KR20220057886A - Mediation method and system for online dealings between individuals - Google Patents

Abstract

Disclosed is a method for mediating an online transaction between individuals. The mediating method of the present invention comprises the following steps of: registering a party, of which contract details between a party host and a party member covers the provision of a service for a preset contract period and the regular payment of transaction payment for the service for the contract period, in a mediation server; receiving a deposit set based on the contract details from each of the party host of the party and the party member participating in the party; receiving contract fulfillment-related information including mutual fulfillment or nonfulfillment information of the contract details from a terminal of the party host or the party member; and based on the received contract fulfillment-related information, when the mutual fulfillment of the contract details is confirmed as completed, paying the received deposit or a refund, which is calculated by deducting a deposit fee from the deposit, to each one through payment means registered in accounts of the party host and the party member, and, when the contract details are not fulfilled by any one of the party host and the party member, paying the deposit, which is received from the party host or the party member who has not fulfilled the contract details, to the other one through the payment means registered in the amount of the other one. Therefore, the present invention can guarantee the stability of online transactions.

Description

Mediation method and system for online transactions between individuals {MEDIATION METHOD AND SYSTEM FOR ONLINE DEALINGS BETWEEN INDIVIDUALS}

The present invention relates to a method and system for mediating online transactions between individuals, and more particularly, to a method and system for long-term and continuous mediation of online transactions between individuals.

As the media market is activated along with the advent of smart devices and the development of communication, the video streaming market where you can enjoy dramas and movies anytime, anywhere is growing rapidly.

Recently, in the case of video streaming services such as movies and dramas that support simultaneous access, the number of people who enjoy the service economically through one account is increasing as many people share an ID and password.

A typical example is a method in which the subscriber shares the account ID and password with others, and the other person pays a portion of the subscription fee in return for the transaction.

However, when such a transaction is made through anonymous online, users who share an account of the paid subscription service they are subscribed to or who provide certain services may not keep the promised transaction period or not pay the transaction price, which may affect the stability of the transaction. there is anxiety about In addition, in the case of users who share accounts or receive certain services, if the transaction period is long, the transaction target often requires a lump-sum payment for the transaction amount corresponding to the transaction period, exposing them to risk of fraud as well as financial damage. there is

Although there exists an escrow service in which a third party becomes an intermediary and keeps the transaction amount and settles the transaction between users when the transaction is completed, the existing escrow service only mediates and guarantees one-time transactions between individuals. There is a problem that does not guarantee long-term and continuous user-to-user transactions, such as account sharing of services. In addition, these existing escrow services only broker one-to-one transactions, but there is a problem that they cannot broker one-to-many transactions.

Accordingly, in such long-term and continuous transactions between users and one-to-many transactions, the need for a method that can guarantee the stability of transactions is increasing.

SUMMARY OF THE INVENTION The present invention is to solve the above problems, and an object of the present invention is to provide an online transaction brokerage method and system that can guarantee the stability of long-term and continuous online transactions between individuals.

In order to achieve the above object, the interpersonal online transaction brokerage method according to an embodiment of the present invention provides a service for a preset contract period and regular payment of the transaction price for the service during the contract period to a party leader and Registering a party that is a contract between party members in an intermediary server, recruiting party members to participate in the party by providing a participation link for the registered party, from the party leader of the party and party members participating in the party Receiving each deposit of a deposit set based on the contract details, receiving contract performance-related information including information on mutual performance or non-fulfillment of the contract details from the terminal of the party leader or party member, and the received contract performance Based on the relevant information, when it is confirmed that the mutual performance of the contract is completed, the refund amount after deducting the guarantee fee from the deposit or the deposit is paid through the payment means registered in the account of the party leader and party member If it is confirmed that either the party leader or the party member does not fulfill the contract, the deposit from the party leader or party member who did not fulfill the contract is paid to the other party through the payment means registered in the other party's account including payment to

In this case, in the paying step, the refund amount may be paid by a regular installment refund during the contract period or a temporary refund after the contract period expires.

In addition, in the step of receiving the deposit, when the service is a service for sharing the party leader's account for the subscription service of paid content with the party member, each party member is sent to the party leader according to the number of party members participating in the party You can set the transaction amount to be paid differently.

In addition, in the registering step, when the party leader inputs login information for the subscription service, the party leader receives subscription-related information for the subscription service from the subscription service providing server through the input login information to the intermediate server can be registered in

In addition, in the payment step, if it is confirmed that the party leader does not fulfill the contract details, the non-refunded deposit deposited from the party leader at the time of contract default is distributed and paid to the party members and then the party is dissolved, and the party If it is confirmed that the party member who has received the contract from the chief does not fulfill the contract, the party member who has not fulfilled the contract is withdrawn from the party, new party members are recruited, and at the time of non-fulfillment, the party member The deposited non-refundable deposit may be paid to the party leader.

