SG10201805563WA - Method and system for conveyance of machine readable code data via payment network - Google Patents

Method and system for conveyance of machine readable code data via payment network

Info

Publication number
SG10201805563WA
SG10201805563WA SG10201805563WA SG10201805563WA SG10201805563WA SG 10201805563W A SG10201805563W A SG 10201805563WA SG 10201805563W A SG10201805563W A SG 10201805563WA SG 10201805563W A SG10201805563W A SG 10201805563WA SG 10201805563W A SG10201805563W A SG 10201805563WA
Authority
SG
Singapore
Prior art keywords
computing system
via payment
payment network
conveyance
machine readable
Prior art date
Application number
SG10201805563WA
Other languages
English (en)
Inventor
Philip Wei Ping YEN
Patrik Smets
Michihiko Yoden
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of SG10201805563WA publication Critical patent/SG10201805563WA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Information Transfer Between Computers (AREA)
  • Computer And Data Communications (AREA)
SG10201805563WA 2017-10-25 2018-06-27 Method and system for conveyance of machine readable code data via payment network SG10201805563WA (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US15/793,237 US10692077B2 (en) 2017-10-25 2017-10-25 Method and system for conveyance of machine readable code data via payment network

Publications (1)

Publication Number Publication Date
SG10201805563WA true SG10201805563WA (en) 2019-05-30

Family

ID=62842019

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201805563WA SG10201805563WA (en) 2017-10-25 2018-06-27 Method and system for conveyance of machine readable code data via payment network

Country Status (7)

Country Link
US (2) US10692077B2 (ja)
EP (1) EP3477576A1 (ja)
JP (2) JP2020522772A (ja)
CN (1) CN110651292B (ja)
SG (1) SG10201805563WA (ja)
TW (1) TWI731266B (ja)
WO (1) WO2019083593A1 (ja)

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* Cited by examiner, † Cited by third party
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JP6526355B1 (ja) * 2017-12-28 2019-06-05 株式会社ぐるなび 情報処理装置、情報処理システム、情報処理方法、及びプログラム
US10692079B2 (en) * 2018-01-24 2020-06-23 Mastercard International Incorporated Method and system barcode-enabled payments
TWI820353B (zh) * 2020-10-16 2023-11-01 財金資訊股份有限公司 跨行代發系統及其方法
US11321709B1 (en) * 2021-02-09 2022-05-03 iWallet, Inc. System and method for conducting secure financial transactions

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US8820633B2 (en) * 1999-11-05 2014-09-02 Lead Core Fund, L.L.C. Methods for a third party biller to receive an allocated payment authorization request
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US8204828B1 (en) * 2000-03-01 2012-06-19 Cubic Corporation System and method for electronic distribution of benefits
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US20170061435A1 (en) * 2001-07-10 2017-03-02 American Express Travel Related Services Company, Inc. Using a secondary identifier to select a data set
US7735725B1 (en) * 2001-07-10 2010-06-15 Fred Bishop Processing an RF transaction using a routing number
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US8239319B2 (en) * 2004-03-22 2012-08-07 The Western Union Company Equipment to facilitate money transfers into bank accounts
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US9177314B2 (en) * 2006-08-14 2015-11-03 Chijioke Chukwuemeka UZO Method of making secure electronic payments using communications devices and biometric data
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US20120012648A1 (en) * 2010-07-19 2012-01-19 Collins Samuel R S/M for conducting a purchase transaction of eligible goods or services using a stored value
US20120084162A1 (en) 2010-10-05 2012-04-05 Merrill Brooks Smith Systems and methods for conducting a composite bill payment transaction
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US10621589B2 (en) * 2012-11-14 2020-04-14 Jonathan E. Jaffe System for merchant and non-merchant based tractions utilizing secure communications while allowing for secure additional functionality
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Also Published As

Publication number Publication date
CN110651292B (zh) 2022-12-30
US10692077B2 (en) 2020-06-23
CN110651292A (zh) 2020-01-03
WO2019083593A1 (en) 2019-05-02
US20190122206A1 (en) 2019-04-25
EP3477576A1 (en) 2019-05-01
TW201926172A (zh) 2019-07-01
JP2022008934A (ja) 2022-01-14
JP7232303B2 (ja) 2023-03-02
US11468440B2 (en) 2022-10-11
JP2020522772A (ja) 2020-07-30
US20200286079A1 (en) 2020-09-10
TWI731266B (zh) 2021-06-21

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