NO963456L - Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is used - Google Patents
Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is usedInfo
- Publication number
- NO963456L NO963456L NO963456A NO963456A NO963456L NO 963456 L NO963456 L NO 963456L NO 963456 A NO963456 A NO 963456A NO 963456 A NO963456 A NO 963456A NO 963456 L NO963456 L NO 963456L
- Authority
- NO
- Norway
- Prior art keywords
- card
- write
- cards
- balance
- payee
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
- G06Q20/4037—Remote solvency checks
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Metode og system for å oppnå oppgjørsformidling mellom betalingsmottaker(A,B) ved salg av, eller oppskriving av saldoverdi på kontoløse småpengekort eller elektroniske betalingsbrikker, -og andre selgere av de ytelser som kortet brukes til å betale for. Metoden innebærer at selger(A.B) av kort eller saldooppskrivingen på kort overfører salgsinntektene til et konteringssystems(KS) inntektskonti(AIK,BIK), hvor bruksautomatenes(P,BS,TA) registreringer (R1 ,R2,R3..,Rn) av saldonedskrivinger ved bruk av kortet, via forbindelselinjer(FL) også overføres til konteringssystemet(KS) hvor disse registreringene utgjør oppgjørsgrunnlag fra inntektskonti(AIK,BIK) for selger av kort eller av oppskriving av saldo på kort, og til konti(R1K,R2K,R3K...,RnK) for forskjellige selgere av ytelser fra bruksautomatene. Kortet eller brikken kan inneholde identifikasjon av den som har motatt betalingen, og identifikasjon av lands- eller valutatilhørighet.Method and system for obtaining settlement between the payee (A, B) on the sale of, or write-up of the balance value on cashless small money cards or electronic payment cards, and other sellers of the services for which the card is used to pay. The method entails that the seller (AB) of the card or the balance write-up on the card transfers the sales proceeds to a accounting system (KS) revenue accounts (AIK, BIK), where the vending machines (P, BS, TA) records (R1, R2, R3 .., Rn) of balance write-offs using the card, via connection lines (FL), are also transferred to the accounting system (KS) where these records form the settlement basis from revenue accounts (AIK, BIK) for the seller of cards or the write-up of balance on cards, and to accounts (R1K, R2K, R3K ..., RnK) for different vendors of utility machines. The card or chip may contain identification of the recipient of the payment and identification of country or currency.
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
NO963456A NO963456L (en) | 1996-08-20 | 1996-08-20 | Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is used |
AU40349/97A AU4034997A (en) | 1996-08-20 | 1997-08-19 | A method and a system for achieving payment mediation between a payment recipient selling stored value cards, and vendors providing the services for which the cards are used |
PCT/NO1997/000208 WO1998008175A1 (en) | 1996-08-20 | 1997-08-19 | A method and a system for achieving payment mediation between a payment recipient selling stored value cards, and vendors providing the services for which the cards are used |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
NO963456A NO963456L (en) | 1996-08-20 | 1996-08-20 | Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is used |
Publications (2)
Publication Number | Publication Date |
---|---|
NO963456D0 NO963456D0 (en) | 1996-08-20 |
NO963456L true NO963456L (en) | 1998-02-23 |
Family
ID=19899725
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
NO963456A NO963456L (en) | 1996-08-20 | 1996-08-20 | Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is used |
Country Status (3)
Country | Link |
---|---|
AU (1) | AU4034997A (en) |
NO (1) | NO963456L (en) |
WO (1) | WO1998008175A1 (en) |
Families Citing this family (26)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7216091B1 (en) | 1998-06-26 | 2007-05-08 | American Express Travel Related Services Company, Inc. | Stored value transaction system including an integrated database server |
