SG11202105347YA - Two-dimensional code transaction processing common gateway - Google Patents

Two-dimensional code transaction processing common gateway

Info

Publication number
SG11202105347YA
SG11202105347YA SG11202105347YA SG11202105347YA SG11202105347YA SG 11202105347Y A SG11202105347Y A SG 11202105347YA SG 11202105347Y A SG11202105347Y A SG 11202105347YA SG 11202105347Y A SG11202105347Y A SG 11202105347YA SG 11202105347Y A SG11202105347Y A SG 11202105347YA
Authority
SG
Singapore
Prior art keywords
dimensional code
transaction processing
common gateway
processing common
code transaction
Prior art date
Application number
SG11202105347YA
Inventor
Karthikeyan Palanisamy
Robert Walls
Nicholas Lee
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of SG11202105347YA publication Critical patent/SG11202105347YA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
    • G06K19/06018—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding
    • G06K19/06028—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking one-dimensional coding using bar codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
    • G06K19/06037—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking multi-dimensional coding
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
SG11202105347YA 2018-12-10 2019-12-10 Two-dimensional code transaction processing common gateway SG11202105347YA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201862777687P 2018-12-10 2018-12-10
PCT/US2019/065497 WO2020123521A1 (en) 2018-12-10 2019-12-10 Two-dimensional code transaction processing common gateway

Publications (1)

Publication Number Publication Date
SG11202105347YA true SG11202105347YA (en) 2021-06-29

Family

ID=71077507

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202105347YA SG11202105347YA (en) 2018-12-10 2019-12-10 Two-dimensional code transaction processing common gateway

Country Status (7)

Country Link
US (1) US20220027887A1 (en)
EP (1) EP3895109B1 (en)
JP (1) JP7422150B2 (en)
KR (1) KR20210100109A (en)
CN (1) CN113454667A (en)
SG (1) SG11202105347YA (en)
WO (1) WO2020123521A1 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20220217136A1 (en) * 2021-01-04 2022-07-07 Bank Of America Corporation Identity verification through multisystem cooperation
CN114333182A (en) * 2021-12-28 2022-04-12 蜂助手股份有限公司 Method, device and system for realizing voice broadcast of cash box
CN115102794A (en) * 2022-08-25 2022-09-23 山东华方智联科技股份有限公司 Data interaction method and system based on in-building equipment management

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11816665B2 (en) * 2008-02-20 2023-11-14 Stripe, Inc. Method and system for multi-modal transaction authentication
US20120089471A1 (en) * 2010-10-06 2012-04-12 Rt7 Incorporated System and method of capturing point-of-sale data and providing real-time advertising content
US20120089467A1 (en) * 2010-10-06 2012-04-12 Rt7 Incorporated System and method of capturing point-of-sale data and providing real-time advertising content
EP2907090A4 (en) * 2012-10-10 2016-05-18 Mastercard International Inc Methods and systems for conducting remote point of sale transactions
US20160155112A1 (en) * 2012-10-10 2016-06-02 Mastercard International Incorporated Barcode-triggered payment method and system
US20160092874A1 (en) * 2013-04-04 2016-03-31 Visa International Service Association Method and system for conducting pre-authorized financial transactions
AU2014292980A1 (en) 2013-07-24 2016-02-04 Visa International Service Association Systems and methods for interoperable network token processing
US10187363B2 (en) * 2014-12-31 2019-01-22 Visa International Service Association Hybrid integration of software development kit with secure execution environment
WO2016134016A1 (en) 2015-02-17 2016-08-25 Visa International Service Association Token and cryptogram using transaction specific information
JP2016173752A (en) 2015-03-17 2016-09-29 株式会社 みずほ銀行 Settlement processing method and settlement processing system
US10558265B2 (en) * 2015-12-11 2020-02-11 Semiconductor Energy Laboratory Co., Ltd. Input device and system of input device
CN107181714B (en) * 2016-03-09 2021-01-26 创新先进技术有限公司 Verification method and device based on service code and generation method and device of service code

Also Published As

Publication number Publication date
WO2020123521A1 (en) 2020-06-18
CN113454667A (en) 2021-09-28
JP2022515042A (en) 2022-02-17
EP3895109A1 (en) 2021-10-20
EP3895109B1 (en) 2023-04-19
US20220027887A1 (en) 2022-01-27
JP7422150B2 (en) 2024-01-25
KR20210100109A (en) 2021-08-13
EP3895109A4 (en) 2021-12-08

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