EP2641219A4 - Financial card method, device and system utilizing bar codes to identify transaction details - Google Patents

Financial card method, device and system utilizing bar codes to identify transaction details

Info

Publication number
EP2641219A4
EP2641219A4 EP11841749.2A EP11841749A EP2641219A4 EP 2641219 A4 EP2641219 A4 EP 2641219A4 EP 11841749 A EP11841749 A EP 11841749A EP 2641219 A4 EP2641219 A4 EP 2641219A4
Authority
EP
European Patent Office
Prior art keywords
bar codes
system utilizing
transaction details
financial card
card method
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
EP11841749.2A
Other languages
German (de)
French (fr)
Other versions
EP2641219A2 (en
Inventor
Garry Lyons
David Brown
Michael Clay Atkins
Oran Cummins
Daniel Martin
Alan Cooke
Stephen Elder
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mastercard International Inc
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of EP2641219A2 publication Critical patent/EP2641219A2/en
Publication of EP2641219A4 publication Critical patent/EP2641219A4/en
Ceased legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/306—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using TV related infrastructures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
EP11841749.2A 2010-11-19 2011-11-18 Financial card method, device and system utilizing bar codes to identify transaction details Ceased EP2641219A4 (en)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US41552910P 2010-11-19 2010-11-19
US201161479134P 2011-04-26 2011-04-26
US201161534832P 2011-09-14 2011-09-14
US201161534963P 2011-09-15 2011-09-15
PCT/US2011/061433 WO2012068480A2 (en) 2010-11-19 2011-11-18 Financial card method, device and system utilizing bar codes to identify transaction details

Publications (2)

Publication Number Publication Date
EP2641219A2 EP2641219A2 (en) 2013-09-25
EP2641219A4 true EP2641219A4 (en) 2014-05-14

Family

ID=46084674

Family Applications (1)

Application Number Title Priority Date Filing Date
EP11841749.2A Ceased EP2641219A4 (en) 2010-11-19 2011-11-18 Financial card method, device and system utilizing bar codes to identify transaction details

Country Status (4)

Country Link
EP (1) EP2641219A4 (en)
AU (1) AU2011329678B2 (en)
MX (1) MX341079B (en)
WO (1) WO2012068480A2 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2518448A (en) * 2013-09-24 2015-03-25 Mastercard International Inc Transaction system
GB2530015A (en) * 2014-08-15 2016-03-16 Gelliner Ltd Bill payment system and method
GB2564591A (en) * 2014-08-15 2019-01-16 Gelliner Ltd Bill payment system and method
GB2554341A (en) 2016-06-30 2018-04-04 Vocalink Ltd Secure method of providing a delivery address during a tokenised transaction
CN110796804B (en) * 2018-08-03 2022-04-05 阿里巴巴集团控股有限公司 Data object information processing method, device and system

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1513120A2 (en) * 2003-09-04 2005-03-09 fun communications GmbH Method to initiate a payment procedure for products and system to realize such a payment procedure
EP2128809A1 (en) * 2008-05-30 2009-12-02 Luc Stals Server device for controlling a transaction, first entity and second entity
US20100211506A1 (en) * 2009-02-19 2010-08-19 Simpleact Incorporated Mobile transaction system and method

Family Cites Families (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002099716A (en) * 2000-09-25 2002-04-05 Masanao Kuninobu Electronic settlement system
US6857566B2 (en) * 2001-12-06 2005-02-22 Mastercard International Method and system for conducting transactions using a payment card with two technologies
CA2565817A1 (en) * 2004-05-06 2006-08-10 Ut-Battelle, Llc Marine asset security and tracking (mast) system
KR20060024257A (en) * 2004-09-13 2006-03-16 주식회사 케이티 System and method for providing ordered the circumference information based on location
JP2006155476A (en) * 2004-12-01 2006-06-15 Oki Electric Ind Co Ltd Internet financial transaction system
KR100786919B1 (en) 2006-01-23 2007-12-17 미츠비시 쥬고교 가부시키가이샤 Distributed signal control system
FR2906667B1 (en) * 2006-10-02 2009-01-16 Eastman Kodak Co PRODUCTION OF VISUAL CODES FOR THE MATCHING OF ELECTRONIC EQUIPMENT.
US20080301737A1 (en) * 2007-05-31 2008-12-04 Sony Ericsson Mobile Communications Ab System and method for personalized television viewing triggered by a portable communication device
KR101021656B1 (en) * 2008-03-24 2011-03-16 강민수 Method on information processing of content syndication system participating in digital content syndication of digital content using wire or wireless network
US8301500B2 (en) 2008-04-02 2012-10-30 Global 1 Enterprises Ghosting payment account data in a mobile telephone payment transaction system
US8174503B2 (en) * 2008-05-17 2012-05-08 David H. Cain Touch-based authentication of a mobile device through user generated pattern creation
WO2010028166A1 (en) * 2008-09-03 2010-03-11 Sonicmule, Inc. System and method for communication between mobile devices using digital/acoustic techniques
KR101004993B1 (en) * 2008-09-12 2011-01-04 신교진 System and method for mobile order and payment using the display unit and mobile-phone
CN101520924A (en) 2008-12-31 2009-09-02 上海序参量科技发展有限公司 Terminal, system and realization method for realizing financial transactions by two-dimensional bar code

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1513120A2 (en) * 2003-09-04 2005-03-09 fun communications GmbH Method to initiate a payment procedure for products and system to realize such a payment procedure
EP2128809A1 (en) * 2008-05-30 2009-12-02 Luc Stals Server device for controlling a transaction, first entity and second entity
US20100211506A1 (en) * 2009-02-19 2010-08-19 Simpleact Incorporated Mobile transaction system and method

Also Published As

Publication number Publication date
MX341079B (en) 2016-08-05
WO2012068480A2 (en) 2012-05-24
AU2011329678A1 (en) 2013-07-04
MX2013005633A (en) 2013-08-29
AU2011329678B2 (en) 2017-04-20
EP2641219A2 (en) 2013-09-25
WO2012068480A3 (en) 2012-08-30

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Inventor name: ATKINS, MICHAEL, CLAY

Inventor name: COOKE, ALAN

Inventor name: MARTIN, DANIEL

Inventor name: ELDER, STEPHEN

Inventor name: BROWN, DAVID

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