RU2239478C1 - Method for managing hazardous game - Google Patents

Abstract

FIELD: entertainment engineering.

SUBSTANCE: method involves giving to players game devices at their disposal, each being a part of playing system and has input unit, memory unit and random access unit having at least one data processing unit. Game players select financial instrument change as winning event. The financial instrument is selected from those stock exchange quotations and and/or free market stock quotations transmitted to the random access unit of game device which data processing unit is able to compare saved winning results with financial instruments course changes in predefined time. The stock exchange and free market quotations are broadcasted in real-time mode or as records to each connected play game device from game server unit via communication line.

EFFECT: excluded random winning event falsification.

1 dwg

Description

Field of Invention

This invention relates to computer technology and can be used to modify existing and create new casinos, gambling houses, etc., both real and virtual.

The current level of technology

Currently, the basis for obtaining outcomes in games using the principle of random loss of winning options is using two methods of generating random events - “roulette” and “slot machine”. In the case of roulette, a ball is thrown on a circle rotating in one direction with winning numbers on its periphery in the opposite direction; stopping the ball on one of the numbers means a loss is won on this number. A slot machine uses three or more independently rotating reels with different patterns on a cylindrical surface; a win is considered to be the appearance of identical patterns on several reels after their sequential stop at random times. At the same time, both roulette and the slot machine can be both real and virtual. For example, WO 97/18870 (05/29/1997) describes a device for supplying a ball in a roulette wheel; in EPO application 0673004 (09/20/1995) the roulette image is transmitted over the communication line to the terminals; Russian patent 2181066 (04/10/2002) describes a system of virtual slot machines.

All these and other well-known gaming systems and devices use various artificially created random number generators. All of them, however, can be used by unscrupulous organizers by appropriately adjusting to the relatively more frequent occurrence of certain numbers compared to all others.

Disclosure of invention

The objective of this invention is to create such a method of conducting a game of chance, a gaming system, a gaming device in which the possibility of falsification of the principle of random loss of winnings would be reduced to zero. To this end, random events caused by not one single reason, but by a multitude of independent events occurring almost simultaneously - financial market events were used in the method of conducting a gambling game, a gaming system, a gaming device. Information from any financial markets is suitable for use in the present invention. The financial market can be stock and over-the-counter. When trading in a specific financial instrument, buyers and / or sellers on the exchange market are required to be in a room specially designated for trading and satisfy additional conditions. On the OTC market, buyers and / or sellers trade through special communication channels; telephone, Internet, etc.

Buyers and / or sellers are divided into banks and / or financial campaigns and the rest, individuals and legal entities.

In the first case there is an interbank market, in the second - just a financial market.

Thus, information from financial markets may well act as a “generator” of random numbers in the game system. The present invention uses precisely this fact. It is the parameters of the international currency market that allow generating a wide variety of winning events. In addition, about prices in the international currency market there is the most complete and accurate information, which practically coincides being taken from different sources.

To solve this problem, a method of conducting a game of chance is proposed, which consists in the fact that during the game its participants use gaming devices, each of which is part of the gaming system and contains a data input tool designed to enter bets from game participants on the winning events indicated by them, a means of memorization intended to memorize each of the entered bets with the identification data of the game participant who made this bet, and a random selection means containing at least Here, a data processing device capable of systematically checking the occurrence of any winning event from the winning events indicated by the participants of the game and the player independently choosing the moment of the start of the game, while the participants of the game choose a change in the rate of a financial instrument from among those exchange and / or over-the-counter quotes from financial markets that are broadcast to a random device for selecting a gaming device whose data processing device is executed it is possible to compare the memorized winning events with a change in the exchange rate of a financial instrument for a predetermined time, and exchange and / or over-the-counter quotes are transmitted in real time or in recording to each connected gaming device via a communication line with at least one server that receives information from the financial markets via a communication network. Moreover, the participants in the game may have the opportunity to choose the moment the game starts, and each participant in the game has access to the information displayed by the gaming system from financial markets.

An additional difference of the method of the present invention is that a change in a given rate rule of a particular financial instrument can be an increase or decrease in this rate by a predetermined amount, or a fluctuation of this rate a specified number of times within specified limits.

Moreover, the financial instrument may be a specific currency or specific shares.

Another additional difference of the method of the present invention is that for a predetermined time interval, the betting player is given the right to independently choose the start time of the game, while the player can be provided with current information about exchange and / or over-the-counter quotes.

Another additional difference of the method of the present invention is that the translation of exchange and / or OTC quotes can be carried out in real time from a specific financial market, and during periods of time when the financial market does not work, they can use records of the work of a predetermined financial Market on a pre-selected day in the past.

Finally, another additional difference of the method of the present invention is that the exchange and / or over-the-counter quotes can be broadcast in an accelerated or slowed mode using the recording of the work of a predetermined financial market on a pre-selected day in the past.

To achieve the same technical result, the gaming device comprises a data input means for inputting bets from gambling participants on the winning events indicated by them, a memory means for storing each of the entered bets with the identification data of the player who made this bet.

The gaming device comprises a communication line for broadcasting exchange and / or over-the-counter quotes to a random selection means that includes at least a data processing device configured to perform systematic checks of any of the winning events indicated by the players according to a predetermined rule in the quality of which a change is selected according to a given rule of the course of a particular financial instrument from exchange and / or over-the-counter quotes broadcast over the communication line.

An additional feature of the gaming device of the present invention is that the data processing device can be configured to compare stored winning events with a change in the rate of a particular financial instrument in a predetermined time.

Moreover, the predetermined time is the time interval during which m≥1 of the checks mentioned are carried out, where m is an integer.

Another difference of the gaming device is that a change in a given rate rule for a particular financial instrument can be either an increase or decrease in this rate by a predetermined amount, or a fluctuation of this rate a specified number of times within specified limits.

An additional feature of the gaming device is that the random selection tool may include a device for displaying exchange rate changes of a particular financial instrument from exchange and / or over-the-counter quotes broadcast over the communication line.

In this case, the data processing device can be made in the form of a personal computer, and the display device is made in the form of a display of this personal computer.

Another additional difference of the gaming device is that the data processing device is configured to independently select the player when the game starts.

Another additional feature of the gaming device is that the gaming device can be executed using software installed on the gaming server for generating the corresponding gaming website.

Another additional difference of the gaming device is that the exchange of stock and / or OTC quotes can be carried out in real time from a specific financial market.

Moreover, during periods of time when the financial market does not work, for broadcasting, you can use the recordings of the work of a predetermined financial market on a pre-selected day in the past.

Finally, another difference of the gaming device is that the exchange of stock and / or OTC quotes can be carried out in an accelerated or slowed mode using the recording of the work of a predetermined financial market on a pre-selected day in the past.

In the current level of technology, no sources of information have been identified that would contain descriptions of objects with the above sets of features, which allows us to consider the technical solution of the present invention new.

In the prior art, various sources of information are known that describe the use of exchange-based instruments for gambling. So, in US patents No. 4913446 (04/03/1990), No. 6497410 (12.24.2002) and in US application No. 2003/0018564 (01/23/2003) various games are described that use one or another exchange mechanism. However, no combination of features from known sources of information gives and does not imply the totality of features that characterizes the object of the present invention, which allows us to consider the claimed technical solution to be consistent with the conditions of patentability - inventive step.

Brief Description of the Drawings

A further detailed description of the present invention is illustrated in the graphic material, which shows a generalized block diagram of a gaming system, which includes the gaming device of the present invention.

The implementation of the invention

Before proceeding to a detailed description of the present invention, we introduce some definitions.

Client - an individual (resident or non-resident), who, according to the laws of Russia or his country of origin, has the right to use the services of a game service.

