RU16965U1 - TARGET SERVICES PROVISION SYSTEM IN THE TELECOMMUNICATION NETWORK (OPTIONS) - Google Patents

Abstract

1. A system for providing paid services in a telecommunication network, comprising user terminals, a server or servers connected to one communication network, and another communication network, characterized in that said server or servers are intended for transmitting code or codes to a user terminal on one communication network receiving the indicated code or the indicated codes from the user terminal via another communication network by the corresponding server and / or corresponding servers, comparing the transmitted and received codes by the corresponding server and / or the corresponding etstvuyuschimi servers and provide access to resources based on the results sravneniya.2. The system according to claim 1, characterized in that one of the communication networks is a telephone communication network (TFS) or a telecommunication communication network (TS). The system according to claim 1, characterized in that the other of the communication networks is a TS or TFS. The system according to claim 1, characterized in that one of the servers is a resource seller’s server. The system according to claim 1, characterized in that one of the servers is a payment system server. The system according to claim 1, characterized in that one server is a resource seller’s server and the other is a payment system server. The system according to claim 1, characterized in that said code or codes are an access code and / or payment system code. System according to any one of paragraphs. 4-7, characterized in that the server of the seller of resources and / or the server of the payment system is configured to assign and / or issue the indicated codes to the user. System according to any one of paragraphs. 4-7, characterized in that the server of the seller of resources or the server of the payment system is designed to receive these codes from the user terminal on the TS

Description

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The system of providing services in the telecommunications network (options)

The system belongs to the means of electronic business and can be used to pay for access of communication network users to paid information resources, including the global network, and provides secrecy and security of payment when paying and purchasing electronic goods or services in real time. State of the art

Various electronic payment systems are known, including in telecommunication networks (TS). A known system for making payments through TS, made with the ability to provide the user access to the server of the communication network to obtain information about goods and services. The network may be, for example, the Internet. Using a personal computer, the user can access the provider's website to view details of bill payment. The system also involves the user of an electronic invoice in the form of an email, information regarding goods and services to his email address. After opening an account, the user can make a payment by sending an email. In this case, to pay for services, it is necessary to open a current account for prepayment of a service or product. At the same time, the user is forced to resort to the services of third-party organizations, mail, banks, etc., which complicates the payment for services (US 5 699 528 A1, G06F 17/00, 04/05/94).

GO6F 17/60 H04M 17/00

Technical field

The famous system of remote financial

customer service for making non-cash payments in the TS, in particular, servicing accounts with the help of the so-called provider companies related to the field of service and making one-time payments for the client from his account on behalf of the client (US 5 383 113 A1, G06F 15/21, 06/17/95).

Periodically, the company issues an invoice to the client for the total amount of payments made at the initiative of the client. The system includes the use of a database of financial organizations containing information on the status of customer accounts of a provider company, the use of a database containing information on payees from a client, as well as the payments themselves, a means of communication between the client and the central processing device of the provider, and a central processing device management program designed for the analysis of customer instructions received through the TS, a means of periodically billing the client with a provider firm.

Known telecommunications system that provides authorization of payments of subscribers and is intended for communication between the base station and subscribers of the telephone network. The system includes means for identifying the user by the keyword generated by the subscriber during his call to perform the service and transferring it to the authorized identifiable subscriber number, means for identifying the keyword, decrypting the function code F with the addition of the subscriber’s secret key and transmitting this keyword to the first means of identification which, ultimately.

iGa 6 makes a payment in the system if authorization is not confirmed

by check (US 5 301 234 A1, H 04 L 9/32, 04/05/94).

A known system for making payments in a communication network using a trusted agent, containing the terminals of the buyer and seller, the system allows you to safely exchange payments for electronic purchases, while the buyer and seller complete the transaction through an electronic system. A trusted agent is an electronic processing device that is a combination of hardware and software. The device provides security for protocols that interact with money modules to synchronize secure payment and delivery. Money modules are data processing devices that can store and transfer electronic money; they are also able to establish cryptographically secure communication sessions with other devices. Trusted agents exchange electronic goods and payments (RU 2 136 042 C1, G 06 F 17/60 // G 06 F 157: 00,27.08.99).

There is a known system for providing paid services in a communication network that provides a group of services to call for an additional fee - Premium rate service (ITU-TSS recommendations for telecommunications El55 International premium rate service), while the calling subscriber, in addition to the access fee (local, long-distance or international) the bill includes an additional fee for the provided service (entertainment, consulting, information, etc.). The system includes switching nodes (automatic telephone exchanges - automatic telephone exchanges) installed in the telephone network

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general use (PSTN) and related to settlement centers,

levying a fee for telephone services, a special device called the Intelligent Platform or the IN - Intelligent Network platform (ITU-TSS telecommunications recommendations Q1211 - Q1219) that selects and commutes (connects) calls coming from PSTN with the requested service code in the form of a specific a telephone number (Semenov Yu.A. Protocols and resources of the Internet, radio and Communications, Moscow, 1996; Semenov Yu.A. Networks of the Internet. Architecture and Protocols, Sirin, Moscow, 1998).

Known payment systems are based on the fact that payments are made from the accounts of subscribers (buyers), which is a certain difficulty when paying, because it is necessary to ensure the connection of the buyer’s account with the seller’s account to provide paid services. In addition, there are customers who, for whatever reason, do not want to open their accounts in the system and / or use the services of banks or other institutions to transfer payments to the seller’s account. All this complicates the payment procedure and takes time to make the payment itself in order to access the service in the communication network.

Closest to the claimed variants of the system is a system for providing paid services in a TS, containing user terminals, servers of resource sellers and providers having servers associated with the TS, the system also has access to a telephone communication network.

A known system that implements the method described in the application provides for the conclusion of an agreement between an Internet access provider (provider’s server) and a user, and

agreements between the access provider (provider server) and

resource seller server. Under the terms of the agreement, the provider's server bills the user (buyer) and transfers it to the seller’s server of goods and services offered via the Internet, and that, in turn, upon receipt of payment data, provides the user (buyer) access to the service.

In this system, the user (buyer) orders a service (product) via the Internet, information about the transaction is transmitted to the supplier (provider’s server). Then the supplier invoices the amount of the transaction to the user (buyer), transfers part of the amount to the seller, keeping the difference in the quality of the service fee.

The well-known system for the provision of paid services involves the payment of services provided to the customer by transferring the amount of payment for the service to the accounts of service sellers, which greatly simplifies access to the server of the service seller to the user (buyer). A provider in a known system is designed to make payments for a service, i.e. is a payment system.

After the transfer of funds, the seller’s server communicates with the subscriber (buyer) at the address specified by the provider and provides access to resources.

However, the customer’s waiting time for access to this system can also be significant, since it is necessary to spend time on transferring the payment for services to the seller’s account by the provider (provider) and invoicing the buyer (WO 97/03410 A1, G06F 17/60 01/30/1977).

