TW200816074A - Contract receipt terminal and contract system - Google Patents

Contract receipt terminal and contract system Download PDF

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Publication number
TW200816074A
TW200816074A TW96128398A TW96128398A TW200816074A TW 200816074 A TW200816074 A TW 200816074A TW 96128398 A TW96128398 A TW 96128398A TW 96128398 A TW96128398 A TW 96128398A TW 200816074 A TW200816074 A TW 200816074A
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TW
Taiwan
Prior art keywords
contract
customer
image
information
terminal
Prior art date
Application number
TW96128398A
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Chinese (zh)
Inventor
Tomohiro Nishiyama
Original Assignee
Oki Electric Ind Co Ltd
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Publication date
Application filed by Oki Electric Ind Co Ltd filed Critical Oki Electric Ind Co Ltd
Publication of TW200816074A publication Critical patent/TW200816074A/en

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Abstract

A contract receipt terminal and a contract system are provided. When a contract is applied for, contract examining information including a picture captured by a camera, an image of a document or identification captured by a scanner and an identified information of the user is sent to a contract management server by the contract receipt terminal. Then, when the contract is applied for again, the identified information obtained from the user is sent to the contract management server, so as to obtain an amended data from the user according to the data showing an incompleteness content, which is sent from the contract management server. Therefore, this present invention can reduce an operation loading of the user when applying for the contract again, and thereby preventing the user from giving up applying the contract again, so as to avoid a chance of losing a new user.

Description

200816074 24101pif.doc 九、發明說明: 【發明所屬之技術領域】 本發明是關於一種適於消費者金融、信販、俨用鋁 融機構的契約接收終端以及具有契約接收‘端喊 【先前技術】 在消費者金轉的情況下,顧客( 與金融機構簽訂契約,並接受 可彡而旻 的發行。 ι用於借人或偾㈣金的卡片 ⑴=====片峨,例如專利文獻 r〜_)所示的無人契約系統,這種心 機構的店鋪或便利商店中所設置供顧客摔作二 热人另为終端(契約接收終 、 心所設置的操作人員終端M W及在金錢構方面的中 在簽訂契約時,接你A , 4 操作人員終端進行操作Sr,端的顧客是對應於在 掏取裝置所擷取的人貝’利用無人契約終端的 料,以及利用拍攝裝置^姐文件或身份證明書的影像資 操作人員終端,並在的顧客的圖像,依次發送到 進行確認,且在中心貝終端由操作人員對這些内容 查通過,則顧客利用客的信用資訊的審*。如果審 了必要資訊的㈣奎’、,’、#約終端的讀取裝置來讀取寫入 他 、, 曰 u簽訂契約。 "田顧客在無人契約終端所輸入的密碼被發送到 6 200816074 24IUlpif.doc 钿忭人貝終端後,操作人員將此宓石^ ~ 人員終端發送到主機進行登鋒,賢料等從操作 向無人契约終端發送帳戶資料等,^而=操作人員終端 知顧客契約完成,並發行卡^ Άι人契約終端通 行現金的借顧(自動櫃員機)上使用卡片進 片為止將ί G日1 顧客在開始申請契约到收到卡 間被約束=心=;不人1糾,所料只是顧客長時 .束,效率相當不好單—顧客所約 書等文件或身顧客所寫入的申請 像等手續,而取得審查所必需::置拍攝顧客的圖 約審查用資訊儲存在飼服器中^亚將其作為契 處理。然後,再將儲存在飼服哭中的的契約申請 到操作人員終端,由操作人^行訊發送 用電話等方式通知顧客。 一亚私番查結果利 ;、二而,依據這種方法,去申★主奎望+μ 身份證明書的影像或者顧客:圖:存j寫入項目、 不能簽訂契約時,顧客則要二 1二而 ΐ 書等文件的寫入、以文s讀 作,ί:::二:圖像的拍攝等契約申請的所“ 的問題。、達仃,因此存在著使顧客的負擔增大 7 200816074 24iuipif.doc 而且 約申請的-:操:== 消再次申往&八si 、胃# 侍顧客厭煩其煩雜程度而打 =;Γ導致喪失得到新顧客的機會。 本發明的目的之一就是解決上述問題。 本發明的契約接收終端包括:顯示輸入部,用 =以拍it顯示且由顧客進行f訊的輸人;拍攝裝置, ::丄ί ί份證明書作為影像。其中,在契約申請時, 裝直所拍攝的顧客的圖像、影像擷取裝置所取 的影像’作為契約審查用資訊並發 ’而在契約再次申請時’將從顧客所取得的識 」貝σ二送到伺服器,從而根據從飼服器所發送的顯示不 完備内容的資訊,而從顧客取得訂正用的資訊。 f由於才木用上述結構,在契約接收終端中,當從 的契約審查用資訊存在不完傷問題,而通知顧 :顧!!^7六約的審查結果之情況下,再次進行契約申請 不必重新進行契約申請的全部操作,只需利用契 、+勺接收、、、端將存在不完備問題的資訊輪入即如此一 f二不僅能約達到大幅減輕顧客負擔的效果,而且,由於 —頁各的,擔減λ)、’而使得顧客打料次進行契約巾請的念 也減少’進一步能夠使喪失獲取新顧客的機會之 問遞也減少的效果。 【實施方式】 200816074 241Ulpif.doc 說明本發日__接收.終端以及契 以下即參照圖亓 約系統的實施例。 f丄所示為-實施例的系統構成圖。 圖:二此契約系統的構成包括 “置在金融機構的店鋪或便利商店茸二f收、,冬端 伺服器13及操作人員終 商店寻中,契約管理 電腦16,其設置在管理中心等’;借契約中心中;主 其設置在金融機構的店鋪或便利商店等^用的ΑΤΜ 18, 而且’契約接收終端U和靼 公用網路等通信線路12進行連接、:二:态13是通過 操作人員终端β是通過=等接連接=理=服器叫 管理_ 13和主電腦16^==^,而契約 過專用線進行連接。 及主4 π和ATM 18是通 另外,雖賴約接收終端u在圖示巾只顯 但疋t果在固定地區設置多台契約接收終端 通信線路12而與契約管理飼服器進行連接。 過 =約接收終端U在其正面上部設置有略呈 接待面,並在其垂直面部分上設置有顯示輪人部= 拍攝裝置的照相機2、卡片發行口 9以及未繪示的卡乍: 入口和揚聲器。而且’在接待面的水平面部分上裝備 為影像擷取裝置的帶蓋掃描器3,並在掃描器3 ^下側 設有被設置在契約收發終端u_投函箱的投函口⑺。 矣約官理飼服裔13具有契約資料庫(DB) 14,另 雖未緣示,但在契約管理健器13中還設置有儲存用於控 200816074 2410lpjf.doc 全體㈣作之控制蝴的健存 '逋彳5邛控制部,且控制部呈有侬攄蝕少血山200816074 24101pif.doc IX. Description of the invention: [Technical field of invention] The present invention relates to a contract receiving terminal suitable for consumer finance, trust, and aluminum-melting institutions, and having a contract receiving end-speaking [previous technique] In the case of a consumer transfer, the customer (contracts with the financial institution and accepts a decent release. ι is used to borrow or 偾 (4) gold card (1) ===== 峨, eg patent document r~ _) The unmanned contract system shown in the store of the heart organization or the convenience store is provided for the customer to be the second hot person and the other terminal (the contract terminal, the operator terminal MW and the money structure) When signing the contract, I will pick you up, and the operator terminal will operate Sr. The customer at the end corresponds to the material used by the pick-up device to utilize the unmanned contract terminal, and the use of the camera device or identity. The image of the certificate is the operator terminal, and the image of the customer is sent to the confirmation in turn, and the operator checks the contents at the center of the terminal, then Use the customer's credit information review. If the necessary information is reviewed (4) Kui ',, ', # about the terminal's reading device to read and write to him, 曰u sign the contract. "Tian customers in the unmanned contract terminal The entered password is sent to the 6 200816074 24IUlpif.doc 钿忭人贝 terminal, the operator sends the ^石^~ personnel terminal to the host to go to the front, and the sages send the account information from the operation to the unmanned contract terminal, etc. ^And = the operator terminal knows that the customer contract is completed, and the card is issued. Ά 人 人 契约 契约 终端 终端 通 ( ( ( ( ( ( ( ( ( ( ( ί ί ί ί ί ί ί ί ί ί ί ί ί ί ί ί ί ί ί ί ί ί ί ί Constraint = heart =; no one is correct, it is only the customer's long-term. The efficiency is quite bad - the customer's book or other documents or the application written by the customer, etc., must be reviewed: The information about the review of the photographing customer is stored in the feeding machine, and it is treated as a contract. Then, the contract stored in the feeding suit is applied to the operator terminal, and the operator sends the information to the operator. phone Waiting for the customer in a different way. The result of the inspection of the results of the private inspection of one Asia; and, secondly, according to this method, the image or customer of the identity certificate of the main 奎望+μ identity certificate: Figure: When the document is written to the project, the contract cannot be signed. The customer has to write two or two, and the documents such as the book are written, and the text is read as s: ί:::2: The problem of the contract application such as the shooting of the image. The burden is increased 7 200816074 24iuipif.doc and about the application -: fuck: == 消再再来&八西,胃# The customer is tired of the cumbersomeness of the customer; Γ leads to the loss of the opportunity to get new customers. One of the objects of the invention is to solve the above problems. The contract receiving terminal of the present invention comprises: a display input unit, which uses the = input to display and the user to perform the f-signal; and the photographing device, the :: 丄ί ί certificate as the image. In the case of the contract application, the image of the customer photographed by the camera and the image taken by the image capture device are concurrently used as information for the contract review, and when the contract is re-applied, the knowledge obtained from the customer will be recognized. The second is sent to the server to obtain the information for correction from the customer based on the information displayed from the feeder that displays the incomplete content. In the contract reception terminal, when there is no problem of the contract review information, the notification is made to the Gu: Gu!!^7 Six-Yuan review result, it is not necessary to apply for the contract again. To re-do all the operations of the contract application, it is only necessary to use the deed, the + spoon to receive the information, and the information that the incomplete problem is involved, so that the f 2 can not only achieve the effect of greatly reducing the burden on the customer, but also, due to the In addition, it is effective to reduce the chance of losing the opportunity to acquire new customers. [Embodiment] 200816074 241Ulpif.doc A description will be given of an embodiment of the present invention with reference to the present invention. f丄 is shown as a system configuration diagram of the embodiment. Figure: The composition of the contract system includes “the store or convenience store in the financial institution, the winter server 13 and the operator’s final store, the contract management computer 16, which is set in the management center, etc.” In the contract center; the main setting is in the financial institution's shop or convenience store, etc., and the 'contract receiving terminal U and the public network and other communication lines 12 are connected, and the second: state 13 is operated. The personnel terminal β is connected by == connection = service = server called management _ 13 and the host computer 16^ ==^, and the contract is connected through a dedicated line. And the main 4 π and ATM 18 are connected, although the receiver receives The terminal u is connected to the contract management feeder by providing a plurality of contract receiving terminal communication lines 12 in the fixed area in the illustrated towel. The receiving terminal U is provided with a slightly receiving surface on the front upper portion thereof. And on the vertical surface portion thereof, a camera 2 for displaying a wheel person = a photographing device, a card issuing port 9 and a card not shown: an entrance and a speaker are provided, and 'the image is mounted on the horizontal surface of the reception surface. take The cover scanner 3 is provided, and a credit port (7) is provided on the lower side of the scanner 3^ which is set in the contract receiving and dispatching terminal u_box. The 官约理理服服 13 has a contract database (DB) 14, In addition, although not shown, the contract management device 13 is also provided with a storage control unit for controlling the control butterfly of the 200816074 2410 lpjf.doc (4), and the control portion is eroded. Less blood mountain