Gaming service is a system of organizational, administrative, legal, technical, technological and other activities carried out by the organizers of the game service in accordance with the current legislation of the Russian Federation, as well as the laws of the countries of registration of the organizer of the game service in order to provide customers with the most complete and high-quality service.

The organizer of the gaming service in the understanding of this invention is any legal entity (resident or non-resident) that has the right to maintain gambling establishments or provide financial services to customers related to their work in the financial markets in accordance with the current legislation of the Russian Federation, as well as the laws of the countries where the legal entity is registered Individuals, such as casinos, bookmakers, slot machines, financial campaigns and banks.

Collateral cash game funds - funds of the client, which he transfers to the organizer of the game service in order to ensure his possible losses in the game or series of games.

Collateral game account - the client’s money transferred to the organizer of the game service in order to ensure his possible losses in the game or series of games.

A gaming instrument is a financial instrument for which winning events in the gaming system can occur and whose prices are transmitted from the news agency to the gaming system.

By a financial market we mean a combination of its following definitions (as a combination of these definitions): financial market - a market in which money is exchanged, credit is provided and capital is mobilized, speculation or risk insurance; a generic term for the capital market, money market, foreign exchange market; (see bond market; capital market; commodities market; equity market; foreign exchange market; money market; stock market) (Fedorov B.G. New English-Russian Banking and Economic Dictionary, St. Petersburg, Limbus Press, 2000, p. . 280).

Financial market - a set of market forms of trading in financial assets: foreign currency, securities, loans, deposits, derivative financial instruments.

Includes the stock market (stock exchanges), the credit market (banks, investment and dealer companies, pension funds), capital markets (insurance, mortgage, interbank), the global financial market (Raizberg B.A. et al. Modern Economic Dictionary, 4th ed., Moscow, “INFRA-M”, 2003, p. 429).

Financial market (English financial markets) - a set of market institutions where financial assets are traded (foreign exchange, securities, loans, deposits, derivatives). The main objective of financial markets is to direct the cash flow from financially excessive market entities to market entities in need of money (Blagodatin A.A. et al. Financial Dictionary, Moscow, “INFRA-M”, 2003, p. 265 )

FINANCIAL MARKET (English, financial market) - 1) the totality of all financial resources in their movement. It combines the money market and the capital market. The money market refers to the market for cash in circulation and providing similar functions to short-term means of payment (checks, etc.). The capital market is a market in which the owners of funds sell the borrower the right to temporarily use these funds for the fees specified in the contract. Cash may be provided either in the form of direct bank loans or in exchange for securities. Accordingly, there is a loan capital market and a stock market. The market for loan capital is a market for short-, medium- and long-term bank loans. Short-term loans serve the movement of working capital, and medium- and long-term loans - the movement of fixed capital of enterprises. The stock market serves the movement of securities - stocks, bonds, mortgage obligations, etc.

2) The set of market institutions in which financial assets are traded. The main traded financial assets are foreign currency, securities, loans, deposits, derivatives. The main intermediaries in this market are commercial banks, stock exchanges, savings institutions, collective investment companies, etc. The main function of the financial market is to ensure the flow of funds from business entities for which they are currently free (not used) to entities businesses in need of financial resources (EG Bagudina et al. Economic Dictionary, Moscow, TC Velby, Prospect Publishing House, 2004, pp. 564-565).

Financial market (financial markets). Securities and derivatives markets. CBR Decree of July 7, 1999 603-U “On the Procedure for Internal Control over Compliance of Activities in the Financial Markets with the Law on Financial Markets in Credit Institutions” p. 3 (Fedinsky Yu.I. Directory of official definitions and terms on economics and finance, Moscow, Exam, 2002, p. 587).

Financial markets in the modern sense represent a mechanism for trading financial assets, the mandatory attributes of which are clear trading rules, the presence of professional market participants and a developed market infrastructure that ensures minimum costs and maximum reliability of transactions (Mertens A.V. Investments: A course of lectures on modern financial Theory, Kiev, Kiev Investment Agency, 1997, XVI, pp. 56-57).

By a financial instrument we mean a combination of its following definitions (as a combination of these definitions).

Financial instruments (Eng. Financial instruments) - a variety of types of financial assets traded in the market. These include cash (national and foreign currency), securities, derivatives and other instruments (swaps, mortgages, etc.) (Blagodatin A.A. et al. Financial Dictionary, Moscow, INFRA-M, 2003, VI, p. 264).

A financial instrument is securities and derivatives contracts, the underlying asset of which is securities. CBR Decree of July 7, 1999 603-U “On the Procedure for Internal Control over Compliance of Activities in the Financial Markets with the Law on Financial Markets in Credit Institutions” p. 3 (Fedinsky Yu.I. Directory of official definitions and terms on economics and finance, Moscow, Exam, 2002, p. 587).

Market participant - seller / buyer of a particular financial instrument.

The remaining definitions are given by the example of terms, definitions and customs of the business turnover of the international currency exchange market - the foreign exchange market or the Forex exchange market, set forth in the following source (unless otherwise specified separately): see Piskulov D.Yu. Theory and Practice of Currency Dealing, Foreign Exchange and Money Market operation, Applied Handbook, 3rd ed. Spanish and add., Moscow, Diagram, 1998, p. 256.

An open foreign exchange position is a mismatch between claims (assets) and liabilities (liabilities), including off-balance accounts, in foreign currency for a currency market participant (bank, company).

The position can be long (long position) and short (short position).

A long position means the excess of claims in foreign currency over liabilities and is indicated by the plus sign “+”.

A short position means the excess of obligations in foreign currency over the requirements and is indicated by a minus sign “-” (see D. Piskulov, p. 50).

When carrying out any transaction, two dates should be distinguished:

the date of conclusion of the transaction (by telephone, telex, writing, etc.) and the date of execution of the transaction, that is, the physical movement of funds. The date of fulfillment of the terms of the transaction is called the value date.

For non-cash conversion operations, a value date means a calendar number in which a real exchange of money was made in the form of receiving the purchased currency and supplying the sold currency to the counterparty of the transaction.

For deposit operations, the value date will be the start date of the deposit, i.e. date of receipt of funds to the account of the borrower. The maturity date of the deposit is the date the principal is returned to the creditor's account.

Valuation dates and contract expiration dates are only business days, excluding weekends and holidays for this currency (see D. Piskulov, p. 16).

That is, you can determine that:

date of conclusion of the transaction (hereinafter referred to as the date of transaction) - the business day on which the transaction was concluded;

value date - the day payments are made in the currency (currencies) of the transaction, which is a business day for each of the persons making settlements under the transaction.

Exchange rate and quotes

Current conversion operations correspond to the spot exchange rate. It is the current exchange rate and is given on the pages of newspapers, mentioned in conversations, displayed on the screens of news agencies.

In banking practice, the following designation of exchange rates is accepted: for example, the US dollar to the German mark is USD / DEM, the dollar against the ruble is USD / RUR, and the pound against the US dollar is GBP / USD.

In this designation, the quotation base is placed on the left (base currency), and on the right is the quotation currency (quoted currency):

This spelling indicates the amount of quoted currency per unit of base currency (in this case, 1.5525 German marks for one US dollar).

The last figures for writing the exchange rate are called percentage points (pips) or pips (pips). One hundred points make up the base number - in the dealer jargon “big figure” (big figure). For example, a change in the dollar exchange rate to the German mark from 1.5525 to 1.5535 will be perceived as a rise in the dollar exchange rate by 10 points, and a change in the exchange rate from 1.5525 to 1.5325 as a fall in the dollar by two “figures”. For the dollar to ruble exchange rate, 1 point is equal to one ruble, and a change in the rate from 4100 to 4200 will be an increase in the rate on the “figure” (see D. Piskulov, p. 44-45).

