KR20220053279A - Expense withdrawal apparatus and method using cash settlement - Google Patents

Abstract

The present invention relates to an expense withdrawal device and method using a cash settlement machine that allows cash-like expenses to be withdrawn using a cash settlement machine. The device includes: a settlement machine management server that acquires an expense payment list that occurs after the approval of a draft for the withdrawal of cash expenses from a payment server, and performs employee authentication and processes withdrawal approval when a withdrawal is requested from a cash register that withdraws expenses; and a cash calculator that searches a payment list in conjunction with the settlement machine management server and requests withdrawal to the settlement machine management server, wherein when withdrawal approval is received from the settlement machine management server, the expense is withdrawn, and evidence is generated and automatically uploaded to the settlement machine management server. By implementing an expense withdrawal device using a cash settlement machine, withdrawal of cash equivalent expenses is processed through the cash settlement machine.

Description

Expense withdrawal apparatus and method using cash settlement

The present invention relates to a device and method for disbursing expenses using a cash setter, which enables the withdrawal of cash equivalents by using the cash setter.

Distributors, such as retailers and large discount stores, withdraw the reserve for cashier's change payment and use the unmanned cashier cash setter to deposit the proceeds.

Such a general unmanned cashier cash setter only performs simple functions of withdrawing reserves and depositing sales, but has a disadvantage in that it is impossible to pay cash equivalents such as donations to employees.

On the other hand, the conventionally proposed technology for the unmanned settlement system is disclosed in the following <Patent Document 1> to <Patent Document 3>.

In <Patent Document 1>, when a user who has a terminal device storing pre-entered withdrawal transaction reservation information requests cash withdrawal through the cash dispensing device, cash is withdrawn based on the withdrawal transaction reservation information.

This prior art has the inconvenience of having to store withdrawal transaction reservation information in the terminal device in advance.

In addition, <Patent Document 2> provides an unmanned settlement system in which the cashier handles the payment of reserves for change payment and the settlement of sales after the end of business.

This prior art also has a function of withdrawing reserves and depositing sales, but has the disadvantage that it is impossible to withdraw cash equivalents of employees.

Republic of Korea Patent 10-1439290 (2014.09.02) (Method of providing withdrawal transaction reservation service) Republic of Korea Patent Publication 10-2004-0039566 (2004.05.12) (unmanned settlement system)

Therefore, the present invention is proposed to solve the problems that occur in the general unmanned cashier cash setter and the prior art as described above. An object of the present invention is to provide a device and method for withdrawing expenses using a cash settlement machine for withdrawing cash.

Another object of the present invention is to provide a device and method for withdrawing expenses using a cash settlement machine that automatically generates a receipt and proof data using facial recognition for the expenses withdrawn and uploads them to a settlement machine management server.

In order to achieve the above object, the "expense withdrawal device using a cash settlement machine" according to the present invention comprises:

Settlement management server that obtains an expense payment list that occurs after performing the payment of the proposed draft for the withdrawal of cash equivalents from the payment server, and performs employee authentication and processes withdrawal approval when a withdrawal is requested from the cash settlement machine that withdraws expenses;

In connection with the settlement machine management server, the payment list is inquired, a withdrawal request is made to the settlement machine management server, and when withdrawal is approved from the settlement machine management server, the expenses are withdrawn, and evidence is generated and automatically sent to the settlement machine management server It is characterized in that it includes a cash register to upload.

In addition, the "expense withdrawal method using a cash settlement machine" according to the present invention,

(a) receiving and storing the expense payment list from the payment server that pays the cash equivalent expense draft in the settlement machine management server;

(b) performing a login through the inputted employee information when a request for withdrawal of expenses is requested from a cash settlement machine that withdraws expenses in cash;

(c) obtaining a payment list of logged in employees from the cash settlement machine in conjunction with the settlement machine management server and displaying the list on a screen;

(d) processing authentication using an authentication number when a specific payment list is selected from the payment list displayed on the screen in the cash settlement machine;

and (e) withdrawing expenses when authentication is normally performed at the cash settlement machine.