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Disclosure of the technical nature of the claimed group

The technical result of the claimed systems is the simplification of payments for services in a telecommunications network (TS), for example, on the Internet. In the proposed systems, access to paid information services can be made almost immediately after contacting the seller’s server or the payment system server, while the user is given the opportunity to access paid information resources, including for a given period of time, as well as services provided by the seller are provided on credit at the expense of the seller or funds of the payment system. Each of the systems ensures confidentiality and security of payments for the seller’s customers, since the transfer of confidential information about the Buyer over the TS is not required. The exchange of identification codes and customer access codes via the TS network (Internet) and the physical telephone channel of the telephone network with the payment system server or the seller’s server also eliminates unscrupulous access to resources. In addition, in the claimed system, by ensuring the implementation of part of the server functions by one of them, and by part of the functions by others, it allows to increase the reliability of operation, ease of implementation and unify the process of connecting new sellers with various resources and allows, depending on the changing situation in the network, exchange service modes ( delivery, reception, comparison, access, etc.) or to distribute them between servers.

utility models In addition, systems use automated

a system for calculating the services of the Telephone Communication Network (TFS) and billing using this system at the subscriber telephone number TFS of the buyer of resources from the seller located on the Internet.

The technical result according to one of the possible scenarios is achieved by the fact that in the system for providing paid services in a telecommunication network containing user terminals, a server or servers connected to a telecommunication network (TS), and a telephone communication network (TFS), user terminals are configured to connect with TS and TFS, and the specified server or servers are designed to issue the user a code or codes with their transfer via TFS to the user terminal, receiving the specified code or the specified codes from the user by With the appropriate server, comparing the transmitted and received codes corresponding server and provide access to resources or obtain resources in comparison to the results.

Additionally, one of the servers is a resource seller server.

And besides, one of the servers is a payment system server.

And also one server is the server of the seller of resources, and the other server of the payment system.

In addition, the specified code or codes are an access code and / or payment system code.

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in addition, the resource seller’s server and / or payment server

systems are feasible with the possibility of assigning and / or issuing to the user an access code or payment system code.

In addition, the server of the seller of resources or the server of the payment system is designed to receive the indicated codes from the user terminal via the TS, while the server of the seller of the resources or the server of the payment system is intended to compare the specified transmitted and received codes.

In addition, the system comprises means for switching user terminals with the server of the payment system or the server of the seller of resources installed in the TFS and designed to connect user terminals through the nodes of the switching of the TFS with the server of the payment system or the server of the seller of resources.

And also, said switching means is connected with switching centers of TFS, configured to provide control of communication sessions of TFS subscribers connected to a switching means to a server of a payment system or a server of a seller of resources, for billing said subscribers with an automated payment system of TFS services for said communication sessions .

In addition, the server of the payment system contains a means of assigning a code to a user of the system, consisting of an encoder and a transceiver, the first input-output of which is connected to the specified switching means, the second input-output is connected to the input-output of the encoder, the first output of which is connected to a storage device (memory) , means for receiving and transmitting messages on a vehicle designed to exchange messages with

resource seller server and / or user terminals via

A vehicle, the output of which and the output of the memory device are connected to a comparison unit, the output of which is connected to means for providing access to the resources of the seller, the output of which is connected to means for receiving and transmitting a message over the vehicle.

The server of the payment system also contains a voice playback unit of the access code or code of the payment system, the input of which is connected to the second output of the encoder, the output is connected to the corresponding input of the transceiver.

In addition, the resource seller’s server contains a means for assigning a code to a system user, consisting of an encoder and a transceiver, the first input-output of which is connected to the specified switching means, the second input-output is connected to the input-output of the encoder, the first output of which is connected to a storage device (memory) , means for receiving and transmitting messages on the TS designed to exchange messages with the server of the payment system and / or user terminals on the TS, the output of which and the output of the memory are connected to the comparison unit, the output of which oedinen with means of access to sites, whose output is connected to means for transmitting and receiving the TC message.

Also, the specified resource seller server contains a voice playback unit for an access code or payment system code, the input of which is connected to the second output of the encoder, the output is connected to the corresponding input of the transceiver.

In addition, the server of the payment system is configured to transmit messages about these

codes to the resource seller’s server.

In addition, the resource seller’s server is configured to, when issuing the access code of the payment system code to the user terminal, transmit messages about these codes to the payment system server.

And in addition, the server of the payment system is configured to, upon receipt of the indicated codes from the user terminal, send a request to the seller’s server and receive confirmation of the issuance of the specified code from the seller’s server resources.

In addition, the resource seller’s server is configured to, upon receipt of the indicated codes from the user terminal, send a request to the payment system server and receive confirmation of the issuance of the specified code from the payment system server.

In addition, the means of providing access to paid resources is associated with a resource database located on the server of the seller of resources, with the possibility of reading from the specified database of the corresponding information service and transmitting it through the specified means for receiving and transmitting messages over the vehicle to the user terminal.

Also, a means of providing access to paid resources is intended for issuing a resource or a location address of a resource user of interest on a resource seller’s server and is associated with a means for receiving and transmitting messages over a vehicle designed to transmit a specified address to a user terminal.

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Also, the means of providing access to the seller’s resources is intended for issuing an access code to an information service or resource on the seller’s server of resources and is connected through the means for receiving and transmitting messages on the TS to the user terminal for transmitting the specified access code to the user terminal on the TS.

Also, the means of providing access to the seller’s resources is intended for issuing an access code to an information service or resource on the seller’s server and is connected through a means for receiving and transmitting messages on a TFS with a user terminal for transmitting the specified access code to a user terminal on a TFS.

In addition, the TFS can be a public switched telephone network (PSTN).

In addition, the TFS can be a dedicated telephone network connected to the PSTN.

In addition, user terminals are telephones connected to TFS and personal computers connected through modem devices to TFS and / or to the TS.

In addition, the TFS can be a mobile telephone network.

In addition, the mobile telephone communications network is a mobile cellular communications network.

In addition, user terminals are mobile cellular telephones made with the ability to connect to TFS and TS.

In addition, the telecommunication network is a

global internet.

The technical result according to another implementation scenario is achieved by the fact that in the system for providing paid services in a telecommunication network containing user terminals, a server or servers associated with a telecommunication network (TS), and a telephone communication network (TFS), user terminals are configured to connect to TS and TFS, and the specified server or servers are intended for the issuance of a code or codes to the user with their transmission through the TS to the user terminal, receiving the specified code or the specified codes from the user on TFS the corresponding server, comparing the transmitted and received codes with the corresponding server and providing access to resources or obtaining a resource based on the results of comparison.

Additionally, one of the servers is a resource seller server.

And besides, one of the servers is a payment system server.

And also one server is the server of the seller of resources, and the other server of the payment system.

In addition, the specified code or codes are an access code and / or payment system code.

In addition, the server of the seller of resources and / or the server of the payment system is configured to assign and / or issue the indicated codes to the user.

In addition, the server of the seller of resources or the server of the payment system is designed to receive the indicated codes from the user terminal via PSTS, while the server of the seller of resources or

payment system server designed to compare the specified transmitted and received codes.

In addition, the system comprises means for switching user terminals with the server of the payment system or the server of the seller of resources installed in the TFS and designed to connect user terminals through the nodes of the switching of the TFS with the server of the payment system or the server of the seller of resources.

And also, said switching means is connected with switching centers of TFS, configured to provide control of communication sessions of TFS subscribers connected to a switching means to a server of a payment system or a server of a seller of resources, for billing said subscribers with an automated payment system of TFS services for said communication sessions .

