SG128516A1 - Updating a mobile payment device - Google Patents
Updating a mobile payment deviceInfo
- Publication number
- SG128516A1 SG128516A1 SG200504124A SG200504124A SG128516A1 SG 128516 A1 SG128516 A1 SG 128516A1 SG 200504124 A SG200504124 A SG 200504124A SG 200504124 A SG200504124 A SG 200504124A SG 128516 A1 SG128516 A1 SG 128516A1
- Authority
- SG
- Singapore
- Prior art keywords
- payment device
- mobile payment
- message
- authentication server
- encrypted
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
A method for updating a mobile payment device (5) of a user via an insecure network, the mobile payment device (5) storing value and enabling the user to perform cashless transactions with participating merchants (50, 60, 70, 80), the method comprising: transmitting identification information relating to the mobile payment device (5) to an authentication server (20); authenticating the mobile payment device (5) with the authentication server (20); and selecting a transaction type and transaction amount for a transaction; wherein authentication comprises: transmitting an encrypted first message from the authentication server (20) to the mobile payment device (5), and an encrypted second message from the mobile payment device (5) to the authentication server (20); decrypting the encrypted first and second messages; transmitting an encrypted third message based on the first message from the mobile payment device (5) to the authentication server (20), and an encrypted fourth message based on the second message from the authentication server (20) to the mobile payment device (5); decrypting the encrypted third and fourth messages; and comparing the first message with the third message and the second message with the fourth message, where if they match, the identity of the mobile payment device (5) and the authentication server(20) are authenticated with each other to enable updating of the mobile payment device (5) in accordance with the transaction.
Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
SG200504124A SG128516A1 (en) | 2005-06-28 | 2005-06-28 | Updating a mobile payment device |
PCT/SG2006/000179 WO2007001239A1 (en) | 2005-06-28 | 2006-06-28 | Updating a mobile payment device |
CN2006800235369A CN101223729B (en) | 2005-06-28 | 2006-06-28 | Updating a mobile payment device |
HK08111307.7A HK1116959A1 (en) | 2005-06-28 | 2008-10-13 | Updating a mobile payment device |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
SG200504124A SG128516A1 (en) | 2005-06-28 | 2005-06-28 | Updating a mobile payment device |
Publications (1)
Publication Number | Publication Date |
---|---|
SG128516A1 true SG128516A1 (en) | 2007-01-30 |
Family
ID=37595395
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SG200504124A SG128516A1 (en) | 2005-06-28 | 2005-06-28 | Updating a mobile payment device |
Country Status (4)
Country | Link |
---|---|
CN (1) | CN101223729B (en) |
HK (1) | HK1116959A1 (en) |
SG (1) | SG128516A1 (en) |
WO (1) | WO2007001239A1 (en) |
Families Citing this family (8)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN102955700A (en) * | 2011-08-18 | 2013-03-06 | 腾讯科技(深圳)有限公司 | System and method for upgrading software |
CN103905388A (en) * | 2012-12-26 | 2014-07-02 | 中国移动通信集团广东有限公司 | Authentication method, authentication device, smart card, and server |
CN103544418B (en) * | 2013-11-05 | 2017-08-08 | 电子科技大学 | A kind of authentication device based on electronic transaction, system and method |
US10277559B2 (en) * | 2014-05-21 | 2019-04-30 | Excalibur Ip, Llc | Methods and systems for data traffic control and encryption |
TW201619880A (en) * | 2014-11-26 | 2016-06-01 | hong-jian Zhou | Network authentication method using card device |
GB2542572A (en) * | 2015-09-22 | 2017-03-29 | Silverleap Tech Ltd | Method and system for updating a contactless smartcard and a computer readable medium for performing said method |
EP4300450A3 (en) | 2016-05-13 | 2024-02-07 | Moneris Solutions Corporation | Apparatus and method for payment processing |
CN111815318A (en) * | 2020-06-17 | 2020-10-23 | 衡水海博云科技有限公司 | Equipment, system and method for aggregated payment |
Family Cites Families (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6073236A (en) * | 1996-06-28 | 2000-06-06 | Sony Corporation | Authentication method, communication method, and information processing apparatus |
US7103575B1 (en) * | 2000-08-31 | 2006-09-05 | International Business Machines Corporation | Enabling use of smart cards by consumer devices for internet commerce |
US7076666B2 (en) * | 2002-10-17 | 2006-07-11 | Sony Corporation | Hard disk drive authentication for personal video recorder |
-
2005
- 2005-06-28 SG SG200504124A patent/SG128516A1/en unknown
-
2006
- 2006-06-28 WO PCT/SG2006/000179 patent/WO2007001239A1/en active Application Filing
- 2006-06-28 CN CN2006800235369A patent/CN101223729B/en not_active Expired - Fee Related
-
2008
- 2008-10-13 HK HK08111307.7A patent/HK1116959A1/en not_active IP Right Cessation
Also Published As
Publication number | Publication date |
---|---|
CN101223729B (en) | 2012-05-16 |
WO2007001239A1 (en) | 2007-01-04 |
CN101223729A (en) | 2008-07-16 |
HK1116959A1 (en) | 2009-01-02 |
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