In addition, the "expense withdrawal method using a cash settlement machine" according to the present invention,

(f) checking whether or not a menu to submit evidence is selected after the expenses are withdrawn from the cash settlement machine;

(g) guiding a photographing location when the document submission menu is selected at the cash register, photographing the employee's face, and then recognizing the face through a facial recognition algorithm;

(h) generating proof data by using the facial recognition information and expense withdrawal information in the cash machine, and uploading the generated proof data to the settlement machine management server.

In addition, the "expense withdrawal method using a cash settlement machine" according to the present invention,

(i) if the evidence data is not uploaded within a certain period of time after approval of withdrawal from the settlement machine management server, generating an evidence processing alarm and transmitting it to the employee terminal and the draft approver terminal registered by the employee.

According to the present invention, it is possible to automate the payment of employees' expenses, which is manually made through cashiers at retailers or large discount stores, using a cash machine with a cash withdrawal function, thereby eliminating the waste of manpower due to manual work. It works.

In addition, there is an advantage in that it is possible to reduce the time/human loss required for generating the evidence data according to the expense processing by automatically generating the evidence data after the expense processing and uploading it to the settlement machine management server.

1 is an overall configuration diagram of an expense withdrawal device using a cash setter according to the present invention;
Figure 2 is a block diagram of an embodiment of the settlement machine management server of Figure 1;
3 is a block diagram of an embodiment of the cash settlement machine of FIG. 1;
4 is a flowchart illustrating a method of withdrawing expenses using a cash settlement machine according to the present invention.

Hereinafter, an apparatus and method for withdrawing expenses using a cash setter according to a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings.

The terms or words used in the present invention described below should not be construed as being limited to conventional or dictionary meanings, and the inventor may appropriately define the concept of terms to describe his invention in the best way. It should be interpreted as meaning and concept consistent with the technical idea of the present invention based on the principle that it can be.

Accordingly, the embodiments described in this specification and the configurations shown in the drawings are only preferred embodiments of the present invention, and do not represent all of the technical spirit of the present invention, so various equivalents and It should be understood that there may be variations.

1 is an overall configuration diagram of an expense withdrawal device using a cash machine according to a preferred embodiment of the present invention. It includes a management server (50).

The employee terminal 10 is a terminal used by the employee to write a draft for the withdrawal of cash equivalents, and to send the draft created to the payment server 20 . The employee terminal 10 may be a terminal such as a personal computer or a notebook computer.

The payment server 20 generates and stores the payment information when the manager pays through the manager terminal for the expense payment draft sent from the employee terminal 10, and creates an expense approval list based on the generated payment information to create a settling machine It serves to transmit to the management server (40). This payment server 20 may be an enterprise resource planning (ERP) server.

Here, the expense payment list may include employee information (employee ID, phone number, etc.) and a payment list of the corresponding employee. The payment list is made in the form of a list when an employee has more than one expense payment plan. When there is only one expense payment plan for one employee, the employee information and the payment information are combined to become the payment information, and this is combined with the other payment information to make the expense payment list.

The settlement machine management server 50 acquires and stores the expense payment list that occurs after performing the payment of the proposed draft for the withdrawal of cashable expenses from the payment server 20, and the withdrawal from the cash settlement machine 40 that withdraws the expenses When requested, it is responsible for performing employee authentication and handling withdrawal approvals.

As shown in FIG. 2, the settling machine management server 50 includes an expense payment list storage unit 52, a cash setter ( When a payment list inquiry is requested from 40), the payment list providing unit 53 that searches the database 51, extracts the employee's payment list, and transmits it to the cash setter 40, through the cash setter 40 When an authentication number is requested, the authentication information providing unit 54 generates an authentication number, transmits the generated authentication number to the phone number of an employee registered as authentication information, and transmits it to the cash register 40 .

In addition, the settling machine management server 50 generates withdrawal history information when a withdrawal is requested from the cash setter 40, a withdrawal approval unit 55 that approves the withdrawal, and withdrawal completion information is transmitted from the cash setter 40 and may include a withdrawal history management unit 56 to register in the database 51 .