的控制部程式,而利用通信部與契約 Y 之機月 t 的電腦進行通信,進行資訊的接收 在本實施例中,契約DB 14 J: ’見同意書、申請書、契約書或身 W明書拉件或顧客的圖像等存在不完 ^身 fT契,’便將顧客的識別資訊(例如卡片料=能 二備内容進行關聯儲存。另外,在契約DB14;儲= ”㈣資訊’用於進行各文件的不完儀的地:: 用於彔部:_資料庫_ 17, 從ATM 18所發糾貸I ^發达的卡片號竭及密石馬,或 而且,雖然職行積蓄並登錄。 ,控制部’其中4主:二:置電 =,通 動作進行控制的控制資蓉_ . ^也驷16全體的 機能,-依據從伽= 或償還的交易之機能。"碼進订本人確認’以實行貸款 ATM 18 K — s^;A- ’、、、#使用契約收發終端11所發行的卡片, 10 200816074 24101pif.doc ,顧各進行現金的借人或償還的裝置,雖-包括現金的存款機及提款機、臨時儲-^示,但其 部。其中,臨時錯存部用於臨;儲=部、通信 處理或提款處理等時所輸入的資部者存在進行存款 行存款處理或提款處理等的控制 H是儲存用於進 以依據儲存部中所儲存的控制部程式,進行控制, 機進行存款處理或提款處使存款機及提款 %進行通信,以進行資訊^授且仙通信部,與主電腦 ^所示為契約接收終端u的構成方 如圖所示,契約接收終端u包 於圖。 機2、掃描器3、卡片發行部4 綠^輪入部I、照相 部6、通信部7、控制部8以及未績 =5、第2儲存 卡片讀取部(讀卡器)等。 、*〗P部、揚聲器、 在此’顯示輸入部1是由Lcd 示裝置上之作為輸入裝置的觸控面板;^構二置Ϊ設置在顯 裝置上顯示配置用以引導顧客操自由在顯示 面和各種輪入鍵,並利用手指自 峨)之晝 而輸入在輸人鍵上所定義的f訊,輸入鍵, 或由掃描器3所擷取的文件的影像等。#、不斤輪入的資訊In the control unit program, the communication unit communicates with the computer of the contract Y, and the information is received. In the present embodiment, the contract DB 14 J: 'See the consent form, the application form, the contract, or the body W The drawing of the book or the image of the customer may not be complete, and the customer's identification information (for example, the card material = the two contents can be stored in association. In addition, in the contract DB14; storage = " (four) information" For the unfinished land of each document:: For the cadre: _Database _ 17, from the ATM 18 issued a credit card I ^ developed card number exhausted and Mi Shima, or, although the line of savings And log in. , Control Department '4 of them: 2: Power =, control of the action control _ _ ^ ^ 驷 16 overall function, - based on the function of the transaction from the gamma = or repayment. I am arbitrarily confirming 'to implement the loan ATM 18 K — s^; A- ', , , # using the card issued by the contract receiving and dispatching terminal 11, 10 200816074 24101pif.doc, for each of the devices for borrowing or repaying cash, Although - including cash deposit machines and cash machines, temporary storage - ^, but its ministry. The temporary error-storing department is used for the storage department, the communication processing, the withdrawal processing, etc., and the control unit that has the deposit department deposit processing or the withdrawal processing, etc., is stored for use in the storage unit. The control program stored in the control program is controlled by the machine, and the machine performs the deposit processing or the withdrawal office to communicate the deposit machine and the withdrawal amount for the information and the communication unit, and the host computer ^ is shown as the contract receiving terminal. As shown in the figure, the contract receiving terminal u is shown in the figure. The machine 2, the scanner 3, the card issuing unit 4, the green wheeling unit I, the camera unit 6, the communication unit 7, the control unit 8, and the failure = 5, The second memory card reading unit (card reader), etc., *, P unit, speaker, and the 'display input unit 1' is a touch panel as an input device on the Lcd display device; The display device is configured to guide the customer to operate on the display surface and various wheel-in keys, and the finger is used to input the input signal defined on the input button, the input button, or by the scanner 3. Image of the file retrieved, etc. #, information not involved in the round