The value of the currency, as with trade in goods, is expressed in the price, which depends on supply and demand. The price of a certain amount of currency is set in relative units of another currency - national or foreign. The price of a foreign currency is called the exchange rate (Suren Liselott. Currency operations. Fundamentals of theory and practice, Translated from German, Moscow, Delo, 1998, p. 20).

Thus, the exchange rate and price of a financial instrument are synonyms in the future.

By quotation we also understand the totality of its following definitions (as a combination of these definitions):

Quotation of courses

Information providers (Reuters, for example, “Bid and Offer rates of individual currencies (Reuters use ask instead of offer) are constantly updated by information providers whose names are abbreviated. To orient the user on the relevance of the courses, the time of the last data entry is reported” (see Suren Liselott Currency Operations, Fundamentals of Theory and Practice, Translated from German, Moscow, Delo, 1998, p. 28).

Quotation - the establishment of the exchange rate of securities, foreign currencies and prices of goods on exchanges in accordance with applicable laws, rules and established practice based on trading results on the stock exchange. Quotation is usually carried out by the quotation committee (commission) of the commodity, stock or currency exchange and is published in exchange bulletins of wholesale prices of goods, securities and currency rates and is usually equal to either the closing price of the exchange session or the average price of the session. Larger companies and banks can also provide quotes (EG Bagudina et al. Economics Dictionary, Moscow, TC Velby, Prospect Publishing House, 2004, p. 296).

Tick - each new quotation of the rate of a financial or gaming instrument, immediately following the previous one.

Bid and Offer Parties and Margin Rate in Currency Quotation

In the foreign exchange market, banks quote exchange rates using two parties - bid and offer. If you look at the quotation of courses in the newspapers, at the exchange office or on the Reuters monitor, you can see the following spelling:

Bid is a purchase rate. According to the bid quotation, the bank buys the base currency, in our case USD - US dollars, sells the quote currency, i.e. German marks.

Offer is a selling rate. At offer quotation, the bank sells the base currency — dollars, buys German marks (see D. Piskulov, p. 46).

In banks trading with each other (interbank trading), a bank that quotes a currency usually refers to buy and sell rates. The purchase rate is indicated as the Bid rate, the selling rate is Offer. The amount by which the Bid rate differs from the Offer rate is called the spread (Suren Liselott. Currency operations. Fundamentals of theory and practice, Translated from German. Moscow, Delo, 1998, p. 23).

From the above definition and business practices in the Forex market, we can say that: Bid (Quotation Base / Quotation Currency) is the quote side, which is the rate at which the person who posted the quotation buys the base currency for the quotation currency. The bid bid side is called the buyer's rate. Accordingly, at this rate, the client can bet on lowering a certain amount of the base currency, calculated in the quote currency.

Offer (Quotation Base / Quotation Currency) is the quotation side, which is the rate at which the person setting the quotation sells the base currency for the quotation currency. The Offer side of the quote is called the seller’s rate. Accordingly, at this rate, the client can bet on increasing a certain amount of the base currency, calculated in the quote currency.

Margin or spread - the difference between the purchase price and the sale price. It is the income of a market participant who bought and sold the same amount of a financial instrument in a working day. For example, if he sold 100,000 euros for US dollars at the rate of 1.2550, and bought at 1.2545, his income was 50 dollars. Since it is not 100,000 per day, but 10,000,000 or more, income is correspondingly higher. At the same time, he gave the following quote to the news agency: EUR / USD 1.2545-1.2550. At the first price, he suggested that another market participant sell the euro (i.e., he wanted to buy it), and at the second price, on the contrary, he wanted to sell the euro.

Limits of open currency position on conversion operations. In turn, they may vary depending on the validity period: intraday limit of open position - controls the size of the maximum possible open currency position of the bank for operations during the day. For example, an AAA bank during the day at any given moment in time may have an unsecured currency position in the amount of $ 50 million. This limit is usually regulated by the Central Bank of the country to reduce the risk of potential bank losses. In Russia, the Central Bank of the Russian Federation does not currently regulate this limit, however, the management of many commercial banks sets it independently.

The total limit for a bank can be divided into personal limits for a daily open position for dealers conducting various currencies.

The night limit of an open position (o / n open position limit) sets the maximum possible limit of an open position that is allowed to be transferred to the next value date. Usually it is an order of magnitude less than the daily limit and is used to maintain strategic positions, the risk of which is much higher.

In Russia, the Central Bank sets this type of open position limit for commercial banks. The limit is set based on the size of the authorized capital, the amount of the balance sheet and the activity of the bank in the foreign exchange market (see D. Piskulov, p. 190).

From the above definition and business practices in the Forex market, we can say that:

The limit of the open foreign exchange position (hereinafter referred to as the “ORP limit”) is the quantitative restrictions on the ratio of the size of the total open foreign exchange position during the established period of time and own funds and liabilities, which serve as security for settlements on concluded transactions.

Currency swap is a combination of two opposite conversion transactions for the same amount with different value dates. In relation to a swap, the execution date of a closer transaction is called the value date, and the execution date of a transaction that is more remote in terms of the reverse transaction is called the maturity of the swap. Usually swaps are concluded for a period of up to 1 year.

If the nearest conversion transaction is the purchase of currency (usually the base one), and the more distant one is the sale of currency, such a swap is called “bought / sold” - buy and sell swap (buy / sell, b + s).

If, first, a currency sale transaction is executed, and the reverse transaction is a currency purchase, this swap will be called “sold / bought” - sell and buy swap (sell / buy or s + b).

As a rule, a swap transaction is carried out with one counterparty, that is, both conversions are carried out with the same bank. However, it is allowed to call a combination of two opposite conversion transactions with different value dates for the same amount concluded with different banks as a swap (see D. Piskulov, pp. 72-73).

Netting - a procedure for calculating the total winnings / losses of a client.

Order - a document fixing the client’s order and the obligation of the organizer of the game service in the event that the price of the game instrument specified in the order is established in the Russian or world interbank currency, money or stock markets to start the game in accordance with the conditions specified in the order.

Conversion transactions - transactions on the sale of one currency for another at the exchange rate agreed between the parties on a specific date for settlement of transactions.

Conversion arbitrage transaction - an operation consisting of two opposite conversion transactions for the same currency pair for the same amount of the base currency concluded on one value date.

The financial “lever” is the combined effect on the level of profit due to equity and debt financing (see B. Raizberg et al., Modern Economic Dictionary, 4th ed., Revised and enlarged, Moscow, INFRA-M , 2003, p. 429, Library of dictionaries “INFRA-M”).

The date of conclusion of the transaction (hereinafter referred to as the date of the transaction) is the business day on which the transaction was concluded.

Value Date - a business day recorded as the settlement date for a single transaction.

Currency position - the difference in claims and obligations in foreign currency on transactions concluded on the value date. If the requirements and obligations in a particular currency match, then the currency position is called the closed foreign currency position (hereinafter - the closed position) in the specified foreign currency. If the requirements and obligations in a particular currency do not match, then the currency position is called the open currency position (hereinafter - the AFP) in the specified foreign currency. AFP arises from the moment the transaction is concluded.

Exchange rate (hereinafter referred to as the exchange rate) is the amount of the quote currency (quoted currency) per unit of the base currency (quote base). The exchange rate is written as follows: Quotation Base / Quotation Currency = decimal fraction (for example, EUR / USD 1.1945).

According to the prevailing practice of the world market, the rates of some currencies are quoted accurate to the second, third, fourth or fifth decimal place. With the changing practice of the world market, the form of recording exchange rates of various currencies will also change.

