MA32109B1 - Procede et systeme de distribution de billets de banque a partir d'un distributeur automatique de billets - Google Patents

Procede et systeme de distribution de billets de banque a partir d'un distributeur automatique de billets

Info

Publication number
MA32109B1
MA32109B1 MA33123A MA33123A MA32109B1 MA 32109 B1 MA32109 B1 MA 32109B1 MA 33123 A MA33123 A MA 33123A MA 33123 A MA33123 A MA 33123A MA 32109 B1 MA32109 B1 MA 32109B1
Authority
MA
Morocco
Prior art keywords
cash dispenser
authentication unit
authentication
user
banknotes
Prior art date
Application number
MA33123A
Other languages
Arabic (ar)
English (en)
Inventor
Yves Eonnet
Original Assignee
Casyope
Tagattitude
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Casyope, Tagattitude filed Critical Casyope
Publication of MA32109B1 publication Critical patent/MA32109B1/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/203—Dispensing operations within ATMs
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Ce procédé de distribution de billets de banque à partir d'un distributeur automatique de billets, comporte, après authentification d'un utilisateur, une étape (122) de fourniture, par un automate du distributeur automatique de billets, de billets correspondant à un montant prédéterminé. Il prévoit l'établissement (104) d'un canal de communication mobile entre un équipement portable de l'utilisateur proche du distributeur automatique de billets, et une unité d'authentification; le téléchargement (110), par le distributeur automatique de billets d'un code numérique à partir de l'unité d'authentification; l'envoi (114), par l'équipement portable, via le canal de communication mobile sécurisé, à destination de l'unité d'authentification d'un signal sonore généré à partir du code numérique et émis par le distributeur automatique de billets; l'authentification (118) de l'utilisateur par l'unité d'authentification; et la transmission (122) au distributeur automatique de billets d'une instruction d'activation de l'automate pour la fourniture de billets correspondant au montant prédéterminé.
MA33123A 2008-02-08 2010-08-26 Procede et systeme de distribution de billets de banque a partir d'un distributeur automatique de billets MA32109B1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
FR0800661A FR2927453B1 (fr) 2008-02-08 2008-02-08 Procede et systeme de distribution de billets de banque a partir d'un distributeur de billets
PCT/FR2009/050197 WO2009101347A1 (fr) 2008-02-08 2009-02-09 Procede et systeme de distribution de billets de banque a partir d'un distributeur automatique de billets

Publications (1)

Publication Number Publication Date
MA32109B1 true MA32109B1 (fr) 2011-02-01

Family

ID=39739639

Family Applications (1)

Application Number Title Priority Date Filing Date
MA33123A MA32109B1 (fr) 2008-02-08 2010-08-26 Procede et systeme de distribution de billets de banque a partir d'un distributeur automatique de billets

Country Status (6)

Country Link
US (1) US20100324727A1 (fr)
EP (1) EP2257936A1 (fr)
FR (1) FR2927453B1 (fr)
MA (1) MA32109B1 (fr)
MX (1) MX2010008701A (fr)
WO (1) WO2009101347A1 (fr)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2974695B1 (fr) * 2011-04-29 2013-06-07 Tagattitude Module de gestion d'une transaction entre un terminal et un dispositif electronique
US8413891B2 (en) 2011-06-02 2013-04-09 Talaris Holdings Limited System and method for facilitating banking transactions
US10510054B1 (en) 2013-12-30 2019-12-17 Wells Fargo Bank, N.A. Augmented reality enhancements for financial activities
US10078867B1 (en) 2014-01-10 2018-09-18 Wells Fargo Bank, N.A. Augmented reality virtual banker

Family Cites Families (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5577100A (en) * 1995-01-30 1996-11-19 Telemac Cellular Corporation Mobile phone with internal accounting
US6363164B1 (en) * 1996-05-13 2002-03-26 Cummins-Allison Corp. Automated document processing system using full image scanning
US5963647A (en) * 1997-02-14 1999-10-05 Citicorp Development Center, Inc. Method and system for transferring funds from an account to an individual
US6607136B1 (en) * 1998-09-16 2003-08-19 Beepcard Inc. Physical presence digital authentication system
US7249110B1 (en) * 1999-08-03 2007-07-24 Matsushita Electric Industrial Co, Ltd. Individual authentication method, individual authentication apparatus, accounting method, accounting apparatus
US7424972B2 (en) * 2000-02-05 2008-09-16 Diebold Self-Service Systems Automated banking machine system and method
US7660767B1 (en) * 2002-03-01 2010-02-09 Diebold Self-Service Systems Division Of Diebold, Incorporated Application banking machine gift certificate dispensing system
US7716133B1 (en) * 2000-03-10 2010-05-11 Ncr Corporation Self service terminal
SK287998B6 (sk) * 2000-10-18 2012-09-03 Ultra Proizvodnja Elektronskih Naprav D. O. O. System for payment data exchange and payment terminal device used therein
WO2003032122A2 (fr) * 2001-10-09 2003-04-17 Steven Schiff Systeme et procede de realisation d'une transaction financiere au moyen d'un dispositif de communication
IL164383A0 (en) * 2002-04-16 2005-12-18 Elektronskih Naprav D O O Payment terminal device for payment data exchange ultra proizvodnja
US7280981B2 (en) * 2002-08-27 2007-10-09 Visa U.S.A. Inc. Method and system for facilitating payment transactions using access devices
FR2871014B1 (fr) * 2004-05-28 2006-09-08 Prosodie Sa Systeme d'aide a la distribution de droits, notamment d'allocations monetaires
US7494053B1 (en) * 2005-11-14 2009-02-24 Diebold Self-Service Systems Division Of Diebold, Incorporated Cash dispensing automated banking machine and method

Also Published As

Publication number Publication date
EP2257936A1 (fr) 2010-12-08
FR2927453B1 (fr) 2010-04-02
MX2010008701A (es) 2011-03-02
US20100324727A1 (en) 2010-12-23
WO2009101347A1 (fr) 2009-08-20
FR2927453A1 (fr) 2009-08-14

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