RU15041U1 - TARGET SERVICES PROVISION SYSTEM IN THE TELECOMMUNICATION NETWORK (OPTIONS) - Google Patents

Abstract

1. A system for providing paid services in a telecommunication network, comprising user terminals, at least one resource seller server and a payment system server associated with a telecommunication network, and a public telephone network, user terminals are subscribers of a public telephone network, characterized in that the system comprises means for switching user terminals to the server of the payment system, designed to compare the code of the payment system of the subscriber transmitted to the subscriber the public telephone network and received from the user’s terminal via the telecommunication network and providing user access to the seller’s server when the specified codes match, and the specified switching means is connected to the switching nodes of the public telephone network, configured to provide control over communication sessions of subscribers of the public telephone network connected to the server of the payment system for billing the specified subscribers with an automated telephone service settlement system public network for the specified communication sessions. 2. The system according to claim 1, characterized in that the payment system server comprises means for assigning a payment system code to the subscriber of the public telephone network, consisting of a transceiver, the first input-output of which is connected to the specified switching means, the second input-output is connected to the input-output of the encoder , the output of which is connected to random access memory (RAM), a means for receiving and transmitting messages over a telecommunication network is intended for exchanging messages�

Description

Prior Tech

Various electronic payment systems are known, including in telecommunication networks. A known system for making payments through a telecommunications network, made with the ability to provide the user access to the server of the communication network to obtain information about goods and services. The network may be, for example, the Internet. Using a personal computer, the user can access the provider's website to view details of bill payment. The system also involves the user receiving an electronic invoice in the form of an email, information regarding goods and services, to his email address. After opening an account, the user can make a payment by sending an email. At the same time, to pay for services, it is necessary to open a current account for prepayment of a service or product. At the same time, the user is forced to resort to the services of third-party organizations, mail, banks, etc., which complicates the payment for services (US 5 699 528 A1, G06 17/00, 04/05/94).

A well-known system of remote financial customer service for making cashless payments in the telecommunications network, in particular, servicing accounts, using the so-called "provider firms related to the field of service and performing one-time customer service

payments from your account on behalf of the client (US 5 383 113 A1, G 06F 15/21, 17 / .6.95).

Periodically, the company issues an invoice to the client for the total amount of payments made at the initiative of the client. The system includes the use of a database of financial organizations containing information on the status of customer accounts of a provider company, the use of a database containing information on payees from a client, as well as the payments themselves, a means of communication between the client and the central processing device of the provider, and a central processing device management program designed to analyze customer instructions received through a telecommunications network, a means for periodically billing a customer rovayderskoy firm.

Known telecommunications system that provides authorization of payments of subscribers, and is intended for communication between the base station and subscribers of the telephone network. The system includes means for identifying the user by the keyword generated by the subscriber during his call to perform the service and transferring it to the authorized identifiable subscriber number, means for identifying the keyword, decrypting the function code F with the addition of the subscriber’s secret key and transmitting this keyword to the first means of identification , which ultimately makes a payment in the system if authorization is not confirmed by check (US 5 301 234 A1, H 04 L 9/32, 04/05/94).

A known system for making payments in a communication network using a trusted agent, containing the terminals of the buyer and seller, the system allows you to safely exchange payments for electronic purchases, while the buyer and seller complete the transaction through an electronic system. A trusted agent is an electronic processing device that is a combination of hardware and software. The device provides security for protocols that interact with money modules to synchronize secure payment and delivery. Money modules are data processing devices that can store and transfer electronic money, they are also able to establish cryptographically secure communication sessions with other devices. Trusted agents exchange electronic goods and payments (RU 2 136 042 С 1, G 06 F 17/60 // G 06 F 157: 00, 08/27/99).

There is a known system for providing paid services in a communication network that provides a group of services “call for an additional fee” Premium rate service (ITU-TSS recommendations for telecommunications EL55 International premium rate service), while the calling subscriber, in addition to access charges (local, long-distance or international) ) the bill includes an additional fee for the provided service (entertainment, consulting, information, etc.). The system includes switching nodes (automatic telephone exchanges - automatic telephone exchanges) installed in the public switched telephone network (PSTN) and connected with payment centers that charge for telephone services, a special device called the “Intelligent Platform or PM platform“ Intelligent Network ( ITU-TSS recommendations for telecommunications Q.1211 Q.1219), which allocates and commutes (connects) calls coming from the public telephone network with the code of the requested service in the form of a specific phone number. (Yu. A. Semenov, “Internet Protocols and Resources, Radio and Communications, Moscow, 1996; Yu.A. Semenov,“ Internet Networks. Architecture and Protocols., Sirin, Moscow, 1998)

Known payment systems are based on the fact that payments are made from the accounts of subscribers (buyers), which is a certain difficulty when paying, because it is necessary to ensure the connection of the buyer’s account with the seller’s account to provide paid services. In addition, there are customers who, for whatever reason, do not want to open their accounts in the system and / or use the services of banks or other institutions to transfer payments to the seller’s account. All this complicates the payment procedure and takes time to make the payment itself in order to access the service in the communication network.

Closest to the claimed system is a system for providing paid services in a telecommunication network, containing user terminals (4.1, ..., 4.p.), Servers of resource sellers (6.1, ..., 6.p.) And providers having servers associated with the specified telecommunication network, the system also has access to the public telephone network.

A system that implements the method described in the application provides for the conclusion of an agreement between an Internet access provider (provider server) and a user, and an agreement between an access provider (provider server) and a resource seller server. Under the terms of the agreement, the provider's server bills the user (buyer) and transfers it to the server

seller of goods and services offered through the Internet, and he, in turn, upon receipt of payment data, provides user (buyer) access to the service.

In this system, the user (buyer) orders a service (product) via the Internet, information about the transaction is transmitted to the supplier (provider’s server). Then the supplier invoices the amount of the transaction to the user (buyer), transfers part of the amount to the seller, keeping the difference in the quality of the service fee.

The well-known system for providing paid services involves paying for the services provided to the customer by transferring the amount of payment for the service to the accounts of service sellers, which greatly simplifies the access to the server of the service seller to the user (buyer). A provider, in a known system, is intended to make payments for a service, i.e. is a payment system.

After transferring funds, the seller’s server contacts the subscriber (buyer) at the address provided by the provider and will provide access to resources.

However, the customer’s waiting time for access to this system can also be significant, since it takes time to transfer the amount of payment for services to the seller’s account by the provider (provider) and bill the buyer. (WO 97/03410 A1, G06F 17/60, 01/30/1997).

The technical result of the proposed system is to simplify payments for services in a telecommunication network, for example, on the Internet. In the proposed system, access to paid services can be made almost immediately after contacting the server of the payment system, payment is carried out at the expense of the payment system itself, the services of which the buyer is contacting. The system ensures the confidentiality of payments of its customers, as it pays for the services provided to customers by sellers of services through its payment channels. The exchange of customer (user) codes via the Internet and a physical telephone channel also eliminates dishonest access to resources.

In addition, the system uses a standard automated system for calculating the services of the public telephone network and billing using this system using the subscriber telephone number of the public telephone network of the buyer of resources from a seller located on the Internet.