In addition, the payment system server contains means for assigning a system user code to the user of the vehicle, consisting of a transceiver and an encoder, the first input-output of the transceiver is connected through the TS to the indicated terminals by the seller’s server, the second input-output is connected to the input-output of the encoder, the output of which is the third input the transceiver is connected to a storage device (memory), means for receiving and transmitting messages on the TFS, designed to exchange messages on the TFS between user terminals and the specified server through the switching means and mounted in TPS and said interconnected switching nodes, said output means and an output memory

13 are connected to a comparison unit, the output of which is connected to

a means of providing access to seller’s resources.

Also, the payment system server also contains a voice playback unit of the access code or payment system code, the input of which is connected to the second output of the encoder, the output is connected to the corresponding input of the transceiver.

In addition, the seller’s server contains means for assigning a system user code to a TS user, consisting of a transceiver and an encoder, first input-output

the transceiver is connected via a telecommunication network to the terminals indicated by the server of the payment system, the second input-output is connected to the input-output of the encoder, the output of which and the third input-output of the transceiver is connected to a storage device (memory), means for receiving and transmitting messages via PSTN designed exchange of messages on TFS between user terminals and the specified server through the switching tool and the specified switching nodes installed in the TFS and connected to each other, the output of the specified tool and the output of Y are connected to a comparison unit, the output of which is connected to a means of providing access to seller’s resources.

Also, the specified resource seller server contains a voice playback unit of the access code and / or payment system code, the input of which is connected to the second output of the encoder, the output is connected to the corresponding input of the transceiver.

In addition, the payment system server is configured to issue a payment code access code

14 systems to a user terminal transmitting messages about these

codes to the resource seller’s server.

In addition, the resource seller’s server is configured to, when issuing the access code of the payment system code to the user terminal, transmit messages about these codes to the payment system server.

And in addition, the server of the payment system is configured to, upon receipt of the indicated codes from the user terminal, send a request to the seller’s server resources and receive confirmation of the issuance of the specified code from the seller’s server.

In addition, the resource seller’s server is configured to, upon receipt of the indicated codes from the user terminal, send a request to the payment system server and receive confirmation of the issuance of the specified code from the payment system server.

And also, the user’s terminal is intended after transferring the code via TFS to the server of the seller of resources or the server of the payment system, to transfer the same code to the server of the seller of resources or the server of the payment system through the TS, and the server of the seller of resources or the server of the payment system is intended to compare this code with codes issued to the user on the TS by the seller’s server of the resources or the server of the payment system and then received by the seller’s server or the payment server from the user’s terminal via PST.

In addition, the means of providing access to paid resources is associated with a resource database located on the seller’s server, with the ability to read from the specified database

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the corresponding information service and transmitting it by means of the indicated means for receiving and transmitting messages on the vehicle to the user terminal.

Also, a means of providing access to paid resources is intended for issuing a resource or a location address for a resource of interest to a user on a seller’s server and is associated with a means for receiving and transmitting messages on a vehicle designed to transmit a specified address to a user terminal.

Also, the means of providing access to the seller’s resources is intended for issuing an access code to an information service or resource on the seller’s server and is connected through the means for receiving and transmitting messages on the TS to the user terminal for transmitting the specified access code to the user terminal on the TS.

Also, the means of providing access to the seller’s resources is intended for issuing an access code to an information service or resource on the seller’s server and is connected through a means for receiving and transmitting messages on a TFS with a user terminal for transmitting the specified access code to a user terminal on a TFS.

In addition, TFS is a public switched telephone network (PSTN).

In addition, TFS is a dedicated telephone network that connects to the PSTN.

In addition, user terminals are telephones that are connected to the TFS and personal

computers connected via modem devices to TFS

and / or to the vehicle.

In addition, TFS is a mobile telephone communications network.

In addition, the mobile telephone communications network is a mobile cellular communications network.

In addition, user terminals are mobile cellular telephones made with the ability to connect to TFS and TS.

In addition, the telecommunications network is a global Internet network.

Brief List of Drawings

Figure 1 presents the functional diagram of the claimed system according to the first embodiment.

Figure 2 shows a diagram of the switching of user terminals that are subscribers of the TFS via the corresponding switching node 8 and means of switching 5 with server 6 or server 2, in particular with server 6 of the payment system or server 2 of the seller of resources.

On Fig.3 presents a functional diagram of the claimed system according to one of the possible scenarios of the system according to the first embodiment for the case of a possible separation of the stages of work between servers.

Figure 4 shows the functional diagram for the second embodiment of the claimed system.

which may be telephones 31.1-31.k

and personal computers 14.1-14.t (PC). In particular, personal computers 14.1-14.t can be connected via a modem (not shown in the drawing) to network 3. The telecommunications network can be the Internet or another telecommunications network. Users of network 3 are at the same time subscribers of telephone network 4 communications (TFS) connected to network 4 via stationary or mobile telephones 31.1-31.k and / or modems (not shown in the drawing) PC 14. PC 14 users (subscribers) are executed with the ability to connect both to a telecommunication network 3 of the Internet type, and to TFS using modems, or user terminals 1 can be mobile phones configured to connect to TS 3 and TFS 4, for example, using WAP, GPRS or other technologies th (see. JM Gornostaev "Advanced mobile communication markets, Moscow, International Center for Scientific and Technical Information, the series of publications" Communication and Business, 2000, p.63 and 116). In the case when the PC 14 users are configured to connect to the Internet via dedicated channels, work in the telephone network can be performed by the user autonomously using a telephone.

Obviously, when using the same telephone wires or telephone communication channels in TFS 4 and on the Internet telecommunication network, any known methods of message separation can be used to separate the use of these networks, for example, switching TFS channels (i.e., using a data transmission channel until the connection is open at the physical level) or switching

messages on the Internet (i.e., creating a physical channel between end nodes is not necessary and sending messages on the Internet occurs without violating their integrity, instead of a physical channel there is a virtual channel consisting of physical sections, and message buffering is possible between sections) , or packet switching (the message is transmitted over a virtual channel, but it is divided into packets), i.e. choosing this or that type of signal separation for messaging (see Norenkov I.P. et al., “Telecommunication Technologies and Networks, Moscow, MSTU named after N.E.Bauman, 1998, pp. 11-15).

The system also includes means 5 for switching user terminals with one of the servers, for example, a resource seller’s server 2 or with a server 6, for example, a payment system server installed in TFS 4 and designed to connect user terminals through TFS 4 with a seller’s server 2 or payment system server 6 , and which can communicate with the switching nodes 8.1-8.p. TFS 4 designed to connect TFS 4 subscribers and to control communication sessions of TFS subscribers, including those connected to the seller’s server 2 or server 6 of the payment system using device 16 for determining the presence of communication between TFS subscribers, determining subscriber numbers and highlighting from these numbers service code. The switching nodes and device 16, for example, are part of the automatic long-distance telephone exchanges (AMTS).

