KR20220060339A - Apparatus for Digital Asset Exchange and Fund Management, and Driving Method Thereof - Google Patents

Abstract

The present invention relates to a digital asset exchange and fund management apparatus, and a driving method thereof. The digital asset exchange and fund management apparatus according to an embodiment of the present invention may include: a communication interface part for receiving a request for listing digital assets from a terminal device of a company in need of funds; and a control part for, when the request is received, issuing the digital assets corresponding to the total asset value calculated based on the tangible and intangible assets of the company in need of funds based on blockchain technology, entrusting a part of the issued digital assets to a trust institution as company holdings, and listing the rest of the issued digital assets on an exchange to sell the rest to the public.

Description

Apparatus for Digital Asset Exchange and Fund Management, and Driving Method Thereof

The present invention relates to a device for digital asset trading and fund management and a method of driving the device, and more particularly, to a device for digital asset trading and fund management that intends to build a corporate ecosystem that procures business necessary funds of a company through a digital asset exchange. And it relates to a method of driving the device.

With the development of e-commerce technology, a lot of research has been done on electronic money technology over the past few years. In particular, in recent years, the public's interest in cryptocurrency has rapidly increased and has become a social issue. A representative cryptocurrency is Bitcoin, which was created by Satoshi Nakamoto in 2009. Among cryptocurrencies, all other cryptocurrencies except bitcoin are called altcoins, and representative altcoins include 'Ethereum', 'Ripple', 'Dash', and 'Litecoin'.

Cryptocurrency will be issued through ICO (Initial Coin Offering). In other words, it proceeds in a way that a business owner issues a blockchain-based cryptocurrency coin and sells it to investors to secure funds. Since the investment is received in virtual currency such as Bitcoin or Ethereum, not in cash, anyone in the world can invest regardless of borders.

However, unlike venture investment, participants in ICOs are prone to damage because it is difficult for the general public to obtain information about the company, and there is a problem in that it is impossible to preserve the investment because the actual coin does not exist.

In the prior art, as in Patent Documents 1 to 5, various technologies for methods of improving security using a block chain have been developed and applied for patents.

Korea Patent Publication No. 10-2018-0101355 (published on September 12, 2018) System and method for improving security in the exchange of blockchain assets Korea Patent Publication No. 10-2018-0114939 (published on October 19, 2018) System and method for controlling asset-related activities through blockchain Korean Patent Publication No. 10-1974075 (Registered on April 24, 2019) Method and system for verifying ownership of digital assets using distributed hash tables and peer-to-peer distributed ledgers Korea Patent Publication No. 10-2019-0006506 (published on January 18, 2019) Digital asset modeling Korea Patent Publication No. 10-1914668 (published on October 29, 2018) Decentralized principal guarantee asset movement service system using blockchain technology

An object of the present invention is to provide a device for digital asset trading and fund management and a method of driving the device to build a corporate ecosystem that procures, for example, a company's business necessary funds through a digital asset exchange.

A digital asset transaction and fund management device according to an embodiment of the present invention includes a communication interface unit for receiving a request for listing digital assets from a terminal device of a company in need of funds, and a tangible and intangible asset of the company in need of funds when the request is received Including a control unit that issues digital assets corresponding to the total asset value calculated on the basis of block chain technology, trusts some of the issued digital assets to a trust institution as the company’s holdings, and sells the rest to the public by listing it on an exchange do.

The controller may sell some of the remaining digital assets to the general public under the guarantee of a financial institution participating in the fund raising of the exchange, and sell the first purchase in the contest to the financial institution.

The control unit may automatically list on the exchange when the face value of the first purchase in a public contest by the financial institution meets a specified condition and sell it to the public through public offering.

When the business performance of the company satisfies the specified conditions, the control unit may reflect the market price of the digital assets held by the trust company and sell the digital assets to the general public without a guarantee from a guarantee institution.

The control unit may also digitalize the exchange, pay the digital assets of the exchange to participating institutions, and list the paid digital assets on domestic and foreign stock markets in a stock-type Exchange Traded Fund (ETF) method.

In addition, the method of driving a digital asset transaction and fund management device according to an embodiment of the present invention comprises the steps of: a communication interface unit receiving a request for listing digital assets from a terminal device of a company in need of funds; Upon receipt, digital assets corresponding to the total asset value calculated based on the tangible and intangible assets of the company in need of funds are issued based on blockchain technology, and some of the issued digital assets are entrusted to a trust institution as the company's holdings, and the rest It includes the step of listing on an exchange and selling it to the public.

In the selling step, a part of the remaining digital assets may be sold to the general public under the guarantee of a financial institution participating in the fund raising of the exchange, and the first purchase in the contest may be sold to the financial institution.

In the selling step, when the face value of the first purchase in a public contest by the financial institution satisfies a specified condition, it may be automatically listed on the exchange and sold to the public by public offering.

In the selling step, when the business performance of the company satisfies the specified conditions, the market price of the digital assets held by the trusted company may be reflected and sold to the general public without a guarantee from a guarantee institution.

