KR960001449B1 - Card handling apparatus - Google Patents

Abstract

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Description

Card handling unit

1 is a perspective view of a card handling apparatus according to a first embodiment of the present invention.

2 is a perspective view of a tray of a first embodiment of the present invention.

3 is a perspective view of a card handling apparatus showing a head and a card insertion portion according to the first embodiment of the present invention.

4 is a block diagram of a first embodiment of the present invention.

5 is a diagram for explaining the operation immediately after the start of conveyance of the tray of the first embodiment of the present invention.

6 is a diagram for explaining the operation at the end of conveyance of the tray of the first embodiment of the present invention.

7 is a diagram for explaining the operation when the hook is engaged with the latch in the first embodiment of the present invention.

8 is a diagram for explaining the operation during the back conveyance of the tray of the first embodiment of the present invention.

Fig. 9 is a diagram showing the operation when the card is inserted into the tray in the first embodiment of the present invention.

10 is a diagram for explaining the operation at the end of conveyance of the tray in the embodiment of the present invention.

Fig. 11 is a diagram for explaining the operation when the card is recovered after the back conveyance of the tray of the first embodiment of the present invention.

Fig. 12 is a diagram showing a state when a card is inserted into a tray in the second embodiment of the present invention.

FIG. 13 is a diagram showing a state in which the tray is being conveyed in the second embodiment of the present invention. FIG.

Fig. 14 is a diagram showing a state at the end of conveyance of the tray of the second embodiment of the present invention.

Fig. 15 is a perspective view showing a third embodiment of the card handling apparatus of the present invention.

16A to 16E are diagrams showing the operation of the component parts of the card handling apparatus shown in FIG.

FIG. 17 is a flowchart showing operation steps corresponding to FIG. 16. FIG.

* Explanation of symbols for main parts of the drawings

1: card tray 2: clamp

3: stop body 6: hook

10 latch 11 solenoid

16: head 18: detector

22: card handler 24: bill payment and deposit mechanism

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a card handling apparatus for reading and recording data on a card as a transaction medium in an automatic cash dispenser or the like, in particular, a card handling apparatus that is safe and suitable for card collection.

If the card inserted in the device is left in the device by jam or power failure, the method of recovering the card to the user is to retry in case of card blockage or to withdraw the card by emergency power in case of power failure. However, when the card is not recovered, for example, due to contaminants on a roller or a belt, the card cannot be returned, while using an emergency power source requires a separate power source which causes an increase in cost.

As disclosed in Japanese Patent Laid-Open Nos. 62-196780 and 63-204384, there is a structure in which the card conveying system is manually driven from the outside of the apparatus. In this structure, however, if the cause of the accident is in the card conveying means when the card is conveyed by the card conveying system for general transactions, the card cannot be conveyed by the above-described method. Another problem with the prior art is that when an illegal or uncollected card enters the device, the card moves up to the deep direction of the mobile system, requiring a long passage of card conveyance.

Background of the Invention With the spread of the universal holiday unmanned operation of cash dispensers, the use of cards has become popular. Therefore, in order to avoid any inconvenience when using the card, there is a need for a device that reliably recovers the card even when the device is broken or when the power is interrupted when the card is introduced. Despite this situation, the prior art has a problem in terms of service to a customer, that is, the card cannot be recovered when the card is blocked or in the case of a power failure. The installation space of the cash dispenser tends to be reduced. Therefore, the card handling apparatus also needs to be reduced in size.

Accordingly, it is an object of the present invention to ensure that a card is returned to a customer when a card blockage or power failure occurs in a card handling apparatus and to provide a compact card handling apparatus.

The above-mentioned object is to provide a tray for supporting a transaction sheet (card) inserted from an inserting portion, conveying means for conveying the aforementioned tray back and forth between the inserting portion and a predetermined position of the apparatus, and on the conveyed card. A head for reading / writing data, pressurizing means for pressurizing the aforementioned tray to recover the insertion section, locking means for preventing the pressurizing action of the pressurizing means described above, and at least an electrostatic or device abnormality occurs Is achieved by means of a trading medium handling device comprising control means for controlling the locking means to release the pressing action when the use of the device is completed or when the use of the device is terminated.

The tray pressurizing means always exerts an urging force on the tray by the card insertion part of the customer side in the moving direction of the tray. Thus, the tray is forcibly moved toward the card insertion section even when the conveying means is not operated due to an abnormality of the apparatus.

1 is a perspective view of a card handling apparatus according to a first embodiment of the present invention. 2 is a perspective view of a tray. 3 is a perspective view showing the card insertion portion and the read / write head of the apparatus from which the card is removed from the state of FIG. The number 1 is a card tray, which supports the card 4 inserted in the card tray and conveys the card back and forth between the inserting portion and a specific position of the apparatus. Numeral 9 denotes a motor for driving the belt 9a for conveying the tray 1 in both directions indicated by the arrow A. FIG. The tray 1 is conveyed when guided by the guide rod 13. The components 9, 9a, 13 constitute a tray conveying means. The number 2 shows the clamp for pressing the card 2 when the card 2 is inserted in a special position of the tray 1. The clamp is moved by the magnetization of the solenoid 17.

The number 3 indicates a card stop for adjusting the position of the card when the card is pushed to the predetermined position of the tray 1, and the card stop 3 shows the card mounting surface of the tray (its structure and operation are as follows. Fixed to the bottom of the tray in a state capable of being extended and withdrawn. No. 6 denotes a hook which always presses the chuck tray by the tension spring 7 in the retraction direction towards the card insert 15 when the hook is guided by the guide rod 14 and contacts the rear end of the tray. It is displaying. The parts 6, 7, 14 constitute pressurization means.

Numeral 10 denotes a latch that rotates vertically by being driven by solenoid 11. When the solenoid is activated, the latch 10 rotates downward and contacts the hook 6 to prevent the tray from being pressed by the hook. When the solenoid is not activated, the latch rotates upward and leaves the hook 6. The latch 10 and solenoid 11 form a locking means. The number 8 indicates the card collecting plate, when the invalid or uncollected card is collected in the apparatus, the card is caused to slide downward from the rear of the tray into the card collecting plate. In this process, the above-described card stop 3 is locked below the card mounting surface of the tray 1. Number 18 denotes a detector mounted at the rear end of the tray for detecting when the card is positioned at a predetermined position on the tray. In FIG. 3, the number 16 denotes a pair of heads for reading and writing data of the magnetic strip of the card 4, one head downward relative to the tray passage supported by the frame 5. And the other head was mounted upwards (indicated by the dashed line). The pair of heads 16 can read and write data on the magnetic strip on both sides of the card 4 of the tray.

2 shows the structure of the tray 1. The number 1a indicates the groove for supporting both side ends of the card when the card is received, the number 1b indicates the through hole through which the guide rod 13 described above passes, and the number 1c. Denotes the cutout area provided on the surface of the tray coincident with the magnetic strip of the card, through which the heads of the pair described above are folded vertically to each other. The number 1d indicates the cutout area provided at the front of the tray and is formed to receive the raised portion at the rear of the recessed portion 15a of the card inserting portion 15 into which the customer's finger enters, as shown in FIG. do. Number 18a indicates a light emitting member and number 18b indicates a light detecting member, which is detected when a card comes between these members to block light from the light emitting member.

4 is a block diagram of an automatic cash handling device. The number 21 indicates an operation guide unit including an input keyboard and a guide unit such as a CRT showing numerical values and operation guides, and the number 22 indicates a pattern for handling a card and reading and recording data on the card. Indicate a card handling mechanism related to the invention, number 24 denotes a bill payment and deposit mechanism for payment and receipt of bills in accordance with the contents of the transaction, and number 25 for controlling the operation of the various units described above. It includes a control unit containing a storage program. Number 27 indicates the power source of the entire device and number 28 indicates the connection unit for on-line connection of the cash handling device to the system (not shown). The control unit 25 including the abnormality detection unit 26 detects an abnormality after a power failure, an operation abnormality of the above-described card handling apparatus, a device or an operation of the apparatus, and responds to the control signals related to such an abnormality. To control its operation. The control unit also controls the operation of such unit based on the detection system from the detector.

A first embodiment of the present invention will be described according to FIGS. 5 to 11. According to FIGS. 5 to 8, the operation of the tray 1 in case of power failure or in the event of an apparatus abnormality will be described.

When the card 4 is inserted into the card tray 1 and the card reaches the stationary body 3, the detector 18 detects the card 4 and the solenoid 17 by the control signal from the control unit 25. It is activated to move the clamp 2 to adjust the card position. The card 4 positioned by the clamp 2 is advanced in the direction of the arrow along the card tray 1 by the rotation of the motor 9 so that data can be read and read on the card 4 by the magnetic head 16. Is recorded. At this time, the read end of the tray gradually extends the tension spring 7 as the hook 6 moves forward. 5 shows a state after the tray 1 is slightly moved. 6 shows a state immediately after data is read and written as the tray 1 reaches a predetermined position. At this time, the latch 10 faces upward and is not yet in contact with the hook 6. Subsequently, as shown in FIG. 7, the solenoid 11 is excited by the control signal from the control unit 25, and the latch 10 is turned downward with respect to the pressure of the spring 19 and the hook 6. ). As the tray moves forward by continuing to excite the solenoid 11 to keep the latch down, the latch 10 first moves on the inclined surface 6a of the hook 6 and then contacts the hook 6. It should be understood. In this arrangement, the need for control by the control unit 25 is eliminated.

In general, after the transaction is completed, the card tray 1 is recovered toward the card insertion section 15 as the motor 9 rotates in the reverse direction. As shown in FIG. 8, since the latch 10 is still in contact with the hook 6, the tray supporting the card is conveyed in the reverse direction with respect to the hook 7 on the left rear at the position shown in FIG. do. In this state, pressurization of the tray 1 in the recovery direction by the hook 6 (pressing means) is prohibited. The motor 9 is stopped when the tray returns to the initial position where the card can be retrieved. Then, the current applied to the solenoid 17 is disconnected and the clamp 2 is separated from the card 4 so that the card 4 is recovered from the card insert by the customer. By retrieving the card one transaction is terminated. In this state, the tension spring 7 is in an extended state so that the energy to press the tray towards the card insert is stored. The next transaction is carried out in this state, in particular, the hook 6 is pulled out to be in the position shown in Figs. Conveyed by. The state in which the hook 6 shown in FIGS. 7 and 8 comes in contact with the latch 10 is maintained from the start of the day to the end of the operation. If the power supply is stopped at the end of one day of operation, the above-mentioned contact is released by the same method as the operation method at the time of power failure described later.

This section describes the operation of the card tray when a power outage or a device error occurs during a normal transaction. In a normal transaction state, the hook 6 is connected with the read end of the card tray 1. In this case, when the motor-lock supply is stopped, when the motor 9 is rotating, the motor is stopped and power supply to the solenoid 11 is cut off. Accordingly, the latch 10 is turned upward by the pressure of the spring 19 and the hook 6 presses the tray in the recovery direction by the tension force of the tension spring 7 so that the tray 1 is inserted into the card insertion portion 15. B) is returned. The tension of the tension spring 7 must be large enough to rotate the motor 9 which is not subjected to any current. The solenoid 17 is also not supplied with current so the clamp 2 is disconnected from the card and the card is retrieved by the customer. On the other hand, when an abnormality occurs in the apparatus other than the power failure, the control unit 25 interrupts the power supply to the motor 9 and the solenoids 11 and 17. Thus, the card tray 1 is moved to the customer side by the tension force of the same tension spring as in the case of the above-mentioned blackout.

9 to 11, the card collecting operation according to this embodiment will be described. The card 4 is inserted into the card tray to reach the stationary body 3, the detection mechanism 18 detects the card 4, and the solenoid 17 is clamped to position the card 4 at a predetermined position. Excited to move 2). As the card tray 1 moves, data on the card 4 is read by the magnetic head 16 and the card tray stops at a predetermined position. In this state of normal trading, the stationary body 3 protrudes from the card mounting surface of the tray and the lever 12 is in a lowered position than the card mounting surface. The lever 12 is continuously pressed by a spring or the like so as to extend from the cutout area of the tray 1, but is pushed by the inserted card in which the lever 12 is in contact.

The control unit 25 controls the motor 9 to move the tray 1 to a position beyond a predetermined card data read / write position when it detects a card that has not been recovered or determines that the card is invalid. . In this advanced position the linkage 35 fixed to the stationary body 3 contacts the lever 34 which is fixedly mounted to the device, which causes the stationary body 3 to move in the direction of the arrow shown in FIG. Rotate it and drop it below the tray surface. Moreover, when the tray is in this forward position, the lever 12 is released from the card 4 so that the lever 12 is raised from the cutout area 1c and protrudes from the tray surface. The control unit 25 then cuts off the power supply to the solenoid 17, which separates the clamp 2 from the card so that the card 4 can be separated from the card tray 1.

In this state, the rotation of the motor 9 is reversed so as to recover the card tray 1 toward the card insertion portion 15, thereby being located near the lever 12. As the card tray 1 is further recovered, the card 4 located at the rear descends from the rear end of the tray 1 into the card collecting plate 8. In other words, the cards left behind by the number of trays are collected in the card collecting plate by the lever 12. The conveying distance of the tray 1 required for handling the card includes the length required for reading and writing data on a part of the card and the additional length in the more advanced state of the tray for card collection so that 2.5 times the required card length is good. Do.

According to this embodiment, since normal card conveyance is performed by the conveying means of the card tray, the card is conveyed in its corrected shape irrespective of the deformed state of the card so that card clogging is reduced. The general transaction is carried out with the elastic body used as the pressing means, and the latch is automatically released for card retrieval when a power failure or an abnormality of the device occurs. Under such an arrangement, stable reading and writing of data can be performed without being affected by the pressure of the spring as long as the apparatus is normally operated. Moreover, when a card is collected, the lever is raised to collect the card from the tray. This arrangement allows the card carrying path to be less than 2.5 times the card length, which contributes to the reduction in device size.

A second embodiment of the present invention will be described for facilitating card insertion into a tray by a customer and card recovery from the tray. In the second embodiment, the guide portion which opens and closes vertically is provided on the card tray which attracts the card into the apparatus. When the card yarn is inserted, the guide portion is opened to facilitate the insertion of the card. When the tray is conveyed for reading and writing data on the card, the guide portion is sealed to support the card and if the card is deformed, the deformation is corrected by the guide so that the magnetic deformation on the card can be reliably read. When the card is withdrawn, the guide is opened upward to facilitate pushing the card outward. As the tray moves inward, a fixed guide plate is provided above the guide on the card tray, which serves to turn the guide downward and support the card. When the card is ejected, the aforementioned guide portion is released from the guide plate in the pull-out position. Instead of using the guide plate, by moving the guide itself and providing a drive source in such an arrangement that the guide is lowered when a card in the insertion position is detected and the guide is released upward when a card reaching the ejection position is detected. The purpose can be achieved.

According to FIG. 12, a second embodiment will be described. A fixed guide plate 34 is provided on the upper part of the card tray 1, and at one end of the card tray 1, a guide part 31 which can be vertically opened and closed with a rotation axis as a lever is provided. The portion 31 is constantly pressed upward by a spring 32 provided between the guide portion 31 and the card tray 1. The roller 33 placed in the upper position of the guide part 31 by the pressure of the spring 32 is in constant contact with the fixed guide plate 34. 12 shows a state immediately after the card 4 is inserted into the tray 1. In order for the card 4 to be easily inserted into the card tray 1, the guide portion is opened in the state in which the aforementioned roller 33 is in contact with the upper end (point A) of the inclined surface of the fixed guide plate 34. Then, when the card 4 is inserted into the card tray 1, the detector 30 detects that the card 4 is inserted, and the motor 9 moves the card tray 1 into the card handling mechanism 22. Rotate to convey While the roller 33 slides on the inclined surface of the fixed guide plate 34, as the card tray 1 conveys, the guide part 31 moves to the position (point B) where the deformation | transformation of the card 4 is correct | amended. .

The distance from point A to point B is indicated as L1. From the rising point B, i.e., after the card reaches a height at which the deformation of the card can be corrected, the plates in which the fixed guide plate 34 and the roller 33 respectively contact each other are adapted so that the deformation of the card is continuously corrected. Become peace. The card tray 1 is recovered such that the magnetic data on the card 4 is read by the magnetic head 16. The distance L2 from the edge of the card 4 to the magnetic head is set equal to or slightly larger than L1 so that the magnetic data can be read accurately from the card whose deformation is corrected (Fig. 12).

After the tray 1 advances to a position where the magnetic head can read all the magnetic data on the card 4 (Fig. 13), when the card tray 1 recovers for card return, the card tray 1 It is conveyed in the reverse direction to the position where (4) returns. Thus, as the roller 33 moves in the direction opposite to the advance direction of the card, the guide portion 31 is raised and opened along the inclined surface 34a of the fixed guide plate 34 so that the card 4 is moved to the card tray ( It can be easily recovered from 1). The operation of the above-mentioned parts is controlled by the control unit 25.

According to the second embodiment, when the card is inserted into the card tray, the card insertion section is opened and when the information on the card is read, the guide plate is used to correct the deformation of the card. Thus, card insertion operability is improved, and the information on the card can be read reliably. When the card is withdrawn, the guide plate is retracted so that the card can be easily pulled out.

A third embodiment of the present invention is described as follows.

15 is a perspective view of a card handling mechanism 22 according to a third embodiment of the present invention. The control unit 25 gives an instruction to the card handling mechanism 22.

The card 111 inserted from the card insertion section (not shown) is mounted on the card tray 110. The card tray 110 is configured to slide in the direction of the arrow A-A 'with respect to the fixed base 122. Number 112 denotes a magnetic head 113 for reading recorded information on the card 111 and an image reader 14 for reading information such as a shape or emboss formed on the surface of the card 111. Display the information processing unit comprising a. The information processing unit 112 has a threaded hole and is movably fixed to the conveying screw 116 directly connected to the shaft of the motor 115 and moves in the direction of the arrow A-A 'by the rotation of the conveying screw 116. Can be. Reference numeral 117 denotes a first stopper for connecting the card tray 110 to the information processing unit 112, and is vertically extended and retrieved by the drive body of the first solenoid 118.

The first stop 117 first descends to reach the lower position to contact the holes of the tray 110 and the tray 110 is indicated by the arrow A-A 'in the normal and reverse rotation of the conveying screw by the motor 115. To the information processing unit 112 in the direction of "

Reference numeral 119 denotes a second stop member used to release the card 111 from the card insertion section described above, which is extended and retrieved vertically by the driving of the second solenoid 120. . For ejection of the card, a command is given for ejecting the card, and when the second solenoid 120 is excited to lower the second stop 119 and reaches the lower position, the second stop 119 is moved to the tray. The card 111 can be conveyed to the card insertion section described above by moving the card 111 in the direction of the arrow while the card 111 is placed in contact with the rear end of the card mounted on the 110 and the card is located on the tray. .

Reference numeral 121 denotes a card collection space provided in the rear portion of the fixed base 122 for collecting the conveyed card 111. Cards which have not been recovered by the customer and cards which have been found to be invalid in a transaction are collected in the collection space 121. When collecting the card, if a command to collect the card 111 is given, the first solenoid operates to lift the first stop 117 to be released from the hole of the tray 110. Subsequently, when the second stop member 119 is lowered by the operation of the second solenoid 120 and reaches the lowered position, the second stop member 119 is in contact with the front end of the card mounted on the tray 110. Is located. By moving the card 111 in the direction of the arrow A 'while the card 111 is located in the tray 110, the card 11 is conveyed and collected in the card collection space 121. As shown in FIG.

16A to 16E show the operation of the component parts of the card handling mechanism 22 shown in FIG. FIG. 17 is a flowchart showing a process of action corresponding to FIGS. 16A to 16E.

The operation of FIGS. 16A-16E will be described by the next step shown in FIG. 17 (hereinafter referred to as S).

FIG. 16A: The card handling mechanism 22 is started (S101), when the card 111 is inserted into the card tray 110 (S102), the first solenoid 118 is connected to the unit 112 and the card tray ( The first stop member 117 is lowered to contact the hole of the card tray 110 for the combination of the 110 (S103).

FIG. 16B: Card Tray 110 Operated to Rotate Carrying Screw 116 to Move Information Processing Unit 112 in Direction of Arrow A 'and Card Tray 110 Connected with Information Processing Unit 112 Enters the card handling mechanism 112 and the card tray 110 stops at the position of the latch 123 (S104). At this time, the hook 6 for pressing the tray 110 is moved to the right in the figure to extend the spring 7. When the tray 110 reaches a predetermined position, the latch turns downward to contact the hook 6.

FIG. 16C: The first stop member 117 rises on the first solenoid 118 and is excited to be released from the card tray 110 (S105). Then, the motor 115 is operated to rotate the conveying screw 116 in the reverse direction to move the information processing unit 112 in the direction of the arrow A to the position of the card 111 (S106). By inverting the rotation of the motor 115, the information processing unit 112 is moved to the right end of the card 111 in the direction of the arrow A so that the data recorded on the card 111 is transferred by the magnetic head 113. It is read. (S107)

If the read data is determined (S108) and judged normally, a transaction is performed (S111). If the data is not normal, a determination is made whether or not to retry reading of the data (S109). If the data is not normal even after retrying, the card 111 is recovered to the customer (S110).

FIG. 16d: When the card 111 is collected, the first stop member 117 descends by the operation of the first solenoid 118 (S112) and comes into contact with the front end of the card 111. Subsequently, the conveying screw 116 is rotated in the reverse direction by the motor 115 to move the information processing unit 112 to the card insertion portion in the direction of the arrow A (S113).

FIG. 16E: The motor 115 rotates the conveying screw 116 to move the information processing unit 112 in the direction of the arrow A '(S114), and operates the second solenoid 120 by the operation of the second solenoid 120. FIG. The stationary body 119 descends (S115) and comes into contact with the card 111. Then, by reversing the rotation of the motor 115, the card 111 is conveyed to the card insertion section returned to the customer in the direction of the arrow A '.

As described above, according to the third embodiment, the card 111 is conveyed onto the mounted tray 110 and the card drives the information processing unit 112 when returning or collecting the card 111. It is conveyed on the mounted tray 110 which moves through the middle of the 1st stopper 117 by the motor 5. Thus, card conveyance is not adversely affected by contaminants on the surface of the card 111 and the card 111 never directly contacts a moving device such as a roller. As a result, the conveyance is never interrupted in the middle of the conveyance path, and clogging of the card such as the card stagnates by the sliding never occurs and the undamaged card 111 is recovered to the consumer.

According to the present invention, as a means for pressurizing the card tray, it is attached to an additional means separate from the conveying means for general transactions. Thus, the card can be reliably recovered even at a power failure regardless of the state of the device or the card. In addition, it is possible to provide an inexpensive card handling apparatus without the need of providing a power source separating section for card collection only.

Unlike the prior art in which the recording medium is directly conveyed by using frictional force generated by contact with the recording medium, in the card handling apparatus according to the present invention, a recording medium such as a card or a pass book is placed on a tray. The recording medium is positioned and conveyed by means for transmitting the tray driving force directly. Therefore, by eliminating the occurrence of blockage, it is possible to recover the recording medium in an undamaged state without being adversely affected by contaminants on the surface of the recording medium or contaminants on the conveying roller, and a mechanism and mechanism for reading data on the recording medium. It is possible to provide a low cost manufacturing card handling apparatus which is controlled by a simple structure in which a mechanism for conveying the pressure is controlled by one motor.

Claims (5)

A medium handling apparatus comprising: a tray for supporting a transaction medium inserted from an insertion portion of an apparatus, conveying means for conveying the tray between the insertion portion and a predetermined position of the apparatus, and on the transaction medium conveyed by the tray. A head for reading and writing data, pressing means for pressing the tray toward the insertion portion, locking means for stopping the pressing action of the pressing means, and controlling the locking means for releasing the prevention of the pressing action. And a control unit for the medium handling apparatus. The medium handling device according to claim 1, wherein the pressing means is an elastic body for storing the pressing force when the tray is conveyed to a predetermined position of the apparatus. The medium handling device according to claim 1, wherein the control unit controls the locking means to lock the pressing means while the apparatus is in use and to unlock the pressing means when the use is finished. A medium handling apparatus comprising: a tray for supporting a transaction means inserted into an insertion portion of an apparatus, conveying means for conveying a tray between an insertion portion and a predetermined position of the apparatus, and data on the transaction medium conveyed by the tray; And a head for recording, pressurizing means for pressurizing the tray toward the inserting portion, locking means for preventing the pressurizing action of the pressurizing means, a lever protruding from the trading medium mounting surface of the tray and being able to be recovered. Control the locking means and the lever to release the interference of the pressurization when an abnormality occurs in the operation of the device and to protrude the lever to prevent the movement of the trading medium into the trading medium inserting side when the trading means is found to be invalid. And control means for controlling the medium. 5. The lever as claimed in claim 4, wherein the lever is provided separately from the tray to contact the trading means in order to leave the trading medium behind the apparatus when the tray is moved toward the insert with the lever protruding from the trading medium mounting surface. Media handling device.