In addition, if it is confirmed that the party leader does not fulfill the contract, any one of the party members may select or succeed the party leader according to a preset rule.

In addition, in the mediation method, when the service provision period set according to the contract details of the service ends, the party is extended in the same way as the contract contents according to the agreement of the party leader and the party member, and the party leader and the party member agree to the extension The method may further include receiving an additional deposit from the party member.

On the other hand, in the interpersonal online transaction brokerage system including a first terminal, a second terminal, and an intermediate server according to an embodiment of the present invention, the first terminal provides a service for a preset contract period and the contract A party whose contract content is between the party leader and party member is registered in the mediation server, and the deposit set for the party leader based on the contract is transferred to the mediation server as a deposit management means and the second terminal applies for party member participation to the party registered in the mediation server, and deposits a deposit set for the party member based on the contract details in the deposit management means, and the mediation server is the registered party Recruiting party members to participate in the party by providing a link to the party, forming a party consisting of the party leader and party members who have applied for the party member participation, and mutually fulfilling the contract contents from the first terminal or the second terminal Or receiving contract performance-related information including non-performance information, and based on the received contract performance-related information, if it is confirmed that the mutual performance of the contract details is completed, the deposit fee or the guarantee fee from the deposited deposit The refund amount deducted from is paid through the payment means registered in the account of the party leader and party member, respectively. The deposit deposited by the chief or party member is paid to the other party through the payment method registered in the other party's account.

In this case, the intermediary server may pay the refund amount by a regular partial refund during the contract period or a temporary refund after the contract period expires.

In addition, when the service is a service for sharing the party leader's account for the paid content subscription service with the party member, each party member is paid to the party leader according to the number of party members participating in the party You can set the transaction amount to be different.

In addition, when the login information for the subscription service is received from the first terminal, the intermediate server receives and registers the subscription-related information for the subscription service of the party leader from the subscription service providing server through the received login information. can

In addition, when it is confirmed that the party leader does not fulfill the contract details, the mediation server distributes and pays the non-refunded deposit deposited from the first terminal to the party members at the time of non-fulfillment of the contract, then disbands the party, and the party When it is confirmed by the chief that the party member who has received the contract details does not fulfill the contract details, the party member who has not fulfilled the contract details is withdrawn from the party, new party members are recruited, and at the time of non-fulfillment, the second party member The non-refundable deposit deposited from the terminal may be paid to the party leader.

In addition, when it is confirmed that the party leader does not fulfill the contract, the mediation server may allow any one of the party members to select or succeed the party leader according to a preset rule.

In addition, when the service provision period set according to the contract details of the service ends, the mediation server extends the party according to the agreement of the party leader and the party member in the same way as the contract details, and the first terminal and the extension A deposit may be additionally deposited from the second terminal of the party member who has agreed.

According to various embodiments of the present invention as described above, it is possible to ensure the stability of online transactions that need to be made long-term and continuously between individuals.

In order to more fully understand the drawings recited in the Detailed Description, a brief description of each drawing is provided.
1 is a diagram for briefly explaining the configuration of an online transaction brokerage system between individuals according to an embodiment of the present invention;
2 is a flowchart for explaining a method of mediating an online transaction between individuals according to an embodiment of the present invention;
3 is a flowchart illustrating a method for creating a party by a party leader according to an embodiment of the present invention;
4 is a flowchart for explaining a method for party members to participate in a party according to an embodiment of the present invention;
5 is a flowchart for explaining a method of guaranteeing non-fulfillment of contract contents according to an embodiment of the present invention;
6 is a diagram illustrating a screen for selecting a party registered by a party leader according to an embodiment of the present invention.

First, terms used in the present specification and claims have been selected in consideration of functions in various embodiments of the present invention. However, these terms may vary depending on the intention of a person skilled in the art, legal or technical interpretation, and emergence of new technology. Also, some terms may be arbitrarily selected by the applicant. These terms may be interpreted in the meanings defined herein, and in the absence of specific definitions, they may be interpreted based on the general content of the present specification and common technical common sense in the art.

Also, the same reference numerals or reference numerals in each drawing appended hereto indicate parts or components that perform substantially the same functions. For convenience of description and understanding, the same reference numbers or reference numerals are used in different embodiments to be described. That is, even though all the components having the same reference number are shown in the plurality of drawings, the plurality of drawings do not mean one embodiment.

