TW201019248A - IP insurance-adjusting risk assessment management system and method - Google Patents

Abstract

The invention relates to an IP insurance-adjusting risk assessment management system and a method thereof, the system comprising: an application module providing the managed people to apply and use the system; a risk factor management module for managing the risk factors resulting in user risk; a risk management execution module adapted to calculate the risk values of the aforementioned risk factors; and an interactive research risk management system which, during product research and development process of the managed people, allows managers to establish encrypted historic research risk management information in accordance with the research record process of the managed people. The invention also provides an interactive research and development risk management system and a method thereof, and product upper and down streams insurance premium apportion calculation system and method for intellectual property.

Description

201019248 IX. Description of the Invention: [Technical Field of the Invention] The present invention relates to a smart insurance adjustment type risk assessment management system and method. The system includes: an application module is used to provide an application for use by the manager. · '- risk factor management module to manage the risk of causing user risk because 'a wind pipe execution module is used to calculate the risk value caused by the aforementioned risk factors; an interactive R&D risk management system In the R&D process of the manager's product development process manager, the needle-dragon manager's R&D record has been used to create historical R&D information. The invention also provides an interactive R&D risk management system and method; ❹ The system comprises: one or more computer or transaction machine devices; one or more computer or transaction machine devices; one or more internet devices A wireless broadband is used to connect the administrator and the host of the manager; a manager manages the risk management data module to manage and store the R&D risk management information specified by the manager. In the server; a R&D risk management data transfer group, which is to be communicated to the manager by the management's R&D risk management data, and the manager's data receiving module is used to receive the managed The research and development risk management data; a lock-and-storage module, the R&D risk data is stored in the data server designated by the administrator and stored in the manager's lock database. The server has become a secret research and development risk management data, and no addition, modification or deletion can be made. The present invention further provides a product upstream and downstream intellectual property insurance cost sharing calculation system and method. The system comprises: a risk factor management module for managing risk factors that may cause insured risk; and a duct execution module for Calculate the risk value caused by the aforementioned risk factors; a single component-specific calculation module is based on the specific gravity. The reference value is calculated to calculate the proportion of the product components in the product; the upstream and downstream intellectual property insurance cost sharing calculation module is based on the aforementioned risk value and proportion as the calculation basis to calculate the distribution of product components. Proportion or share premium. 201019248 [Prior Art] In order to assist intellectual property-related insurance products (such as patent enforcement insurance, it is a potential special liability insurance; or a special machine rights record, it is a follow-up maker of effective performance, _, producer Insurance)) ❹ ❿ Intentional implementation? For a company, it is naturally unwilling to be a system professional, so if there is a professional risk management or operational income risk: whether it is in the enterprise risk

Xiakou Shangkou S Company "iSSiSS, the only way to survive in the US market relying on risk management in many industries, its risk compensation is very high, in addition to litigation costs, its damage compensation is even higher Beer tongue, not to mention if it is sentenced to "intentional infringement", its compensation may be 2_3 times that of the original judgment, which is undoubtedly worse in the industry; therefore, the industry must plan ahead and conduct risk management to prevent suffering. A fatal blow, the following is a lawsuit filed by the patentee from 2002 to June 2008 to the US Trade Commission (itc) under the provisions of Section 337 of the US Tariff Act to block cargo at customs. Inbound, a total of 183 of the '38' are from Taiwan. From 2002 to June 2008, Asian countries were submitted to ITC for infringement complaints, 72 in the mainland, 29 in Japan, 24 in South Korea and 20 in Hong Kong. Between 1975 and 2001, the final infringement judgment accounted for 37%, the infringement accounted for 13%, and the final withdrawal was 50%. 8 201019248 In the fierce situation of the international market, patents have become an important tool for enterprises to survive and compete. Today's high-tech industries compete to apply for patents and patent litigations. As a blow to competitors, they receive compensation. The name of the slogan is to make the opponent ==Special == New = 财 胜 胜 胜 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ The #理方法 method is guaranteed, 要 product research and development should be done to prevent product infringement research: the wind attacked the world * * 俾 丝 会 会 · · · 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题 题The main innovations that Zhicai established for research and development have been properly decorated, and human life has continued to improve. By virtue of the reasonable risk assessment, risk management and insurance system of the present invention, the industry can be exempted from the fear of inadvertently infringing on the rights of others, and the intellectual property rights can effectively enforce their rights. [Abstract] The object of the present invention is to provide a smart insurance adjustment risk assessment management system and method for conducting risk assessment and management of intellectual property insurance. The object of the present invention is to provide an interactive R&D risk management system and method for storing and managing R&D risk management data transmitted by a manager, so as to become a historical R&D risk management material, prohibiting any addition, modification and deletion. Action, to achieve the purpose of R&D risk monitoring and management, and at the same time, when a litigation event occurs, this part of the secret research and development risk management information is proposed, and compared with other internal data of the manager to prove that the manager has Evidence of deliberate infringement despite the responsibility of the matter. The object of the present invention is to provide an interactive R&D risk management system and method, by which the R&D risk control parameter (R) issued by the interactive R&D risk management system achieves the purpose of reducing the risk value, so that the insured is underwriting And the premium calculation is more favorable. The purpose of 201019248 η is to provide a product-based upstream and downstream intellectual property insurance cost-sharing calculation method and method. Based on the risk value and specific gravity, the calculated premiums are calculated to enhance the upstream and downstream risk control of the products. To reduce the burden on the industry. Tree Buying The present invention provides a smart insurance adjusted risk assessment management system comprising: a risk factor management module for managing risk factors that cause user risks; a wind pipe execution module for calculating the aforementioned risks The risk value caused by the factor; an interactive R&D risk management system is in the process of product development by the manager, and the management of the R&D record process for the manager is established.

The above-mentioned intelligent insurance-adjusted risk assessment management system, in which the risk factor management module presents all possible risk factors by questionnaire, and the system user inputs and saves, and further executes the module according to the risk. The weight value of the factor is calculated to obtain the risk value. The above-mentioned intellectual property insurance adjusted risk assessment management system further includes an application module for providing system users to apply for the system. The above-mentioned intelligent insurance-adjusted risk assessment management system, wherein the interactive R&D risk management system comprises: one or more computer or transaction machine devices; one or more computer or transaction machine devices; one or plural An internet or network device or wireless broadband is used to connect the aforementioned administrators and managed hosts; a manager's risk management data module is used to manage and store R&D risk management data to be managed. In the data server specified by the person; a R&D risk management data transfer module, which is to be communicated to the manager in the R&D process by the information agreed by both parties in the R&D risk management data of the manager; The group 'is used to receive the R&D risk management data of the manager; a lock-and-storage module, and the R&D risk management data is stored in the data server designated by the administrator according to the lock operation procedure, and 201019248, and Stored in the administrator's lock database server to become a secret research and development risk management data, because there is no loop Design, display interface no editing function, it can not make any addition, modification and deletion. ^The intellectual property insurance adjusted risk assessment management system, in which the lock storage module has no loop programming for addition, modification or deletion. _ The above-mentioned intellectual property insurance adjusted risk assessment management system, in which the time for the management and risk management information stored by the manager and the management is the same, is an immediate system. The above-mentioned intellectual property insurance adjusted risk assessment management system, wherein the research and development risk management data or the lock-hiking historical R&D risk management data at least includes: a lock code, a lock key number, a product number, a data input period or time, first = Search date, previous number of specializations, previous special financial efficiency analysis, product no, right analysis date, product non-infringement analysis result, product avoidance design record, product 2 display date, product sales date, product lock sales quantity, or Related pictures, f-slices, videos, presentations, experiments, tests, simulations, etc., or other data records that are not likely to be altered during the development process. Death, Zhizhi Congzhi adjustment risk assessment management system, in which the lock secret ^: lock thief code, lock secret serial number, date, time are automatically generated by the soft ship.巍ΐϊΐ智ί is an adjustment risk assessment management system, in which the manager's research and development of the Guangdong risk management data module further includes: 研赞=Moving module Zhao Xin R&D' or the previous research and development case derivative new ί module Recording 'when the user completes the operation key, the risk management data is immediately sent to the data server command specified by the administrator. Due to the distance design, the display interface has no editing function, so it is not allowed to add/and delete. At the same time, the R&D risk management staff required by the manager ▲ - R & D risk management data transfer module is automatically transmitted to the management receiving and stored in the manager's lock database server becomes #能, so can not be made any Add, modify, and delete actions. Face...Editing Work 11 201019248 The above-mentioned intelligent insurance-adjusted risk assessment management system, wherein the interactive research road insurance management system further includes: Wind-I R&D risk control parameter 'This parameter shows whether the insured has undergone interactive R&D risk The control of the management system and the result of the control are used as reference values for calculating the risk value of the first air duct execution module. The above-mentioned intellectual property insurance adjusted risk assessment management system, wherein the R&D risk control parameter is calculated according to the management system's management year, the more the management year is, the larger the parameter is, and the smaller the risk value is. The risk assessment management system, wherein the interactive R&D risk management system further comprises: a manager applying for a lock-up historical R&D risk management data module, and a confidential storage module; the manager is applying for a lock The secret historical R&D risk management data module is used for the administrator to submit the application for the secret research and development risk management data. The decryption storage module is used to perform the decryption operation. The above-mentioned intellectual property insurance adjusted risk assessment management system, wherein the risk factor includes: substantial risk, operational risk; · The aforementioned substantial risk refers to: whether the art product and its zero-saki have a special, product and zero patent Retrieve the number of infringement litigations, the number of infringement litigations for products and their components, the number of successful or lost claims against products and their component infringement litigation, the actual number of sales of products and their components, the actual sales quantities of products and their components, and products The actual sales period of the components and their components; whether the possession of the wisdom, the quantity, the wisdom, or the handle of the lake requires a strong or narrow (based on the intellectual search or analysis results), whether the product or component patent does exist in the product or component Whether the patents are exclusive to others, the products or components of the patents are mortgaged or quality; the aforementioned business risks refer to: 12 201019248 The silk surface assessment, such as the listener (four) the amount, the status of the deceased, Business _ long, the insured person wins or loses in the infringement lawsuit or the number of the infringement lawsuits : The number of infringements and the infringement of the wire is the insured amount of the insured person's warning measures and implementation measures to prevent the product from infringing the intellectual property rights of others. The intellectual property insurance adjustment risk assessment management system, the calculation formula of the risk value, the actual risk weight value + the business risk weight value = the total risk value

The above-mentioned intellectual property insurance adjusted risk assessment management system, its risk value calculation formula 1 - R & D risk control parameters = R & D risk control total value The above, if not managed by the interactive R & D risk management system, its R & D risk control

The above-mentioned intelligent insurance-adjusted risk assessment management system, wherein the risk factor management module is further configured to manage the adjustment and deletion information provided by the insured, and if there is new material, it must undergo further risk management of the air traffic control module. Unadjusted assets can be reused. J The above-mentioned intellectual property insurance adjusted risk assessment management system further includes: an insured risk assessment data transmission module, which is used to transfer risk assessment data to the insurance company for underwriting and insurance amount/cost calculation. The above-mentioned intellectual property insurance adjusted risk assessment management system further includes: an insurance company underwriting information and a sub-insurance result input storage system for storing risk assessment data transmitted by the insured risk assessment data transmission module, and Enter the underwriting result. The above-mentioned intelligent insurance-adjusted risk assessment management system, wherein the insurance company's nuclear data and underwriting result input storage system receives supplementary information supplied by the insured. The above-mentioned intelligent insurance-adjusted risk assessment management system further includes: the underwriting result/insurance amount/premium receiving storage module, which receives and stores the underwriting result/insurance amount/premium from the insurance company 201019248. The above-mentioned intelligent insurance-adjusted risk assessment management system further includes: an insurance policy management module for managing the insured information of the insurance policy. The above-mentioned intelligent insurance-adjusted risk assessment management system further includes: a product upstream and downstream intellectual property insurance cost sharing calculation system for calculating the proportion of the product components in the insurance expenses or the sharing of expenses. The above-mentioned intellectual property insurance adjusted risk assessment management system, wherein the upstream and downstream intellectual property insurance cost sharing calculation system of the product comprises: a risk factor management module for managing risk factors that may cause the insured risk; The module is used to calculate the risk value caused by the risk factor; a single component specific gravity calculation module calculates the reference value of the product according to the specific gravity to calculate the proportion of the product component in the product; The intellectual property insurance cost sharing calculation module calculates the distribution ratio or the assessed premium of the product components based on the aforementioned risk value and proportion. The above-mentioned intellectual property insurance adjusted risk assessment management system, the calculation of the specific gravity value is as follows: 》 E total quantity specific value % X F total value obtained = g specific gravity value