The switching means 5 comprises means for determining the logical telephone number of the seller’s server 2 or server 6

19 hours of the payment system associated with the means for connecting the subscriber who dialed this number with the server 2 of the seller or server 6 of the payment system, i.e. can also be performed on the basis of automatic telephone exchange. As switching means 5, SSP switching servers may also be used, including, including, answering machines when dialing, i.e. when connecting means 5 with the subscriber TFS. SSP switching servers are widely used in intelligent communication networks, i.e. communication networks providing access to PSTN users to an expanded set of services. Examples of services of these servers can be call forwarding, determining the number of the calling subscriber, receiving voiced information about the cost of the service, etc. (see Norenkov I.P. et al., “Telecommunication Technologies and Networks, Moscow, MSTU named after N.E.Bauman, 1998, p. 95). The system according to the first embodiment (Fig. 1) (for several scenarios of operation) may contain servers serving network users, whose function may include serving users of this system, they can also be either server 2 of the seller or servers 2.p of sellers of resources and server 6 of the payment system. These servers 2 and 6 include means 37 for receiving and transmitting messages on the TC 3, connected on the one hand to the network 3, on the other hand, with the corresponding input of the storage device (memory) 12, the corresponding input of the comparison unit 10, the output of the access control means 11 seller’s resources and database exit. Servers 2 and 6 also comprise means 9 for assigning a code to a system user, consisting of encoder 30 and

transceiver 29, the first input-output of which is connected with

by means of switching 5, the second input-output is connected to the input of the encoder 30, the first output of which is connected to the memory 12, one output of which and one of the outputs of the means 37 are connected to the inputs of the comparison unit 10, the output of the comparison unit 10 is connected to the corresponding input of the access means AND to the resources of the seller, the output of which is connected to the means 37 for receiving and transmitting messages on the TS 3. These servers 2 or 6 may contain a block 33 voice playback of the access code and / or code of the payment system, designed to transmit voice A new message about the access code and / or code of the payment system assigned to the subscriber through the transceiver 29 over the network 4 to subscriber 31. The servers 2 and 6 according to the first embodiment also include a database 26, a means for storing and retrieving data 27, a memory unit 28 associated with the means 37 for receiving and transmitting messages on the vehicle 3.

The system as mentioned above includes the switching nodes 8.1-8.P TFS installed in TFS 4, designed for communication between subscribers in TFS 4 and connected with the device 16 for determining the presence of communication between TFS subscribers, determining subscriber numbers and extracting service code numbers from the indicated numbers connected to an automated system 25 calculations of services TFS (figure 2). Switching nodes 8.1-8.P in TFS can be the so-called automatic long-distance telephone exchanges (Sokolov N.A. “Subscriber access networks. Principles of construction., Perm, CJSC IG Enter-Profi, 1999). Those. the switching nodes 8 (as indicated above) can be long-distance telephone exchanges (PBX) that connect subscribers to the TFS and

through the device 16 control communication sessions and services, for example, the duration of telephone conversations when connecting subscribers.

The indicated nodes 8.1-8. P switching are connected with the automated system 25 for calculating the services of PSTN, in particular with its settlement center. In this system, the subscriber’s connections are registered in the TFS to determine the services that were provided to the subscribers, calculate the cost of these services at the TFS tariffs established for these services, and billing subscribers at a postal or other address.

According to the second embodiment (Fig. 4) (taking into account several scenarios of operation), the system includes, as mentioned above, user terminals 1, server 2 and server 6, connected to telecommunication network 3 and telephone communication network 4 (TFS). Server 2 may be a merchant server, and server 6 may be a payment system server. At the same time, servers 2 and 6 can be servers serving the network, the function of which may include the function of servicing users of this system. The servers (Fig. 4) include means 9 for assigning a code to a user of the system, consisting of a transceiver 29 and an encoder 30, the first input-output of the transceiver is connected through TC 3 to the indicated terminals 1 and to server 2 of the seller or servers 2.1-2. we are talking about server 6 of the payment system. If we are talking about the servers 2.1-2.P of sellers, then the transceiver 29 of the seller’s server through TC 3 can be connected to terminals 1, as well as to server 6 of the payment system. The second input-output of the transceiver 29 is connected to the input 22

the output of encoder 30, the output of which and the third output

the transceiver is connected to the memory 12, means 7 for receiving and transmitting messages on TFS 4, intended for exchanging messages on TFS 4 between user terminals 1 and the specified server 6 or 2 through switching means 5 and installed in TFS 4 and interconnected switching nodes 8.1 -8.P, the output of the means 7 and the output of the memory 12 are connected to the comparison unit 10, the output of which is connected to the means 11 for providing access to the seller’s resources. Servers 2 and 6 may also contain a block 33 of voice playback of the access code and / or code of the payment system, designed to transmit a voice message via PSTN 4 to the subscriber on his terminal 1.

Also, servers 2 and 6 contain a database 26 and a means 27 for storing and retrieving data, a memory unit 28. The database 26 and the means 27 for storing and retrieving codes are connected to the means 11 for providing access to the seller’s resources and are connected to the transceiver 29, and the database 26 is connected to the means 7 associated with the comparison unit 10. The means 9 and 7 are connected to the block 10 comparing the code assigned to the user in the means 9 during the communication of the server 6 or server 2 with the user terminal 1 through the telecommunication network 3 and stored by the program on the user terminal 1. Block 10 comparison as described above is connected to the means 11 for providing access to the resources of the seller. The system also, as mentioned above, includes 8.1-8-8 switching nodes installed in the telephone communication network 4 (TFS). The telephone communication network is designed to communicate between subscribers in TFS 4 and connected to the device 16 for determining the presence of communication between subscribers, determining subscriber numbers and highlighting the service code numbers from the indicated numbers,

connected to the automated system 25 calculations of services TFS. Switching nodes 8.1 - 8.p in TFS can be the so-called automatic long-distance telephone exchanges (PBX).

The indicated Sl-Sn switching nodes are connected to a billing center (not shown) by the automated system 25 for calculating TFS services, which is used when registering subscriber connections made in TFS to determine the services that were provided to subscribers, and to calculate the cost of these services at TFS tariffs established for these services and billing subscribers at the postal or other address (figure 2).

The claimed system according to the first embodiment, according to one or more functioning scenarios, works as follows. The user through terminal 1 finds on the Internet the seller’s Web site with paid resources (services or electronic goods), to which he wants to get almost immediate access.

To provide immediate service to users of telecommunication network 3, this system has been created. In the simplest version of customer service, the system includes both organizational procedures and hardware at the physical level.

It is known that a server is a servicing device, a network node, in which network terminals are serviced by controlling the allocation of an expensive shared resource (V. Illingworth et al. Explanatory Dictionary on

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computing systems, M., Mechanical Engineering 1990, p. 130).

Obviously, servers are tools installed on the network and designed for a wide range of different procedures for servicing network users. In this regard, the servers installed in the network, in agreement with the agents of the declared payment system, in addition to their service functions, such as a network gateway or a server for closed paid resources, can also implement the functions of a payment system server and / or resource seller server. On the other hand, servers can also be provided in the system directly for servicing this system, i.e. a payment system server, and resource sellers' servers can be direct participants in servicing network users.

Before starting to work in the market of paid electronic services, the seller of the payment system server on their Web pages (Web site) informs potential buyers, network users, about the method of paying for their services using the possibility of providing access to a paid resource on credit with the following: for telephone services, if the user wants to use the services of such payment, you will ensure access to the services with the minimum waiting time, downtime, etc., by the user (potential buyer) vivo Recording with the payment terms can download to your PC a program that is on the server of the payment system server seller, obespechivayushuyu access to sites with the following proposed payment procedure services. The system starts by downloading the program to the terminal 1 of the user from the memory 28 of the server 2 of the seller server 6 of the payment system

through the means 37 for receiving and transmitting messages on the vehicle 3.