Also, in this specification and claims, terms including ordinal numbers such as 'first' and 'second' may be used to distinguish between elements. This ordinal number is used to distinguish the same or similar components from each other, and the meaning of the term should not be limitedly interpreted due to the use of the ordinal number. As an example, for components combined with such an ordinal number, the order of use or arrangement of the elements should not be construed as being limited by the number. If necessary, each ordinal number may be used interchangeably.

In this specification, the singular expression includes the plural expression unless the context clearly dictates otherwise. In the present application, terms such as 'comprise' or 'comprise' are intended to designate that a feature, number, step, operation, component, part, or combination thereof described in the specification exists, but one or more other It should be understood that this does not preclude the possibility of addition or presence of features or numbers, steps, operations, components, parts, or combinations thereof.

Also, in an embodiment of the present invention, when it is said that a part is connected to another part, this includes not only direct connection but also indirect connection through another medium. In addition, the meaning that a certain part includes a certain component means that other components may be further included, rather than excluding other components, unless specifically stated to the contrary.

Hereinafter, the present invention will be described in more detail with reference to the accompanying drawings.

1 is a diagram for briefly explaining the configuration of a system for intermediary online transactions between individuals according to an embodiment of the present invention.

Referring to FIG. 1 , the mediation system 1000 of the present invention includes a first terminal 100 , a second terminal 200 , and an mediation server 300 . The first terminal 100, the second terminal 200, and the mediation server 300 may be connected to each other through the network 2000, and the second terminal 200 is implemented in a plurality (200-1 to 200-N). can be

In this case, the communication method of the network 2000 is not limited, and a communication method using a communication network (eg, a mobile communication network, wired online, wireless online, broadcasting network) that the network 2000 may include as well as a communication method using a short distance between devices Wireless communication may also be included. For example, the network 2000 may include wireless Internet technologies such as Wireless LAN (WLAN) (WiFi), Wireless broadband (Wibro) and/or World Interoperability for Microwave Access (Wimax), Bluetooth (Bluetooth), Near Field Communication (NFC). ) and/or short-range communication technologies such as Radio Frequency Identification (RFID), Code Division Multiple Access (CDMA), Global System for Mobile communication (GSM), Long Tern Evolution (LTE) and/or mobile communication technologies such as LTE-Advanced, and/or V2I (Vehicle to Infra) may be implemented with V2X (Vehicle to Everything) communication technology.

The first terminal 100 is a device connected to the account of the party leader registered in the mediation server 300 , and can register a party to the mediation server 300 and recruit party members through the first terminal 100 .

Here, the party is a group consisting of a party leader who provides a service and a party member who participates in the party to receive a service and pays for the service, and may be matched with each other through the mediation server 300 . In this case, a plurality of party members may participate in the party, and accordingly, the party leader and party members may be matched one-to-many.

On the other hand, here, the service may be various service obligations that the party leader has to provide to the party members according to the contract details of the party.

For example, the service provided by the party leader may be a service obligation to share the account of the paid subscription service to which the party leader is subscribed or to subscribe for a certain period of time and maintain the subscription for a certain period of time. It may be a service obligation to transmit the data usage right of some of the internet data monthly for a certain period of time.

That is, it is preferable that the service provided by the party leader is a service that is a long-term or continuous transaction target between users online, such as account sharing or benefit sharing for services that require regular paid payment. However, according to the technical idea of the present invention, it is obvious that the service provided by the party leader is not limited to the above-described embodiment and is not interpreted.

Here, the account sharing of the paid subscription service may be made in such a way that the party leader individually notifies the party members of account information including the ID and password of his/her account, but the account entered by the party leader in the intermediary server 300 Based on the information, it may be accomplished in various ways, such as providing party members with an encrypted access path to a paid subscription service.

Meanwhile, each party member who has been provided with the service by the party leader pays for the service provided or to be provided by the party leader through the payment means registered in the party leader's account. Here, the payment means for receiving the payment may be the party leader's personal bank account or a virtual account registered in the party leader's account managed by the intermediary server 300 , or may be virtual money such as points. However, hereinafter, for convenience, the payment means will be described by specifying the account.

Provision of these services and payment of money may be made regularly during the period set by the party.

The first terminal 100 may register a party, in which the provision of the service and payment of the transaction price for the service, as a contract between the party leader and the party member, in the mediation server 300 .

