RU2019133534A3 - - Google Patents
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- Publication number
- RU2019133534A3 RU2019133534A3 RU2019133534A RU2019133534A RU2019133534A3 RU 2019133534 A3 RU2019133534 A3 RU 2019133534A3 RU 2019133534 A RU2019133534 A RU 2019133534A RU 2019133534 A RU2019133534 A RU 2019133534A RU 2019133534 A3 RU2019133534 A3 RU 2019133534A3
- Authority
- RU
- Russia
Links
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/229—Hierarchy of users of accounts
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/308—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using the Internet of Things
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4018—Transaction verification using the card verification value [CVV] associated with the card
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computing Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US201762475554P | 2017-03-23 | 2017-03-23 | |
| US62/475,554 | 2017-03-23 | ||
| PCT/US2018/023731 WO2018175701A1 (en) | 2017-03-23 | 2018-03-22 | Digital wallet for the provisioning and management of tokens |
Publications (3)
| Publication Number | Publication Date |
|---|---|
| RU2019133534A3 true RU2019133534A3 (ru) | 2021-04-23 |
| RU2019133534A RU2019133534A (ru) | 2021-04-23 |
| RU2752007C2 RU2752007C2 (ru) | 2021-07-21 |
Family
ID=61913615
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| RU2019133534A RU2752007C2 (ru) | 2017-03-23 | 2018-03-22 | Цифровой кошелек для обеспечения и администрирования токенов |
Country Status (6)
| Country | Link |
|---|---|
| US (3) | US11544703B2 (ru) |
| EP (1) | EP3602450A1 (ru) |
| CN (2) | CN116777454A (ru) |
| AU (2) | AU2018237207A1 (ru) |
| RU (1) | RU2752007C2 (ru) |
| WO (1) | WO2018175701A1 (ru) |
Families Citing this family (17)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US11887080B2 (en) * | 2018-06-18 | 2024-01-30 | First Data Corporation | Instant digital issuance |
| US20200005278A1 (en) * | 2018-06-28 | 2020-01-02 | Jpmorgan Chase Bank, N.A. | Systems and methods for linking accounts using an enablement token |
| US20200258074A1 (en) * | 2019-02-12 | 2020-08-13 | Jpmorgan Chase Bank, N.A. | System and method for implementing vehicle-based payment tokenization |
| US20200311246A1 (en) * | 2019-03-27 | 2020-10-01 | Visa International Service Association | Enhanced consumer device validation |
| US11748744B2 (en) | 2019-04-03 | 2023-09-05 | First Data Corporation | Source independent consistent tokenization |
| US11329970B2 (en) * | 2019-06-21 | 2022-05-10 | Paypal, Inc. | Sharing authentication between applications |
| US20210090071A1 (en) * | 2019-09-19 | 2021-03-25 | Jpmorgan Chase Bank, N.A. | Systems and methods for card replacement |
| US11303629B2 (en) | 2019-09-26 | 2022-04-12 | Bank Of America Corporation | User authentication using tokens |
| US11329823B2 (en) | 2019-09-26 | 2022-05-10 | Bank Of America Corporation | User authentication using tokens |
| US10749678B1 (en) * | 2019-09-26 | 2020-08-18 | Bank Of America Corporation | User authentication using tokens |
| US11140154B2 (en) | 2019-09-26 | 2021-10-05 | Bank Of America Corporation | User authentication using tokens |
| US11643048B2 (en) | 2020-01-27 | 2023-05-09 | Apple Inc. | Mobile key enrollment and use |
| US11206544B2 (en) | 2020-04-13 | 2021-12-21 | Apple Inc. | Checkpoint identity verification on validation using mobile identification credential |
| US11775151B2 (en) | 2020-05-29 | 2023-10-03 | Apple Inc. | Sharing and using passes or accounts |