而且,照相機2是用於构跑a 置,掃描器3是用於擷取”;的臉部圖像的拍攝I 取裝置。本實施例中的掃^ rj份證明書等文件的_ 蓋部並將文件放置在玻璃板上,由用,打開 且在讀取後用手打開蓋部取出=才而進行設置, 出文件之類型的掃描器Μ旦並 200816074 241Uipif.doc 片 卡片發行部4例如是用以發行現金的借入償還用的卡 S 1儲存部5用於儲存控制 所顯示之畫面的晝面資 #式次頋不輸入部1上 顧客進行契約時,约控制部程式是用以在 心fi六約接收終端U令麟 而且,第2儲存部6用 王妝的動作。 客的圖像或由掃描哭擷敢的子飞相機2所拍攝的顧 輪入部1由顧客戶^入的資訊等文件的影像,或者在顯示 通信部7祕與契財心的契約管 通仏。而控制部8具有的機处一1服口口 13進行 的控制部程式,在顯示輪入^上^乐、1儲存部5所館存 揚聲器輪出商品說明等等戌立必要的畫面,且從 契約審查的資訊的取片=顧客之間的用於 部7與契約管理飼 / _、Λ仃处理且利用通信 lV^b . 服斋13進行資訊的收授。 料,對;, 上所述,根據第【儲存部5中;11的動作如 控制部8進行㈣卜“ /職存的控制部程式,而由 終⑽、主電ς 16、atm ㈣,人員 儲存部中所儲存的程式、根據未緣示的 行控制。 ),而由未繪示的控制部進 奎等η’以下的說明中所使用的同意書、申請* 4 寺文件都備放在契約接收终端^附近 200816074 ^-Tiuipif.doc '這二文件再光臨契約接收終端11。 圖3所示為契約申請時的契 的流程圖,以下依據流程圖的s所示^^ u之實施例 進行說明。 纟乂驟,對此實施例 si:在契約接收終端n的顯 =中,顯示有用於選擇「初次的契約;/:戶《頁示的畫 次申請」等按紐。假設顧客利用手指按=而契約的再 的契約申請」胁而進行契約的巾,^中的「初次 的商品的說明。 7甲叫訏’百先將進行契約 -欠的,1\,將貸款的融資限度额或其償還期間、利态、1 _ w貝酬、滞納金等顯示在顯示輪人部 卞 不的揚聲器,輸出用於說明顯示内容的聲音。 自未1曰 S2:在商品說明後,如下所述進行同意9書影像 亦即,在顯不輸入部1顯示引導書 牙 ,名、蓋章(也可只是簽名):掃 自未緣示的揚聲ϋ輸出聲音,用於對操作進行 同意書的内容是請求同意作為本系統的_ ㈣構,可利用在本契約中所取得的顧客的個 = 顧客在同意書上簽名、蓋章,並設置在掃描器3中。二 :顯示畫面中的設置完成按㈣,即鱗描器3擷^ 書的影像,並將晝面顯示在顯示輪入部丨上。 、」思 顧客在閱讀顯示輸入部1上所顯示的同意書 後’確認簽名等是否有誤’如沒有錯誤,則用二;下, 示晝面中的確認按鈕,如有錯誤,則按下取消 曰文卜頌 13 200816074Further, the camera 2 is a photographing I taking device for constructing a face, and the scanner 3 is a face image for capturing. In the present embodiment, the cover portion of the document such as the scan certificate is scanned. And place the document on the glass plate, use it, open it, and open it by hand after reading it to remove it. Only the scanner of the type of document is issued and 200816074 241Uipif.doc card issuing department 4 The card S1 storage unit 5 for depositing and dispensing cash for storing the screen for controlling the displayed screen. When the customer makes a contract, the control unit program is used for the purpose. The fi six is about to receive the terminal U Ling Lin, and the second storage unit 6 uses the action of the king makeup. The image of the guest or the information of the customer's input from the camera 2 that is scanned by the crying camera 2 is taken by the customer. The image of the file or the document is displayed on the display unit of the communication unit 7 and the contract of the contract. The control unit 8 of the machine unit 1 and the mouth 13 is displayed on the display wheel. , 1 storage unit 5, the speaker of the store, the product description, etc., set up the necessary screen, and The acquisition of the information of the contract review = the use of the department 7 between the customer and the contract management feed / _, Λ仃 processing and the use of communication lV ^ b. Service 13 to receive the information. Material, right;, above According to the operation of the storage unit 5; the operation of the control unit 8 is performed by the control unit 8 (4), and the program stored in the person storage unit is the terminal (10), the main battery 16, and the atm (4). According to the line control that is not shown. ), and the consent form and the application * 4 temple file used in the description of the following η', such as the unillustrated control unit, are placed in the vicinity of the contract receiving terminal ^200816074 ^-Tiuipif.doc ' The contract receiving terminal 11 is visited. Fig. 3 is a flow chart showing the contract at the time of contract application, and the following description will be made based on the embodiment shown in s of the flowchart. In the first embodiment, in the display of the contract receiving terminal n, a button for selecting the "first contract; /: household "page application" application is displayed. It is assumed that the customer will use the finger to press the contract and the re-contract application of the contract, and the contract will be issued, and the description of the first product will be described. The amount of the financing limit, its repayment period, the profit status, the 1 _ w, the late payment fee, etc., are displayed on the speaker of the display wheel, and the sound for the display content is output. Since 1曰S2: After the product description As shown below, the consent 9 book image is displayed, that is, the guide book is displayed in the display input unit 1, the name and the stamp (or just the signature): the sound is output from the unspoken speaker, and is used for the operation. The content of the consent form is the request for approval as the _ (four) structure of the system, and the customer obtained in this contract can be used. The customer signs and seals the consent form and sets it in the scanner 3. Second: display After the setting in the screen is completed, press (4), that is, the image of the squarometer 3 撷 ^ book, and display the 昼 surface on the display wheel 丨. ”, “Thinking the customer after reading the consent form displayed on the display input unit 1” Is there any error in the signature, etc. If there is no error, use two; Next, the confirmation button in the face, if there is an error, press Cancel. 曰文颂 13 200816074