The technical result is achieved in that in a system for providing paid services in a telecommunication network containing user terminals, at least one resource seller server and a payment system server associated with a telecommunication network, and a public switched telephone network (PSTN), user terminals are made with the ability to connect to a telecommunication network and connect to the PSTN as subscribers of the specified network, the system contains a means of switching user terminals to the server of the payment system, installed in PSTN and intended for connecting user terminals through PSTN switching nodes with a payment system server, a payment system server is designed to assign a payment system code to a telecommunication network user, transfer the specified code via the telecommunication network to the specified user terminal, receive the specified from the corresponding specified terminal via PSTN code, comparing the transmitted and received codes and providing access to the seller’s server based on the results of comparing the specified code s, and the indicated switching means is connected with PSTN switching nodes configured to provide control over communication sessions of PSTN subscribers connected by the switching means to the payment system server for billing the specified subscribers with an automated system for calculating PSTN services for the specified communication sessions.

In addition, the payment system server contains means for assigning a payment system code to the user of the telecommunication network, consisting of a transceiver, the first input - the output of which is connected via the telecommunication network to the indicated terminals, the second input - the output is connected to the input - the output of the encoder, the output of which and the third input - the output of the transceiver is connected to random access memory (RAM), a means for receiving and transmitting messages via PSTN designed for exchanging messages through PSTN between user terminals leu and specified server through the established PSTN and said interconnected switching nodes, and switching means, said output means and the RAM are connected to the comparison output unit, the output of which is connected with means providing access to the seller's resources.

Moreover, the means of providing access to the seller’s resources is connected with the database of seller’s resources of the payment system server with the possibility of reading the corresponding information service or resource from the specified database and transmitting the means of assignment through the specified transceiver

the user of the payment system code over the telecommunications network to the user terminal.

And the means of providing access to the seller’s resources is intended to provide the address of the location of the user of the information service or resource on the seller’s server and is connected through the specified transceiver of the means of assigning the user the payment system code to the user terminal for transmitting the specified address to the user terminal via the telecommunication network.

A telecommunications network may be the global Internet.

The technical result of the second embodiment is achieved by the fact that the system for providing paid services in a telecommunication network comprising user terminals, at least one resource seller server and a payment system server associated with a telecommunication network, and a public switched telephone network (PSTN) with telephone subscribers of the specified network, the system contains means for switching telephone sets of PSTN subscribers to the payment system server installed in the PSTN and designed to connect the telephone sets of subscribers through PSTN switching nodes with the payment system server, the payment system server is designed to record and store the payment system code transmitted through the PSTN from the PSTN subscriber, received by the subscriber, receive the specified code from the corresponding user terminal over the telecommunication network, compare the transmitted and received codes and providing access to the seller’s server according to the results of comparing the indicated codes, and the indicated switching means is connected with the PSTN switching nodes, with the ability to provide control over communication sessions of PSTN subscribers connected by a switching tool to a payment system server for billing the specified subscribers with an automated system for calculating PSTN services for specified communication sessions.

In addition, the server of the payment system includes means for receiving from the PSTN subscriber a payment system code consisting of a transceiver, the first input - the output of which is connected to the specified switching means, the second input - the output of which is connected to random access memory (RAM), the third input - the output is connected with a sound notification block for receiving a payment system code, a means for receiving and transmitting messages over a telecommunication network intended for exchanging messages with

user terminals and the indicated server, the output of which and the RAM output are connected to the comparison unit, the output of which is connected to the means of providing access to the seller’s resources.

Also, the means of providing access to the seller’s resources is connected with the seller’s resource database of the payment system server with the ability to read the corresponding information service or resource from the specified database and transmit it using the specified means of receiving and transmitting messages over the telecommunication network to the user terminal.

In addition, the means of providing access to the seller’s resources is intended to provide the address of the location of the resource of interest to the user on the seller’s server and is associated with the means for receiving and transmitting messages over the telecommunication network, designed to transmit the specified address to the user terminal.

So the telecommunications network is the global Internet.

In addition, a unit for reproducing an audio message confirming the connection of the subscriber's telephone apparatus to the payment system is connected to the indicated switching means.

The technical result of the third embodiment is achieved by the fact that the system of providing paid services in a telecommunication network comprising user terminals, at least one resource seller server and a payment system server associated with a telecommunication network, and a public switched telephone network (PSTN) with telephone subscribers of the specified network, the system contains means for switching telephone sets of PSTN subscribers to the payment system server installed in the PSTN and intended for connecting communication of telephone sets of subscribers through PSTN switching nodes with a payment system server, the payment system server is intended for assigning a payment system code to a user, transmitting the specified code over the telecommunication network to the user terminal, receiving the specified PSTN code from the user on the telephone of the PSTN subscriber, comparing the transmitted and the accepted codes and providing access to the seller’s server according to the results of the comparison of the indicated codes, and the indicated switching means is connected with the node E PSTN switch, adapted to provide control over communication sessions PSTN subscribers connected to the switching means of the payment server

systems for billing specified subscribers with an automated system for calculating PSTN services for specified communication sessions.

In addition, the payment system server contains a means of assigning a payment system code to the user, consisting of a transceiver, the first input - the output of which is connected via the telecommunication network to the indicated terminals, the second input - the output is connected to the input - output of the encoder, the output of which and the third input - the output of the transceiver connected to random access memory (RAM), a means for receiving and transmitting messages via PSTN designed to exchange messages of PSTN subscribers with the specified server, the output of which and the output of RAM connected to a comparison unit, the output of which is connected to a means of providing access to seller’s resources. The specified server also contains a sound notification unit for receiving the payment system code, the output of which is connected to the corresponding input of the means for receiving and transmitting messages via PSTN.

Also, the means of providing access to the seller’s resources is connected with the seller’s resource database of the payment system server with the ability to read the corresponding information service or resource from the specified database and transmit via the specified transceiver the means of assigning the payment system code to the user via the telecommunication network to the user terminal.

In addition, the means of providing access to the seller’s resources is intended to provide the address of the location of the resource of interest to the user on the seller’s server and is connected through the specified transceiver of the user’s payment system code with the user terminal to transmit the specified address to the user terminal via the telecommunication network.

Also, the telecommunications network is the global Internet.

In addition, a unit for reproducing an audio message confirming the connection of the subscriber's telephone apparatus to the payment system is connected to the indicated switching means.

The technical result of the fourth embodiment is achieved by the fact that the system for providing paid services in a telecommunication network comprising user terminals, at least one resource seller server and a payment system server associated with a telecommunication network, and a public switched telephone network (PSTN) with telephone apparatuses

subscribers of the specified network, the system contains means for switching telephone sets of PSTN subscribers to the payment system server installed in PSTN and designed to connect telephone sets of subscribers through PSTN switching nodes with the payment system server, the payment system server is designed to record and store data transmitted through the telecommunication network from the terminal user code of the payment system generated by the user, receiving from the telephone set of the subscriber of the PSTN the specified code for PSTN, comparisons the transmitted and received codes and providing access to the seller’s server by comparing the specified codes, and the specified switching means is connected to PSTN switching nodes configured to provide control over communication sessions of PSTN subscribers connected by the switching means to the payment system server for billing the indicated subscribers an automated system for calculating PSTN services for specified communication sessions.

In addition, the payment system server contains a transceiver, the first input - the output of which is connected via a telecommunication network with user terminals, the second input - the output is connected to the first input by the output of random access memory (RAM), a means for receiving and transmitting messages via PSTN, designed for messaging on PSTN between telephone sets of PSTN subscribers through the specified switching nodes and the switching means and the specified server installed in the PSTN and connected, one output specified with The means are connected with RAM, the other output and the output of RAM are connected to the comparison unit, the output of which is connected to the means of providing access to the seller’s resources.

