MX2010008701A - Procedimiento y sistema de distribucion de papel moneda a partir de un cajero automatico. - Google Patents

Procedimiento y sistema de distribucion de papel moneda a partir de un cajero automatico.

Info

Publication number
MX2010008701A
MX2010008701A MX2010008701A MX2010008701A MX2010008701A MX 2010008701 A MX2010008701 A MX 2010008701A MX 2010008701 A MX2010008701 A MX 2010008701A MX 2010008701 A MX2010008701 A MX 2010008701A MX 2010008701 A MX2010008701 A MX 2010008701A
Authority
MX
Mexico
Prior art keywords
teller machine
automated teller
authentication unit
authentication
user
Prior art date
Application number
MX2010008701A
Other languages
English (en)
Inventor
Eonnet Yves
Original Assignee
Tagattitude
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Tagattitude filed Critical Tagattitude
Publication of MX2010008701A publication Critical patent/MX2010008701A/es

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/203Dispensing operations within ATMs
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • G06Q20/1085Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Este procedimiento de distribución de papel moneda a partir de un cajero automático, comprende, después de la autentificación de un usuario, una etapa (122) de suministro, por una automatización del cajero automático, de billetes que corresponden a un importe predeterminado. Se prevé el establecimiento (104) de un canal de comunicación móvil entre un equipo portátil del usuario cercano al cajero automático, y una unidad de autentificación; la descarga (110), por el cajero automático de un código numérico a partir de la unidad de autentificación; el envio (114), por el equipo portátil, a través del canal de comunicación móvil asegurado, al destino de la unidad de autentificación de una señal sonora generada a partir del código numérico y emitida por el cajero automático; la autentificación (118) del usuario por la unidad de autentificación; y la transmisión (122) al cajero automático de una instrucción de activación de la automatización para el suministro de billetes que corresponden al importe predeterminado.
MX2010008701A 2008-02-08 2009-02-09 Procedimiento y sistema de distribucion de papel moneda a partir de un cajero automatico. MX2010008701A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FR0800661A FR2927453B1 (fr) 2008-02-08 2008-02-08 Procede et systeme de distribution de billets de banque a partir d'un distributeur de billets
PCT/FR2009/050197 WO2009101347A1 (fr) 2008-02-08 2009-02-09 Procede et systeme de distribution de billets de banque a partir d'un distributeur automatique de billets

Publications (1)

Publication Number Publication Date
MX2010008701A true MX2010008701A (es) 2011-03-02

Family

ID=39739639

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2010008701A MX2010008701A (es) 2008-02-08 2009-02-09 Procedimiento y sistema de distribucion de papel moneda a partir de un cajero automatico.

Country Status (6)

Country Link
US (1) US20100324727A1 (es)
EP (1) EP2257936A1 (es)
FR (1) FR2927453B1 (es)
MA (1) MA32109B1 (es)
MX (1) MX2010008701A (es)
WO (1) WO2009101347A1 (es)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2974695B1 (fr) * 2011-04-29 2013-06-07 Tagattitude Module de gestion d'une transaction entre un terminal et un dispositif electronique
US8413891B2 (en) 2011-06-02 2013-04-09 Talaris Holdings Limited System and method for facilitating banking transactions
US10510054B1 (en) 2013-12-30 2019-12-17 Wells Fargo Bank, N.A. Augmented reality enhancements for financial activities
US10078867B1 (en) 2014-01-10 2018-09-18 Wells Fargo Bank, N.A. Augmented reality virtual banker

Family Cites Families (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5577100A (en) * 1995-01-30 1996-11-19 Telemac Cellular Corporation Mobile phone with internal accounting
US6363164B1 (en) * 1996-05-13 2002-03-26 Cummins-Allison Corp. Automated document processing system using full image scanning
US5963647A (en) * 1997-02-14 1999-10-05 Citicorp Development Center, Inc. Method and system for transferring funds from an account to an individual
US6607136B1 (en) * 1998-09-16 2003-08-19 Beepcard Inc. Physical presence digital authentication system
US7249110B1 (en) * 1999-08-03 2007-07-24 Matsushita Electric Industrial Co, Ltd. Individual authentication method, individual authentication apparatus, accounting method, accounting apparatus
US7424972B2 (en) * 2000-02-05 2008-09-16 Diebold Self-Service Systems Automated banking machine system and method
US7660767B1 (en) * 2002-03-01 2010-02-09 Diebold Self-Service Systems Division Of Diebold, Incorporated Application banking machine gift certificate dispensing system
US7716133B1 (en) * 2000-03-10 2010-05-11 Ncr Corporation Self service terminal
SK287998B6 (sk) * 2000-10-18 2012-09-03 Ultra Proizvodnja Elektronskih Naprav D. O. O. System for payment data exchange and payment terminal device used therein
WO2003032122A2 (en) * 2001-10-09 2003-04-17 Steven Schiff System and method for conducting a financial transaction using a communication device
IL164383A0 (en) * 2002-04-16 2005-12-18 Elektronskih Naprav D O O Payment terminal device for payment data exchange ultra proizvodnja
US7280981B2 (en) * 2002-08-27 2007-10-09 Visa U.S.A. Inc. Method and system for facilitating payment transactions using access devices
FR2871014B1 (fr) * 2004-05-28 2006-09-08 Prosodie Sa Systeme d'aide a la distribution de droits, notamment d'allocations monetaires
US7494053B1 (en) * 2005-11-14 2009-02-24 Diebold Self-Service Systems Division Of Diebold, Incorporated Cash dispensing automated banking machine and method

Also Published As

Publication number Publication date
MA32109B1 (fr) 2011-02-01
EP2257936A1 (fr) 2010-12-08
FR2927453B1 (fr) 2010-04-02
US20100324727A1 (en) 2010-12-23
WO2009101347A1 (fr) 2009-08-20
FR2927453A1 (fr) 2009-08-14

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