SG11202008619PA - Adjusting Method and Adjusting Device, Server and Storage Medium for Scorecard Model - Google Patents

Adjusting Method and Adjusting Device, Server and Storage Medium for Scorecard Model

Info

Publication number
SG11202008619PA
SG11202008619PA SG11202008619PA SG11202008619PA SG11202008619PA SG 11202008619P A SG11202008619P A SG 11202008619PA SG 11202008619P A SG11202008619P A SG 11202008619PA SG 11202008619P A SG11202008619P A SG 11202008619PA SG 11202008619P A SG11202008619P A SG 11202008619PA
Authority
SG
Singapore
Prior art keywords
server
storage medium
adjusting
adjusting device
scorecard model
Prior art date
Application number
SG11202008619PA
Other languages
English (en)
Inventor
Jiannuo Lin
Zhuo Zhang
Original Assignee
Simplecredit Micro Lending Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Simplecredit Micro Lending Co Ltd filed Critical Simplecredit Micro Lending Co Ltd
Publication of SG11202008619PA publication Critical patent/SG11202008619PA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F17/00—Digital computing or data processing equipment or methods, specially adapted for specific functions
    • G06F17/10—Complex mathematical operations
    • G06F17/18—Complex mathematical operations for evaluating statistical data, e.g. average values, frequency distributions, probability functions, regression analysis
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Data Mining & Analysis (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Mathematical Physics (AREA)
  • Pure & Applied Mathematics (AREA)
  • Computational Mathematics (AREA)
  • Mathematical Analysis (AREA)
  • Mathematical Optimization (AREA)
  • Bioinformatics & Cheminformatics (AREA)
  • Evolutionary Biology (AREA)
  • Operations Research (AREA)
  • Probability & Statistics with Applications (AREA)
  • Bioinformatics & Computational Biology (AREA)
  • Algebra (AREA)
  • Life Sciences & Earth Sciences (AREA)
  • Databases & Information Systems (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
SG11202008619PA 2018-05-31 2018-05-31 Adjusting Method and Adjusting Device, Server and Storage Medium for Scorecard Model SG11202008619PA (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2018/089315 WO2019227415A1 (zh) 2018-05-31 2018-05-31 一种评分卡模型的调整方法、装置、服务器及存储介质

Publications (1)

Publication Number Publication Date
SG11202008619PA true SG11202008619PA (en) 2020-10-29

Family

ID=68697734

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202008619PA SG11202008619PA (en) 2018-05-31 2018-05-31 Adjusting Method and Adjusting Device, Server and Storage Medium for Scorecard Model

Country Status (4)

Country Link
US (1) US20200410586A1 (zh)
CN (1) CN111164633B (zh)
SG (1) SG11202008619PA (zh)
WO (1) WO2019227415A1 (zh)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113570259A (zh) * 2021-07-30 2021-10-29 北京房江湖科技有限公司 基于维度模型的数据评估方法和计算机程序产品

Family Cites Families (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8515862B2 (en) * 2008-05-29 2013-08-20 Sas Institute Inc. Computer-implemented systems and methods for integrated model validation for compliance and credit risk
US8296224B2 (en) * 2008-09-30 2012-10-23 Sas Institute Inc. Constrained optimized binning for scorecards
CN102376067A (zh) * 2010-08-20 2012-03-14 许威 基于金融信用贷款的评分卡系统及实现方法
US20130311343A1 (en) * 2012-05-18 2013-11-21 Rebel COLE Determining the Probability of Default for a Depository Institution
US20140279380A1 (en) * 2013-03-14 2014-09-18 Fannie Mae Automated searching credit reports to identify potential defaulters
US20140365356A1 (en) * 2013-06-11 2014-12-11 Fair Isaac Corporation Future Credit Score Projection
CN105894372B (zh) * 2016-06-13 2018-03-16 腾讯科技（深圳）有限公司 预测群体信用的方法和装置
CN107644279A (zh) * 2016-07-21 2018-01-30 阿里巴巴集团控股有限公司 评价模型的建模方法及装置
CN107784411A (zh) * 2016-08-26 2018-03-09 阿里巴巴集团控股有限公司 模型中关键变量的探测方法及装置
CN106779457A (zh) * 2016-12-29 2017-05-31 深圳微众税银信息服务有限公司 一种企业信用评估方法及系统
CN106651575A (zh) * 2016-12-30 2017-05-10 中国建设银行股份有限公司 一种数据处理方法及装置
CN106875270A (zh) * 2017-01-19 2017-06-20 上海冰鉴信息科技有限公司 一种构建及验证信用评分方程的方法和系统设计
CN108665120B (zh) * 2017-03-27 2020-10-20 创新先进技术有限公司 打分模型的建立、用户信用的评估方法及装置
US11270376B1 (en) * 2017-04-14 2022-03-08 Vantagescore Solutions, Llc Method and system for enhancing modeling for credit risk scores
CN107633265B (zh) * 2017-09-04 2021-03-30 深圳市华傲数据技术有限公司 用于优化信用评估模型的数据处理方法及装置
CN107993143A (zh) * 2017-11-23 2018-05-04 深圳大管加软件与技术服务有限公司 一种信贷风险评估方法及系统
CN108090830B (zh) * 2017-12-29 2021-01-15 上海勃池信息技术有限公司 一种基于面部画像的信贷风险评级方法和装置

Also Published As

Publication number Publication date
WO2019227415A1 (zh) 2019-12-05
CN111164633A (zh) 2020-05-15
CN111164633B (zh) 2024-01-05
US20200410586A1 (en) 2020-12-31

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