Also, the means of providing access to the seller’s resources is connected with the seller’s resource database of the payment system server with the ability to read the corresponding information service or resource from the specified database and transmit it through the specified transceiver over the telecommunication network to the user terminal.

In addition, the means of providing access to the seller’s resources is intended to provide the address of the location of the user of the information service or resource on the seller’s server and is connected through the specified transceiver to the user terminal for transmitting the specified address to the user terminal via the telecommunication network.

In addition, a unit for reproducing an audio message confirming the connection of the subscriber's telephone apparatus to the payment system is connected to the indicated switching means.

The technical result of the fifth embodiment is achieved by the fact that the system of providing paid services in a telecommunication network comprising user terminals, at least one resource seller server and a payment system server associated with a telecommunication network, and a public switched telephone network (PSTN), terminals users are configured to connect to the telecommunications network and connect to the PSTN as subscribers of the specified network, the system contains a means of switching user terminals and the payment system server installed in the PSTN and designed to connect user terminals through PSTN switching nodes with the payment system server, the payment system server is designed to record and store the payment system code generated by the user transmitted via the telecommunication network from the user terminal, receiving from the corresponding user terminal the specified PSTN code, comparing the transmitted and received codes and providing access to the seller’s server according to the results of the comparison decree codes, and the specified switching means is connected with PSTN switching nodes, configured to provide control over communication sessions of PSTN subscribers connected by the switching means to the payment system server, for billing these subscribers with an automated system for calculating PSTN services for the specified communication sessions.

In addition, the payment system server contains a transceiver, the first input - the output of which is connected via a telecommunication network with user terminals, the second input - the output is connected to the first input by the output of random access memory (RAM), a means for receiving and transmitting messages via PSTN, designed for messaging for PSTN between the respective terminals of PSTN subscribers through the specified switching nodes and switching means and the specified server installed in the PSTN and the specified server, one output of the decree Nogo means associated with the RAM, the other output and the RAM are connected to the comparison unit, whose output is connected with means providing access to the seller's resources.

resource and transmission through the specified transceiver means over a telecommunications network to the user terminal.

In addition, the means of providing access to the seller’s resources is intended to provide the address of the location of the user of the information service or resource on the seller’s server and is connected through the specified transceiver to the user terminal for transmitting the specified address to the user terminal via the telecommunication network.

Also, the telecommunications network is the global Internet.

In figure 1. a functional diagram of the claimed system according to the first embodiment is presented.

In FIG. 2 is a diagram of the switching of PSTN subscribers with a device 16 for determining the presence of communication between PSTN subscribers, determining subscriber numbers and allocating a service code.

In FIG. 3 shows the switching scheme of PSTN subscribers through the corresponding switching node 8 and switching means 5 to the server 6 of the payment system.

In FIG. 4 shows a functional diagram for the second embodiment of the claimed system.

In FIG. 5 shows a functional diagram for a third embodiment of the claimed system.

In FIG. 6 shows a functional diagram for a fourth embodiment of the claimed system.

In FIG. 7 shows a functional diagram for a fifth embodiment of the claimed system.

The system from the first to the fifth (Figs. 1,4,5,6,7) implementation options includes terminals 1.1-1.p. users of the telecommunication network 3, in particular, personal computers connected via a modem (not shown in the drawing) to the network 3. The network may be the Internet or another telecommunications network. Users of network 3 are simultaneously subscribers of the public switched telephone network 4 (PSTN) and can connect to network 4 via telephones (not shown in Fig. 1) and / or modems of a PC (personal computers) (not shown in the drawing). The terminals 1 of users (subscribers) in the first and fifth embodiments are configured to connect to both a telecommunication network such as the Internet and a public telephone network using modems, or with the ability to connect, in particular.

to the Internet via dedicated channels, while work in PSTN can also be performed autonomously by the user using a telephone with the possibility of tone dialing.

Obviously, when using the same telephone wires or telephone communication channels, in the public switched telephone network 4 (PSTN) and in the Internet telecommunication network to separate the use of these networks, any known methods of message separation can be used, for example, switching telephone network channels general use (i.e. using a data transmission channel until the connection is open at the physical level) or switching messages on the Internet (i.e., creating a physical the channel between the terminal equipment is not necessary and messages are sent on the Internet without violating their integrity, instead of the physical channel there is a virtual channel consisting of physical sections and message buffering is possible between sections), or packet switching (the message is transmitted via a virtual channel, but it divided into packages), i.e. choosing one or another type of signal separation for messaging (see Norenkov I.P. et al., “Telecommunication Technologies and Networks, Moscow, MSTU named after N.E.Bauman, 1998, pp. 11-15)

The system also includes means 5 for switching user terminals (FIG. 3) to a payment system server 6 installed in a public telephone network 4 and intended for connecting user terminals through a public telephone network to a payment system server and which can communicate with 8.1 switching nodes. - 8.p. a public telephone network intended for connecting PSTN subscribers and for monitoring communication sessions of subscribers of a public telephone network, including those connected to a payment system server, using device 16 for determining the existence of communication between PSTN subscribers, determining subscriber numbers and extracting from these numbers service code. The switching nodes and device 16 are part of the standard automatic long-distance telephone exchanges (AMT).

The switching means 5 comprises means for determining a logical telephone number of a payment system server associated with means for connecting a subscriber who dialed this number to a payment system server 6, i.e. can also be performed on the basis of automatic telephone exchange.

connection means 5 with the subscriber. SSP switching servers are widely used in intelligent communication networks, i.e. communication networks providing PSTN users access to an expanded set of services.

Examples of services include call forwarding, determining the number of the caller, receiving voiced information about the cost of the service, etc. (see Norenkov I.P. et al., “Telecommunication Technologies and Networks, Moscow, MSTU named after N.E.Bauman, 1998, p. 95).

According to the first embodiment (Fig. 1), the terminals 1 of the users of the telecommunication network are connected through the network 3 to the means 9 for assigning the user of the payment system code to the server 6 of the payment system, the function of which also includes sending messages from the server 6 of the payment system via the telecommunication network 3 to corresponding terminals 1. The assigned code is, for example, a password and a keyword. The tool 9 includes a transceiver 29 associated with the encoder 30. The server 6 of the payment system also includes a tool 7 for receiving and transmitting messages via PSTN, connected through the switching means 5 and the corresponding node 8.1, installed in the PSTN 4 to the corresponding terminals 1, and intended for receiving a message of the payment system code from the terminal 1 of the user via PSTN received by the user over the telecommunication network 3 from the server of the payment system 6. The tool 7 is connected to RAM (random access memory) 12, one in the output of which is connected to the comparison unit 10, another to the input of the means 11 for providing access to the seller’s resources, and the third output is connected to the means 27 for storing and retrieving the codes (addresses) of the seller’s servers, their information services (resources) and the cost of these services. The tool 7 is also associated with the database 26, with block 10 comparison. Means 9 and 7 are connected to block 10 for comparing the payment system code assigned to the user in means 9 during the communication of the server 6 with the user terminal 1 through the telecommunication network 3 and the program stored on the user terminal 1. Block 10 comparison is connected to the means 11 for providing access to the resources of the seller. The system also includes switching nodes 8.1, ..., 8.p installed in the public switched telephone network 4. a public telephone network intended for communication between subscribers in a public telephone network 4 and associated with a device 16 for registering subscriber connections, determining numbers and a service code connected to an automated system 25 for calculating services of a public telephone network. Switching nodes 8.1 - З.п in the public telephone network

are the so-called automatic long-distance telephone exchanges. (Sokolov N.A. “Subscriber access networks. Principles of construction, Perm, CJSC IG Enter-Profi, 1999). Those. switching nodes 8 (as mentioned above) are long-distance telephone exchanges (PBXs) that connect subscribers to the PSTN and control, through device 16, communication sessions and services, for example, the duration of telephone conversations when connecting subscribers.

