KR102516752B1 - Mediation system for online dealings between individuals - Google Patents

Abstract

A mediation method for online transactions between individuals is disclosed. The brokerage method of the present invention includes the steps of registering a party in a brokerage server, the provision of services for a predetermined contract period and periodic payment of transaction prices for the service during the contract period as the contents of an agreement between the party leader and party members; Depositing deposits set based on contract details from the party leader and party members participating in the party, receiving contract performance-related information including mutual performance or non-fulfillment information from the party leader or party member's terminal, and , Based on the received contract performance information, when it is confirmed that the mutual fulfillment of the contract details has been completed, the deposited deposit or the deposit minus the guarantee fee is refunded to the payment method registered in the account of the party leader and party member. If it is confirmed that either the party leader or one of the party members is not fulfilling the contract, the deposit deposited from the party leader or party member who did not fulfill the contract is paid to the other party through the payment method registered in the other party's account. It includes steps to

Description

Brokerage system for online transactions between individuals {MEDIATION SYSTEM FOR ONLINE DEALINGS BETWEEN INDIVIDUALS}

The present invention relates to a method and system for mediating online transactions between individuals, and more particularly, to a method and system for mediating online transactions between individuals continuously and over a long period of time.

As the media market is activated along with the advent of smart devices and the development of communication, the video streaming market, where you can enjoy dramas and movies anytime, anywhere, is growing rapidly.

Recently, in the case of video streaming services such as movies and dramas that support simultaneous access, a large number of people share IDs and passwords, and the number of people economically enjoying the service through one account is increasing.

A typical example is a transaction in which a subscriber shares an account ID and password with another person, and the other person pays a part of the subscription fee in return.

However, if these transactions are made online anonymously, users who share accounts of paid subscription services or provide certain services may have a risk of not keeping the transaction period promised by the transaction target or not paying the transaction price, which may affect the stability of the transaction. there is anxiety about In addition, in the case of users who share accounts or receive certain services, if the transaction period is long, the transaction target often demands a lump sum payment for the transaction period, which exposes them to financial damage as well as the risk of fraud. there is

There is an escrow service in which a third party acts as a broker to store the transaction amount and settle the settlement when the transaction between users is completed. However, this existing escrow service only brokers and guarantees one-time transactions between individuals. There is a problem that cannot guarantee long-term and continuous transactions between users, such as service account sharing. In addition, these existing escrow services have a problem in that they only mediate one-to-one transactions and cannot mediate one-to-many transactions.

Accordingly, there is an increasing need for a method capable of guaranteeing the stability of transactions in long-term, continuous transactions and one-to-many transactions between users.

The present invention is to solve the above problems, and an object of the present invention is to provide an online transaction mediation method and system capable of guaranteeing the stability of long-term and continuous online transactions between individuals.

In order to achieve the above object, a brokerage method for online transactions between individuals according to an embodiment of the present invention provides services for a predetermined contract period and regularly pays the transaction price for the service during the contract period to the party leader and Step of registering a party with the contents of an agreement between party members in an intermediary server, step of recruiting party members to participate in the party by providing a participation link for the registered party, receiving information from the party leader of the party and party members participating in the party Depositing deposits set based on the contents of the contract, receiving contract performance-related information including mutual fulfillment or non-fulfillment information of the contract contents from a terminal of the party leader or party member, and performing the received contract Based on the relevant information, if it is confirmed that the mutual fulfillment of the contract details has been completed, the deposited deposit or the refund amount after deducting the guarantee fee from the deposited deposit is paid through the payment means registered in the accounts of the party leader and party members. If it is confirmed that the party leader or party member does not fulfill the above contract, the deposit deposited from the party leader or party member who did not fulfill the above contract is transferred to the other party through the payment method registered in the other party's account. includes the payment of

At this time, in the step of paying, the refund amount may be paid by regular installment refund during the contract period or a lump sum refund after the contract period expires.

In addition, in the step of receiving the deposit, when the service is a service in which the party leader's account for a paid content subscription service is shared with the party member, each party member sends the party leader according to the number of party members participating in the party. The transaction amount to be paid can be set to be different.

