MX2017006895A - Sistema y metodo para efectuar transacciones. - Google Patents

Sistema y metodo para efectuar transacciones.

Info

Publication number
MX2017006895A
MX2017006895A MX2017006895A MX2017006895A MX2017006895A MX 2017006895 A MX2017006895 A MX 2017006895A MX 2017006895 A MX2017006895 A MX 2017006895A MX 2017006895 A MX2017006895 A MX 2017006895A MX 2017006895 A MX2017006895 A MX 2017006895A
Authority
MX
Mexico
Prior art keywords
transaction
computing device
unique identifier
server
operable
Prior art date
Application number
MX2017006895A
Other languages
English (en)
Inventor
Miranda Lazaro Mario
Joseph Pineda Inza-Cruz Edward
Laurito Ubalde Oliver
Original Assignee
Einnovations Holdings Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Einnovations Holdings Pte Ltd filed Critical Einnovations Holdings Pte Ltd
Publication of MX2017006895A publication Critical patent/MX2017006895A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Debugging And Monitoring (AREA)
  • Computer And Data Communications (AREA)

Abstract

Un sistema para efectuar transacciones por ventanilla (OTC) que comprende un dispositivo computador operable para enviar una solicitud de transacción para iniciar una transacción; y un servidor operable para recibir una solicitud de transacción electrónica OTC desde un dispositivo computador y posteriormente generar un identificador único basado en la solicitud de transacción recibida desde el dispositivo computador como parte de la transacción; dicho servidor operable además para verificar la transacción sobre la base del identificador único generado; y, una vez verificada, procesar e informar al dispositivo computador un estado de la transacción; en donde la verificación incluye comparar una porción del identificador único con las entradas en una lista blanca mantenida por el servidor; y en donde el identificador único es temporal y está configurado para expirar una vez que se cumple un criterio predeterminado.
MX2017006895A 2014-11-25 2015-11-24 Sistema y metodo para efectuar transacciones. MX2017006895A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
SG10201407807U 2014-11-25
PCT/SG2015/050468 WO2016085408A1 (en) 2014-11-25 2015-11-24 Transaction system and method

Publications (1)

Publication Number Publication Date
MX2017006895A true MX2017006895A (es) 2017-08-24

Family

ID=56074787

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2017006895A MX2017006895A (es) 2014-11-25 2015-11-24 Sistema y metodo para efectuar transacciones.

Country Status (13)

Country Link
US (1) US20170316407A1 (es)
EP (1) EP3224781A4 (es)
JP (2) JP2017535883A (es)
KR (1) KR20170093859A (es)
AR (1) AR102793A1 (es)
AU (1) AU2015354787A1 (es)
BR (1) BR112017010153A2 (es)
CA (1) CA2966978A1 (es)
MX (1) MX2017006895A (es)
PH (1) PH12017500926A1 (es)
SG (1) SG11201703335QA (es)
TW (2) TW201631541A (es)
WO (1) WO2016085408A1 (es)

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* Cited by examiner, † Cited by third party
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GB201601796D0 (en) 2016-02-01 2016-03-16 Comcarde Ltd Payment handling apparatus and method
GB201614419D0 (en) * 2016-08-24 2016-10-05 Comcarde Ltd Payment handling apparatus and method
TWI598833B (zh) * 2016-09-09 2017-09-11 台新國際商業銀行股份有限公司 用於促成免帳號轉帳的方法及系統
KR101878869B1 (ko) * 2017-11-17 2018-08-16 주식회사 미탭스플러스 블록체인 기반의 사용자 식별 관리를 위한 분산 원장 장치 및 분산 원장 방법
TWI643143B (zh) * 2018-01-22 2018-12-01 中華電信股份有限公司 非集中化電子交易紀錄系統及其認證方法
KR101878870B1 (ko) * 2018-03-16 2018-08-16 주식회사 미탭스플러스 블록체인 기반의 사용자 식별 관리 및 토큰 발행 관리를 위한 분산 원장 장치 및 분산 원장 방법
US11429725B1 (en) * 2018-04-26 2022-08-30 Citicorp Credit Services, Inc. (Usa) Automated security risk assessment systems and methods
KR101962285B1 (ko) * 2018-07-09 2019-03-26 주식회사 미탭스플러스 블록체인 기반의 사용자 식별 관리를 위한 분산 원장 장치 및 분산 원장 방법
FR3090934A1 (fr) * 2018-12-21 2020-06-26 Orange Procédé et système de sécurisation d’opérations, et poste utilisateur associé
CN113537974A (zh) * 2020-04-15 2021-10-22 支付宝实验室(新加坡)有限公司 一种基于电子钱包的汇款方法、系统和电子设备
CN112232805B (zh) * 2020-12-15 2021-03-02 中国银联股份有限公司 卡管理方法、用户终端、服务器、系统及存储介质

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EP1097437B1 (de) * 1998-07-13 2002-11-20 synfis Service GmbH System und verfahren zur abwicklung des bargeldverkehrs mit kunden innerhalb von geldinstituten
JP3494613B2 (ja) * 1999-04-23 2004-02-09 株式会社エヌ・ティ・ティ・データ 決済システム
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Also Published As

Publication number Publication date
AR102793A1 (es) 2017-03-22
CA2966978A1 (en) 2016-06-02
EP3224781A4 (en) 2018-05-16
PH12017500926A1 (en) 2017-11-20
WO2016085408A1 (en) 2016-06-02
US20170316407A1 (en) 2017-11-02
KR20170093859A (ko) 2017-08-16
EP3224781A1 (en) 2017-10-04
SG11201703335QA (en) 2017-06-29
JP2020191064A (ja) 2020-11-26
TWM602241U (zh) 2020-10-01
JP2017535883A (ja) 2017-11-30
TW201631541A (zh) 2016-09-01
AU2015354787A1 (en) 2017-07-13
BR112017010153A2 (pt) 2018-02-14

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