SG10201802599RA - Electronic system and method for credit-based investments - Google Patents

Electronic system and method for credit-based investments

Info

Publication number
SG10201802599RA
SG10201802599RA SG10201802599RA SG10201802599RA SG 10201802599R A SG10201802599R A SG 10201802599RA SG 10201802599R A SG10201802599R A SG 10201802599RA SG 10201802599R A SG10201802599R A SG 10201802599RA
Authority
SG
Singapore
Prior art keywords
investment
financial
consumer
details
credit
Prior art date
Application number
Inventor
Bhargava Vidit
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201802599R priority Critical patent/SG10201802599RA/en
Priority to US16/366,337 priority patent/US20190304020A1/en
Publication of SG10201802599RA publication Critical patent/SG10201802599RA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00—Business processing using cryptography

Abstract

ELECTRONICSYSTEM AND METHOD FOR CREDITaBASED INVESTMENTS The present disclosure generally relates to an electronic system, a computerized method, and a non-transitory computer-readable storage medium comprising instructions for credit-based investments. The system comprises a server configured for performing steps of the method comprising: receiving details of a credit payment instrument of the consumer, the credit payment instrument associated with a credit line; identifying, from an issuer database, an issuer financial institution associated with the credit payment instrument; retrieving, from a financial investment database, details of one or more financial investment products offered by one or more financial investment institutions, the financial investment products predetermined between the issuer financial institution and financial investment institutions; communicating, to the consumer, details of the financial investment products and a set of investment options associated therewith; receiving investment details determined by the consumer, the investment details comprising: a financial investment portfolio comprising a selection of the financial investment products offered by a financial investment institution selected by the consumer; the investment options defined by the consumer; and a percentage value defined by the consumer for determining an investment amount from the credit line; and performing an investment transaction for investing the investment amount in the financial investment portfolio based on the investment details. FIG. 27
SG10201802599R 2018-03-28 2018-03-28 Electronic system and method for credit-based investments SG10201802599RA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201802599R SG10201802599RA (en) 2018-03-28 2018-03-28 Electronic system and method for credit-based investments
US16/366,337 US20190304020A1 (en) 2018-03-28 2019-03-27 Electronic System and Method For Credit-Based Investments

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201802599R SG10201802599RA (en) 2018-03-28 2018-03-28 Electronic system and method for credit-based investments

Publications (1)

Publication Number Publication Date
SG10201802599RA true SG10201802599RA (en) 2019-10-30

Family

ID=68054565

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201802599R SG10201802599RA (en) 2018-03-28 2018-03-28 Electronic system and method for credit-based investments

Country Status (2)

Country Link
US (1) US20190304020A1 (en)
SG (1) SG10201802599RA (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
IT201900014562A1 (en) * 2019-08-09 2021-02-09 Modefinance S R L METHOD AND APPARATUS FOR PROCESSING DATA

Also Published As

Publication number Publication date
US20190304020A1 (en) 2019-10-03

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