SG11201809930XA - Multi-device authentication process and system utilizing cryptographic techniques - Google Patents
Multi-device authentication process and system utilizing cryptographic techniquesInfo
- Publication number
- SG11201809930XA SG11201809930XA SG11201809930XA SG11201809930XA SG11201809930XA SG 11201809930X A SG11201809930X A SG 11201809930XA SG 11201809930X A SG11201809930X A SG 11201809930XA SG 11201809930X A SG11201809930X A SG 11201809930XA SG 11201809930X A SG11201809930X A SG 11201809930XA
- Authority
- SG
- Singapore
- Prior art keywords
- transaction
- international
- california
- portable communication
- portable
- Prior art date
Links
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/60—Context-dependent security
- H04W12/69—Identity-dependent
- H04W12/73—Access point logical identity
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/305—Authentication, i.e. establishing the identity or authorisation of security principals by remotely controlling device operation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/44—Program or device authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/18—Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3236—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3236—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions
- H04L9/3239—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions involving non-keyed hash functions, e.g. modification detection codes [MDCs], MD5, SHA or RIPEMD
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3247—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving digital signatures
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/06—Authentication
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/06—Authentication
- H04W12/068—Authentication using credential vaults, e.g. password manager applications or one time password [OTP] applications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/08—Access security
- H04W12/084—Access security using delegated authorisation, e.g. open authorisation [OAuth] protocol
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/12—Detection or prevention of fraud
- H04W12/128—Anti-malware arrangements, e.g. protection against SMS fraud or mobile malware
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/60—Context-dependent security
- H04W12/61—Time-dependent
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/60—Context-dependent security
- H04W12/63—Location-dependent; Proximity-dependent
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W48/00—Access restriction; Network selection; Access point selection
- H04W48/16—Discovering, processing access restriction or access information
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/80—Wireless
Landscapes
- Engineering & Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Theoretical Computer Science (AREA)
- Signal Processing (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Computer Hardware Design (AREA)
- General Engineering & Computer Science (AREA)
- Software Systems (AREA)
- Computing Systems (AREA)
- Mobile Radio Communication Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
INTERNATIONAL APPLICATION PUBLISHED UNDER THE PATENT COOPERATION TREATY (PCT) (19) World Intellectual Property :::` , 1111111111 11 Hill 11111111111111101011101110111111 HI 11110 MAMIE Organization International Bureau (10) International Publication Number 03 (43) International Publication Date ......°' WO 2018/022104 Al 01 February 2018 (01.02.2018) W I PO I PCT (51) International Patent Classification: AABYE, Christian; 900 Metro Center Boulevard, Foster HO4L 9/32 (2006.01) GOOF 21/30 (2013.01) City, California 94404 (US). JIN, Jing; 1401 Floribunda (21) International Application Number: Avenue, Apt. 104, Burlingame, California 94010 (US). PCT/US2016/044832 (74) Agent: LIN, Eric et al.; Kilpatrick Townsend and Stockton, (22) International Filing Date: LLP, VISA Mailstop: IP Docketing - 22, 1100 Peachtree 29 July 2016 (29.07.2016) Street, Suite 2800, Atlanta, Georgia 30309 (US). (25) Filing Language: English (81) Designated States (unless otherwise indicated, for every kind of national protection available): AE, AG, AL, AM, (26) Publication Language: English AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, (71) Applicant: VISA INTERNATIONAL SERVICE CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, ASSOCIATION [US/US]; P.O. Box 8999, San Francisco, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KZ, LA, California 94111 (US). LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, (72) Inventors: SHEETS, John F.; 915 Elizabeth Street, San MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, Francisco, California 94114 (US). WAGNER, Kim R.; PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, 606 Alberta Avenue, Sunnyvale, California 94087 (US). (54) Title: MULTI-DEVICE AUTHENTICATION PROCESS AND SYSTEM UTILIZING CRYPTOGRAPHIC TECHNIQUES RESOURCE PROVIDER VENUE S111 100 / \ PORTABLE TRANSACTION 5110 l ACCESS 5113 DEVICE DEVICE .106 l e \ 108 S101 5112---'-- BEACON BASE 51115 5105 .101 STATION 04 v v 07 S102 S107 v S114 r -N PORTABLE COMMUNICATION S104 4 ,- 1 V \ TRANSACTION PROCESSING DEVICE .102 SYSTEM 110 r ) S108 Y S106 FIG. 1 S103 S109 11 (57) : In a system for verifying transactions, when a user with a portable communication device nears a resource provider 7 r location, the portable communication device provides an indication to a transaction processing system of its proximity to the location. The portable communication device then provides a universally unique identifier (UUID) of a base station of the resource provider to the N transaction processing system, which generates a hash using the UUID and a primary account number (PAN) of a portable transaction N device that is associated with the portable communication device. When the user conducts a transaction with the portable transaction 0 ---- device at the provider, the provider generates a separate hash from the UUID and the PAN and sends the hash to the transaction c)1: 1-1 processing system, A match between the hashes is taken into account as a positive indicator that the transaction is not fraudulent and c;;;;) the resource provider is complying with the system. ei C [Continued on next page] WO 2018/022104 Al IMEDIMOMMIDIRE10101011010H1010IIMMEMOIMIE SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW. (84) Designated States (unless otherwise indicated, for every kind of regional protection available): ARIPO (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW), Eurasian (AM, AZ, BY, KG, KZ, RU, TJ, TM), European (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR), OAPI (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG). Published: — with international search report (Art. 21(3))
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/US2016/044832 WO2018022104A1 (en) | 2016-07-29 | 2016-07-29 | Multi-device authentication process and system utilizing cryptographic techniques |
Publications (1)
Publication Number | Publication Date |
---|---|
SG11201809930XA true SG11201809930XA (en) | 2018-12-28 |
Family
ID=61016496
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SG11201809930XA SG11201809930XA (en) | 2016-07-29 | 2016-07-29 | Multi-device authentication process and system utilizing cryptographic techniques |
Country Status (6)
Country | Link |
---|---|
US (1) | US20190279199A1 (en) |
EP (1) | EP3491776B1 (en) |
CN (2) | CN114885335A (en) |
AU (1) | AU2016416139A1 (en) |
SG (1) | SG11201809930XA (en) |
WO (1) | WO2018022104A1 (en) |
Families Citing this family (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP3232399A1 (en) * | 2016-04-12 | 2017-10-18 | Visa Europe Limited | System for performing a validity check of a user device |
US10783234B2 (en) * | 2018-04-06 | 2020-09-22 | The Toronto-Dominion Bank | Systems for enabling tokenized wearable devices |
US10733601B1 (en) * | 2019-07-17 | 2020-08-04 | Capital One Services, Llc | Body area network facilitated authentication or payment authorization |
US10827353B1 (en) * | 2019-11-26 | 2020-11-03 | CUSEUM, Inc. | System and method for seamless admission to a venue |
US20230145040A1 (en) * | 2021-11-09 | 2023-05-11 | Actv8, Inc. | Method and apparatus for using a single qr code to provide varying user experiences |
WO2024138268A1 (en) * | 2022-12-30 | 2024-07-04 | Mastercard Technologies Canada ULC | Sessions correlation for multiple device authentication |