The intermediary server 300 provides a web site or application for intermediary so that a plurality of party leaders (sellers) and a plurality of party members (buyers) can transact with each other.

The intermediary server 300 may recruit party members to participate in the party by providing a participation link for the registered party to the preliminary party member, and issues a URL address connected to the registration application page of the registered party, and the registered party is the party Depending on the exposure or non-exposure setting of the chapter, it may or may not be disclosed in a state where an application for participation is possible through a website or application operated by the mediation server 300 .

The second terminal (200-1 to 200-N) is a device connected to the account of a party member registered in the mediation server 300, and is connected to the mediation server 300 through the second terminal (200-1 to 200-N). You can apply for party member participation in a registered party.

The first terminal 100 and the second terminal 200-1 to 200-N deposit the deposit set for the party leader and the deposit set for the party member, respectively, in the deposit management means of the intermediary server 300 based on the contract details of the party. can do. Here, the deposit management means may be implemented as a management account or a virtual money management account of the intermediary server 300 .

The mediation server 300 is a configuration that performs overall operations for mediating and guaranteeing transactions between the party leader and party members. The mediation server 300 creates a party based on the information received from the first terminal 100 and the second terminal 200-1 to 200-N, or invites party members to join the party, and determines whether the contract contents are mutually fulfilled. The deposit may be deducted by diverting the deposited deposit as a penalty or transaction amount.

Specifically, the mediation server 300 forms a party upon receiving a deposit from the party leader and the party member who applied for the party member participation, and performs the contract including the mutual performance or non-fulfillment information of the contract contents from the first terminal or the second terminal Relevant information can be received.

The contract performance related information may include information related to whether the provision of the service or payment of the transaction price has been made by the deadline set for each party or whether the provided service has been misused in violation of the contract.

Based on the received contract performance-related information, when it is confirmed that the mutual performance of the contract contents is completed, the intermediary server 300 transfers the refund amount by deducting the guarantee fee from the deposited deposit or deposit to the account of the party leader and party member. Each can be paid for. The completion of the mutual performance of the contract means that the provision of services and regular payment of the transaction price have been made normally during the contract period.

In addition, if the mutual performance of the contract is completed, the party's maintenance period may be extended according to the selection of the party leader and party member, and in this case, the deposited deposit may be maintained with only the guarantee fee deducted.

On the other hand, when it is confirmed that either the party leader or the party member has not fulfilled the contract, the mediation server 300 may pay the deposit deposited from the party leader or party member who did not fulfill the contract to the other party's account. .

If the party leader does not comply with the contract according to the rules, that is, if the service is not provided by the specified deadline, the non-refundable deposit deposited from the party leader may be paid to the party member at the time of non-performance of the contract. You can have the party leader pay the amount corresponding to the penalty, add it to the non-refundable deposit, and pay it to the party members.

In addition, if a party member does not perform the contract according to the rules, that is, if the transaction amount is not deposited by the specified deadline, the non-refundable deposit deposited from the party member may be paid to the party leader at the time of non-fulfillment of the contract.

Thereafter, the party may be dissolved or the party extension may be selected by the selection of the party leader and party members, and details thereof will be described later with reference to FIG. 5 .

On the other hand, the first terminal 100 and the second terminal 200 of the present invention is a personal computer (Personal Computer) capable of Internet communication, a smart phone (smart phone), a tablet PC (tablet personal computer), a mobile phone (mobile phone) ) and PDA (Personal Digital Assistant) can be implemented in various types of terminals.

2 is a flowchart illustrating a method of mediating an online transaction between individuals according to an embodiment of the present invention.

First, a party, in which the provision of services and payment of the transaction price for the services is a contract between the party leader and the party members, is registered in the mediation server (S210). Here, the transaction amount may be set differently depending on the nature of the service, and in general may be the minimum amount required to provide the service.

For example, if the provided service is account sharing of a paid subscription service, the total amount of usage fees to be paid monthly for the period set by the party in order to maintain the subscription status may be the transaction amount. When there are a plurality of party members, the transaction amount may be equally shared among the plurality of party members.

In addition, when the party leader inputs login information for the paid subscription service on the website or application provided by the mediation server 300, the mediation server 300 transmits the input login information to the subscription service providing server, and provides a subscription service. It is possible to receive subscription-related information for the party leader's subscription service from the providing server and register it with the intermediary server. The mediation server 300 may record and store the received subscription-related information.

Thereafter, party members are recruited to participate in the party by providing a participation link for the registered party (S220).

Thereafter, deposits set based on the contract details are respectively received from the party leader of the party and the party members participating in the party (S230).