The above-mentioned intellectual property insurance adjusted risk assessment management system has the following formula for the premium allocation calculation: A product intellectual insurance premium X research and development risk control total value x (risk value total + proportion total = single component contribution cost) The above-mentioned intellectual property insurance adjusted risk assessment management system, wherein the reference value of the product component calculation module at least includes: - the price of the product component in the cost of the product towel, - the product zero Alternative, - the functionality of the product component in the product, a smart insurance-adjusted risk assessment management method for a product component, comprising the following steps: 201019248 According to the pre-stored questionnaire of the manager and the answer to the input questionnaire The risk factor of the insured; the risk value of the risk factor is calculated to obtain the risk value of the insured; the link is a method for reducing the risk value of the insured by management, the method is as follows: the insured manages the risk management of the insured The data is transmitted to the manager; the manager makes the R&D risk management data go through the lock operation procedure and become the secret history. Develop risk management information and prohibit any addition, modification and deletion actions; generate a R&D risk control parameter to reduce the risk value of the insured. • The above-mentioned intelligent insurance adjustment risk assessment management method further includes the following steps: According to the seniority managed by the insured in the preceding method, the number of R&D risk control is calculated; the more the annual income, the larger the obtained parameters, the smaller the risk value obtained. The above-mentioned intelligent insurance adjustment risk assessment management method Further, the following steps are included: The insured risk assessment data is transmitted to the insurance company for underwriting and insurance amount/premium evaluation calculation. ~ The above-mentioned intellectual property insurance adjusted risk assessment management method further includes the following steps: According to the underwriting result And the approved insurance amount/premium, the suspected calculation of the upstream and downstream intellectual insurance expenses of the product; calculating the m-share ratio or the assessed premium of the product components based on the risk value and proportion of the product components. Management system, including: Manager one or multiple computers or transaction machines Prepared by the manager one or a plurality of electric or business equipment; - or plural side _ road or sunny equipment or wireless money, the side and the domain of the domain; - the risk management group of the risk management group m The management of the information management is lacking in the Dragon Ship μ; Risk 15 201019248 Group, the researcher's research Wei _ _ _ 密 密 收 module, to receive the manager's R & D risk management information; Do not store in = ===== Preface old score: Sexual R&D wind == Modify and delete the function of H editing, so you can't make any addition, e-processing data or lock lock code, lock key serial number, product number, data input period The date of the search, the number of previous patent searches, the previous special issue, the date of the product, the date of sale of the product, the number of products sold, the number of products sold, and the number of products sold by the company are automatically generated by the soft ship. Secret, the shooting manager develops a risk management-initiation module to generate new research and development files, or to research the R&D records through the R&D, and in the case of (4), the risk management information is the data ship designated by the manager. Finance, because there is no way to design 'display interface no The function of the series is not allowed to be added or modified. 16 201019248 and = action; Xiao Shi automatically manages the wind and development time data required for financial management, and transmits the risk management data transfer module to the manager data receiving module. ϋ ϋ 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于 于= The dynamic R&D risk management system, in which the interactive R&D risk management system further includes: 2 F-failed good New Zealand's participation in the bribery Shina H (four) silk-type R&D risk S secret control, and the control As a result, the reference value of the risk value is calculated as a module. The music official is responsible for the management of the light. The parameters of the research and development of the wind pipe are calculated according to the management of the case. The larger the management annual record, the higher the risk value. Li Chun's towel, the silk handle, and the management department of Wei, please lock the historical R&D risk management data module, and solve the problem in the custody, which is proposed by the manager to apply for the historical R&D risk management module. (4) Lock the historical research and development management information, please use the decryption storage module to perform the decryption operation. The above-mentioned interactions are extracted from the management secrets of the Linlin, and the secrets of the secrets are deleted. The identification and management of the risk management information is deleted, that is, after the confidential information is obtained, the decrypted data is deleted. Secret operation and delivery of an interactive R&D risk management method, including the following steps. The manager's new R&D file or the previous R&D case's touch file* will be managed by the manager and the managed R&D risk management information. R & D inspection management Lin (4) when the dumping, automatic job lock secret new broadcast 17 201019248 and generate lock code 'and automatically generate the lock secret number, date, time; Lock_Save, prohibit any addition, modification and deletion actions. The above interactive R&D risk management method further includes the following steps:

'The manager has opened a new R&D slot case or a derivative slot of the previous R&D case. When the operation “Complete button” is used, the risk management data will be developed and locked by the lock-in custody module. The library is stored in the library and any additions, modifications, and deletions are prohibited. The above-mentioned interactive R&D risk management method further includes the following steps: generating a R&D risk control parameter. The above-mentioned interactive R&D risk management method further includes the following steps: The administrator inputs a password and applies to the manager to lock the historical R&D risk management data. The above-mentioned interactive R&D risk management method further includes the following steps: The manager performs the decryption data operation, and automatically deletes the decrypted data after the completion of the data delivery to the manager. A product upstream and downstream intellectual property insurance cost sharing calculation system, comprising: a risk factor management module 'to manage risk factors that will cause insured risk; a wind pipe execution module to calculate risks caused by the aforementioned risk factors A single component specific gravity calculation module calculates the reference value of the product based on the specific gravity to calculate the proportion of the product component in the product; The upstream and downstream intellectual property insurance cost sharing calculation system of the above-mentioned products, wherein the risk factor management module presents all possible risk factors by questionnaire, and the insured enters the answer and stores, and further the air duct execution module according to the risk factor The weight value is calculated, 18 201019248 to obtain its risk value. • The product of the upstream and downstream intellectual property insurance cost sharing calculation system, where the risk factor 2* contains · substantial risk and operational risk; the aforementioned substantial risk means: the product and its components are the special _, the product and its zero group Pre-criminal patent search analysis of the number of infringement lawsuits for the production of σσ and its components, the success or failure of the product and its component infringement litigation and its number of times, the actual number of sales of products and their components, the actual number of products and their components The actual sales period of the sales quantity, products and their components; the possession of the wisdom_quantity, intelligence_content or specialization scope is large or narrow (according to the results of intellectual property search or analysis), the specific discipline of the product or component exists , the exclusive authorization of the product or component, the exclusive authorization of the secret person, whether the product or the Kawasaki patent is collateral or quality; the aforementioned business risk refers to: control assessment, such as the insured’s principal amount, investment The situation, the mover's claim amount after the infringement lawsuit, the lawsuit or the number of times, the insured person's period of time, the infringement lawsuit, the lawsuit, the number of people, the insured person's claim Whether there are precautionary measures and implementing measures to prevent infringement of intellectual property rights in the product. ', • The product of the upstream and downstream intellectual property touch cost allocation calculation system, the reference value calculated by the component calculation module includes at least: π σο component Ϊ price in the product, the proportion of cost, - product components The function of the product in the product, the above-mentioned products of the product components, the upstream and downstream intellectual property insurance cost sharing calculation system, the R&D risk control parameter, which indicates whether the insured has passed the control J package: and the 19 201019248 is The first air duct execution module described above calculates a reference value of the risk value. According to the management system, the management of the case is calculated. The larger the management number is, the smaller the risk value is. The T-I I only use the upstream and downstream intellectual property insurance cost sharing calculation system, and the risk value is calculated as the actual risk weight value + operation. Risk weight value = risk value travel wisdom micro-cost allocation calculation system, its risk value calculation