| CN111861457B (zh) * | 2020-06-28 | 2023-02-21 | 中国银联股份有限公司 | 支付令牌申请方法、设备、系统和服务器 |
| US11981181B2 (en) | 2021-04-19 | 2024-05-14 | Apple Inc. | User interfaces for an electronic key |
| US11663309B2 (en) | 2021-06-06 | 2023-05-30 | Apple Inc. | Digital identification credential user interfaces |
Family Cites Families (13)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| RU2520410C2 (ru) | 2006-07-06 | 2014-06-27 | Квелкомм Инкорпорейтед | Способы и системы для финансовых транзакций в среде мобильной связи |
| WO2012151590A2 (en) * | 2011-05-05 | 2012-11-08 | Transaction Network Services, Inc. | Systems and methods for enabling mobile payments |
| EP2718886A4 (en) | 2011-06-07 | 2015-01-14 | Visa Int Service Ass | APPARATUSES, METHODS AND SYSTEMS FOR SEGMENTATION IN PAYMENT CONFIDENTIALITY UNITS |
| US9799027B2 (en) * | 2012-01-19 | 2017-10-24 | Mastercard International Incorporated | System and method to enable a network of digital wallets |
| US11210648B2 (en) * | 2012-10-17 | 2021-12-28 | Royal Bank Of Canada | Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments |
| WO2014186635A1 (en) | 2013-05-15 | 2014-11-20 | Visa International Service Association | Mobile tokenization hub |
| CN105531733B (zh) * | 2013-07-31 | 2021-04-23 | 维萨国际服务协会 | 使得支付能够仅由一个商家处理 |
| CN105612543B (zh) | 2013-08-08 | 2022-05-27 | 维萨国际服务协会 | 用于为移动设备供应支付凭证的方法和系统 |
| CA2906914C (en) * | 2014-09-29 | 2023-05-02 | The Toronto-Dominion Bank | Systems and methods for administering mobile applications using pre-loaded tokens |
| US10762496B2 (en) * | 2015-02-06 | 2020-09-01 | Google Llc | Providing payment account information associated with a digital wallet account to a user at a merchant point of sale device |
| US10878411B2 (en) * | 2015-05-13 | 2020-12-29 | Sony Corporation | Method and apparatus for issued token management |
| US20170068952A1 (en) * | 2015-09-03 | 2017-03-09 | Bank Of America Corporation | System for electronic collection and display of account token usage and association |
| EP3293686A1 (en) * | 2016-09-07 | 2018-03-14 | Mastercard International, Inc. | Method and system for allowing offline peer-2-peer transactions using exchangeable provisioned tokens |
-
2018
- 2018-03-22 AU AU2018237207A patent/AU2018237207A1/en not_active Abandoned
- 2018-03-22 EP EP18716790.3A patent/EP3602450A1/en not_active Withdrawn
- 2018-03-22 RU RU2019133534A patent/RU2752007C2/ru active
- 2018-03-22 CN CN202310815334.3A patent/CN116777454A/zh active Pending
- 2018-03-22 WO PCT/US2018/023731 patent/WO2018175701A1/en unknown
- 2018-03-22 US US15/928,605 patent/US11544703B2/en active Active
- 2018-03-22 CN CN201880028729.6A patent/CN110574060B/zh active Active
-
2022
- 2022-12-13 US US18/080,465 patent/US11790351B2/en active Active
-
2023
- 2023-09-08 US US18/463,541 patent/US20230419305A1/en active Pending
-
2024
- 2024-02-22 AU AU2024201180A patent/AU2024201180A1/en active Pending
Also Published As
| Publication number | Publication date |
|---|---|
| EP3602450A1 (en) | 2020-02-05 |
| CN110574060A (zh) | 2019-12-13 |
| AU2024201180A1 (en) | 2024-03-14 |
| CN110574060B (zh) | 2023-07-21 |
| US20180276657A1 (en) | 2018-09-27 |
| US11544703B2 (en) | 2023-01-03 |
| RU2019133534A (ru) | 2021-04-23 |
| WO2018175701A1 (en) | 2018-09-27 |
| AU2018237207A1 (en) | 2019-10-10 |
| CN116777454A (zh) | 2023-09-19 |
| US20230419305A1 (en) | 2023-12-28 |
| RU2752007C2 (ru) | 2021-07-21 |
| US20230113739A1 (en) | 2023-04-13 |
| US11790351B2 (en) | 2023-10-17 |