WO2024151595A1 (en) * | 2023-01-09 | 2024-07-18 | Capital One Services, Llc | Techniques to provide secure cryptographic authentication, verification, functionality access, and payments between contactless cards and communication devices |
Family Cites Families (24)
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US6970930B1 (en) * | 1999-11-05 | 2005-11-29 | Mci, Inc. | Method and system of providing differentiated services |
KR20080059617A (en) * | 2005-10-05 | 2008-06-30 | 프리바스피어 아게 | Method and devices for user authentication |
US7797360B2 (en) * | 2006-04-06 | 2010-09-14 | Sap Ag | Sortable floating point numbers |
US20080172339A1 (en) * | 2007-01-16 | 2008-07-17 | Robert Thomas Cato | Method and system for authenticating transactions |
US20090281904A1 (en) * | 2008-04-02 | 2009-11-12 | Pharris Dennis J | Mobile telephone transaction systems and methods |
US8898250B2 (en) * | 2009-01-14 | 2014-11-25 | One, Inc. | Anonymous digital identification |
US8602293B2 (en) * | 2009-05-15 | 2013-12-10 | Visa International Service Association | Integration of verification tokens with portable computing devices |
US20110047075A1 (en) * | 2009-08-19 | 2011-02-24 | Mastercard International Incorporated | Location controls on payment card transactions |
BR112012007946A2 (en) * | 2009-10-19 | 2016-03-22 | Faber Financial Llc | method for conducting transaction between customer and customer |
PT2526514T (en) * | 2010-01-19 | 2018-06-19 | Bluechain Pty Ltd | Method, device and system for securing payment data for transmission over open communication networks |
US8732460B2 (en) * | 2010-01-28 | 2014-05-20 | At&T Intellectual Property I, L.P. | System and method for providing a one-time key for identification |
EP2534810B1 (en) * | 2010-02-09 | 2014-04-16 | InterDigital Patent Holdings, Inc. | Method and apparatus for trusted federated identity |
WO2011112752A1 (en) * | 2010-03-09 | 2011-09-15 | Alejandro Diaz Arceo | Electronic transaction techniques implemented over a computer network |
US8380177B2 (en) * | 2010-04-09 | 2013-02-19 | Paydiant, Inc. | Mobile phone payment processing methods and systems |
US8768765B1 (en) * | 2011-08-22 | 2014-07-01 | Google Inc. | Advertisement conversion logging |
US9898728B2 (en) * | 2011-12-19 | 2018-02-20 | Gfa Worldwide, Inc. | System and method for one-time payment authorization in a portable communication device |
US9438575B2 (en) | 2011-12-22 | 2016-09-06 | Paypal, Inc. | Smart phone login using QR code |
US8820649B2 (en) * | 2012-11-20 | 2014-09-02 | Omne Mobile Payments, Inc. | Electronic card with a programmable magnetic stripe |
US20150095238A1 (en) * | 2013-09-30 | 2015-04-02 | Apple Inc. | Online payments using a secure element of an electronic device |
US11392937B2 (en) * | 2013-11-15 | 2022-07-19 | Apple Inc. | Generating transaction identifiers |
US9722984B2 (en) * | 2014-01-30 | 2017-08-01 | Netiq Corporation | Proximity-based authentication |
US20150278487A1 (en) * | 2014-03-28 | 2015-10-01 | Enceladus IP Holdings, LLP | Security scheme for authenticating digital entities and aggregate object origins |
US10679212B2 (en) * | 2014-05-26 | 2020-06-09 | The Toronto-Dominion Bank | Post-manufacture configuration of pin-pad terminals |
WO2016105591A1 (en) * | 2014-12-22 | 2016-06-30 | University Of South Florida | Systems and methods for authentication using multiple devices |
-
2016
- 2016-07-29 WO PCT/US2016/044832 patent/WO2018022104A1/en unknown
- 2016-07-29 EP EP16910763.8A patent/EP3491776B1/en active Active
- 2016-07-29 AU AU2016416139A patent/AU2016416139A1/en not_active Abandoned
- 2016-07-29 CN CN202210481759.0A patent/CN114885335A/en active Pending
- 2016-07-29 US US16/312,231 patent/US20190279199A1/en active Pending
- 2016-07-29 CN CN201680088042.2A patent/CN109496405B/en active Active
- 2016-07-29 SG SG11201809930XA patent/SG11201809930XA/en unknown
Also Published As
Publication number | Publication date |
---|---|
CN114885335A (en) | 2022-08-09 |
EP3491776A4 (en) | 2020-01-22 |
AU2016416139A1 (en) | 2018-11-22 |
US20190279199A1 (en) | 2019-09-12 |
CN109496405B (en) | 2022-05-17 |
WO2018022104A1 (en) | 2018-02-01 |
EP3491776B1 (en) | 2023-03-08 |
BR112018077461A2 (en) | 2019-04-02 |
CN109496405A (en) | 2019-03-19 |
EP3491776A1 (en) | 2019-06-05 |
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