MA38422A1 - Systèmes, appareil et procédés pour carte prépayée de compagnon mobile - Google Patents

Systèmes, appareil et procédés pour carte prépayée de compagnon mobile

Info

Publication number
MA38422A1
MA38422A1 MA38422A MA38422A MA38422A1 MA 38422 A1 MA38422 A1 MA 38422A1 MA 38422 A MA38422 A MA 38422A MA 38422 A MA38422 A MA 38422A MA 38422 A1 MA38422 A1 MA 38422A1
Authority
MA
Morocco
Prior art keywords
mobile
transmitting
customer
request
mobile companion
Prior art date
Application number
MA38422A
Other languages
English (en)
Inventor
Jeffrey Langus
Venu Appana
Rajen S Prabhu
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of MA38422A1 publication Critical patent/MA38422A1/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/346—Cards serving only as information carrier of service
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4018—Transaction verification using the card verification value [CVV] associated with the card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

La présente invention a trait à des systèmes, à un appareil et à des procédés permettant de fournir une carte prépayée de compagnon mobile non personnalisée et non en relief à un client qui dispose d'un compte de portefeuille mobile. Un mode de réalisation de la présente invention comprend un ordinateur de fournisseur de portefeuille qui reçoit une demande d'approbation en provenance d'un dispositif d'agent pour une carte prépayée de compagnon mobile d'un client. Le processus selon la présente invention comprend les étapes consistant à ce que l'ordinateur de fournisseur de portefeuille détermine une institution financière (fi) d'émission qui est associée à la carte prépayée de compagnon mobile, transmette la demande d'approbation à un processeur de fi d'émission, reçoive un message d'approbation, et transmette le message d'approbation ainsi qu'une demande à un dispositif mobile du client afin de fournir des données de procédé de vérification du porteur de carte (cvm). Le procédé comprend aussi les étapes consistant à recevoir et à valider les données cvm, à transmettre une demande d'activation de carte prépayée de compagnon mobile, à recevoir un message de confirmation indiquant l'activation, et à transmettre un message confirmant l'activation de la carte prépayée de compagnon mobile au dispositif mobile du client.
MA38422A 2013-02-22 2014-02-21 Systèmes, appareil et procédés pour carte prépayée de compagnon mobile MA38422A1 (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201361768249P 2013-02-22 2013-02-22
US14/186,283 US9043240B2 (en) 2013-02-22 2014-02-21 Systems, apparatus and methods for mobile companion prepaid card
PCT/US2014/017714 WO2014130826A2 (fr) 2013-02-22 2014-02-21 Systèmes, appareil et procédés pour carte prépayée de compagnon mobile

Publications (1)

Publication Number Publication Date
MA38422A1 true MA38422A1 (fr) 2016-04-29

Family

ID=51389189

Family Applications (1)

Application Number Title Priority Date Filing Date
MA38422A MA38422A1 (fr) 2013-02-22 2014-02-21 Systèmes, appareil et procédés pour carte prépayée de compagnon mobile

Country Status (11)

Country Link
US (2) US9043240B2 (fr)
AP (1) AP2015008672A0 (fr)
BR (1) BR112015020153A2 (fr)
MA (1) MA38422A1 (fr)
MX (1) MX2015010936A (fr)
MY (1) MY187537A (fr)
PH (1) PH12015501831A1 (fr)
SA (1) SA515360930B1 (fr)
TN (1) TN2015000352A1 (fr)
WO (1) WO2014130826A2 (fr)
ZA (1) ZA201506480B (fr)