In this case, if the provision of the service and payment of the transaction amount are regularly made according to the service provision period set according to the service contract, the deposit received from the party leader and party member may be set differently depending on the transaction amount and the service provision period. .

For example, the deposit may be set in proportion to the transaction amount and the service provision period, respectively. If the monthly transaction amount to be paid by a party member is KRW 5,000 and the service period is 6 months, the party member must pay the transaction amount of KRW 5,000 6 times, so a total of KRW 30,000 must be paid as a service fee for 6 months . In this case, the deposit to be deposited by the party member must be at least KRW 5,000, which is the service fee for at least one month, in order to guarantee the transaction amount for the month to be secured in case the party member violates the contract. However, the deposit can be freely set and can be set in various ways, such as 20% of the total transaction value or a transaction value equivalent to two months' worth.

In addition, when the service to be provided by the party leader to the party members is a service that shares the party leader's account for the subscription service of paid content with party members, the transaction to be paid by each party member to the party leader according to the number of party members participating in the party You can set the price to be different.

For example, if the account sharing of the subscription service for paid content is the content of the party service, party members share the transaction amount equally. At this time, depending on the number of party members set in the party or the number of party members participating in the party, the transaction amount to be paid by each party member to the party leader may be differently guided to the party member.

In addition, when the number of party members is not set as a condition, the transaction amount to be borne by each party member according to the number of party members participating in the party may be automatically calculated in real time and informed to each party member.

Accordingly, the party member may decide whether to participate in the party according to the guided transaction amount.

Thereafter, contract performance-related information including mutual performance or non-fulfillment information of contract contents is received from the party leader or the party member's terminal ( S240 ).

After that, based on the received contract performance information, if it is confirmed that the mutual performance of the contract details has been completed, the deposited deposit or the amount obtained by deducting the guarantee fee from the deposited deposit is refunded to the account of the party leader and party member, respectively; When it is confirmed that either the party leader or the party member does not fulfill the contract, all or part of the deposit deposited from the party leader or party member who has not fulfilled the contract is paid to the other party's account (S250).

When the service provision period set according to the service contract ends, the party is extended according to the agreement of the party leader and party members in the same way as in the contract. can be

If it is confirmed that the party leader does not comply with the contract, the party may be dissolved after distributing and distributing the non-refundable deposit deposited from the party leader to the party member's account at the time of non-fulfillment of the contract. You can collect the penalty by receiving a payment from the party leader, add it to the deposit, and distribute it to the party member's account. In this case, the party may be maintained by selecting one of the party members to succeed the party leader, or one of the party members may automatically succeed the party leader according to a preset rule to maintain the party.

In addition, if it is confirmed that the party member who has received the contract from the party leader does not fulfill the contract, the non-refundable deposit deposited from the party member at the time of non-fulfillment of the contract may be paid to the party leader's account.

3 is a flowchart illustrating a method for creating a party by a party leader according to an embodiment of the present invention.

First, a party may be created by a user through the first terminal 100 (S310). At this time, the user selects the service to be provided by the party through the website or application provided by the intermediary server 300 and provides subscription-related information including the automatic payment date of the service, whether payment is made, and the contract payment date for which the subscription fee is regularly paid. You can input it, and you can set the number of party members and whether to reveal the party.

In this case, depending on whether the user (hereinafter, the party leader) allows the party to be opened to an unspecified number of the created party ( S320 ), whether the search result is exposed or not may vary.

When the party leader permits the party to be disclosed (S320:Y), the party is set to be included in the search list searched according to the generated keyword related to the party and exposed, and a participation link in the form of a URL where you can apply for participation in the party is provided. It can be issued to the corresponding party (S330).

When the party leader does not allow the party to be disclosed (S320:N), the party may not be included in the search list searched according to the generated party keyword (S340). In this case, too, a participation link in the form of a URL that can apply for participation in the party may be issued to the party.

Thereafter, it is checked whether the target subscription service of the created party has been paid (S350). Specifically, the intermediary server 300 receives, from the first terminal 100, login information for the generated party's target subscription service and subscribes to the party leader from the subscription service providing server that provides the target subscription service through the inputted login information. Receiving related information may be registered in the mediation server (300).

When it is confirmed that the party's target subscription service is not paid (S350:N), the party is waiting until the next payment date of the target subscription service (S360), and it is checked again whether the subscription service is paid on the next payment date (S350) ).