A percentage point or pip is the last character in an exchange rate record, which is the unit of measurement for the minimum change in the exchange rate.

Tick - each new exchange rate quote on the time schedule of quotes.

Currency swap (hereinafter referred to as swap) is a transaction consisting of two opposite transactions for the same amount in the base currency, concluded simultaneously with different value dates and exchange rates.

Foreign currency (hereinafter - the currency) - funds in accounts in monetary units of foreign states and international monetary or settlement units, which are legal tender in the respective foreign state or group of states, except for the Russian Federation.

Conversion transactions - transactions on the sale of one currency for another at the exchange rate agreed between the parties on a specific date for settlement of transactions.

Conversion arbitrage transaction - an operation consisting of two opposite conversion transactions for the same currency pair for the same amount of the base currency concluded on one value date.

Quotation - a rate at which at a particular moment in time for a specific amount of the base currency, the client can make a deal with the bank. A quote is written as follows:

where * is any of the digits from 0 to 9.

The course and price of a financial instrument are hereinafter synonyms.

Bid (Quotation Base / Quotation Currency) is the quote side, which is the rate at which the quotationer buys the base currency for the quotation currency. The bid bid side is called the buyer's rate. At this rate, a player can bet on lowering a certain amount of the base currency, calculated in the quote currency.

Offer (Quotation Base / Quotation Currency) is the quotation side, which is the rate at which the person setting the quotation sells the base currency for the quotation currency. The Offer side of the quote is called the seller’s rate. At this rate, the player can bet on increasing a certain amount of the base currency, calculated in the quote currency.

Full quote - a quote that includes the buyer's rate and the seller’s rate. It is full quotes for the present method of conducting a gambling game that must be delivered to the gaming system.

The limit of the open foreign exchange position (hereinafter referred to as the “ORP limit”) is the quantitative restrictions on the ratio of the size of the total open foreign exchange position during the established period of time and own funds and liabilities, which serve as security for settlements on concluded transactions.

Netting - the procedure for calculating the total gain / loss of a player.

Order - a document fixing the player’s order and the obligation of the game service provider in the event that the price of the game instrument specified in the order is set in the Russian or world interbank currency, money or stock markets to start the game in accordance with the conditions specified in the order.

Swap points - absolute points of the exchange rate in units of quote currency.

Margin or spread - the difference between the purchase price and the sale price. It is the income of a market participant who bought and sold the same amount of a financial instrument in a working day. For example, if he sold 100,000 euros for US dollars at the rate of 1.2550, and bought at 1.2545, his income was 50 US dollars. Since it is not 100,000 per day, but 10,000,000 or more, income is correspondingly higher. At the same time, he gave the following quote to the news agency: EUR / USD 1.2545-1.2550. At the first price, he suggested that another market participant sell the euro (i.e., he wanted to buy it), and at the second price, on the contrary, he wanted to sell the euro.

In addition, we introduce the following concepts:

a player and a game service provider are referred to as Parties as used herein.

If a player won in any of the games, then his winnings are hereinafter referred to as the requirement of this player to the game service provider or the obligation of the game service provider to him.

If a player loses in any of the games, then his loss is hereinafter referred to as the requirement of the game service provider to this player or the obligation of this player to the game service provider.

If a player works with a game service provider using a system of secured cash game funds, then in this case, the game service provider and the player do not make sense to make settlements after each game. Instead, the game service provider and player agree that they will settle accounts with each other at an agreed point in time.

If at the time of calculations a player in the series of games made bets on various changes of various amounts of various gaming instruments, then to determine the total result of his game for a certain period of time, the game service provider performs the following procedure.

If at the time of mutual settlements both Parties have mutual obligations for the same gaming instrument, then the amounts paid to each side must be summed up, while:

A) if the total amount of obligations of one Party exceeds the total amount of obligations of the other Party when betting on one and the same game instrument, then the difference calculated in the currency of security money for game funds at the agreed rate is paid by the Party that has a large amount of obligations;

B) if the total amount of obligations of the Parties when betting in the game on the same gaming instrument are equal, then they remain unchanged.

As an information agency, both specialized and other media can act. For example, the REUTERS information and dealing equipment based on modern personal computers, combined into a global global network of users (agency subscribers), is today one of the most reliable and widespread means of monitoring market conditions and concluding deals. REUTERS Agency provides information to more than tens of thousands of subscribers from more than 3,000 organizations in 80 countries in real time about the rates of 125 world currencies, interest rates, forward quotes, the main news of economic and political life in the world and in individual countries.

Information comes through the agency’s channels, firstly, from system contributors who have the right to enter their information into special pages. For example, quotes of exchange rates changing every second on the screen are added up from exchange rates entered independently by large banks by market makers and replacing each other in a time sequence. If any bank is not satisfied with the quotation displayed at the moment, it can change it to its own.

The constant change of quotes by depositing banks forms a visible change in the exchange rate and serves as the basis for reading this information when plotting. Likewise, quotes for interest rates, forward points, gold prices, etc., are entered and changed.

Secondly, information comes from agency correspondents preparing information on economic and political life events in the form of mini-articles that appear on the screen in chronological sequence under short headings. Windows software allows you to expand the heading into an article and then collapse it again. In addition to articles on the information screen, urgent news appears, typed to attract attention in large red font and accompanied by a sound signal, which influence the decision-making by dealers and affect the market situation. For example, this may be information about the resignation of V. Gerashchenko from the post of chairman of the Central Bank: “GERASCHENKO IS ASKED BY PRESIDENT YELTSIN TO RESIGN” or published macroeconomic indicators: “DECEMBER US UNEMPLOYMENT RATE IS 5.9%”.

Information agency “Bloomberg” offers users a range of information services, including economic and other news, data on exchange rates, rates, quotations on securities and derivative products, as well as a fairly powerful analytical apparatus. The equipment allows dealers not only to monitor the current state of financial markets, but also to analyze complex strategies, draw up investment portfolios with profitability calculations, draw graphs and analyze them. In addition, the dealer can display television financial news programs on the screen of the Bloomberg terminal, as well as listen to radio news reports, which greatly facilitates the dealer’s perception of news. For customers who want to receive only informational messages, there is a Bloomberg satellite television channel with television financial news programs.

The global global Internet network today also makes it possible to have reliable information on the state of financial and stock markets in real time.

Information from any financial markets is suitable for use in the present invention. The financial market can be stock and over-the-counter. When trading in a specific financial instrument, buyers and / or sellers on the exchange market are required to be in a room specially designated for trading and satisfy additional conditions. On the OTC market, buyers and / or sellers trade through special communication channels: telephone, Internet, intranet, etc. Buyers and / or sellers are divided into banks and / or financial campaigns and other individuals and legal entities. In the first case, there is an interbank market, in the second, just a financial market. Markets come with round-the-clock work, sessional (have start and end times), liquid and not (with frequent changes in prices and no). Markets may vary in complexity and speed of transactions.

The markets with round-the-clock operation and very liquid markets are most suitable for use in the gaming system. The most suitable is the interbank international currency market. The daily volume of operations of the world currency exchange market - the FOREX market - is on average $ 2-3 trillion (including both buying and selling) and has a tendency to increase. The main participants in the FOREX market are large brokerage firms, central and commercial banks. Among the latter, a group of large “elephant” banks stands out, which, in fact, determine the current market exchange rate of currencies. The features of the functioning of the FOREX market are, on the one hand, an almost round-the-clock mode of operation, and on the other, an eight-hour financial day for banks of the countries participating in this market. Moreover, there are overlaps in the calendar days when the financial markets of various countries operate simultaneously. Just these overlappings determine large fluctuations in exchange rates during the day. The amplitude of these fluctuations reaches an average of 100 percentage points (pips). The transaction time on the FOREX market is a few seconds. It is these parameters of the international currency market that allow generating a wide variety of winning events. In addition, about prices in the international currency market there is the most complete and accurate information, which practically coincides being taken from different sources.