Families Citing this family (37)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8930271B1 (en) * 2012-04-25 2015-01-06 Wells Fargo Bank, N.A. System and method for a mobile wallet
US11748736B1 (en) 2014-04-30 2023-09-05 Wells Fargo Bank, N.A. Mobile wallet integration within mobile banking
US9652770B1 (en) 2014-04-30 2017-05-16 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US11574300B1 (en) 2014-04-30 2023-02-07 Wells Fargo Bank, N.A. Mobile wallet systems and methods using trace identifier using card networks
US11288660B1 (en) 2014-04-30 2022-03-29 Wells Fargo Bank, N.A. Mobile wallet account balance systems and methods
US11663599B1 (en) 2014-04-30 2023-05-30 Wells Fargo Bank, N.A. Mobile wallet authentication systems and methods
US11610197B1 (en) 2014-04-30 2023-03-21 Wells Fargo Bank, N.A. Mobile wallet rewards redemption systems and methods
US10997592B1 (en) 2014-04-30 2021-05-04 Wells Fargo Bank, N.A. Mobile wallet account balance systems and methods
US11461766B1 (en) 2014-04-30 2022-10-04 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US10380588B2 (en) * 2014-05-13 2019-08-13 Mastercard International Incorporated Passive cardholder verification method in mobile device
US10528938B2 (en) * 2014-05-16 2020-01-07 Cardlab, Inc. System and method for loading prepaid card with funds using a mobile device
CA2896763C (fr) * 2014-07-11 2021-01-12 The Toronto Dominion Bank Systemes et methodes de production de multicartes prepayees
US10445739B1 (en) 2014-08-14 2019-10-15 Wells Fargo Bank, N.A. Use limitations for secondary users of financial accounts
SG10201406521TA (en) 2014-10-10 2016-05-30 Mastercard Asia Pacific Pte Ltd Methods and systems for secure online payment
DOP2015000010A (es) * 2015-01-14 2015-06-15 Any Micel Lopez Castillo Sistema de venta digital de impuestos
US11200784B2 (en) 2015-01-18 2021-12-14 Blackhawk Network, Inc. Pre-printed and pre-selected lottery tickets for point-of-sale purchase
US11721176B2 (en) 2015-01-18 2023-08-08 Blackhawk Network, Inc. Mobile point of sale application for redemption of game winnings
WO2016129863A1 (fr) 2015-02-12 2016-08-18 Samsung Electronics Co., Ltd. Procédé de traitement de paiement et dispositif électronique prenant en charge ledit procédé
EP3262582B1 (fr) 2015-02-27 2021-03-17 Samsung Electronics Co., Ltd. Dispositif électronique fournissant une fonction de paiement électronique et son procédé de fonctionnement
US20160253666A1 (en) * 2015-02-27 2016-09-01 Samsung Electronics Co., Ltd. Method and device for controlling payment function
KR102460459B1 (ko) 2015-02-27 2022-10-28 삼성전자주식회사 전자 장치를 이용한 카드 서비스 방법 및 장치
US11853919B1 (en) 2015-03-04 2023-12-26 Wells Fargo Bank, N.A. Systems and methods for peer-to-peer funds requests
US10546359B2 (en) 2015-04-27 2020-01-28 Gt Gettaxi Limited Shortcode for automating application processes
US10817593B1 (en) * 2015-12-29 2020-10-27 Wells Fargo Bank, N.A. User information gathering and distribution system
US20170200149A1 (en) * 2016-01-08 2017-07-13 Mastercard International Incorporated Authenticating payment credentials in closed loop transaction processing
US10977652B1 (en) * 2016-02-02 2021-04-13 Wells Fargo Bank, N.A. Systems and methods for authentication based on personal card network
US20170344977A1 (en) * 2016-05-31 2017-11-30 The Watchtower Company Smart Wallet
US20180096334A1 (en) * 2016-10-03 2018-04-05 Paypal, Inc. Voice activated remittances
US11468414B1 (en) 2016-10-03 2022-10-11 Wells Fargo Bank, N.A. Systems and methods for establishing a pull payment relationship
US11449868B2 (en) 2016-10-03 2022-09-20 Paypal, Inc. Voice activated remittances
US20190019170A1 (en) * 2017-07-17 2019-01-17 Mastercard International Incorporated System and method for automated transfer to prevent loss from termination of resources
US20190205867A1 (en) * 2018-01-03 2019-07-04 Mastercard International Incorporated Wallet provider data process for facilitating digitization of payment account
US11295297B1 (en) 2018-02-26 2022-04-05 Wells Fargo Bank, N.A. Systems and methods for pushing usable objects and third-party provisioning to a mobile wallet
US11074577B1 (en) 2018-05-10 2021-07-27 Wells Fargo Bank, N.A. Systems and methods for making person-to-person payments via mobile client application
US11775955B1 (en) 2018-05-10 2023-10-03 Wells Fargo Bank, N.A. Systems and methods for making person-to-person payments via mobile client application
US11551190B1 (en) 2019-06-03 2023-01-10 Wells Fargo Bank, N.A. Instant network cash transfer at point of sale
US11663563B2 (en) * 2020-07-07 2023-05-30 Mastercard International Incorporated Methods and systems of providing interoperability between incompatible payment systems

