KR20220066787A - Digital real asset distribution platform - Google Patents

Abstract

The present invention relates to a digital real asset distribution server. More specifically, the present invention relates to a digital real asset distribution server (100) using blockchain, comprising: a qualification checking unit (100_0) checking the qualification of a node; an asset management unit (100_a) managing value data of real asset; a token transaction unit (100_2) trading a token on the real asset; and an allocation unit (100_3) managing the allocation in accordance with the real asset value data. One or more of the asset management unit (100_1), the token transaction unit (100_2), and the allocation unit (100_3) configure a consortium blockchain network. The present invention aims to provide a digital real asset distribution server which is capable of relieving asset concentration.

Description

Digital real asset distribution server {Digital real asset distribution platform}

The present invention relates to a digital real asset distribution server, and more particularly, to a digital real asset distribution server using a block chain.

The existing real estate investment and financial markets have high entry barriers for small and general investors due to limited investment opportunities, high fees and related costs.

In other words, real estate is expensive, so real estate investment/financial market products were accessible only to large capital. As a result, there was a problem that the utilization was not high compared to other alternative investment products.

In the past, a platform for distributing real assets such as real estate using block chain was proposed to solve this problem, but there was a limit to transaction speed by using Ethereum-based block chain, and it was impossible to process a large amount of data. , there was a problem that the requirements of the financial industry could not be reflected because it was impossible to process complex contract matters in one-way transaction.

In order to solve the above problems, the present invention provides a digital real asset distribution server using a private blockchain so that small and general investors can enter and reflect the requirements of the financial industry.

The present invention was created to achieve the object of the present invention as described above, and the present invention includes: a qualification confirmation unit (100_0) for confirming the qualification of a node; an asset management unit 100_1 that manages value data of real assets; a token transaction unit 100_2 for trading tokens for real assets; includes a dividend unit 100_3 that manages dividends according to real asset value data; Disclosed is a digital real asset distribution server 100, wherein at least one of the asset management unit 100_1, the token transaction unit 100_2, and the distribution unit 100_3 constitutes a consortium blockchain network.

The consortium blockchain network may use Hyperledger technology.

The asset management unit 100_1 includes: an asset value data management module 100_1_1 for generating asset value data by checking asset values for real assets; and a token issuance module 100_1_2 for issuing tokens for real assets based on the generated asset value data.

The token transaction unit 100_2 may include a transaction matching module 100_2_1 that matches the token transaction of the investor node.

The dividend unit 100_3 includes: a dividend confirmation module 100_3_1 for confirming a dividend payment; It may include a dividend providing module 100_3_2 that calculates the dividend and provides the calculated dividend to the investor.

The present invention has the advantage of resolving the illiquidity of real assets with a large investment amount, such as real estate, by issuing tokens in which the rights of real assets are staked and providing them to individual/general investors.

In addition, the present invention provides individual/general investors with an opportunity to invest in high-quality commercial real estate by issuing tokens in which the rights of real assets are staked, providing an accessible investment destination with a small amount of money, and improving the concentration of assets There is this.

In addition, the present invention has the advantage of enabling stable transaction speed and large-scale data processing by grafting Hyperledger technology, and enabling complex contract matters to be processed using Hyperledger technology.

In addition, the present invention has the advantage that, by using a private blockchain, only authorized users can access it, so reliability can be improved, and the complex requirements of the financial industry can be reflected and performance problems can be overcome.

In addition, the present invention can reduce costs through minimization and automation of real estate investment business processing methods and simplification of the system by providing a digital real asset distribution server using a consortium block chain, there is no restriction on redemption, and transfer of existing beneficiary certificates It has the advantage of simplifying complex procedures of work.

1 is a conceptual diagram showing a digital real asset distribution server according to the present invention.
FIG. 2 is a block diagram showing the digital real asset distribution server of FIG. 1 .
3 is a block diagram showing the digital real asset distribution server of FIG. 2 in more detail.

In order to solve the above problems, the present invention provides a digital real asset distribution server 100 that allows general investors to have small access to real asset investment such as real estate and can reflect the requirements of the financial industry.

As shown in FIG. 1, the real asset investment system according to the present invention is a digital real asset distribution server 100 for performing a real asset investment method, and the digital real asset distribution server 100 is connected through a network. It includes one or more terminals 200 and a database 300 connected to the server.

The real asset investment system is a solution for performing a real asset investment method, and may be a solution for providing a platform for general individual investors to invest in high-quality real estate using, for example, a block chain.

