TR2023001965A2

TR2023001965A2 - A SYSTEM THAT ENABLES DETECTING AND BLOCKING SPOT CALLS REQUESTING CREDIT CARD INFORMATION

Info

Publication number: TR2023001965A2
Application number: TR2023/001965
Authority: TR
Inventors: Adanur Emi̇r; Ta Kent Ozgur; Vatansever Beycan; İbrahi̇m Suata Hali̇l
Original assignee: Turkcell Teknoloji̇ Araştirma Ve Geli̇şti̇rme Anoni̇m Şi̇rketi̇
Filing date: 2023-02-22
Publication date: 2023-03-21

Abstract

Bu buluş, bir arama esnasında kişilerin kart bilgilerini içeren tuşlamaların sinyalleşme olarak iletişim ağı üzerinden iletilerek Luhn Algoritması aracılığıyla tuşlama sekansına bakılması sayesinde kredi kart bilgisi içerip içermediğinin kontrol edilmesini ve yeni bir numaradan ilk defa kredi kart bilgisi talep edilerek tuşlanırsa, hesabın dolandırıcılık şüphesi ile işaretlenmesini sağlayan bir sistem (1) ile ilgilidir.This invention enables the dialing of people's card information during a call to be transmitted over the communication network as signaling, and by checking the dialing sequence through the Luhn Algorithm, whether it contains credit card information, and if a new number is dialed by requesting credit card information for the first time, the account is marked with suspicion of fraud. It relates to a system (1).