The driving method may further include digitalizing the exchange as a digital asset, paying the digital asset of the exchange to a fund participating institution, and listing the paid digital asset on domestic and foreign stock markets in a stock ETF method. .

According to an embodiment of the present invention, it is possible to easily procure necessary funds for business of a company through the digital asset exchange, so that a safe corporate ecosystem can be built.

In addition, according to an embodiment of the present invention, the digital asset purchased by the digital asset exchange sets an upper limit on the sale of digital assets guaranteed to the public and the cost and expense (eg, including minimum interest) of the digital assets purchased by the exchange. When the upper limit is reached, it will be possible to prevent the loss of the fund by automatically selling it and to keep the fund operating continuously.

Furthermore, for the smooth procurement of funds for the initial digital asset exchange, digital assets for the digital asset exchange itself are issued, and digital assets can be listed at home and abroad as a stock ETF, thereby enhancing the merits of participating in the fund.

1 is a diagram showing a funding service system according to an embodiment of the present invention;
2 is a diagram schematically showing the service of FIG. 1;
3 is a block diagram illustrating a detailed structure of a digital asset transaction and fund management device, and
4 is a flowchart illustrating a digital asset transaction and fund management process according to an embodiment of the present invention.

Hereinafter, an embodiment of the present invention will be described in detail with reference to the drawings.

1 is a diagram illustrating a digital asset transaction and fund management system according to an embodiment of the present invention, and FIG. 2 is a diagram schematically illustrating the service of FIG. 1 .

As shown in FIG. 1 , the digital asset transaction and fund management system 90 according to the embodiment of the present invention includes a first terminal device 100 , a second terminal device 110 , a communication network 120 , and a digital asset device. 130, including some or all of the evaluation institution device 140 and the exchange device (or funding service device) 150, and further includes a plurality of external devices such as a trust institution device or a financial institution device, such a device Some or all of them may be a device for digital asset transaction and fund management according to an embodiment of the present invention.

Here, "including some or all" means that some components such as the evaluation agency device 140 are omitted to configure the system 90, or some or all of the components such as the digital capitalization device 130 are exchanged It means that it can be configured by being integrated into the device 150 or configured by being integrated into a network device (eg, a wireless switching device, etc.) constituting the communication network 120, and includes all of them to help a sufficient understanding of the invention. described as doing

The first terminal device 100 refers to, for example, a user device of a person concerned with a company who wants to procure necessary funds for a company's business by converting some or all of the real assets into digital assets. The first terminal device 100 may include a desktop computer, a laptop computer, a tablet PC, a smartphone, a smart TV, a wearable device such as a domestic S company's Galaxy Gear, and the like, and artificial intelligence (AI) interworking with the devices. ) may further include peripheral devices such as speakers. Assets can include a variety of tangible and intangible assets owned by a company, such as patents, credit, real estate, and business prospects.

The first terminal device 100 is connected to the digital capitalization device 130 or the exchange device 150 via the communication network 120 of FIG. 1 . According to an embodiment of the present invention, for example, a one-stop service may be provided by accessing the exchange device 150 . For example, a company person may select an icon for executing an application on the screen of the first terminal device 100 in order to access a service. In addition, you can request the listing of digital assets on an exchange. In order to list digital assets on an exchange, a process of converting them to digital assets through the digital assetization device 130 may be preceded. Of course, when the exchange device 150 and the digital assetization device 130 are configured to be integrated with each other, the operation of connecting to the exchange device 150 and converting it into a digital asset may be performed.

The first user, that is, the person concerned with the funding requesting company, can provide information on the asset to be digitized through the first terminal device 100 by accessing the exchange device 150 or the evaluation agency device 140 linked thereto. there is. Information for asset evaluation is irrelevant even if it is provided offline to a rating agency. However, the evaluation result may be processed in the evaluation agency device 140 . For example, you can enter information about the asset to be converted, what is the desired value, the desired price per token (for example, it relates to the total number of tokens issued), the token name, and the issuer. can By simply pressing the 'Issue Digital Asset' button through a Dapp method, that is, a distributed application (eg, a program or service running on a blockchain), blockchain digital assets can be automatically generated. For this purpose, a solution is provided that automatically digitizes corporate assets. In addition, a peer-to-peer (P2P) trading system and an integrated solution for listing on an exchange, rather than simple blockchain digitization, are provided, so that traditional companies with low understanding of blockchain can easily become digital assets through blockchain. When the person concerned with the financing company accesses the exchange device 150 and requests for listing, it can be seen that the one-stop integrated process is performed.

In an embodiment of the present invention, coin, digital currency, cryptocurrency, and token may be used as the same or similar concepts. In other words, a coin means a virtual currency itself, but a token may mean a meaning that further includes the concept of a transaction. However, the concept is not significantly different. However, encryption and decryption may be performed for the safety of the transaction. Since encryption and decryption methods are various, they may be used in various ways according to the intention of a system designer. This currency or coin may be called Happy Coin. More precisely, "Happy Coin" is a coin that realizes trading, proof of transaction, multiplication dividend, etc. by digitalizing real assets using safe blockchain technology.

