MX9704172A - Sistema para verificar el uso de una tarjeta de credito/identificacion incluyendo registrar atributos fisicos de usuarios no autorizados. - Google Patents

Sistema para verificar el uso de una tarjeta de credito/identificacion incluyendo registrar atributos fisicos de usuarios no autorizados.

Info

Publication number
MX9704172A
MX9704172A MX9704172A MX9704172A MX9704172A MX 9704172 A MX9704172 A MX 9704172A MX 9704172 A MX9704172 A MX 9704172A MX 9704172 A MX9704172 A MX 9704172A MX 9704172 A MX9704172 A MX 9704172A
Authority
MX
Mexico
Prior art keywords
card
scanning
information
credit
identification card
Prior art date
Application number
MX9704172A
Other languages
English (en)
Other versions
MXPA97004172A (es
Inventor
Charles A Bogosian Jr
Original Assignee
Charles A Bogosian Jr
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Charles A Bogosian Jr filed Critical Charles A Bogosian Jr
Publication of MX9704172A publication Critical patent/MX9704172A/es
Publication of MXPA97004172A publication Critical patent/MXPA97004172A/es

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/20Individual registration on entry or exit involving the use of a pass
    • G07C9/22Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/257Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition electronically
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12Card verification
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/12Card verification
    • G07F7/122Online card verification

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Human Computer Interaction (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Collating Specific Patterns (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Credit Cards Or The Like (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)

Abstract

La presente invencion se dirige a un método y aparato (10) para verificar un usuario autorizado de una tarjeta de crédito/identificacion (12). El método incluye los pasos de explorar la tarjeta (12) con un aparato que tiene una pluralidad de dispositivos de exploracion para explorar un codigo de barras (16), explorar la tarjeta (12) para evidenciar la alteracion, explorar por lo menos una huella digital (18) en la tarjeta (12), y cualquier otra informacion detectable, y comparar la informacion explorada en la tarjeta (12) con la informacion del propietario registrada en por lo menos una base de datos (44) en comunicacion con el aparato (10). Las transmisiones de datos entre el aparato (10) y las bases de datos (44) se protegen por un sistema de codificacion (63), si la informacion en la tarjeta (12) no es igual a la informacion en relacion con el propietario de la tarjeta que se almacena en la base de datos (44), la tarjeta (12) es protegida del usuario. De otra manera, el usuario de la tarjeta (12) está libre de usuaria para un proposito deseado.
MXPA/A/1997/004172A 1994-12-05 1995-12-04 Sistema para verificar el uso de una tarjeta decredito/identificacion incluyendo registraratributos fisicos de usuarios no autorizados MXPA97004172A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US08/349,688 US5513272A (en) 1994-12-05 1994-12-05 System for verifying use of a credit/identification card including recording of physical attributes of unauthorized users
US08349688 1994-12-05

Publications (2)

Publication Number Publication Date
MX9704172A true MX9704172A (es) 1998-10-31
MXPA97004172A MXPA97004172A (es) 1999-01-11

Family

ID=

Also Published As

Publication number Publication date
BR9509959A (pt) 1997-10-14
EP0800683A1 (en) 1997-10-15
AU4464496A (en) 1996-06-26
HK1009190A1 (en) 1999-09-10
CN1173234A (zh) 1998-02-11
JP3056527B2 (ja) 2000-06-26
EP0800683A4 (en) 1999-04-07
USRE36580E (en) 2000-02-22
CA2208055A1 (en) 1996-06-13
CN1107395C (zh) 2003-04-30
WO1996018168A1 (en) 1996-06-13
CA2208055C (en) 2002-01-22
US5513272A (en) 1996-04-30
JPH10510380A (ja) 1998-10-06

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Legal Events

Date Code Title Description
FG Grant or registration
MM Annulment or lapse due to non-payment of fees