The indicated nodes are 8.1 - 8.p. switching is connected to the billing center (not shown) of the standard automated system 25 for calculating PSTN services, which is used when registering PSTN subscriber connections made to determine the services that were provided to subscribers, calculating the cost of these services at PSTN tariffs and billing subscribers by mail or other address.

In FIG. 4 is a functional diagram of a second embodiment of the system.

It contains the blocks 1-5, 7, 10-12, 16, 25-27, 29 listed in the first embodiment, connected in the same way as in the first embodiment. According to the second variant, the user terminals 1.1 - l.n are personal computers connected to the telecommunication network 3. The system also contains the telephones of subscribers 31.1 - 31.k, which, independently of the user terminals 1.1 - l.n, can communicate through PSTN 4 with the payment system server 6.

In this case, in the second embodiment, the switching means 5 also comprises an audio message reproducing unit 32 for confirming the fact of the connection of the subscriber to the payment system server 6, transmitted to the subscriber in sound form. Moreover, the switching means 5 according to the first, second, third, fourth and fifth embodiments may include an automatic telephone number identifier, which can be transmitted to the payment system server 6 after the logical telephone number. The means 19 for receiving from the PSTN subscriber the payment system code of the server 6 contains a transceiver 29, the input - output of which is connected to the switching means 5, one output is connected to the RAM 12, and the second output is connected to the sound notification unit 33 of the receipt of the payment system code.

In FIG. 5 is a functional diagram of the system according to the third embodiment of the system.

It contains all of the blocks listed in the first embodiment, 1-5, 7-12, 16, 25-27, 29.30, related. In this case, according to the third option, the terminals 1.1 - ln of the users are personal computers connected to the telecommunication network 3. The system also contains telephones of subscribers 31.1 - 31.k, which can independently communicate through the PSTN 4 with the payment server 6 through PSTN 4 system.

In the third embodiment, the switching means 5 comprises an audio message reproducing unit 32 for confirming the fact of the connection of the subscriber to the payment system server 6, transmitted to the subscriber in sound form.

Server 6 contains means 9 with a transceiver 29 and encoder 30, RAM 12, a comparison unit 10, means 11 for providing access to seller’s resources, database 26 and means 27 for storing and retrieving codes.

In addition, to the means 7 is connected to the block 33 sound alerts receiving the code of the payment system.

In FIG. 6 is a functional diagram of a fourth embodiment of the system.

It contains terminals 1.1 - l.n of users of the telecommunication network 3, in particular, personal computers connected via a modem (not shown in the drawing) to the network 3. The network may be the Internet or another telecommunication system. The system also contains the telephone sets of subscribers 31.1 - 31.k, which can independently communicate with PSTN 4 regardless of user terminals 1.1 - l.n. At the same time, work in PSTN 4 can be performed independently by the user using a telephone set with the possibility of tone dialing.

PSTN 4 includes switching nodes 8 installed in it with the possibility of establishing communication between subscribers of the network 4, switching means 5 connected to the switching nodes 8, also connected with the device 16 for determining the presence of communication between PSTN subscribers. The system also contains the server 6 of the payment system, including nodes 7, 9, 10, 11, 12, 26, 27 and 29, interconnected as shown above.

And also to the means 7 is connected to the block 33 sound alerts receiving the code of the payment system.

It contains the above user terminals 1.1. - 1 .p., Servers of 2 sellers, telecommunication network 3, PSTN 4 with nodes 8.1. - 8.p. switching means 5 switching device 16 determine the presence of communication between PSTN subscriptions, server 6 of the payment system, including nodes, nodes 7, 9, 10, 11, 12, 26, 27 and 29, connected as described above.

The claimed system according to the first embodiment works as follows. The user, through terminal 1, finds on the Internet the seller’s Web site with paid resources (services or goods), to which he wants to get almost immediate access.

To provide immediate user services for the provision of information services and other goods in the telecommunication network 3, this system has been created. In the simplest version of customer service, the system includes both organizational procedures and hardware at the physical level. Before starting to work in the market of paid electronic services, agreements are concluded between sellers of paid services on the network, for example, the Internet, and the payment system, according to which sellers on their Web pages (sites) inform potential buyers, network users about the possibility of paying them services through the server of the payment system and the procedure for communicating with the seller and the payment system, if the user wants to use the services of such payment, which provides access to services with minimal waiting time, downtime, etc. A user (potential buyer), having familiarized himself with the payment terms, can download a program on his PC that provides access to the seller’s resources with the procedure for payment for services offered below. The system starts by downloading the program to user terminal 1. Downloading this program can be carried out both from the server 2 of the seller, and from server 6 of the payment system to the personal computer of terminal 1 of the user. Those. There are two options for downloading the program. The procedure for the program download session can be indicated on the seller’s website (server 2), or information on the payment system and the procedure for communicating with it can be provided on the seller’s website, i.e. redirection to the server of the payment system. In this case, by contacting the server 6 of the payment system (the address is indicated on the seller’s website), you can download the program to the personal computer of terminal 1 of the user from the server 6 of the payment system. By downloading the program, the buyer can carry out further actions. A program overwritten by user 1 informs the user that he can use this service program and that

the start of the program corresponds to the conclusion of a subscriber servicing agreement under the terms of the payment system. In other words, starting to work on the downloaded program, the user agrees that the server 6 of the payment system will provide him with access to information services and / or goods of the seller, receiving the necessary services and / or goods, and he, in turn, will receive an invoice from the payment center 25 telephone public networks for access to an information service (obtaining the necessary services and / or goods), will pay it as a regular bill for services of a public telephone network.

That is, by running the downloaded program, the user is included in the operation of the payment system server and agrees to its conditions.

The next step of the program is the receipt by the user of the Internet 3 of the payment system code, for this the program connects the user terminal with the transceiver 29 of the means 9 on the Internet 3 and transmits the logical telephone number stored in the program on terminal 1 to the server 6 in the means 9. The transceiver 29 associated with the encoder 30 transmits a logical telephone number to the encoder 30. The encoder, according to the received logical telephone number code, generates a subscriber code in the payment system, for example, according to a random law and transmits it to RAM 12 for storage and through the transceiver 29 via Internet 3 to the terminal 1 of the user, where he is remembered by the program. Further, having received the payment system code from server 6 of the payment system over network 3, the program completes the communication step with server 6 over network 3 and switches the modem of terminal 1 of the user who has become a buyer to PSTN 4.

According to the program, terminal 1 performs auto-dialing through the modem using the logical telephone number specified in the program downloaded to the user's PC 1. This number includes the service code of facility 5, the server code of the payment system, and the information service code. The structure of this code is such that the switching nodes 8 recognize this number as the code of the switching means 5, which is a PSTN subscriber. This logical telephone number code may also contain other identification codes, for example, a group of information services, type of order, etc.