The terminal 200 is a terminal associated with a target company to be supported through the company support method performed in the company support system, and corresponds to a computing device connected through a network with the digital real asset distribution server 100 to be described later. and, for example, may be implemented as a desktop, laptop, tablet PC or smart phone, and may include a network interface for network connection with the digital real asset distribution server 100 and a user input/output interface for user input/output. have.

For example, the terminal 200 may correspond to a mobile terminal, and may be connected to the digital real asset distribution server 100 through cellular communication or Wi-Fi communication.

As another example, the terminal 200 may correspond to a desktop, and may be connected to the digital real asset distribution server 100 through the Internet.

The digital real asset distribution server 100 is a server that is connected to the terminal 200 through a network to perform an operation according to the request of the terminal 200 or transmit data to the terminal 200, and includes a processor, a memory, and a storage device. It may include a device, a network interface, a user interface input device, and a user interface output device.

The processor may include a program executor and a memory manager for performing a corporate support method to be described later.

The memory manager may manage memory areas in the memory that are read or written by the executor.

The storage device may be implemented as a non-volatile memory such as a solid state disk (SSD) or a hard disk drive (HDD), and may be used to store data required for the UI/UX server 200 .

The network interface includes an environment for connecting to the terminal 200 through a network, and may include, for example, an adapter for local area network (LAN) communication.

The present invention, as shown in Figure 2, the qualification check unit (100_0) for checking the qualification of the node and; an asset management unit 100_1 that manages value data of real assets; a token trading unit 100_2 that trades tokens for real assets with investors; Includes a distribution unit 100_3 that manages dividends according to changes in real asset value, wherein at least one of the asset management unit 100_1, the token transaction unit 100_2, and the distribution unit 100_3 constitutes a consortium blockchain network Discloses a digital real asset distribution server 100, characterized in that.

At this time, the digital real asset distribution server 100 may include a control unit 100_4 for controlling the qualification confirmation unit 100_0, the asset management unit 100_1, the token transaction unit 100_2 and the distribution unit 100_3. Of course you can.

Here, the digital real asset distribution server 100 may use various blockchain platforms, but it is preferable to provide a digital real asset distribution server 100 using a private blockchain, especially Hyperledger technology.

The digital real asset distribution server 100 using the hyperledger technology can solve the problem of excessive resource consumption due to the infinite competition of the existing Ethereum-based block chain by using non-proof-of-work consensus algorithms such as SOLO, Kafka, and PBFT. In addition, it is possible to process complex contract matters with smart contracts rather than one-way transactions, and it is more scalable than existing technologies by using general programming languages such as Go and node. It has the advantage of being able to satisfy various requirements and promoting efficiency and automation of processes between stakeholders.

Through this, of course, the digital real asset distribution server 100 may include functions such as contract execution and protection using smart contracts.

In particular, the digital real asset distribution server 100 can plug-in various components using a modular structure. For example, the digital real asset distribution server 100 can be configured as shown in FIG. The asset management unit 100_1, the token transaction unit 100_2, and the distribution unit 100_3 may include components.

In this case, the component may be generated in various ways in the range of 100_1 to 100_N according to the needs of the user, and the component may have various modules of 100_N_1 to 100_N_N according to the needs of the user.

Here, the digital real asset distribution server 100 is performed based on a private blockchain, so that only authorized users can access it, thereby improving reliability, and maintaining the confidentiality of transactions and processing large amounts of data to own assets. It can make objectification of proof and reflect the requirements of the financial industry.

To this end, the digital real asset distribution server 100 connects to the digital real asset distribution server 100 or intends to participate in at least one of the asset management unit 100_1, the token transaction unit 100_2, and the distribution unit 100_3. It may include a qualification checking unit 100_0 that verifies the qualification of the node.

Here, the qualification verification unit 100_0 may be configured in various ways, such as including a qualification verification module 100_0_1 for approving or disapproving a node qualification based on information of a user using the user terminal.

Here, the qualification verification module 100_0_1 may receive the user's personal information, institution information, etc., and may approve or disapprove the node qualification through matching with data included in the database on the digital real asset distribution server 100 .

The data included in the database may include conditions that allow access to at least one of the digital real asset distribution server 100 or the asset management unit 100_1, the token transaction unit 100_2, and the distribution unit 100_3. have.

Meanwhile, the asset management unit 100_1 is configured to manage value data of real assets, and various configurations are possible.

For example, the asset management unit 100_1 may include: an asset value data management module 100_1_1 configured to generate asset value data by checking the asset values for real assets registered in the digital real asset distribution server 100; and a token issuance module 100_1_2 for issuing tokens for the real assets based on the generated asset value data.