Description

TARIFNAME KREDI KARTI BILGISI TALEP EDEN SAHTE ARAMALARIN TESPIT EDILIP ENGELLENMESINI SAGLAYAN BIR SISTEM Teknik Alan Bu bulus, bir arama esnasinda kisilerin kart bilgilerini içeren tuslamalarin sinyallesme olarak iletisim agi üzerinden iletilerek Luhn Algoritmasi araciligiyla tuslama sekansina bakilmasi sayesinde kredi kart bilgisi içerip içermediginin kontrol edilmesini ve yeni bir numaradan ilk defa kredi kart bilgisi talep edilerek tuslanirsa, hesabin dolandiricilik süphesi ile isaretlenmesini saglayan bir sistem ile Önceki Teknik Günümüzde, bir kredi karti numarasinin dolandirici numaralara anahtar kelimeler araciligiyla aktarilip aktarilmadigi kontrol edilebilmektedir. Ancak aranan kisinin telefon üzerinden herhangi bir kredi kart numarasi tuslayip tuslamadigi sinyallesme verisi üzerinden tespit edilmemektedir. Bu sebeple mevcut teknikte bulunan çalismalar ve eksiklikler göz önünde bulunduruldugunda, bir arama esnasinda kisilerin kart bilgilerini içeren tuslamalarin sinyallesme olarak iletisim agi üzerinden iletilerek Luhn Algoritmasi araciligiyla tuslama sekansina bakilmasi sayesinde kredi kart bilgisi içerip içermediginin kontrol edilmesini ve yeni bir numaradan ilk defa kredi kart bilgisi talep edilerek tuslanirsa, hesabin dolandiricilik süphesi ile isaretlenmesini saglayan bir sisteme ihtiyaç duyuldugu anlasilmaktadir. Teknigin bilinen durumunda yer alan US9503571B2 sayili Birlesik Devletler patent dokümaninda, dolandiricilarla iliskili arama verilerinin analiz edilmesini ve dolandiricilarin belirlenmesini saglayan bir yöntemden bahsedilmektedir. Söz konusu bulustaki yöntemde arama verilerini analiz etmek, arama verilerinden degerli bilgileri otomatik olarak belirlemek ve arama sirasinda belirli anahtar kelimelerin söylenip söylenmedigini belirlemek için anahtar kelime tespit teknolojisi kullanilmaktadir. Anahtar kelime bulma teknolojisi, bir arama verisinde bir kredi karti numarasinin kullanimini bulmak için kullanilmakta, böylece arama verileri, ayni kredi karti numarasina sahip bir dolandiricilik raporuyla iliskilendirilebilmektedir. Bulusun Kisa Açiklamasi Bu bulusun amaci, bir arama esnasinda kisilerin kart bilgilerini içeren tuslamalarin sinyallesme olarak iletisim agi üzerinden iletilerek Luhn Algoritmasi araciligiyla tuslama sekansina bakilmasi sayesinde kredi kart bilgisi içerip içermediginin kontrol edilmesini ve yeni bir numaradan ilk defa kredi kart bilgisi talep edilerek tuslanirsa, hesabin dolandiricilik süphesi ile isaretlenmesini saglamak amaciyla gelistirilen bir sistem gerçeklestirmektir. Bulusun Ayrintili Açiklamasi Bu bulusun amacina ulasmak için gerçeklestirilen "Kredi Karti Bilgisi Talep Eden Sahte Aramalarin Tespit Edilip Engellenmesini Saglayan Bir Sistem" ekli sekilde gösterilmis olup, bu sekil; Sekil-l; Bulus konusu sistemin sematik görünüsüdür. Sekilde yer alan parçalar tek tek numaralandirilmis olup, bu numaralarin karsiliklari asagida verilmistir. 1. Sistem 2. Mobil Cihaz 3. Arama Izleme Arayüzü (Call Monitoring System) 4. Veri Tabani . Sunucu A. Ses/Data Iletisim Agi (Voice/ Data Network) Bir arama esnasinda kisilerin kart bilgilerini içeren tuslamalarin sinyallesme olarak iletisim agi üzerinden iletilerek kredi kart bilgisi içerip içermediginin kontrol edilmesini ve yeni bir numaradan ilk defa kredi kart bilgisi talep edilerek tuslanirsa, hesabin dolandiricilik süphesi ile isaretlenmesini saglamak amaciyla gelistirilen bulus konusu sistem (1); - herhangi bir uzak iletisim protokolünü kullanarak veri alisverisi gerçeklestirmek, üzerinde en azindan bir uygulama yürütmek ve bir mobil iletisim sebekesinden mobil iletisim servisi almak üzere yapilandirilan en az bir mobil cihaz (2); - en azindan bir ara yüz üzerinde bir iletisim agi üzerinden kisiler arasindaki telefon aramalarini gözlemlemek ve arama esnasinda kullanicinin mobil cihazi (2) üzerinden girilen tuslamalari bir iletisim agi üzerinden görüntülemek üzere yapilandirilan en az bir arama izleme ara yüzü (3), - içerisinde dolandirici olarak süphelenilen GSM, uydu ve/veya sabit hat numaralarini kayit altinda tutmak üzere yapilandirilan en az bir veri tabani (4), - herhangi bir uzak iletisim protokolünü kullanarak mobil cihaz (2) ile iletisim kurmak, arama izleme ara yüzü (3) ve veri tabani (4) ile veri alisverisi gerçeklestirmek, mobil cihaz (2) üzerinden yapilan tuslamalari ses/data iletisim agi (A) üzerinden arama izleme ara yüzüne (3) iletmek, arama izleme ara yüzü (3) üzerinde Luhn algoritmasi çalistirarak mobil cihaz (2) üzerinden yapilan tuslama sekansini analiz etmek, tuslamalar içerisinde kredi karti bilgisi içerilip içerilmedigini kontrol etmek ve tuslamalarda kredi karti bilgisi içerilip içerilmedigi bilgisini veri tabani (4) üzerine kaydetmek üzere yapilandirilan en az bir sunucu (5) içermektedir. Bulus konusu sistemde (1) yer alan mobil cihaz (2), örnegin bir SIM kart vasitasiyla teknigin bilinen durumunda yer alan yöntemlerle bir mobil iletisim