares that should be wired to the seller's member are correct, and the website personnel will hand over the unlisted shares to the buyer member and remit the correct shares to the seller member. The account, the website staff and save the stock return receipt and the wire transfer scan file for lawyers to verify.

The embodiments of the present invention are described by way of specific examples, and those skilled in the art can readily appreciate the other advantages and advantages of the present invention.

The embodiments of the present invention are described below with reference to the drawings, and the following drawings are simplified schematic diagrams, and only the basic concept of the present invention is illustrated in a schematic manner, and only the structures related to the present invention are illustrated in the drawings. Rather than drawing according to the number, shape and size of the components in actual implementation, the types, quantities and proportions of the components in actual implementation are not limited to the illustrations, and can be changed according to the actual design requirements.

First, please refer to FIG. 1 , which is a flow chart of steps of a preferred embodiment of the e-commerce transaction method of the present invention. First, the buyer and the seller must first join the website to become a member of the website. Then, as shown in the figure, the steps of the e-commerce transaction method of the present invention are as follows: Step 101: The buyer member and the seller member respectively log in to the management website; Step 103: Buyer member and seller member Publish/maintain/search the transaction order online on the management website respectively; Step 105: The buyer member or the seller member makes an inquiry or bargain; Step 107: After the price is satisfied, the buyer member and the seller member confirm the transaction list content; Step 109: Website personnel Confirm with the stock agency company the authenticity and legality of the unlisted stock of the seller, and send a confirmation email to the buyer member and the seller member; Step 111: Attorneys are requested to perform the performance guarantee step, after the buyer member and the seller member confirm the transaction, Providing the transaction order to the lawyer as the basis for the follow-up performance guarantee; Step 113: Administering the website background to notify the website personnel of the transaction information; Step 115: The website personnel reconfirmed with the buyer member and the seller member by telephone; Step 117: Buyer member remittance To the account of the management website; step 119: website personnel The seller member collects documents such as unlisted shares; Step 121: After the shares of the buyer member and the unlisted stocks and documents of the seller members are in place, provide the transfer date report to the lawyer; Step 123: After the website personnel transfer the unlisted shares, they should notify The buyer member, let the buyer member decide whether to personally confirm with the stock agency company, and provide the transfer date report to the lawyer; and step 125: the website personnel remit money to the seller member account, and deliver the unlisted stock to the buyer member.

In actual use, the website can provide member online inquiry transaction history, order history and inventory profit and loss. In the inquiry and bargaining, the website only provides the input price, the number of sheets and the remarks column, and the remarks column must be reviewed by the website management personnel before it can be released to avoid the space for private transactions. Moreover, if the number of unlisted shares of the seller member is only ten, when the transaction is three, the seller member's sell order will automatically become seven, and only seven will be displayed when the transaction order is queried.

The pre-set and remittance date of the management website is the first working day after the transaction order is confirmed, and the website personnel confirm the transaction content and the remittance account by phone and the buyer member after confirming the transaction order, and remind the remittance period . Also confirm with the seller member the documents and unlisted shares that should be provided, and confirm the closing address.

After the sale and purchase, the buyer member and the seller member must pay the website usage fee and transfer fee to the management website. And the website member will provide the money to the seller member after the buyer member confirms and signs the unlisted stock.

The actual use of the performance bond is: after the buyer member and the seller member confirm the transaction, the transaction order is provided to the lawyer, and after the buyer member's share and the seller's unlisted stocks and documents are in place, the transfer date report is provided to the lawyer. The website personnel then transfer the unlisted stocks, notify the buyer members after the transfer is completed, and provide the transfer daily statements to the lawyer. After the transaction is completed, the lawyer is required to confirm that the unlisted shares that should be handed over to the buyer's member and the shares that should be wired to the seller's member are correct, and the website personnel will hand over the unlisted shares to the buyer's member. And the correct share of the money will be remitted to the account of the seller member, the website personnel will save the stock return receipt and the wire transfer scan file for the lawyer to verify.

The actual transaction is the next day after the transaction order is established. After the management website company confirms that the shares and unlisted shares are in place, the transfer date report is issued to the lawyer. At this time, the lawyer can also request the management website company to prompt the unlisted stocks to confirm that If the listed stock is in place, it can also be confirmed by online banking whether the payment is in place.

On another working day, the management website company will transfer the unlisted stocks, and notify the buyer members upon completion. The buyer members can also call the stock agent company to confirm the transfer completion, and the management website company will provide the transfer daily report to the lawyers, lawyers. You can also call the stock agency to ensure that the transfer is completed.