In this case, in the asset management unit 100_1, 100_1_1 to 100_1_N modules may be configured as needed, and N management nodes may be included.

The asset value data management module 100_1_1 is a configuration for generating asset value data for real assets registered in the digital real asset distribution server 100, and various configurations are possible.

For example, the asset value data management module 100_1_1 confirms the asset sale price of the F/B ledger for real assets requested for a disposal trust from the real asset owner or trust company, directly evaluates the asset value, Asset value data can be generated based on valuation data related to the price, quantity, interest rate, etc. of real assets provided by the trust company.

Here, the asset value data management module 100_1_1 can be accessed by one or more asset value data management nodes that manage asset value data, and can create blocks that store market prices and appraisal details of real assets, and each block can be updated through the registration of new real assets, changes in the value of real assets according to a certain period, and provision of revision details of appraisal.

Meanwhile, the token issuance module 100_1_2 is a configuration that issues tokens for the real assets based on the asset value data generated from the asset value data management module 100_1_1, and various configurations are possible.

That is, the token issuance module 100_1_2 may issue a token for the corresponding real asset based on the asset value data generated by the asset value data management module 100_1_1, and the token is the digital real asset distribution server ( 100) can serve as a currency.

Here, the token issuance module 100_1_2 can be accessed by one or more token issuing nodes that issue tokens, and can issue tokens based on asset value data for registered real assets, and the issued tokens are digitally signed. You can go through the certification process.

In addition, the token issuance module 100_1_2 may generate a block for storing the issued token details, and each block may be updated according to the token issuance.

The token issuing module 100_1_2 may issue various numbers and types of tokens.

For example, the number of tokens may be generally set to be unrestricted, but the number may be set to be limited for ease of management of the digital real asset distribution platform.

In addition, the tokens may be issued by setting one or more types, and may be set and issued as one type for one real asset or one type for a plurality of real assets.

Here, the token may be a currency in which all rights subject to investment in the real asset are equityed. Rights related to real assets such as derivatives, loans to corporations related to the development of real assets, development of real assets, management and improvement of real assets, and lease of real assets, monetary bonds secured by real assets, securities related to real assets, etc. may be a currency in which the

For example, if the token equates ownership of real assets, each investor owns the real assets in installments and can receive profits generated from real estate assets.

At this time, since the ownership of each real asset is managed using Hyperledger technology, which is a private blockchain, it is of course possible to prove ownership of the real asset with each token.

As the token, various blockchain platform-based tokens can be used, but it is preferable to use a hyperledger-based token (ex. Fab Token), which differs from an Ethereum-based token (ex.ST_20) with stable transaction speed and large volume. It has the advantage of supporting data processing of

In addition, the token may be redeemed at any time the investor desires, similar to general stock trading.

The token transaction unit 100_2 is a configuration for trading tokens for real assets, and various configurations are possible.

Here, the token trading unit 100_2 may be connected to a transaction management node that announces a bid for issued tokens and trades the bid token, and an investor node that wishes to trade tokens as a general investor.

At this time, the token transaction in the token trading unit 100_2 may be variously performed, such as a token transaction between a transaction management node and an investor node, and an investor node and another investor node.

In addition, the token transaction unit 100_2, as shown in FIG. 3, requests a token transaction issued to the real asset selected by the investor node, and a transaction matching module that performs a token transaction with the investor node for the requested token. (100_2_1) and the transaction matching module 100_2_1 may include a transaction record module 100_2_2 for recording the details of the transaction.

Here, the transaction matching module 100_2_1 is a configuration for trading tokens in response to a transaction request of an investor who requests a token for any one of the registered real assets, and various configurations are possible.

For example, the transaction matching module 100_2_1 may include: a bid management module for calculating a bid amount for tokens and disclosing the token bid amount based on the value evaluation data of the asset management unit 100_1; By including a token distribution module that trades tokens with the investor who bid the highest amount, it is possible to invest in real assets registered to the investor node through the bidding method.

As another example, the transaction matching module 100_2_1 may enable token transactions between investor nodes, and the transaction matching module 100_2_1 provides input/output that can disclose the type, price, quantity, etc. desired by the token seller and the token buyer. The module and the seller and the buyer may further include a communication module that can communicate with each other.

The transaction recording module 100_2_2 is a configuration for recording the transaction details made in the transaction matching module 100_2_1, and various configurations are possible.