Thus, information from financial markets may well act as a “generator” of random numbers in the game system. The present invention uses precisely this fact.

The gambling method of the present invention can be implemented on the gaming device of the present invention, an enlarged block diagram of which is shown in the attached drawing. The gaming device 1 is part of the gaming system and can be implemented, in particular, on a personal computer, although the option of a separate device that performs the functions described below is not excluded. The gaming device 1 comprises at least a data input means 2, which is intended for entering bets from a gambler on a winning event of their choice, a storage means 3 for storing each of the entered bets with the identification data of the player who made this bet, and random selection means 4 comprising at least a data processing device 5. In the case of the implementation of the gaming device 1 of the present invention in the form of a personal computer, the data input means 2 can be a keyboard, the storage means 3 can be executed on the hard drive of this computer, and the data processing device 5 is then the processor of this computer. In addition, such a computer is equipped with a communication line 6 intended for broadcasting from the financial markets exchange and / or over-the-counter quotes to a data processing device 5, configured to perform systematic checks of any of the winning events indicated by the players according to a predetermined rule. In a computer, such a data processing device 5 will be an appropriately programmed processor. Finally, the gaming device 1 of the present invention may optionally include a display 7 for displaying bets made by the players, the progress of the game of chance and other information, which are described below.

The gaming device 1 through its communication line 6 is connected to the gaming system, which has at least one server 8, which receives information from the financial markets via the communication network 9 and which broadcasts this information via the communication line 6 to each connected gaming device 1.

In the method of the present invention, as a winning event, players select any exchange rate change of a particular financial instrument from the number of exchange and / or OTC quotes transmitted to the gaming device 1. Accordingly, it is these events that the data processing device 5 in the gaming device checks.

Gambling in accordance with the method of the present invention can be conducted, for example, as follows.

Example 1. The method of conducting the game for bank customers

Players can bet on the forecast of changes in the exchange rate of certain amounts of different currencies. These amounts are determined by the gaming service provider. For example, the price is 10,000 euros (EUR) in US dollars (USD), which, in accordance with business practices, is designated as 10,000 EUR / USD, or the price of 500,000 British pounds (GBP) in US dollars (USD), which is indicated as 500,000 GBP / USD. In the future, such notation will be used. Bets are placed using the data entry means 2.

The source of quotes for the game is information received in real time from the international currency market or from an employee of the organization-provider of the game service for his player. Any legal entities, residents or non-residents who may provide players (customers) with the aforementioned gaming services in accordance with the current legislation of the Russian Federation, as well as the laws of the countries at the place of registration of legal entities, can act as providers of gaming services.

Without loss of generality, a Russian or international bank can act as a game service provider. Moreover, it is banks that can, using this method of conducting gambling, organize and provide their players with a gaming service on a risk-free basis for themselves.

To do this, the bank can offer its players the following rules for the game, which it can fix in the contractual relationship between the bank and the player or submit them to the player for acceptance in the form of a public offer:

A player (individual, resident or non-resident) contributes funds in US dollars to the bank as security for his possible losses in games with the bank (hereinafter referred to as pledged cash game funds). In this case, the bank guarantees the safety of collateral cash game funds of its players, which serves as an additional incentive for players (customers) to choose a game service provider. In this case, the bank itself determines the sufficiency of the amount deposited to start the game, which is fixed by the rules of the game, which the bank must bring to the attention of each player. To store collateral cash game funds, the bank opens the corresponding balance accounts of its players. From the moment a player deposits security funds into his bank account and draws up all the necessary documents correctly, he begins to receive information about currency quotes and news from the international currency market from the bank to decide on the start of the game.

The bank can take bets on increasing / decreasing the rates of specific amounts of various base currencies, expressed in other currencies (quote currencies), by a certain amount. This value may be predetermined by the bank, or may be set by the player himself. In the second case, the game continues until the player of the bank has sufficient security funds in the account for the game or until the player himself stops the game by personally notifying the bank or by placing a warrant in the bank.

The bank accepts bets from players on a change in the exchange rate of the base currency, i.e. the currency that is listed first in the quote. At the same time, the bank establishes an unambiguous correspondence between the minimum amount NB of the pledged cash game funds deposited by the player and the minimum amount MB of the base currency, on which the player wants to bet on the exchange rate. The total amount of the base currency, on which the player can bet, must be a multiple of MB. At the same time, it may be advantageous for a bank to set the amount of MB equal to the minimum market amount of a transaction in the real foreign exchange market for those currencies for which quotes are provided by leading news agencies and other sources of information. As a rule, this is 100,000 (one hundred thousand) of one or another base currency.

A player, after the start of the game, has the right to change his bets during the game, if his pledged game funds allow, through a notification to the bank employee (dealer).

The above is equivalent to the fact that the player before the start of the game has at his disposal a certain amount of the base currency for which he wants to bet, or the amount of the quote currency calculated at the rate existing in the international currency market at the time the game starts.

It is advisable to calculate the player’s gain in the quote currency, i.e. currency in which the price of the base currency is expressed, on the change of which the player makes a bet. In the framework of the present invention, we will assume that the client’s gain is equal to the price difference of the base currency, expressed in the quote currency, at the end and at the beginning of the game, multiplied by the amount of the base currency on which the bet was placed, when playing the increase and the price difference of the base currency, expressed in the quote currency, at the beginning and at the end of the game, multiplied by the amount of the base currency on which the bet was placed, when playing for a fall. At the same time, after the game is actually completed, the bank converts the player’s loss / win in the quote currency into the currency in which the player’s security money is expressed at the rate set by the bank and debits / credits them to the player’s account.

Players can place bets at the same time on changes in the rates of various base currencies. In this case, to calculate the total gain / loss of the player, the bank carries out a netting procedure. The player can withdraw his winnings from the account in accordance with the rules established by the bank. The maximum bet on a specific base currency will be equal in this case to the amount of the player’s security money in game funds divided by NB, rounded to the nearest whole number and multiplied by MB.

The bank also determines in which case the bank will consider that the player does not have enough security money for playing the game to continue. Then the bank forcibly, without notifying the player, but with his prior consent, stops the game in accordance with the rules of the game. To do this, from the moment the game begins, the bank and the player, independently of each other, begin to systematically, with each new price that appears on the international market for the base currency to be played, calculate the potential player gain / loss. For these purposes, each new quote is taken as the end price of the game.

For example, a bank has agreed with a player that a game can be terminated by the bank forcibly from the moment when the client’s loss in USD, calculated at that moment at the current rate of the international currency market, will be less than L% of the total amount of the base currency on which the player made a bet divided by MB.

At the same time, the player, seeing that the moment the game is forcibly stopped, can exercise his right to stop the game by the time the game is forcibly stopped only for that part of the amount of the base currency, which will allow the condition for the game to be forcibly stopped in relation to the remaining part of the amount of the base currency and continue playing the rest of the base currency.

When the game is forced to stop, the remainder of the security funds of the game funds is not necessarily equal to zero. Simply, according to the rules of the game, they are not enough to continue it or start a new game. If a player does not want to deposit security money in the game for the continuation of the game, he can withdraw from his game account the balance of his security money in the game minus all the bank fees established by the rules of the game.

If the player started the game during the current calendar day and the game was not stopped during this day, but was continued during the next calendar day, the bank has the right to charge the commission established for the game on the next calendar day. This, based on the practice of banks in the international currency market, is equivalent to a swap transaction when the bank transfers its open foreign currency position to a later value date.