In addition, the settlement machine management server 50 stores the evidence data in the database 51 when the evidence data is uploaded from the cash settlement machine 40, or when the evidence data is not uploaded within a preset time after the withdrawal is approved, the evidence data When receiving a request for generation and transmission of an evidence alarm from the evidence data processing unit 57 requesting generation and transmission of an alarm, the evidence data processing unit 57 generates an alarm for the request for evidence data, and sends the generated alarm to the alarm target It may include an alarm processing unit 58 that transmits to , and an accounting processing unit 59 that journals expenses expenditures based on the withdrawal history information registered from the withdrawal history management unit 56 and transmits them to the accounting server 60 .

The cash settlement machine 40 interworks with the settlement machine management server 50 to inquire a payment list, and after making a withdrawal request to the settlement machine management server 50, when withdrawal is approved from the settlement machine management server 50, the expenses are reduced. It serves to automatically upload to the settlement machine management server 50 by making a withdrawal and generating evidence.

Here, the cash setter 40 performs the function of withdrawing reserves or depositing sales proceeds in the same way as the existing cash setter.

As shown in FIG. 3, the cash settlement machine 40 checks the employee information input through login in conjunction with the menu check unit 41 that checks the menu selected by the employee, and the settlement machine management server 50, The employee authentication unit 42 that processes the login, checks the authenticity of the input authentication number to process authentication, and uses the logged-in employee information to query the payment list of the employee in the settlement machine management server 50, and a payment list inquiry unit 43 that displays the inquired employee's payment list on the screen.

In addition, the cash settlement machine 40 includes a withdrawal processing unit 44 that processes a withdrawal when a withdrawal approval is made from the settlement machine management server 50 for the selected payment list, and when the employee selects a menu to submit evidence after withdrawal processing, through the screen It guides the shooting location, takes a picture of the employee's face, recognizes the face through a face recognition algorithm, creates evidence data by combining the face recognition information and receipt information, and sends the generated evidence to the settlement machine management server 50 It includes a proof data generating unit 45 for uploading.

4 is a flowchart showing "a method of withdrawing expenses using a cash settlement machine" according to the present invention. Steps (S101 - S102), (b) when an expense withdrawal is requested from the cash machine 40 that withdraws expenses in cash, the steps of logging in through the inputted employee information (S103 - S104), (c) the above Steps (S105), (d) of the payment list displayed on the screen in the cash settlement machine 40, to obtain and display the payment list of the logged-in employee in conjunction with the settlement machine management server 50 in the cash machine 40 (S105), (d) When a specific payment list is selected, it includes steps (S106 to S107) of processing authentication using an authentication number (S106 - S107), (e) a step (S108) of withdrawing expenses when authentication is normally performed at the cash setter 40 (S108).

In addition, the "expense withdrawal method using a cash setter" according to the present invention includes the steps of (f) checking whether a menu for submitting evidence is selected after withdrawing expenses from the cash setter 40 (S109), (g) the cash setter When the document submission menu is selected in (40), the photographing location is guided, and after photographing the employee's face, the face recognition algorithm is used to recognize the face (S111), (h) the face recognition information and the face recognition information in the cash register 40 It includes a step (S112) of generating evidence by using the expense withdrawal information, and uploading the generated evidence to the settlement machine management server 50 (S112).

In addition, although not shown in the drawing, the "expense withdrawal method using a cash setter" according to the present invention (i) is processed as evidence if the evidence is not uploaded within a certain period of time after the payment is approved by the settlement machine management server 50 The method may further include generating an alarm and transmitting it to an alarm target terminal.

The alarm target terminal may be at least one of a cashier (employee) terminal, a draft payment terminal, and a payer terminal.

An apparatus and method for withdrawing expenses using a cash setter according to a preferred embodiment of the present invention configured as described above will be described in detail as follows.