Specifically, in the transaction recording module 100_2_2, the transaction management node and the investor node may generate and update a block for transaction details generated according to a token transaction.

On the other hand, the dividend unit 100_3 is a server that manages dividends according to changes in the value of real assets, and various configurations are possible.

For example, the dividend unit 100_3 includes, as shown in FIG. 3, a dividend confirmation module 100_3_1 for confirming a dividend payment according to operation when the real asset invested by the investor node is a profit-type asset; It may include a dividend providing module 100_3_2 that calculates the dividend and provides the calculated dividend to the investor.

The dividend is distributed based on the rental price of the real asset invested by the investor, and may be provided to the investor in various ways, such as cash or issued tokens, may also be provided according to the investor's choice, and may be distributed regularly. have.

Here, the dividend confirmation module (100_3_1) is a component that confirms the deposit of dividends provided by the real asset owner or trust company. .

Here, the dividend providing module 100_3_2 is a configuration that calculates a dividend and provides the calculated dividend to the investor, and various configurations are possible, and a dividend management node that manages the dividend may be connected to the dividend providing module.

The dividend providing module 100_3_2 may provide an investor with a dividend obtained by deducting a platform management fee and other incidental expenses from the dividend confirmed in the dividend confirmation module.

On the other hand, the distributed ledger of nodes accessing the digital real asset distribution server 100 may be updated at regular intervals according to all details recorded in the block, such as asset value evaluation, transaction details, and dividend details of each component.

And, the storage details of the blocks stored in the qualification confirmation unit, the asset management unit, the token transaction unit, and the distribution unit of the digital real asset distribution server 100 are provided to the F/B associated with each component, and the corresponding F/B Of course, it is possible to update the asset management database of the operating company.

In addition, the digital real asset distribution server 100 uses hyperledger technology, which is a modular block chain platform, in a modular structure to additionally configure components such as agreement between members and member services to create the digital real asset distribution server ( It goes without saying that various requirements can be satisfied by plugging in to 100).

As an example, the digital real asset distribution server 100 adds a general management unit capable of managing data on real assets, tokens, transaction details, dividends, and data on general office management, such as standard price processing or tax calculation of funds. Of course, it can be included as

As another example, the digital real asset distribution server 100 may further include a secondary market management unit capable of buying and selling tokens issued in the secondary market.

On the other hand, the digital real asset distribution server 100 may further include a verification unit that verifies whether the data stored in the block is forged or falsified according to the request of the node.

In addition, the digital real asset distribution server 100 can be designed to facilitate overseas export by designing a separate compliance protocol for handling compliance, and to simultaneously support multiple countries with no compliance issues. .

The above description is merely illustrative of the present invention, and those of ordinary skill in the art to which the present invention pertains will be able to make various modifications without departing from the essential characteristics of the present invention. Accordingly, the embodiments disclosed in the present specification are intended to illustrate rather than limit the present invention, and the spirit and scope of the present invention are not limited by these embodiments. The protection scope of the present invention should be construed by the following claims, and all technologies within the scope equivalent thereto should be construed as being included in the scope of the present invention.

100_1: Asset Management Department 100_2: Token Transaction Department
100_3 : Dividend

Claims (5)

And a qualification check unit (100_0) to check the qualification of the node;
an asset management unit 100_1 that manages value data of real assets;
a token transaction unit 100_2 for trading tokens for real assets;
includes a dividend unit 100_3 that manages dividends according to real asset value data;
At least one of the asset management unit 100_1, the token transaction unit 100_2, and the distribution unit 100_3 constitutes a consortium blockchain network. The method according to claim 1,
The consortium blockchain network is a digital real asset distribution server 100, characterized in that it uses Hyperledger technology. The method according to claim 1,
The asset management unit 100_1,
an asset value data management module (100_1_1) for generating asset value data by checking the asset value of real assets;
Digital real asset distribution server (100) comprising a token issuance module (100_1_2) for issuing tokens for real assets based on the generated asset value data. The method according to claim 1,
The token transaction unit 100_2,
a transaction matching module 100_2_1 that requests a token transaction issued to the real asset selected by the investor node and performs token transaction with the investor node for the requested token;
Digital real asset distribution server (100), characterized in that it includes a transaction recording module (100_2_2) for recording the transaction details made in the transaction matching module (100_2_1). The method according to claim 1,
The allotment unit 100_3 is
a dividend confirmation module (100_3_1) for confirming the dividend payment;
Digital real asset distribution server (100) comprising a dividend providing module (100_3_2) that calculates a dividend and provides the calculated dividend to investors.

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