Family Cites Families (31)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7333955B2 (en) * 2001-09-24 2008-02-19 E2Interactive, Inc. System and method for securing communication service
US6575361B1 (en) * 1999-08-19 2003-06-10 E-2 Interactive, Inc. System and method for managing stored-value card data
US20030055733A1 (en) * 2001-09-20 2003-03-20 Marshall Carl S. Mobile digital receipts
EP1481374A4 (fr) * 2002-02-15 2010-04-28 Coinstar Inc Procedes et systemes d'echange et/ou de transfert de divers types de moyens de paiement
US7343564B2 (en) * 2003-08-11 2008-03-11 Core Mobility, Inc. Systems and methods for displaying location-based maps on communication devices
EP1668584A4 (fr) * 2003-08-22 2011-09-28 Coinstar E Payment Services Inc Routeur de transaction intelligent, et procede de traitement de transactions de points de vente multi-produits
WO2005052872A1 (fr) * 2003-11-21 2005-06-09 Facil, Llc Systeme et procede de transaction financiere
US7979351B1 (en) * 2004-05-25 2011-07-12 American Express Travel Related Services Company, Inc. Prepaid transaction card activation system and method
US7475811B2 (en) * 2005-09-09 2009-01-13 Money Network, Llc Enhanced pre-allocated check negotiability systems and methods
JP2009512018A (ja) * 2005-10-06 2009-03-19 シー・サム，インコーポレイテッド トランザクションサービス
US7886969B2 (en) * 2005-12-06 2011-02-15 Visa U.S.A. Inc. Method and system for loading and reloading portable consumer devices
US20070244811A1 (en) * 2006-03-30 2007-10-18 Obopay Inc. Mobile Client Application for Mobile Payments
US7873573B2 (en) * 2006-03-30 2011-01-18 Obopay, Inc. Virtual pooled account for mobile banking
US8249965B2 (en) * 2006-03-30 2012-08-21 Obopay, Inc. Member-supported mobile payment system
US20090119209A1 (en) * 2007-11-02 2009-05-07 Chris Sorensen Mobile transaction network
US8566235B2 (en) * 2008-12-23 2013-10-22 Verifi, Inc. System and method for providing dispute resolution for electronic payment transactions
EP2452313B1 (fr) * 2009-07-09 2016-12-21 Cubic Corporation Gestion de compte de transit avec messagerie par dispositif mobile
US20110166914A1 (en) 2009-07-09 2011-07-07 Cubic Corporation Reloadable prepaid card distribution, reload, and registration in transit
US20110191184A1 (en) * 2010-01-29 2011-08-04 Bank Of America Corporation Mobile location integrated merchant offer program and customer shopping
US8442914B2 (en) * 2010-07-06 2013-05-14 Mastercard International Incorporated Virtual wallet account with automatic-loading
WO2012097108A1 (fr) * 2011-01-11 2012-07-19 Visa International Service Association Appareils, procédés et systèmes d'échange de valeurs universelles
US20130218657A1 (en) * 2011-01-11 2013-08-22 Diane Salmon Universal value exchange apparatuses, methods and systems
US8266058B1 (en) * 2011-03-31 2012-09-11 International Business Machines Corporation Virtual accounts linked to financial accounts
US20120296818A1 (en) * 2011-05-17 2012-11-22 Ebay Inc. Method for authorizing the activation of a spending card
US8538845B2 (en) 2011-06-03 2013-09-17 Mozido, Llc Monetary transaction system
SG195079A1 (en) * 2011-06-03 2013-12-30 Visa Int Service Ass Virtual wallet card selection apparatuses, methods and systems
US20120317028A1 (en) * 2011-06-13 2012-12-13 Blackhawk Network, Inc. System, Method, and Apparatus for Creating and Distributing a Transaction Credit
US20130060686A1 (en) * 2011-09-02 2013-03-07 Randy Mersky Virtual debit card
WO2013075071A1 (fr) * 2011-11-18 2013-05-23 Ayman Hammad Appareils, procédés et systèmes de plateforme d'injection de magasin de portefeuille mobile et d'injection de service
US10643191B2 (en) * 2012-01-27 2020-05-05 Visa International Service Association Mobile services remote deposit capture
US9038894B2 (en) 2012-11-20 2015-05-26 Cellco Partnership Payment or other transaction through mobile device using NFC to access a contactless transaction card

