KR20220102378A - System for common payment of item - Google Patents

Abstract

The present invention relates to a system for common payment of an item. The system for common payment of an item comprises: at least one publisher terminal receiving an input from a publisher, generating multimedia content, combining at least one item with the generated multimedia content, and posting the item online; a server generating a list of the item, and calculating and storing a total amount paid by participants among purchase payment amounts for a specific item; and at least one participant terminal receiving an input from the participant, and when a specific item is selected from at least one item posted online, receiving and displaying a payment status for the specific item from the server, and when there is an unpaid amount, receiving an input from the participant and paying part or all of the unpaid amount. According to the present invention, it is possible for several people to proceed with donating together or sending a gift to a third party by jointly paying an established amount for one item.

Description

Item joint payment system {SYSTEM FOR COMMON PAYMENT OF ITEM}

The present invention relates to a joint payment system for items, and more particularly, to a system in which a publisher combines an item with multimedia content and publishes it online, and a system in which a participant can jointly pay.

Matters described in this background section are prepared to enhance the understanding of the background of the invention, and may include matters that are not already known to those of ordinary skill in the art to which this technology belongs.

In general, for a congratulatory event such as a wedding, invitations such as wedding invitations are sent to invite a large number of guests and then the event is held. It is often conveyed as a sign of congratulations.

In this way, when cash is delivered in the form of a gift, the invitee to the event has the advantage of being able to freely decide how the cost will be used, but the invitee wants to give a meaningful gift as a congratulatory gift rather than exchanging cash. Although there are many cases, there was a problem that there was no special alternative other than cash.

In addition, taking advantage of the noisy time when many people gather to congratulate and greet each other, the theft of cash in the gift box is frequently reported through news in spring and autumn when weddings, etc. take place. Storing cash was not a concern.

Therefore, the demand for an improved gift culture that allows the exchange of essential items as a gift while minimizing the amount of cash exchanged on the day of the event is steadily increasing.

However, in the case of close friends or some close relatives, they ask for necessary items directly before the event and purchase them separately, but in general, there is a problem in that it is difficult for the invitees to grasp the necessary items individually, and the invitees There were a number of practical difficulties in providing a gift in the form of an item other than cash, such as there is a risk that the same item may be duplicated as a gift because it is difficult to understand information about the gift to be given.

In addition, recently, as disclosed in Korean Patent Application Laid-Open No. 10-2008-0030980, a person who wants to make a gift searches for a wish list of a specific person using a mobile communication phone number and performs an order and payment for the wish list instead of the wish list. A 'gift method using a mobile phone number and wish list' has been proposed, which allows the delivery of the items on the top, allowing the recipient to receive the items needed by the specific person as a gift rather than an unnecessary gift.

In addition, as disclosed in Korean Patent Application Laid-Open No. 10-2009-0000615, when a gift recipient selects a product they want to receive from an online shopping mall and registers it in the wish list server using their mobile phone number, the ID or password is exposed. A 'wish list registration/inquiry system and method using a wired/wireless communication network' that allows other people to access the wish list server using the person's mobile phone number, search for a wish list and purchase a specific item, has been proposed. did.

However, in the case of providing a gift using the conventional wish list, it is possible only when the price of the item registered on the wish list is the same or similar to the amount the invitee was willing to pay in cash. There was a problem that it was inappropriate to do or request.

For example, the invitees who wanted to pay 100,000 won or 200,000 won as a wedding gift cannot provide digital TVs or refrigerators worth 1 to 3 million won as gifts, so the items to be registered as gifts are extremely limited. Inevitably, there was a problem in that it was not suitable when a large number of invited guests had to invite guests to a specific event and present them.

Accordingly, recently, as disclosed in Korean Patent Application Laid-Open No. 10-2010-0007694, a shopping mall server that provides and sells product information, a service server that provides a wish list for each user, and stores such a wish list A 'shopping system and method using a wish list' has also been proposed, which includes a DB for doing so, and a terminal for purchasing products registered in the wish list.

However, by jointly paying the amount desired by several people for one item, there is a problem in that it is impossible for several people to donate together or to send a gift to a third party.

Korean Patent Publication No. 10-2016-0091828

In order to solve the problems of the prior art described above, the present invention jointly pays for one item by the amount desired by several people, so that several people can donate together or send a gift to a third party. The purpose is to provide a system.