For example, any company will be able to secure liquidity by digitizing the assets it owns. In other words, it is possible to conveniently raise the necessary funds for the business. In other words, it can be said that the cash flow is generated through the holdings. For example, liquidity of funds can be secured by digitalizing the specific real estate owned. In addition, in the case of intangible assets, it was common to proceed through a separate institution that handles intangible assets, but in the embodiment of the present invention, intangible assets can be easily converted into cash as part of the assets. In addition, by making digital assets according to an embodiment of the present invention, the scope is not limited only in Korea, but extends to overseas, and it is possible to sell the corresponding assets to the whole world, not Korea, and to securitize digital assets through exchanges. Conventional companies, when selling real estate, entrusted it to a broker or sold assets directly, sold through project financing, real estate exchange, etc.

In addition, the first terminal device 100 may receive a result of requesting digital assetization from the evaluation agency device 140 . For example, for financing, the credit rating or business performance outlook of the company representative may be reflected, and upon receipt of the result, a listing and trust request for a portion of the total assets may be requested. Of course, this may be preset by a service operator or an operator. In addition, when it is determined by the review committee that the first terminal device 100 is able to fully take responsibility for the trust digital assets by achieving corporate performance through smooth business activities of the company after listing, the trust is used to raise additional necessary funds. Additional digital assets can be sold to the public. The first terminal device 100 may also participate in this process. Since the judges may be composed of various types, it will not be particularly limited to any one method.

The second terminal device 110 corresponds to a terminal device of a user who purchases digitized assets through the exchange device 150 , that is, future coin owners. It is similar to trading stocks on the stock exchange. Like the first terminal device 100 , the second terminal device 110 includes various devices such as a desktop computer, a laptop computer, a tablet PC, and a smart phone. Since the coins issued through the digital capitalization device 130 are sold to the general public through the exchange device 150, the second terminal device 110 may connect to the exchange device 150 to invest and receive a dividend according to the investment. there is. For example, as the company's digital asset owners increase the value of the company's assets and the businesses that can receive dividends increase at the same time as the business expands, the dividend that can be received from a single digital asset may also receive a multiplying dividend that increases proportionally. .

In addition, the second terminal device 110 may request the public transaction book from the digital assetization device 130 , for example. Through this, a transparent accounting structure can be obtained and distrust of accounting can be dispelled. Since asset changes and coin issuance issues are based on blockchain, it can be said that asset management is carried out safely. In addition, a certain portion of the initial digital assets purchased by the general public, which are funded by government financial institutions or private financial institutions, are guaranteed with a fund only at the issue price, so that transactions can be carried out safely without risk. The details of the transaction will be discussed in more detail later.

The communication network 120 includes both wired and wireless communication networks. For example, a wired/wireless Internet network may be used or interlocked as the communication network 120 . Here, the wired network includes an Internet network such as a cable network or a public telephone network (PSTN), and the wireless communication network includes CDMA, WCDMA, GSM, Evolved Packet Core (EPC), Long Term Evolution (LTE), and Wibro networks. meaning to include Of course, the communication network 120 according to the embodiment of the present invention is not limited thereto, and may be used as an access network of a next-generation mobile communication system to be implemented in the future, for example, a cloud computing network under a cloud computing environment, a 5G network, and the like. For example, when the communication network 120 is a wired communication network, the access point in the communication network 120 can connect to a switching center of a telephone company, etc., but in the case of a wireless communication network, it accesses the SGSN or GGSN (Gateway GPRS Support Node) operated by the communication company to transmit data. data processing, or by connecting to various repeaters such as Base Station Transmission (BTS), NodeB, and e-NodeB.

The communication network 120 may include an access point. Here, the access point includes a small base station, such as a femto or pico base station, which is often installed in a building. Femto or pico base stations are classified according to the maximum number of access to the first terminal device 100 and the second terminal device 110, etc. in the classification of a small base station. Of course, the access point may include a short-range communication module for performing short-distance communication such as ZigBee and Wi-Fi with at least one of the first terminal device 100 and the second terminal device 110 . The access point may use TCP/IP or Real-Time Streaming Protocol (RTSP) for wireless communication. Here, short-distance communication may be performed in various standards such as Bluetooth, Zigbee, infrared, radio frequency (RF) such as ultra high frequency (UHF) and very high frequency (VHF), and ultra-wideband communication (UWB) in addition to Wi-Fi. Accordingly, the access point extracts the location of the data packet, designates the best communication path for the extracted location, and sends the data packet to the next device, such as the digital asset 130 or the exchange device 150 along the designated communication path. can transmit The access point may share several lines in a general network environment, and includes, for example, a router, a repeater, and a repeater.