By downloading the program, a potential buyer (user) can carry out further actions. The program, rewritten by the user on terminal 1, informs the user that he can use this service program and that the start of the program corresponds to the conclusion of a subscription service agreement under the terms of the seller of the payment system server. In other words, starting to work on the downloaded program, the user agrees that the seller’s server 2 server 6 of the payment system will provide him with access to information services and / or electronic goods, receive the necessary services and / or electronic goods, and he, in turn, will receive an invoice from the settlement center 25 of the automated system of settlements of TFS for access to an information service (obtaining the necessary service and / or electronic goods), will pay it as a regular bill for telephone network services.

That is, by running the downloaded program, the user is included in the server 2 of the seller or server 6 of the payment system and agrees to its conditions.

The next step of the program completes the phase of communication with the server 2 of the seller or server 6 of the payment system over the Internet 3 and switches the modem of terminal 1 of the user who has become a buyer to TFS 4. Terminal 1 according to the program performs automatic dialing through the modem to the number specified in the program downloaded to PC 14 user. This number includes the service code of facility 5, the server code of the seller or server of the payment system, and the information service code, and the structure

3jaoo / 662e of this code is such that the switching nodes 8 recognize this code as

code means 5 switching, which is a subscriber TFS. This logical telephone number code may also contain other identification codes, for example, information service group code, type of order, etc.

In the case when the user's PC 14 is connected to the telecommunication network 3, subscribers on the other hand can reach the seller’s server 2 or the payment system server 6 from any telephone device TFS 4, i.e. the telephone sets 31.1-31.k and the PC of 14 users are separated and can even be located at a considerable distance from each other, the subscriber who has used the information about the provided paid services of the seller is informed about the rules and procedure for providing access to the paid resource and receives a logical telephone number by which it is necessary to call. The user makes a phone call, dialing the corresponding logical number containing the service code of funds 5, the server code of the seller or server of the payment system, the information service code. The switching unit 8 commutes the subscriber unit 31.k to the means 5, while the switching unit 8, when the subscriber 31 .k is connected to the means 5, controls the connection, allocates a service code, a communication session duration, etc., in order to subsequently bill for the service to the subscriber to the phone number from which the call was made.

So, the corresponding switching node 8 connects the subscriber 1 to the seller’s server 2 or server 6

27

payment system, which is the same subscriber for the node

TFS, like other subscribers.

The logical number dialed by subscriber 1 will be allocated by switching means 5, since, as indicated above, it includes the service code of means 5, and switching means 5, after identifying the service code of means 5, will connect the user terminal 1 to the seller’s server 2 or payment system server 6.

The switching means 5, in addition to determining the service code related to this means 5, can also determine the code of the seller’s server or server 6 of the payment system, the information service code, inform the subscriber about the dial-up to the server 2 of the seller or server 6 of the payment system, etc., t .e. work on SSP, as described above. Further, the indicated means 5, since it is a means of switching, forwards the call (commutes the subscriber line) to the seller’s server 2 or the payment system server 6, i.e. connects the subscriber terminal 1 (telephone channel) and the seller’s server 2 or the payment system server 6.

The means 9 of the server 2 of the seller or server 6 of the payment system through the corresponding node 8 and means 5 of the switching is connected to the terminal 1 of the calling user and receives the signal of the specified logical number dialed by the subscriber, this number, as mentioned above, is the logical telephone number code indicated the buyer of the downloaded program. The signal comes from the transceiver 29 of the means 9 to the encoder 30. The encoder 30 generates an access code to the paid resource and / or payment system code, for example, according to a random law, and transmits it to the memory 12 for storage along with the with your logical phone number code, which also contains the seller’s server code and the information service code. In the case when the subscriber's phone number code is received together with the logical number, this code can also be recorded in the memory 12 together with the codes indicated above. The encoder 30, for example, can add to the telephone number codes received from the transceiver 29, the specified access code and / or payment system code. Then, from the encoder 30, the access code for paid resources and / or the payment system code (which is the user code of the system) generated for the subscriber is sent via the transceiver 29 again over the telephone channel PST (blocks 5, 8) to the user terminal 1, which means that the user a code or codes have been issued for servicing this system. The codes issued and received by the user at terminal 1 according to the program are remembered. In the case when the user calls to server 2 or server 6 from the telephone, the generated code is issued to the user in the form of a voice message and this code is stored by the user according to the rules for the provision of the service for subsequent transmission of this code for comparison to server 2 or server 6 via TS 3. T.O. The memory 12 stores a logical telephone number code containing information about the service and the access code for the information service and / or payment system code assigned to the subscriber with this number. In other words, the memory 12 contains the indicated codes of logical numbers that contacted the seller’s server 2 or the server 6 of the payment system of subscribers and the access codes generated for them and / or

payment system codes for paid resources, subscriber codes,

for example, their telephone numbers or assigned access codes and / or payment system codes may be addresses for reading subscriber data from memory 12.

From this moment, the subscriber is a client of the seller or payment system. After receiving from the means 9 an access code for paid resources and / or a payment system code by terminal 1, the program recorded on terminal 1 switches the user terminal 1 to work with the Internet 3. Moreover, if the user terminal 1 was initially connected to the seller’s server 2 or the payment system server 6 through the provider (not shown in the drawing), then the connection with the seller’s server 2 or the payment system server 6 on the Internet is also restored through this provider, t .e. in a standard way.

Then, the program downloaded at terminal 1 carries out the communication step with the seller’s server 2 or the payment system server 6 to provide access to paid resources to the client (subscriber) in the network 3. At the same time, from terminal 1 to the means 37 of the seller’s server 2 or the payment system server 6 through the network 3 The Internet sends messages assigned to the subscriber by means of 9 and transmitted to terminal 1 via telephone network 4 in the form of an access code to paid resources and / or a payment system code, for example, consisting of a password and a keyword. This code is transmitted to the means 37 for receiving and transmitting messages over the network 3. The means 37 receives the indicated code and transmits it to the block 10 for comparison with the code assigned to the subscriber by the means 9 and stored in the memory 12, and sends a signal of this code for reading

from memory 12 for this subscriber data code. Memory 12 at admission

the code from the means 37 finds in memory the same codes assigned to the subscriber and sends it to the comparison unit 10. If the codes coincided in block 10, then a message about this is transmitted to the And means for providing access to the seller’s resources, and from the memory 12 to the means 27 intended for storing and retrieving data, the seller’s information and the service corresponding to the paid access code are also received the resource received from funds 9, i.e. in the means 27, the address in the network 3 of the corresponding information service is put in accordance with this access code and / or the code of the payment system, the address of this service is transmitted to the access control means 11, which forwards this address through the means 37 and the network 3 to the terminal 1 for access user to server services 2 sellers.

In the case when in block 10 when comparing the codes they do not match, these blocks associated with the means 37 for receiving and transmitting over the vehicle transmit these signals to inform the user through a downloaded program that offers the user to reconnect to the seller’s website or the payment website system in network 3 and repeat the above purchase procedure again. The program also provides for the repetition of certain steps, such as: the phone is busy on the means 5, there is no connection with the subscriber’s provider (user terminal), etc., i.e. the program provides the ability to repeat the steps.

If the codes match in block 10 comparison means 11 to provide access to the resources of the seller, as will be described later.

can work on several access scenarios

to the service.

In addition, the following scenario is possible according to the first embodiment when the seller server 2 and payment system server 6 are described below (Fig. 3).

