MX2011006898A - Sistema y metodo para proveer resolucion de controversias para transacciones de pagos electronicos. - Google Patents

Sistema y metodo para proveer resolucion de controversias para transacciones de pagos electronicos.

Info

Publication number
MX2011006898A
MX2011006898A MX2011006898A MX2011006898A MX2011006898A MX 2011006898 A MX2011006898 A MX 2011006898A MX 2011006898 A MX2011006898 A MX 2011006898A MX 2011006898 A MX2011006898 A MX 2011006898A MX 2011006898 A MX2011006898 A MX 2011006898A
Authority
MX
Mexico
Prior art keywords
dispute resolution
transaction
electronic payment
criteria
computer
Prior art date
Application number
MX2011006898A
Other languages
English (en)
Other versions
MX359419B (es
Inventor
Matthew Katz
Cory Capoccia
Original Assignee
Verifi Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Verifi Inc filed Critical Verifi Inc
Publication of MX2011006898A publication Critical patent/MX2011006898A/es
Publication of MX359419B publication Critical patent/MX359419B/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Un sistema y un método basados en computadoras para resolver controversias entre un cliente y un proveedor de pagos electrónicos concernientes a una transacción electrónica entre el cliente y un comerciante, incluyendo recibir datos relacionados con la transacción en una computadora; transmitir los datos de la computadora a un servidor de resolución de controversias; comparar los datos de la transacción con criterios de elegibilidad predeterminados para resolución de controversias en el servidor de resolución de controversias, y si se satisfacen los criterios de resolución de controversias, declinar transacciones futuras del comerciante para el cliente que reclama; y comparar los datos de la transacción con criterios de elegibilidad predeterminados para crédito de la transacción, y si se satisfacen los criterios de crédito, transmitir una instrucción de crédito para la transacción.
MX2011006898A 2008-12-23 2009-12-09 Sistema y método para proveer resolución de controversias para transacciones de pagos electrónicos. MX359419B (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US12/343,195 US7941352B2 (en) 2008-12-23 2008-12-23 System and method for providing dispute resolution for electronic payment transactions
PCT/US2009/067385 WO2010074978A2 (en) 2008-12-23 2009-12-09 System and method for providing dispute resolution for electronic payment transactions

Publications (2)

Publication Number Publication Date
MX2011006898A true MX2011006898A (es) 2011-09-21
MX359419B MX359419B (es) 2018-09-24

Family

ID=42267454

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2011006898A MX359419B (es) 2008-12-23 2009-12-09 Sistema y método para proveer resolución de controversias para transacciones de pagos electrónicos.

Country Status (7)

Country Link
US (2) US7941352B2 (es)
EP (1) EP2382588A4 (es)
AU (1) AU2009330444A1 (es)
BR (1) BRPI0923818A2 (es)
CA (1) CA2748254C (es)
MX (1) MX359419B (es)
WO (1) WO2010074978A2 (es)