1-R&D risk control parameters = R&D risk control total value Dynamic R&D risk management _ rationale, its R&D risk control refers to the above-mentioned products upstream and downstream intellectual property insurance cost miscellaneous calculation system, the calculation formula of the specific gravity value is as follows: E total quantity weight value % xf total value = g specific gravity value The above-mentioned product upstream and downstream intellectual property insurance cost sharing calculation system, the formula for calculating the premium allocation is as follows: Product intellectual property insurance premium X research and development risk control total value X (risk Value total + specific gravity value) = Sharing cost of a single component [Embodiment] Please refer to the first figure, which shows the architecture of the intelligent risk-adjusted risk assessment management system of the present invention. In this embodiment, the non-members 1〇〇1 in the system and method of the smart insurance-adjusted risk assessment management system of the present invention are displayed, and the risk assessment management system 1000 (also referred to as the management operation system) The person who proposes the legal application procedure and then obtains the 1033 qualification of the member is called a non-member; the member 1033 generally refers to the content of the general understanding of the participant, and fully understands and agrees with the management operation. 20 201019248 System content and spirit Information such as meaning, rights and obligations, and through the management system, the application is completed in the order, and the manager can only operate within a certain scope of use of the management system. The manager of the management system, 1010, insurance company 8G6, reinsurance company 804, customer service specialist 8〇2, etc., first qualify for membership 1033, and then according to their different identities, conditions and needs, 1013 also proposes that certain application procedures for qualification, review, etc. are managed and approved by the management 1013, and the approval of the energy has its financial authority and authority. 1011 is qualified for membership 1033, and is also for the management of the manager 1〇13 β generation for Zhao management research and development records (four), the establishment of historical research and development records, providing records management services, insurance brokers, product upstream and downstream risk management, products Downstream insurance cost sharing calculation, patent application, agency, search/analysis management, transactions and litigation, etc., or customers related to intellectual property business; insured person who has 1033 qualifications, may also be a manager 11, also for the management of the 1013 generation to handle tracking management R & D record data, establish historical R & D record data, provide R & D record data management services, insurance brokers, product upstream and downstream risk management, product upstream and downstream insurance cost sharing calculation, litigation, Certification, trust, financing, φ loan, etc., or customers related to intellectual property business; manager 1011 is not necessarily insured 1010' Insured 1010 is not necessarily managed by the system's interactive R&D risk management system 1012 Ι〇π. Customer Service Specialist 802 ' refers to a person who is specifically responsible for the business related to the intellectual or intellectual insurance business by the manager, the insured or the manager, 1013, etc., and the reinsurance company 804 ' refers to a legal acquisition. The company that operates the insurance or reinsurance business, in the form of a separate or = insurable nature for the insurance company 806 or other reinsurance companies that cooperate with it, accepts the insurance business that was originally underwritten. Risks, liabilities and obligations of insurance for the original insurance company 806 or reinsurance company 804; insurance company 806 'refers to a company that legally obtains insurance business, can be designed for 21 201019248 $ insurance market demand insurance Commodities, and they undertake various or related intellectual rights to serve or meet the insurance needs of Na's coffee; management, 1013 'based on the manager 10H, the insured 丨 (10), the insurance company 8.6, Then = the needs of the company 804, etc. or the relative needs of other related businesses and industries that are closely related to the above, and the design-set is convenient for control, operation, operation, calculation, payment, convenient use, correct and credible Data Management _ deposit (or lock-tight) like the management into the operating system 'which towel should contain at least the management, operation, use bribery other mode, the system processes or mutual Cheng linked manner, in order to achieve the interests # efficiency management and Na customers for the purpose. The computer or transaction machine 860 is a management operation system designed by the administrator 1013, through the user (non-member or member) login authentication device 870 and the login control device 880, and then through the Internet 1 More than 2 data transmission, copying, printing, storage, communication, management or display of the human interface device that can meet the needs of other parties; login authentication device i 87〇, this device is The computer or the transaction machine device 860 is used by itself, usually a user (non-member 1001 or member 1033) enters a certain type of door lock (Key) of the management operation system, and can be designed as a software program, a password, and an authorization. Codes, barcodes, magnetic strips, magnetic cards, wafers, electronic sensing devices, other devices or devices with identification capabilities or functions (such as 'fingerprint, cornea, voice control, imaging, breathing, biochemistry, etc.), individually or Mixed use and other methods, the purpose is to effectively prove the identity of the user and what qualifications and available basic information, and then according to their different injuries, qualifications, Operation in the area of the management operation system; login control device 88G 'This device is used in conjunction with the fire/anti-virus tamper 85 () and the system host 84 ,, and the purpose is to be used by the administrator 1〇13. Those who violate the statute degree to control non-member 1GG1 or member 1G33, or those who have a bad record or have been disqualified will be secreted into the management, such as those who have not paid the membership, those who have lost the membership of 1033, For those who have been suspended, stopped or reduced in the scope of use 22 201019248, the object of the user is 1被11, the insured 1〇1, the insurance company 8〇6, the reinsurance company 804, the customer service specialist 8〇2 , the manager 1〇13 internal personnel, etc., once the pre-existing controlled evidence has disappeared' and after the manager 1G13 re-examined the error, and then the controlled person canceled his management record, the thief can make a normal record. The Internet 1GG2 'is usually used to connect and share information between users of wired or wireless (broadband) networks through the connection of two or more end-of-the-way or multi-terminal devices. Sharing, etc. The purpose for _ kind of widespread use of computers linked to conventional techniques. • Intellectual Property Insurance Adjustable Risk Assessment Management System 1000, Manager 1013 is designed to be in contact with the Manager 1G1, Insurance Company 8 () 6, Reinsurance Company 8〇4, etc. Other related business, industry relative demand, set management and operation system; system host 84G, is a computer hardware host = spare and ^ butterfly hard ship accessories or equipment, can be placed intelligent insurance adjustment wind ^ evaluation management The y_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ End or 'and let the customer or user apply or meet their needs. In addition, it is connected with the i-ship 820 for other different functional purposes; P-Fan J media Π 'The main purpose is to infiltrate and intercept the network through the device, or the virus hacker , miscellaneous, devastating or dangerous gossip: t 13' is insured by the manager 1Q1 Bu insurance _, Bao Baobao 8G4, etc.; system server 82G, its main purpose is to make an appropriate allocation, cutting, process Program control, parameter setting, file type and other program settings, suitable for the efficient use of the electric state and the use environment; · program ship _, its application software ^ by external 23 201019248 input for Download, update, add, delete, set, save, or place two applications on the device with the system software (9) to make the software operating system more efficient. Web server 830 'stores website planning, design, and control , web, data and network system programs and operating systems for different network users; member information area 1034, only available to members who do not have other identities, so it can only be used in this area Fan Operate or browse some of the information related to intellectual rights or other related information, or link to other details through this clear; Longku server 1040, whose main purpose is to store various data files and patterns. It is convenient for different network users to search, input, store, update, etc. "Research and development risk management information 2010" means that the data of the original R&D s recording module 3800 of the manager 1〇11 will be stored in the manager 1011 after being processed by the lock storage module 2〇3〇. The staff of the office is equipped with Xiaobian (4) plus control, and there is no loop program 2G11 design 'display interface without editing function, then do not do any increase here / delete / modify 2〇12, data editing, etc., related to other For the 70 items, links, operations, functions, etc., please refer to the description of this unit and the third figure. The lock database server 1080 system manager 1〇13 is used for lock storage management. From the manager 1011 R & D risk management data, when various types of rights or materials enter the database server 1〇4〇, will automatically check whether there is a lock code, if any, automatically enter the device lock database server The device is tightly controlled. Because there is no loop program 2〇η design, it is impossible to add any deletion/deletion/modification 2012 action. 'You can only add new files or materials or query Li to ensure the original broadcast or data. Integrity and cleanness The rider (4) Lai (4) picks up the general file or data mode control, and has the components, links, operations, functions, etc., please refer to this unit and say mad@; 23〇2' is a basic data for the development of the records of the originals of the manager 1〇π', which shall at least contain: lock-in, lock-in number, product number, data 24 201019248 input period or time, prior patent search Period, previous patent search quantity, prior patent validity analysis, product non-infringement analysis date, product non-infringement analysis result, product public display date, product sales date, product sales quantity, etc., or related pictures, photos, audio and video, Briefings, experiments, tests, simulations, etc., or other data records that prove impossible to be altered during the development process, will be stored in the lock database server 1〇80, strictly controlled, not a certain The hierarchical decryptor will not be able to use this information. • In this embodiment, the non-will be used in the system and method of the intelligent risk-adjusted risk assessment management system of the present invention is shown. 1001, member 1033, manager 1011, insured 1010, customer service specialist 802, reinsurance company 804, insurance company 806, manager 1〇13 are all authenticated by computer or transaction machine device 860 and login authentication device 87. Then, through the Internet 1002 for data transmission or communication or to raise the need for each other to meet their needs; the manager deletes the financial risk (4) risk assessment ^ management system 1000 between the system host 840 and the Internet 1002 The fire prevention/anti-virus wall 850 and the control operation of the login control device 880 are used to prevent illegal intrusion or destruction from the outside. The system host 84 of the smart insurance-adjusted risk assessment management system 1000 is connected to a server for different purposes, for example : web server 830 (member information area 1034), system server 820, application server 81, database server 1040; wherein the secret database server in the database server 1040 stores the lock history Sexual R&D risk management information 2302 for effective data management. Referring to the second figure, in this embodiment, the main structure of the smart insurance adjustment type risk assessment management system 1000 of the present invention is shown, wherein at least the package login authentication device 870, the login control device 880, the non-member _, the Internet The components, operations, connections, and functions of the road 1002, the insured 1〇1, the manager ion, the manager wig, the member logs, and the member information area 1034 are all described in the first figure, 25 201019248, so This is not to be described again, only the component effects that have not yet been done are described here. In this embodiment, the smart insurance adjustment risk assessment management system 1000 (also referred to as the management operation system) of the present invention includes at least one application=10G3, and the module can be a non-member craze- After the application process procedure and setting f, it becomes the member of the management operation secret, the manager 1 (m, insurance 2 1010, customer service specialist 8G2, reinsurance company thank, insurance public property 6 or manager) Confirm the painting, in the pipe system, the person enters some text numbers or data 'to distinguish it is ^ for member 1033 = member dirty: new member, # user is non-member _, and want to participate When you make a new member, you can become a basic member of the e-operation system. If you are already a member, you cannot enter the J application area. The basic information of the member is used by the new member. When applying to the management operation system as a new member, some basic information, contact information, mosquito-stained brown or use consent f will be used by the management system to pass the examination and approval. Send a letter to inform the new member to pay 1005 Dues; payment of the membership fee 'for the payment notice letter, after the new and old, should pay the membership fee in the fixed ship, if it is not paid, it will be admitted to the county's age-old meeting. If you want to continue to participate, the new member 1005 will need to apply again, and the old member's brain will have to wait for the payment of the membership fee before resuming the qualification of the original meeting ( 1 () 33, if during the unpaid period ^ member 1033 If the use of rights is impaired, the management operation system will not be responsible for any responsibility; the fee has been paid 1008 'When the new and old members receive the payment notification letter, please follow the regulations of the payment fee and wait for the manager to read the business. Will send out the payment, or send a receipt, invoice (according to the ® or local government laws and regulations), to the paid, for the sake of, if it is a new member secret, put the certification device 870 ' As a new member, Cong Cong will use some kind of customs clearance (Key) when using this management operation system 26 201019248; end 1009, here is the pointer to non-members 1〇〇1, or members who fail to pay their dues 1033, Do a forced stop to manage it in this management In the system, the succession of the company is not within its scope of authorization. The interactive R&D risk management system 1012 is a long-term monitoring and management system for the development of risk management records, which is developed by the manager 1011 during the research and development phase. At this time, part of the data in the R&D risk management data of the R&D stage is automatically transmitted to the manager 1013, and directly enters the lock database server 1080 of the manager 1013 to be locked and stored, and any addition or modification is prohibited. The program loop design actions such as deletion and deletion can only be checked by a small number of authorized persons inside the manager 1〇13, or can be printed through rigorous special operation procedures, so as to effectively monitor the risk management risk management, which is managed The time for storing the R&D risk management information is the same as that of the manager, so it is called real-time operation; once a litigation event occurs, this part of the lock-down historical R&D risk management information can be submitted 23, 2 After being checked by the manager's original R&D record data, it is proved by the manager. Indeed, the responsibility of searching, analyzing and managing has been done beforehand, and it can even be used as evidence of "poisonous infringement". At the same time, if the manager Lan becomes the insured ΐθ1θ, then the risk management system can be developed by the action! R & D risk control parameters issued by θΐ2 • J: The purpose of reducing the risk value is to make the insured 1_ in the underwriting and premium 22 more _ conditions; R & D risk control parameters 1G14, of which the research and development of the wind case The smaller the risk management system 1012 will be. The more the regular capital, the larger the parameters, and the relative risk value locks the historical R&D risk management data 2302 at least the S profit, the r material input period or time, the previous patent search period product public display period, the product lock sale The period of time, the number of products sold, etc., or related pictures, photos, videos, newsletters, real 27 201019248 simulations, etc., or other data records that are sufficient to be altered during the development process, will be stored in the lock data The decryption of the library feeding machine surface (10) plus control tube level will not be able to use this data β, a risk, sub-management touch 1015, is an automatic trial and discriminate the risk factors of different levels of the insured, squat, medium and low _ . The insured person 1〇1〇 is known for his honesty and/or the skill of the person or the basic lake area of the lion. After the trial, it will produce H, low and other different grades of the wind lions as the acceptance of insurance, premium calculation Important reference materials such as claims conditions, such as the current insurance industry or life insurance industry, before the insurance, the insurer must ensure that the insured person fills in some insurance assessment information for reference or acceptance; input / Save the questionnaire 1G16 'The practice is to make the basic insurance factor of the above assessment insurance and / or the information for the Lin problem, etc., and make a bribe and then according to the insured 1010 industry, but automatically Or manually generate a series of questions for bribery, and then submit it to the insured 1Q1Q via paper or electric ton to answer all possible risk factors 3〇39, and also store them for Insurance company 806, reinsurance company 4, etc. as a reference for acceptance, billing or claims. The air duct execution module 1017 includes at least a substantial risk 3〇33, an operational risk 3034, and a risk value calculation 1〇18. The risk factor 3039 in the real risk 3〇33 and the operating risk 3〇34 is calculated by the calculation of the % value 3037 and the weight value 3038, and the risk value is 1018, and then the risk value is calculated by the operation of the risk value 1018. Total 昶昶; risk value calculation 1018 contains at least one risk value calculation formula 3〇6〇, this calculation formula is the real risk 3033 income plus the business risk 3034 income equals the risk value total 3036; if the manager 1〇11 also becomes insured If the user is 1〇1〇, the risk value reduction can be achieved by the interactive R&D risk management system 1012. The total value of R&D risk control is 1060. The total value of R&D risk control is represented by T. It is the process of R&D risk by the manager 1011. The process of strict control is 28 201019248. The insured 1010 can be presented when insured. The risk level is calculated as 1-R (R&D risk control parameter 1014) = T. For the risk factor management module 1015, the air duct execution module ίου, the risk value calculation 1018, the R&D risk control total value 1〇6〇 and other components, operations, connections, and functions, please refer to the back and fourth of this unit for details. Figure. Insured risk assessment data transmission module 1019, here refers to the aforementioned risk factor management module 1015, air duct execution module 1〇17, risk value calculation 1018, R&D risk control total value 1〇6〇, etc. The data is transmitted to the insurance company's nuclear insurance and underwriting result input storage system 1020 through the Internet 1〇〇2, and is provided to the insurance company 806, the reinsurance company 804, etc. as a reference for acceptance, billing or claims.保险 Insurance company nuclear insurance and underwriting results input storage system 1020, in addition to receiving data from the insured risk assessment data transmission module 1〇19, the system 1010 can also be supplemented by external system Cong The information is given to the insurance company 806, reinsurance company 804, so that the information helps to obtain more and more favorable conditions for the protector 1G1G, and the above-mentioned bribery in Wei or a proper preservation; insurance The company's underwriting results are notified to the module, the insurance company 8〇6, and the reinsurance 2 1 804 underwriting the insurance conditions of the insured's 1〇1〇, and making a judgment whether it is underwriting or not. If it does not meet the underwriting conditions, it will be surrendered. If the operation is notified, if the insurance coverage is met, the insurance amount/forging evaluation is calculated; the summary information means that the supplementary information 1023 can also be provided via the external system 1032; U.6, reinsurance company 8 〇 4, let this information help to obtain more and more favorable ^ 1010 insurance conditions; nuclear protection concept, that is, insurance company 8 〇 6, re-guarantee ^ 04 judge whether willing to underwrite 'and the results through the Internet Lu Cong outside the 1009 if the manager is notified 1 〇 13, then notify the end of the insurance policy! The results of the insurance policy, the amount of insurance, the premium into the nuclear insurance / companion: the fee receiving storage module 1025; the results of the underwriting / insurance premiums _ 槪 (four) 25, is Special (10) Du Nai Cong passed the insurance 29 201019248 1010's underwriting results, insurance amount, premiums into the underwriting results / insurance amount / premiums and other information, and this information is stored in the database server 1〇4〇, At the same time, this message will be notified to the manager 1013 that the insured is inspected and the insured is on the other hand. On the other hand, the insured person 1010 is asked to make a decision on whether to purchase the insurance 1026; the insurance is to be paid 1026, and the insured is 1〇1 after careful evaluation. If you want to buy insurance, you are required to sign an insurance contract with the manager 1, 13, insurance company 806, reinsurance company 804 and other units. If you do not want to buy insurance, you will end 1009. Signing the insurance contract 1027, the insured person 1〇1〇 and the manager 1〇13, the insurance company 806, the reinsurance company (9)4 and other units jointly signed an insurance contract to regulate the rights and obligations of both parties and the matters to be observed; The management module 1〇28, the insured person 1〇1 is included in the insurance policy management mechanism after signing the insurance contract 1027, and the manager 1013 assumes the responsibility of management. Apportioning the upstream and downstream insurance costs of the product is 1029, and the insured will purchase the insurance after the purchase of insurance. 'You can choose whether to use this device through the management operation system, so that the insurance premium can be analyzed and calculated through the device'. The middle and lower reaches of the low-cost merchants share the burden to reduce the huge burden of insurance costs. If you don't want it, you will end the 1〇〇9. If you want, you can go to the upstream and downstream intellectual property insurance cost sharing calculation system 1〇3〇; The intellectual insurance insurance cost distribution calculation system 1030, whose main purpose is to enable the insured 1010 to share the insurance premiums of the insured products with the upstream, downstream and downstream manufacturers through the analysis and calculation of the system, so as to reduce the insurance costs. After the burden is completed, the data is stored in the data server 1040. The system includes at least a duct execution module 1017, a single component specific gravity calculation module 31, a product upstream and downstream intellectual insurance cost sharing calculation module 3600, a single component intellectual insurance insurance cost sharing calculation 3610, and a premium allocation. Calculate the components, operations, connections, and functions of Equation 362. For details, please refer to the rear section of this unit and the fourth diagram. Please refer to the second figure, which shows the smart insurance adjustment risk assessment 30 of the present invention. 201019248 The evaluation management system 1000 includes two systems: an interactive research and development risk management system 1012 for storing and managing the incoming by the manager 1011. The lock secret research and development risk management data 2302, and the product upstream and downstream intellectual property insurance cost sharing calculation system 1〇3〇; the application module 1003 and the member confirmation module 1〇〇4 system manager 1013 are used to provide the manager 1011 The insured person 1010 applies for the use of the system, and the member information area 34 is provided by the manager 1〇13 to the member, the manager 1011, the insured person 1〇1〇, and the like, and the risk factor management module 1 〇15 is used to manage the risk factor 3039 which will cause the risk of the insured, and the air duct execution module 1017 is used to calculate the risk value caused by the aforementioned risk factor 3039, the insured risk assessment data transmission module 1019, and the underwriting result/ Insurance amount/premium receiving storage module 1〇25, insurance policy management module 1028, and the like. The implementation steps of the foregoing system and module are as follows: Step Non-member 1001 enters the application module 1003 through the Internet 1002, and then enters the member confirmation mode 1004 to confirm whether it is a member 1〇33 (is a member of the group 33 and requires After paying the membership fee of 1007, you can obtain the intelligent risk assessment management system using the invention. If you are not a member 1001 and do not want to become a new member 1005, φ will let it end 10〇9 and return to the system website. The home page, and cannot be able to perform any activities on this system. If it is the member 1033 of the manager 1011 due to the use of the interactive R&D risk management system 1012, it may be called the manager 1011 because it is the user of the risk management data management system; If you are not using the interactive R&D risk management system 1012, you can become the insured 1010 and go directly to the risk factor management module 1015 for intellectual property insurance. Risk assessment and related underwriting, insurance amount/cost evaluation calculation. If you want to become a non-member 1001 and want to become a new member 1005, you can fill in the basic information of the member 1006 'After paying the membership fee 1007' and then choose to become the manager 1011 into 31 201019248 into the interactive R&D risk management system 1012, or become insured The ι〇ι〇 directly enters the risk factor management module 1015 for risk assessment of the insured. The interactive R&D risk management system1〇12 is a long-term monitoring and management system for R&D risk management records. It is developed by the manager 1〇11 in the R&D stage, and the R&D risk management information is immediately The information that is mutually agreed between the part of 10 and the manager is automatically transmitted (such as the Internet 1002) to the administrator 1〇13, and directly enters the lock database server 1080 of the manager 1013 to lock and store the file. Any program loop design that adds/deletes/modifies 2012 actions can only be queried by a small number of licensors within the manager 1013, or can be printed with 22G8 through rigorous special operating procedures. Establish a lock history, _: issue risk management information 2302, and monitor the purpose of R&D risk management: the time that the manager and the manager store the R&D risk management data is the same, so it is called once a litigation event occurs. , you can submit this part of the lock-hiking historical R&D management information 2302, which is compared with the original R&D record data of the manager iou. Done in advance retrieval, analysis and management of responsibility, and even can be used as evidence of "unintentional infringement" of. At the same time, if you are jealous of the manager When becoming the insured 1G1G, it is expected that the risk value reduction will be achieved by the R&D risk control parameter 1014 issued by the interactive R&D risk management system1〇12❹, so that the insured 1G1G will be calculated in the calculation of Na and Baof. The financing condition, in which the R&D risk control parameter 1014 is calculated according to the management year of the interactive R&D risk management system 1012, the more the management year is, the smaller the risk value will be. The lock history historical R&D risk management data 2302 includes at least: & lock code, lock code serial number, product number, data input date or time, prior patent search date, previous patent search quantity, prior patent validity analysis, product not Infringement analysis date, product non-infringement analysis result, product public display date, product sales period, product sales quantity, etc., or related pictures, photo and audio, 32 201019248 newsletter, experiment, job, 槪, etc., or other ashizaki =! Ξ:Level===服服===理,则』 Qing Ship __The end of the age. If judged, the research and development wind _ parameter igi will be further brought into ===, 5, and will be input / The questionnaire is stored in the questionnaire, and the questionnaire is stored in the question bank questionnaire stored in the postal pre-stored; the risk factor management module ι〇15, the pre-stored question bank questionnaire, and the insured person’s face ίο ilf+ Igi8, if it is managed by the manager, can achieve the purpose of lowering the verification value by the interactive research and development risk management system (8) 2 due to the management parameter 1014 '; the aforementioned risk real risk 3033, business risk 3034; Quality risk 3033 means: f if its components are sand patents, products and their components, the number of patent searches, the number of infringement lawsuits for products and their components, the product and its components in the case of lawsuits or Lin and its frequency, the actual sales of products and their components f, the product and its zero-volume real-time recordings, the actual sales of the products and their zero-yield fa]; ^ have wisdom _ quantity, wisdom peak or Whether the scope of patent reversal is large or narrow (according to the results of intellectual property search or analysis), whether the patent for the product or component does exist, whether the patent for the product or component is exclusively authorized to others, whether the patent for the product or component is collateralized Or the quality of the business; the aforementioned business risk 3034 refers to: 33 201019248 The life of the insured is estimated, such as the capital of the insured, the financial status of the insured, the business growth of the insured, and the insured The number of infringement lawsuits that have been suffered, the number of warning letters, the insured's success in winning infringement lawsuits on a regular basis, the number of cases lost, the number of claims, the amount of claims after the insured has been infringed, and whether the insured has any The warning measures and implementation measures for the product to infringe upon the intellectual property rights of others. The above calculation method based on the weight value 3038 of the risk factor 3039 to obtain the risk ^ please refer to || four@ ' _ air duct executive module (four) Calculate the risk value caused by the aforementioned risk factor 3039; a risk factor management module 1〇15 is used to manage the risk factor that causes the insured's risk _; risk factor management module 1〇15 ❿Ϊ: substantial risk (%) 3033 'and business risk (%) 3034, the risk factor 3039 j is presented in a questionnaire, the answer is filled by the insured person, and the actual risk (%) 3033, business risk (%) 3〇34, ( %) The percentage value 3〇37 and the weight ^ 3038 are variables; wherein the R&D risk control parameter 1〇14 is equal to zero, indicating that the insured does not pass the interactive R&D risk management system 1〇12; The R&D risk management system 1〇12 issued = 'can achieve the purpose of reducing the risk value, so that the insured person ^ has more favorable conditions, wherein the R&D risk control parameter 1〇14 is based on the risk management system 1012 The case management year Count, the more the parameter management seniority larger the value, the smaller the risk. * The formula for calculating the risk value is as follows: ίίΐ ί ί Quality risk weight value + Β, business risk weight value = C risk value total (2) 1·- R R&D risk control parameter 1014 = τ R&D risk control total value face ※ (2) If the interactive R&D risk management system is not used, the parameter value of the R&D risk control parameter R is zero^, and the air duct execution module 1017 will insure the insurer risk assessment data 1〇19, borrowing the risk assessment data 1019 The transfer module is introduced to the external insurance company underwriting information and the underwriters are stored in the system. (4) The supplementary information 1023 transferred by the external pure coffee holder 110 is sent to the insurance company 8〇6 Insurance amount/premium evaluation calculation, and then the insurance company (4) 4 underwriting result notification module 34