^Wlpi£d〇C 在此 ㈣圭而取消按叙,則將在顯示輪入部1上顯示 引面,用於提醒訂正錯誤並再次設置同意蚩, 繪示的揚聲器輸出聲音,驗對其操作進行引^。 據此,顧客從掃描器3取出同意書並訂正錯誤且再次 设置後’若按下設置完成独,則由掃描器3擷取同意查 =像/將此影像顯示在顯示輸人部1上,而顧客閱i 良、、不輸入部1上所顯示的同意書的影 次確認寫入内容是否有錯誤或寫入遺漏等不完備問題各再 另外’此同意書也可不是紙張,而是在顯示輸入部i J不根據格式化的文書所形成的同意書的晝面,並對同 内讀订確認,且顯示文字鍵,利用顯示輸入部1 勺觸控面板來輸入顧客的姓名等 認,且按下確認餘。 ㈣减八仃確 像祜2下,忍按鈕後’同意書(紙張或顯示格式)的影 麸:到第2儲存部6中,而結束同意書的取得操作。 中:二利^顯示或聲音提醒將同意書投入到投函箱 on . I客將同意書從投函口 1〇投入到投函箱中。 S3 :接著,取得顧客本人的圖像。 干在ΐ是Γ照相機2拍攝顧客的臉部,並將臉部圖像顯 且在顧客對其進行確認後,由手指按 2儲存二中丑,而將顧客的臉部圖像儲存至第 若顧客確認後按下顯示晝面中 攝,執行同樣的處理。 雜纽則冉-人拍 14 200816074 241Ulpif.doc S4 :當顧客的本人.圖像的取得結束時, 及契约書的影像的取得。 、、仃申凊書 首先,在顯示輪入部!顯示引導晝面,以 請書的寫入和掃描器3的設置,且 =進仃申 聲音,對此操作進行料。 心’揚聲器發出 當顧客根據引導而在f請書中寫 請書設置在掃描器3中,並按下顯示書面後,將申 鉦時,由掃描器3讀取申請書的影:甘、设置完成按 進行畫面顯示。 亚在頌不輸入部1 顧客觀看顯示輪入部J所顯 寫入内容是否存在差異或富 崎書的影像,確認 不完備問題,則用手指按下顯不凡備問題,若沒有 在不完備問題,則按下取消按Z旦面中的確認按鈕,若存 在此,若按下取消按紐,則 導晝面’提醒訂正申請書的寫入内容部1上顯示 自未繪示的揚聲器輪出辣立 亚再_人设置,且同打 當顧客從掃描^ 3 ^二作進行引導。藉此, 後,再次按下設置完成寫入内容而再次設置 影像,並顯示在顯示輸入部^由知描器3擷取申請書的 立β 1说日S - a F 1上’以供顧客觀看顯示輸入 m、不、5月書的影像,而由顧客再次確認寫入内容 疋否存在/異或寫人遺漏料完備問題。 下確έ忍按紐後’申請書的影像即被儲存到第2儲 存部6中。 接著’在顯示輪入部1進行引導晝面的晝面顧示,提 200816074 24iuipif.doc 醒契約書的簽名、蓋章(也可只是簽名)和掃插器3的_ 置,且自未緣示的揚聲器輸出聲音,對其操作崎, 在契約書中,記載有與商品說明同樣的内容今 機構和顧客雙方應履行的責任等契約項目,當顧客在^ 書十簽名、蓋章並設置在掃描器3上,再按下顯示畫=中 的設置完成按㈣,可進行與上翻意書的情況相_户 理,並使得契約㈣像财到$ 2儲存部6 + έ= 請書和契約書的影像的取得操作。 叩、、、D朿申 投函=請書及_書也與__樣,蝴客投入到 S5 ·接著,身份證明書的影像 =1 兄大致相同。亦即,在顯示輪入部1顯:以 為輸出耸音,對其操作進行引導。 ㈢丁自0%耸 根據引導,當顧客將汽車絮日” 等身份證明書設置在掃· 3 f、、, f或者社會保險證 置完成按鈕時,由掃描哭;丄亚按下顯示晝面中的設 示輪入部1上進行畫面顯示身份證明書的影像並在顯 顧客觀看在顯示輪入部 像並進行確認,如正常則用頭不的身份證明書的影 紐,如設置了錯誤的文:二:按下顯示晝面中的確認按 導,,若按下取消 ,提醒再次進行身份證明書設Γ:ΓΓ顯示引 耳态幸别出聲音,對操作進 ^ 自未繪不的揚 ¥。猎此,當顧客從掃描器 16 200816074 241UIpif.doc 二身份證明書後,再次按下 W二顧::=進行確認。 :r隐部6中’接著進行顧客二丄二 =: 關於聯絡方式及屬性資訊的取得,^Wlpi£d〇C In this (4) and cancel the description, the reference will be displayed on the display wheel 1 to remind the correction error and set the consent again, the speaker output sound, check the operation Quote ^. According to this, after the customer takes out the consent form from the scanner 3 and corrects the error and sets it again, if the setting is completed, the scanner 3 captures the consent = image / displays the image on the display input unit 1, In addition, the customer's reading of the consent form displayed on the input unit 1 confirms whether there is an error in the written content or the incompleteness of the writing, and the other incomplete questions are not the same as the paper. The display input unit i J does not recognize the inside of the consent form formed by the formatted document, and confirms the same reading, and displays the text key, and inputs the customer's name and the like by using the display input unit 1 scoop touch panel. And press the confirmation remaining. (4) Subtracting the 仃 仃 仃 , , , , , , , , ’ ’ ’ ’ ’ ’ ’ ’ ’ ’ ’ ’ ’ ’ 同意 同意 同意 同意 同意 同意 同意 同意 同意 同意 同意 同意 同意 同意 同意 同意 同意Medium: Erli^ Display or voice reminder will put the consent form into the letter box. I will submit the consent form from the letter of deposit to the letter box. S3: Next, an image of the customer himself is obtained. After doing this, the camera 2 takes a picture of the customer's face, and displays the face image and confirms it by the customer. Then, by pressing the finger 2, the second ugly is stored, and the customer's face image is stored to the first. After the customer confirms, press the display to take the photo and perform the same processing. Miscellaneous New Zealand 冉-人拍 14 200816074 241Ulpif.doc S4 : When the customer's own image is acquired, and the image of the contract is obtained. , 仃申凊书 First of all, in the display wheeled! The boot page is displayed, with the write of the request and the settings of the scanner 3, and the sound is applied to the operation. The heart 'speaker is issued when the customer writes the request in the f request book according to the guidance in the scanner 3, and presses the display to write, when the application is made, the scanner 3 reads the application image: Gan, the setting is completed. Perform a screen display. The user does not input the part 1 The customer views the difference between the written contents of the display wheel entry unit J or the image of the Fujisaki book, and confirms the incomplete problem, and presses the finger to display the problem. If there is no incomplete problem, then Press to cancel the confirmation button in the Z-plane. If there is any, if the cancel button is pressed, the guide surface of the guide application will be displayed on the written content section 1 of the revised application. Ya re-man set, and the same as the customer when scanning from the scan ^ 3 ^ two for guidance. After that, the image is set again to complete the writing and the image is set again, and displayed on the display input unit ^ by the scanner 3 to capture the application of the book 1 1 S S a F 1 ' for the customer The image showing the input m, no, and May book is displayed, and the customer reconfirms the written content, whether there is a problem, or the writer is missing the complete problem. The image of the application is stored in the second storage unit 6 after the button is pressed. Then, in the display wheel 1 to guide the face, the signature of the 200816074 24iuipif.doc contract, the stamp (or just the signature) and the _ of the sweeper 3 are displayed. The speaker outputs the sound, and the operation is in the contract. In the contract book, there is a contract item such as the responsibility of the organization and the customer in the same content as the product description. When the customer signs, seals and sets the scan in the book On the device 3, press the display in the display = the completion of the press (four), you can carry out the situation with the ups and downs of the book - the household, and make the contract (four) like the money to $ 2 storage 6 + έ = book and contract Image acquisition operation.叩,,, D 朿 投 投 = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = That is, the display wheel portion 1 is displayed: in order to output a mute, the operation is guided. (3) Ding from the 0% towering according to the guidance, when the customer sets the car certificate, etc., when the identity certificate is set in the sweep 3 f, , f or the social insurance card to complete the button, the scan is crying; In the display wheeling unit 1 on the screen, the image of the ID card is displayed on the screen, and the customer is displayed on the display wheel image and confirmed. If the image is normal, the image of the ID card is used, such as the wrong text. : 2: Press the confirmation button in the display area, if you press Cancel, remind you to set the identity certificate again: ΓΓ Show the ear state, fortunately, the sound is not good, the operation is not Hunt this, when the customer from the scanner 16 200816074 241UIpif.doc two identity certificate, press W again: := to confirm. : r hidden part 6 'follow the customer two two =: About the contact method And the acquisition of attribute information,