An employee for unmanned withdrawal of cash equivalents such as donations through the cash settlement machine 40 prepares a cash equivalent expense draft using the employee terminal 10 in step S101. Thereafter, the draft cash equivalent expenses prepared by the company are sent to the payment server 20 and payment is requested. Here, the cash equivalent expense draft may include not only expenses usage details, but also basic employee information (employee ID, phone number). Approval of cash equivalent expenses is done in the same way as electronic payment.

The payment server 20 transmits the cash equivalent expense draft to the approver terminal (manager terminal) in step S102 so that the approver performs the payment, and when the approver normally approves the cash equivalent expense draft, generates payment information, Save it to the database. In addition, an expense payment list is generated based on the generated payment information and transmitted to the settlement machine management server 40 . Here, the expense list is a list generated by generating an employee's payment list and combining it with another employee's payment list when a number of cashable expenses are drafted by an arbitrary employee.

When the expense payment list storage unit 52 of the settlement machine management server 50 obtains the expense payment list from the payment server 20 in step S102 , it stores it in the database 51 .

When a new expense payment list is stored in the database 51 , the withdrawal history management unit 56 in the settlement machine management server 50 generates withdrawal possible information using employee information included in the expense payment list. Then, the generated withdrawal possible information is sent to the registered employee's email address. Here, the withdrawable information may be generated as a text message and transmitted to the registered employee's smartphone.

Through this process, the cash equivalent expenses assumed by the employee are in a state that can be withdrawn through the cash setter 40 .

In order to withdraw the paid cash equivalent expenses, the employee selects the expense withdrawal menu using the cash register 40 in step S103.

When the expense withdrawal menu is selected, the menu confirmation unit 41 confirms it, and notifies the employee authentication unit 42 that the expense withdrawal menu is selected.

Upon receiving the data indicating that the expense withdrawal menu is selected, the employee authentication unit 42 displays a login information input window for employee confirmation on the screen in step S104 to induce the employee to input employee information. Here, the login input window may be a login input window using a normal ID (ID)/password (PW).

When the login input window is displayed, the employee inputs ID and PW, which are information for logging in, to the corresponding location. Here, the display screen is composed of a touch panel, so that a user can input information while touching a corresponding location or input information by operating a separate keypad.

When login information is input, the employee authentication unit 42 interworks with the settlement machine management server 50 to transmit the login information to the settlement machine management server 50 and requests employee authentication.

When the login information is received, the authentication information providing unit 54 of the settlement machine management server 50 searches the database 51 and confirms whether it is a registered employee.

As a result of this check, if it is a registered employee, the employee authentication information is transmitted to the cash setter 40 . If the employee information is not registered here, login failure information is displayed. After viewing the login failure information, the employee can enter the login information again.

The payment list inquiry unit 43 of the cash settlement machine 40 that has received the employee authentication information requests the payment list of the authenticated employee to the settlement machine management server 50 .

The payment list providing unit 53 of the settlement machine management server 50 searches the database 51 using the authenticated employee information (ID), and extracts a payment list corresponding to the employee. Here, if there is one payment information corresponding to the corresponding employee, a single approval list is extracted, and if there are multiple pieces of approval information, all approval lists are extracted.

The employee's payment list extracted in this way is provided to the cash setter 40 .

The payment list inquiry unit 43 of the cash settlement machine 40 displays the employee's payment list inquired in step S105 on the screen.

The employee who has requested the expense withdrawal checks his/her own payment list through the screen, and selects the payment list for which cash withdrawal is desired in step S106. Here, if there is only one payment list, only the corresponding payment list needs to be selected, but if there are multiple payment lists, the payment list for which cash withdrawal is desired must be selected. When selecting a plurality of payment lists, all selection icons may be displayed for convenience. The employee may select all of the plurality of payment lists by touching the Select All icon to select all of the plurality of payment lists. Alternatively, the employee may select all or part of the payment lists by touching the payment lists individually one by one.

When the payment list is selected, the authentication number request icon is displayed to re-authenticate for a safe transaction. After selecting the payment list, the employee touches the confirmation number request icon.

When the authentication number request icon is touched, the withdrawal processing unit 44 generates withdrawal approval request information including information on the selected payment list and authentication number request information as in step S107 and transmits it to the settlement machine management server 50 .