According to an embodiment of the present invention, the digital capitalization device 130 may perform digital assetization of a portion of the total assets of a specific company, for example, at the request of the exchange device 150 . In other words, it can be said that coins corresponding to total assets are issued. To this end, the digital assetization device 130 digitizes corporate assets through the block chain and operates to meet the corporate assets and digital assets through the block chain. That is, in order to perform the latter operation, the digital assetization device 130 uses a distributed digital asset management method rather than a turnkey (or collective order contract) method. In other words, the existing corporate asset participation method was turnkey purchase or installment sale, but intangible assets such as paintings and trademark rights could not be sold in installments and the units were too large to participate, so there was no way for the general public to participate. 2 shows a safe digital asset storage and exchange process using the trust method.

The digital assetization device 130 uses the first terminal device 100 to access the exchange and request digital assetization of some or all of the assets, or access the exchange device 150 to list digital assets. Upon request, you can issue coins based on the received asset-related information and the asset evaluation data provided by the rating agency. The digital assetization device 130 may receive evaluation data for various assets from the evaluation agency device 140 in order to immediately issue a coin from the evaluation agency device 140, store it in the DB 130a, and then periodically update it. there is. Of course, for assets that cannot be evaluated, when information is input from a company to be digitalized, it may be possible to request the evaluation of the asset to the evaluation agency device 140 based on this information.

The digital assetization device 130, that is, the solution is to issue digital assets of a certain size after receiving asset evaluation from an authoritative business evaluation institution through digitization of corporate assets, and introduce blockchain technology to the accounting sector to ensure transparency, 's revenue dividend can be extended to all digital asset owners. Through this, it is mined so that digital asset owners can also receive dividends (POS method), and as proof, the holder, digital asset movement, and proof are done with the block chain. A digital assetization solution of such corporate assets can be a coin. As the coin method, an Ethereum-based wallet method using ERC 20 can be used. In addition, the total issuance of coins may be about 100 million. The total issuance can be made within the scope of the raised funds.

For example, the company can make a normal decision so that digital asset owners can receive dividends through the general shareholders' meeting and the board of directors so that there are no problems under the commercial law, and digital assets are issued only for pure dividends. As for the dividend method to digital asset owners, 1/N of the net income calculated in the annual settlement of accounts is paid out, but cash or digital asset payment methods that do not have any problems under the relevant laws can be selected. Therefore, company shareholders receive the first dividend equal to the number (size) of digital assets the company owns, and the second, third, and fourth dividends are continuously extended according to the added assets. can follow Here, the peculiarity is that in the case of a general company, separate corporations can be created for each business type and business, but in the case of a blockchain-structured business, among digital assets issued by a company, cash or digital assets issued within the credit collateral power recognized by the institutional authority Since new business can be carried out only through Therefore, whenever a new business is expanded according to an embodiment of the present invention, a new business expansion as a dividend structure within a single company has no choice but to be based on the establishment of a new corporation. As a result, the company's digital asset owners will receive a multiplier dividend that increases in proportion to the dividends that can be received from a single digital asset as the company's asset value increases and the businesses that can receive dividends increase at the same time as the business expands.

In addition, it is a transparent accounting structure that introduces block chain technology and system, and due to the nature of block chain, it has a transparent accounting structure by introducing a public transaction book system in which accounting information is disclosed to all digital asset owners. can be extinguished Therefore, according to transparent accounting, accurate profit distribution can be made as much as the amount of digital assets held.

For example, the most important meaning of an asset is that it must have certain preservation capabilities (external hacking or contamination prevention) and be accurate when exchanging assets with each other. Therefore, it is stored safely by applying the trust method of the hard wallet wallet method with respect to the preservation ability, and in case of loss, it can be restored through the identity verification process. However, the stolen digital assets are automatically or retrieved after wallet movement is automatically stopped for a certain period of time, and the authenticity is revealed, just like a bank's bank statement. FIG. 2 shows that a trust is requested from a financial institution centering on the exchange device 150 that issues digital assets, that is, coins, and an asset management contract is executed. The platform person, that is, the operator of the digital asset 130, does not access the user's wallet. Coins paid to the unique wallet in the campaign are automatically controlled by the contract. After the fundraising is complete, all funds are commissioned to a trust company and managed safely. Only the account holder has access to his (online) wallet. Hashing (type, method) and account passwords are not stored on the site for fast login. Users can store their passwords in their wallets on the platform or delete them for safety reasons. Links to a user's social media profile, email, and other contacts are visible only to the account owner and not to other users.

In addition, in the digital assetization device 130 according to the embodiment of the present invention, when an issue (or transaction), that is, digital assetization of corporate assets occurs, a new project is created in the Dapp method through the block chain, and the project is It is sold to the holder, i.e. the owner (with proof). A 3rd party may refer to multiple nodes participating in a blockchain, such as devices such as services. Of course, the plurality of nodes may include devices such as financial institutions.

The evaluation agency device 140 includes a server, a computer, etc. operated by an authoritative company evaluation agency, and through this, the digital asset device 130 or the exchange device 150 is interlocked. The evaluation agency device 140 provides evaluation data to the digital assetization device 130 or the exchange device 150 even for corporate assets, real estate, credit, business performance prospects, and intangible assets such as pictures or trademarks.