上顯示用於輸人作為聯絡方式的電 家 還是::Γ的資產狀況、就職公司稱住 立業種^、工作年㈣晝面,並自未緣示的揚聲器輪 二,對其操作進行引導,使得顧客顯示輪人部!的觸 控面板,按下顯示晝面中的文字鍵,而依次輪 或屬性資訊。 m万式 所輸入的資訊在晝面中的相應區域上進行顯示,當輸 入結束後,顧客對輸入内容進行確認並按下晝面中的二^ 按鈕時,所輸入的聯絡方式或屬性資訊被儲存到 : 部6中。 予 另外,也可將聯絡方式或屬性資訊寫入到規定的文件 中,並由掃描器3進行擷取,在這種情況下,將擷取後的 文件投入到投函箱中。 S7 :接著,由顧客進行密碼的設定。 在這種情況下,是在顯示輸入部1上顯示一晝面,用 以讓顧客輸入在利用ATM 18時的本人確認用的個人識別 號碼等密碼。並利用未繪示的揚聲器輸出聲音,對其操作 17 200816074 ^4iUipif.doc 進行引導。藉此,顧客由顧+於χ 士 示畫面中的文字鍵,、以輪2密』。的觸控面板按下顯 於是,當顧客在輪入後^下畫 輸入的密碼便被儲存在第2儲存部6中以〜按备時,所 m對顧客進行卡 >;的發行。 在卡片發行時,是從卡片發 出-張卡片,並磁頭讀 ^卡片儲存裝置排 碼,再由卡片發行"發彳記錄的卡片號 表機’將卡片號碼、卡片的使用=利用未繪示的印 機列印在收據上,而發=方法專利用未綠示的印表 在此’以所讀取的卡片號 存在第2儲存部6中。 ’各的識別域而儲 ,由W_L㈣而結束對顧客的處理,但 後,逛要讀取出在第2儲存部6中所儲存的顧客的=仃 各式文件(同意書、ψ請書、契㈣^ Θ、 像、聯絡方式及屬性資訊、卡片號喝、;l;;;;)的影 為用於審錢何_客簽訂= 從通信部7透過通信線路12發送_ 而 服器13,並儲存至契約DB14中。Y 理伺 6圖4所示為契約審查時的實施例的流程圖,以下 k程圖的S所不的步驟,對此實施例進行說明。 豕 哭η制从,六、勺中、中,當業務開始時’契約管理伺服 :;一六,η:中所儲存的未處理契約審查用資訊 的見表,亚發达到各個操作人員終端15,且操作人員终 18 200816074 uipif.doc 端15在顯示部顯示所接收之契約審查用眘 n m 一 尹' 5扎的一寶表。. S12 ·對操作人員終端15進行操作的操作人。々 顯不部上所顯示的一覽表,並利用鍵盤或 二:壯f 指定要處理的契約審㈣資訊,且藉此使_ 13從契約DB14讀出所指定的契約審查 =服^ 相應的操作人端15。. &並發运到 對契約審查用資 電腦進行通信:On the display of the electrician used to enter people as a contact method:: the status of the assets of the company, the company in charge of the company, the work year (4), and the speaker wheel 2, which has not been shown, guide its operation. Make the customer show the round people! In the touch panel, press the text key in the display area and press the wheel or attribute information. The information input by the m-type is displayed on the corresponding area in the face. When the input is finished, the customer confirms the input and presses the two button in the face, the contact information or attribute information is entered. Save to: Part 6. Alternatively, the contact information or attribute information may be written into a prescribed file and retrieved by the scanner 3, in which case the captured file is put into the letter box. S7: Next, the password is set by the customer. In this case, a face is displayed on the display input unit 1 for the customer to input a password such as a personal identification number for personal confirmation when using the ATM 18. And use the speaker not shown to output the sound, and guide its operation 17 200816074 ^4iUipif.doc. In this way, the customer uses the text key in the screen of Gu + Yu Yu, and the wheel 2 is dense. When the touch panel is pressed, the password input by the customer after the round-up is stored in the second storage unit 6 to perform the issuance of the card to the customer. When the card is issued, it is issued from the card - the card, and the head reads the card storage device, and then the card is issued "the card number of the record is recorded. 'The card number, the use of the card=Usage not shown The printer is printed on the receipt, and the method patent is printed in the second storage unit 6 by the card number that is not green. 'The identification field of each is stored, and the processing of the customer is terminated by W_L (4). However, after reading the customer's = 仃 file (the consent form, the request, the deed, the customer stored in the second storage unit 6) (4) ^ Θ, image, contact information and attribute information, card number drink,; l;;;;) shadow for the use of money for the customer signing = from the communication unit 7 through the communication line 12 to send _ server 13, And stored in the contract DB14. Fig. 4 is a flow chart showing an embodiment of the contract review, and the following is a description of the steps of S in the following k-process diagram.豕 η 制 , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , And the operator end 18 200816074 uipif.doc End 15 in the display section shows the receipt of the contract review with a caution meter nm Yin' 5 a treasure table. S12. An operator who operates the operator terminal 15. 々 Display the list displayed on the part, and use the keyboard or two: Zhuang f to specify the contract review (4) information to be processed, and thereby make _ 13 read the specified contract review from the contract DB 14 = service ^ corresponding operator End 15. . & and shipped to the contract review of the computer to communicate:

S13 :在操作人員終端15,操作人員 §孔的内谷進行確認,並與信用資訊機構的 審查是否可簽訂契約。 換言之 铞作人貝對操作人員終端15進行 , 在顯不部上依次顯示作為㈣審麵資訊_客圖= 式文件(同意書、巾請書、契約書及身份證明書)的口 聯絡方式及雜:纽,且職記軸轉進行和Γ破: 是否有寫人顧或錯誤f,然後mt _ : 行通信,並以顧客的屬性資訊為基礎㈣詢信進 然後,根據這些結果’操作人員判定契約的 就是可簽訂契約還是不可簽訂契約,並將复:為審 13,=管理飼服器13。值在這種情況下,二 1 g,忍日、/ %書、契約書及屬性資訊的内容存在寫入 Γ青=查 果中,並通知契約管理伺服器13。 番一、、、- S14 ·契約管理饲服哭η 服-13舲%作人員終端15所通知 19 1 pif.doc 200816074 f可簽訂契約、不可簽奸契 客的契約審杳用眘、,。 一…果,加入到對應顧 S15H Γ中’亚登錄至契約加14。 下,從契約DB 14讀出對應的—卡果為可簽訂契約的情況 主電腦16。而主_16_^^^密石馬,並發送到 登錄DB 17中。據此,使得持有=碼和密碼登錄至 顧客,可利+ ' 豆、彔卡片號碼的卡片的 還。㈣和㈣’在伽18進行現金的借入^ 的操作人員,#二,^約逐是不可簽訂契約進行判定 將,果通知顧客。此:通用電話 的情況下,兼具本人確認的作用 qrty奸契約 電話聽取屬性資訊的内容並進行確切作人貝再次利用 而且,在契約審查用資訊的同^壹 的文件存在寫入遺漏或錯 ^^二契約書 證明書的影像不清楚等内容不完或身份 :r續一在契二 == 二====:;11 之實 施例進行綱。 所不的步驟而對此實 S21:在契約接收終端11的顯示輸入部1上所顯示的 20 200816074 24101pif.doc 示:Γ欠的契約申請」、「契約的再次申請」 3田顧客利用手指按τ該畫面中的「契約的再 :㈣ 進行契約的再次申請時,契約接收終端η 契:ί二=輪入部1上顯示了配置以提醒插入初次 二7月$ χ行的卡片之訊息和數字鍵的引導晝面,或 讀取客觀看晝面,並將所持的卡片插入到卡片 、片番入"7中,而利用顯示輸入部1輪入在收據 卡:夺,控制部8將所輸入的卡片號碼或 的要ΐ =^取的卡片號碼,和g於不完備問題的資訊 约ΐ理=:7透過通信麵12發送到契約中心的契 =3.當契約管理伺服器13從契約接收終端η接收 馬和關於不完備問題之資訊的要求時,以卡片號碼 =基^而從契約DB 14檢索表示不完備内容的資訊。另 性資内容包括除了身份證明書、顧客的圖像或屬 ^似外的文件,亦即是關於同意書、中請書、契約堂 局ΐ;備内Γ::則!檢索與不完備内容對應的文件的; 接收終端=完_容㈣訊,朗時發送到契約 的資=與不完備内容對應的文件,若應再次取得 項目的佈二1個,則從契約DB14只檢索此一資訊的 的佈局㈣,並發__接轉端u。若應再次取 21 200816074 ^4i Ulpif.doc f發迗到契約接收終端η。例如,名σθ 要再次取得ΐ請書的「 =在只是 檢索「住所」或厂心者/、疋姓名」的情況下, 再次取得「住戶^ 的佈局資訊;在要 關於全部項目的二 名」等多個貧訊的情況下,檢索 S24 11^ ±田六、,、勺接收終端U從契約管理伺服哭;n妨 貝崎,控制部8依據不完備内容而取得訂m接收 例如,當不-偌向六丛ώ 丁 J此用的貧訊。 且利用未會示的揚聲器輪出聲音,對;^乍^^器/上, ^照與初次的契約申請時相同的步驟,二=,並 身伤證明書的影像,以作為訂正用的資訊。°。3取得 當不完備内容為顧客的圖_,則 顧客的臉部,而取得此圖像作為訂正用的資^。拍攝 入項容為同意書、申請書、契約書的寫 將寫入項目列印到規定的紙張上,的 在讀情況下,例如不完備的 =顧各。 目上错由施加網格或著色等而進 以的項 項目可輕鬆地識別。 使传而要舄入的 200816074 Z4iuipif.doc 提醒在列印的項目^在顯7""輸入,1上顯示W導晝面, 中,且自未纷示的揚的貢訊並設置到掃描器3 藉此,當顧客寫入訂音、’對其操,行引導, 态13,亚附加到契約DB 14中所存鹿士勺Β理祠服 约審查用資訊中並在進行儲存後,號 = j進行再次審查。這種情況下:審 ^^正麵確認,若正麵㈣為可簽_約。 μΪΪ 知與上述相同的顧客,若在審杳中;斤取 侍的盯正用= 歧存在不完制 -中所取 形成契約的再次申請處理。_知不元細容’而 /如利用上述實施例,則在契約接收終端 2的顧客的圖像,或身份證明書的影像及各式文件(同 思曰、申請書、契約書、身份證明書) 完備,而將不可簽訂契約的審查結果通知顧客^目=二 次契約巾請_客沒有必要重新開始_ Μ的全㈣ 作,只要將存在不完備的資訊輸入至契約接收終端η即 可,因此可達成大幅減輕顧客負擔的效果,而且,由於顧 客負擔減小使得顧客打消再次進行契約申 亦隨之減少,如此一來也可降低流失新顧的^ Μ之問碭 23 200816074 1 x \/ x j-rif.cioc 員的審查,只是對 作人員的負擔也減 而且,取得訂正用資訊後的操作人 评正用資訊的確認,因此還可獲得使操 輕的效果。 另外,在上述的實施例中,是以在契約接收 按照同意書、顧客的圖像、中請書、契約書、身份證, 聯絡方式及屬性資訊、密碼_序而取得_審 二、S13: At the operator terminal 15, the operator's § hole's inner valley is confirmed, and whether the contract with the credit information agency can be signed. In other words, the singer is performed on the operator terminal 15, and the liaison and miscellaneous information as (4) review information _ guest map = type file (consent form, towel request, contract form, and identity certificate) are sequentially displayed on the display unit. : New, and the record is turned and broken: whether there is a write or error f, then mt _ : line communication, and based on the customer's attribute information (four) inquiry into then, according to these results 'operator judge The contract is whether the contract can be signed or not signed, and will be repeated: for the trial 13, = management of the feeder 13 . In this case, the contents of the 2 1 g, the Japanese, the % book, the contract, and the attribute information are written in the inversion = check, and the contract management server 13 is notified. Fan Yi,,, - S14 · Contract management feeding service crying η service -13%% of the personnel terminal 15 notice 19 1 pif.doc 200816074 f can be signed, can not be signed, the customer's contract review is cautious,. One... fruit, added to the corresponding Gu S15H ’ 亚 亚 登录 登录 登录 登录 契约 。 。 。 。 。 。 。 Next, the corresponding card is read from the contract DB 14 as the case where the contract can be signed. The main _16_^^^ 密石马 is sent to the login DB 17. According to this, the holder of the code = code and password is registered to the customer, and the card of the 'bean and 彔 card number is returned. (4) and (4) The operator who borrowed cash in gamma 18, #2, ^ is not allowed to sign a contract to judge, and the customer is notified. In the case of the general-purpose telephone, the contents of the confirmation of the qrty contract call are used to listen to the contents of the attribute information, and the exact use of the information is used again. ^^ The image of the two contract certificate is unclear and the content is not complete or the identity: r continued one in the second == two ====:; In the case of the step S21: 20, 2008, 16,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, τ "The re-inclusion of the contract in this screen: (4) When the contract is re-applied, the contract receiving terminal η: 二二=The rounding unit 1 displays the message and number of the card configured to remind the insertion of the first two July. Guide the face of the key, or read the guest to view the face, and insert the card held into the card, the film into the "7, and use the display input part 1 to enter the receipt card: win, the control department 8 will The entered card number or the card number of the key = ^, and the information about the incomplete problem. *: 7 is sent to the contract center via the communication plane 12 = 3. When the contract management server 13 is contracted When the receiving terminal η receives the request for the horse and the information about the incomplete problem, the information indicating the incomplete content is retrieved from the contract DB 14 by the card number=base. The additional content includes the identity certificate, the image of the customer, or a document that is like a foreign language, that is, About the consent form, the middle note, the contract church bureau; the preparation of the inside:: Then! Retrieve the file corresponding to the incomplete content; Receiving terminal = End_容(四), the time and the incomplete content sent to the contract If the corresponding file should be obtained again, the layout of the information (4) will be retrieved from the contract DB14, and the __ terminal u will be sent. If it should be taken again, 200816074 ^4i Ulpif.doc f In the case of the contract receiving terminal η. For example, if the name σθ is to be re-acquired in the request, "if only the "residence" or the factory owner/, 疋 name" is retrieved, the layout information of the "household ^" is obtained again; In the case of a plurality of poor news, etc., the search S24 11^±Tian, the spoon receiving terminal U is crying from the contract management servo; n. Biza, the control unit 8 obtains the subscription based on the incomplete content. For example, when not - to the six clusters, this is a poor news. And use the speaker that is not shown to make a sound, for the ^^^^^^, ^ the same step as the first contract application, two =, and the image of the injury certificate, as the correction information . °. 3 Acquiring When the incomplete content is the customer's map _, the customer's face is obtained, and this image is obtained as a correction. The entry of the entry is the consent form, the application, and the contract. The written item will be printed on the specified paper. In the case of reading, for example, it is incomplete. Items that are mistakenly created by applying a grid or coloring can be easily identified. The 200816074 Z4iuipif.doc that is passed down is reminded that the printed item ^ in the display 7"" input, 1 shows the W guide, the middle, and the unannounced Yang tribute and set to scan In this way, when the customer writes the tuning, 'follows the operation, and guides the state 13, the state is attached to the information of the deer's spoon in the contract DB 14 and is stored in the information for review. = j to review again. In this case: review ^^ positive confirmation, if the front (four) is a signable _ about. ΪΪ 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知 知_ knowing the details] and/or using the above embodiment, the image of the customer at the contract receiving terminal 2, or the image of the identity certificate and various documents (same as thinking, application, contract, identification) The book is complete, and the result of the review of the non-contractable contract is notified to the customer. ^The second contract is required. _ The guest does not need to restart _ Μ (4), as long as the incomplete information is input to the contract receiving terminal η. Therefore, the effect of greatly reducing the burden on the customer can be achieved, and the reduction in the burden on the customer causes the customer to cancel the contract application, which is also reduced, so that the loss of the new customer can be reduced. 23 200816074 1 x \ / x j-rif.cioc member's review, but the burden on the staff is also reduced, and the confirmation of the operator's evaluation information after obtaining the revised information, so that the effect of making the operation light can be obtained. In addition, in the above-mentioned embodiment, it is obtained in accordance with the consent form, the customer's image, the in-book, the contract, the ID card, the contact information, the attribute information, and the password.