In addition, in the registering, when the party leader inputs login information for the subscription service, the mediation server receives subscription-related information for the subscription service of the party leader from a subscription service providing server through the input login information. can be registered in

In addition, in the step of paying, if it is confirmed that the party leader does not fulfill the contract, disbanding the party after distributing and paying the non-refundable deposit deposited from the party leader to the party members at the time of non-fulfillment of the contract, If it is confirmed that the party member who has fulfilled the contract from the chapter does not fulfill the contract, the party member who has not fulfilled the contract is withdrawn from the party and new party members are recruited, and at the time of the contract failure, the party member The deposited non-refundable deposit may be paid to the party leader.

In addition, if it is confirmed that the party leader does not fulfill the contract, one of the party members may succeed the party leader according to selection or preset rules.

In addition, in the mediation method, when the service provision period set according to the contents of the service contract ends, the party extends the same as the contents of the contract according to the consent of the party leader and the party member, and the party leader agrees to the extension. The method may further include receiving an additional deposit from one of the party members.

On the other hand, in the mediation system for online transactions between individuals including a first terminal, a second terminal and a mediation server according to an embodiment of the present invention, the first terminal provides services for a preset contract period and the contract Deposit management means of the mediation server, which registers a party whose content is the contractual agreement between the party leader and party members for regular payment of the transaction price for the service during the period of time, and registers the deposit set for the party leader based on the content of the agreement in the mediation server. The second terminal applies for party member participation in the party registered in the mediation server, deposits the deposit set for the party member based on the contract details in the deposit management means, and the mediation server applies to the registered party member. Recruit party members to participate in the party by providing a participation link for, form a party composed of the party leader and party members who applied for participation, and mutually fulfill the contents of the contract from the first terminal or the second terminal Or, if contract performance-related information including non-performance information is received, and based on the received contract performance-related information, it is confirmed that mutual performance of the contents of the contract has been completed, the guarantee fee from the deposited deposit or the deposited deposit. is paid through the payment method registered in the account of the party leader and party member, respectively, and if it is confirmed that either the party leader or the party member does not fulfill the contract, the party that did not fulfill the contract The deposit deposited by the head or party member is paid to the other party through the payment method registered in the other party's account.

In this case, the mediation server may pay the refund amount by regular installment refund during the contract period or a lump sum refund after the contract period expires.

In addition, when the service is a service in which the party leader's account for a paid content subscription service is shared with the party members, each party member pays the party leader according to the number of party members participating in the party. You can set the transaction price to be different.

Further, when the mediation server receives login information for the subscription service from the first terminal, the mediation server receives and registers subscription-related information for the subscription service of the party leader from a subscription service providing server through the received login information. can

In addition, when it is confirmed that the party leader does not fulfill the contract, the mediation server disbands the party after distributing and paying the non-refundable deposit deposited from the first terminal at the time of contract failure to the party members. If it is confirmed that the party member who has fulfilled the contents of the contract from the chapter does not fulfill the contents of the contract, the party member who has not fulfilled the contents of the contract is withdrawn from the party and new party members are recruited, and at the time of the contract failure, the second party member The non-refundable deposit deposited from the terminal may be paid to the party leader.

Further, the mediation server may allow one of the party members to succeed the party leader according to a selection or a predetermined rule when it is confirmed that the party leader does not fulfill the contract.

In addition, when the service provision period set according to the contents of the service contract ends, the mediation server extends the party identically to the contents of the contract according to the consent of the party leader and the party member, and the first terminal and the extension An additional deposit may be received from the second terminal of the party member who has agreed.

According to various embodiments of the present invention as described above, it is possible to guarantee the stability of online transactions that need to be made continuously and for a long time between individuals.

In order to more fully understand the drawings cited in the detailed description of the present invention, a brief description of each drawing is provided.
1 is a diagram for briefly explaining the configuration of an intermediary system for online transactions between individuals according to an embodiment of the present invention;
Figure 2 is a flow chart for explaining a brokerage method of online transactions between individuals according to an embodiment of the present invention;
3 is a flowchart for explaining a method for creating a party by a party leader according to an embodiment of the present invention;
4 is a flowchart for explaining a method of party participation by a party member according to an embodiment of the present invention;
5 is a flowchart for explaining a method for guaranteeing non-fulfillment of contract details according to an embodiment of the present invention;
6 is a diagram showing a screen for selecting a registered party by a party leader according to an embodiment of the present invention.