sebekesinden mobil iletisim servisi alan, üzerinde herhangi dijital dügmeler, klavye, fiziksel klavye ve/veya fiziksel dügmeler araciligiyla dokunmatik bir ekran ara yüzü saglamak üzere yapilandirilan cep telefonu, akilli telefon, tablet bilgisayar seklinde bir cihazdir. Bulus konusu sistemde (1) yer alan mobil cihaz (2), herhangi bir uzak iletisim protokolünü kullanarak veri alisverisi gerçeklestirmek ve üzerinde en azindan bir uygulama yürütmek üzere yapilandirilmaktadir. Mobil cihaz (2), teknigin bilinen durumunda yer alan herhangi bir uzak iletisim protokolünü kullanarak sunucu (5) ile baglanti kurmak ve kurulan bu baglanti üzerinden arama izleme ara yüzü (3) ve veri tabani (4) ile veri alisverisi gerçeklestirmek üzere yapilandirilmaktadir. Bulusun tercih edilen uygulamasinda mobil cihaz (2), sunucu (5) ile Internet seklinde bir veri yolu kullanarak veri alisverisi gerçeklestirmek üzere yapilandirilmaktadir. Bulus konusu sistemde (1) yer alan arama izleme ara yüzü (3), en azindan bir ara yüz üzerinde ses/data iletisim agi (A) üzerinden telefon görüsmelerinin görüntülenmesini saglamak üzere yapilandirilmaktadir. Arama izleme ara yüzü (3), en azindan bir ara yüz üzerinde ses/data iletisim agi (A) üzerinden istenmeyen telefon aramalarini gerçeklestiren kisilerin aramalarini, aranan kisi tarafindan aramanin kabul edildigini, arama baglandiktan sonra aramanin iptal edildigini ve arama esnasindaki RTP (Real-time Transport Protocol- Gerçek Zamanli Aktarim Protokolü) süresini gözlemlemek üzere yapilandirilmaktadir. Arama izleme ara yüzü (3), sunucu (5) araciligiyla ses/data iletisim agi (A) üzerinden iletilen, arama esnasinda kullanicinin mobil cihazi (2) üzerinden yapilan tuslamalari görüntülemek ve sunucu (5) araciligiyla bu tuslamalarin bir kredi karti numarasi olup olmadigini kontrol etmek üzere yapilandirilmaktadir. Bulus konusu sistemde (1) yer alan veri tabani (4), arama izleme ara yüzü (3) ve sunucu (5) ile veri alisverisi gerçeklestirmek üzere yapilandirilmaktadir. Veri tabani (4), mobil cihaz (2) üzerinden yapilan tuslamalarda kredi karti bilgisi içerilip içerilmedigi bilgisini ve dolandirici olarak süphelenilen içerisinde dolandirici olarak süphelenilen GSM, uydu ve/veya sabit hat numaralarini kayit altinda tutmak üzere yapilandirilan en az bir veri tabani numaralarini kayit altinda tutmak üzere yapilandirilmaktadir. Bulus konusu sistemde (1) yer alan sunucu (5), teknigin bilinen durumunda yer alan herhangi bir iletisim protokolünü kullanarak mobil cihaz (2) ile iletisim kurmak ve kurulan bu iletisim üzerinden arama izleme ara yüzü (3) ile veri alisverisi gerçeklestirmek üzere yapilandirilmaktadir. Sunucu (5), mobil cihaz (2) ile Internet seklindeki bir veri sebekesi üzerinden iletisim kurmak üzere yapilandirilmaktadir. Sunucu (5), veri tabani (4) ile iletisim kurmak ve veri tabani (4) içerisindeki verilere erisebilmek üzere yapilandirilmaktadir. Sunucu (5), mobil cihaz (2) üzerinden yapilan tuslamalari, ses/data iletisim agi (A) üzerinden arama izleme ara yüzüne (3) iletmek üzere yapilandirilmaktadir. Sunucu (5), arama izleme ara yüzü (3) üzerinde Luhn algoritmasi çalistirarak mobil cihaz (2) üzerinden yapilan tuslama sekansini analiz etmek, tuslamalar içerisinde kredi karti bilgisi içerilip içerilmedigini kontrol etmek ve tuslamalarda kredi karti bilgisi içerilip içerilmedigi bilgisini veri tabani (4) üzerine kaydetmek üzere yapilandirilmaktadir. Sunucu (5), arayan numara ile daha önce bir kredi kart bilgisi paylasilip paylasilmadigini kontrol etmek ve paylasildiysa arayan numarayi süpheli olarak veri tabani (4) üzerine kaydetmek üzere yapilandirilmaktadir. Sunucu (5), süpheli numaralari ses/data iletisim agi (A) araciligiyla arama izleme ara yüzü (3) üzerinden takip etmek ve ilerleyen dönemlerde aramalari engellemek üzere yapilandirilmaktadir. Bulusun sanayiye uygulanmasi Bulus konusu sistemde bir kisinin mobil cihaz (2) üzerinden yaptigi tuslamalar ses/data iletisim agi (A) üzerinden arama izleme ara yüzünde (3) görüntülenmektedir. Sunucu (5), arama izleme ara yüzü (3) üzerinde Luhn algoritmasi çalistirarak mobil cihaz (2) üzerinden yapilan tuslama sekansini analiz etmekte, tuslamalar içerisinde kredi karti bilgisi içerilip içerilmedigini kontrol etmekte ve tuslamalarda kredi karti bilgisi içerilip içerilmedigi bilgisini veri tabani (4) üzerine kaydetmektedir. Arayan numara ile daha önce bir kredi kart bilgisi paylasilip paylasilmadigi kontrol edilmekte ve paylasildiysa arayan numara süpheli olarak veri tabani (4) üzerine kaydedilmektedir. Sunucu (5), süpheli numaralari arama izleme ara yüzü (3) üzerinden takip etmekte ve ilerleyen dönemlerde aramalari engellemektedir. Böylece kisilerden kredi karti bilgilerini girmelerini isteyen dolandirici kisilerin aramalarinin önüne geçilmektedir. Bu temel kavramlar etrafinda, bulus konusu "Kredi Karti Bilgisi Talep Eden Sahte Aramalarin Tespit Edilip Engellenmesini Saglayan Bir Sistem (1)" ile ilgili çok çesitli uygulamalarin