In addition, the present invention provides an item joint payment system that can satisfy the needs by exposing the item that the publisher wants to receive to multiple people while posting multimedia content online at various moments when celebration is needed, support is needed, or comfort is needed. intended to provide

In addition, an object of the present invention is to provide an item joint payment system capable of notifying a participant of an unpaid amount based on an exchange rate even when the item is paid for by an overseas payment method.

In addition, an object of the present invention is to provide an item joint payment system that can determine how many people have participated in purchase and settlement by calculating and displaying the number of people who have completed purchase and payment for a specific item.

In addition, the present invention predicts and displays the expected date of completion of purchase and settlement for a specific item, thereby providing an item joint payment system that can recognize participants to complete payment for the item before the expected date of completion of purchase and settlement. do it with

An item joint payment system according to an embodiment of the present invention includes: at least one publisher terminal that receives an input from a publisher, generates multimedia content, combines at least one item with the generated multimedia content, and publishes it online; a server for generating a list of items, calculating and storing the total amount paid by the participants among the purchase and payment amounts for a specific item; and receiving input from the participant, when a specific item is selected from at least one item posted online, receiving and displaying the payment status for the specific item from the server, and receiving input from the participant if there is an unpaid amount and at least one participant terminal that pays part or all of the unpaid amount.

Here, when the purchase payment amount is paid by an overseas payment method, the server calculates the outstanding payment amount based on the exchange rate, and the participant terminal receives and displays the outstanding payment amount based on the exchange rate from the server.

In addition, the server stores the name of the payer who paid for the item, the amount paid by the payer, and the location where the payer is located, and when receiving the unpaid amount from the server, the participant terminal displays the name of the participant who paid for the item The amount paid by the participant and the place where the participant is located are displayed.

In addition, the participant terminal receives and displays the real-time accumulated payment amount among the purchase payment amounts for a specific item from the server.

In addition, as for the unpaid amount, the minimum amount that the participant can pay is set.

In addition, after the participant terminal completes the payment of the unpaid amount, it is possible to make at least one additional payment by receiving the participant's input.

In addition, the server calculates the number of persons who have completed purchase and payment for a specific item, and the participant terminal receives and displays the number of persons who have completed purchase and payment from the server.

In addition, the server predicts the expected purchase and payment completion date for a specific item according to the setting criteria, and the participant terminal receives and displays the expected purchase and payment completion date from the server.

According to the present invention, by jointly paying the amount desired by several people for one item, it is possible to have an event where several people donate together or send a gift to a third party.

In addition, according to the present invention, at various moments in need of celebration, cheering, or comfort, the publisher can satisfy the desire by combining the item with multimedia content and exposing the desired item to multiple people while posting it online. have.

In addition, according to the present invention, even when the item is paid for by an overseas payment method, it is possible to inform the participant of the unpaid amount based on the exchange rate.

In addition, according to the present invention, by calculating and displaying the number of people who have completed a purchase payment for a specific item, it is possible to know how many people have participated in the purchase payment.

In addition, according to the present invention, by predicting and displaying the expected date of completion of purchase and settlement for a specific item, the participant can be recognized to be able to complete payment for the item before the expected date of completion of purchase and settlement.

1 is a block diagram of an item joint payment system according to an embodiment of the present invention.
2 is a first screen for explaining the item joint payment method according to an embodiment of the present invention.
3 is a second screen for explaining the item joint payment method according to an embodiment of the present invention.
4 is a third screen for explaining the item joint payment method according to an embodiment of the present invention.
5 is a flowchart of a method for jointly paying items according to an embodiment of the present invention.

Advantages and features of the present invention and methods of achieving them will become apparent with reference to the embodiments described below in conjunction with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below and may be implemented in various different forms. Only the embodiments are provided so that the disclosure of the present invention is complete, and to fully inform those skilled in the art to the scope of the invention, the present invention will be defined by the scope of the claims. only

1 is a block diagram of an item joint payment system according to an embodiment of the present invention.

Referring to FIG. 1 , the item joint payment system 1000 may include a publisher terminal 100 , a server 200 , and a participant terminal 300 . The item joint payment system 1000 is connected to the publisher terminal 100 and the participant terminal 200 through a network.

Here, the term "network" means a wired or wireless communication network such as the Internet or a combination thereof, and in an embodiment of the present invention, the network is not particularly limited and is interpreted to include all of the conventional Internet and mobile communication networks.

For example, in the item joint payment system 1000, the server 200 may be combined with the publisher terminal 100 and the participant terminal 300 by a combination of various conventional networks, such as an Internet network or a mobile communication network. It should be noted that there are no special restrictions.