First, terms used in the present specification and claims are general terms in consideration of functions in various embodiments of the present invention. However, these terms may vary depending on the intention of a technician working in the field, legal or technical interpretation, and the emergence of new technologies. Also, some terms may be terms arbitrarily selected by the applicant. These terms may be interpreted as the meanings defined in this specification, and if there is no specific term definition, they may be interpreted based on the overall content of this specification and common technical knowledge in the art.

In addition, the same reference numerals or numerals in each drawing attached to this specification indicate parts or components that perform substantially the same function. For convenience of explanation and understanding, the same reference numerals or symbols will be used in different embodiments. That is, even if all components having the same reference numerals are shown in a plurality of drawings, the plurality of drawings do not mean one embodiment.

Also, in the present specification and claims, terms including ordinal numbers such as 'first' and 'second' may be used to distinguish between elements. These ordinal numbers are used to distinguish the same or similar components from each other, and the meaning of the term should not be limitedly interpreted due to the use of these ordinal numbers. For example, elements combined with such ordinal numbers should not be construed as limiting the use order or arrangement order by the number. If necessary, each ordinal number may be used interchangeably.

In this specification, singular expressions include plural expressions unless the context clearly indicates otherwise. In this application, terms such as 'comprise' or 'comprise' are intended to designate that there is a feature, number, step, operation, component, part, or combination thereof described in the specification, but one or more other It should be understood that the presence or addition of features, numbers, steps, operations, components, parts, or combinations thereof is not precluded.

Also, in an embodiment of the present invention, when a part is said to be connected to another part, this includes not only a direct connection but also an indirect connection through another medium. In addition, the meaning that a certain part includes a certain component means that it may further include other components rather than excluding other components unless otherwise specified.

Hereinafter, the present invention will be described in more detail with reference to the accompanying drawings.

1 is a diagram for briefly explaining the configuration of a mediation system for online transactions between individuals according to an embodiment of the present invention.

Referring to FIG. 1 , the mediation system 1000 of the present invention includes a first terminal 100 , a second terminal 200 and a mediation server 300 . The first terminal 100, the second terminal 200, and the mediation server 300 may be connected to each other through the network 2000, and the second terminal 200 is implemented in plurality (200-1 to 200-N). It can be.

At this time, the communication method of the network 2000 is not limited, and a communication method utilizing a communication network (eg, mobile communication network, wired online, wireless online, broadcasting network) that the network 2000 may include, as well as a short distance between devices Wireless communication may also be included. For example, the network 2000 may include wireless Internet technologies such as wireless LAN (WLAN) (WiFi), wireless broadband (Wibro) and/or World Interoperability for Microwave Access (Wimax), Bluetooth, and Near Field Communication (NFC). ) and/or RFID (Radio Frequency Identification) and/or short-range communication technologies such as CDMA (Code Division Multiple Access), GSM (Global System for Mobile communication), LTE (Long Term Evolution) and/or LTE-Advanced Mobile communication technologies, and/or V2X (Vehicle to Everything) communication technologies such as V2I (Vehicle to Infra).

The first terminal 100 is a device connected to the account of the party leader registered in the mediation server 300, and can register a party with the mediation server 300 and recruit party members through the first terminal 100.

Here, the party is a group consisting of a party leader who provides a service and a party member who participates in the party to receive a service and pays for it, and may be matched with each other through the mediation server 300 . In this case, a plurality of party members may participate in the party, and accordingly, the party leader and party members may be matched one-to-many.

Meanwhile, the service may be various service obligations to be provided to party members by the party leader according to the contents of the party contract.

For example, the service provided by the party leader may be a service obligation in which the party leader shares an account of a paid regular subscription service that the party leader subscribes to or wants to subscribe to every month for a certain period of time and maintains the subscription, or It may be a service obligation to transmit the data usage right of some of the Internet data every month for a certain period of time.

That is, it is preferable that the service provided by the party leader is a service subject to long-term or continuous transactions between online users, such as account sharing or benefit sharing of services requiring regular payment. However, according to the technical idea of the present invention, it is obvious that the service provided by the party leader is not interpreted as being limited to the above-described embodiment.

Here, the account sharing of the paid subscription service may be performed by the party leader individually notifying the party members of the account information including the ID and password of the party leader, but the account input by the party leader in the mediation server 300. Based on the information, it can be done in various ways, such as providing party members with an encrypted access path to a paid regular subscription service.