201019248 ^If the piece does not check the nucleus, if you do not check the 024, then notify the manager 1013, then touch the Na, Na Na nuclear commission, Bao Qing do not stomach touch, the county bundle deletes the operation, if the model, 28 and save the policy The data is sent to the database server 〇4〇; the next two steps are to determine whether to calculate the upstream and downstream insurance costs of the product, and if not, the import and the end will end, if the shipman product upstream and downstream intellectual property commissions are used for the allocation calculation system 1030 'For the calculation of the cost of intellectual property insurance. In order to enable the upstream and downstream manufacturers of a product to jointly bear the insurance premiums for the insurance related to intellectual property infringement, the system is set up - the product upstream and downstream intellectual property insurance cost sharing calculation system 1030 'for the insured who intends to integrate the upstream and downstream common miscellaneous insurance costs of their products 1 〇1〇 reference, but the calculation result of the upstream and downstream intellectual property insurance cost sharing calculation system of the product is not included in the intellectual property insurance adjustment risk assessment management system 1000 of the present invention, and is only for the insured 1010 Reference, and use this to integrate itself. Referring to the third figure, in this embodiment, the main structure of the interactive R&D risk management system 1012 of the present invention is shown, which includes at least the Internet 1002, the end 1009, and the manager 1〇1 manager 1〇13. The components, operations, connections, and functions of the member 1〇33, R&D risk control parameter 1014, database server 1〇4〇, lock database server 1080, etc. are all described in the first figure and the second figure. However, it is not repeated here, and only the components, operations, connections, and functions that have not been described are described here. In this embodiment, the interactive R&D risk management system 1012 (also referred to as the interactive management operation system) of the present invention is shown, which is an operation mode that allows the interaction between the manager 1011 and the manager 1013. The manager 1〇13 provides a model and environment for R&D risk management and supervision to be used by the manager 1011. When the manager 1011 encounters a lawsuit for alleged infringement, he may submit an application letter to the manager 1013. The manager 1013 is required to provide relevant "hidden historical R&D risk management information for the manager 1011 to do" unintentional infringement, and the evidence structure has at least one manager's R&D risk management data module 2002. It means that the operation mode of providing R&D risk management data by the manager 1013 is used by the manager 1011, and the purpose is to effectively control and supervise the R&D process and records of the manager 1011; the startup module 2004 is managed. If you need to start a new R&D product, patent case or the new derivative new case mentioned above, you can start this interactive management system. Operation, so as to be immediately incorporated into the supervision and management mechanism; R&D record module 3800, this module is the manager 1〇13 provides a model for R&D risk management and supervision, and the environment is used by the manager 1011, which has a loop here. Program 2〇11 design, so that the manager 1011 can do any data round-robin processing, such as add/delete/modify 2012, query 2014, data print 2208 (storage 2016, read 2018, etc. is a computer software program Designed and automatically generated actions) or downloading network related information, textures, audio and video and other research and development related materials, including at least users, research and development files (total serial number, file name, file number, derivative file), Ris, Time, R&D target, abstract, content description, or product number, product target, product content, date or time of data entry, or patent date, time, patent subject, patent description, patent content, patent rights, remarks, patent participation , previous patent search date, pre-search tool, search key (Key Word), search scope, number of prior patents, searcher Previous patent validity analysis, product non-infringement, ^^ period, product non-infringement analysis results, product public display date, product sales date, product sales quantity, etc., or other relevant information not yet listed, or related Films, photos, audio and video, presentations, experiments, tests, simulations, etc., will be stored in the database server 1040 designated by the administrator 1011 after being processed by the lock security module 2030. There is no loop program 2〇11 design, display interface 2 editing function, so can not do any increase/deletion/modification 2〇12 action, ^ non-right right level of decryption can use query 2014, or data column Print 2208 has 36 201019248 or other users will not be able to use this information. After completing the key 2006, the main purpose of this button is to end the operation of the aforementioned R&D recording module 3800. After that, the interactive management operation system does not have any increase/deletion/modification of the 2012 circuit program 2011 design, so The user should be careful to avoid accidentally pressing this button, so the design of this button is required to be valid at least twice or more. When the manager Gu Shuding makes the R&D record group 38〇1, at the first When the button is pressed twice, to ensure whether it is unintentionally pressing the wrong button, it will display whether it is necessary to end the operation of the R&D recording module 3800 and continue to the next step (there will be a warning word selection, not ' then back Go to the R&D record module 3800. If the selection is yes, then continue to confirm the next button again, the device will display whether it still needs to continue (the warning will be displayed again). If it is selected, it is not “return to R&D. In the recording module 3800, if the selection is "Yes," the user who continues the next step of the operation should re-confirm (4) the next step, and know that the information entered is correct. Key, when this button is pressed, all the entered data will be blocked or locked, and there is no loop program 2G11 design, so no one can do any addition/deletion/modification view, only Can be managed by the administrator or the administrator within the scope of the permission - some query view data prints 2208 actions, storage details, read faces, etc. are automatically generated by programming. If managed 1011 in the use of this interactive management operation system (4) '3 ^ _ _ module _ program has a loop program 2 〇 ι ι! 1 2 before pressing this button, you can do anything in the data you have entered = delete / modify view, query 2G14, data printing, etc. ^ Custody module 2030, this module is a data lock device, is the data that has been recorded (4), in its original data Add a special lock; or the code ' at the front end to make a ΐ ϊ ϊ 和 其它 其它 ϊ ϊ 其它 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索 检索Within the server, or as specified by the administrator 1011 The other power 37 201019248 cerebral palsy storage, storage and management, and the manager is not responsible for the management of any data storage, decryption, storage, etc. at this end; R & D risk management information 2 (10) means the original research and development record module The data of 3800's will be stored in the data storage device designated by the manager 1011 after the brain treatment, and there is no loop program 2011 design, so the new one goes. Do any additions/deletions/modifications of 2012 actions; loop programs·, a way of designing computer soft-boat programs, the main purpose of which is to make the process of computer software programming, with a process of turning or jumping, letting it The input data can be upgraded/deleted, modified 2012, queried 2014, stored 2016, read 2018, data printed, etc., or used in a jump process design, and forced to avoid a certain research and development. Risk management data transmission Huan 2008, the main function of the forest group is to be the developer's risk management information within 2〇3〇 of the manager's 1011 lock-in custody module 2〇1〇(here is the manager circle and tube Both the manager and the manager of the company are managed by the manager. After the lock is handled, the module is transmitted to the manager 1G13 via the Internet to establish a secret research and development risk management information. 23, 2