When the withdrawal approval unit 55 of the settlement machine management server 50 receives the withdrawal approval request information from the cash machine 40, it generates an authentication number for safe transaction and sends the authentication number to the employee smartphone 30 registered by the employee to send In addition, the authentication number and withdrawal approval information are transmitted to the cash setter 40 .

When the employee receives the authentication number through the employee smart phone 30, the employee inputs it into the authentication number input window displayed in a predetermined area of the screen. To input the authentication number, a keypad shape may be displayed on the touch panel to be input, or a separately provided keypad may be used.

When the authentication number is input, the withdrawal processing unit 44 compares the input authentication number with the authentication number received from the settlement machine management server 50 as in step S108, and if they match, the withdrawal is performed. When the expense withdrawal is completed, the withdrawal completion information is generated and transmitted to the settlement machine management server 50 .

An employee who has received the withdrawn cash can select the menu to submit evidence through the menu input window and submit evidence of receipt of expenses.

For example, if the document submission menu is selected through the menu input window as in step S109, the evidence data generating unit 45 recognizes this as in step S111 and guides the shooting location to the screen. For example, it guides you to a shooting location where you can take a picture of an employee's face.

After that, when the employee stands in the guide position according to the shooting location guidance, the face recognition camera provided at a predetermined position of the cash machine 40 takes the employee's face.

When shooting is finished in step S112, a face is recognized using a known face recognition algorithm. Next, if the facial recognition result is checked and the face is not recognized correctly, the employee is instructed to take a re-photograph.

Thereafter, the generated proof data file is uploaded to the settlement machine management server 50 .

When withdrawal completion information is transmitted from the cash setter 40 , the withdrawal history management unit 56 of the settlement machine management server 50 generates withdrawal history information and registers it in the database 51 .

In addition, the evidence data processing unit 57 of the settlement machine management server 50 stores the evidence data uploaded from the cash settlement machine 40 in the database 51 .

If the evidence data is not uploaded within a predetermined time after receiving the withdrawal completion information, the evidence data processing unit 57 responds to the submission of the evidence through the alarm processing unit 58 when the predetermined time or period is reached as in step S110. to generate an alarm for Here, the predetermined time may mean within a predetermined time after withdrawal is made, and the cycle may be a predetermined time the next day, 3 days, 5 days, or 7 days. If evidence is not submitted even after 7 days have elapsed, a warning alarm is generated. The alarm target may be a cashier (employee), a draft approver, or an account manager.

The alarm processing unit 58 generates an alarm according to the alarm generation request, and transmits it to the alarm target. Here, as the method of transmitting the alarm, various methods such as Talk/SMS/e-Mail may be used.

On the other hand, when the submission of evidence is normally made, the accounting processing unit 59 journalizes the expense expenditure details based on the withdrawal history information registered from the withdrawal history management unit 56 and transmits the journalized expenses to the accounting server 60 .

As described above, the present invention can be performed by automating the withdrawal of cash equivalents with an unmanned cash settlement machine.

Although the invention made by the present inventor has been described in detail according to the above embodiments, the present invention is not limited to the above embodiments and it is common knowledge in the art that various changes can be made without departing from the gist of the present invention. It is self-evident to those who have

10: staff terminal
20: payment server
30: employee smartphone
40: cash machine
41: menu confirmation unit
42: Employee Certification Department
43: Payment list inquiry unit
44: Withdrawal processing unit
45: Evidence generation unit
50: settlement machine management server
51: Database (DB)
52: Expense payment list storage unit
53: Payment list providing unit
54: authentication information provider
55: Withdrawal approval unit
56: Withdrawal history management unit
57: Evidence processing unit
58: alarm processing unit
59: Accounting Department
60: Accounting Server

Claims (10)