Meanwhile, each party member who has been provided with a service by the party leader pays for the service provided or to be provided by the party leader through a payment method registered in the party leader's account. Here, the means of receiving the payment may be a bank account of the party leader or a virtual account registered in the party leader's account managed by the mediation server 300, or may be virtual money such as points. However, in the following, for convenience, the payment means is specified as an account and explained.

The provision of these services and payment may be made regularly during a period set by the party.

The first terminal 100 may register in the mediation server 300 a party that provides services and pays transaction prices for the services as contents of an agreement between the party leader and party members.

The mediation server 300 provides a website or application that mediates a plurality of party leaders (sellers) and a plurality of party members (buyers) to transact with each other.

The mediation server 300 may recruit party members to participate in the party by providing a participation link for the registered party to prospective party members. Depending on the exposure or non-exposure setting of the chapter, it may or may not be disclosed in a state in which an application for participation is possible through a website or application operated by the mediation server 300.

The second terminals 200-1 to 200-N are devices connected to the accounts of party members registered in the mediation server 300, and are connected to the mediation server 300 through the second terminals 200-1 to 200-N. You can apply to join a party member in a registered party.

The first terminal 100 and the second terminals 200-1 to 200-N deposit the deposit set for the party leader and the deposit set for the party member in the deposit management means of the mediation server 300, respectively, based on the contents of the party contract. can do. Here, the deposit management means may be implemented as a management account or a virtual money management account of the mediation server 300 .

The mediation server 300 is a component that performs overall operations for mediating and guaranteeing transactions between a party leader and party members. The mediation server 300 creates a party based on information received from the first terminal 100 and the second terminals 200-1 to 200-N, or invites party members to join the party, and determines whether or not the contract is mutually fulfilled. Deposit can be deducted by diverting the deposit deposited as a penalty or transaction price.

Specifically, the mediation server 300 forms a party when a deposit is received from a party leader and a party member who has applied for participation, and performs a contract including mutual fulfillment or non-fulfillment information of contract contents from the first terminal or the second terminal. Receive related information.

The information related to the execution of the contract may include information related to whether the provision of services or the payment of the transaction price has been made by the deadline set for each party, or whether the provided service has been misused in violation of the contract.

The mediation server 300, based on the received contract fulfillment-related information, when it is confirmed that the mutual fulfillment of the contents of the contract has been completed, the deposited deposit or the refund amount obtained by deducting the guarantee fee from the deposited deposit is transferred to the accounts of the party leader and party members. each can be paid. Completion of mutual fulfillment of the contents of the contract means that the provision of services and regular payment of the transaction price have been made normally during the contract period.

In addition, when the mutual fulfillment of the contract details is completed, the party maintenance period may be extended according to the choice of the party leader and party members, and in this case, the deposited deposit may be maintained as it is with only the guarantee fee deducted.

On the other hand, the mediation server 300 can pay the deposit deposited from the party leader or party member who did not fulfill the contract to the account of the other party when it is confirmed that either the party leader or the party member has not fulfilled the contract. .

If the party leader does not fulfill the contract according to the rules, that is, if the service is not provided by the specified deadline, the non-refundable deposit deposited by the party leader at the time of contract failure can be paid to the party member, and if a penalty is additionally set The party leader can pay the amount corresponding to the penalty, and it can be paid to the party member by adding it to the non-refundable deposit.

In addition, if the party member does not fulfill the contract according to the rules, that is, if the transaction price is not deposited by the specified deadline, the non-refundable deposit deposited by the party member at the time of the contract failure can be paid to the party leader.

Thereafter, the party may be disbanded or the party extension may be selected by the selection of the party leader and party members, which will be described later with reference to FIG. 5 .

Meanwhile, the first terminal 100 and the second terminal 200 of the present invention are a personal computer capable of internet communication, a smart phone, a tablet PC, and a mobile phone. ) and PDA (Personal Digital Assistant).

2 is a flowchart illustrating a method for mediating online transactions between individuals according to an embodiment of the present invention.

First, the provision of services and the payment of transaction prices for the services are registered in the mediation server as the content of the contract between the party leader and party members (S210). Here, the transaction price may be set differently depending on the nature of the service, and may generally be the minimum amount required to provide the service.