Since the logical telephone number, as indicated above, is one of the subscriber numbers in the public telephone network 4, the public telephone network (switching nodes 8) can identify it, control communication sessions, it has a tariff for the public telephone network and he may be billed to the public switched telephone network.

In other words, if the specified signal corresponding to the logical telephone number of the payment system arrives at one of the switching nodes 8 (the specified number is formed as one of the PSTN subscriber numbers), then the switching node 8 recognizes it and connects the subscriber who dialed this number with the means 5 switching (Fig. 3) The means 5 for the switching node 8 in this case is another conventional PSTN communication node (an intermediate switching node when connecting subscribers).

When switching nodes 8 switching PSTN 4, i.e. providing communication in PSTN 4, this logical number will be determined by the subscriber’s connection registration device 16 as the number of the network subscriber 4, processed in the settlement center 25 of the public telephone network services and the subscriber will be billed according to the tariff for the service indicated in the logical telephone number, those. standard means of payment for PSTN services. So, the corresponding switching node 8 makes the connection of the subscriber 1 through the switching means 5 with the payment server 6, which is the same PSTN subscriber for the switching node as other subscribers.

The logical number dialed by subscriber 1 will be allocated by switching means 5, because, as indicated above, it includes the service code of means 5. And switching means 5, after identifying the service code of means 5, will connect the user terminal to the server 6 of the payment system.

The switching means 5, in addition to determining the service code related to this means 5, can also determine the server code of the payment system, the code of the information service, inform the subscriber about dialing into the payment system, etc., i.e. work on the SSP protocol, as indicated above. Further, the indicated means 5, since it is a means of switching, forwards the call (commutes the subscriber line) to the server 6 of the payment system, i.e. connects the terminal 1 of the subscriber (telephone channel) and the server 6 of the payment system.

The means for receiving and transmitting messages via PSTN 7 through the corresponding switching unit 8 and the switching means 5 is connected to the terminal 1 of the calling user and receives the subscriber code in the payment system assigned to the subscriber via the Internet 3, together with the subscriber code in the payment system and a logical phone number dialed by the subscriber. Next, received in the tool 7, a code message is transmitted to RAM 12 for storage. In the case when the telephone number code of the caller is received along with the logical telephone number, this code can also be written into RAM 12 along with other indicated codes.

T.O. RAM 12 stores the logical telephone number code containing information about the seller and the service and the payment system code assigned to the subscriber with this number. In other words, in RAM 12 the indicated codes of logical numbers are stored that contacted the server 6 of the payment system of Internet users 3 and the codes of the payment system assigned to them, which can be addresses for reading subscriber data from RAM 12.

From this moment, the subscriber is a subscriber of the payment system. After receiving by means of 7 for receiving and transmitting messages via PSTN the code of the payment system from terminal 1, the program recorded on terminal 1 switches the user terminal 1 to work with the Internet 3. Moreover, if the user terminal 1 was initially connected to the seller’s server 2 through an provider (not shown in the drawing), then communication with the seller 2 on the Internet is also restored through this provider, i.e. in a standard way.

Further, the program downloaded on the terminal 1 carries out the communication step with the server 6 of the payment system to identify the subscriber (buyer) in the network 3.

The PSTN code received by the PSTN in the payment system is transferred to means 7 for receiving and transmitting messages via PSTN 4. This code is transmitted by means 7 to the comparison unit 10 and to RAM 12 for reading data corresponding to this code from the RAM into the RAM, that is, recorded during the procedure of assigning a payment system code to the subscriber in a communication session with terminal 1 via network 3. RAM 12 when the receipt of this code, transmits data corresponding to this code to the comparison unit 10. For simplicity, the same subscriber code is received from RAM 12, since the subscriber code is, on the one hand, the data recorded in RAM and, on the other hand, the address for reading this data (for example, the subscriber code in the payment system) from RAM 12. If in the block 10 comparison codes coincided, the message about this is received in the tool 11 to provide access to the resources of the seller. The storage and retrieval means 27 stores data on information services and addresses of sellers of these services, which are part of the codes of the logical telephone number. In the case when the user has been identified in the payment system, i.e. in the comparison block 10, the codes coincided, in order for him to gain access to the corresponding service of the respective seller, the logical telephone number is transferred from the means 7 to the means 27. In the indicated means 27 he selects the direct address of the seller’s information service from the logical telephone number and from RAM 12 transmit the subscriber code. This data goes to the tool 11, which forwards the address

information services through the transceiver 29 and the network 3 to the terminal 1 to provide user access to the services of the server 2 of the seller.

In case when in block 10 when comparing the codes they are not identified, the downloaded program offers the user to reconnect with the seller’s website on network 3 and repeat the above purchase procedure again. The program also provides for the repetition of individual steps, such as: busy phone on the tool 5, there is no connection with the subscriber’s provider (user terminal), etc., i.e. the program provides the ability to repeat the steps.

At the same time, the means 11 for providing access to the seller’s resources, as described above, can work in several scenarios, for example, in the same way as in the prototype, i.e. sends through its dedicated channels a message about the information service, about the user’s terminal and that the service has been paid for by the payment system, and the seller’s server after this message sends the resource of interest to the user’s address.

One of the options for implementing immediate access may be the following access. For example, on a daily basis, the payment system server rewrites information resources from the servers 2.1., ..., 2.p of service sellers to the database 26 of the payment system (through dedicated channels, not shown in the drawing), systematizes them by sellers and information services, and access to the resources stored in the database 26 is carried out by transmitting the access permission code from the means 11 (if the codes match in block 10), and from the device 27 data about the seller’s server and services by subscriber’s code in the payment system from RAM 12, which are address for stvuyuschih resources (services Seller) in the base 26. At this address fetches data from the database information service database 26 and transmits the selected information service (resource) through the transceiver 29 to the terminal 1 of the buyer.

The server 6 of the payment system for all variants of implementation is run by a controller (for simplicity, not shown) connected via control and information buses (not shown) to all blocks of the server 6 of the payment system (7,10,11,12,26,27 , 29.30) according to the algorithms described in this application, respectively, for each implementation option.

Terminals 1.1. users are connected to telecommunication network 3, and subscribers can reach the payment system server 6 from any PSTN 4 telephone set, i.e. telephone sets 31.1 - 31.k and user terminals 1.1 - l.n are separated. They can even be at a considerable distance from each other. The subscriber who used the information on the paid services provided by the payment system is informed about the rules for generating the payment system code and the procedure for entering it through a telephone with the possibility of tone dialing, makes a phone call, dialing the corresponding logical telephone number containing the facility service code 5, the payment system server code , the information service code and the payment system code selected by him from the possible options for setting this code in the information. The switching unit 8 switches the subscriber unit 31 .k to the means 5, while in the same way as in the first embodiment, the switching unit 8, when the subscriber 31.k is connected to the means 5, controls the connection, allocates a service code, a communication session duration, etc. n., in order to subsequently invoice the service to the subscriber to the telephone number from which the call was made. Further, when connecting to the subscriber means 5 switching, i.e. if there is a connection between the subscriber unit 31.k and the means 5, the audio message reproducing unit 32 can be turned on. At the same time, recording of an audio message that the subscriber has connected to the server of the payment system is turned on, and after a certain sound signal should enter its own code in the payment system in tone mode.