In this case, the seller’s server 2 comprises means 9 for assigning a system user code consisting of a transceiver 29 and an encoder 30, one input-output of the transceiver 29 is connected to the encoder 30, and the second input-output is connected through the network 3 to the user terminals 1 and the payment server 6 system, in server 2, the output of encoder 30 is connected to the memory 12, one output of which is connected to the first input of the comparison unit 10 and the other to the other input-output of the transceiver 29, the fourth input-output of the transceiver 29 is connected to the second input of the comparison unit 10, the output to torogo associated with one vhodomvyhodom means 11 corresponding to its other vhodamivyhodami associated with a respective data base 26, storage means 27 and sampling data, and the transceiver 29. The server 6 of the payment system contains a means 37 for receiving and transmitting messages via PSTN connected with one input-output with switching means 5, and the other input-output with memory 12 connected to means 39 for receiving and transmitting messages via TS, which can be performed similar to tool 37.

Thus, the seller’s server 2 comprises means 9 for assigning a system user code consisting of a transceiver 29 and an encoder 30. With this, means 9 for assigning a user code for the system of the seller’s server 2 compiles a list of access codes, for example, daily.

weekly or at other intervals stored in memory 12

server 2 of the seller, and is transmitted via transceiver 29 of means 9 to server 6 of the payment system, for subsequent transfer to users terminals 1 via TFS 4. Or, when the user connects through TFS 4 to server 6 of the payment system, server 6 of the payment system sends a request via the network 3 to the seller’s server 2 about issuing an access code for the dialed subscriber, upon receipt of a request signal on the seller’s server 2 by means of 9, the system user code is generated and sent back to the payment system server 6, where it, as described about in the previous scenario, it is transmitted to the user terminal 1 through TFS 4. Next, the system works according to the scenario described above for the first implementation option.

In addition, the system according to the first embodiment can work as follows.

As indicated above (Fig. 1), the system user code (access code and / or payment system code) is transmitted from the server 6 of the payment system through TFS 4 to the user terminal 1, and from terminal 1 the same code is then sent via TS 3 to the server 2. The specified code received from the terminal 1 of the user server 2 of the seller sends to the server 6 of the payment system for comparison with the code issued by the server 6 via TFS 4 to the terminal 1 of the user. The specified code is transmitted to the server 6 of the payment system, in which the codes are compared in the same way as described above on the server 6 of the payment system. If the specified code transmitted by server 6 via TFS 4 matches the code received by server 2 via TS, server 6 transmits a message about this to server 2 via TS through means 7 of server 6 to means 7

server 2. In this case, means 11 for providing access to server 2 at

receiving such a message provides access to the resource or receiving the resource as described above.

The claimed system according to the second embodiment (according to one or more of the possible scenarios of operation) (figure 4) operates as follows. The user, through terminal 1, finds on the Internet the seller’s Web site with paid resources (services or goods), to which he wants to get almost immediate access.

Sellers on their Web site (pages) inform potential buyers, network users, about the possibility of paying for their services through the payment system server and the procedure for communicating with the seller and / or payment system if the user wants to use the services of such payment, which provides access to services with minimal standby time, downtime, etc. The user (potential buyer), having read the terms of payment, can download a program on his PC that provides access to the seller’s resources with the procedure for remuneration offered below. The system starts by downloading the program to user terminal 1.

Downloading this program can be carried out both from the server 2 of the seller, and from server 6 of the payment system to the personal computer of terminal 1 of the user. Those. There are two options for downloading the program. The procedure for the program download session can be indicated on the seller’s website (server 2), or information on the payment system and the procedure for communicating with it can be provided on the seller’s website, i.e. redirection to server

payment system. In this case, contacting server 6

payment system (the address is indicated on the seller’s website), you can download the program to a personal computer 14 of the user from the server 6 of the payment system. By downloading the program, the buyer can carry out further actions. The program, rewritten by user 1, informs the user that he can use this service program and that the start of the program corresponds to the conclusion of a subscriber service agreement under the terms of the payment system. In other words, starting to work on the downloaded program, the user agrees that the server 6 of the payment system will provide him with access to information services and / or goods of the seller, obtaining the necessary services and / or goods, and he, in turn, will receive an invoice from the payment center automated payment system services TFS 25 telephone network for access to an information service (obtaining the necessary services and / or goods), will pay it as a regular bill for telephone network services.

That is, by running the downloaded program, the user is included in the operation of the payment system server or the seller’s server and agrees to its conditions.

The next step of the program is obtaining by the user via the Internet 3 the payment system code and / or access code, for this the program connects the user terminal with the transceiver 29 of means 9 on the Internet 3 server 6 of the payment system or server 2 of the seller and transmits a logical telephone number stored to the program on terminal 1 to server 6 or server 2 to tool 9.

The transceiver 29 associated with the encoder 30 transmits

the logical telephone number to the encoder 30. The encoder, by the received logical telephone number code, generates a system user code, for example, in the form of a subscriber code in the payment system and / or access code, for example, according to a random law, and transmits it to the memory 12 for storage and through the transceiver 29 issues in the same communication session over the Internet 3 to the user terminal 1, where he is remembered by the program .. Further, having received from the server 6 of the payment system or from the server 2 of the seller via network 3 the payment system code and / or access code, the program completes the stage of communication with server 6 or server 2 over network 3 and switches the modem of terminal 1 of the user who has become a buyer to TFS 4. Also, as in the first embodiment, in the case when PC 14 of terminal 1 of users are connected to telecommunication network 3, and subscribers can reach the seller’s server 2 or the payment system server 6 from any telephone, i.e. the telephone sets 31.1-31.k and the PC of 14 users are separated and can even be located at a considerable distance from each other, the subscriber who has used the information about the provided paid services of the seller is informed about the rules and the procedure for entering the code through the telephone with the possibility of tone dialing, receives a logical telephone number and code of the payment system and / or access code on the website of the payment system or the seller’s website. Moreover, the system user code, in particular the payment system code and / or access code, is also generated in the medium 9 by the encoder 30 using the logical telephone number to which the subscriber should call, the specified payment system code together with the logical

the phone number is also transferred to the memory 12 for storage.

Next, the subscriber calls on the telephone, dialing the corresponding logical number containing the service code of the tool 5, the server code of the seller, the information service code. The switching unit 8 switches the subscriber unit 31.k with the means 5, while the switching unit 8, when the subscriber 31 .k is connected with the means 5, controls the connection, allocates the service code, the duration of the communication session, etc., in order to subsequently bill for the service to the subscriber to the phone number from which the call was made.

So, the program on terminal 1 performs automatic dialing through the modem using the logical telephone number specified in the program downloaded to the user's PC 14. This number includes the service code of facility 5, the server code of the payment system, and the information service code. The structure of this code is such that the switching nodes 8 recognize this number as the code of the switching means 5, which is a subscriber of the TFS. This logical telephone number code may also contain other identification codes, for example, a group of information services, type of order, etc.

Since the logical telephone number, as indicated above, is one of the subscriber numbers of the telephone network 4, the telephone network (nodes 8 switching) can identify it, control communication sessions, it has a tariff for telephone network services and it can be set telephone network connection (TFS) account.

In other words, if the specified signal corresponding to the logical telephone number of the payment system arrives at

one of the nodes 8 switching (the specified number is formed as

one of the subscriber numbers TFS), the switching node 8 recognizes it and connects the subscriber who dialed this number with the switching means 5 (figure 2). The means 5 for the switching node 8 in this case is another ordinary communication node TFS (intermediate switching node when connecting subscribers).