In addition, the exchange device 150 may trade the assets issued through the digital capitalization device 130 in the form of coins. For example, the coin may further include various additional information as well as the value of money. The exchange device 150 adjusts the corporate ecosystem that procures the necessary business funds of the corporation through the corporate digital asset exchange. When a company in need of funds requests to list digital assets on the exchange, the exchange comprehensively evaluates patents, credit, real estate, and business performance prospects through an examination committee jointly participated by experts in each field and government agencies. Thus, the company calculates the total asset value of the company and uses blockchain technology to issue digital assets (coins), some of which are in trust, and some are listed on an exchange to raise necessary business funds.

At this time, the exchange creates a certain amount of funds for government financial institutions and private financial institutions and companies in advance, then purchases a portion of digital assets of listed companies, and for a certain portion of the initial digital assets purchased by general investors, Only the issue price is guaranteed with the fund, but for digital assets purchased by the Corporate Digital Asset Exchange, there is an upper limit on the size of digital assets guaranteed to the public and the cost and expenses (eg, minimum interest included) of the digital assets purchased by the exchange. When the upper limit is reached, an automatic sale is installed (or set, designed) to prevent loss of the fund and to maintain continuous fund operation. Here, the upper limit for sale may be a specified condition, for example, when it becomes twice the face value, it may be listed on an exchange and set to be automatically sold. Of course, the designation condition can be freely determined and set. Conditions such that the principal can be quickly recovered are desirable.

To use an arithmetic analogy, 50% of the digital assets calculated by evaluating the company are entrusted to an asset-specialized trust company, and it is judged that the company has achieved corporate performance through smooth business activities in the future and can fully take responsibility for the trust digital assets (e.g.: The trust digital assets can be additionally sold to the general public to raise additional necessary funds only when the review committee is in place. Proceed in a way that is entrusted to

In addition, according to an embodiment of the present invention, for example, the exchange device 150 issues digital assets to the digital asset exchange itself for smooth procurement of initial digital asset exchange funds, and sends digital assets to participating institutions in addition to the exchange securities at a certain rate (corporate ) Pay the digital assets of the digital asset exchange, and list these digital assets domestically and internationally as a stock ETF to increase the merits of participation in the fund.

For example, suppose that the valuation of a company that needs business capital is 10 billion won. In this case, 10 billion won can be issued with a par value of 1,000 won for digital assets with dividend rights. All tangible and intangible assets of the company, including digital assets, are trusted with an asset trust company (eg, as a general commercial asset trust company, Woori Asset Trust, etc.). Of the 10 billion digital assets issued, 50%, or 5 billion won, is managed by an asset trust company. The remaining 50% will be purchased by the finance company and provided to the company at a par value (eg, KRW 1,000 per unit, KRW 5 billion). Of course, this is not a loan. In the finance sector, half of the 5 billion digital assets purchased, or 2.5 billion won (e.g., guaranteed of 1,000 won in par value), are listed and sold on the digital asset exchange (e.g., when the face value is doubled or more, the principal is secured by selling) . In the future, profits such as interest are secured by rising transaction prices through high dividends, etc. (eg, transaction price - autonomous formation). In other words, the condition of the public offering is notarized in advance by a resolution of the board of directors in advance with a dividend of 1/n. Of the total 100%, the company takes 50% of the company's portion in trust, the financial institution receives 25% of the initial purchase from the public contest, and the general public receives 25% of the public offering (eg, face value of 1,000 won - financial institution guarantee) to process digital assets. At this time, support programs such as domestic and overseas marketing and market development may be prepared, and government support measures may be prepared (eg, priority of delivery, etc.).

According to an embodiment of the present invention, a business alliance with an asset trust company may be established. Asset trust companies are responsible for asset trust management such as real estate and digital assets; You will be able to perform tasks such as corporate and corporate asset evaluation, domestic and foreign asset management investment qualification review.

3 is a block diagram illustrating a detailed structure of an apparatus for digital asset transaction and fund management according to an embodiment of the present invention.

As shown in FIG. 3 , as a digital asset transaction and fund management device according to an embodiment of the present invention, for example, at least one of the digital assetization device 130 and the exchange device 150 of FIG. 1 is a communication interface unit. 300 , a control unit 310 , a funding processing unit 320 , and some or all of the storage unit 330 .

Here, "including some or all" means that some components such as the storage unit 330 are omitted, or some components such as the funding processing unit 320 are added to other components such as the control unit 310. As meanings that can be integrated and configured, it will be described as including all in order to help a sufficient understanding of the invention.

The communication interface unit 300 communicates with the first terminal device 100 , the second terminal device 110 , and the evaluation agency device 140 of FIG. 1 , respectively. In the process of performing communication, the communication interface unit 300 may perform operations such as modulation/demodulation, muxing/demuxing, encoding/decoding, encryption/decryption, and scaling, which are obvious to those skilled in the art, so further description is omitted. to do it

The communication interface unit 300 performs an operation for listing digital assets on a technology exchange in order to communicate with the first terminal device 100 to raise funds necessary for a business of a company. In this process, when a listing is requested from the first terminal device 100 of a specific company, the communication interface unit 300 may receive information or data for listing processing and provide it to the control unit 310 . The communication interface unit 300 typically receives asset information related to tangible and intangible assets from the first terminal device 100 and provides it to the control unit 310 .

