SG11201811404VA - Network transaction method and device based on privilege separation control - Google Patents

Network transaction method and device based on privilege separation control

Info

Publication number
SG11201811404VA
SG11201811404VA SG11201811404VA SG11201811404VA SG11201811404VA SG 11201811404V A SG11201811404V A SG 11201811404VA SG 11201811404V A SG11201811404V A SG 11201811404VA SG 11201811404V A SG11201811404V A SG 11201811404VA SG 11201811404V A SG11201811404V A SG 11201811404VA
Authority
SG
Singapore
Prior art keywords
account
payment
authorizations
transaction method
network transaction
Prior art date
Application number
SG11201811404VA
Inventor
Yinuo Dong
Xiaohua Zhou
Yuxuan Pi
Xiaoying Wang
Ye Shen
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11201811404VA publication Critical patent/SG11201811404VA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/08—Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
    • G06Q10/087—Inventory or stock management, e.g. order filling, procurement or balancing against orders
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0607—Regulated
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
    • G06Q30/0635—Processing of requisition or of purchase orders
    • G06Q30/0637—Approvals

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Human Resources & Organizations (AREA)
  • Operations Research (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

This application discloses a network transaction method and device based on authorization separation control. The network transaction method based on separation and control of authorizations comprises: transaction system receiving an order submitted by a first account; determining a second account bundled with the first account based on prestored bundling relationships; initiating a payment request to the second account based on the order submitted by the first account; in response to the second account confirming the payment request, determining a payment of the order being successful. By using a mechanism for separating buyer user's ordering authorizations and payment authorizations, the technical solution provided by this application allows different accounts to carry out ordering and payment operations for one transaction, thereby avoiding the problem of inconvenience resulting from multiple users using the same account, while also effectively reducing the unnecessary consumption of system side resource.
SG11201811404VA 2016-06-29 2017-06-19 Network transaction method and device based on privilege separation control SG11201811404VA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201610500388.0A CN106875243A (en) 2016-06-29 2016-06-29 A kind of network trading method and device that control is separated based on authority
PCT/CN2017/088944 WO2018001129A1 (en) 2016-06-29 2017-06-19 Network transaction method and device based on privilege separation control

Publications (1)

Publication Number Publication Date
SG11201811404VA true SG11201811404VA (en) 2019-01-30

Family

ID=59239412

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201811404VA SG11201811404VA (en) 2016-06-29 2017-06-19 Network transaction method and device based on privilege separation control

Country Status (15)

Country Link
US (1) US20190130379A1 (en)
EP (1) EP3480768A4 (en)
JP (1) JP2019526115A (en)
KR (1) KR20190021417A (en)
CN (1) CN106875243A (en)
AU (3) AU2017287304A1 (en)
BR (1) BR112018077343A8 (en)
CA (1) CA3028250C (en)
MX (1) MX2018016300A (en)
PH (1) PH12018502746A1 (en)
RU (1) RU2718175C1 (en)
SG (1) SG11201811404VA (en)
TW (1) TW201810149A (en)
WO (1) WO2018001129A1 (en)
ZA (1) ZA201900581B (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111694892B (en) * 2019-03-13 2023-10-03 腾讯科技（深圳）有限公司 Resource transfer method, device, terminal, server and storage medium
CN110807689A (en) * 2019-10-30 2020-02-18 中国工商银行股份有限公司 Processing method, system thereof, electronic device, and medium
CN110807636A (en) * 2019-11-01 2020-02-18 拉扎斯网络科技（上海）有限公司 Data processing method and device, electronic equipment and readable storage medium
JP7018485B2 (en) * 2020-07-22 2022-02-10 弁護士ドットコム株式会社 Electronic contract program, information processing equipment and information processing method
CN112184210A (en) * 2020-09-08 2021-01-05 中国银联股份有限公司 Cross-network transaction method, system and computer readable storage medium
CN114221776B (en) * 2020-10-26 2024-06-18 广州融至益教育科技有限公司 Account binding method and device applied to intelligent electronic saving scene

