MX2009002262A - Instrumento de control-acceso/pago combinado. - Google Patents

Instrumento de control-acceso/pago combinado.

Info

Publication number
MX2009002262A
MX2009002262A MX2009002262A MX2009002262A MX2009002262A MX 2009002262 A MX2009002262 A MX 2009002262A MX 2009002262 A MX2009002262 A MX 2009002262A MX 2009002262 A MX2009002262 A MX 2009002262A MX 2009002262 A MX2009002262 A MX 2009002262A
Authority
MX
Mexico
Prior art keywords
holder
access
transaction
payment
control instrument
Prior art date
Application number
MX2009002262A
Other languages
English (en)
Inventor
Frank D Angelo
Jimmie Lindsey
Original Assignee
Metavante Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Metavante Corp filed Critical Metavante Corp
Publication of MX2009002262A publication Critical patent/MX2009002262A/es

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342Cards defining paid or billed services or quantities
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3572Multiple accounts on card
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C11/00Arrangements, systems or apparatus for checking, e.g. the occurrence of a condition, not provided for elsewhere
    • G07C2011/02Arrangements, systems or apparatus for checking, e.g. the occurrence of a condition, not provided for elsewhere related to amusement parks
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/20Individual registration on entry or exit involving the use of a pass
    • G07C9/22Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/253Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition visually

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Burglar Alarm Systems (AREA)
  • Alarm Systems (AREA)

Abstract

Métodos y sistemas que permiten vigilar el comportamiento de un portador de un instrumento de presentación de funciones múltiples que es adecuado para la presentación por el portador en soporte de transacciones de pago y transacciones de acceso. Una transacción de pago involucra una compra por el portador usando fondos identificados por el instrumento de presentación de funciones múltiples. Una transacción de acceso involucra una autorización para el portador entrar en un área restringida. Una primera comunicación recibida en un sistema anfitrión tiene detalles de transacción de una transacción de pago intentada iniciada por el portador, y una segunda comunicación recibida en el sistema anfitrión tiene detalles de transacción de una transacción de acceso intentada iniciada por el portador. Estos detalles de transacción están almacenados en el almacén de datos y son analizados para identificar un comportamiento potencialmente sospechoso del portador.
MX2009002262A 2006-08-29 2007-08-28 Instrumento de control-acceso/pago combinado. MX2009002262A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US11/468,169 US7757943B2 (en) 2006-08-29 2006-08-29 Combined payment/access-control instrument
PCT/US2007/076972 WO2008027877A2 (en) 2006-08-29 2007-08-28 Combined payment/access-control instrument

Publications (1)

Publication Number Publication Date
MX2009002262A true MX2009002262A (es) 2009-05-28

Family

ID=39136780

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2009002262A MX2009002262A (es) 2006-08-29 2007-08-28 Instrumento de control-acceso/pago combinado.

Country Status (4)

Country Link
US (1) US7757943B2 (es)
CA (1) CA2661991C (es)
MX (1) MX2009002262A (es)
WO (1) WO2008027877A2 (es)

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US10579995B2 (en) 2010-03-30 2020-03-03 Visa International Service Association Event access with data field encryption for validation and access control
US8473414B2 (en) * 2010-04-09 2013-06-25 Visa International Service Association System and method including chip-based device processing for transaction
TWI421771B (zh) * 2010-05-14 2014-01-01 Hsin Chun Yu 可應用於門市客服之主動式無線識別系統及其方法
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WO2013116515A1 (en) * 2012-01-31 2013-08-08 Visa International Service Association Mobile managed service
GB2522905A (en) * 2014-02-10 2015-08-12 Mastercard International Inc Management of multiple identities in a transaction infrastructure
US20150262113A1 (en) * 2014-03-11 2015-09-17 Bank Of America Corporation Work status monitoring and reporting
US11216815B2 (en) * 2014-05-27 2022-01-04 American Express Travel Related Services Company, Inc. Systems and methods for fraud liability shifting
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US9836898B2 (en) * 2015-10-13 2017-12-05 Honeywell International Inc. System and method of securing access control systems

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Also Published As

Publication number Publication date
US7757943B2 (en) 2010-07-20
CA2661991A1 (en) 2008-03-06
WO2008027877A2 (en) 2008-03-06
WO2008027877A3 (en) 2008-04-24
CA2661991C (en) 2016-01-19
US20080054065A1 (en) 2008-03-06

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Legal Events

Date Code Title Description
FA Abandonment or withdrawal