^列來說明’但並不侷限於此’亦可按照任意的順序= 、一 丄日施們1r,兴约接收 的卡片為磁卡,但也可為IC卡或卡。 另外,在上述的實施例中,除了將申譜蚩 儲存到契約中心内設置的契約伺服“所管= it /4中,也可儲存到契約接收終端11的第1儲存 冲5寺中,而僅從契約伺服器13接收不完備内容。子 申4:明在地獅]中’雖然是針對新:客的契約 甲明來况明,但亦可適用於對現有顧客 變換等的處理。 ]卞片申睛或契約 【圖式簡單說明】 圖1所示為一實施例的系統構成圖。 圖2為契約接收終端的構成方塊圖。 圖3所示為一實施例的作用的流程圖。 圖4所示為一實施例的作用的流程圖。 圖5所示為一實施例的作用的流程圖。 【主要元件符號說明】 24 200816074 z^iuipif.doc 1 :顯示輸入部· 2 :照相機 3 :掃描器 4:卡片發行部 5:第1儲存部 6 :第2儲存部 7 :通信部 8 :控制部 * 9:卡#發行口 10 :投函口 11 :契約接收終端 12 :通信線路 13 :契約管理伺服器 14 :契約資料庫 15 :操作人員終端 16 :主電腦 φ Π ··登錄資料庫^ Columns to illustrate 'but not limited to this' can also be in any order = 1, one day, 1r, the cards received by Xingyue are magnetic cards, but can also be IC cards or cards. In addition, in the above-described embodiment, in addition to storing the application data in the contract servo "managed = it /4" set in the contract center, it may be stored in the first storage punch 5 of the contract receiving terminal 11, but only from the The contract server 13 receives the incomplete content. The sub-application 4: Ming in the local lion], although it is for the new: the customer's contract is clear, but it can also be applied to the processing of existing customers, etc. BRIEF DESCRIPTION OF THE DRAWINGS Fig. 1 is a block diagram showing the configuration of a contract receiving terminal. Fig. 2 is a block diagram showing the function of an embodiment. Fig. 3 is a flow chart showing the function of an embodiment. A flow chart showing the function of an embodiment is shown in Fig. 5. Fig. 5 is a flow chart showing the action of an embodiment. [Description of main component symbols] 24 200816074 z^iuipif.doc 1 : Display input section 2: Camera 3: Scanner 4: Card issuing unit 5: First storage unit 6: Second storage unit 7: Communication unit 8: Control unit* 9: Card # Issue port 10: Investment port 11: Contract receiving terminal 12: Communication line 13: Contract Management Server 14: Contract Database 15: Operator Terminal 16: Main Computer φ · Log Database