For example, if the provided service is account sharing of a paid regular subscription service, the transaction price may be the total amount of usage fees that the party must pay monthly for a set period in order to maintain the corresponding subscription status. When there are a plurality of party members, this transaction price can be equally divided among the plurality of party members.

In addition, when the party leader inputs login information for the paid subscription service on the website or application provided by the mediation server 300, the mediation server 300 transmits the entered login information to the subscription service providing server, and the subscription service Subscription-related information about the party leader's subscription service may be received from the provision server and registered in the mediation server. The mediation server 300 may record and store the received subscription-related information.

Thereafter, a participation link for the registered party is provided to recruit party members to participate in the party (S220).

Thereafter, deposits set based on the contents of the contract are deposited from the party leader and party members participating in the party (S230).

At this time, if the service is provided and the transaction price is paid regularly according to the service provision period set according to the service contract, the deposit received from the party leader and party members may be set differently according to the transaction price and service provision period. .

For example, the deposit may be set in proportion to the transaction price and service provision period. If the transaction price to be paid by the party member per month is 5,000 won and the service period is 6 months, the party member must pay the transaction price of 5,000 won 6 times, so a total of 30,000 won is paid as service fee for 6 months. . At this time, the deposit to be deposited by the party member must be at least 5,000 won, which is the service charge for one month, so that the transaction price of the month to be secured in case of contract violation by the party member can be guaranteed. However, the deposit can be set freely and can be set in various ways, such as 20% of the total transaction amount or the transaction amount equivalent to 2 months.

In addition, if the service to be provided by the party leader to the party members is a service in which the party leader's account for the paid content subscription service is shared with the party members, each party member must pay the party leader according to the number of party members participating in the party. You can set the price to be different.

For example, if account sharing for a paid content subscription service is the content of a party service, the party members equally share the transaction cost, so as the number of party members participating in the party increases, the transaction cost that each party member must bear also increases. At this time, depending on the number of party members set in the party or the number of party members participating in the party, the transaction price to be paid to the party leader by each party member may be differently informed to the party members.

In addition, when the number of party members is not set as a condition, a transaction price to be borne by each party member is automatically calculated in real time according to the number of party members participating in the corresponding party, and information may be provided to each party member.

Accordingly, the party member may decide whether or not to participate in the party according to the transaction amount notified.

Thereafter, information related to contract fulfillment including mutual fulfillment or non-fulfillment information of the contents of the contract is received from the terminal of the party leader or party member (S240).

Thereafter, based on the information related to the execution of the contract received, when it is confirmed that the mutual execution of the contents of the contract has been completed, the deposited deposit or the amount obtained by deducting the guarantee fee from the deposited deposit is refunded to the account of the party leader and the party member, respectively, If it is confirmed that one of the party leader or party members does not fulfill the terms of the contract, all or part of the deposit deposited from the party leader or party member who did not fulfill the terms of the contract is paid to the account of the other party (S250).

When the service provision period set according to the contents of the service contract ends, the party is extended according to the agreement of the party leader and party members according to the contents of the contract, and the party is extended when an additional deposit is received from the party leader and party members who agreed to the extension. It can be.

If it is confirmed that the party leader has not fulfilled the contract, the non-refundable deposit deposited by the party leader at the time of contract failure can be distributed and paid to the accounts of the party members, and then the party can be dissolved. In this case, the cancellation fee can be collected by receiving payment from the party leader, added to the deposit, and distributed to the accounts of the party members. In this case, the party may be maintained by selecting one of the party members to succeed the party leader or one of the party members may automatically succeed the party leader according to a preset rule and the party may be maintained.

In addition, if it is confirmed that the party member who has been fulfilled by the party leader does not fulfill the contract, the non-refundable deposit deposited by the party member at the time of the contract failure can be paid to the party leader's account.

3 is a flowchart illustrating a method for creating a party by a party leader according to an embodiment of the present invention.

First, a party may be created by a user through the first terminal 100 (S310). At this time, the user selects the service to be provided by the party through the website or application provided by the mediation server 300, and provides subscription-related information, including the date of automatic payment of the service, whether or not the payment is made, and the contracted payment date on which the subscription fee is paid regularly. You can enter it, and you can set the number of people in the party and whether or not to disclose the party.