As a specific example, consider one of the possible options for implementing the above rules of the game:

1. Let the bank customer have in the account 1000 (one thousand) US dollars (USD) of secured cash game funds.

Let NE = 1000 USD (US dollars) of pawn cash game funds that allow the player to bet on a change of 100,000 (one hundred thousand) of a specific base currency relative to another (with a minimum amount of MB base currency).

A game can be terminated by the bank forcibly from the moment when the client’s loss in USD, calculated at some point after the start of the game at the current rate of the international currency market, will, for example, be less than 40% of the amount of the base currency by which the player made a bet divided per 100,000.

Let the base currency be USD (US dollars).

Let the client of the bank make bets on the change in USD relative to JPY (Japanese yen). In banking, this is equivalent to the player making bets on raising / lowering the USD exchange rate relative to JPY or, what is the same, buying / selling the amount of USD per JPY selected by the bank's client set by the rules of the game.

Suppose that at the time the USD / JPY rate was 105.34 (offer), as the bank dealer informed the player, the player decided to start the game to raise 100,000 (one hundred thousand) USD relative to JPY. From this moment, the bank can assume that the bank’s client bought 100,000 (one hundred thousand) USD from the bank for 10,534,000 JPY, which, as it were, were on his account with the real amount of security money in the game on his account at 1000 (one thousand) USD. When the USD / JPY rate grew and became equal to 105.94 (bid), the client stopped the game. Moreover, he actually sold the purchased 100,000 USD for 10,564,000 JPY and received a win as the difference between 10,564,000 and 10,534,000 JPY, i.e. 60,000 JPY. The bank converted 60,000 JPY at the rate of 105.94 and accrued to the player a win in the amount of 570 USD, but at the same time withheld a commission from the client, because the player stopped the game only during the next day from the day the game started, in the amount of 2USD, which is comparable to the value of swap points for transferring the bank's open currency position in the amount of 100,000 USD / JPY to a later value date. So, the player within two gaming days on his 1000 USD won 570 USD, which corresponds to a yield of more than 10,000% per year in USD.

If the rate did not increase and decrease, then from the moment the player had an amount of 400 USD left with an allowance for all commissions payable in accordance with the rules of the game when converting the player’s current loss at the current rate on the international currency market, the bank would have the right to stop the game.

In this example, the rate for a forced stop of the game by the bank is 104.71.

It is banks that are participants in the international currency market, and it is banks’s transactions on the sale and purchase of various currencies in the international currency market that are the source of information about quotes that are transferred to the gaming system in accordance with this method of conducting a game of chance.

Consider another illustrative example:

When a player (bank customer) makes a bet, for example, on an increase in the exchange rate, for example 100,000 (one hundred thousand) EUR / USD, by 30 points, then, in essence, for a bank (or other game service provider) this means that the player is buying from it is 100,000 (one hundred thousand) EUR per USD at the rate of, for example, 1.2345 (at offer) and hopes that the rate from the moment the game starts (i.e. purchase) will increase by 30 points and become equal to 1.1275 (at bid ), and then the player (client) will be able to sell to the bank (or another gaming service provider) EUR that was purchased earlier and how to get back their USD, and calculate your winnings as 100000EUR * 30 points (0.0030 in absolute terms) and win 300 USD, which he can receive on his hands or on his game account in the bank.

In this case, the bank has the opportunity to do the following.

If at some point one of the bank's players starts a game of promotion, the bank can at the same time buy the same currency from another bank for the amount of the player’s bet.

In our example, at the time the game starts, the bank can simultaneously buy 100,000 EUR / USD from another bank at the exchange rate of 1.2345 from the bank’s dealer or even cheaper, and at the same time confirm the player about the end of the game upon the player’s signal, sell the same 100000 EUR / USD at the rate of 1.2375 or even more. Then, during the game, regardless of whether the player wins or loses, the bank, as the organizer of the game, stably receives its commission as stipulated by the rules of the game. This is because if a player wins, the bank will accordingly win the same amount from another bank. Having received the winning amount of his player from another bank, the bank will give away the winnings minus the commission to its player. If a player loses, the bank will send the loss of his player from his security cash game funds to another bank.

Thus, the bank does not need, unlike other organizers of the game for changing exchange rates, calculate the probabilities of a particular winning event on the part of the player in order to reduce the risks of his own loss.

Moreover, the bank is interested in providing players with the highest quality gaming service, regardless of whether these players win or lose, because the longer the players work with the bank, the greater the income of this bank on a risk-free commission basis.

Given the rather high level of complexity of the above rules of the game, we can recommend the bank in order to attract more players to organize a training center where basic concepts about financial and stock markets are given and how you can make money by changing various amounts, for example, various currencies. Call this training a free basic course.

If the bank wants to organize a game according to the present method of conducting gambling, but for various reasons is not able to do this, fearing that partners and counterparties may condemn it on the interbank market, you can suggest a simple way out of this situation:

1. A bank may call its activity as a game service provider for contact audiences by providing bank customers with the opportunity to carry out conversion arbitrage operations in the international currency market, subject to the mandatory closure of their open currency positions at the end of the working day.

2. The bank will have to name the players as its customers, which is essentially the case.

3. Employees serving the game should not be called a croupier, senior dealer, etc., but customer service employees, bank dealers, back-office employees, etc.

4. Players do not start and stop the game, and bank customers buy and sell some currencies for others, etc.

At the same time, there are the following advantages for the bank, which is the provider of the gaming service:

A) attracting customers to the game, the bank attracts consumers of its own banking service;

B) for its customers the bank provides an opportunity to have some fun.

Example 2 specific implementation of the method

GAME SYSTEM “EXCHANGE BLACK-JACK”

The game system “Exchange Blackjack” contains the following components.

A hardware-software complex based on a computer that allows you to obtain information about quotes of currencies and other financial instruments from financial markets, accumulate it in a database for subsequent display on game visualization devices.

Game stage visualization devices (monitors) displaying:

- start of the game (accepted bets);

- a game;

- end of the game (distribution of winnings).

The keys for controlling the modes of entering bets, choosing financial instruments, activating the game: “Choice”, “Bet”, “Up”, “Down”, “No change (Zero)”, “Game”;

coin acceptor (bill acceptor);

counter of coins (notes);

device for issuing coins (banknotes);

uninterruptible power supply.

The hardware and software complex, visualization devices, game system control keys, coin acceptor (bill acceptor), coin counter (banknotes), coin dispenser (banknotes) and a power supply are mounted in a unified case for gaming devices - automatic machines.

GAME DEVICE - AUTOMATIC “Exchange Blackjack”

In this gaming system, called “Exchange Blackjack” and designed as a gaming device, it can be used to bet on the exchange rates of four currencies: EUR (single European currency), GBP (British pound), JPY (Japanese yen), CHF (Swiss franc) in relation to USD (American dollar) and their two, three, four combinations for a fixed number of recent changes in quotations.

In this gaming system, bets are accepted for changing the rates of four currencies and their combinations for the last five quotes after the player has activated the start of the game both in real time and in the record. The monitor screen, divided into four segments, displays the dynamics of changes in the exchange rates of four currencies (EUR, GBP, JPY, CHF) against the USD.

Using a coin acceptor (bill acceptor), the player determines the game bank. Using the keys, the player independently chooses the size of one or several bets, one or a combination of currencies on which he makes bets, and the type of bet (“Up”, “Down”, “No Change (Zero)”). The player activates the game using the “Game” key. After activating the game, a bright horizontal line appears on the graphs of the exchange rates, signaling the beginning of the game. When the fifth quote appears from the start of the game, symbols appear on the monitor screen that signal the result of the game.