In addition, the communication interface unit 300 may receive the evaluation result by providing the tangible and intangible asset information of the company needing business funds to the evaluation agency device 140 . For example, the exchange can calculate the total asset value of a company by comprehensively evaluating the tangible and intangible assets of a company that wants to be listed on the exchange through a screening committee jointly participated by experts in each field and a government agency. The calculation of the total asset value may be performed offline, but the calculation result may be provided to the digital asset value device 130 or the exchange device 150 of FIG. 1 through online.

Furthermore, the communication interface unit 300 keeps a part (eg, 50%) of the total 100% of digital assets issued based on the calculation result of the company in the trust, and 25% is the first purchase in the contest. is held by financial institutions, and the remaining 25% can be offered to the public under the guarantee of the financial institution. To this end, the communication interface unit 300 performs communication with the second terminal device 110 , the asset institution device 161 , and the financial institution device 163 , respectively. To transmit and receive related information.

The control unit 310 includes the communication interface unit 300, the funding processing unit 320 and the storage unit 330 of FIG. 3 constituting the digital asset transaction and fund management devices 130 and 140 according to an embodiment of the present invention. Responsible for overall control operation. The control unit 310 may temporarily store information or data provided from the communication interface unit 300 in the storage unit 330 and then provide it to the funding processing unit 320 . In addition, the control unit 310 obtains evaluation data related to a specific asset from the DB 130a of FIG. 1 according to the request of the funding processing unit 320, temporarily stores it in the storage unit 330, and then requests to provide it. there is.

In addition, the control unit 310 may issue a coin according to the evaluation result of the asset evaluation made at the request of the funding processing unit 320 and process it to be listed on the exchange device 150 of FIG. 1 . To this end, the control unit 310 may control the communication interface unit 300 . For example, the control unit 310 may sell digital assets corresponding to 25% of the total assets of the company requiring business funds to the public in the exchange market according to the embodiment of the present invention, and such an exchange market is the same as the Internet. It can be done online. The exchange market here can be distinguished from EFT.

Furthermore, when a transaction change occurs, in other words, 50% of the digital assets calculated by evaluating the company are entrusted to an asset-specialized trust company to achieve corporate performance through smooth business activities of the company in the future and to be transferred to the trust digital assets. For example, when it is judged by the review of the composition of the judging committee that the trust can be fully responsible for the trust, it can additionally sell the trust digital assets to the public to raise additional necessary funds. In this case, of course, it is allowed to sell at a price that reflects the increase, and financial institutions do not guarantee the sale amount, but leave it to market autonomy. It allows the market to determine the price of digital assets. The control unit 310 performs operations such as automatically setting related information in conjunction with the funding processing unit 320 so that such an operation can be performed.

The controller 310 may control transaction-related information or data to be managed based on the black chain. For example, when data change occurs in relation to asset changes or transaction changes of a company stored in the DB 130a of FIG. Various devices such as financial institutions and trust institutions may be possible, but data can be updated based on the device, that is, nodes and block chain. To this end, if there is a change in the transaction for the asset, the controller 310 may store it in the DB 130a of FIG. 1 and transmit it to the above devices to update the data. Blockchain can be seen to mean that when a transaction occurs in the exchange device 150, a ledger, that is, data can be recorded when there is approval of other devices participating in the block chain.

The funding processing unit 320 establishes a corporate ecosystem for procurement of business necessary funds of the company through the digital asset exchange. For this, when a company in need of funds requests the listing of digital assets on the exchange, experts in each field and government agencies jointly participate to calculate the total asset value based on the company's tangible and intangible assets through a screening committee. After issuing digital assets using block chain technology based on the calculation results, some of the issued digital assets are listed in trusts and some are listed on exchanges so that necessary business funds can be raised. Here, a portion is a company portion, a purchase portion of a guarantee institution, and may include a sale portion for sale to the general public.

To this end, the funding processing unit 320 prepares a certain amount of funds for government financial institutions and private financial institutions and companies in advance, and then purchases a certain portion of digital assets of a listed company, and a certain portion purchased by general investors. For the first digital assets of the company, only the issue price is guaranteed with the fund. For example, out of 100% of total digital assets, 50% of digital assets are managed by companies, 50% of digital assets are purchased by financial institutions, and 25% of them are listed on the digital asset exchange and offered for sale. If the face value is more than twice the price, it is sold to secure the principal, and this process can be done automatically. For a certain portion of the initial digital assets that are publicly offered and sold to the public, financial institutions, etc. guarantee the issue price with funds.