When it is confirmed that the party's target subscription service has been paid (S350:Y), a party composed of all party members and party leaders who have applied to participate in the party is formed (S370). After the party is formed, the contract between the party leader and the party member is executed, and the intermediary server 300 receives the contract performance related information from the first terminal 100 or the second terminal 200 to determine whether the contract has been fulfilled. By checking whether or not the contract is in effect, the performance of the contract is guaranteed.

If the party leader does not perform the provision of services according to the contents of the contract, a penalty may occur to the party leader.

4 is a flowchart illustrating a method for party members to participate in a party according to an embodiment of the present invention.

First, a party may be searched for by a user through the second terminal 200 (S410).

The user may search for a party in which a desired target service is provided by setting a search condition on a search condition setting menu provided together with a search window on a web site or application provided by the intermediary server 300 . The user may search for a party by setting a search condition including a desired target service, a desired sharing period, and a number of sharing requests, and a party list matching the search condition may be output ( S420 ). In this case, the mediation server 300 may output a search result according to the checked search condition from the database whenever the user checks the search condition. In this case, the payment of the target service may be output preferentially from the party in which 'YES' is checked, and in the case of the same condition, it may be output in the order of the oldest party.

Specifically, when there is no party that satisfies the user's search condition, a message informing that there is no party found and recommending to create a corresponding party may be output on the screen. If there is a party that satisfies the user's search condition, a search list including the party is output.

In this case, when the user sets a desired sharing period in the search condition setting menu, the search results may be output in narrowed down to parties that provide services during the sharing period. If there is no party providing a service during the corresponding sharing period, a party having a similar sharing period may be output.

In addition, when the user sets the desired number of sharing persons in the search condition setting menu, the search results may be narrowed down to parties set as the corresponding shared persons and outputted. If a party set as the corresponding shared person does not exist, a party having a similar set shared person may be output.

On the other hand, if the user knows the address of the participation link of the party that is not allowed to be disclosed, the user may access the corresponding party through the address of the participation link. In this case, the address of the participating link may be implemented in the form of a URL.

When the party list matching the search condition is output, the user may select any one party from the output party list (S430). At this time, it is determined whether the selected party is currently available for participation (S440), and if the currently available state is available (S440:Y), the user can participate in the corresponding party (S450). If the selected party is not currently available for participation (S440:N), after waiting for party participation until the next payment date of the target service of the party (S460), the party may be joined.

A user participating in the party (hereinafter, a party member) may deposit a deposit (S470) and receive services provided by the party from the party leader. In this case, the deposit to be deposited may be set differently according to the number of party members and the service provision period.

5 is a flowchart illustrating a method of guaranteeing non-fulfillment of contract contents according to an embodiment of the present invention.

After the party is formed, a preset deposit may be deposited from the party leader and party member, respectively.

Thereafter, the party leader performs the payment of the regular payment service by the preset deadline, determines whether the account information is normally shared (S510), and if the account information is normally shared (S510:Y), it is determined whether the party member complies with the party rules ( S550). Here, the party rule refers to the contents of a contract to pay the transaction price for the target service until the deadline set in the party or to continuously pay the transaction price to the party for a set period.

If it is determined that the party member complies with the party rules based on the contract performance-related information received from the first terminal 100 (S550:Y), the user may automatically pay the usage fee on the next regular service payment date (S570). If it is determined that the party member does not comply with the party rules (S550:N), the party member may be withdrawn and the deposit deposited from the party member may not be returned (S560).

On the other hand, if it is determined that the account information is not normally shared from the party leader (S510:N), the non-refundable deposit deposited from the party leader is collected (S520). In this case, if a penalty is set in the contract, an additional penalty may be collected from the party leader.

Thereafter, it is determined whether any one of the party members newly succeeds the party leader (S530). If there is no party member to succeed the party leader (S530:N), the deposit and the penalty are distributed to the party members and paid, and the party is dissolved (S540). If there is a party member who will succeed the party leader (S530:Y), the corresponding party member may succeed the party leader and the next transaction price may be paid and settled (S570). Thereafter, the party leader may repeatedly perform the procedure of determining whether the payment of the regular payment service is performed by the preset deadline and whether the account information is normally shared.

After the contract set for the party is terminated, it is determined whether the party is extended with the consent of the party leader and party members (S580). When the extension of the party is selected (S580:Y), in this case, the contract set in the party may be automatically extended. At this time, the contract may be automatically extended with the same contents as the previous contract or extended with the contents changed by the party leader, after which the party leader performs the payment of the regular payment service until the preset deadline and determines whether the account information is normally shared can be repeatedly performed.

If the extension of the party is not selected (S580:N), the party leader may settle the non-refundable deposit and the penalty between the party leader and party members and dissolve the party (S590).

