SG11202109125QA - Payment transfer processing system - Google Patents

Payment transfer processing system

Info

Publication number
SG11202109125QA
SG11202109125QA SG11202109125QA SG11202109125QA SG11202109125QA SG 11202109125Q A SG11202109125Q A SG 11202109125QA SG 11202109125Q A SG11202109125Q A SG 11202109125QA SG 11202109125Q A SG11202109125Q A SG 11202109125QA SG 11202109125Q A SG11202109125Q A SG 11202109125QA
Authority
SG
Singapore
Prior art keywords
processing system
transfer processing
payment transfer
payment
transfer
Prior art date
Application number
SG11202109125QA
Inventor
Alan Holmes
Venkata Kollu
Laurence Booth
Subrahmanyam Vishnuvajhala
Yasmin Ibrahim
Lisa Raylesberg
Jaromir Divilek
Original Assignee
American Express Travel Related Services Co Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by American Express Travel Related Services Co Inc filed Critical American Express Travel Related Services Co Inc
Publication of SG11202109125QA publication Critical patent/SG11202109125QA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0635—Risk analysis of enterprise or organisation activities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Human Resources & Organizations (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Educational Administration (AREA)
  • Game Theory and Decision Science (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11202109125QA 2019-03-01 2020-02-26 Payment transfer processing system SG11202109125QA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US16/290,284 US20200279235A1 (en) 2019-03-01 2019-03-01 Payment transfer processing system
PCT/US2020/019948 WO2020180567A1 (en) 2019-03-01 2020-02-26 Payment transfer processing system

Publications (1)

Publication Number Publication Date
SG11202109125QA true SG11202109125QA (en) 2021-09-29

Family

ID=72236718

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202109125QA SG11202109125QA (en) 2019-03-01 2020-02-26 Payment transfer processing system

Country Status (7)

Country Link
US (1) US20200279235A1 (en)
EP (1) EP3931783A4 (en)
JP (1) JP2022521786A (en)
KR (1) KR20210137490A (en)
CN (1) CN113678155A (en)
SG (1) SG11202109125QA (en)
WO (1) WO2020180567A1 (en)

Families Citing this family (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10692077B2 (en) * 2017-10-25 2020-06-23 Mastercard International Incorporated Method and system for conveyance of machine readable code data via payment network
US11651372B2 (en) * 2019-04-12 2023-05-16 Wells Fargo Bank, N.A. Fraud prevention via beneficiary account validation
US11360946B2 (en) * 2019-05-17 2022-06-14 International Business Machines Corporation Tracking data transfers
US11368286B1 (en) * 2019-05-24 2022-06-21 Jiaping Wang Txilm: lossy block compression with salted short hashing
US11720895B2 (en) 2019-10-11 2023-08-08 Mastercard International Incorporated Systems and methods for use in facilitating network messaging
US11386408B2 (en) * 2019-11-01 2022-07-12 Intuit Inc. System and method for nearest neighbor-based bank account number validation
US11887079B2 (en) * 2020-03-09 2024-01-30 Visa International Service Association Central hub reconciliation system and method
US20210398141A1 (en) * 2020-06-17 2021-12-23 Capital One Services, Llc Systems and methods for preempting customer acceptance of predatory loan offers and fraudulent transactions
US20220019934A1 (en) * 2020-07-15 2022-01-20 Bank Of America Corporation System for artificial intelligence-based electronic data analysis in a distributed server network
US20220114566A1 (en) * 2020-10-08 2022-04-14 Mastercard International Incorporated Systems and methods for use in facilitating messaging
CN112633861B (en) * 2020-12-18 2024-07-02 传化支付有限公司 Post-data distribution method, post-data distribution device, computer equipment and storage medium
WO2023234798A1 (en) * 2022-05-31 2023-12-07 Акционерное общество "Национальная система платежных карт" Pre-processing and validating data in real time
CN114997750B (en) * 2022-08-03 2022-10-25 广东知得失网络科技有限公司 Risk information pushing method, system, equipment and medium

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9552470B2 (en) * 2010-11-29 2017-01-24 Biocatch Ltd. Method, device, and system of generating fraud-alerts for cyber-attacks
US10395247B2 (en) * 2012-03-07 2019-08-27 Early Warning Services, Llc Systems and methods for facilitating a secure transaction at a non-financial institution system
US20140180974A1 (en) * 2012-12-21 2014-06-26 Fair Isaac Corporation Transaction Risk Detection
US9600819B2 (en) * 2015-03-06 2017-03-21 Mastercard International Incorporated Systems and methods for risk based decisioning
US20170221066A1 (en) * 2015-07-01 2017-08-03 The Clearing House Payments Company, L.L.C. Real-time payment system, method, apparatus, and computer program
EP3472781A1 (en) * 2016-06-15 2019-04-24 Mastercard International Incorporated Systems and methods for bridging transactions between eft payment networks and payment card networks
US11055716B2 (en) * 2016-09-19 2021-07-06 Paypal, Inc. Risk analysis and fraud detection for electronic transaction processing flows
US11210670B2 (en) * 2017-02-28 2021-12-28 Early Warning Services, Llc Authentication and security for mobile-device transactions
EP3622461A4 (en) * 2017-05-12 2021-01-06 Mshift, Inc. Systems and methods for facilitating fund transfer
US20190354982A1 (en) * 2018-05-16 2019-11-21 Sigue Corporation Wire transfer service risk detection platform and method
US11030624B2 (en) * 2018-10-04 2021-06-08 Capital One Services, Llc Techniques to perform computational analyses on transaction information for automatic teller machines

Also Published As

Publication number Publication date
JP2022521786A (en) 2022-04-12
WO2020180567A1 (en) 2020-09-10
US20200279235A1 (en) 2020-09-03
EP3931783A1 (en) 2022-01-05
CN113678155A (en) 2021-11-19
KR20210137490A (en) 2021-11-17
EP3931783A4 (en) 2022-11-30

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