Next, the switching means 5 connects the subscriber’s device 31.k with the transceiver 29 of the server 6. The transceiver 29 of the means 19 allocates the specified logical telephone number, which the subscriber called and allocates the subscriber’s code set by the subscriber in the payment system, the indicated codes defining the subscriber, it is associated with RAM and writes that data to it.

Thus, each entry in RAM is a logical telephone number code received from PSTN 4 and the subscriber code in the payment system selected by the subscriber. According to the second embodiment, user terminals (personal computers) can be connected to network 3 without the possibility of connecting them to a public telephone network, i.e., for example, through an optical or other cable, through a dedicated radio channel, etc.

In addition to the procedure for using the system and the logical telephone number, the information for potential users of the payment system also tells you the address of the payment system server in the telecommunication network 3, through which you can connect to server 6 in network 3. The user through terminal 1 contacts the address 6 with the server and transmits the specified to them through PSTN 4, the subscriber code in the payment system to server 6 via network 3. Means 7 receives this code, contacts RAM 12 to retrieve the same code from RAM, and also forwards the code received from network 3 , in comparison block 10.

As mentioned above, in RAM 12, the recorded data about the subscriber-user of the payment system is stored in the form of a code transmitted by him via PSTN 4 and a logical telephone number to which he dialed through network 4 to server 6. Moreover, if the user from terminal 1 forwards If network 3 has its own code in the payment system, then upon receipt of the tool 7 transfers this code to RAM 12 and to the comparison unit 10. In RAM 12, this code can be the address for searching for data about the subscriber, as indicated above, stored in RAM.

If data with this code is detected in RAM 12, then the code of the subscriber, which enters the comparison unit 10, is already read from RAM 12. Those. thereby, the subscriber code in the payment system is checked twice. If the codes match, the comparison unit 10 issues a signal to the means 11 to provide access to the seller’s resources.

Further, the system in access mode operates according to the scenarios described in the first embodiment.

According to the third embodiment (Fig. 5), the system operates as follows.

User terminals are connected to telecommunication network 3, and subscribers can reach the server 6 of the payment system from any PSTN 4 telephone device, i.e. telephone sets 31.1 - 31 .k and user terminals 1.1 - 1.P are separated. They can even be at a considerable distance from each other. The user who used the information about the provided paid services of the payment system, as well as in the first embodiment, contacts the server 6 and receives the payment system code from the server 6 through the network 3. At the same time, the specified code from the encoder 30 goes to RAM 12, where it is stored .

Further, having received the payment system code from the server 6 of the payment system via network 3, the program informs the user about the code of the payment system assigned to it and received at terminal 1, then the program offers the user

independently reach the server 6 of the payment system and enter the specified code in the payment system from the telephone device PSTN 4 to a specific logical telephone number.

The user, having received the payment system code via network 3, starts calling 31.k., dialing the corresponding logical telephone number containing the service code of funds 5, the server code of the payment system, the information service code and the subscriber code of the payment system assigned by the server 9 6. The switching unit 8 switches the subscriber unit 31.k to the means 5, while in the same way as in the first and second embodiment, the switching unit 8, when the subscriber 31.k is connected to the means 5, controls the connection, selects od services, the duration of the session, and so on, in order to subsequently put the invoice for the subscriber to the mobile phone number from which the call was made. Further, when connecting to the telephone set of the subscriber means 5 switching, i.e. if there is a connection between the subscriber unit 31.k and the means 5, the audio message reproducing unit 32 can be turned on. In this case, recording of an audio message that the subscriber has connected to the server of the payment system is turned on, and after a certain sound signal must enter its code in the payment system in tone mode.

Further, as in the first embodiment, the means 7 for receiving and transmitting messages via PSTN through the switching means 5 and the corresponding switching unit 8 is connected to the telephone 31. to the caller and receives the subscriber code in the payment system assigned to the subscriber via the Internet 3, along with the subscriber code in the payment system, a logical telephone number dialed by the subscriber is also received. Next, the codes received in the tool 7 are transferred to RAM 12 for storage at the subscriber's code address in the payment system. In the case when along with the codes of the logical telephone number and the subscriber's code in the payment system the code of the telephone number of the calling subscriber arrives, this code can also be written to RAM 12 along with other indicated codes at the same address.

T.O. RAM 12 stores the logical telephone number code containing information about the seller and the service and the payment system code assigned to the subscriber with this number. In other words, in RAM 12 the indicated codes of logical telephone numbers are stored, which communicate with the server 6 of the payment system of Internet users 3 and the codes of the payment system assigned to them.

which, as indicated above, can be addresses for reading data about the subscriber from these codes from RAM 12 when accessing.

From this moment, the subscriber is a subscriber of the payment system. After the means 7 receives the payment system code from the telephone of the user and writes it to RAM 12, the server 6 of the payment system makes the end of communication with the telephone of the user, and the audio message completion block 33 may turn on and transmit this message to the subscriber telephone set.

Having completed the connection with the server 6 of the payment system via PSTN 4, the user carries out the procedure for his identification in the payment system. To do this, he sends from the terminal 1 to the transceiver 29 of the server 6 his code in the payment system via the Internet 3, assigned to the subscriber by means of 9 and consisting of a password, the subscriber’s keyword. This code is transmitted to the transceiver 29. The transceiver 29 receives the indicated code and transmits it to the block 10 for comparison with the code assigned to the subscriber by means 9 and then received from the telephone set of the user via PSTN 4 to means 7. The transceiver also sends this code for reading to RAM 12, at which the subscriber data is read as at the address. RAM 12 upon receipt of the subscriber code in the payment system finds in memory the same code assigned to the subscriber and sends it to the comparison unit 10. If the codes match, then a message about this is transmitted to the tool 11 to provide access to the seller’s resources, and from RAM 12 means 27 also receives data from the stored logical telephone number about the seller and the service corresponding to the subscriber’s code in the payment system, means 27 sets the address of the seller’s server network 3 and the corresponding information service in accordance with the received codes ha, the seller’s address is transmitted to the access control means 11, which forwards this address through the transceiver 29 and the network 3 to the terminal 1 to provide the user with access to the services of the seller’s server 2.

Further, the system in access mode operates according to the scenarios described in the first embodiment.

According to the fourth embodiment (Fig. 6), the system operates as follows.

Terminals 1.1. - l.n users are connected to telecommunication network 3, and subscribers can reach the payment system server 6 from any PSTN 4 telephone set, i.e. telephone sets 31.1 - 31 .k and user terminals 1.1 - l.n are separated. They can even be on significant

distance from each other. The user who used the information about the paid services provided by the payment system is informed about the rules for generating the payment system code and the procedure for entering it either through terminal 1 via network 3 or via a telephone with the possibility of tone dialing via PSTN 4 to server 6 of the payment system. Next, the user selects a work option according to which, according to the rules specified in the downloaded program, he enters his code generated by him through terminal 1 through network 3, communicating with the transceiver 29 of the payment system server 6. This code is the user code in the payment system. The user, in order to identify himself in the payment system, can also enter the code of the subscriber phone number, which he will use in PSTN identification mode and by which an invoice will be sent to pay for PSTN services. The transceiver 29, having received a message with a user code in the payment system, sends it to RAM 12 for recording and storage, with the address corresponding to the user code in the payment system, and the subscriber number of the specified phone number. The server 6 of the payment system, having received from the telecommunication network user its code in the payment system, informs the user about the receipt of the code through the transceiver 29 through the network 3 and prompts the user to dial into the server 6 of the payment system and enter the specified code into the payment system from the PSTN phone 4 a specific logical telephone number corresponding to the server number 6 of the payment system in PSTN 4.

