SG11201606548YA - Electronic transaction method and system via a portable accessory - Google Patents

Electronic transaction method and system via a portable accessory

Info

Publication number
SG11201606548YA
SG11201606548YA SG11201606548YA SG11201606548YA SG11201606548YA SG 11201606548Y A SG11201606548Y A SG 11201606548YA SG 11201606548Y A SG11201606548Y A SG 11201606548YA SG 11201606548Y A SG11201606548Y A SG 11201606548YA SG 11201606548Y A SG11201606548Y A SG 11201606548YA
Authority
SG
Singapore
Prior art keywords
system via
electronic transaction
transaction method
portable accessory
accessory
Prior art date
Application number
SG11201606548YA
Other languages
English (en)
Inventor
Thierry Silvestre
Daniel Rade
Sébastien Balocco
Original Assignee
Gemalto Sa
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Gemalto Sa filed Critical Gemalto Sa
Publication of SG11201606548YA publication Critical patent/SG11201606548YA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226Use of secure elements separate from M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F8/00Arrangements for software engineering
    • G06F8/60Software deployment
    • G06F8/61Installation
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4012Verifying personal identification numbers [PIN]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Telephone Function (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Information Transfer Between Computers (AREA)
  • Mobile Radio Communication Systems (AREA)
SG11201606548YA 2014-02-18 2015-02-16 Electronic transaction method and system via a portable accessory SG11201606548YA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP14305225.6A EP2908279A1 (fr) 2014-02-18 2014-02-18 Procédé et système de transaction électronique via un accessoire portable
PCT/EP2015/053232 WO2015124535A1 (fr) 2014-02-18 2015-02-16 Procede et systeme de transaction electronique via un accessoire portable

Publications (1)

Publication Number Publication Date
SG11201606548YA true SG11201606548YA (en) 2016-09-29

Family

ID=50193417

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201606548YA SG11201606548YA (en) 2014-02-18 2015-02-16 Electronic transaction method and system via a portable accessory

Country Status (9)

Country Link
US (1) US20170011381A1 (ja)
EP (2) EP2908279A1 (ja)
JP (2) JP2017512336A (ja)
KR (2) KR20180049202A (ja)
CN (1) CN106030635A (ja)
CA (1) CA2939016A1 (ja)
MX (1) MX2016010672A (ja)
SG (1) SG11201606548YA (ja)
WO (1) WO2015124535A1 (ja)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP6283234B2 (ja) * 2014-02-24 2018-02-21 シャープ株式会社 通信システム、無線通信端末および通信装置
CN105761343B (zh) * 2016-02-24 2018-03-20 托斯卡尼(上海)酒店管理有限公司 用于酒店门卡的信息处理方法和装置
SE543351C2 (en) 2017-06-20 2020-12-08 Festina Lotus S A Improved nfc arrangement
CN108305414B (zh) * 2018-01-19 2021-08-24 口碑(上海)信息技术有限公司 餐厅自动结算方法及系统、智能餐厅
US11138486B1 (en) 2019-09-20 2021-10-05 Wells Fargo Bank N.A. Cardholder sleeve with selectable wireless communication capabilities
US11176334B1 (en) 2019-10-16 2021-11-16 Wells Fargo Bank, N.A. Cardholder sleeve and near-field communication proxy device for communication with integrated circuit chip cards

Family Cites Families (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2008086428A1 (en) * 2007-01-09 2008-07-17 Visa U.S.A. Inc. Mobile phone payment process including threshold indicator
US9177241B2 (en) * 2010-03-02 2015-11-03 Gonow Technologies, Llc Portable e-wallet and universal card
US10304051B2 (en) * 2010-04-09 2019-05-28 Paypal, Inc. NFC mobile wallet processing systems and methods
US20120084210A1 (en) * 2010-09-30 2012-04-05 Arvin Farahmand Mobile device payment system
JP5718626B2 (ja) * 2010-12-10 2015-05-13 セイコーソリューションズ株式会社 小型端末
US20130204793A1 (en) * 2011-05-17 2013-08-08 Kevin S. Kerridge Smart communication device secured electronic payment system
US20140040139A1 (en) * 2011-12-19 2014-02-06 Sequent Software, Inc. System and method for dynamic temporary payment authorization in a portable communication device
EP2823436A4 (en) * 2012-03-06 2015-05-20 Visa Int Service Ass ADAPTER DEVICE WITH DOUBLE INTERFACE
US9934713B2 (en) * 2012-03-28 2018-04-03 Qualcomm Incorporated Multifunction wristband
US20130332353A1 (en) * 2012-06-08 2013-12-12 American Express Travel Related Services Company, Inc. System and method for using flexible circuitry in payment accessories
CN105143996A (zh) * 2013-03-15 2015-12-09 苹果公司 使用无线设备来促进与用户账户的交易
GB2516861A (en) * 2013-08-01 2015-02-11 Mastercard International Inc Paired Wearable payment device
US9558336B2 (en) * 2013-10-04 2017-01-31 Salutron Inc. Persistent authentication using sensors of a user-wearable device
US20150118958A1 (en) * 2013-10-25 2015-04-30 Devicefidelity, Inc. Switching between near-field communication systems

Also Published As

Publication number Publication date
CA2939016A1 (fr) 2015-08-27
EP3108424A1 (fr) 2016-12-28
KR20160119860A (ko) 2016-10-14
CN106030635A (zh) 2016-10-12
JP2017512336A (ja) 2017-05-18
MX2016010672A (es) 2016-11-23
JP2020064647A (ja) 2020-04-23
KR20180049202A (ko) 2018-05-10
US20170011381A1 (en) 2017-01-12
WO2015124535A1 (fr) 2015-08-27
EP2908279A1 (fr) 2015-08-19

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