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US8566235B2 (en) * 2008-12-23 2013-10-22 Verifi, Inc. System and method for providing dispute resolution for electronic payment transactions
US9841282B2 (en) 2009-07-27 2017-12-12 Visa U.S.A. Inc. Successive offer communications with an offer recipient
US9342835B2 (en) 2009-10-09 2016-05-17 Visa U.S.A Systems and methods to deliver targeted advertisements to audience
US9031860B2 (en) 2009-10-09 2015-05-12 Visa U.S.A. Inc. Systems and methods to aggregate demand
US8595058B2 (en) 2009-10-15 2013-11-26 Visa U.S.A. Systems and methods to match identifiers
US20110093324A1 (en) 2009-10-19 2011-04-21 Visa U.S.A. Inc. Systems and Methods to Provide Intelligent Analytics to Cardholders and Merchants
US20110125565A1 (en) 2009-11-24 2011-05-26 Visa U.S.A. Inc. Systems and Methods for Multi-Channel Offer Redemption
US20110288918A1 (en) * 2010-05-24 2011-11-24 Karen Louise Cervenka Systems and Methods for Redemption of Offers
US8527385B2 (en) 2010-09-24 2013-09-03 Ethoca Technologies, Inc. Stakeholder collaboration
US10007915B2 (en) 2011-01-24 2018-06-26 Visa International Service Association Systems and methods to facilitate loyalty reward transactions
US10223707B2 (en) 2011-08-19 2019-03-05 Visa International Service Association Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
US20130253956A1 (en) * 2011-09-22 2013-09-26 Robert Lyne Towne Chargeback insurance
US20130262281A1 (en) * 2012-04-02 2013-10-03 Alexis Puchek Facilitated dispute processing by utilizing an e-receipt
US8249893B1 (en) * 2012-04-05 2012-08-21 Stoneeagle Services, Inc. Automated service provider payment method
US20140272841A1 (en) * 2013-03-15 2014-09-18 First Principles, Inc. Methods for resolving an issue and blindly resolving an issue
US20150032622A1 (en) * 2013-07-29 2015-01-29 Mastercard International Incorporated Online credit returns method and apparatus
US10296911B2 (en) 2013-10-01 2019-05-21 Ethoca Technologies, Inc. Systems and methods for rescuing purchase transactions
US20150193768A1 (en) * 2014-01-09 2015-07-09 Capital One Financial Corporation Method and system for providing alert messages related to suspicious transactions
US10354268B2 (en) 2014-05-15 2019-07-16 Visa International Service Association Systems and methods to organize and consolidate data for improved data storage and processing
US11669894B2 (en) 2014-05-30 2023-06-06 Midigator, Llc Transaction retrieval, transaction matching, alert generation, and processing of dispute alerts
US20150348208A1 (en) * 2014-05-30 2015-12-03 183 Media Inc. Transaction matching
US10650398B2 (en) 2014-06-16 2020-05-12 Visa International Service Association Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption
US10438226B2 (en) 2014-07-23 2019-10-08 Visa International Service Association Systems and methods of using a communication network to coordinate processing among a plurality of separate computing systems
US10572880B2 (en) * 2014-07-30 2020-02-25 Visa International Service Association Integrated merchant purchase inquiry and dispute resolution system
US10325261B2 (en) 2014-11-25 2019-06-18 Visa International Service Association Systems communications with non-sensitive identifiers
US11636462B2 (en) 2015-03-20 2023-04-25 Block, Inc. Context-aware peer-to-peer transfers of items
US9691085B2 (en) 2015-04-30 2017-06-27 Visa International Service Association Systems and methods of natural language processing and statistical analysis to identify matching categories
US10410194B1 (en) 2015-08-19 2019-09-10 Square, Inc. Customized tipping flow
US11151566B2 (en) * 2016-09-19 2021-10-19 Early Warning Services, Llc Authentication and fraud prevention in provisioning a mobile wallet
WO2019013817A1 (en) * 2017-07-14 2019-01-17 Visa International Service Association METHOD, SYSTEM AND COMPUTER PROGRAM PRODUCT FOR USER COMMUNICATION WITH TRADERS ASSOCIATED WITH TRANSACTIONS
US11861619B1 (en) * 2017-11-30 2024-01-02 Worldpay, Llc Systems and methods for payment transactions, alerts, dispute settlement, and settlement payments, using multiple blockchains
CA3088904A1 (en) 2018-02-08 2019-08-15 Command Alkon Incorporated Methods and systems for handling fresh concrete based on hydraulic pressure and on rheological probe pressure
CN111144873B (zh) * 2019-12-31 2023-08-25 交通银行股份有限公司北京市分行 基于电子签购单的收单机构收单争议处理方法及系统
US20220277314A1 (en) * 2021-02-26 2022-09-01 Coupa Software Incorporated Supplier data validation using validation subsystem
WO2023049322A1 (en) * 2021-09-24 2023-03-30 Mastercard International Incorporated Systems and methods for use in biometric interactions

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US6032132A (en) * 1998-06-12 2000-02-29 Csg Systems, Inc. Telecommunications access cost management system
US8150774B2 (en) * 1998-08-06 2012-04-03 Cybersettle Holdings, Inc. System and method for providing automated dispute resolution between or among multiple parties
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AU2000254223A1 (en) * 2000-06-22 2002-01-08 Trintrech Limited A transaction dispute management system and method
US20020198830A1 (en) * 2001-05-01 2002-12-26 Randell Wayne L. Method and system for handling disputes in an electronic invoice management system
US7356516B2 (en) * 2002-06-13 2008-04-08 Visa U.S.A. Inc. Method and system for facilitating electronic dispute resolution
WO2006004794A2 (en) * 2004-06-25 2006-01-12 Peppercoin, Inc. Payment processing method and system
US20080228638A1 (en) * 2007-03-14 2008-09-18 Ebay Inc. Method and system of controlling linked accounts

Also Published As

Publication number Publication date
EP2382588A4 (en) 2018-01-24
EP2382588A2 (en) 2011-11-02
US20100161457A1 (en) 2010-06-24
WO2010074978A3 (en) 2017-05-04
WO2010074978A2 (en) 2010-07-01
MX359419B (es) 2018-09-24
US8275705B2 (en) 2012-09-25
CA2748254C (en) 2017-08-01
AU2009330444A1 (en) 2011-08-04
US20110213702A1 (en) 2011-09-01
CA2748254A1 (en) 2010-07-01
BRPI0923818A2 (pt) 2017-05-30
US7941352B2 (en) 2011-05-10

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