Family Cites Families (32)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001331758A (en) * 2000-05-22 2001-11-30 Sumisho Computer Systems Corp Authentication work flow system, authentication server device, authentication method for liquidation, and recording medium
US20020143655A1 (en) * 2001-04-02 2002-10-03 Stephen Elston Remote ordering system for mobile commerce
JP2003216880A (en) * 2002-01-17 2003-07-31 Sony Corp System and device for electronic commercial transaction, commodity ordering device, method and program for electronic commercial transaction, and electronic commercial transaction program storage medium
JP2005018742A (en) * 2003-06-06 2005-01-20 Ricoh Co Ltd Image forming apparatus using system, and office supply information server
EP1815383A4 (en) * 2004-10-26 2010-12-22 Transurban Ltd Transaction system and method
US9773262B2 (en) * 2006-08-17 2017-09-26 Mastercard International Incorporated Purchase Integrated file structure useful in connection with apparatus and method for facilitating account restructuring in an electronic bill payment system
US8145569B2 (en) * 2007-12-13 2012-03-27 Google Inc. Multiple party on-line transactions
US8930244B2 (en) * 2008-01-15 2015-01-06 Sciquest, Inc. Method, medium, and system for processing requisitions
US20100078472A1 (en) * 2008-09-30 2010-04-01 Apple Inc. Group peer-to-peer financial transactions
US8108977B1 (en) * 2008-10-31 2012-02-07 Metabank Machine, methods, and program product for electronic order entry
JP2010237731A (en) * 2009-03-30 2010-10-21 Toppan Printing Co Ltd Settlement method and settlement system
US20120239417A1 (en) * 2011-03-04 2012-09-20 Pourfallah Stacy S Healthcare wallet payment processing apparatuses, methods and systems
WO2012142045A2 (en) * 2011-04-11 2012-10-18 Visa International Service Association Multiple tokenization for authentication
US20130159154A1 (en) * 2011-08-18 2013-06-20 Thomas Purves Wallet service enrollment platform apparatuses, methods and systems
US20140074575A1 (en) * 2012-09-13 2014-03-13 Visa International Service Association Systems and methods to program interaction with a user through transactions in multiple accounts
JP6372856B2 (en) * 2012-12-17 2018-08-15 株式会社ＡｌｉｖｅＣａｓｔ Electronic commerce support method
US20140244481A1 (en) * 2013-02-26 2014-08-28 Timothy Onyenobi Online multi payment system
CN103280038A (en) * 2013-05-10 2013-09-04 江苏怡丰通信设备有限公司 Financial payment system based on family gateway and payment method thereof
CN104063791B (en) * 2013-10-30 2016-10-19 腾讯科技（深圳）有限公司 A kind of safe payment method and relevant device, system
CN104077689B (en) * 2013-10-30 2016-01-20 腾讯科技（深圳）有限公司 A kind of method of Information Authentication, relevant apparatus and system
CN104636924B (en) * 2013-11-15 2023-04-25 腾讯科技（深圳）有限公司 Secure payment method, server and system
US9626720B2 (en) * 2013-11-25 2017-04-18 Apple Inc. Linked user accounts
US20150178725A1 (en) * 2013-12-23 2015-06-25 Nicholas Poetsch Transaction authorization control and account linking involving multiple and singular accounts or users
US20150206128A1 (en) * 2014-01-17 2015-07-23 Tycoon Unlimited, Inc. Contactless wireless transaction processing system
JP6396061B2 (en) * 2014-03-31 2018-09-26 ぴあ株式会社 Ticket sales apparatus and ticket sales method
US20160012432A1 (en) * 2014-07-10 2016-01-14 The Toronto-Dominion Bank Universal electronic payment credential processing
CN105321073A (en) * 2014-07-14 2016-02-10 中国移动通信集团广东有限公司 Method for establishing relation between accounts, account management platform and system
CN110351339B (en) * 2014-08-21 2022-05-27 创新先进技术有限公司 Service processing method and device and server
CN104901936B (en) * 2014-10-17 2018-12-07 腾讯科技（深圳）有限公司 A kind of method for processing business, device, terminal and server
CN104700271A (en) * 2015-03-31 2015-06-10 北京奇艺世纪科技有限公司 Method and system for payment of shopping order forms
US10163083B2 (en) * 2015-04-13 2018-12-25 Bank Of America Corporation Account activity management system
CN105678553A (en) * 2015-08-05 2016-06-15 腾讯科技（深圳）有限公司 Method, device and system for processing order information

Also Published As

Publication number Publication date
WO2018001129A1 (en) 2018-01-04
CN106875243A (en) 2017-06-20
MX2018016300A (en) 2019-10-14
EP3480768A4 (en) 2020-01-15
JP2019526115A (en) 2019-09-12
PH12018502746A1 (en) 2019-10-14
BR112018077343A2 (en) 2019-04-02
KR20190021417A (en) 2019-03-05
CA3028250C (en) 2021-05-04
EP3480768A1 (en) 2019-05-08
AU2019101569A4 (en) 2020-01-23
US20190130379A1 (en) 2019-05-02
TW201810149A (en) 2018-03-16
ZA201900581B (en) 2021-03-31
AU2017287304A1 (en) 2019-01-17
CA3028250A1 (en) 2018-01-04
BR112018077343A8 (en) 2023-04-25
RU2718175C1 (en) 2020-03-30
AU2020250277A1 (en) 2020-11-05

Similar Documents

Publication Publication Date Title
SG11201811404VA (en) Network transaction method and device based on privilege separation control
MX2020008185A (en) Methods and devices for mobile payment transactions with a product dispenser.
WO2016007934A8 (en) Hands-free offline communications
PH12019502319A1 (en) Smart broadcasting method and apparatus
PH12018501542A1 (en) Credit payment method and device based on card emulation of mobile terminal
WO2016176517A8 (en) Identifying consumers in a transaction via facial recognition
MY184770A (en) Method and system for processing secure offline transactions
WO2005114899A3 (en) Securely processing payments for online transactions
EP4310704A3 (en) Facial profile modification for hands free transactions
WO2014149498A3 (en) Remote secure transactions
WO2014141103A3 (en) Two-way, token-based validation for nfc-enabled transactions
SG11201806344VA (en) Credit payment method and apparatus based on mobile terminal p2p
WO2012040270A3 (en) Systems and methods to program operations for interaction with users
IN2014DE03249A (en)
WO2011049754A3 (en) Systems and methods for advertising services based on an sku-level profile
WO2009002972A3 (en) Systems and methods for secure and transparent cardless transactions
WO2005109307A3 (en) Methods and systems for providing guaranteed merchant transactions
GB2509282A (en) Systems and methods for contactless transaction processing
MY183308A (en) Authorization of transactions
NZ628971A (en) Transaction processing system and method
CN104361487A (en) Method and device of inter-bank automatic repayment of credit card
NZ630623A (en) Using a value-ascertainable item to obtain credit at a third-party merchant
MX2010002286A (en) Method and system using reloadable portable consumer devices.
PH12019501030A1 (en) Payment service execution system, method and device
WO2011130204A3 (en) Restricted use currency