When switching nodes 8 switching TFS 4, i.e. providing communication in TFS 4, this logical number will be determined by device 16 as the number of the network 4 subscriber, processed in the billing center by an automated payment system of 25 telephone communication network services, and the subscriber will be billed according to the tariff for the service indicated in the logical telephone number, t .e. standard means of payment for PST services. So, the corresponding switching node 8 connects the subscriber 1 through the switching means 5 with the server 2 of the seller or server 6 of the payment system, which is the same PST subscriber for the switching node as other subscribers.

The logical number dialed by subscriber 1 will be allocated by the switching means 5, since, as indicated above, it includes the service code of the means 5, and the switching means 5, after identifying the service code of the means 5, will connect the user terminal to the server 6 of the payment system or server 2 of the seller. The switching means 5, in addition to determining the service code relating to this means 5, can also determine the server code of the payment system or the server code 2 of the seller, the information service code, inform the subscriber about dialing into the payment system, etc., i.e. work on SSP, as described above. The following means 5, since it

is a means of switching, forwards the call (commutes the subscriber line) to the server 6 of the payment system or server 2 of the seller, i.e. connects the subscriber terminal 1 (telephone channel) and the server 6 of the payment system or server 2 of the seller.

The means 7 for receiving and transmitting messages via TFS via the corresponding node 8 and the switching means 5 connects to the terminal 1 of the calling user and receives the system user code, in particular the subscriber code in the payment system and / or the access code assigned to the subscriber via the Internet 3, together with the subscriber code in the payment system and / or access code, a logical telephone number dialed by the subscriber can also be received. Next, the code message received in the tool 7 is transmitted to the memory 12 for storage. In the case when the telephone number code of the calling subscriber is received together with the logical telephone number, this code can also be recorded in the memory 12 together with other indicated codes.

T.O. The memory 12 stores a logical telephone number code containing information about the seller and the service and the payment system code and / or access code assigned to the subscriber with this number. In other words, in the memory 12 the indicated codes of logical numbers are stored, which communicate via TFS 4 with the server 6 of the payment system or server 2 of the seller of the users and the codes of the payment system and / or access codes assigned to them, which can be addresses for reading data about the subscriber from memory 12 .

From this moment, the subscriber is a subscriber of a payment system or a client of a seller.

39 Received by TFS 4 subscription code in the payment system

and / or the access code is supplied to the means 7 for receiving and transmitting messages via TFS 4. This code is transmitted by the means 7 to the comparison unit 10 and to the memory for reading data corresponding to these codes from the memory to the memory, i.e. recorded during the procedure for assigning the subscriber a payment system code and / or access code in a communication session with terminal 1 via network 3. The memory 12, upon receipt of these codes, transmits data corresponding to these codes to the comparison unit 10. For simplicity, the same subscriber code is received from the memory 12, which was received via TFS 4 since the subscriber code is, on the one hand, the data recorded in the memory, and on the other hand, the address for reading this data (for example, the subscriber code in the payment system) from the memory 12. If in block 10 of the comparison codes match, then a message about this is sent to the tool 11 to provide access to the resources of the seller. In the means 27 for storing and retrieving data, access codes for information services of respective sellers of these services can be stored. When the user was identified in the payment system, i.e. in the comparison unit 10, the codes coincided, so that he gained access to the corresponding service of the respective seller, the logical telephone number is transferred from the means 7 to the means 27. In the indicated means 27, the access code for the seller’s information service is accessed by the logical telephone number. This data enters the means 11, which forwards the access code to the information service through the means 7 and TFS 4 to the terminal 1 to provide user access to the services of the seller’s server 2.

40 It is also possible the following option to provide access to

information service when, after receiving by means of 7 for receiving and transmitting messages via TFS the system user code from terminal 1, the received code message is also recorded in memory 12 together with the logical telephone number and subscriber number. Next, the program recorded on terminal 1 switches the user terminal 1 to work with the Internet 3. Moreover, if the user terminal 1 was initially connected to the seller’s server 2 or the payment system server 6 through an provider (not shown in the drawing), then communication with the seller 2 or the payment system server 6 on the Internet is also restored through this provider, i.e. e. in a standard way.

Next, the program downloaded on the terminal 1 carries out the communication step with the server 6 of the payment system or the server 2 of the seller to identify the subscriber (buyer) in the network 3.

From the user terminal 1, the payment system code and / or access code is sent via TS 3 to the transceiver 29. This code is transmitted by the transceiver 29 to the comparison unit 10 and to the memory 12 for reading from the memory in the memory data corresponding to this code, i.e., recorded during the procedure of assigning a subscriber of a payment system code in a communication session with terminal 1 via network 3 and then received via TFS 4 from the corresponding terminals. The memory 12, upon receipt of this code, transmits data corresponding to this code to the comparison unit 10. For simplicity, the same subscriber code is received from the memory 12, since the subscriber code is, on the one hand, the data recorded in the memory and, on the other hand, the address for reading this data (for example, the subscriber code in the payment

41 to the system) from the memory 12. If the codes in block 10 of the comparison match, then

a message about this arrives in the tool 11 to provide access to the resources of the seller. The storage and retrieval means 27 stores data on information services and addresses of sellers of these services, which are part of the codes of the logical telephone number. In the case when the user has been identified in the payment system, i.e. in the comparison unit 10, the codes coincided, so that he gained access to the corresponding service of the respective seller, transmits the logical telephone number to the means 27. In the indicated means 27 he selects the direct address of the seller’s information service from the logical telephone number, and the code is transmitted from the memory 12 subscriber. This data enters the means 11, which forwards the address of the information service through the transceiver 29 and the network 3 to the terminal 1 to provide user access to the services of the seller’s server 2.

In the case when in block 10 when comparing the codes they are not identified, the downloaded program offers the user to reconnect to the seller’s website on network 3 or the payment system website and repeat the above purchase procedure again. The program also provides for the repetition of certain steps, such as: the phone is busy on the means 5, there is no connection with the subscriber’s provider (user terminal), etc., i.e. the program provides the ability to repeat the steps.

At the same time, the means 11 for providing access to seller’s resources, as described above, can work in several scenarios, for example, in the same way as in the prototype, i.e. transmits a message about an information service through its dedicated channels.

42

about the user’s terminal and that the service was paid for by

system, and the seller’s server after this message sends the resource of interest to the user’s address.

One of the options for implementing immediate access may be the following access. For example, on a daily basis, the payment system server rewrites information resources from servers 2.1,2. P, service sellers to the payment system database 26 (through dedicated channels, not shown in the drawing), organizes them by sellers and information services, and access to resources which are stored in the database 26, is carried out by transmitting the access permission code from the means 11 (if the codes match in block 10), and from the device 27 the seller’s server information and services by the system user code from the memory 12, which are the address for the corresponding LAS (services Seller) in the base 26. At this address fetches data from the database information service database 26 and transmits the selected information service (resource) via the transceiver to the terminal 1 of the buyer.