The user makes a phone call by dialing the corresponding logical telephone number containing the service code of funds 5, the server code of the payment system, and the information service code. The switching unit 8 switches the apparatus 31.k. the subscriber to the tool 5, while in the same way as in all five implementation options, the switching node 8 when connecting the subscriber 31 .k. with the means 5 controls the connection, allocates a service code, the duration of the communication session, etc., in order to subsequently bill the service for the subscriber to that subscriber phone number from which the call was made. Further, when connecting to the subscriber means 5 switching, i.e. if there is a connection between the subscriber unit 31 .k and means 5, the audio message reproducing unit 32 can be turned on. In this case, the recording of an audio message that the subscriber is connected to the server 6 of the payment system is turned on, and after a certain sound signal must enter its code in the payment system in tone mode.

Next, a user authentication session is performed.

As in the first, in the fourth embodiment, the means 7 for receiving and transmitting messages via PSTN 4 through the corresponding switching node 8 and the switching means 5 is connected to the telephone 31.k. the calling user and receives the subscriber code in the payment system, generated and sent by the user via the Internet 3, along with the user code in the payment system receive his subscriber phone number and logical phone number dialed by the subscriber. Then, the means 7 transmits the user code and subscriber number to the comparison unit 10 and to the RAM 12. In the RAM 12 in the communication session through the network 3, the user code in the payment system was selected, selected by the subscriber (user) and transmitted for recording and storage to the server 6, and the subscriber phone number from which the user intended to call server 6 through the PSTN. For these codes, from RAM, as at the address, the specified data is read and transmitted to the comparison unit 10. If the codes match in block 10 of the comparison, then a message about this is transmitted to the means 11 to provide access to the seller’s resources. Further, the system in access mode operates according to the scenarios described in the first embodiment.

According to the fifth embodiment (Fig. 7), the system operates as follows.

User Terminals 1.1. - ln through a modem (not shown in the drawing) are connected to the telecommunication network 3 and at the same time are PSTN subscribers 4. As in the fourth embodiment, the user who used the information about the provided paid services by the payment system is informed about the rules for generating the payment system code and the procedure enter it through terminal 1 through network 3 to server 6 of the payment system. Next, the user generates and enters the code generated by him in the payment system and the code of the subscriber phone number, communicating through terminal 1 via network 3 with the transceiver 29 of the server 6 of the payment system. The transceiver 29, having received a message about the user code in the payment system and his subscriber phone number in the PSTN, sends them to RAM 12 for recording and storage. Server 6 of the payment system via network 3 informs the program on the user terminal of the receipt of the code. Next, the program, having received from the server 6 of the payment system via network 3 a confirmation of receipt of the code of the payment system, completes the communication phase with server 6 via network 3 and switches the modem of terminal 1 of the user who has become a buyer to PSTN 4.

According to the program, Terminal 1 performs automatic dialing through the modem at the number specified in the program downloaded to the user's PC 1. This number includes the user code in the payment system (selected by the user), the service code of the tool 5, the server code of the payment system and the information service code, as well as the user's telephone number.

Further, as in the first, fourth, and fifth embodiment, the means 7, through the corresponding switching unit 8 and the switching means 5, connects to the terminal 1 of the calling user and receives these codes, including the user code in the payment system, generated and sent a user in a communication session via the Internet 3, a logical telephone number dialed by the subscriber and his subscriber telephone number. The tool 7 sends the user code and subscriber number to the comparison unit 10 and to RAM 12. According to the user code, data including the same user code and its subscriber number are read from the RAM 12 and transferred to the comparison unit 10 as well. If the codes in the comparison block 10 match, then a message about this is transmitted to block 11 to provide access to the seller’s resources. Further, the system in access mode operates according to the scenarios described in the first embodiment.

Industrial applicability

User terminals are personal computers connected to the public switched telephone network and the Internet by hardware and software (see Norenkov I.P. et al., “Telecommunication Technologies and Networks, Moscow, MSTU named after N.E.Bauman, 1998 , p. 95).

The implementation of the access of the seller’s server 2 with the terminal 1 of the user when paying for the services with the server by the payment system can be carried out in the simplest case, when the codes match in the comparison unit 10 according to the procedure using the means described in the application WO 97/034 10 A1, G 06 F 17 / 60, 01/30/1997 and in US 5359642, H 04 M 15/00, 10.25.1994.

The given implementation examples do not limit the possibility of other implementation options of the claimed system, including options for the implementation of individual functional units of the system.

Claims (28)