Once the administrator 1011 needs it, the administrator 1013 can provide this information for the purpose of proof. By the preservation and management of the third party of the manager 1013, a more objective, fair, just, correct and complete management mode is formed; The 1013 receives the R&D risk management information transmitted by the manager 1011 via the manager's profile. The lock-hidden historical R&D risk management data 2302 is a new file type data generated after the encryption code, the lock date number, the date, the time + the R&D risk management data 2036 is processed by the encrypted operation module 2038, and The storage surface is stored in the historical secret research and development data 2302 of the locker database 1G8 (4) of the controller 1013; the lock code is double, and the soft camera is easy to distinguish the type of data or crane or sex. #或用赖- A common setting method, you can use 38 201019248 computer keyboard symbols (such as ®, *, #, $, %, & etc., or other special symbols or special symbols), text ( For example, Chinese, English or other national languages and numbers, it can be used alone or in combination to form a special and representative identification method for controlling the entry and exit of data or data maintenance or users;曰期,时间2034, here is a software program automatic generator that automatically arranges various serial numbers, dates, and time of various types, customers, products, etc. The lock key serial number is a computer software Dynamically generated serial number, which can automatically generate different serial numbers of different mixed numbers according to the type, type or nature of the received secret code 2032, and then pass the same property according to each Automatically arranging the serial number with continuous nature, and will also generate real-time data such as date, time, etc.; lock code, lock number, period, time + R&D risk management data 2036 'function here The above information (such as lock code 2〇32+lock key serial number, date, time 2034+R&D risk management data 2〇1〇) is combined into a special nature data for the control of the interactive management operation system; The encryption operation module 2038, here through a special encryption operation software setting, can re-edit a lock code, lock secret number, date, time + research and development risk management data 2Q36 into a special text digital A new file type mode, because this new file type mode can not be used with the current document processing software, so it can achieve confidentiality and For the purpose of the tube, if you want to read this data, you must use the same version of the decryption software, after decrypting it can be restored to its original file type mode, so you can use the current paper processing soft 鳢Use; lock the secret R & D risk management data transfer module 2040, the main purpose and function of this module is to transfer the secret research and development risk management data 2302, through the model to the manager 1013's lock database server servo The device is stored in 1〇8〇, in order to save the original historical R&D record data associated with it, and if it is needed by the manager 1〇11 in the future, the information can be provided by the manager 1013 for comparison purposes. Thus, through the preservation and management of the manager 1013 (third party), a more than 39 201019248 objective, fair, just, and correct and complete management model Φ ❹ The R&D risk management data module 2060, which is the beginning of the interaction mechanism mode between the manager 1011 and the manager 1013, when encountered by the manager 1011 When another person accuses an infringement or wants to infringe someone else's infringement, he may file a procedure for applying to the manager 1013 to apply for the secret research and development risk management information 23〇2, and use the other data managed by the manager 1013 as an important subject of the evidence. Enter the usage permission password 2064, that is, the administrator 1〇13 authorizes the authority password used by the manager 1011 to use the hierarchy, the activity range, the usage function, etc.; enter the random authorization code 2066, which is randomly selected by the computer before the user uses the user. The generator generates no authorization code for each time (can be edited by text, number or Wei. If the user inputs incorrectly, it cannot perform other processes or program operations. If the transmission is correct, it can be cleared. And automatically record this code, this is used as a verification certificate in the future; confirm 2068, when inputting the permission password 2〇64 and random authorization code 2〇66, press this button, let the computer automatically compare, after completely correct Only then can you pass the customs clearance to prove that the user is a person who has been approved for difficult use; 帛3: owing to the domain and the preservation of the 'in the process of closing, usually require users, Must give a continuous second = the opportunity to enter the password or _ code, to prevent the non-manufacturer's mistakes and ingenuity to pass the 'research and development of the application of the R & D file 2〇82, by the manager 1〇11 can go from the (four) The manager is not responsible for any of the custodian responsibilities. The files selected in the pre-selection are selected. After the self-decryption, 2_the sergeant issues the risk management information 2010; the purpose/case number and serial number are in the file. In the request, the book must contain the details of the use/casting case number, etc. (10), so that the manager 1013 can understand or handle the proposal. “Apply to the manager 2088, in order to simplify the account 1011 One system, so this interactive management operation system is specially set up to apply for the application module format. As long as the manager 1011 selects the file according to the aforementioned 201019248 n~·^, just press the application button, the interactive management body, Will be transmitted by the manager's 1011 demand (Internet β 心 ? ? 它 它 它 它 它 它 它 它 它 它 它 它 它 ; ; ; ; ; ; ; ; ; ; 管理者 管理者 管理者 管理者 管理者 管理者 管理者 管理者 管理者 管理者 管理者 管理者 管理者 管理者 ι ι ι ι The department received is managed by you 3 After the application letter 2088 is issued, it is reconfirmed and reviewed by the 2106 manager of the 2106, and the consent is sent to the management. Risk Management

Imi ^Letter 2102 'When the department corresponding to the manager 1013 receives the application letter 2088 from the manager, it will promptly perform the pre-requisite process such as confirmation, verification, file inquiry 2014, etc. Do not add any changes/deletions/modifications to 2012, data editing, etc.; select the file to be searched 21〇4, the manager 1〇13 will be based on the manager’s bribes to the manager’s case The library feeding machine 1080 0 carries out data inquiry 2Q14 operation, and at the same time as the data inquiry 2014 operation, the interactive management operation system will automatically check the manager's 1013, the manager's 1011's dragon window π, (4) Deleted, the content of which will contain the relevant information in the data file of the 2014 inquiries, in order to fulfill the obligation of the manager to inform the facts; to inform the lion of the confidential information, the main purpose here is to prevent the manager 1013 or Others have not been approved by the administrator, and they have arbitrarily checked the file data of the manager 1〇11 or the data of 2208, which may lead to the outside of the data of the manager 1011. Stolen, set up special Pipe mode. If the manager 1013 or the manager is aware of the situation and finds that it is inconsistent with the facts, he should notify the supervisors of both parties as soon as possible to verify the case, so as not to damage the rights of both parties; After the manager 1〇13 has verified that the cancer 涊2068 is correct, the permission application letter will be transferred to the relevant personnel of the corresponding unit of the manager 1011 through the mode of transmission (Internet 1〇〇2); The manager receives the permission application letter 2108 issued by the manager. After being received by the manager 1〇1丨, the manager is issued a permit application letter 2106, and the manager 1〇11 can proceed according to the process. The completed permit letter shall be sent to the relevant unit 2112 of the manager for processing; the permit letter shall be filled, printed and signed 2110, and after being received by the manager, the permit application letter 2108 issued by the manager shall have a standardization The permission letter is to be filled out. Please print it out by the administrator 1011. Please fill in the form and sign the Z and the Z seal. The completed permit letter will be sent to the relevant unit of the manager. 2Π2 will be completed. And sign And the stamped permission application letter 'send to the manager 1013 related to the individual processing; the manager receives the permission letter sent by the manager, after confirming the correctness of the information, 2114, when the manager 1013 After receiving the permission β application letter sent by the manager 101i, the staff of the relevant department will check whether the letter has met the requirements and is complete. If the conditions are not met and the requirements are complete, please be prepared by the manager 1011. If the confirmation is correct, the manager 1013 is about to start the execution of the decryption job; the decryption and storage module 2200, the main function of the module is to decrypt the locked data in stages, and after the decryption is completed. Immediately delete the decrypted historical R&D risk management data 2220; execute the decryption operation 2202, and the relevant person of the manager ι〇13 searches for the search mode of the searched file 2104, and then automatically finds the file immediately after finding the file. Encryption and lock-up operations, the lock-in database server 1080 locks the historical R&D risk management data 23〇2, the performance is released; the lock history The R&D risk management data is released 2204, so that the originally locked data is 'reverted to its original broadcast mode mode, so that the current document processing software can be used; the storage and decryption historical R&D risk management data 22〇6 , the unlocked historical research and development risk management information 2302 is temporarily stored 2〇16; the data is printed 2208, the interactive management operation system will automatically store the pen in the memory of the temporary storage 2016 to read 2018 the data. And continue to print and send it to the manager 1011; the electronic file 2210, the interactive management system will automatically store the pen in the memory of the temporary storage 2016 to read the data 2018, and continue Produce an electronic file of an electronic format letter or material' and send it to the manager 1〇11; 42 201019248

Circuit program 2011, lock-and-storage module 2Q3〇, data 2010, lock key number, flood season, time “four**” poverty-deficient module mega Ui), loop molybdenum 忐9nn,