gelistirilmesi mümkün olup, bulus burada açiklanan örneklerle sinirlandirilamaZ, esas olarak istemlerde belirtildigi gibidir. TR TR TR TR DESCRIPTION A SYSTEM THAT ENABLES THE DETECTION AND BLOCKING OF FAKE CALLS REQUESTING CREDIT CARD INFORMATION Technical Area This invention enables the dialing of people's card information during a call to be transmitted over the communication network as a signaling, and by checking the dialing sequence through the Luhn Algorithm, it is possible to check whether it contains credit card information and to create a new one. With a system that allows the account to be marked as suspected of fraud if the number is dialed by requesting credit card information for the first time. Prior Art Nowadays, it can be checked whether a credit card number has been transferred to fraudulent numbers using keywords. However, it is not determined through the signaling data whether the called person dialed any credit card number over the phone. For this reason, considering the studies and deficiencies in the current technique, it is possible to check whether the dials containing the card information of the people during a call are transmitted over the communication network as signaling and to check whether the dialing sequence contains credit card information through the Luhn Algorithm and to request credit card information for the first time from a new number. It is understood that there is a need for a system that allows the account to be flagged as suspected of fraud. In the United States patent document numbered US9503571B2, which is in the state of the art, a method that enables analysis of search data related to fraudsters and identification of fraudsters is mentioned. In the method in question, keyword detection technology is used to analyze search data, automatically identify valuable information from search data, and determine whether certain keywords are uttered during the search. Keyword discovery technology is used to find the use of a credit card number in a search data so that the search data can be linked to a fraud report with the same credit card number. Brief Description of the Invention The purpose of this invention is to check whether the dials containing people's card information during a call are transmitted over the communication network as signaling and whether they contain credit card information by looking at the dialing sequence through the Luhn Algorithm, and if it is dialed by requesting credit card information for the first time from a new number, the account is considered fraudulent. It is to realize a system developed to ensure that it is marked with suspicion. Detailed Description of the Invention "A System to Detect and Block Fake Calls Requesting Credit Card Information", which was implemented to achieve the purpose of this invention, is shown in the figure below; Figure-1; The subject of the invention is the schematic view of the system. The parts in the figure are numbered one by one, and the equivalents of these numbers are given below. 1. System 2. Mobile Device 3. Call Monitoring System 4. Database. Server A. Voice/Data Network (Voice/Data Network) During a call, the dials containing people's card information are transmitted over the communication network as signaling to check whether they contain credit card information and if the dial is made by requesting credit card information for the first time from a new number, the account is considered fraudulent. The system (1) that is the subject of the invention was developed to ensure that it is marked with suspicion; - at least one mobile device (2) configured to exchange data using any remote communication protocol, to run at least one application on it and to receive mobile communication service from a mobile communication network; - at least one call monitoring interface (3) configured to observe telephone calls between individuals over a communication network on at least one interface and to display the keystrokes entered on the user's mobile device (2) during the call over a communication network, - in which the fraudster At least one database (4) configured to record suspected GSM, satellite and/or landline numbers, - communicating with the mobile device (2) using any remote communication protocol, call tracking interface (3) and database To exchange data with (4), to transmit the dials made on the mobile device (2) to the call tracking interface (3) over the voice/data communication network (A), to send the calls to the mobile device (2) by running the Luhn algorithm on the call tracking interface (3). It includes at least one server (5) configured to analyze the keystroke sequence made through, to check whether credit card information is included in the keys, and to record the information on the database (4) whether the keys contain credit card information or not. The mobile device (2) included in the system (1) subject to the invention is a mobile device (2) that receives mobile communication service from a mobile communication network using state-of-the-art methods, for example through a SIM card, and which can be touched via any digital buttons, keyboard, physical keyboard and/or physical buttons. It is a device such as a mobile phone, smartphone, or tablet computer that is configured to provide a screen interface. The mobile device (2) included in the system (1) subject to the invention is configured to exchange data using any remote communication protocol and to run at least one application on it. The mobile device (2) is configured to establish a connection with the server (5) using any remote communication protocol in the state of the art and to exchange data with the call tracking interface (3) and database (4) through this connection. In the preferred embodiment of the invention, the mobile device (2) is configured to exchange data with the server (5) using a data path in the form of the Internet. The call monitoring interface (3) in the system (1) subject to the invention is configured to enable viewing of telephone calls over the voice/data communication network (A) on at least one interface. The call monitoring interface (3) detects the calls of people who make unwanted phone calls over the voice/data communication network (A) on at least one interface, that the call is accepted by the called person, that the call is canceled after the call is connected, and that the RTP (Real-Turkish Phone Call) is detected during the call. time Transport Protocol) is configured to observe the time. The call monitoring interface (3) is used to display the dials made on the user's mobile device (2) during the call, transmitted over the voice/data communication network (A) via the server (5), and to check whether these dials are a credit card number or not via the server (5). It is configured to control. The database (4) in the system (1) subject to the invention is configured to exchange data with the call monitoring interface (3) and the server (5). The database (4) records at least one database number, which is configured to record information on whether the dials made via the mobile device (2) contain credit card information or not, and the GSM, satellite and/or landline numbers of the suspected fraudsters. It is configured to hold The server (5) in the system (1) subject to the invention is configured to communicate with the mobile device (2) using any communication protocol in the state of the art and to exchange data with the call tracking interface (3) through this communication. The server (5) is configured to communicate with the mobile device (2) over a data network in the form of the Internet. The server (5) is configured to communicate with the database (4) and access the data in the database (4). The server (5) is configured to transmit the dials made via the mobile device (2) to the call monitoring interface (3) over the voice/data communication network (A). The server (5) runs the Luhn algorithm on the call monitoring interface (3) to analyze the dialing sequence made via the mobile device (2), to check whether the dials contain credit card information and to send the information to the database (4) whether the dials contain credit card information. It is configured to record on. The server (5) is configured to check whether credit card information has been shared with the calling number before and, if so, to record the calling number as suspicious on the database (4). The server (5) is configured to monitor suspicious numbers via the voice/data communication network (A) via the call monitoring interface (3) and to block calls in the future. Application of the invention to industry In the system subject to the invention, the keystrokes made by a person on the mobile device (2) are displayed on the call monitoring interface (3) over the voice/data communication network (A). The server (5) analyzes the dialing sequence made via the mobile device (2) by running the Luhn algorithm on the call monitoring interface (3), checks whether the dials contain credit card information, and reports whether the dials contain credit card information to the database (4). saves on it. It is checked whether credit card information has been shared with the calling number before, and if so, the calling number is recorded on the database (4) as suspicious. The server (5) monitors suspicious numbers through the call monitoring interface (3) and blocks the calls in the future. In this way, calls from fraudulent people asking people to enter their credit card information are prevented. Around these basic concepts, it is possible to develop a wide variety of applications related to the subject of the invention, "A System That Enables Detection and Blocking of Fake Calls Requesting Credit Card Information (1)", and the invention cannot be limited to the examples explained here, it is essentially as stated in the claims. TR TR TR TR

Claims

1.CLAIMS.

2. Developed to ensure that the dials containing people's card information during a call are transmitted over the communication network as signaling and whether they contain credit card information or not, and that if a new number is dialed by requesting credit card information for the first time, the account is marked with suspicion of fraud; - at least one mobile device (2) configured to exchange data using any remote communication protocol, to run at least one application on it and to receive mobile communication service from a mobile communication network, - between individuals over a communication network on at least one interface At least one call monitoring device configured to observe telephone calls and to display the keystrokes entered on the user's mobile device (2) during the call over a communication network - at least one configured to record GSM, satellite and/or landline numbers suspected to be fraudulent. containing the database (4), - communicating with the mobile device (2) using any remote communication protocol, exchanging data with the call tracking interface (3) and the database (4), voice dialing through the mobile device (2). /data communication network (A) to the call tracking interface (3), analyze the dialing sequence made on the mobile device (2) by running the Luhn algorithm on the call tracking interface (3), check whether the dials contain credit card information, and A system (1) characterized by at least one server (5) configured to record the information on the database (4) whether the keystrokes contain credit card information or not. .

3. A device such as a mobile phone, smartphone or tablet computer that receives mobile communication service from a mobile communication network through a SIM card and is configured to provide a touch screen interface through any digital buttons, keyboard, physical keyboard and/or physical buttons. A system (1) as in Claim 1, characterized by a mobile device (2). .

4. A system (1) as in Claim 1 or 2, characterized by a mobile device (2) configured to exchange data using any remote communication protocol and to run at least one application on it. .

5. Claim 1, characterized by a mobile device (2) configured to establish a connection with the server (5) using any remote communication protocol and to exchange data with the call tracking interface (3) and database (4) through this established connection. A system like in 2 or 3 (1). .

6. A system (1) as in Claim 4, characterized by a mobile device (2) configured to exchange data with the server (5) using a data bus in the form of the Internet. .

7. Any of the above claims, characterized by a call monitoring interface (3) configured to enable the viewing of telephone calls over the voice/data communication network (A) on at least one interface.

8. The calls of people who make unsolicited phone calls over the voice/data communication network (A) on at least one interface, the call is accepted by the called person, the call is canceled after the call is connected, and RTP (Real-time Transport Protocol) during the call A system (1) as in any of the above claims, characterized by a call monitoring interface (3) configured to monitor the duration of the Transfer Protocol).

9.Call monitoring, transmitted over the voice/data communication network (A) via the server (5), configured to display the dials made on the user's mobile device (2) during the call and to check whether these dials are a credit card number via the server (5). A system (1) as in any of the above claims, characterized by the call tracking interface (3) and the database (4) configured to exchange data with the server (5).

10. Any of the above claims, characterized by a database (4) configured to record information on whether the keystrokes made via the mobile device (2) contain credit card information and GSM, satellite and/or landline numbers suspected to be fraudulent.

11. A system (1) as in any of the above claims, characterized by a server (5) configured to communicate with the mobile device (2) using any communication protocol and to exchange data with the call tracking interface (3) through this communication. .

12. A system (1) as in Claim 11, characterized by a server (5) configured to communicate with the mobile device (2) over a data network in the form of the Internet.

13. A system (1) as in any of the above claims, characterized by a server (5) configured to communicate with the database (4) and access the data in the database (4). A system (1) as in any of the above claims, characterized by a server (5) configured to transmit the dials made on the mobile device (2) to the call monitoring interface (3) over the voice/data communication network (A). The server configured to analyze the dialing sequence made via the mobile device (2) by running the Luhn algorithm on the call monitoring interface (3), to check whether the dials contain credit card information, and to record the information on the database (4) whether the dials contain credit card information or not. A system (1) as in any of the above claims, characterized by (5). A voice/data communication network (A) as in any of the above claims, characterized by the server (5) configured to check whether a credit card information has been shared with the calling number before and, if so, to record the calling number as suspicious on the database (4). A system (1) as in any of the above claims, characterized by a server (5) configured to monitor calls via the call monitoring interface (3) and block calls in the future. TR TR TR TR