1. A system for providing paid services in a telecommunication network, comprising user terminals, at least one resource seller server and a payment system server associated with a telecommunication network, and a public telephone network, user terminals are subscribers of a public telephone network, characterized in that the system comprises means for switching user terminals to the server of the payment system, designed to compare the code of the payment system of the subscriber transmitted to the subscriber the public telephone network and received from the user’s terminal via the telecommunication network and providing user access to the seller’s server when the specified codes match, and the specified switching means is connected to the switching nodes of the public telephone network, configured to provide control over communication sessions of subscribers of the public telephone network connected to the server of the payment system for billing the specified subscribers with an automated telephone service settlement system public network for the specified communication sessions.  2. The system according to claim 1, characterized in that the payment system server comprises means for assigning a payment system code to the subscriber of the public telephone network, consisting of a transceiver, the first input-output of which is connected to the specified switching means, the second input-output is connected to the input- the output of the encoder, the output of which is connected to random access memory (RAM), the means for receiving and transmitting messages over the telecommunication network is intended for exchanging messages with user terminals, the output of which is the output of the RAM Y are connected to a comparison unit, the output of which is connected to a means of providing access to seller’s resources.  3. The system according to claim 2, characterized in that the means of providing access to the seller’s resources is connected with the seller’s resource database of the payment system server with the ability to read the corresponding information service from the specified database and transmit it through the specified means of receiving and transmitting messages over the telecommunication network to user terminal.  4. The system according to claim 2, characterized in that the means of providing access to the seller’s resources is intended to provide the address of the location of the resource of interest to the user on the seller’s server and is associated with the means for receiving and transmitting messages over the telecommunication network, designed to transmit the specified address to the user terminal.  5. The system according to claim 1, characterized in that the telecommunications network is a global Internet network.  6. A system for providing paid services in a telecommunication network, comprising user terminals, at least one resource seller server and a payment system server associated with a telecommunication network, and a public telephone network with telephones of subscribers of the specified network, characterized in that the system comprises means for switching user terminals to the payment system server, the payment system server is intended for assigning a payment system code to a subscriber of a public telephone network sending the specified code via the public telephone network to the specified subscriber in the form of a voice message, receiving the specified code from the corresponding user terminal via the telecommunication network, and providing access to the seller’s server when the specified codes match, and the specified switching tool is connected to the switching nodes of the public telephone network use made with the possibility of providing control over communication sessions of subscribers of the public telephone network connected to the server of the payment system, for billing the indicated subscribers by the automated system for calculating the services of the public telephone network for the specified communication sessions.  7. The system according to claim 6, characterized in that the payment system server comprises means for assigning a payment system code to the subscriber of the public telephone network, consisting of a transceiver, the first input-output of which is connected to the specified switching means, the second input-output is connected to the input- the output of the encoder, the first output of which is connected to random access memory (RAM), a means for receiving and transmitting messages over a telecommunication network is designed to exchange messages with user terminals and the specified server ohm, the output of which and the output of RAM are connected to the comparison unit, the output of which is connected to the means of providing access to the seller’s resources, the specified server also contains a sound reproduction unit for the subscriber’s code of the payment system, the input of which is connected to the second output of the encoder, the output is connected to the corresponding input of the transceiver.  8. The system according to claim 7, characterized in that the means of providing access to the seller’s resources is connected with the seller’s resource database of the payment system server with the ability to read the corresponding information service or resource from the specified database and transmit it by the specified means of receiving and transmitting messages over the telecommunication network to the user terminal.  9. The system according to claim 7, characterized in that the means of providing access to the seller’s resources is intended to provide the address of the location of the resource of interest to the user on the seller’s server and is associated with the means for receiving and transmitting messages over the telecommunication network, designed to transmit the specified address to the user terminal.  10. The system according to p. 6, characterized in that the telecommunications network is a global Internet network.  11. The system according to claim 6, characterized in that the unit for reproducing an audio message confirming the connection of the subscriber's telephone apparatus to the payment system is connected to the specified switching means.  12. A system for providing paid services in a telecommunication network, comprising user terminals, at least one resource seller server and a payment system server associated with a telecommunication network, and a public switched telephone network (PSTN) with telephone sets of subscribers of the specified network, characterized in that the system contains means for switching telephone sets of PSTN subscribers to the payment system server, the payment system server is designed to assign the user a payment system code, transfer the specified code via the telecommunication network to the user terminal, receiving the specified PSTN code from the user via the PSTN subscriber’s telephone, comparing the transmitted and received codes and providing access to the seller’s server based on the results of the comparison of the indicated codes, and the specified switching means is connected to the PSTN switching nodes, configured to provide control over communication sessions of PSTN subscribers connected by a switching tool to a payment system server for billing a decree For these subscribers, an automated system for calculating PSTN services for the specified communication sessions.  13. The system of claim 12, wherein the payment system server comprises a means for assigning a payment system code to the user, consisting of a transceiver, the first input-output of which is connected through the telecommunication network to the indicated terminals, the second input-output is connected to the input-output of the encoder , the output of which and the third input-output of the transceiver are connected to random access memory (RAM), the means for receiving and transmitting messages via PSTN designed to exchange messages of PSTN subscribers with the specified server, the course of which and the RAM output are connected to a comparison unit, the output of which is connected to a means of providing access to seller’s resources, the specified server also contains a sound notification block for receiving a payment system code, the output of which is connected to the corresponding input of a message receiving and transmitting device via PSTN.  14. The system according to item 13, wherein the means of providing access to the seller’s resources is connected with the seller’s resource database of the payment system server with the ability to read the corresponding information service or resource from the specified database and transmit means through the indicated transceiver of the user to assign the payment system code by telecommunications network to the user terminal.  15. The system according to item 13, wherein the means of providing access to the seller’s resources is intended to provide the address of the location of the resource of interest to the seller’s server and is connected through the specified transceiver of the means of assigning the user of the payment system code to the user terminal for transmitting the specified address to the terminal user over the telecommunications network.  16. The system according to p. 12, characterized in that the telecommunications network is a global Internet network.  17. The system according to p. 12, characterized in that the unit for reproducing an audio message confirming the connection of the subscriber’s telephone to the payment system is connected to the specified switching means.  18. A system for providing paid services in a telecommunication network, comprising user terminals, at least one resource seller server and a payment system server associated with a telecommunication network, and a public switched telephone network (PSTN) with telephone sets of subscribers of the specified network, characterized in that the system contains means for switching telephone sets of PSTN subscribers to the payment system server, the payment system server is designed to record and store data transmitted through telecommunication the network from the user terminal of the payment system code, receiving from the telephone device of the PSTN subscriber the specified PSTN code, comparing the transmitted and received codes and providing access to the seller’s server according to the results of the comparison of the indicated codes, and the indicated switching means is connected with PSTN switching nodes configured to provide control of communication sessions of PSTN subscribers connected by a switching tool to a payment system server for billing said subscribers with an automated settlement system Comrade PSTN services for communication these sessions.  19. The system according to p. 18, characterized in that the payment system server contains a transceiver, the first input-output of which is connected via a telecommunication network to user terminals, the second input-output is connected to the first input-output of random access memory (RAM), a receiving means and transmitting messages via PSTN, intended for exchanging messages on PSTN between telephone sets of PSTN subscribers through the specified switching nodes and the switching means and the specified server m, one output of the indicated means is connected with RAM, another output and output of RAM are connected to the comparison unit, the output of which is connected to the means of providing access to the seller’s resources.  20. The system according to claim 19, characterized in that the means of providing access to the seller’s resources is connected with the seller’s resource database of the payment system server with the ability to read the corresponding information service or resource from the specified database and transmit it through the specified transceiver over the telecommunication network to the user terminal.  21. The system according to claim 19, characterized in that the means of providing access to the seller’s resources is intended to provide the address of the location of the user of the information service or resource on the seller’s server and is connected through the specified transceiver to the user terminal for transmitting the specified address to the user terminal via the telecommunication network .  22. The system according to p. 18, characterized in that the telecommunications network is a global Internet network.  23. The system of claim 18, wherein a unit for reproducing an audio message confirming the connection of the subscriber’s telephone apparatus to the payment system is connected to said switching means.  24. A system for providing paid services in a telecommunication network, comprising user terminals, at least one resource seller server and a payment system server associated with a telecommunication network, and a public switched telephone network (PSTN), characterized in that the user terminals are configured to connecting to a telecommunication network and connecting to PSTN as subscribers of the specified network, the system contains a means for switching user terminals to a payment system server, a payment system server The system is designed to record and store the payment system code transmitted through the telecommunication network from the user terminal, receive the specified code via PSTN from the corresponding user terminal, compare the transmitted and received codes and provide access to the seller’s server based on the results of the comparison of the indicated codes, and the specified switching means is connected with PSTN switching nodes configured to provide control over communication sessions of PSTN subscribers connected by means of switching to a payment server with Stem, billing subscribers specified automated system of calculations PSTN services for these sessions.  25. The system according to paragraph 24, wherein the server of the payment system contains a transceiver, the first input-output of which is connected via a telecommunication network to user terminals, the second input-output is connected to the first input-output of random access memory (RAM), a receiving means and transmission of messages via PSTN, intended for the exchange of messages via PSTN between the respective terminals of PSTN subscribers through the specified switching nodes and the means of switching specified in the PSTN and specified with rverom, one output of said means associated with the RAM, the RAM and the other output connected to the output of the comparison unit, whose output is connected with means providing access to the seller's resources.  26. The system of claim 25, wherein the means of providing access to the seller’s resources is connected to the seller’s resource database of the payment system server with the ability to read the corresponding information service or resource from the specified database and transfer funds through the specified transceiver over the telecommunications network to the user terminal .  27. The system of claim 25, wherein the means of providing access to the seller’s resources is intended to provide the address of the location of the user of the information service or resource on the seller’s server and is connected through the specified transceiver to the user terminal for transmitting the specified address to the user terminal via the telecommunication network . 28. The system according to p. 24, characterized in that the telecommunications network is a global Internet network.