RU124225U1 - MOBILE ITEM OF CASH OPERATIONS - Google Patents

Abstract

A mobile cash desk containing a wagon-type body placed on the chassis, equipped with self-service devices in the form of terminals of an automated remote service system located in the working compartment, characterized in that in the body wall opposite the terminal there is a screen, controls and external parts of the receiving and receiving devices which facing the wall of the body, equipped with a door.

Description

The utility model relates to the field of armored vehicles, in particular to armored vehicles used as a mobile point of cash operations of a bank or its branch.

The development of the banking retail market and the growing demand of the population for banking services creates the need for a ramified banking infrastructure. The availability of banking services for a significant part of the population living in rural areas, small towns and villages, during mass events and at customs is increasingly ensured by the mobile cash points of the bank or its branch (hereinafter - PPCO), equipped on the basis of various transport funds. Such control panels are increasingly equipped with self-service devices in the form of terminals of an automated remote maintenance system.

Known Mobile point of cash operations (RU No. 75621, B60P 3/03), equipped with self-service devices in the form of terminals of an automated remote service system in three versions:

- a mobile cash register, containing a wagon-type body located on the chassis, separated by a partition with a door to the cabin and a working compartment with an entrance through the rear door, while the working compartment is divided by a transverse partition into an operator's room, which adjoins the cabin and is equipped with cash operations, and to the customer premises from the back door, equipped with self-service devices in the form of terminals of an automated remote maintenance system, housing and dark blocks which are placed in the working compartment, and their screens, controls and outer parts receiving and dispensing device are led out through openings in at least the sidewall of the wagon body type.

- a mobile cash register, containing a wagon-type body located on the chassis, separated by a partition with a door to the cab and the working compartment, equipped with self-service devices in the form of terminals for automated remote maintenance systems, cases and system units of which are located in the working compartment, and their screens, elements the controls and external parts of the receiving and dispensing devices are brought out through the openings in at least the sidewall of the wagon type body.

- a mobile cash register, containing a wagon-type body located on the chassis, separated by a partition with a door to the cab and a working compartment with an entrance through the back door, equipped with self-service devices in the form of automated remote maintenance terminals located in the working compartment, at the same time at least for some of the indicated terminals, the cases and system units are located in the working compartment, and their screens, controls, and the external parts of the receiving and output devices are brought out through the openings, at least in the sidewall of a wagon-type bodywork.

The indicated variants of the utility model make it possible to provide access for a significant part of the population living in rural areas, small cities and towns, during mass events and at customs, to the terminals of the banking system of automated remote servicing, outside the body, increasing the throughput of the control and control system.

The installation options proposed in the known utility model for installing terminals of a banking system for automated remote maintenance in openings made in the walls of a vehicle body with a screen, controls and external parts of the terminal receiving and dispensing devices outside the body have significant drawbacks, since the openings made in the walls of the vehicle’s body, lead to a decrease in the security of the control panel, and expensive terminals installed in such body openings are at risk damage during movement of the vehicle, including on the road, or in case of emergencies, and the risk of unauthorized access to the terminals.

The utility model according to patent RU No. 75621 is adopted as a prototype.

The problem to be solved by the claimed utility model is to increase the safety of operation of the control system, which also includes mobile banking offices, reduce the risk of damage to the terminals of the automated service system during the movement of the control system and reduce the risk of unauthorized access to the terminals.

The technical result achieved in this case is to preserve the integrity of the body of the armored vehicle in which the PPS is located, equipped with self-service devices in the form of terminals of an automated remote maintenance system.

Self-service devices in the form of terminals of an automated remote maintenance system (hereinafter referred to as terminals) are understood to mean:

- ATM

- payment terminal,

- information terminal,

- currency exchange device, money transfer device,

- electronic cashier, etc.

In addition to the case and the system unit, the terminals are also equipped with a monitor, touch screen (analogue of a computer mouse), keyboard, trackball, device for receiving money (bill acceptor), barcode scanner, device for issuing money (cache dispenser), pin keyboard (pin-pad ) to enter a pin code, by a card reader.

Due to the fact that the control and control system equipment is the terminals of the automated remote service system, the corresponding equipment is located in the back, which provides the connection of these terminals via satellite or other connection with the main customer service centers.

This equipment and terminals can receive power, both from the life support system of the armored car, and from an autonomous power system built into the working compartment, or from an external power source (wiring to the centralized power supply system).