The publisher and the participant may use the item joint payment system 1000 by downloading and installing an item joint payment application in their terminal. That is, the publisher and the participant may be provided with the item joint payment service by accessing the item joint payment system 1000 through execution of the item joint payment application.

Then, a detailed configuration of the item joint payment system 1000 will be described.

The publisher terminal 100 receives input from the publisher, generates multimedia contents, combines at least one item with the generated multimedia contents, and publishes them online. The publisher terminal 100 may be at least one, and may be a PC or a portable terminal. When the publisher terminal 100 is a portable terminal, it is preferably a smart phone. The item means something that can be paid for, such as a product, gift certificate, or donation item, and may be tangible or intangible. The multimedia content may be text, an image, or an image.

The server 200 generates a list of items, calculates and stores the total amount paid by the participants among the purchase payment amounts for a specific item. For example, the list of items may include product A, product B, gift certificate A, gift certificate B, donation item A, and donation item B. Suppose that the purchase payment amount for product A is 300,000 won, and participant A, participant B, participant C, participant D, and participant E pay 20,000 won, 30,000 won, 10,000 won, 20,000 won, and 40,000 won, respectively. At this time, the server 200 calculates and stores the total amount, which is the sum of the amounts paid by participants A to E, of 120,000 won.

The participant terminal 300 receives input from the participant, and when a specific item is selected from at least one item posted online, receives and displays the payment status for the specific item from the server 200, and displays the unpaid amount If there is, it receives input from the participant and settles part or all of the unpaid amount. The participant terminal 300 may be at least one, and may be a PC or a portable terminal. When the participant terminal 300 is a portable terminal, it is preferably a smart phone. As described above, the unpaid amount is 180,000 won from the purchase payment amount of 300,000 won for the product A. The participant terminal 300 displays that the unpaid amount is 180,000 won from the server 200, receives input from the participant, and pays up to 180,000 won. When the payment for the purchase payment is completed and the unpaid amount is 0, the payment for the specific item is terminated.

When the participant completes payment through the participant terminal 300 , the item is delivered to the delivery address posted by the publisher or to a pre-designated third party (group, individual, etc.).

In this way, by jointly paying the amount desired by several people for one item, an event in which several people donate together or send a gift to a third party is possible. In other words, when many fans send gifts to a particular star, this may be appropriate.

In addition, at various moments in need of celebration, support, or comfort, publishers can satisfy their desires by exposing the items they want to receive while posting multimedia content online.

When the purchase payment amount is paid by an overseas payment method, the server 200 calculates the outstanding amount based on the exchange rate, and the participant terminal 300 receives the outstanding amount based on the exchange rate from the server 200 . to display As described above, since the outstanding amount is 180,000 won, when 1 dollar is 1,200 won, the outstanding payment amount is 150 dollars. The participant terminal 300 receives and displays the unpaid amount of 150 dollars calculated by the server 200 .

In this way, even when the item is paid by an overseas payment method, the unpaid amount may be notified to the participant based on the exchange rate. That is, the server 200 can conveniently inform the participant of the unpaid amount whether it is a domestic payment method or an overseas payment method.

The server 200 stores the name of the payer who paid for the item, the amount paid by the payer, and the location where the payer is located. For example, if participant A pays 20,000 won for product A at Yeoksam-dong, Gangnam-gu, Seoul, "Participant A", "20,000 won", and "Yeoksam-dong, Gangnam-gu, Seoul" are stored.

When receiving the unpaid amount from the server 200, the participant terminal 300 displays the name of the participant who paid for the item, the amount paid by the participant, and the location where the participant is located. A place where the participant is located may be displayed on a map. The name of the participant who paid for the item, the amount paid by the participant, and whether the participant is located may be determined by the participant.

The participant terminal 300 receives and displays the real-time accumulated payment amount among the purchase payment amounts for a specific item from the server 200 . As described above, the participant terminal 300 displays the total amount paid by participants A to E of 120,000 won.

For the unpaid amount, the minimum amount that the participant can pay is set. For example, the outstanding amount may be set as the minimum amount of 10,000 won, but is not limited thereto.

The participant terminal 300 can receive an input from the participant after completing the payment of the unpaid amount and make at least one additional payment. That is, if participant A wants to pay more than once after completing payment, it can make additional payments.

The server 200 calculates the number of persons who have completed purchase and payment for a specific item, and the participant terminal 300 receives and displays the number of persons who have completed purchase and payment from the server 200 . As described above, since participants A to E paid 120,000 won, the number of people becomes 5.