US6418420B1 (en) | 1998-06-30 | 2002-07-09 | Sun Microsystems, Inc. | Distributed budgeting and accounting system with secure token device access |
GB2356963A (en) * | 1999-11-30 | 2001-06-06 | Gareth Poulter | Electronic payment device |
US10078821B2 (en) | 2012-03-07 | 2018-09-18 | Early Warning Services, Llc | System and method for securely registering a recipient to a computer-implemented funds transfer payment network |
US11593800B2 (en) | 2012-03-07 | 2023-02-28 | Early Warning Services, Llc | System and method for transferring funds |
US10395223B2 (en) | 2012-03-07 | 2019-08-27 | Early Warning Services, Llc | System and method for transferring funds |
US10318936B2 (en) | 2012-03-07 | 2019-06-11 | Early Warning Services, Llc | System and method for transferring funds |
US10970688B2 (en) | 2012-03-07 | 2021-04-06 | Early Warning Services, Llc | System and method for transferring funds |
US10395247B2 (en) | 2012-03-07 | 2019-08-27 | Early Warning Services, Llc | Systems and methods for facilitating a secure transaction at a non-financial institution system |
US10878387B2 (en) | 2015-03-23 | 2020-12-29 | Early Warning Services, Llc | Real-time determination of funds availability for checks and ACH items |
US10832246B2 (en) | 2015-03-23 | 2020-11-10 | Early Warning Services, Llc | Payment real-time funds availability |
US10748127B2 (en) | 2015-03-23 | 2020-08-18 | Early Warning Services, Llc | Payment real-time funds availability |
US10769606B2 (en) | 2015-03-23 | 2020-09-08 | Early Warning Services, Llc | Payment real-time funds availability |
US10839359B2 (en) | 2015-03-23 | 2020-11-17 | Early Warning Services, Llc | Payment real-time funds availability |
US11151523B2 (en) | 2015-07-21 | 2021-10-19 | Early Warning Services, Llc | Secure transactions with offline device |
US10963856B2 (en) | 2015-07-21 | 2021-03-30 | Early Warning Services, Llc | Secure real-time transactions |
US10970695B2 (en) | 2015-07-21 | 2021-04-06 | Early Warning Services, Llc | Secure real-time transactions |
US11151522B2 (en) | 2015-07-21 | 2021-10-19 | Early Warning Services, Llc | Secure transactions with offline device |
US11157884B2 (en) | 2015-07-21 | 2021-10-26 | Early Warning Services, Llc | Secure transactions with offline device |
US11037121B2 (en) | 2015-07-21 | 2021-06-15 | Early Warning Services, Llc | Secure real-time transactions |
US11037122B2 (en) | 2015-07-21 | 2021-06-15 | Early Warning Services, Llc | Secure real-time transactions |
US11386410B2 (en) | 2015-07-21 | 2022-07-12 | Early Warning Services, Llc | Secure transactions with offline device |
US11062290B2 (en) | 2015-07-21 | 2021-07-13 | Early Warning Services, Llc | Secure real-time transactions |
US10438175B2 (en) | 2015-07-21 | 2019-10-08 | Early Warning Services, Llc | Secure real-time payment transactions |
US10956888B2 (en) | 2015-07-21 | 2021-03-23 | Early Warning Services, Llc | Secure real-time transactions |
US11144928B2 (en) | 2016-09-19 | 2021-10-12 | Early Warning Services, Llc | Authentication and fraud prevention in provisioning a mobile wallet |
Family Cites Families (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPH07104891B2 (en) * | 1986-08-05 | 1995-11-13 | 沖電気工業株式会社 | Transaction processor |
NL1000352C2 (en) * | 1995-05-12 | 1996-11-13 | Nederland Ptt | Electronic payment system with different units of account, electronic payment method and method for electronic payment. |
-
1996
- 1996-08-20 NO NO963456A patent/NO963456L/en unknown
-
1997
- 1997-08-19 AU AU40349/97A patent/AU4034997A/en not_active Abandoned
- 1997-08-19 WO PCT/NO1997/000208 patent/WO1998008175A1/en active Application Filing
Also Published As
Publication number | Publication date |
---|---|
AU4034997A (en) | 1998-03-06 |
WO1998008175A1 (en) | 1998-02-26 |
NO963456D0 (en) | 1996-08-20 |
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