R & D risk management miscellaneous transfer module _, manager resources touch (four) (10) 2 〇, encryption operation module 2038, lock secret historical research and development risk management data 23 〇 2, library server 1080, the application of the lock application The management module 2060, the decryption and storage module 2200, etc. are entered into the startup module 2004 of the manager's risk management data module 2〇〇2 by the administrator 1011 to generate a new development file or a derivative file of the previous research and development case. After the completion of the R&D risk management data 2010, the R&D record module will be recorded in the spring of 3800, and when the user presses a completion button 2006, the R&D risk management information 2010 required by the manager 1〇13 will be The R&D risk management data transfer module 2008 is transmitted to the manager data receiving module 2〇2〇; at the same time, the manager 1〇11 opens the new R&D file or the derivative file of the previous R&D case, when the completion button is pressed 2〇 〇6, the R&D risk management data that you want to keep is 2〇1〇, transferred to your own lock storage module 2030 for the lock operation program, and then passed to its database server 1040 Savings charge himself. That is, the R&D risk management data 2010 is transmitted to the manager data receiving module 2020 of the manager 1013 via the Internet 2010 by the R&D risk management data transfer module 2〇〇8; the next step is to develop the risk management data. 1〇Enter the lock-and-storage module 43 201019248 $=30=Lock-up new broadcast will generate the lock-down drink, such as *, #,·丨13, time, 'is automatically generated by the software lock serial number, 曰 R & D risk Management resources = 36 is the code, lock secret serial number, date, time + Consultation f historical R & D risk management information 2302, and the data is automatically stored, and the remote library feeding machine 1080 locked storage, no loop program 2011 set ^瞢理 & 'Forbid any W to modify the 2012 action, in order to achieve the purpose of R&D risk monitoring I's at the same time - when there is a litigation event, the manager will apply for the lock to the historic R&D management. Material 2302, after integration with the tube material, can be used to prove that the management has been managed by the manager, and may even be evidence of "unintentional infringement". If it is the manager who wants to become the insured 1010, participate in the intelligence== management system, the risk insurance risk assessment, by the risk management secret 1G12 gallbladder (four) research and development style, the parameter can be achieved, the risk is obtained. There are favorable conditions in the calculation of silk #. The research and development risk control parameter 1014 is calculated according to the interactive R&D risk management system=12 _ case management year f, and the larger the management year (four) parameter, the smaller the risk value. When the manager 1011 wants to apply for the lock history historical R&D risk management data read, 'can enter the account 1011 to apply for the lock history historical R&D risk management data module 2060 to input the use permission password 2064, and then enter the electricity random authorization. Code 2066, after confirming from 2068 to the third time 2080, fill in the research and development file 2082 to be applied for, and indicate the use/case number, serial number 2084, and send an application letter (E-mail/Fax) 2088 to the manager; After the manager 1013 receives the letter (E-mail/Fax) submitted by the manager 1011 to apply for "locking the historical R&D risk management information 2302", the authorized person of the manager 1〇13 inputs the usage authority password 2064, and then Enter the random authorization code of the computer 2〇66, 201019248 After confirming to the shirt number 2_, search to the server of the lock database to select the file 2104 to be searched, and after confirming 2〇68, it is managed ^; In the w, when the selected broadcast case ^ and the managed line are selected, the information of the manager 1011 is checked. , someone privately forced by the manager 1011 after receiving the manager 1013 issued / shirt, was filled by the manager 1G11 g 卩 silk silk, = (E = 2110 ' and sent the completed permission letter to Manager related unit 2ii2, the manager receives the transfer letter from the manager, after entering the marriage, enter the use of the password 2 (364, view ' _t___ search, select the next step - the step will be The system is looking for R&D inspections for 22G4 training, and ___ = gathering for electronic broadcasting 2210 operations, and then handing them over to the manager 1Q11; after that, the system will automatically delete and decrypt historical R&D risk management data. The fourth figure (see also the second figure) shows the invention, the financial insurance cost sharing calculation system, the system produces 2 module windows, the single component specific gravity calculation module 3, the product = β financial insurance fee The calculation module 36〇〇 is distributed. Please continue to refer to the fourth figure, which shows the product cost calculation system 1Q3Q of the present invention. Since the elements, parts, connections, operations, functions, etc. shown in the figure are in the first A picture, a second = a description, so it will not be repeated here, only Long map operation, function, etc. - Narrative, the system still contains at least: link, 45 201019248 Questionnaire method fills in 3035, which means that the manager 1013 prepares a question bank questionnaire in advance, and identifies different insured persons by computer. After the type of the industry, it will automatically produce the insured person suitable for this type. (4) Do the questionnaire data for the questionnaire; the risk factor is 3039, which is the name of the booth of the actual risk (8) questionnaire, and is also a questionnaire title; 3037 '疋Physical risk (%)3〇33 The name of the blocker in the questionnaire, usually refers to the percentage of the total number of questions in the risk factor question (Bu 1〇) ?;, the weight value is 3038, which is the real risk (%) 3033 The name of the paste position of the questionnaire, usually refers to the value of the risk factor weight of the question (丨_5) ?; Subtotal 3630, refers to the value of different blocks, which is added The total value obtained; A, the actual risk weight value refers to the actual risk (%) 3〇33 after the insured person 1〇1〇 actually completed the questionnaire after the subtotal 3630 value; B, the operational risk weight value refers to the operation Risk (%) 3034 by insured 1 〇1〇 Subtotal 3630 value obtained after actually completing the questionnaire; C, total risk value refers to the total value obtained after △ substantial risk weight value + B business risk weight value; D, refers to the total number of product components; The total quantity specific value % refers to the percentage value of the total number of single components; F, the total value obtained refers to the total of the individual components and the subtotal of 3630; G, the total weight, Refers to the total value of the proportion of a single component; whether the product and its components have patent rights 3039-1, the title of the questionnaire; the number of patent searches in the previous case (for example, 2〇〇~^,附~丨咖属卜丨聊❾ Bubie (10), 2000 or above) 3039-2, Questionnaire title; Number of infringement lawsuits for products and their components (eg uwmo) 3039-3, 46 201019248 Questionnaire title; Winning or losing in infringement lawsuit and its number: Owe (10) Delete: 4~6, 7~1〇; Lost: Bu 3, 4~6, 7~10) 3039-4, Questionnaire title; Inter-sales number (eg Bu 3, 4~6, (4)) Period _5, Questionnaire Title; Inter-sales quantity 〇! Such as 2GGG~5GGG, 5GG1 ~ 1GGGG, 1GGG Bu 15GGG, 15GG Bu 20000 2〇000 above) 3039-6, subject questionnaire;, whether chemical or components do exist patents recite _7, subject questionnaire; specifically whether Patent > 1 __8 authorization of others, the subject questionnaire;

❹ Whether the patent has a mortgage or quality 3039_9, the title of the questionnaire; the amount of capital of the insured (such as curry side, face (10) _, 2 〇〇 _ above) 3039-10, questionnaire topic; Questionnaire title (for example, the business growth ratio within three years) wins 1 b - regular _ the number of violations and the number of warning letters (for example, Bu 3, 4 to 6, 7 to 10) 3039-12 'questionnaire title; Winning or losing the case in the case of infringement lawsuits and the number of times (for example, 1~3, 4~6, 7~1〇) 3039-13, Questionnaire title; Hebi face insured by the insured (_2_(4)_, $5〇〇〇〇1~ 1〇〇〇〇〇〇, 2〇〇〇〇〇〇 or more) 3039-14, Questionnaire Question · Is there any warning measure and implementation office 3039-15 to prevent products from infringing on the intellectual property rights of others? Questionnaire title; Financial status of the insured (For example, financial analysis results within three years) 3〇39_16, Questionnaire S, Intellectual property content or patent claims range is large or narrow (according to intellectual property search or analysis and conclusion) 3039-17, Questionnaire title; Actual of products and their components During the sales period (for example, Bu 3, 4-6, 71 years) 3039-18, Questionnaire title; 47 201019248 The risk value calculation formula 3060 is a calculation type device for calculating the risk value; the single component specific gravity calculation module 3100 is a calculation module for calculating the specific component weight; 'a single component accounts for the total number The quantity (%) 3110 is a calculation formula for calculating the total number of single components; 'the total quantity specific gravity value calculation formula 3120 is a percentage calculation device for calculating the total quantity specific gravity value; 'a single component The proportion of the proportion (%) 3130 is calculated as a percentage of the value of the single zero. 棹 比重 ; ; ; ; ; ; ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' ' The item ^ is called the specific gravity value (%) 3132, which is the value obtained by blocking the specific value of the single component. 3133 'is the ratio of the specific value of the single-zero component. The reference value of the block name is 1 3134-b is The item name of the heavy item name 3131 occupied by the single-component; the ratio within the value is 2 3134-2, which is the item name of the specific item name 3131 within the specific value of the single-component; Ratio = heavy reference value 3 legs -3, is a single - The project name of the component miscellaneous item name 3131; the ratio of the value 会 will be na ^ reference value 4 3134-4 'is the project name of the specific project name 3131 within the value of the single-zero saki; the ratio within the ri value « The reference value of 5^5 is the project name of the specific project name 3131 in the specific value of the single-component; the ratio of the value of the _ = °: is the value of the single zero turn Single-specific gravity value (%) 48 201019248 A specific gravity value (%) is 3134-20, which is the project name of the single 3132 within the specific value of the single component; the low 3134-30' is for the single component The project name of the single specific gravity value (%) 3132 in the specific gravity value; the total value of the single component specific gravity 3200 is a calculation module for calculating the ratio of the single component; ~ The calculation formula of the total value of the single component 3220 is a computing device for calculating the total value of a single piece of gravity; ❹ a product upstream and downstream intellectual property insurance cost sharing calculation module 3600, which is a calculation module for calculating the cost of upstream and downstream intellectual property insurance products; The zero component smart insurance cost sharing calculation is 361〇, which is to calculate a single zero. A calculation device for apportioning the component intellectual insurance costs; the premium sharing calculation formula 3620 is a calculation formula for calculating premiums; the product intellectual insurance premium 3622 is the total amount of premiums paid by the insured 1〇1〇; The cost of sharing a component of 3,624 is the cost of the single component generated after the calculation of the premium distribution calculation formula 3620 in the single component intellectual property insurance cost calculation 3610; the insured 1010 enters the risk factor The management module 1015 inputs and stores the answer 1016 '. The questionnaire is a pre-stored questionnaire question/library of the administrator 1〇13; the questionnaire question in the risk factor management module 1015 is based on the insured in the questionnaire question bank. The industry of 1〇1〇 is automatically combined, and then the insured person enters the answer by 1〇1〇 to present all possible __子·, and then enters the step-by-step reduction method to calculate the risk value of 1018. From the % value 3037 of the risk factor 3039 and the weight value 3038 to obtain the A real risk weight value, if the manager 1〇11 also becomes the insured 1〇1〇', the interactive R&D risk management system can be obtained. 1 12 R&D risk control parameters 1014 are issued to achieve the purpose of reducing the risk value; risk factor 3039 includes: 49 201019248 ^3033 .^3034; narration of the real risk 3033 means: ===&_, café __ The number of successful cases or claims in the right of litigation 'products and their component infringement, the product and its zero_^ its number, the product and its zero _ the actual sales period of the sale, the actual sales quantity, the product and its The actual sales of the components (4) is narrow (small or zero group of straight 4, 丨 JL or component patents do exist, the product has a mortgage money and others, the product 4 component patent is the aforementioned operation Risk 3034 means: by the insured _ camp assessment, such as the capital amount of the insured, the insurance ^, the infringement suffered by the insured during the period of the insured, the litigant wins the case in the infringement lawsuit within a certain period of time "= its The number of claims, the amount of claims after the insured has been accused of infringement, and whether the insured has a way to prevent the product from invading the right of others. For the foregoing embodiment of calculating the risk value of the risk factor 3039 to obtain the risk value, please refer to the fourth figure, the air duct execution module 1G17 is used to calculate the risk value caused by the risk factor 3039; a risk factor Management module 1〇15 (substantive risk 3033, business risk 3034) 'to manage the risk factor 3039 which will cause the insured risk; risk factor management module 1〇15 includes: substantial risk (%)3〇33, and management Risk (%) 3034, the risk factor 3039 is presented in a questionnaire, the answer is filled by the insured 1010 by questionnaire 3035, and the real risk (%) 3〇33, operating risk (%) 3034, (%) percentage The value 3037 and the weight value 3038 are variables; wherein the R&D risk control parameter 1014 is equal to zero, indicating that the insured is not managed by the interactive R&D risk management system 1012; the R&D risk management system 1012 issues R&D The risk control parameter 1014, which can achieve the risk value reduction of 50 201019248, makes the insured 1010 have favorable conditions in the calculation of underwriting and premiums, wherein the R&D risk control parameter 101 4. According to the interactive management R&D risk management system 1012, the management of the case is calculated. The more the management year, the larger the parameter, and the smaller the risk value. The calculation formula of the risk value is as follows: (1) A substantial risk weight value + B business risk weight value = c risk value total (2) 1-R R&D risk control parameter 1014 = τ R&D risk control total value 1060 ※ (2) If the management of the R&D risk management system is not managed by the interactive R&D risk management system, the parameter value of the R&D risk control parameter R is zero. The calculation of the proportion of the product components is calculated by the single component weight calculation module ,31〇〇, first calculate the percentage of the total number of components (%) 31ι〇, and then calculate the formula by the total number of specific gravity values 3120: The total quantity weight value %; E total quantity weight value % refers to the percentage value of the total number of single components; the total value of F refers to the total value of the individual components of each item; Is the total value of the weight of a single component. The total number of specific gravity value calculation formula 3120 is as follows: D (total number of product components) / 1 〇〇 = E (total quantity specific gravity value %) The specific component value of the single component (%) 313 〇 is the specific gravity reference value to 3314- 5) Total, and each specific gravity reference value to 3134_5) = single specific gravity value (%) 3132, and then according to the weight of each single-specific gravity value is 3134_1〇 or 3134-20 secret leg -30 calculation & The value of each item is 3133, and each item is secreted.