6 is a diagram illustrating a screen for selecting a party registered by a party leader according to an embodiment of the present invention.

A list of parties generated from the first terminal 100 may be displayed on one screen of the web site 60 provided by the intermediary server 300 . In this case, the list of parties displayed on the screen of the website may be composed of only those parties set by the party leader of each party to allow exposure by search.

For example, as shown in FIG. 6 , a first party 62-1 that has an account sharing contract with 'Movieplex', a regular subscription site that provides streaming services of domestic and foreign movies and dramas for a fee. , free monthly at the 2nd party (62-2) contracted for account sharing of 'Wa TV', a regular subscription site that provides streaming services for past TV and Internet broadcasting for a fee, and 'BK Telecom', a telecommunication company A list including the third party 62 - 3 , in which the contract is to provide the party members with the right to use 1 GB of the provided Internet data on a monthly basis, may be displayed on the screen of the web site 60 .

Here, each displayed list may include information related to the party, such as the type of service provided by the party, transaction period, monthly transaction amount, the number of party members to be recruited, and a deposit, and may include a button to apply for participation in the party. can When a user who wants to participate in a party presses the participation application button, it may be moved to a detailed page for the corresponding party. On the detail page, there is a screen including a UI for payment of deposit and transaction amount, communication with party leaders and other party members through direct message or chatting, receiving services provided by the party, and entering information related to contract execution. can be displayed.

On the other hand, the user of the second terminal 200 accessing the website 60 through the search window 61 disposed on one side of the website 60, the name of the party providing the service to participate in the corresponding service, such as When a related keyword is searched for, a search list including only parties providing the corresponding service may be displayed. In this case, the user may set various search conditions by expanding the search window 61 according to selection.

For example, the user sets the desired transaction period, transaction amount, and number of recruiting party members as search conditions in the search window 61 with the expanded search conditions to further customize the search list for parties that provide the service according to the user's needs. can be narrowed down

According to various embodiments of the present invention as described above, it is possible to ensure the stability of online transactions that need to be made long-term and continuously between individuals.

Meanwhile, the mediation method according to the above-described various embodiments may be implemented as a program and stored in various recording media. That is, a computer program that is processed by various processors to execute the above-described mediation method may be used in a state stored in a recording medium.

As an example, i) registering a party with the intermediary server in which the provision of services for the preset contract period and the regular payment of the transaction price for the service during the contract period are the contents of the contract between the party leader and party members, ii) registration Recruiting party members to participate in the party by providing a link to the party that has been established, iii) receiving a deposit set based on the contract details from the party leader and party members participating in the party, iv) the party leader or party member receiving contract performance-related information, including information on mutual performance or non-performance of contract details, from the terminal of The amount of the refund after deducting the guarantee fee from the deposited or deposited deposit is paid through the payment means registered in the account of the party leader and party member, respectively. A non-transitory computer readable medium storing a program for performing the step of paying the deposit deposited from the party leader or party member who has not fulfilled the payment to the other party through the payment means registered in the other party's account will be provided can

The non-transitory readable medium refers to a medium that stores data semi-permanently, rather than a medium that stores data for a short moment, such as a register, cache, memory, and the like, and can be read by a device. Specifically, the various applications or programs described above may be provided by being stored in a non-transitory readable medium such as a CD, DVD, hard disk, Blu-ray disk, USB, memory card, ROM, and the like.

On the other hand, although preferred embodiments of the present invention have been illustrated and described above, the present invention is not limited to the specific embodiments described above, and the technical field to which the present invention pertains without departing from the gist of the present invention as claimed in the claims In addition, various modifications are possible by those of ordinary skill in the art, and these modifications should not be individually understood from the technical spirit or perspective of the present invention.

100: first terminal 200-1 ~ 200-N: second terminal
300: mediation server 1000: mediation system
2000: network

Claims (14)