The game system at the end of the game informs the player (symbols, voice, etc.) of the game results (“Winning bets ...”, “Losing bets ...”). The device issuing coins (bills) gives the player a win due to him.

Game over. The game system is ready to accept bets.

SEQUENCE OF STEPS WHEN PLAYING A GAME DEVICE - “Blackjack Exchange” AUTOMATIC MACHINE

On the screen (s) of the monitor, the dynamics of changes in quotations of financial instruments in the form of graphs is displayed.

A player using a coin acceptor (bill acceptor) determines the size of one or more bets.

The player uses the keys to select the type of financial instrument and the type of bet.

The player starts the game using the game activation key.

After passing the number of quotes specified by the rules of the game, the game results for each financial instrument are displayed in the form of symbols with a changing background color on the monitor screens. The game system signal (for example, voice) notifies the player about the results of the game - win or lose.

Using the device issuing coins (bills), the player receives wins.

Example 3 game methods for casino visitors

To organize the game according to the present method of conducting gambling, it is recommended to organize the game according to the following rules, taking into account the specifics of conducting gambling in a casino, namely:

1. Ease of bidding.

2. External simplicity and beauty of the player interface.

3. A small time interval from the start of the game until the distribution of winnings.

4. Ease of settlements with players and casinos.

5. Ease of accounting and control by the casino.

Players can bet on the forecast of changes in the exchange rate for currency pairs EUR / USD, GBP / USD, USD / CHF, USD / JPY. Bets are placed using the data entry means 2.

The source of quotes for the game is information received in real time from the international currency market and transmitted to slot machine 1 via communication line 6. Display 7 shows tick charts of changes in the exchange rates of the listed currency pairs and player bets.

To get a double win, a player needs to “win back” one spread for five ticks, and to get a triple and a fourth win, two or three spreads, respectively.

After all bets have been placed, the senior dealer enters the bets into the means 3 memorization and announces the start of the game. Players have, for example, one minute to decide which direction the exchange rate may occur. If the player believes that the charts of the currency pairs that he has bet on will go up, he needs to press the BUY button, and if he believes that these charts will go down - the SELL button.

When you press the corresponding button, the display shows the course at which the player concluded the game transaction. If the BUY button was pressed, then the transaction was made at the Ask (Offer) rate, and if the SELL button was pressed, then at the Bid rate.

Thus, if five ticks after a player presses the BUY button, the Bid exchange rate is greater than or equal to the game transaction at the Ask rate, this player won. If this did not happen, he lost. If, after five ticks after a player presses the SELL button, the Ask exchange rate is less than or equal to the game transaction at the Bid rate, that player won. If this did not happen, he lost.

If in this case, within one minute, the player did not press either the BUY button or the SELL button, this player lost.

A comparison of the winning events on which the players have made bets with real changes in the exchange rate of the respective financial instruments is carried out by the data processing device 5. In addition to the winning events indicated above, bets can, for example, be placed on such events:

- the price of the currency for m≥1 changes according to the information of the news agency or for a given time will be more / less than a given value;

- the price of the currency for m≥1 changes according to the information of the news agency or within a specified time will not go beyond the specified area of price changes;

- the price of the currency for m≥1 changes according to the information of the news agency or for a given time will be equal to a given value;

- the price of the currency for m≥1 changes according to the information of the news agency or for a given time touches k≥1 times the upper price level and j≥1 times the lower price level;

- the price of the currency for m≥1 changes according to the information of the news agency or for a given time rises above (falls below) a given level by at least a given amount.

Here m is an integer.

The onset of a winning event leads to a gain equal to the initial bet multiplied by a certain coefficient, which is calculated depending on the probability of the occurrence of a particular winning event.

Depending on market conditions, the coefficients involved in determining a winning event may be adjusted from time to time.

GAME SYSTEM “EXCHANGE ROULETTE” FOR CASINO

The game system “Exchange Roulette” consists of:

- a PC-based hardware and software complex that allows you to receive information about currency quotes from financial markets and accumulate it in a database for subsequent display on the game visualization devices;

- a gaming table with a marked playing field;

- an electronic device for indicating the cells of the playing field to indicate winning bets;

- devices for visualization of game stages (monitors):

- the beginning of the game (accepting bets);

- games;

- end of the game (distribution of winnings);

- devices for displaying the results of the last twenty games with financial instruments used;

- a television receiver for broadcasting news from financial markets;

- display devices (monitor) for monitoring the results of games (numbers of winning bets - croupier);

In this gaming system, called “Market Roulette”, players can bet on changes in the exchange rates of four currencies: EUR (single European currency), GBP (British pound), JPY (Japanese Yen), CHF (Swiss franc) against USD ( US dollar) and their two, three, four combinations for a fixed amount of recent changes in quotes.

In this case, bets are accepted for changing exchange rates for the last five quotes - “Up”, “Down”, “No Change (Zero)” relative to the start rate of the game both in real time and in the record.

There are two fields for accepting bets on the gaming table: the main one - for 34 betting options and the additional - for 50 betting options, in total there are 84 betting options.

The cells of the main field are highlighted in three colors that display the type of bet: “Up” bets are green, bets “Down” are red, bets “No change (Zero)” are yellow.

The center of the main field is the “No Change (Super Zero)” rate for all four currencies (EUR, GBP, JPY, CHF).

In the cells of the additional field, bets are indicated by the initial letters of the names of four currencies (E, G, J, C), painted in two colors: green color - “Up” rate, red color - “Down” rate.

The cells of the playing fields are numbered from 1 to 84 in increments equal to one (1).

In the case of a “No Change (Zero)” bet on one or several of the four currencies, all bets, except the one that has fallen, having this currency in their combination, are considered to be losers.

The odds of winning bets on the main and additional playing fields are respectively:

- the rate on one currency is 1: 1;

- a bet on a combination of two currencies - 1: 2;

- a bet on a combination of three currencies - 1: 5;

- a bet on a combination of four currencies - 1:10;

- rate on one currency “No change (Zero)” - 1: 2;

- a bet on a combination of four currencies “No Change (Super Zero)” - 1:40.

SEQUENCE OF STEPS FOR THE GAME:

- the croupier announces the acceptance of bets, on the screens of monitors the dynamics of changes in quotations of financial instruments is displayed in the form of graphs;

- after the players have made bets, the croupier announces the start of the game: “bets are made, there are no more bets, the game”;

- after passing a certain number of quotes on the monitor screens, the game results for each financial instrument are displayed in the form of symbols and changing screen colors;

- the dealer announces the end of the game, names the winning and losing bets (by currency, by currency combination, by numbers, etc.);

- the croupier himself or with the help of an assistant gives out wins, collects the losing bets and announces a new game.

The above examples are only a small part, a demonstration of the possibilities that a real method of conducting gambling has, or rather those parameters of the method that make up its essence. Varying these parameters allows you to come up with and implement a huge variety of rules for conducting gambling.

These parameters include:

1. The moment of placing bets - this may be the moment when the croupier announced it, the player sat at the gaming table in the casino (example 3), or he can be determined by the client at his own discretion, as in the case of the bank (example 1), or by himself by a player through an interface connecting the player to the gaming system.

2. Bets can be set in cash, as in a casino (example 2), and in non-cash form, from a player’s account in a bank at the player’s signal to the bank’s dealer on the phone, over the Internet and other communication channels (example 1).

3. The game may start at the signal of the representative of the game service provider, for example, the dealer in the casino (example 2), or at the signal of the player himself to the bank dealer (example 1), or the gaming system.

4. The game can be limited in time by the gaming service provider, as is done in a casino, by appropriate organization of the game (examples 2, 3) and unlimited in time, like in a bank (example 1).