When a withdrawal request is requested, the payment list is searched by linking with the settlement machine management server that performs employee authentication and handles withdrawal approval, requests a withdrawal to the settlement machine management server, and when withdrawal is approved from the settlement machine management server, the expenses are withdrawn , a cash settlement machine that automatically uploads and generates evidence to the settlement machine management server,
The cash settlement machine comprises an employee authentication unit that processes the authentication by confirming the employee information input through the log-in in conjunction with the settlement machine management server and processing the log-in, and confirming the authenticity of the input authentication number. Expense withdrawal device using
The method according to claim 1, The settlement machine management server,
For the withdrawal of cash equivalents, a list of payment of expenses that occurs after performing the payment of the proposed draft is obtained from the payment server,
an expense payment list storage unit for acquiring the expense payment list transmitted from the payment server and storing it in a database;
a payment list providing unit that searches the database, extracts an employee's payment list, and transmits it to the ATM when a payment list inquiry is requested from the cash machine;
and an authentication information providing unit that generates an authentication number when an authentication number is requested through the cash settlement machine, transmits the generated authentication number to the registered employee's phone number, and transmits it to the cash settlement machine. Expense withdrawal device used.
The method according to claim 2, The settlement machine management server,
a withdrawal approval unit that approves the withdrawal when a withdrawal is requested from the cash setter;
and a withdrawal history management unit for generating withdrawal history information and registering it in the database when withdrawal completion information is transmitted from the cash settlement machine.
The method according to claim 2, The settlement machine management server,
an evidence data processing unit that stores in the database when the evidence data is uploaded from the cash settlement machine, or requests generation and transmission of an evidence data alarm if the evidence data is not uploaded within a preset time after approval of withdrawal;
Expense withdrawal using a cash setter, comprising an alarm processing unit for generating an alarm for requesting evidence and transmitting the generated alarm to an alarm target when receiving a request for generation and transmission of an evidence alarm from the evidence data processing unit Device.
The method according to claim 2, The settlement machine management server,
and an accounting processing unit that journals expenses expenditures based on the withdrawal details registered in the database and transmits them to an accounting server.
The method according to claim 1, The cash setter,
a menu confirmation unit that confirms the menu selected by the staff;
Expense withdrawal device using a cash settlement machine, comprising a payment list inquiry unit that inquires the payment list of the employee in the payment machine management server using the logged-in employee's information, and displays the payment list of the inquired employee on the screen .
The method according to claim 6, The cash setter,
a withdrawal processing unit for processing a withdrawal when a withdrawal approval is made from the settlement machine management server for the selected payment list;
After processing the withdrawal, if the employee selects the menu to submit evidence, it guides the shooting location through the screen, takes a picture of the employee's face and recognizes the face through the facial recognition algorithm. , Expense withdrawal device using a cash settlement machine, characterized in that it comprises a proof data generator for uploading the generated proof data to the settlement machine management server.
A method of withdrawing cash equivalent expenses using the expense withdrawal device using the cash setter according to any one of claims 1 to 7, comprising:
(a) receiving and storing the expense payment list from the payment server that pays the cash equivalent expense draft in the settlement machine management server;
(b) performing log-in through the inputted employee information when an expense withdrawal is requested from a cash machine that withdraws expenses in cash;
(c) obtaining a payment list of logged-in employees in the cash settlement machine in conjunction with the settlement machine management server and displaying the list on the screen;
(d) processing authentication using an authentication number when a specific payment list is selected from the payment list displayed on the screen in the cash settlement machine; and
and (e) withdrawing the expenses when the authentication is normally performed at the cash settlement machine.
In claim 8,
(f) checking whether or not a menu to submit evidence is selected after the expenses are withdrawn from the cash settlement machine;
(g) guiding a photographing location when the document submission menu is selected at the cash register, photographing the employee's face, and then recognizing the face through a facial recognition algorithm; and
(h) generating proof data using the facial recognition information and expense withdrawal information from the cash machine, and uploading the generated proof data to the settling machine management server. withdrawal method.
In claim 8,
(i) if the evidence data is not uploaded within a certain period of time after the payment is approved by the settlement machine management server, generating an evidence processing alarm and transmitting it to the employee terminal registered by the employee and the draft approver terminal How to withdraw expenses using a settlement machine.

Images