In addition, a work scenario is possible according to the second embodiment, when the user code of the system is transmitted from the server 6 of the payment system through the TC 3 to the user terminal 1, and from the terminal 1 the same code is then sent via PSTS 3 to the server 2. The specified code received from terminal 1 the seller’s server 2 sends the user to the server 6 of the payment system for comparison with the code issued by the server 6 via TC 3 to the user terminal 1. The specified code is transmitted to the server 6 of the payment system, in which the codes are compared in the same way as described above on the server 6 of the payment system. If the specified code transmitted by server 6 through TS 3 matches the code received

server 2 via TFS 4 code, server 6 sends a message about this to

server 2 on the TS through the transceiver 29 of the server 6 to the means 37 for receiving and transmitting messages on the TS of the server 2. At the same time, the means AND of providing access to the server 2 upon receipt of such a message provides access to the resource or receipt of the resource as described above.

The server 6 of the payment system and the server 2 of the seller operate under the control of a controller (for simplicity, shown) connected via control and information buses (not shown) to all blocks of the server 6 of the payment system or server 2 of the seller (7,10,11, 12,26,27,29,30) according to the algorithms described in this application.

Claims (31)

1. A system for providing paid services in a telecommunication network, comprising user terminals, a server or servers connected to one communication network, and another communication network, characterized in that said server or servers are intended for transmitting code or codes to a user terminal on one communication network receiving the indicated code or the indicated codes from the user terminal via another communication network by the corresponding server and / or corresponding servers, comparing the transmitted and received codes by the corresponding server and / or the corresponding etstvuyuschimi servers and provide access to resources on the comparison results.  2. The system according to claim 1, characterized in that one of the communication networks is a telephone communication network (TFS) or a telecommunication communication network (TS).  3. The system according to claim 1, characterized in that the other of the communication networks is a TS or TFS.  4. The system according to claim 1, characterized in that one of the servers is a resource seller’s server.  5. The system according to claim 1, characterized in that one of the servers is a payment system server.  6. The system according to claim 1, characterized in that one server is a server of the seller of resources, and the other server of the payment system.  7. The system according to claim 1, characterized in that said code or codes are an access code and / or payment system code.  8. The system according to any one of paragraphs. 4-7, characterized in that the server of the seller of resources and / or the server of the payment system is configured to assign and / or issue these codes to the user.  9. The system according to any one of paragraphs. 4-7, characterized in that the server of the seller of resources or the server of the payment system is designed to receive the specified codes from the user terminal via the TS, while the server of the seller of resources or the server of the payment system is designed to compare the specified transmitted and received codes.  10. The system according to claim 1, characterized in that it comprises means for switching user terminals with the server of the payment system or the seller’s server of resources installed in the TFS and designed to connect user terminals through the switching nodes of the TFS with the server of the payment system or the seller’s server.  11. The system of claim 10, characterized in that said switching means is connected to switching nodes of TFS, configured to provide control of communication sessions of TFS subscribers connected by a switching means to a server of a payment system or a server of a seller of resources, for billing said subscribers with an automated a system for calculating TFS services for specified communication sessions.  12. The system according to any one of paragraphs.8-11, characterized in that the payment system server comprises a system for assigning a code to a system user, consisting of an encoder and a transceiver, the first input-output of which is connected to the specified switching means, the second input-output is connected to the input - the output of the encoder, the first output of which is connected to a storage device (memory), means for receiving and transmitting messages on the vehicle, designed to exchange messages with the seller’s server and / or user terminals, the output of which and the output of the memory are connected to the unit an equalization, the output of which is connected to the means of providing access to the resources of the seller, the output of which is connected to the means for receiving and transmitting messages over the vehicle.  13. The system according to p. 12, characterized in that the payment system server also contains a voice playback unit for the access code or payment system code, the input of which is connected to the second output of the encoder, the output is connected to the corresponding input of the transceiver.  14. The system according to any one of claims 8 to 11, characterized in that the resource seller’s server comprises a system for assigning a code to a system user, consisting of an encoder and a transceiver, the first input-output of which is connected to the specified switching means, the second input-output is connected to the input - the output of the encoder, the first output of which is connected to a storage device (memory), means for receiving and transmitting messages on the TS, designed to exchange messages with the server of the payment system and / or user terminals, the output of which and the output of the memory are connected to the comparison unit, the output of which is connected to means for providing access to paid resources, the output of which is connected to means for receiving and transmitting messages over the vehicle.  15. The system of claim 14, wherein said resource seller server also comprises a voice playback unit for an access code or payment system code, the input of which is connected to the second output of the encoder, the output is connected to the corresponding input of the transceiver.  16. The system of claim 12, wherein the payment system server is configured to, when issuing an access code and / or payment system code to a user terminal, transmit messages about these codes to a resource seller server.  17. The system of claim 14, wherein the server of the seller of resources is configured to, when issuing an access code and / or code of the payment system, send messages about these codes to the payment system server to the user terminal.  18. The system of claim 16 or 17, characterized in that the payment system server is configured to, upon receipt of the indicated codes from the user terminal, send a request to the seller’s server of resources and receive confirmation of the issuance of the specified code from the seller’s server.  19. The system according to claims 16, 17 or 18, characterized in that the resource seller’s server is configured to, upon receipt of the indicated codes from the user terminal, send a request to the payment system server and receive confirmation of the issuance of the specified code from the payment system server.  20. The system according to any one of claims 4 to 6, characterized in that the user terminal is designed to transmit the same code to the seller’s server or the payment system server via the TS after the user transfers the code via TFS to the seller’s server, and the seller’s server or the payment system server is intended for comparing this code with codes issued to the user via the TS by the seller’s server or the payment system server and then received by the seller’s server or the payment system server from the user terminal via the PST.  21. The system according to p. 12 or 14, characterized in that the means of providing access to paid resources is associated with a database of resources located on the server of the seller of resources, with the ability to read from the specified database of the corresponding information service and transmit it through the specified means for receiving and sending messages over the vehicle to the user terminal.  22. The system according to p. 12 or 14, characterized in that the means of providing access to paid resources is intended for issuing a resource or the address of a resource of interest to a user on a resource seller’s server and is associated with a means for receiving and transmitting messages over a vehicle designed to transmit said addresses on the user terminal.  23. The system according to p. 12 or 14, characterized in that the means of providing access to the seller’s resources is designed to issue an access code to an information service or resource on the seller’s server and is connected through a means for receiving and transmitting messages on the vehicle with the user terminal for transmitting the specified access code to the user terminal on the vehicle.  24. The system according to p. 12 or 14, characterized in that the means of providing access to the seller’s resources is intended for issuing an access code to an information service or resource on the seller’s server of resources and is connected through the means for receiving and transmitting messages via TFS with a user terminal for transmission the specified access code to the user terminal via TFS.  25. The system according to any one of paragraphs. 1-24, characterized in that PSTN is a public switched telephone network (PSTN).  26. The system according to any one of paragraphs. 1-24, characterized in that PSTN is a dedicated telephone network connected to the PSTN.  27. The system according to any one of paragraphs. 1-24, characterized in that the user terminals are telephones connected to the TFS, and personal computers connected through modem devices to the TFS and / or to the TS.  28. The system according to any one of paragraphs. 1-24, characterized in that TFS is a mobile telephone communications network.  29. The system of claim 28, wherein the mobile telephone communication network is a mobile cellular communication network.  30. The system according to any one of paragraphs. 1-29, characterized in that the user terminals are mobile cellular telephones with the ability to connect to TFS and TS. 31. The system according to any one of paragraphs. 1-30, characterized in that the telecommunications network is a global Internet.