Furthermore, the funding processing unit 320 is a company holding digital assets that are trusted and managed by an asset-specialized trust company. When it is determined that there is, based on the judgment result, the trust digital assets can be additionally sold to the public to raise additional necessary funds for the company. Of course, in this case, the sale is made at a price that reflects the increase, and there is no guarantee for the sale, leaving it to market autonomy. The face value can be controlled by supply and demand. For example, if digital assets are processed according to the above distribution, financial institutions sell 25% of 50% to the public, and the remaining 25% can be automatically listed and sold when the face value doubles, so that the principal can be recovered early. there will be

In addition, the funding processing unit 320 issues digital assets to the digital asset exchange itself for smooth procurement of initial digital asset exchange funds, and pays digital assets to the digital asset exchange in a certain ratio in addition to the exchange securities to fund participating institutions. , it is possible to increase the merits of participating in the fund by listing this digital asset at home and abroad as a stock ETF. Here, ETFs are funds that can be traded like stocks and whose returns are determined according to the movement of a specific stock index.

The funding processing unit 320 enables digitization of corporate assets through the block chain, and enables the meeting between the corporate assets and digital assets through the block chain. For the former, the funding processing unit 320 simply issues a blockchain digital asset in a DApp method. By supplying an integrated solution ranging from simple blockchain digitalization to P2P trading system and exchange listing, traditional companies with low understanding of blockchain can easily become digital assets through blockchain. Of course, when a coin is generated, it is based on the evaluation data of the evaluation agency in relation to the asset.

In addition, for the safe management and storage of digital assets, when an issue, namely, a transaction called digital assetization of corporate assets, occurs, a new project is created in the DApp method through the block chain, and the project is sold to the public. These digital assets, i.e. coins, are safely stored by applying the trust method of the hard wallet wallet method according to the embodiment of the present invention, and when lost, they are restored through a personal authentication procedure. It will be stopped and automatically incinerated or retrieved after revealing the authenticity.

Furthermore, the funding processing unit 320 may distribute profits to owners of digital assets. Of course, the determination of dividends can be made by receiving relevant information from a company official in the case of a company. In other words, a case in which dividends are paid as digital assets is a typical example. Even in this case, the transaction is managed based on the blockchain. For example, when the corporate value of a company rises, the value of digital assets rises, so dividends can be viewed as multiplication-type dividends.

In addition, when there is a request for disclosure of accounting information from a user of the second terminal device 110 of FIG. 1 , that is, owners of digital assets, the funding processing unit 320 provides accounting information in the form of a public transaction book. can Accordingly, when a transaction occurs, the funding processing unit 320 may automatically create an account book based on the transaction.

The storage unit 330 may store information or data processed under the control of the control unit 310 . In addition, the stored information or data may be output when the controller 310 requests it. It is meaningless to distinguish the meaning of information and data. For example, information means a simple request or response, and data may actually mean data included in a payload part in a data packet. In the embodiment of , the concept of such terms will not be specifically distinguished. For example, when asset information for issuance of a digital asset, that is, a coin is provided from the first terminal device 100 , the storage unit 330 temporarily stores it under the control of the control unit 310 and outputs it to the funding processing unit 320 . ) can be provided.

In addition to the above, detailed information related to the communication interface unit 300, the control unit 310, the funding processing unit 320, and the storage unit 330 constituting the digital asset transaction and fund management devices 130 and 150 of FIG. Since the contents have been sufficiently explained above, we will replace them with those contents.

Meanwhile, as another embodiment of the present invention, the control unit 310 of FIG. 3 includes a CPU and a memory, and the CPU and the memory may be configured as a single chip. The control unit 310 may include a control circuit, an operation unit (ALU), a command interpretation unit, a registry, and the like, and the memory may include a RAM. The control circuit may perform a control operation, the operation unit may interpret binary bit information arithmetic processing, and the instruction interpreter may interpret what type of operation the input binary bit information is related to. Here, the analysis may be that after matching the data on the left and right sides of the lookup table (LUT), the control circuit finds the data on the right based on the data on the left and performs the operation. The registry is involved in software data storage. According to the above configuration, the CPU copies the program of the funding processing unit 320 during the initial operation of the digital asset transaction and fund management devices 130 and 150, loads it into the memory, and executes it to quickly increase the data processing speed. there will be

4 is a flowchart illustrating a digital asset transaction and fund management process according to an embodiment of the present invention.

Referring to FIG. 4 together with FIG. 1 for convenience of explanation, as a digital asset transaction and fund management device according to an embodiment of the present invention, at least one of the digital assetization device 130 and the exchange device 150 of FIG. 1 is, A request for listing digital assets is received from a user device of a company requiring funds, for example, the first terminal device 100 ( S400 ). Of course, in this case, the user of the first terminal device 100 may select an icon for executing an application so that all processing processes are performed one-stop.

In addition, when a request is received, the digital asset transaction and fund management devices 130 and 150 issue digital assets corresponding to the total asset value calculated based on the tangible and intangible assets of the company in need of funds based on block chain technology, and issued digital assets A part of the company's holdings are trusted to a trust institution, and the rest are listed on an exchange and sold to the public (S410).