In this way, by calculating and displaying the number of people who have completed the purchase and payment for a specific item, it is possible to know how many people have participated in the purchase and payment.

The server 200 predicts the expected purchase and payment completion date for a specific item according to the setting criteria, and the participant terminal receives and displays the expected purchase and payment completion date from the server. For example, the setting criterion may predict the expected purchase settlement completion date for the specific item by calculating the current time from the point in time when the specific item is started online from the ratio of the real-time accumulated payment amount up to now to the total purchase payment amount.

In this way, by predicting and displaying the expected purchase and payment completion date for a specific item, the participant can be recognized to complete the payment for the item before the expected purchase and payment completion date.

Figure 2 is a first screen for explaining the item joint payment method according to an embodiment of the present invention, Figure 3 is a second screen for explaining the item joint payment method according to an embodiment of the present invention, Figure 4 is a third screen for explaining the item joint payment method according to an embodiment of the present invention.

When a participant double-clicks the above item at the bottom left of the screen as shown in FIG. 2 at the moment when celebration is needed, a screen asking whether to participate in the gift is displayed as shown in FIG.

When the participant confirms the product displayed on the screen and clicks "Go to gift", a screen is displayed where all or part of the amount required to purchase the above item can be paid as shown in 4 . The price of the above system is 150,900 won and the shipping cost is 2,500 won, so the purchase payment amount is 153,400 won.

When the participant completes payment for all or part of the required amount for purchase, the gift is delivered.

5 is a flowchart of a method for jointly paying items according to an embodiment of the present invention.

Referring to FIG. 5 , the item joint payment method may include steps S100 to S800. S100 to S800 are basic processes for performing the item joint payment method, and additional processes may be further added. For a detailed description related thereto, reference will be made to matters related to FIGS. 1 to 6 .

First, the publisher terminal 100 receives an input from the publisher, generates multimedia content (S100), combines at least one item with the generated multimedia content (S200), and publishes it online (S300).

After S300, the server 200 creates a list of items (S400).

After S400, when the participant terminal 300 receives an input from the participant and a specific item is selected from at least one item posted online (S500), the server 200 receives the payment status for the specific item ( S600) is displayed (S700), and if there is an unpaid amount, a part or all of the unpaid amount is paid by receiving an input from the participant (S800).

The above-described embodiments of the present invention have been described with reference to the embodiments shown in the drawings in order to help understanding, but these are merely exemplary, and those of ordinary skill in the art may make various modifications and equivalent other embodiments therefrom. You will understand that it is possible. Accordingly, the true technical protection scope of the present invention should be defined by the appended claims.

100: publisher terminal 200: server
300: participant terminal 1000: item joint payment system

Claims (8)

at least one publisher terminal that receives an input from a publisher, generates multimedia content, combines at least one item with the generated multimedia content, and publishes it online;
a server that generates a list of the items, calculates and stores the total amount paid by the participants among the purchase and payment amounts for a specific item; and
When a specific item is selected from at least one item posted online by receiving input from a participant, the payment status for the specific item is received from the server and displayed, and if there is the unpaid amount, input from the participant at least one participant terminal that receives and pays part or all of the unpaid amount
Item joint payment system comprising a.
The method of claim 1,
When the purchase payment amount is paid by an overseas payment method, the server calculates an outstanding payment amount based on an exchange rate, and the participant terminal receives and displays the outstanding payment amount based on the exchange rate from the server A joint payment system for items.
The method of claim 1,
The server stores the name of the payer who paid for the item, the amount paid by the payer, and the place where the payer is located,
Item joint payment system, characterized in that when receiving the unpaid amount from the server, the participant terminal displays the name of the participant who paid for the item, the amount paid by the participant, and the location of the participant.
The method of claim 1,
The participant terminal receives and displays the real-time accumulated payment amount among the purchase and payment amounts for the specific item from the server.
The method of claim 1,
The unpaid amount is an item joint payment system, characterized in that a minimum amount that a participant can pay is set.
The method of claim 1,
The participant terminal receives input from the participant after completing the payment of the unpaid amount and enables at least one additional payment.
The method of claim 1,
The server calculates the number of persons who have completed purchase and payment for the specific item, and the participant terminal receives and displays the number of persons who have completed the purchase and payment from the server.
According to claim 1,
The server predicts an expected purchase and settlement completion date for the specific item based on a setting criterion, and the participant terminal receives and displays the expected purchase and payment completion date from the server.

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