At this time, whether or not to expose the search results may vary depending on whether the user (hereinafter, the party leader) allows the disclosure of the party in which the created party is disclosed to an unspecified number of people (S320).

If the party leader allows the party to be disclosed (S320:Y), the party is set to be included in the search list searched according to the keywords related to the created party and exposed, and a URL-type participation link that allows participation in the party is provided. It can be issued to the corresponding party (S330).

If the party leader does not allow the party to be disclosed (S320:N), the party may be set so as not to be exposed by not including the party in a search list searched according to keywords related to the created party (S340). In this case, a participation link in the form of a URL capable of applying for participation in the party may also be issued to the corresponding party.

Thereafter, it is checked whether or not the target subscription service of the created party has been paid (S350). Specifically, the mediation server 300 receives login information for the target subscription service of the created party from the first terminal 100 and subscribes the party leader from the subscription service providing server that provides the target subscription service through the input login information. It is possible to receive related information and register it in the mediation server 300 .

If it is confirmed that the subscription service of the party has not been paid (S350:N), party formation is waited until the next payment date of the target subscription service (S360), and it is checked again whether the subscription service has been paid on the next payment date (S350). ).

When it is confirmed that the subscription service for the party has been paid (S350:Y), a party composed of all party members and the party leader who applied for participation in the party is formed (S370). After the party is formed, the contents of the contract between the party leader and the party members are fulfilled, and the mediation server 300 receives information related to the contract execution from the first terminal 100 or the second terminal 200 to determine whether the contents of the contract have been fulfilled. to ensure the fulfillment of the contract.

If the party leader does not provide services according to the terms of the contract, the party leader may incur a penalty. To this end, after the party is formed, the party leader may receive consent to the penalty in case of contract violation.

4 is a flowchart illustrating a method of party participation by a party member according to an embodiment of the present invention.

First, a party may be searched for by a user through the second terminal 200 (S410).

The user can search for a party providing a desired target service by setting a search condition on a search condition setting menu provided along with a search window on a website or application provided by the mediation server 300 . The user may search for a party by setting a search condition including a desired target service, a desired sharing period, and the number of people requesting sharing, and a list of parties matching the search condition may be output (S420). At this time, the mediation server 300 may output a search result according to the checked search condition from the database whenever the user checks the search condition. At this time, the party whose payment for the target service is checked as 'YES' may be preferentially output, and in the case of the same condition, the party may be output in the order of generation.

Specifically, when there is no party that satisfies the user's search condition, a message notifying that there is no searched party and recommending creation of a corresponding party may be displayed on the screen. If there is a party that satisfies the user's search condition, a search list including the party is output.

At this time, if the user sets a desired sharing period in the search condition setting menu, the search result may be narrowed down to a party providing a service during the sharing period and outputted. When a party providing a service during the corresponding sharing period does not exist, a party having a similar sharing period may be output.

In addition, if the user sets a desired number of people to share in the search condition setting menu, search results may be narrowed down to a party set to the number of people to share and output. If a party set with the corresponding number of people to share does not exist, a party with a similar number of people to share may be output.

Meanwhile, if the user knows the address of the participating link of the party whose disclosure is not permitted, the user may access the corresponding party through the address of the participating link. At this time, the address of the participation link may be implemented in a URL format.

When a party list matching the search condition is output, the user can select any one party from the output party list (S430). At this time, it is determined whether the selected party is currently in a state in which participation is possible (S440), and if it is in a state in which participation is currently possible (S440:Y), the user can participate in the corresponding party (S450). If the selected party is not currently in a state in which participation is possible (S440:N), party participation may be waited until the next payment date of the party target service (S460), and then the party may participate.

Users participating in the party (hereinafter, party members) may deposit a deposit (S470) and receive services provided by the party from the party leader. At this time, the deposited deposit may be set differently according to the number of party members and the service provision period.

5 is a flowchart illustrating a method of guaranteeing non-fulfillment of contract details according to an embodiment of the present invention.

After the party is formed, predetermined deposits may be received from the party leader and party members.

Thereafter, it is determined whether the party leader pays for the regular payment service by a predetermined deadline, and whether the account information is normally shared (S510), and if it is normally shared (S510:Y), it is determined whether the party member complies with the party rules S550). Here, the party rule refers to the contents of a contract to pay a transaction price for a target service until a deadline set for the party or to continuously pay a transaction price for a predetermined period to the party.

