RS20120034A1 - Hybrid voucher - Google Patents

Hybrid voucher

Info

Publication number
RS20120034A1
RS20120034A1 RS20120034A RSP20120034A RS20120034A1 RS 20120034 A1 RS20120034 A1 RS 20120034A1 RS 20120034 A RS20120034 A RS 20120034A RS P20120034 A RSP20120034 A RS P20120034A RS 20120034 A1 RS20120034 A1 RS 20120034A1
Authority
RS
Serbia
Prior art keywords
code
pin code
transaction
specialized software
valid
Prior art date
Application number
RS20120034A
Other languages
Serbian (sr)
Inventor
Dušan Kovačević
Vladislav IVANOVIĆ
Original Assignee
Quadra Graphic Doo
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Quadra Graphic Doo filed Critical Quadra Graphic Doo
Priority to RS20120034A priority Critical patent/RS54226B1/en
Priority to PCT/RS2013/000001 priority patent/WO2013115665A1/en
Publication of RS20120034A1 publication Critical patent/RS20120034A1/en
Publication of RS54226B1 publication Critical patent/RS54226B1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/045—Payment circuits using payment protocols involving tickets
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Invention herewith described refers to the hybrid voucher which according to the invention, in addition to the original alphanumeric PIN code (100) comprises also its corresponding image of the code (600) which is the optical, machine-readable representation of a series of alphanumeric characters of the original PIN code (100) as one-dimensional or two-dimensional bar code which is scanned by the device (700) equipped with digital camera and the specialized software, and then, in the next phase, the specialized software of the device (700) stores the scanned image of the code (600), and after that, the same specialized software of the device (700) performs decryption of the valid image of the code (600) into the initial series of alphanumeric characters i.e. into the original PIN code (100) in the form readable by the human eye, and in the next phase, the specialized software of the device (700) establishes a connection with the transaction server using available communication channels and protocols (Internet, standard USSD service, SMS messages, IVR mobile service ...) where then, in the next phase, the transaction server performs the verification, authentication and processing of the received PIN code (100), and if the PIN code (100) is not valid the server informs the special software of the device (700) that the transaction has failed, and if the PIN code (100) is valid, the transaction server executes the transaction, changes the amount of money on the customer's account and sends the device (700) information or the digital content informing it that the transaction has been executed successfully.
RS20120034A 2012-01-31 2012-01-31 Method for making hybrid voucher RS54226B1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
RS20120034A RS54226B1 (en) 2012-01-31 2012-01-31 Method for making hybrid voucher
PCT/RS2013/000001 WO2013115665A1 (en) 2012-01-31 2013-01-31 Hybrid voucher

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
RS20120034A RS54226B1 (en) 2012-01-31 2012-01-31 Method for making hybrid voucher

Publications (2)

Publication Number Publication Date
RS20120034A1 true RS20120034A1 (en) 2013-08-30
RS54226B1 RS54226B1 (en) 2015-12-31

Family

ID=48083580

Family Applications (1)

Application Number Title Priority Date Filing Date
RS20120034A RS54226B1 (en) 2012-01-31 2012-01-31 Method for making hybrid voucher

Country Status (2)

Country Link
RS (1) RS54226B1 (en)
WO (1) WO2013115665A1 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CZ307164B6 (en) * 2015-08-20 2018-02-14 Petr Sobotka The method of transferring digital currency encryption keys based on the procedure for issuing, authenticating and disabling the physical carrier with multifactor authorization and the physical carrier of encryption keys for the digital currency for implementing this method
DE112018000705T5 (en) 2017-03-06 2019-11-14 Cummins Filtration Ip, Inc. DETECTION OF REAL FILTERS WITH A FILTER MONITORING SYSTEM
CN110458674B (en) * 2018-05-07 2022-12-06 北京中海汇银财税服务有限公司 Method and system for generating bookkeeping voucher

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU4795301A (en) * 2000-09-28 2002-04-08 Euronet Services Inc System and method for purchasing goods and services through financial data network access points
JP4301775B2 (en) 2002-07-18 2009-07-22 シャープ株式会社 Two-dimensional code reading device, two-dimensional code reading method, two-dimensional code reading program, and recording medium for the program
WO2007026212A1 (en) * 2005-08-29 2007-03-08 Firstrand Bank Limited Off-line vending system
JP5140874B2 (en) 2006-05-12 2013-02-13 日本電気株式会社 Information processing system, information processing method, apparatus and program used therefor
US20080243702A1 (en) * 2007-03-30 2008-10-02 Ricoh Company, Ltd. Tokens Usable in Value-Based Transactions

Also Published As

Publication number Publication date
RS54226B1 (en) 2015-12-31
WO2013115665A1 (en) 2013-08-08

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