MX2013005633A - Financial card method, device and system utilizing bar codes to identify transaction details. - Google Patents

Financial card method, device and system utilizing bar codes to identify transaction details.

Info

Publication number
MX2013005633A
MX2013005633A MX2013005633A MX2013005633A MX2013005633A MX 2013005633 A MX2013005633 A MX 2013005633A MX 2013005633 A MX2013005633 A MX 2013005633A MX 2013005633 A MX2013005633 A MX 2013005633A MX 2013005633 A MX2013005633 A MX 2013005633A
Authority
MX
Mexico
Prior art keywords
transaction details
payer device
transaction
machine
bar codes
Prior art date
Application number
MX2013005633A
Other languages
Spanish (es)
Other versions
MX341079B (en
Inventor
Garry Lyons
David Brown
Michael Clay Atkins
Oran Cummins
Daniel Martin
Alan Cooke
Stephen Elder
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of MX2013005633A publication Critical patent/MX2013005633A/en
Publication of MX341079B publication Critical patent/MX341079B/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/306—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using TV related infrastructures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • User Interface Of Digital Computer (AREA)

Abstract

An electronic financial transaction arrangement using a payer device to read a machine-readable pay code in which transaction details for a specific transaction may be encoded by a pay code provider is disclosed. The machine-readable pay code may be distributed to the payer device through acoustic stimuli, or as a result of voice or human based gesture actions. A user of the payer device may also participate in the financial transaction through the indirect control of a display by reading a unique machine-readable code unique to the display. Additional transaction details for the specific transaction may be received in the payer device through near field communication, or accessed at a later time when there is established connectivity to a mobile network.
MX2013005633A 2010-11-19 2011-11-18 Financial card method, device and system utilizing bar codes to identify transaction details. MX341079B (en)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US41552910P 2010-11-19 2010-11-19
US201161479134P 2011-04-26 2011-04-26
US201161534832P 2011-09-14 2011-09-14
US201161534963P 2011-09-15 2011-09-15
PCT/US2011/061433 WO2012068480A2 (en) 2010-11-19 2011-11-18 Financial card method, device and system utilizing bar codes to identify transaction details

Publications (2)

Publication Number Publication Date
MX2013005633A true MX2013005633A (en) 2013-08-29
MX341079B MX341079B (en) 2016-08-05

Family

ID=46084674

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2013005633A MX341079B (en) 2010-11-19 2011-11-18 Financial card method, device and system utilizing bar codes to identify transaction details.

Country Status (4)

Country Link
EP (1) EP2641219A4 (en)
AU (1) AU2011329678B2 (en)
MX (1) MX341079B (en)
WO (1) WO2012068480A2 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2518448A (en) * 2013-09-24 2015-03-25 Mastercard International Inc Transaction system
GB2564591A (en) * 2014-08-15 2019-01-16 Gelliner Ltd Bill payment system and method
GB2530015A (en) * 2014-08-15 2016-03-16 Gelliner Ltd Bill payment system and method
GB2554341A (en) 2016-06-30 2018-04-04 Vocalink Ltd Secure method of providing a delivery address during a tokenised transaction
CN110796804B (en) * 2018-08-03 2022-04-05 阿里巴巴集团控股有限公司 Data object information processing method, device and system

Family Cites Families (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002099716A (en) * 2000-09-25 2002-04-05 Masanao Kuninobu Electronic settlement system
US6857566B2 (en) * 2001-12-06 2005-02-22 Mastercard International Method and system for conducting transactions using a payment card with two technologies
DE10340871A1 (en) * 2003-09-04 2005-04-07 Fun Communications Gmbh A method for initiating a payment process for products and system for performing a payment transaction
AU2005326807B2 (en) * 2004-05-06 2009-02-26 Navigational Sciences, Inc. Marine asset security and tracking (MAST) system
KR20060024257A (en) * 2004-09-13 2006-03-16 주식회사 케이티 System and method for providing ordered the circumference information based on location
JP2006155476A (en) * 2004-12-01 2006-06-15 Oki Electric Ind Co Ltd Internet financial transaction system
KR100786919B1 (en) 2006-01-23 2007-12-17 미츠비시 쥬고교 가부시키가이샤 Distributed signal control system
FR2906667B1 (en) * 2006-10-02 2009-01-16 Eastman Kodak Co PRODUCTION OF VISUAL CODES FOR THE MATCHING OF ELECTRONIC EQUIPMENT.
US20080301737A1 (en) * 2007-05-31 2008-12-04 Sony Ericsson Mobile Communications Ab System and method for personalized television viewing triggered by a portable communication device
KR101061806B1 (en) * 2008-03-24 2011-09-05 강민수 Information processing method of media service system that performs media service through wired and wireless network
US20090254479A1 (en) * 2008-04-02 2009-10-08 Pharris Dennis J Transaction server configured to authorize payment transactions using mobile telephone devices
US8174503B2 (en) * 2008-05-17 2012-05-08 David H. Cain Touch-based authentication of a mobile device through user generated pattern creation
EP2128809A1 (en) * 2008-05-30 2009-12-02 Luc Stals Server device for controlling a transaction, first entity and second entity
WO2010028166A1 (en) * 2008-09-03 2010-03-11 Sonicmule, Inc. System and method for communication between mobile devices using digital/acoustic techniques
KR101004993B1 (en) * 2008-09-12 2011-01-04 신교진 System and method for mobile order and payment using the display unit and mobile-phone
CN101520924A (en) 2008-12-31 2009-09-02 上海序参量科技发展有限公司 Terminal, system and realization method for realizing financial transactions by two-dimensional bar code
TW201032160A (en) * 2009-02-19 2010-09-01 Simpleact Inc System and method for mobile trade

Also Published As

Publication number Publication date
MX341079B (en) 2016-08-05
EP2641219A4 (en) 2014-05-14
AU2011329678B2 (en) 2017-04-20
WO2012068480A2 (en) 2012-05-24
EP2641219A2 (en) 2013-09-25
AU2011329678A1 (en) 2013-07-04
WO2012068480A3 (en) 2012-08-30

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Legal Events

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