For example, assuming that the digital asset transaction and fund management devices 130 and 150 have a total asset value of 10 billion won, 50% of the 5 billion won is in trust as the company's holdings, and the remaining 50% is finance. It is purchased from institutions, etc. and 25% of it is sold to the public through public offering. Financial institutions guarantee some digital assets that are initially sold to the public, and 25% of digital assets are secured through public offering sales when the price is more than double the face value. Furthermore, when it is judged that the company can sufficiently take responsibility for the trust digital assets by achieving corporate performance through smooth management activities of the company, of course, in this case, it can be done by deliberation by a separate review committee, but additional digital assets It can be sold to the public through an exchange. In this case, the sale is made at a price that reflects the increase, and the sale is operated in a way that is left to the autonomy of the market without guaranteeing it.

In addition, the Digital Asset Exchange issues digital assets to the exchange itself for smooth fund procurement so that fund participating institutions can hold digital assets in the digital asset exchange in a certain proportion in addition to the exchange securities, and convert digital assets into stocks. It is possible to increase the merits of fund participation by listing it at home and abroad through the ETF method.

In addition to the above, other detailed information has been sufficiently described with reference to FIG.

On the other hand, even though it has been described that all components constituting the embodiment of the present invention are combined or operated in combination, the present invention is not necessarily limited to this embodiment. That is, within the scope of the object of the present invention, all the components may operate by selectively combining one or more. In addition, all of the components may be implemented as one independent hardware, but a part or all of each component is selectively combined to perform some or all of the combined functions in one or a plurality of hardware program modules It may be implemented as a computer program having Codes and code segments constituting the computer program can be easily inferred by those skilled in the art of the present invention. Such a computer program is stored in a computer-readable non-transitory computer readable media, read and executed by the computer, thereby implementing an embodiment of the present invention.

Here, the non-transitory readable recording medium refers to a medium that stores data semi-permanently and can be read by a device, not a medium that stores data for a short moment, such as a register, cache, memory, etc. . Specifically, the above-described programs may be provided by being stored in a non-transitory readable recording medium such as a CD, DVD, hard disk, Blu-ray disk, USB, memory card, ROM, and the like.

In the above, preferred embodiments of the present invention have been illustrated and described, but the present invention is not limited to the specific embodiments described above, and it is common in the technical field to which the present invention pertains without departing from the gist of the present invention as claimed in the claims. Various modifications may be made by those having the knowledge of, of course, and these modifications should not be individually understood from the technical spirit or perspective of the present invention.

100: first terminal device 110: second terminal device
120: communication network 130: digital asset processing device
140: evaluation institution device 150: exchange device
300: communication interface unit 310: control unit
320: funding processing unit 330: storage unit

Claims (10)

a communication interface unit for receiving a request for listing digital assets from a terminal device of a company in need of funds; and
When the request is received, digital assets corresponding to the total asset value calculated based on the tangible and intangible assets of the company in need of funds are issued based on blockchain technology, and some of the issued digital assets are entrusted to a trust institution as the company's holdings , the control unit that lists the rest on the exchange and sells it to the general public;
Digital asset transaction and fund management device, including. According to claim 1,
The control unit sells some of the remaining digital assets to the general public under the guarantee of a financial institution participating in the fund raising of the exchange, and sells the first purchase in the contest to the financial institution. 3. The method of claim 2,
The control unit is a digital asset trading and fund management device for automatically listing on the exchange when the face value of the first purchase in a public contest by the financial institution meets a specified condition, and selling it publicly to the public. According to claim 1,
When the business performance of the company satisfies the specified conditions, the control unit reflects the market price of the digital assets held by the trusted company and sells them to the public without a guarantee from a guarantee institution. According to claim 1,
The control unit digitalizes the exchange as a digital asset, pays the digital asset of the exchange to a fund participating institution, and lists the paid digital asset on domestic and foreign stock markets in a stock-type ETF (Exchange Traded Fund) method. and fund management devices. receiving, by the communication interface unit, a request for listing digital assets from a terminal device of a company in need of funds; and
When the request is received, the control unit issues digital assets corresponding to the total asset value calculated based on the tangible and intangible assets of the company in need of funds based on block chain technology, and some of the issued digital assets are held by the company as a trust institution trust, and the rest are listed on the exchange and sold to the public;
A method of operating digital asset trading and fund management devices, including. 7. The method of claim 6,
The selling step is
A method of operating a digital asset trading and fund management device in which some of the remaining digital assets are sold to the general public under the guarantee of a financial institution participating in the fund raising of the exchange, and the first purchase in the contest is sold to the financial institution. 8. The method of claim 7,
The selling step is
A method of operating a digital asset trading and fund management device for automatically listing on the exchange and selling the public offering to the public when the face value of the first purchase in a public contest by the financial institution satisfies a specified condition. 7. The method of claim 6,
The selling step is
A method of operating a digital asset transaction and fund management device that, when the business performance of the company satisfies the specified conditions, sells the digital assets held by the trusted company to the public without a guarantee by a guarantee institution by reflecting the market price. 7. The method of claim 6,
Digital asset trading and fund management further comprising the steps of digitalizing the exchange as a digital asset, paying the exchange's digital asset to a fund participating institution, and listing the paid digital asset on domestic and foreign stock markets in a stock-type ETF method How to operate the device.

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