The formula for calculating the specific gravity value of a single component is as follows: E total 蚤fch 檑 檑% y F Zhang ruin ^.

- The price of the product components in the product 3, the proportion, the substitutability... The functionality of the product components in the product, an alternative, a product component of a product component 51 201019248 Risk management ability. Please continue to refer to the fourth figure. In the upstream and downstream intellectual property insurance cost calculation module 3600, the single component intellectual property insurance cost 3610 is used. The premium calculation formula 3620 is as follows: Product intellectual insurance premium 3622 XT R&D risk The total value of the control is 1〇6〇χ (c is the total value of 3036+G gravity)=the cost of the single component is 3,624. The value of the single-component intelligent insurance premium is 'in the case of the insured's fine requirements. Its mid-stream and downstream component partners' share the cost of product tort liability insurance with the risk of their products or intellectual property, and work together to prepare for the product in a proactive manner. The words "locking secret" in this manual refer to the information being locked, and no additions, modifications or deletions can be made. “ “Intellectual property insurance” as described in the contents of this patent specification includes patent enforcement insurance, patent infringement liability insurance (second liability insurance), trademark insurance, business secrets, copyright insurance, etc. Having described the preferred embodiments of the present invention, it will be understood by those skilled in the art that various modifications and changes can be made without departing from the scope and spirit of the invention. Implementation. BRIEF DESCRIPTION OF THE DRAWINGS The first figure shows a block diagram of a computer device of the present invention. The second figure shows the third diagram of the intelligent insurance adjustment risk assessment management system of the present invention. The fourth diagram of the interactive research and development risk management system of the present invention shows the upstream and downstream intellectual property insurance cost calculation system of the present invention. [Main component symbol description] 800---Intelligent Insurance Adjustable Risk Assessment Management System Architecture 802--Customer Service Specialist 52 201019248

804 - Reinsurance Company 806 - Insurance Company 810 - Application Server 820 - System Server 830 - Web Server 840 - System Host 850 - Fire/Resist Wall 860 - Computer or Transaction Equipment 870 - Login Authentication Device 880 — Login Control Device 1000--- Smart Insurance Adjusted Risk Assessment Management System 1001--- Non-Member 1002--- Internet 1003--- Application Module 1004 - Member Confirmation Module 1005--- New Member 1006 --- Member basic information 1007--- Payment of membership fee 1008 - Payment of 1009 - End of 1010--- Insured 1011--- Manager 1012--- Interactive R&D risk management system 1013--- Manager 1014 --- R&D risk control parameters 1015--- Risk factor management module 1016--- Input/storage questionnaire 53 201019248 1017 - Duct execution module 1018 - Risk value calculation 1019 - Insured risk assessment data transfer module Group 1020 - Insurance company nuclear insurance and underwriting results input storage system 1021 - Insurance company underwriting results notification module 1023 - Supplementary information 1024 - - Underwriting 1025 - - Underwriting results / insurance amount / premium Receiving storage module 1026 - Buying insurance Ο 1027---Signing insurance contract 1028 - Insurance policy management module 1029- -- Amortization calculation product upstream and downstream insurance costs 1030 - -- Product upstream and downstream intellectual property insurance cost sharing calculation system 1031- --Managed 1032- --External System 1033- --Member 1034- Member Information Area 1040---Data Server® 1060---R&D Risk Control Total 1080---Locked Database Server 2002---Management Risk Management Data Module 2004-Startup Module 2006-Complete Key 2008---R&D Risk Management Data Transfer Module 2010--R&D Risk Management Information 2011- Loop Program 2012-- / Delete / Modify 54 201019248 2014---Enquiry 2016-Storage 2018---Read 2020---Manager Data Receiving Module 2030-Locking Security Module 2032-Locking Code 2034---Locking Serial Number, Date, time 2036---lock code, lock number, date, time + R&D risk management information

2038—Encryption Operation Module 2040---Locked Historic R&D Risk Management Data Transfer Module 2060---Approved by the Manager to apply for a secret historical R&D risk management data module 2064---Enter the usage permission password 2066- Enter the random authorization code 2068—confirm 2080---the third time 2082---fill out the R&D file to apply for 2088---issue the application letter to the manager 2090---use the purpose/case number, serial number 2100- -- The manager confirms and sends the formal application letter 2102---The manager receives the letter 21-4 from the manager's application for "locking the secret historical R&D risk management information"---Select the searched file 2106---to be managed Issuing permission application letter 2108---Received by the manager to obtain the permission application letter issued by the manager 2110---filling, printing and signing the permission letter 55 201019248 2112---Send the completed permission letter to management The relevant unit 2114---the manager receives the permission letter sent by the manager, and after performing the confirmation, the decryption data operation 2200---decryption storage module 2202---executing the decryption operation 2204---locking Historical R&D risk management data release 2206---Storage and decryption history Risk Management Information 2208---Data Print 2210---Production Electronic File _ 2220---Delete Decrypted Historical R&D Risk Management Data 2302---Locked Historic R&D Risk Management Information 3033--Substantial Risk ( %) 3034- -- Business risk (%) 3035 - Questionnaire method fill in 3037 - % value 3038 - Weight value A - - Essential risk weight value B - Business risk weight value ® C - Risk value total D - Total number of product components E - total quantity specific gravity value % F - total value obtained G - specific gravity value 3039 - risk factor 3039-1---whether the product and its components have patent rights 3039-2---pre-patent patent Number of search and analysis (for example, 200~500, 50b, 1000, 00M500, 1501~2000, 2000 or above) 56 201019248 3 - Number of infringement lawsuits for products and their components (eg Bu 3, 467 1〇) 3〇39~4— Winning or losing the infringement lawsuit and its number of times (for example, winning 3, 4~6, 7~10; losing: 1~3, 4~6, 7~10) 3039-5th actual sales times (for example, 1~3, 4~6, 7~10) 39 6 Actual sales quantity (for example, 2〇〇〇~5〇〇〇, 5〇〇卜10000, 10001~15000, 15001~20000 , 20000 or more) 3039-7--The patent for products or components does exist 3039-8--Is the patent exclusive to others 3039-9--whether the patent is mortgaged or the quality is 3039 10 - the capital of the insured ( For example, $2_〇~5〇_, $500〇〇1~1〇〇〇〇〇〇, 2000000 or more) Ξ一U... The business growth of the insured is reduced (for example, the business growth ratio within three years) -12 Number of times of infringement lawsuit or receipt of a warning letter (eg 1~3, 4~6, 7~10) 3039-13 Winning or losing the case and the number of times infringement proceedings during the specified period (eg Bu 3, 4~6, 7 ~1(〇3039-14—The amount of claims after the insured has been accused of infringement (eg $200000^500000 > $500001-1000000, 2〇〇〇〇〇〇ίλ±) 3039-15—is to prevent the product from being materially _ Vigilance measures and implementation measures 3039-16—Financial status of the insured (for example, financial analysis results within three years) 3039-17--The scope of intellectual property or patent claims is large or narrow (based on the results of intellectual property search or analysis) 3039- 18--The actual lock period of the product and its components (. Bu 3, material, 7 ~ 10 years) 3060—risk value calculation formula 3100—single component weight calculation module 57 201019248 3110---single component accounted for the total quantity (%) 3120—total quantity specific gravity value calculation formula 3130- -- single zero Component specific gravity value (%) 3131- Specific gravity project name 3132 -- Single specific gravity value (%) 3133 - Value obtained 3134 - 1--- Specific gravity reference value 1 3134-2 - Specific gravity reference value 2 3134-3 - Specific gravity Reference value 3 Φ 3134-4---specific gravity reference value 4 3134-5 - specific gravity reference value 5 3134-10 - high 3134-20--- medium 3134-30 - low 3200 - total single component gravity 3220---The calculation formula of the total value of the single component gravity ratio 3600---Product upstream and downstream intellectual property insurance cost sharing calculation module 3610---single component intelligent insurance insurance cost sharing calculation 3620---the premium allocation calculation Formula 3622---product intellectual insurance premium 3362---share cost of single component 3630-subtotal 3650---inquiry lock data notification letter 3800-research and development record module 58

Claims (1)