Also Published As

Publication number Publication date
SA515360930B1 (ar) 2016-11-02
US20150248670A1 (en) 2015-09-03
MX2015010936A (es) 2016-06-10
WO2014130826A3 (fr) 2014-10-16
BR112015020153A2 (pt) 2017-07-18
ZA201506480B (en) 2017-01-25
MY187537A (en) 2021-09-28
US20140244496A1 (en) 2014-08-28
US9043240B2 (en) 2015-05-26
TN2015000352A1 (en) 2017-01-03
WO2014130826A2 (fr) 2014-08-28
US9978059B2 (en) 2018-05-22
AP2015008672A0 (en) 2015-08-31
PH12015501831A1 (en) 2015-11-09

Similar Documents

Publication Publication Date Title
MA38422A1 (fr) Systèmes, appareil et procédés pour carte prépayée de compagnon mobile
EA201892669A1 (ru) Система электронных платежей и способ их совершения
US20180315045A1 (en) Payment architecture using machine-readable graphical code
GB201119375D0 (en) Financial transaction processing system and method
IN2013KO01437A (fr)
IN2014DE03249A (fr)
US20230306459A1 (en) Rewards program according to transaction frequency
US20140279512A1 (en) Reserve card system and method
GB2499530A (en) Method and system for secure online payments
US20190073687A1 (en) Digital Pass with a Selectable Link
WO2012151571A3 (fr) Procédé et appareil destinés à effectuer des transactions sécurisées au moyen d'un dispositif et d'une application accessible par internet
US20140067566A1 (en) Smartphone barcode transactions
RU2012139267A (ru) Доверенный внутренний интерфейс
MY194939A (en) Method and system for making a secure payment transaction
MX2014001726A (es) Metodos y sistemas para activar una infraestructura de pagos electronicos.
US20180158052A1 (en) Asynchronous cryptogram-based authentication processes
US10970711B2 (en) Transaction system and method
SG10201702968TA (en) A fraud monitoring apparatus
US20230027002A1 (en) Establishing consent for cardless transactions using short-range transmission
WO2008098163A3 (fr) Procédé pour faciliter les ventes d'un réseau confidentiel
Nagasubramanian et al. Online Payment-Innovation in Split Tender Payment
WO2012157893A3 (fr) Procédé de fourniture de services de transaction financière, dispositif de fourniture d'un service de transaction financière permettant la mise en œuvre dudit procédé et terminal de communication mobile
SG10201610472XA (en) Processing electronic payments on a mobile computer device
SG10201706267UA (en) Method, system, and device for processing digital payments via digital wallet upon delivery of item
MX2019001435A (es) Pagos moviles de insercion.