5. The game may be terminated by the representative of the game service provider or the game system (examples 2, 3), or it may be stopped by the player’s signal, as is the case with the bank (example 1), or by the player himself through the interface connecting the player to the game system, and same game system.

6. The game may involve placing bets on changing a constant number of financial instruments and their combinations, as in the example with a casino, when bets are placed on changing one unit of a financial instrument (examples 2, 3), or implying bets on changing various amounts of different financial instruments and their combinations (example 1).

Unlike other games in a game conducted according to the method of the present invention, bets are placed on changing exchange rates. These changes can be more or less predicted by providing information about prices in the past from the moment the game starts and for, for example, 1 minute later. Therefore, in a preferred embodiment of the method of the present invention, the players are given the opportunity to independently choose the start time of their game within a predetermined time interval, for example within 1 minute.

The indicated time can be less than 1 minute, or significantly more, depending on the specific rules of a particular game service provider. And in order to make the choice (forecast) conscious, the player (client) is provided with data on exchange and / or over-the-counter quotes of financial instruments, as well as other information from financial markets. Information is displayed on visualization devices of analytical information - display 7 of the gaming device.

As a financial instrument, on the exchange rate of which a player can bet, a specific currency, specific stocks or any other financial instrument appearing in that financial market, information about quotes from which are transmitted via communication line 6 to gaming device 1, can be used.

In a preferred embodiment of the method of the present invention, quotation information on a particular market is transmitted over the communication line 6 in real time. This is possible if the market operates around the clock. If the selected financial or stock market has breaks (for example, the market is sessional, then it works for a specific period of time - a working day, for example, from 10-00 to 17-00 local time).

In the method of the present invention, it is possible to broadcast recordings of the operation of this or any other predetermined financial or stock market on a predetermined day in the past. At the same time, at the end of a gaming day or after a predetermined period of time, in a casino using the gaming machines of the present invention, it is possible to inform the players for which day and in which financial or stock market the used quote change record is made. In principle, such a situation is possible when exchange and / or over-the-counter quotes are broadcast not in real time, but in an accelerated or slowed mode using a record of the work of a predetermined financial or stock market on a pre-selected day in the past.

Such records can be made in advance on the server 8 during the transfer of real changes in quotes from any news agency and then stored in the database of the server 8, and at the right time be transmitted via the communication line 6 to the gaming devices 1 connected to the local casino network.

It is also possible such an embodiment of the gaming device of the present invention, when software is installed on the gaming server (for example, in a casino or gambling house) to create a corresponding gaming website. This website hosts a virtual gaming machine that performs all the functions of a real gaming device described above.

An example of a method of conducting a game of chance

ELECTRONIC VERSION OF THE “EXCHANGE ROULETTE” SYSTEM

The electronic version of the Exchange Roulette game system consists of:

- a hardware-software complex based on a computer that allows you to receive information about quotes from financial markets and accumulate it in a database for subsequent display on game visualization devices;

- a game table with monitors for each playing place and monitors for displaying information about the playing field, about the charts of quotations of financial instruments, about the results of the last twenty games with the used financial instruments;

- keys on each playing place for choosing bets;

- coin acceptors (bill acceptors) for each playing place;

- coin dispensers (bills) for each playing place;

- uninterruptible power supply unit.

In this example of a gaming system called “Electronic Exchange Roulette”, players can bet on changes in the exchange rates of four currencies: EUR (single European currency), GBP (British pound), JPY (Japanese yen), CHE (Swiss franc) against USD (American dollar) and their two, three, four combinations for a fixed amount of recent changes in quotes.

In this example, bets are accepted on changes in exchange rates for the last five quotes: “Up”, “Down”, “No Change (Zero)” relative to the start rate of the game both in real time and in the record.

Information on two fields for accepting bets was displayed on one of the game table monitors: the main - for 34 bet options and the additional - for 50 bet options, for a total of 84 bet options.

The cells of the main field are highlighted in 3 colors, displaying the type of bet: “Up” bets - green; “Down” bets are red; “No Change (Zero)” bets are yellow. The center of the main field is the “No Change (Super Zero)” rate for all four currencies (EUR, GBP, JPY, CHF).

In the cells of the additional field, the rates are indicated by the initial letters of the names of the four currencies (E, G, J, C), they are painted in two colors: green - rate “Up”, red color - rate “Down”.

The cells of the playing fields are numbered from 1 to 84 in increments equal to one (1).

In the case of a “No Change (Zero)” bet on one or several of the four currencies, all bets, except the one that has fallen, having this currency in their combination, are considered to be losers.

On another monitor of the gaming table, players observe the dynamics of changes in exchange rates, information about the start of the game, information about the game process, information about the end of the game, and game results.

Information on the last twenty games results is displayed on one of the game table monitors.

Information on rates on the playing field, on the dynamics of changes in quotations of financial instruments, and the results of the game are duplicated on monitors located at each playing place.

The odds of winning bets on the main and additional playing fields are respectively:

- the rate on one currency is 1: 1;

- a bet on a combination of 2 currencies - 1: 2;

- a bet on a combination of 3 currencies - 1: 5;

- a bet on a combination of 4 currencies - 1:10;

- rate on one currency “No change (Zero)” - 1: 2;

- a bet on a combination of 4 currencies “No Change (Super Zero)” 1:40.

GAME SEQUENCE

The role of the croupier in the electronic version of the “Exchange Roulette” game is played by the computer. On the screen (s) of the gaming table monitor, the dynamics of changes in quotations of financial instruments in the form of graphs is displayed. The main and additional betting fields are displayed on the screen screen of the gaming table. A player using a coin acceptor (bill acceptor) determines the size of one or more bets. The player uses the keys to select the type of financial instrument, type and size of the bet. After passing the number of quotes determined by the rules of the game, the game results for each financial instrument are displayed in the form of symbols and a changing background color on the monitor screens. The game system signals (for example, voice) notifies the player about the results of the game (win or lose). With the help of a device for issuing coins (banknotes) or at the box office of a gambling establishment, a player receives winnings. Game over.

The present description does not disclose the methods and means by which specific financial transactions (accepting bets, winning), as well as the methods and means necessary to identify a specific player. All these methods and means are not included in the scope of the present invention and can be any known from the prior art, for example, such as described in RF patents No. 2102790 (01.20.1998) and No. 2181066 (04.04.2002) or in EPO applications No. 0673004 ( September 20, 1995) and No. 1139310 (October 4, 2001).

Industrial applicability

The present invention can be used both in existing real and in virtual casinos or gambling houses. For the implementation of the present invention does not require the development of any special hardware, although it is quite possible the embodiment of the gaming device in the form of a separate device. Specialists will be able to immediately apply the principles described here and specific examples of the implementation of the claimed method for making the necessary modifications and changes, which, however, will be equivalent to the features specified in the attached claims.

Claims (1)

The method of conducting a gambling game, which consists in the fact that during the game its participants use gaming devices, each of which is part of the gaming system and contains a data input means for inputting bets from the participants of the game on the winning events indicated by them, a memory means for storing each of the entered bets with the identification data of the game participant who made this bet, and a random selection means comprising at least a data processing device with the possibility of carrying out systematic checks of the occurrence of any winning event from the winning events indicated by the participants of the game and the player independently choosing the moment of the start of the game, while the participants of the game choose a change in the rate of a financial instrument from among those exchange and / or over-the-counter quotes from financial markets, which broadcast on the means of random selection of a gaming device, a data processing device which is configured to compare stored in winning events with a change in the rate of a financial instrument in a predetermined time, and exchange and / or over-the-counter quotes are broadcast in real time or in recordings to each connected gaming device via a communication line from at least one server in the gaming system that receives via the communication network information from financial markets.