In the mediation method of online transactions between individuals,
A method comprising: registering a party in a contract between a party leader and a party member to provide a service for a preset contract period and to periodically pay a transaction price for the service during the contract period in an intermediary server;
recruiting party members to participate in the party by providing a participation link for the registered party;
receiving a deposit set based on the contract details from a party leader of the party and a party member participating in the party, respectively;
receiving contract performance-related information including information on mutual performance or non-fulfillment of the contract contents from the party leader or the party member's terminal; and
When it is confirmed that the mutual performance of the contract details has been completed based on the received contract performance information, the deposited deposit or the refund amount deducting the guarantee fee from the deposited deposit is registered in the account of the party leader and party member If it is confirmed that one of the party leader or party member does not fulfill the above contract, the deposit deposited from the party leader or party member who did not fulfill the above contract is registered in the other party's account. A brokerage method comprising a; the step of paying the other party through a payment means. The method of claim 1,
The payment step is
A brokerage method, characterized in that the refund is paid by regular installment refund during the contract period or a temporary refund after the contract period expires. According to claim 1,
The step of receiving the deposit,
When the service is a service for sharing the party leader's account for the subscription service of paid content with the party member, the transaction amount to be paid by each party member to the party leader varies according to the number of party members participating in the party Brokerage method, characterized in that it is set to lose. 4. The method of claim 3,
The registration step is
When the party leader inputs log-in information for the subscription service, receiving subscription-related information for the subscription service of the party leader from a subscription service providing server through the input log-in information, characterized in that it is registered in the intermediary server mediation method. According to claim 1,
The payment step is
If it is confirmed that the party leader does not fulfill the contract, the party is dissolved after distributing the non-refundable deposit deposited from the party leader at the time of non-fulfillment of the contract to the party members, and the party leader fulfills the contract If it is confirmed that the received party member does not comply with the contract, the party member who has not fulfilled the contract is withdrawn from the party, recruits new party members, and returns the non-refundable deposit deposited from the party member at the time of non-fulfillment of the contract. Brokerage method, characterized in that the payment to the chief. 6. The method of claim 5,
If it is confirmed that the party leader does not fulfill the contract, any one of the party members selects or succeeds the party leader according to a preset rule. According to claim 1,
When the service provision period set according to the contract details of the service ends, the party is extended in the same way as in the contract according to the consent of the party leader and the party member, and a deposit is collected from the party leader and the party member who agreed to the extension Mediation method, characterized in that it further comprises; receiving an additional deposit. In the intermediary system of the online transaction between individuals comprising a first terminal, a second terminal and a mediation server,
The first terminal,
Registering a party in the mediation server that provides services for a preset contract period and regular payment of the transaction price for the service during the contract period as a contract between the party leader and party members, and based on the contract Deposit the deposit set for the chief in the deposit management means of the brokerage server,
The second terminal,
Applying for party member participation in the party registered in the mediation server, depositing the deposit set for the party member based on the contract details in the deposit management means,
The intermediary server,
Recruiting party members to participate in the party by providing a participation link to the registered party, forming a party consisting of the party leader and party members who have applied for the party member participation, and receiving the contract details from the first terminal or the second terminal Receive contract performance-related information including information on mutual performance or non-performance of The refund amount after deducting the guarantee fee from the deposit is paid through the payment means registered in the account of the party leader and party member, respectively, and if it is confirmed that either the party leader or party member does not perform the above contract, the A brokerage system that pays the other party the deposit from the party leader or party member who has not been fulfilled through the payment method registered in the other party's account. 9. The method of claim 8,
The intermediary server,
A brokerage system, characterized in that the refund is paid by regular installment refund during the contract period or a temporary refund after the contract period expires. 9. The method of claim 8,
The intermediary server,
When the service is a service for sharing the party leader's account for the subscription service of paid content with the party member, the transaction amount to be paid by each party member to the party leader varies according to the number of party members participating in the party Brokerage system, characterized in that it is set to lose. 11. The method of claim 10,
The intermediary server,
When login information for the subscription service is received from the first terminal, the brokerage system, characterized in that it receives and registers the subscription-related information for the subscription service of the party leader from a subscription service providing server through the received login information . 9. The method of claim 8,
The intermediary server,
If it is confirmed that the party leader does not fulfill the contract details, at the time of contract non-performance, the non-refunded deposit deposited from the first terminal is distributed and paid to the party members, then the party is dissolved, and the contract content is sent from the party leader If it is confirmed that the party member who has been fulfilled does not fulfill the contract, the party member who has not fulfilled the contract is withdrawn from the party, new party members are recruited, and the non-refundable deposit deposited from the second terminal at the time of contract default Brokerage system, characterized in that the payment to the party leader. 13. The method of claim 12,
The intermediary server,
If it is confirmed that the party leader does not fulfill the contract, any one of the party members selects or succeeds the party leader according to a preset rule. 9. The method of claim 8,
The intermediary server,
When the service provision period set according to the contract details of the service ends, the party is extended in the same way as in the contract according to the agreement of the party leader and the party member, and the first terminal and the first party member who agrees to the extension 2 Brokerage system, characterized in that receiving an additional deposit from the terminal.

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