If it is determined that the party member has complied with the party rules based on the information related to contract fulfillment received from the first terminal 100 (S550:Y), the usage fee can be automatically paid on the next regular service payment date (S570). If it is determined that the party member did not comply with the party rules (S550:N), the party member may be withdrawn and the deposit deposited from the party member may not be returned (S560).

On the other hand, if it is determined that the account information is not normally shared from the party leader (S510: N), the non-refundable deposit deposited from the party leader is collected (S520). At this time, if a penalty is set in the contract, the penalty may be additionally collected from the party leader.

Thereafter, it is determined whether one of the party members newly succeeds the party leader (S530). If there is no party member to succeed the party leader (S530: N), the deposit and penalty are distributed and paid to the party members, and the party is disbanded (S540). When there is a party member to succeed the party leader (S530:Y), the party member succeeds the party leader, and payment and settlement of the next transaction may be made (S570). Thereafter, the party leader may perform a payment for the periodic payment service by a predetermined deadline, and may repeatedly perform a procedure for determining whether account information is normally shared.

After the contract set for the party is terminated, it is determined whether the party is extended under the consent of the party leader and party members (S580). If the extension of the party is selected (S580:Y), in this case, the contract set in the party may be automatically extended. At this time, the contract may be automatically extended with the same contents as the previous contract or may be extended with the contents changed by the party leader, and thereafter, a procedure for determining whether the party leader performs regular payment service payment by a predetermined deadline and shares account information normally can be performed repeatedly.

If the extension of the party is not selected (S580: N), the party leader and party members may settle the non-refundable deposit and penalty between the party leader and party members, and the party may be disbanded (S590).

6 is a diagram showing a screen for selecting a registered party by a party leader according to an embodiment of the present invention.

A list of parties created from the first terminal 100 may be displayed on one screen of the website 60 provided by the mediation server 300 . In this case, the list of parties displayed on the screen of the web site may be composed of only the parties set by the party leader of each party to be exposed through a search.

For example, as shown in FIG. 6, the first party 62-1 contracts to share an account of 'Movieplex', a regular subscription site that provides streaming services of domestic and foreign movies and dramas for a fee. , The second party (62-2) and the telecommunications company 'BK Telecom' contract for account sharing of 'Wa TV', a regular subscription site that provides streaming services for past TV broadcasts and Internet broadcasts for a fee, free of charge every month. A list including the third party 62 - 3 whose content is to provide party members with the right to use 1 GB of provided Internet data every month may be displayed on the screen of the web site 60 .

Here, each displayed list may include information related to the corresponding party, such as the type of service provided by the party, transaction period, monthly transaction amount, number of recruited party members, and deposit, and may include a participation application button to participate in the party. can When a user who wants to participate in a party presses a participation application button, he or she may be moved to a detailed page for the corresponding party. On the detailed page, there is a screen that includes a UI for payment of deposit and transaction price, communication with the party leader and other party members through message or chatting, reception of services provided by the party, and input of information related to contract execution. can be displayed

Meanwhile, the user of the second terminal 200 accessing the website 60 uses the search box 61 disposed on one side of the website 60 to participate in the corresponding service, such as the name of the party providing the service. If a related keyword is searched for, a search list including only parties providing the corresponding service may be displayed. At this time, the user may set various search conditions by expanding the search window 61 according to selection.

For example, the user sets a desired transaction period, transaction price, and the number of recruited party members as search conditions in the search window 61 with expanded search conditions to further refine the search list for the party providing the service to suit the user's needs. can be narrowed down

According to various embodiments of the present invention as described above, it is possible to guarantee the stability of online transactions that need to be made continuously and for a long time between individuals.

On the other hand, the mediation method according to various embodiments described above may be implemented as a program and stored in various recording media. That is, a computer program that is processed by various processors and can execute the above-described mediation method may be used in a state stored in a recording medium.