201019248 X. Application for Patent Park: 1. A smart insurance-adjusted risk assessment management system, including: - risk factor management module 'used to manage the user's wind _ risk factor; - duct execution 敝' calculation The value of the risk of the inspection of the subject; the two-in-one R&D risk management system is in the process of product development by the manager, ϊ 建立 建立 建立 针对 针对 针对 针对 针对 针对 针对 针对 针对 针对 针对 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史° The intelligent risk-adjusted risk assessment of the first item mentioned in the first item, and all possible risks by the L user are used in this system according to the touch panel risk assessment of the wind farm. ^ Lai group, the system provides the line user to apply for the intelligent risk assessment risk management system described in item 1. The interactive R&D risk management system includes: an official μ or a plurality of computer or transaction equipment ; : One or a plurality of computer or computer equipment; or wireless broadband, fine to connect the above-mentioned pipe tube 'use and misunderstanding R & D risk material in the two sides of the dragon-dragon group' R&D risk management fund 1 manager data receiving module 1 is used in: the process is passed to the manager; a lock-and-storage module is used; 6^ receives the manager's R&D risk management data; The risk management data is stored in the data server in the confidential database server and the historical research and development risk management data stored in the manager's horse lock. Because there is no 59 201019248 ^ circuit programming, the riding interface is not available. Edited Wei, it is not allowed to modify and delete actions. The application of the patent protection scope f 4 of the intellectual property insurance adjustment type risk assessment information, wherein the lock storage module has no loop program added, modified or deleted Intellectual Property Insurance Adjusted Risk Pinggu Rutong Manager Miscellaneous e ❹ Fan Zhong 4 of the intellectual property insurance adjusted risk assessment package ί Management data or lock secret research and development risk management lock code, lock secret serial number, product Number, data input period or time = date, previous patent search quantity, prior patent validity analysis infringement analysis date, product non-infringement analysis result, product avoidance design: σ public display date, product sales date, product sales quantity, or It is a piece of film, video, presentation, experiment, test, simulation, etc., or other data records that are sufficient to be impossible to be altered during the development process. The monthly intellectual property insurance adjustment risk assessment management system, wherein the lock operation program includes: the lock code and the lock ear time are automatically generated by the software. The date, i said the intellectual property insurance adjusted risk assessment management system, wherein the manager develops a risk management data module to further develop a new research and development file, or a previous research and development case: new Recorded by the R&D record module, and when the user completes the operation key, the risk management data is sent to the data server designated by the manager, and the interface design is performed, and the display interface has no editing function, so no 掸w can be made. Back and delete actions; at the same time, automatically manage the R&D risk management required by the manager. The R&D risk management data transfer module is immediately transmitted to the administrator, and the remaining information is stored in the manager's lock database. 60 201019248 The danger is also due to the lack of loop programming, the display interface has no editing power, so no additions, modifications and deletions can be made. Please refer to the intellectual property insurance adjusted risk assessment supervision system described in item 1 or 4 of the patent scope, wherein the interactive R&D risk management system further includes: = risk control control, which indicates whether the Na Na is The control of the interactive R&D system and the result of the control are used as reference values for calculating the risk value of the first air duct executive module. =· As for the intellectual property insurance adjusted risk assessment management system described in item 10 of the patent application scope, the R&D risk control management parameter is calculated according to the management year of the management of the case. The more the management year, the larger the parameter, and the risk The smaller the value. Applying for the intellectual property insurance-adjusted risk assessment management system described in S1 or 4 of the patent scope, wherein the interactive R&D risk management system further includes a historical management R&D risk management document model a group, and a decryption and storage module; the manager proposes to apply for a lock-up historical R&D risk management data module for the administrator to submit the application for the secret research and development risk management data, and the decryption and storage module is used Perform a decryption job. 13. The intellectual property insurance adjusted risk assessment system described in item 1 of the scope of patent application, wherein the risk factor includes: substantial risk, business risk; the aforementioned substantial risk means: whether the product and its components have patent rights, The number of patent infringement lawsuits for products and their components, the number of infringement lawsuits for products and their components, the success or failure of the product and its component infringement litigation, the number of times, the actual number of sales of products and their components, products The actual sales quantity of its components, the actual sales period of the product and its components; 'The amount of intellectual property owned, intellectual property or patent claims is large or narrow (based on intellectual property search or analysis results), the product or Whether the patent for the component is read or not, the product 61 201019248 is the age of the product, the fresh product or the miscellaneous (four) patent is the aforementioned business risk means: °, the evaluation management system, its risk intellectual property insurance adjustment type ii wind risk ί ϊ +Operation risk weight value=Risk value Total risk assessment 4=,=^ 1-R&D risk control parameters=R&D risk&===Tree still (4), (10) ==Apply for the adjustment and deletion of the information in the special ^^^, if there is new information provided by the step risk management, the unadjusted data over the wind pipe module is a glimpse of the system, such as Tong Shen (2) Bao Fanweiwei 1 The intelligent risk-adjusted risk assessment management system described in the item: The risk assessment data is transmitted to the insurance system. Beizhuyu and 62 201019248 Please adjust the intellectual property insurance adjustment risk assessment mentioned in the 18th item of the patent Fanyuan 2 management 0: The intellectual property insurance adjustment risk assessment risk mentioned in the first item/materials Fishing, connection (4) Deposit insurance results / insurance amount / premium from the insurance company. ^ The intellectual property insurance adjusted risk assessment tube described in item 1 of the unified application is used to manage the information of the insured who purchased the insurance policy. The intellectual property insurance adjusted risk assessment management insurance described in item 1 of the system is used to calculate the proportion of the product components in the insurance expenses or the miscellaneous expenses. m Please refer to the intellectual property insurance adjusted risk assessment product mentioned in item 22 of the scope. The upstream and downstream intellectual property insurance cost sharing calculation system includes: management module, (4) management will cause the genre wind _ risk factor; New' is used to calculate the risk value caused by the aforementioned risk factors; the second-part n-ratio calculation module 'calculates the reference value of the specific gravity to calculate the proportion of the second-generation component in the product; With the apportionment meter #, the risk ratio of the product components or the miscellaneous premiums is calculated based on the aforementioned risk 24 such as the basis. Management 糸铋8 i : The intelligent risk-adjusted risk assessment management system described in item 23 of the stipulations, the calculation formula of the specific gravity value is as follows: _value total = G proportion of total value, system, its premium:: two wisdom Financial insurance adjusted risk assessment, time-of-day intellectual property insurance premium, R&D risk control total value χ (total value of risk + total weight) 63 201019248 = cost of sharing a single component 26. As described in item 23 of the patent application The intellectual property insurance adjusted risk assessment management system, wherein the reference value of the product component calculation module at least includes: the cost of a product component in the product, and the replacement of a product component Sex, the functionality of a product component in the product, and the risk management capabilities of a product component. 27. A method for managing risk-adjusted risk assessment, comprising the following steps: presenting a risk factor that the insured may participate according to the questionnaire pre-stored by the manager and the answer to the input questionnaire; calculating according to the weight value of the risk factor The risk value of the insured is obtained; the method of reducing the risk value of the insured by management is as follows: the insured passes the R&D risk management data to the manager; the manager causes the R&D risk management data to be locked The secret operating procedures become the secret research and development risk management materials, and any addition, modification and deletion actions are prohibited. A R&D risk control parameter is generated to reduce the risk value of the insured. 28. The method for managing risk-adjusted risk assessment according to claim 27 of the patent application scope further includes the following steps: φ calculating a risk control parameter for research and development according to the seniority managed by the insured in the preceding method; The more the annual income, the larger the obtained parameters, and the smaller the risk value obtained. 29. The intellectual property insurance adjusted risk assessment management method described in claim 27 of the patent application further includes the following steps: The insured risk assessment information is transmitted to the insurance company for underwriting and insurance amount/premium evaluation calculation. 30. The method for managing risk-adjusted risk assessment according to claims 27 and 29 of the patent application further includes the following steps: According to the underwriting result and the approved insurance amount/premium, the upstream and downstream intellectual property of the product is 64. 201019248 Insurance cost allocation calculation; = The value and proportion of the product components are calculated based on the calculation, the calculation of the product components or the distribution of premiums. 31. An interactive R&D risk management system consists of: one or more computer or transaction equipment; one manager- or (four) service provider; or a broadband broadband connection that connects the aforementioned managers and managers The host computer; e ❹ Dian R & D risk management data module, is used to manage and store R & D risk B data in the data server designated by the manager; risk management will touch the H system will be managed by the manager's R & D risk The information agreed by both parties is passed to the manager during the R&D process; - ί ^ 接收 receiving module ' is used to receive the R&D risk management data of the manager; 璧 = module, the R&D risk management data is passed The lock-in operation program, the information ship towel that is lacking by the administrator, and the ancient and 料 料 料 龄 龄 管理者 管理者 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史 历史There is no editing function, so you cannot make any additions, modifications or deletions. Please refer to the interactive R&D risk management system described in item 31 of the patent scope. 3' ί 该 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 锁 。 Silk*, Gant invites the interactive R&D risk management system described in item 31 of the patent scope, in which the manager and the manager store the R&D risk management information, which is an instant system. Please use the interactive R&D risk management system described in item 31 (4). The R&D inspection management dragon or lock-in social R&D risk management information to the lock product number, miscellaneous input date or time, previous special period Previous patent search quantity, prior patent validity analysis, product not 65 201019248 t-woven fruit, product avoidance design record, product date: product sales quantity, or related wafers, in research and development, etc. 3, 5. If the interactive R&D risk management system described in item 1 of the application includes: lock lock key serial number, flood season, time production i new research touch*, or derivative new case management of previous research and development*, it is expected The data server _ specified by the administrator, because there is no; programming, display interface without editing function, it is not allowed to ^ 3 = group ==:; = month b can not make any additions, modifications and deletes . _ 37. If you apply for the interactive R&D risk management system mentioned in Item 31, the interactive R&D risk management system further includes: , Second Risk (4) New Zealand, Age Money #娜妓倾的互动研究风2 The secret of the money, the money to control the results, the reference value of the front model, the group calculation test value. Lai Guanheng i The interactive R&D risk management system mentioned in Item 37 of the patent scope =, wherein the R&D inspection and control pipe parameters are managed according to the management system. The more the management years, the larger the parameters and the smaller the risk value. The interactive R&D risk management system described in item 31 of the special f scope, wherein the interactive R&D risk management system further includes: 66 201019248 A manager proposes to apply for a secret R&D risk management data module, and decrypts the custody The module, which is requested by the manager to apply for the lock-in historical R&D risk management data module, is used for the administrator to submit the application for the secret research and development risk management data, and the decryption and storage module is used to perform the decryption operation. 40. The interactive R&D risk management system as described in claim 39, wherein the decryption and storage module comprises: deleting and decrypting historical R&D risk management data, that is, automatically deleting the decrypted operation and delivering the decrypted data Decrypt the data. 41. An interactive R&D risk management method, which includes the following steps: 〇 The manager initiates a new R&D file or a derivative of the previous R&D case. When the “Complete Key” is operated, the R&D risk agreed by both the manager and the manager is The management data is transmitted to the manager; when the R&D risk management data is entered into the manager database, the new lock file is automatically opened and the lock code is generated, and the lock key number, date and time are automatically generated; the data is automatically stored to the lock The secret database server stores locks and stores any additions, modifications, and deletions. 42. The interactive R&D risk management method described in item 41 of the patent application scope further includes the following steps: “The derivative file of the new R&D file or the previous R&D case opened by the manager, when the operation completion key is about to develop the risk After the management data is locked and stored by the lock and confidentiality module, it enters the database server designated by the administrator and is prohibited from any addition, modification and deletion. 43. The interactive R&D risk management method described in claim 41 of the patent application scope further includes the following steps: generating a R&D risk control parameter. 44. The interactive R&D risk management method described in claim 41 of the patent application further includes the following steps: The administrator inputs the password and applies to the manager for the secret research and development risk management data. 67 201019248 45. The interactive R&D risk management method as described in claim 41 further includes the following steps: The manager performs the decryption data operation and automatically deletes the decrypted data after the completion of the delivery of the data to the manager. 46. A product upstream and downstream intellectual property insurance cost sharing calculation system, comprising: a risk factor management module for managing risk factors that may cause insured risk; a wind pipe execution module for calculating the aforementioned risk factor The risk value caused by a single component weight calculation module is based on the specific gravity calculation reference value to calculate the proportion of the product components in the product; Based on the aforementioned risk value and proportion, the calculation of the product components and the miscellaneous premiums are calculated. 47. If the application of the above-mentioned patent scope, the upstream and downstream intellectual property insurance costs are allocated, the secret is calculated. The management module is called the risk factor of the volume, and the insured enters the answer and stores it, and further calculates the weight value of the risk factor by the wind turbine execution module to obtain the risk value. 48. The upstream and downstream intellectual property insurance cost sharing calculation system of claim 46, wherein the risk factor includes: substantial risk, operational risk; ❹ the aforementioned substantial risk means: whether the product and its components have patents The number of patent searches for the rights, products and their components, the number of infringement lawsuits for products and their components, the success or failure of the product and its component infringement litigation, the number of times, the actual number of locks of products and their components , the actual sales quantity of the product and its components, the period of sale of the product and its components; ” The amount of intellectual property owned, intellectual property or patent claims are large or narrow (based on intellectual property search or analysis results), the product Whether the patent for the component or component is actually present, whether the patent for the product or component is exclusively authorized to others, the patent for the product or component is 68 201019248 No mortgage or quality; The aforementioned business risk refers to: The operation of the insured Face-to-face assessment, such as the insured’s insured’s turnover, the insured’s financial position, and the insured’s financial situation. To the warning letter of the second = two = within the infringement lawsuit or the old (four); 5, the insured during the period of the infringement lawsuit to win or not to prevent production; gold, the amount of claims after the alleged infringement, the insured is m The vigilance measures and implementation measures of the intellectual property rights. The reference value of the calculation of the component calculation module of the upstream and downstream intellectual property insurance products of the product mentioned in Item 46 of the nn circumference is divided into - the price of the product components is occupied by the product. Cost specific gravity, risk control parameters, this parameter shows that the listener is the tube and the tube, as the first item of the air duct executive module to calculate the risk value # reference value. Her patent ^ 帛 5帛 product Upstream and downstream intellectual property expenses ~ R&D risk control parameters are calculated according to the management system's management of the case. The more the management years, the larger the parameters, and the risk value mm, the product mentioned in item 46, the upstream and downstream intellectual property micro-cost knife The calculation formula of the risk value is as follows: Substantial risk weight value + business risk weight value = total risk value 53. If the product mentioned in item 46 of the patent application scope is calculated, the risk is _ Calculate the formula into the step such as "7 intellectual insurance insurance costs research and development risk control parameters = R & D risk control total value f said that if the interactive R & D risk management system management, its R & D risk control parameters of the parameter value is zero. 201019248 54. If the upstream and downstream intellectual property insurance cost sharing calculation system described in item 46 of the patent application scope is calculated, the formula for calculating the specific gravity value is as follows: E total quantity specific value % XF total value = G specific gravity value 55. For the upstream and downstream intellectual property insurance cost sharing calculation system described in item 46 of the patent application scope, the formula for calculating the premium allocation is as follows: Product intellectual property insurance premium X R&D risk control total value X (total value of risk + total weight value) = Cost sharing of a single component Eleven, round: