KR20220166448A - System for matching welfare product and service - Google Patents

Abstract

According to an embodiment, provided is a welfare goods and service matching system, which recommends products and services necessary for welfare, such as care services, insurance, medical institutions, medical equipment, and caregivers, to a class in need of care, such as the elderly. In addition, the embodiment recommends and matches various welfare services and products, including insurance applied according to various conditions such as the disease, physical ability, age, and economic ability of a user receiving the service when using the care service, and welfare benefits which can be provided from the country.

Description

Welfare goods and service matching system {SYSTEM FOR MATCHING WELFARE PRODUCT AND SERVICE}

This disclosure relates to a welfare product and service matching system, and specifically, overall products and services necessary for welfare, such as care services, insurance, financial products, medical institutions, medical equipment, caregivers, etc. It is about a system that recommends, mediates, and trades.

Unless otherwise indicated herein, material described in this section is not prior art to the claims in this application, and inclusion in this section is not an admission that it is prior art.

An aging society is defined as an aging society in which the population aged 65 years or older accounts for 7% or more of the total population, and an aged society in which the population aged 65 years or older accounts for 14% or more of the total population. A society with a ratio of more than 20% is called a post-aged society or a super-aged society. Korea is one of the countries with the fastest aging rate in the world. Socioeconomic measures are being established to respond to age-related diseases, poverty, loneliness, and joblessness in accordance with social changes, and the silver industry is also rapidly developing.

The silver industry is an industry that aims to manufacture, sell, or provide goods and services for the elderly. Types of silver industry include home care service business, intermediate care facility and one-day nursing home business, paid nursing home and nursing facility, medical service industry for the elderly, and care housing procedure operation business , the business of providing tourism, hobbies and entertainment programs for the elderly, and the business of manufacturing and selling food for the elderly, clothes for the elderly, and household items for the elderly. In addition, there is a financial business that pays medical expenses for lifelong livelihood and medical expenses with real estate such as houses owned by the elderly as collateral, restaurants exclusively for the elderly, and rehabilitation centers for the elderly only. The type and scale of the silver industry is increasing. However, there is no platform that integrates, provides, and matches various welfare goods and services that need to be provided to the class in need of care, such as the elderly. In particular, despite the fact that there are various welfare services and products such as actual expense insurance applied when using care services and welfare benefits that can be provided by the state, there are many cases where users cannot find all of them and cannot use them. In addition, there are many cases in which the user is subscribed to an insurance product that does not match the welfare service and care product used or spends excessive medical expenses, which increases the economic burden of the elderly and their guardians.

1. Korean Patent Application No. 2017-0101386 (2017.08.10) 2. Korean Patent Application No. 2014-0154459 (2014.11.07)

The welfare goods and service matching system according to the embodiment recommends overall products and services necessary for welfare, such as care services, insurance, medical institutions, medical equipment, and caregivers, to the class in need of care, such as the elderly and the disabled, and to their guardians and families.

In addition, the embodiment provides various welfare services and products, including insurance applied according to various conditions such as the user's disease, physical ability, age, economic ability, etc., and welfare benefits that can be provided from the state when using the care service. Recommend and match.

In addition, the insurance recommended in the embodiment may include medical insurance provided by the national, local governments, and medical insurance corporations, and private insurance provided by general insurance companies.

In addition, the welfare goods and service matching system according to the embodiment allows users and their families to evaluate welfare goods and services by rating, rating system, preference, etc., and welfare goods and services with high evaluation results are exposed at the top.

In addition, the welfare goods and service matching system according to the embodiment performs sales brokerage and trading of nursing care workers and welfare goods that perform visiting care, visiting bathing, visiting nursing, day/night care, short-term care, and day/night care.

Welfare product and service matching system according to the embodiment includes a database for collecting matching information including user information requiring care service, guardian information, nursing institution information, insurance information, and welfare benefit information; A condition extraction module for extracting matching conditions from user information and guardian information collected in the database; A detailed information extraction module for extracting detailed information of health care institution information, insurance information, and welfare benefit information collected in the database; A recommendation module that compares extracted matching information with detailed information and recommends welfare products and services including carers, nursing institutions, insurance, and welfare benefits according to matching conditions of users and guardians; includes

Welfare goods and service matching method according to another embodiment includes (A) collecting matching information including user information, guardian information, nursing institution information, insurance information, and welfare benefit information in need of care service in the database; (B) extracting matching conditions from user information and guardian information collected in the database by the extraction module; (C) extracting detailed information of health care institution information, insurance information, and welfare benefit information collected in the database by the extraction module; (D) comparing matching information and detailed information extracted from the recommendation module to recommend welfare products and services including carers, nursing institutions, insurance, and welfare benefits according to matching conditions of users and guardians; includes

The welfare goods and service matching system as described above provides information on various goods and services such as care services, medical institutions, insurance, welfare benefits, medical service industry, and nursing facilities included in the silver industry on one platform, so that service users and guardians make it more convenient to search for relevant information.

In addition, it recommends welfare services and care products used by the user and insurance products optimized for the user's condition to reduce excessive medical expenses and insurance expenditure.

The effects of the present invention are not limited to the above effects, and should be understood to include all effects that can be inferred from the detailed description of the present invention or the configuration of the invention described in the claims.

1 is a view showing a welfare product and service matching system according to an embodiment
2 is a diagram showing a welfare product and service matching system according to an embodiment in more detail;
3 is a diagram showing a data processing configuration of a matching server 200 according to an embodiment
4 is a diagram showing a data processing flow of a welfare product and service matching method according to an embodiment;

Advantages and features of the present invention, and methods for achieving them, will become clear with reference to the embodiments described below in detail in conjunction with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but may be implemented in various different forms, and only the present embodiments make the disclosure of the present invention complete, and common knowledge in the art to which the present invention belongs It is provided to fully inform the holder of the scope of the invention, and the present invention is only defined by the scope of the claims. Like reference numerals designate like elements throughout the specification.

In describing the embodiments of the present invention, if it is determined that a detailed description of a known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the embodiments of the present invention, which may vary according to the intention or custom of a user or operator. Therefore, the definition should be made based on the contents throughout this specification.

1 is a diagram showing a welfare product and service matching system according to an embodiment.

Referring to FIG. 1, the welfare product and service matching system according to the embodiment includes a customer or guardian terminal 100, a matching server 200, and a web or terminal 300 of an organization providing welfare products and services. It can be.

In the embodiment, the matching server 200 collects customer information, guardian information, etc. from the customer or guardian terminal 100, and collects detailed information on provided goods and services from the welfare goods or service providing terminal 300. do. The matching server 200 compares the collected information to provide various welfare products and service information such as insurance, financial products, medical institutions, and caregivers necessary for customers or guardians using the system, and recommends optimal welfare products and services to system users or guardians. do. Through the embodiment, various double vision products and service information, such as care services, medical institutions, insurance, welfare benefits, medical service industry, and nursing facilities included in the silver industry, are provided on one platform so that service users and guardians can more conveniently access relevant information. allow you to explore. In addition, it recommends welfare services and care products used by the user, and insurance products optimized for the user's condition so that excessive medical expenses and insurance expenditure can be reduced.

2 is a diagram showing a welfare product and service matching system according to an embodiment in more detail.

Referring to FIG. 2 , the welfare product and service matching system may include an affiliate server, a customer terminal, a portal platform for matching welfare products and services, and a platform for providing welfare product offices/home centers/caregivers.

The affiliate server according to the embodiment may include an insurance company server providing welfare product information and insurance information. In the embodiment, the affiliate server provides information such as medical insurance provided by national, local governments, and medical insurance corporations and private insurance provided by general insurance companies to the portal platform. Customers apply for insurance money by providing personal information to the insurance company's server and apply for insurance tools and services through the portal platform. The portal platform selects and recommends welfare products and caregivers suitable for the user based on the information provided by the welfare appliance office/home center/caregiver provision platform, and mediates between the user and the caregiver or buys and sells welfare products.

Users and their families using the welfare goods and service matching system according to the embodiment can evaluate welfare goods and services by rating, rating system, preference, etc., and welfare goods and services with high evaluation results are exposed to the top or are matched with users first. can In addition, the welfare goods and service matching system according to the embodiment performs sales brokerage and trading of nursing care workers and welfare goods that perform visiting care, visiting bathing, visiting nursing, day/night care, short-term care, and day/night care.

3 is a diagram showing the data processing configuration of the matching server 200 according to the embodiment.

Referring to FIG. 2 , the matching server 200 may include a database 210, a condition extraction module 230, a detailed information extraction module 250, and a recommendation module 270. The term 'module' used in this specification should be interpreted as including software, hardware, or a combination thereof, depending on the context in which the term is used. For example, the software may be machine language, firmware, embedded code, and application software. As another example, the hardware may be a circuit, processor, computer, integrated circuit, integrated circuit core, sensor, micro-electro-mechanical system (MEMS), passive device, or combination thereof.

The database 210 collects matching information from customer and guardian terminals and welfare goods or service providers. Matching information according to an embodiment may include user information requiring care services, guardian information, nursing institution information, insurance information, and welfare benefit information. In addition, in the embodiment, insurance information includes detailed information of long-term care insurance for the elderly, dementia care insurance, and financial insurance products provided by the state, local governments, medical insurance corporations, or general insurance companies, and information on previously subscribed insurance products of users and guardians. can include In addition, the insurance recommended in the embodiment may include medical insurance provided by the national, local governments, and medical insurance corporations, and private insurance provided by general insurance companies.

The condition extraction module 230 extracts matching conditions from user information and guardian information collected in the database 210 . In the embodiment, the condition extraction module 230 extracts the user's detailed information including the user's age, medical history, place of residence, economic ability, preferred medical institution, and credit rating as the first matching condition, and the place of residence, age, economic ability, and occupation of the guardian. , the detailed information of the guardian including the preferred medical institution is extracted as the second matching condition.

The detailed information extraction module 250 extracts detailed information of health care institution information, insurance information, and welfare benefit information collected in the database 210 . The detailed information extraction module 250 extracts the location, medical expenses, and characterization information of nursing institutions and medical institutions as first detailed information, and extracts the caregiver's career, age, place of residence, and desired salary as second detailed information, and insurance information And the subscription condition, payment date, and payment amount of financial product information are extracted as the third detailed information, and the receipt condition, receipt amount, and payment period of welfare benefit information are extracted as the fourth detailed information. The detailed information extraction module 250 according to the embodiment may extract detailed information related to welfare products and services as n-th detailed information.

The recommendation module 270 compares extracted matching information with detailed information and recommends welfare products and services including caregivers, nursing institutions, insurance, and welfare benefits according to matching conditions of users and guardians. For example, the recommendation module 270 may recommend welfare products and services according to a matching rate of detailed information and a priority matching condition selected by the user or guardian. In addition, in an embodiment, the recommendation module 270 may first expose welfare products and services including nursing facilities, medical institutions, and caregivers with high preference. In an embodiment, the first matching condition and the first to nth detailed information are compared, and the welfare products and services most similar to the comparison result may be first recommended to the user or guardian.

Hereinafter, a method for matching welfare goods and services will be described in turn. Since the operation (function) of the welfare product and service matching method according to the embodiment is essentially the same as that of the matching system, a description overlapping with FIGS. 1 and 3 will be omitted.

4 is a diagram illustrating a data processing flow of a welfare product and service matching method according to an embodiment.

Referring to FIG. 4 , in step S100 , matching information including user information requiring care services, guardian information, nursing institution information, insurance information, and welfare benefit information is collected from the database.

In step S200, the condition extraction module extracts matching conditions from user information and guardian information collected in the database. In the embodiment, in step S200, user details including the user's age, medical history, place of residence, economic ability, preferred medical institution, and credit rating are extracted as a first matching condition, and the guardian's place of residence, age, economic ability, occupation, and preferred medical institution are extracted. The detailed information of the included guardian is extracted as a second matching condition.

In step S300, detailed information of health care institution information, insurance information, and welfare benefit information collected in the database is extracted from the detailed information extraction module. For example, in step S300, the location of nursing institutions and medical institutions, medical expenses, and characterization information are extracted as first detailed information, the caregiver's career, age, place of residence, and desired salary are extracted as second detailed information, and insurance information and financial products are extracted. Subscription conditions, payment date, and payment amount of information are extracted as the third detailed information, and receipt conditions, receipt amount, and receipt period of welfare benefit information are extracted as the fourth detailed information.

In step S400, the extracted matching information and detailed information are compared to recommend welfare goods and services including caregivers, nursing institutions, insurance, and welfare benefits according to matching conditions of users and guardians. In the embodiment, in step S400, welfare products and services may be recommended according to the matching rate of detailed information and the priority matching condition selected by the user or guardian. In addition, welfare goods and services including nursing facilities, medical institutions, and caregivers with high preference may be recommended first.

Embodiments according to the present invention described above may be implemented in the form of program instructions that can be executed through various computer components and recorded on a computer-readable recording medium. The computer readable recording medium may include program instructions, data files, data structures, etc. alone or in combination. Program instructions recorded on the computer-readable recording medium may be specially designed and configured for the present invention, or may be known and usable to those skilled in the art of computer software. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks and magnetic tapes, optical recording media such as CD-ROMs and DVDs, and magneto-optical media such as floptical disks. media), and hardware devices specially configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions include high-level language codes that can be executed by a computer using an interpreter or the like as well as machine language codes such as those produced by a compiler. The hardware device may be configured to act as one or more software modules to perform processing according to the present invention and vice versa.

The disclosed content is only an example, and can be variously modified and implemented by those skilled in the art without departing from the subject matter of the claim claimed in the claims, so the protection scope of the disclosed content is limited to the specific not limited to the examples.

Claims (11)

In the welfare goods and service matching system,
A database that collects matching information including user information requiring care services, guardian information, nursing institution information, insurance information, and welfare benefit information;
a condition extraction module for extracting a matching condition from user information and guardian information collected in the database;
A detailed information extraction module for extracting detailed information of health care institution information, insurance information, and welfare benefit information collected in the database;
A recommendation module that compares the extracted matching information with detailed information and recommends welfare products and services including carers, nursing institutions, insurance, and welfare benefits according to matching conditions of users and guardians; Welfare goods and services matching system including a.
The method of claim 1, wherein the insurance information
It includes details of long-term care insurance for the elderly, dementia care insurance, and financial insurance products provided by the state, local governments, medical insurance corporations, or general insurance companies, as well as information on previously subscribed insurance products of users and guardians.
Welfare goods and service matching system, characterized in that the insurance recommended by the recommendation module includes medical insurance provided by the state, local governments, and the Medical Insurance Corporation and private insurance provided by general insurance companies.
The method of claim 1, wherein the condition extraction module; silver
User details including the user's age, medical history, residence, economic ability, preferred medical institution, and credit rating are extracted as the first matching condition, and guardian's detailed information including the guardian's residence, age, economic ability, occupation, and preferred medical institution Welfare product and service matching system, characterized in that for extracting as a second matching condition.
The method of claim 1, further comprising: a detail information extraction module; silver
The location of nursing institutions and medical institutions, medical expenses, and characterization information are extracted as the first detailed information, and the caregiver's career, age, place of residence, and desired salary are extracted as the second detailed information, insurance information and financial product information subscription conditions, A welfare product and service matching system characterized in that the payment date and payment amount are extracted as the third detailed information, and the receipt condition, receipt amount, and receipt period of the welfare benefit information are extracted as the fourth detailed information.
The method of claim 1 , further comprising: a recommendation module; silver
Welfare goods and services matching system, characterized in that for recommending welfare goods and services according to the matching rate of detailed information and priority matching conditions selected by the user or guardian.
The method of claim 1, wherein the recommendation module; silver
Welfare goods and service matching system characterized by firstly exposing welfare goods and services, including nursing facilities, medical institutions, and caregivers, which are highly preferred by users or guardians.
In the welfare goods and service matching method,
(A) collecting matching information including user information requiring care services, guardian information, nursing institution information, insurance information, and welfare benefit information in the database;
(B) extracting matching conditions from user information and guardian information collected in the database in an extraction module;
(C) extracting detailed information of health care institution information, insurance information, and welfare benefit information collected in the database by an extraction module;
(D) comparing the extracted matching information and detailed information in a recommendation module and recommending welfare goods and services including caregivers, nursing institutions, insurance, and welfare benefits according to matching conditions of users and guardians; Welfare goods and services matching method comprising a.
The method of claim 7, wherein the step of (B); Is
User details including the user's age, medical history, residence, economic ability, preferred medical institution, and credit rating are extracted as the first matching condition, and guardian's detailed information including the guardian's residence, age, economic ability, occupation, and preferred medical institution Welfare product and service matching method, characterized in that for extracting as a second matching condition.
The method of claim 7, wherein the step of (C); Is
The location of nursing institutions and medical institutions, medical expenses, and characterization information are extracted as the first detailed information, and the caregiver's career, age, place of residence, and desired salary are extracted as the second detailed information, insurance information and financial product information subscription conditions, extracting the payment date and payment amount as third detailed information, and extracting welfare benefit information receipt conditions, receipt amount, and receipt period as fourth detailed information; Welfare goods and service matching method comprising a.
The method of claim 7, comprising the steps of (D); Is
Welfare goods and services matching method, characterized in that for recommending welfare goods and services according to the matching rate of detailed information and priority matching conditions selected by the user or guardian.
The method of claim 10, wherein the step of (D); Is
Welfare goods and services matching method characterized by first exposing welfare goods and services, including nursing facilities, medical institutions, and caregivers with high preference.

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