On the second working day, the management website company will issue the pending date report for the lawyer to confirm that the unlisted shares handed over to the buyer member and the amount that should be remitted to the seller member are correct, and the unlicensed shares will be handed over to the buyer member by the management website company personnel. And remit the amount that the seller member should receive to the bank account designated by the seller, and then manage the website company personnel to scan the unlisted stock receipts signed by the buyer and the wire transfer slip file, and issue a daily report to the lawyer before the day of work, and the lawyer It can be confirmed that the transfer is completed and online to check the unlisted stock return receipt and the wire transfer slip file signed by the buyer member.

Through the above performance guarantee, the buyer member can check the transfer progress online at any time, and can also call the stock agent company to inquire about the account number and the number of shares, and the lawyer can also monitor the entire transaction process at the same time to improve the transaction security of the buyer and the seller. In turn, the unlisted stock trading process is more open, fair, transparent and secure.

In addition, when the buyer member or seller member makes an inquiry or bargain, if the price is unsatisfactory, it can be tracked continuously, and a tracking transaction slip for the buyer member and the seller member is established for future inquiry and bargaining. When the buyer member or the seller member makes an inquiry or bargain, if the price is unsatisfactory, the transaction inquiry can also be ended.

While the foregoing description of the preferred embodiments of the invention, the embodiments of the invention The spirit and scope of this creative principle. Modifications of many forms, structures, arrangements, ratios, materials, components and components can be made by those skilled in the art to which the invention pertains. Therefore, the embodiments disclosed herein are to be considered as illustrative and not restrictive. The scope of the present invention is defined by the scope of the appended claims, and the legal equivalents thereof are not limited to the foregoing description.

101~125. . . step

1 is a flow chart showing the steps of a preferred embodiment of the e-commerce transaction method of the present invention.

101~125. . . step

Claims (9)

An e-commerce transaction method is applied to a management website for purchasing and selling unlisted stocks and operating on the Internet through a server. The method includes the following steps: the buyer member and the seller member respectively log in to the management website; the buyer Members and seller members publish/maintain/search transaction orders online on the management website; buyer members or seller members conduct inquiry or bargaining; after the price is satisfied, the buyer member and the seller member confirm the transaction list contents; the website personnel and the stock agency company Confirm the authenticity and legality of the unlisted shares of the seller, and send a confirmation email to the buyer member and the seller member; entrust the lawyer to perform the performance guarantee step, and after the buyer member and the seller member confirm the transaction, provide the transaction order to the lawyer as The basis of the follow-up performance guarantee; the website of the management website informs the website staff of the transaction information; the website personnel re-confirm with the buyer member and the seller member by telephone; the buyer member remits the share to the account of the management website; the website personnel collect the unlisted shares from the seller member, etc. Document; share of the buyer’s member and the seller After the unlisted stocks and documents are in place, the transfer date report is provided to the lawyer; after the website personnel transfer the unlisted shares, the buyer member should be notified to let the buyer member decide whether to personally confirm the stock agency and provide the transfer daily report. Lawyers; website personnel remit money to seller member accounts, and deliver unlisted shares to buyer members. The e-commerce transaction method as claimed in claim 1, wherein the management website provides the member online inquiry transaction history, order history and inventory profit and loss. The e-commerce transaction method of claim 1, wherein the step of confirming the step by the website personnel with the buyer member and the seller member by the telephone includes prompting the buyer member to transfer the payment to the designated account of the management website within the time limit. The e-commerce transaction method of claim 1, wherein the step of confirming the step by the website personnel with the buyer member and the seller member by the telephone includes prompting the seller member to deliver the document within the time limit and confirming the receiving location with the management website personnel. In the e-commerce transaction method described in claim 1, wherein the buyer member or the seller member performs the inquiry or bargaining step, the management website can only input the price, the number of sheets and the remark column by the buyer member or the seller member. The e-commerce transaction method as claimed in claim 1, wherein the performance guarantee includes the completion of the transaction, the website personnel saves the stock return receipt and the wire transfer slip file archive, and is ready for lawyer to verify. The e-commerce transaction method of claim 1, wherein the buyer member and the seller member must pay a website usage fee and a transfer fee to the management website. The e-commerce transaction method as claimed in claim 1, wherein the buyer member or the seller member performs the inquiry or bargaining, if the price is unsatisfactory, the tracking is continued, and the tracking transaction order of the buyer member and the seller member is established for further Inquiry and bargaining. The e-commerce transaction method as claimed in claim 1, wherein when the buyer member or the seller member makes an inquiry or bargain, if the price is unsatisfactory, the transaction inquiry may be ended.