18 : ATM18 : ATM

Claims (1)

200816074 ^Hiuipif.doc 十、申請專利範圍: 1·一種契約接收終端,包括: 行資;部’用以對—顧客進行顯示且由該顧客進 拍攝裝置,用以轉_客的圖像·, 一影像操取裝詈,用W % π 4 , 份證明書作為影像; 传契約的申請書的文件或身 的圖2中兮ΐϊ:申請時,將該拍攝裝置所拍攝的該顧客 像件或身份證明書的影 -伺服=訊’作為—契約審查用資訊發送到 資评^丨^:約再次申請時,將自該顧客取得的識別 服器,從而根據從該飼服 j 出不兀=谷的貧訊,而從該顧客取得訂正用=<^ 2·—種契約系統,包括: 、 =料魏㈣1項所述的契約接收終端; 伺服裔,具有一契約資訊儲存部; 一操作人員終端; ’ _其二該 人員終端,而且,當由該操作人=;:;,到_^^ :絲果以及所發送之表示出該契;; 内谷的貧訊’被儲存到該契约資訊 ^、°似不凡備 接收終端接收顧客的識別資訊時,將等1 ’且從該契約 備内容從該契约資訊儲存部中讀、^識別資訊的不完 月出亚發送到該契約接收 26 200816074 uipif.doc 終端。 3·如申請專利範圍第2項 契約接收終端和該伺服器其中之一、Θ約系統,其中在該 訊,在該契約審查”訊的;; 件的佈局資 目的情況下,該契約接收終端根:二:二件的-寫入項 項目列印到紙張上並發放給顧客,且刹2訊,將該寫入 取得該顧客在該寫人項目中寫 影像褐取裝置 像。 ίδΤ正用貧訊的紙張的影 4·如申請專利範圍第3項 取得的訂正用資訊為單獨項目的中在所 列印在紙張上並發放給顧客。 、'-舄入項目 5.如申請專利範圍第3項所述的 取得的訂正用資訊為多個項目下將文=中在所 印’並發放給顧客。 〜孤不而要項目的列 27200816074 ^Hiuipif.doc X. Patent application scope: 1. A contract receiving terminal, including: funding; the department 'displayed for the customer and the customer enters the shooting device to transfer the image of the guest, An image manipulation device, using W % π 4 , a certificate as an image; a document of the application for the contract or a figure in the figure 2: when applying, the customer image taken by the camera or The image of the identity certificate - the servo = the message 'as the contract review information is sent to the evaluation ^ 丨 ^: When the application is reapplied, the identification device obtained from the customer will be based on the clothing from the feeding service. Valley's poor news, and from the customer to obtain the revised = &^; ^ 2 · a contract system, including:, = material Wei (four) 1 item of the contract receiving terminal; Servant, with a contract information storage; Personnel terminal; ' _ the second person terminal, and, when by the operator =;:;, to _^^: the fruit and the sent to indicate the deed;; the inner valley of the poor news 'is stored to the Contract information ^, ° seems to be an extraordinary receiver to receive customer identification When the information is received, it will wait for 1 ' and read from the contract information storage unit, and the identification information will be sent to the contract reception. 200816074 uipif.doc Terminal. 3. If the patent application scope is the second contract receiving terminal and one of the servers, the contracting system, wherein in the case of the contract, in the case of the contractual review, the contract receiving terminal Root: 2: The two-item-written item is printed on the paper and distributed to the customer, and the 2nd message is sent to the customer to write the image of the image of the browning device in the writer's item. The image of the poor paper is as follows: The revised information obtained in item 3 of the patent application is printed on the paper listed in the separate item and distributed to the customer. '--Intrusion item 5. If the patent application scope The revised information obtained in the three items is for a plurality of items, and the text is printed and distributed to the customer.
TW96128398A 2006-09-26 2007-08-02 Contract receipt terminal and contract system TW200816074A (en)

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