SG11202008619PA - Adjusting Method and Adjusting Device, Server and Storage Medium for Scorecard Model - Google Patents

Adjusting Method and Adjusting Device, Server and Storage Medium for Scorecard Model

Info

Publication number
SG11202008619PA
SG11202008619PA SG11202008619PA SG11202008619PA SG11202008619PA SG 11202008619P A SG11202008619P A SG 11202008619PA SG 11202008619P A SG11202008619P A SG 11202008619PA SG 11202008619P A SG11202008619P A SG 11202008619PA SG 11202008619P A SG11202008619P A SG 11202008619PA
Authority
SG
Singapore
Prior art keywords
server
storage medium
adjusting
adjusting device
scorecard model
Prior art date
Application number
SG11202008619PA
Inventor
Jiannuo Lin
Zhuo Zhang
Original Assignee
Simplecredit Micro Lending Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Simplecredit Micro Lending Co Ltd filed Critical Simplecredit Micro Lending Co Ltd
Publication of SG11202008619PA publication Critical patent/SG11202008619PA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F17/00—Digital computing or data processing equipment or methods, specially adapted for specific functions
    • G06F17/10—Complex mathematical operations
    • G06F17/18—Complex mathematical operations for evaluating statistical data, e.g. average values, frequency distributions, probability functions, regression analysis
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Data Mining & Analysis (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Mathematical Physics (AREA)
  • Pure & Applied Mathematics (AREA)
  • Computational Mathematics (AREA)
  • Mathematical Analysis (AREA)
  • Mathematical Optimization (AREA)
  • Bioinformatics & Cheminformatics (AREA)
  • Evolutionary Biology (AREA)
  • Operations Research (AREA)
  • Probability & Statistics with Applications (AREA)
  • Bioinformatics & Computational Biology (AREA)
  • Algebra (AREA)
  • Life Sciences & Earth Sciences (AREA)
  • Databases & Information Systems (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
SG11202008619PA 2018-05-31 2018-05-31 Adjusting Method and Adjusting Device, Server and Storage Medium for Scorecard Model SG11202008619PA (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2018/089315 WO2019227415A1 (en) 2018-05-31 2018-05-31 Scorecard model adjustment method, device, server and storage medium

Publications (1)

Publication Number Publication Date
SG11202008619PA true SG11202008619PA (en) 2020-10-29

Family

ID=68697734

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202008619PA SG11202008619PA (en) 2018-05-31 2018-05-31 Adjusting Method and Adjusting Device, Server and Storage Medium for Scorecard Model

Country Status (4)

Country Link
US (1) US20200410586A1 (en)
CN (1) CN111164633B (en)
SG (1) SG11202008619PA (en)
WO (1) WO2019227415A1 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113570259A (en) * 2021-07-30 2021-10-29 北京房江湖科技有限公司 Data evaluation method and computer program product based on dimension model

Family Cites Families (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8521631B2 (en) * 2008-05-29 2013-08-27 Sas Institute Inc. Computer-implemented systems and methods for loan evaluation using a credit assessment framework
US8296224B2 (en) * 2008-09-30 2012-10-23 Sas Institute Inc. Constrained optimized binning for scorecards
CN102376067A (en) * 2010-08-20 2012-03-14 许威 Scorecard system based on financial credit loan and realization method for scorecard system
US20130311343A1 (en) * 2012-05-18 2013-11-21 Rebel COLE Determining the Probability of Default for a Depository Institution
US20140279380A1 (en) * 2013-03-14 2014-09-18 Fannie Mae Automated searching credit reports to identify potential defaulters
US20140365356A1 (en) * 2013-06-11 2014-12-11 Fair Isaac Corporation Future Credit Score Projection
CN105894372B (en) * 2016-06-13 2018-03-16 腾讯科技（深圳）有限公司 The method and apparatus for predicting colony's credit
CN107644279A (en) * 2016-07-21 2018-01-30 阿里巴巴集团控股有限公司 The modeling method and device of evaluation model
CN107784411A (en) * 2016-08-26 2018-03-09 阿里巴巴集团控股有限公司 The detection method and device of key variables in model
CN106779457A (en) * 2016-12-29 2017-05-31 深圳微众税银信息服务有限公司 A kind of rating business credit method and system
CN106651575A (en) * 2016-12-30 2017-05-10 中国建设银行股份有限公司 Data processing method and device
CN106875270A (en) * 2017-01-19 2017-06-20 上海冰鉴信息科技有限公司 A kind of method and system design for building and verifying credit scoring equation
CN108665120B (en) * 2017-03-27 2020-10-20 创新先进技术有限公司 Method and device for establishing scoring model and evaluating user credit
US11270376B1 (en) * 2017-04-14 2022-03-08 Vantagescore Solutions, Llc Method and system for enhancing modeling for credit risk scores
CN107633265B (en) * 2017-09-04 2021-03-30 深圳市华傲数据技术有限公司 Data processing method and device for optimizing credit evaluation model
CN107993143A (en) * 2017-11-23 2018-05-04 深圳大管加软件与技术服务有限公司 A kind of Credit Risk Assessment method and system
CN108090830B (en) * 2017-12-29 2021-01-15 上海勃池信息技术有限公司 Credit risk rating method and device based on facial portrait

Also Published As

Publication number Publication date
US20200410586A1 (en) 2020-12-31
CN111164633A (en) 2020-05-15
CN111164633B (en) 2024-01-05
WO2019227415A1 (en) 2019-12-05

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