For example, i) registering a party with a mediation server whose contents are the provision of services during a pre-set contract period and periodic payment of transaction prices for services during the contract period as the content of the contract between the party leader and party members, ii) registration Step of recruiting party members to participate in the party by providing a link to join the party, iii) depositing deposits set based on the contents of the contract from the party leader and party members participating in the party, respectively, iv) party leader or party member Receiving contract performance-related information including mutual performance or non-fulfillment information of the contract contents from the terminal of the contract; The refund amount after deducting the guarantee fee from the deposited deposit or deposit is paid through the payment method registered in the account of the party leader and party member, respectively, and if it is confirmed that either the party leader or the party member does not fulfill the terms of the contract, the contents of the contract A non-transitory computer readable medium storing a program that performs a step of paying a deposit deposited from a party leader or party member who has not performed the above to the other party through a payment means registered in the other party's account will be provided. can

A non-transitory readable medium is not a medium that stores data for a short moment, such as a register, cache, or memory, but a medium that stores data semi-permanently and can be read by a device. Specifically, the various applications or programs described above may be stored and provided in non-transitory readable media such as CD, DVD, hard disk, Blu-ray disk, USB, memory card, ROM, and the like.

Meanwhile, although preferred embodiments of the present invention have been shown and described above, the present invention is not limited to the specific embodiments described above, and the technical field to which the present invention belongs without departing from the gist of the present invention claimed in the claims. Of course, various modifications are possible by those skilled in the art, and these modifications should not be individually understood from the technical spirit or perspective of the present invention.

100: first terminal 200-1 to 200-N: second terminal
300: mediation server 1000: mediation system
2000: Network

Claims (14)

delete delete delete delete delete delete delete In the mediation system for online transactions between individuals including a first terminal, a second terminal and a mediation server,
The first terminal,
The provision of services during a predetermined contract period and periodic payment of transaction prices for services during the contract period are registered in the mediation server as the contents of the contract between the party leader and the party members, and the party based on the contents of the contract The deposit set for the head is deposited in the deposit management means of the mediation server;
The second terminal,
Applying for participation as a party member to the party registered in the mediation server, and depositing the deposit set for the party member based on the contents of the contract in the deposit management means;
The intermediary server,
By providing a participation link for the registered party, recruiting party members to participate in the party, forming a party composed of the party leader and party members who applied for participation, and the contract contents from the first terminal or the second terminal Receives contract performance-related information including mutual performance or non-performance information, and based on the received contract performance-related information, when it is confirmed that the mutual performance of the contents of the contract has been completed, the deposited deposit or the deposited The refund amount after deducting the guarantee fee from the deposit is paid through the payment method registered in the accounts of the party leader and party member, respectively, and if it is confirmed that either the party leader or the party member does not fulfill the above contract details, the above contract details An intermediary system that pays the deposit deposited by the party leader or party member that has not been fulfilled to the other party through the payment method registered in the other party's account. According to claim 8,
The intermediary server,
The brokerage system, characterized in that for paying the refund amount by regular installment refund during the contract period or lump sum refund after the contract period expires. According to claim 8,
The intermediary server,
When the service is a service in which the party leader's account for a paid content subscription service is shared with the party members, the transaction price to be paid to the party leader by each party member varies according to the number of party members participating in the party. An intermediary system characterized in that it is set to lose. According to claim 10,
The intermediary server,
When login information on the subscription service is received from the first terminal, the mediation system receives and registers subscription-related information on the subscription service of the party head from a subscription service providing server through the received login information. . According to claim 8,
The intermediary server,
If it is confirmed that the party leader does not fulfill the contract, the non-refundable deposit deposited from the first terminal at the time of contract failure is distributed and paid to the party members, and then the party is dissolved, and the party leader returns the contract contents. If it is confirmed that the fulfilled party member does not fulfill the contract, the party member who has not fulfilled the contract is withdrawn from the party, new party members are recruited, and the non-refundable deposit deposited from the second terminal at the time of contract non-fulfillment Brokerage system, characterized in that for paying to the party leader. According to claim 12,
The intermediary server,
When it is confirmed that the party leader does not fulfill the terms of the contract, the mediation system characterized in that allowing one of the party members to succeed the party leader according to selection or predetermined rules. According to claim 8,
The intermediary server,
When the service provision period set according to the contents of the service contract ends, the party extends the same as the contents of the contract according to the agreement of the party leader and the party member, and the first terminal and the party member agreeing to the extension 2 Brokerage system characterized in that the deposit is additionally deposited from the terminal.

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