MX2014001726A - Metodos y sistemas para activar una infraestructura de pagos electronicos. - Google Patents

Metodos y sistemas para activar una infraestructura de pagos electronicos.

Info

Publication number
MX2014001726A
MX2014001726A MX2014001726A MX2014001726A MX2014001726A MX 2014001726 A MX2014001726 A MX 2014001726A MX 2014001726 A MX2014001726 A MX 2014001726A MX 2014001726 A MX2014001726 A MX 2014001726A MX 2014001726 A MX2014001726 A MX 2014001726A
Authority
MX
Mexico
Prior art keywords
customer
account
activating
systems
methods
Prior art date
Application number
MX2014001726A
Other languages
English (en)
Inventor
Gary Greenwald
Dickson Chu
Original Assignee
Citibank Na
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Citibank Na filed Critical Citibank Na
Publication of MX2014001726A publication Critical patent/MX2014001726A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Se describen métodos y sistemas para activar un empleo de infraestructura de pagos electrónicos, por ejemplo, un dispositivo de seguridad que consiste al menos en parte de un identificador único asignado a una cuenta de cabecera inactiva, la cual se proporciona en un dispositivo electrónico del cliente. El identificador único es procesable a través de una red de procesamiento de transacción. Se recibe una solicitud, la cual incluye información de cliente, para verificar que la activación de la cuenta de cabecera para el cliente está de acuerdo con las reglas de identificación del cliente predefinidas. Se hace una determinación de que la activación de la cuenta de cabecera para el cliente está de acuerdo con las reglas de identificación del cliente predefinidas. Se envía un mensaje de activación al dispositivo del cliente utilizando el procesador de interface, la cuenta de cabecera es enlazada a un monedero digital en una base de datos, y la designación del cliente de una cuenta de origen para el monedero digital es recibida en transacciones con cuentas de origen. Ya sea de la misma entidad o de entidades diferentes.
MX2014001726A 2011-08-12 2012-08-10 Metodos y sistemas para activar una infraestructura de pagos electronicos. MX2014001726A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/208,927 US10346823B2 (en) 2011-08-12 2011-08-12 Methods and systems for activating an electronic payments infrastructure
PCT/US2012/050263 WO2013025468A2 (en) 2011-08-12 2012-08-10 Methods and systems for activating an electronic payments infrastructure

Publications (1)

Publication Number Publication Date
MX2014001726A true MX2014001726A (es) 2014-08-18

Family

ID=47678160

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2014001726A MX2014001726A (es) 2011-08-12 2012-08-10 Metodos y sistemas para activar una infraestructura de pagos electronicos.

Country Status (4)

Country Link
US (1) US10346823B2 (es)
EP (1) EP2742474A4 (es)
MX (1) MX2014001726A (es)
WO (1) WO2013025468A2 (es)

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US10176476B2 (en) 2005-10-06 2019-01-08 Mastercard Mobile Transactions Solutions, Inc. Secure ecosystem infrastructure enabling multiple types of electronic wallets in an ecosystem of issuers, service providers, and acquires of instruments
WO2007044500A2 (en) 2005-10-06 2007-04-19 C-Sam, Inc. Transactional services
US20140089120A1 (en) 2005-10-06 2014-03-27 C-Sam, Inc. Aggregating multiple transaction protocols for transacting between a plurality of distinct payment acquiring devices and a transaction acquirer
US8447687B2 (en) * 2009-03-30 2013-05-21 Albert OGRODSKI Method and system for centralized identity and account controls
EP2767110A4 (en) 2011-10-12 2015-01-28 C Sam Inc PLATFORM FOR MULTI-STAGE SECURE MOBILE TRANSACTIONS
US11042870B2 (en) * 2012-04-04 2021-06-22 Blackhawk Network, Inc. System and method for using intelligent codes to add a stored-value card to an electronic wallet
WO2013177548A1 (en) * 2012-05-24 2013-11-28 Paydiant , Inc. Method and systems for wallet enrollment
US20140297356A1 (en) * 2013-04-02 2014-10-02 Kpmg Llp System and method for customer onboarding
US11694256B1 (en) 2013-10-10 2023-07-04 Wells Fargo Bank, N.A. Mobile enabled activation of a bank account
WO2016172432A1 (en) 2015-04-24 2016-10-27 Capital One Services, Llc One use wearable
SG10201602458PA (en) * 2016-03-29 2017-10-30 Mastercard International Inc Methods and systems for performing a transaction
US10529015B1 (en) 2016-04-01 2020-01-07 Wells Fargo Bank, N.A. Systems and methods for onboarding customers through a short-range communication channel
US11232433B1 (en) 2016-08-23 2022-01-25 Wells Fargo Bank, N.A. Mobile wallet registration via on-line banking
US10936692B2 (en) * 2016-09-22 2021-03-02 K-Notices, LLC Contact information management systems and methods using unique identifiers and electronic contact cards

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US5025373A (en) * 1988-06-30 1991-06-18 Jml Communications, Inc. Portable personal-banking system
US5557518A (en) 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
US5453601A (en) 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5799087A (en) 1994-04-28 1998-08-25 Citibank, N.A. Electronic-monetary system
US5745886A (en) 1995-06-07 1998-04-28 Citibank, N.A. Trusted agents for open distribution of electronic money
US5825003A (en) 1995-07-24 1998-10-20 Citicorp Development Center Customer-directed, automated process for transferring funds between accounts using a holding account and local processing
US5659165A (en) 1995-07-24 1997-08-19 Citibank. N.A. Customer-directed, automated process for transferring funds between accounts via a communications network
US5671280A (en) 1995-08-30 1997-09-23 Citibank, N.A. System and method for commercial payments using trusted agents
US5953710A (en) * 1996-10-09 1999-09-14 Fleming; Stephen S. Children's credit or debit card system
US5963647A (en) 1997-02-14 1999-10-05 Citicorp Development Center, Inc. Method and system for transferring funds from an account to an individual
US6032135A (en) * 1997-04-29 2000-02-29 Diebold, Incorporated Electronic purse card value system terminal programming system and method
US6098053A (en) 1998-01-28 2000-08-01 Citibank, N.A. System and method for performing an electronic financial transaction
US6081790A (en) 1998-03-20 2000-06-27 Citibank, N.A. System and method for secure presentment and payment over open networks
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WO2000022559A1 (en) 1998-08-27 2000-04-20 Citibank, N.A. System and use for correspondent banking
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US7343351B1 (en) * 1999-08-31 2008-03-11 American Express Travel Related Services Company, Inc. Methods and apparatus for conducting electronic transactions
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US20120028609A1 (en) * 2010-07-27 2012-02-02 John Hruska Secure financial transaction system using a registered mobile device

Also Published As

Publication number Publication date
EP2742474A2 (en) 2014-06-18
US10346823B2 (en) 2019-07-09
WO2013025468A2 (en) 2013-02-21
WO2013025468A3 (en) 2014-05-15
EP2742474A4 (en) 2015-06-03
US20130041817A1 (en) 2013-02-14

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