The terminal bodies are fixed to the side walls and / or to the floor of the vehicle body. Part of the terminals is fixed inside the body in such a way that their screens, controls and the external parts of the receiving and dispensing devices (hereinafter referred to as working bodies) are facing the body wall. Opposite each such terminal, a door is equipped in the body wall, providing customers with access to the working bodies of the terminals outside the body. The presence of a door opposite the working bodies of the terminal allows you to maintain the integrity of the vehicle body during the period of movement of the vehicle and to provide access to the working bodies of the terminals outside the vehicle during the period when the vehicle serves customers.

Concrete design decisions for placing and securing the terminals inside the body depend on the layout of the compartments of a particular vehicle, on the basis of which the PPSC is organized, and on the layout of the equipment that ensures the PPSC operation. Specific design solutions for the implementation of doors equipped opposite the terminals can also have various versions (hinged, swing, sliding, such as blinds).

New in the claimed utility model is the equipment of the door in the body wall opposite the terminal, the screen, controls and the external parts of the receiving and dispensing devices of which are facing the body wall.

These features are significant and interconnected with the formation of a stable set of essential features, sufficient to obtain the desired technical result - maintaining the integrity of the vehicle body equipped with PPS.

It is this set of features that allows us to solve the problem, namely, by ensuring the integrity of the vehicle body on the basis of which the PPSC is organized, the operation safety of the PPSC is increased, the risks of damage to the terminals of the automated service system during the movement of the PPSC are reduced and the risks of unauthorized access to the terminals are reduced.

The proposed utility model is illustrated by specific examples of execution, which are not the only possible ones, but demonstrate the possibility of achieving the required technical result, for example, when placing the terminals of the automated remote maintenance system in an armored car placed on the chassis of an all-metal van.

Figure 1 shows the first example of the layout of the FFP.

PPKO consists of an all-metal van 1 located on the chassis, divided by a partition 2 with a door 3 into a cabin 4 and a working compartment 5, consisting of an operator’s room, as well as a client room 6, the entrance to which is equipped for customers in the rear of the all-metal van 1 through the rear door 7 on a folding ladder with a handrail 8.

Between the room of the operator 5 and the room for clients 6, a transverse partition 9 is installed, next to which on the side of the room of the operator 5 there is an ATM 10 with working bodies 11, and on the side of the room for customers 6 a payment terminal 12 with working bodies 13 is installed, while the workers bodies 11 of the ATM 10 are facing the wall of the all-metal van 1, in which, opposite the ATM 10, a door 14 is opened that is opening from the bottom up. In addition, the all-metal van 1 is equipped with a sliding door 15 to the fulfillment of the technological functions.

Figure 2 shows another variant of the layout of the FFP.

This FFP consists of an all-metal van 1 located on the chassis, divided by a partition 2 with a door 3 into a cabin 4 and a working compartment 5. In the working compartment 5 along the wall of the all-metal van 1 there are installed an ATM 10 with working bodies 11 and payment terminals 12 with working bodies 13. The ATM 10 and the terminals 12 are turned by their working bodies 11 and 13 to the wall of the all-metal van 1, which is equipped with doors 14 that open from the bottom up, one of which is located opposite the ATM 10, and the other opposite each of the 12. van catch-metal 1 is also equipped with a sliding door 15.

FFP works as follows. In the mode of movement of the control panel all the doors of the all-metal van 1 are locked, which ensures the security of the control panel and the safety of all the control panel equipment located inside. In the first case, the work with the clients of the control panel starts with the operator taking the place in compartment 5 and the driver opening the door 7 (the technological door 15 remains locked), then sets up the ladder 8 and lifts the door 14. Clients either enter the compartment through the door 7 for clients 6, where they gain access to the working bodies 13 of the terminal 12, mounted in the partition 9, or gain access to the working bodies 11 of the ATM 10 outside the wall of the all-metal van 1 through the open door 14. Working with the clients Learning begins with the fact that the staff of the PPSA raises the doors 14, providing customers with access to the working bodies 11 and 13 of the ATM 10 and the terminals 12 outside the wall of the all-metal van 1 (the technological door 15 remains locked). After completion of the control panel, both in the first and second cases, the control panel personnel is located in the cab, and all doors of the all-metal van 1 are closed and locked.

These examples prove that this utility model is industrially applicable, since it can be implemented on the basis of commercially available armored vehicles using commercially available terminals and other banking equipment.

Claims (1)

A mobile cash desk containing a wagon-type body placed on the chassis, equipped with self-service devices in the form of terminals of an automated remote service system located in the working compartment, characterized in that in the body wall opposite the terminal there is a screen, controls and external parts of the receiving and receiving devices which facing the wall of the body, equipped with a door.

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