KR20220046193A - Blockchain based copyright transaction service support system - Google Patents

Abstract

The present invention relates to a blockchain-based copyright transaction service support system. According to an embodiment of the present invention, the integrated transaction system comprises a server and a user device. The user device includes: a first user device requesting the sale of a pre-owned principal and interest reception right; and a second user device requesting the purchase of the principal and interest reception right registered for sale. The server is able to, when a request for the sale of the principal and interest reception right owned by a user is received from the first user device, authenticate the transaction appropriateness on the relevant principal and interest reception right, register the principal and interest reception right with the transaction appropriateness authenticated on a transaction platform for sale, receive a request for purchase of the principal and interest reception right registered on the transaction platform from the second user device, and perform the payment of the sale price and the transfer of the ownership of the relevant principal and interest reception right. The present invention aims to provide a blockchain-based copyright transaction service support system, which is capable of allowing users to trade various types of digital assets through a single platform.

Description

Blockchain based copyright transaction service support system

The present invention relates to a blockchain-based copyright transaction service support system.

Recently, as the level of recognition and guarantee of property values related to copyrights increases, the demand for trading securities issued on the basis of copyright itself or copyright assets is increasing.

However, it is difficult to properly measure the value of the traded products, and there are not many exchanges for trading products regardless of the issuer, so the trading of these copyright-related assets is still not common.

An object of the present invention is to enable transactions of various types of digital assets issued by various companies through one platform.

An object of the present invention is to provide a trading platform for digital assets that transparently manages transaction history and has high stability and public trust.

The integrated transaction system according to an embodiment of the present invention includes a server and a user device, wherein the user device is a first user device that requests to sell a pre-owned principal and interest receivable and purchases the principal and interest receivable registered for sale. a second user device, wherein the server, upon receiving a request to sell principal and interest receivables owned by the user from the first user device, authenticates transaction suitability for the principal and interest receivables, and receives principal and interest for which transaction suitability is verified The voucher is registered for sale on the trading platform, and upon receiving a purchase request for the principal and interest receivables registered in the trading platform from the second user device, payment of the sales amount of the principal and interest receivables and transfer of ownership may be performed.

The present invention enables various types of digital assets issued by various companies to be traded through one platform.

The present invention can improve the safety of investment by measuring the value of copyright-related digital assets.

The present invention transparently manages transaction history based on block chain and can provide a stable and reliable digital asset transaction platform.

1 is a diagram illustrating the configuration of an integrated transaction system according to an embodiment of the present invention.
2 is a diagram for explaining an operation in which digital assets are traded on a platform according to an embodiment of the present invention.
3 is a diagram illustrating the configuration of a server according to an embodiment of the present invention.
4 is a diagram illustrating the configuration of a transaction asset evaluation unit according to an embodiment of the present invention.
5 is a diagram illustrating a configuration of a transaction support unit according to an embodiment of the present invention.

Advantages and features of the present invention and methods of achieving them will become apparent with reference to the embodiments described below in detail in conjunction with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but may be implemented in various different forms, and only the present embodiments allow the disclosure of the present invention to be complete, and those of ordinary skill in the art to which the present invention pertains. It is provided to fully understand the scope of the present invention to those skilled in the art, and the present invention is only defined by the scope of the claims.

The terminology used herein is for the purpose of describing the embodiments and is not intended to limit the present invention. In this specification, the singular also includes the plural unless specifically stated otherwise in the phrase. As used herein, “comprises” and/or “comprising” does not exclude the presence or addition of one or more other components in addition to the stated components. Like reference numerals refer to like elements throughout, and "and/or" includes each and every combination of one or more of the recited elements. Although "first", "second", etc. are used to describe various elements, these elements are not limited by these terms, of course. These terms are only used to distinguish one component from another. Accordingly, it goes without saying that the first component mentioned below may be the second component within the spirit of the present invention.

Unless otherwise defined, all terms (including technical and scientific terms) used herein will have the meaning commonly understood by those of ordinary skill in the art to which this invention belongs. In addition, terms defined in a commonly used dictionary are not to be interpreted ideally or excessively unless specifically defined explicitly.

As used herein, the term “unit” or “module” refers to a hardware component such as software, FPGA, or ASIC, and “unit” or “module” performs certain roles. However, “part” or “module” is not meant to be limited to software or hardware. A “unit” or “module” may be configured to reside on an addressable storage medium or to reproduce one or more processors. Thus, as an example, “part” or “module” refers to components such as software components, object-oriented software components, class components and task components, processes, functions, properties, Includes procedures, subroutines, segments of program code, drivers, firmware, microcode, circuitry, data, databases, data structures, tables, arrays, and variables. Components and functionality provided within “parts” or “modules” may be combined into a smaller number of components and “parts” or “modules” or as additional components and “parts” or “modules”. can be further separated.

Spatially relative terms "below", "beneath", "lower", "above", "upper", etc. It can be used to easily describe the correlation between a component and other components. Spatially relative terms should be understood as terms including different directions of components during use or operation in addition to the directions shown in the drawings. For example, when a component shown in a drawing is turned over, a component described as "beneath" or "beneath" of another component may be placed "above" of the other component. can Accordingly, the exemplary term “below” may include both directions below and above. Components may also be oriented in other orientations, and thus spatially relative terms may be interpreted according to orientation.

In this specification, a computer refers to all types of hardware devices including at least one processor, and may be understood as encompassing software configurations operating in the corresponding hardware device according to embodiments. For example, a computer may be understood to include, but is not limited to, smart phones, tablet PCs, desktops, notebooks, and user clients and applications running on each device.

In addition, the digital assets presented herein may mean assets whose value can be proven in digital form, and may include real estate securities, principal and interest receivables, copyright security securities, digital copyrights, etc., but preferably Digital assets as used herein may be mainly understood as copyright-related assets such as copyright securities.

The copyright-backed securities may refer to financial products issued based on copyrighted works such as text, graphics, video, music, and programs. An individual who has purchased the copyright-backed securities owns a share in the copyright and can receive the copyright revenue generated from the work as much as the share.

In addition, in the present invention, digital copyright may mean copyright for a digital work, and may be classified into items of moral rights, author's property rights, and other rights.

In addition, the principal and interest receivables presented in this specification can be preferably understood as the right to receive the principal and interest repaid by the borrower by an investor who has invested in a P2P investment product.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram showing the configuration of a platform providing system according to an embodiment of the present invention.

The platform providing system according to an embodiment of the present invention can support one user to transact copyright-backed securities, which are digital assets, with others.

Specifically, the platform providing system may include a platform support server 100 that provides a transaction service of digital assets (eg, copyright-backed securities) and a plurality of user devices 200 who want to trade digital assets (copyright-backed securities). there is. Furthermore, the user device may include a first user device 201 that wants to sell a digital asset owned by the user device and a second user device 202 that wants to buy a digital asset (copyright-backed securities).

The server 100 may receive a digital asset sale request signal from the first user device 201 that intends to sell the digital asset. At this time, the server 100 sends digital asset sales request signal along with digital asset information (eg, digital asset type, digital asset issuer, investment (purchase price), interest rate (yield rate), etc.) and transaction information (eg, selling price, transaction conditions such as types of exchangeable assets) may be requested from the first user device 201 .

The server 100 may also determine the safety of the digital asset as it receives information about the digital asset, and if it is determined that the safety value is greater than or equal to the reference value, support the digital asset to be transacted with other users through the trading platform can

Also, the server 100 may receive a purchase condition input from a user (second user) connected to purchase a digital asset, and may search for or recommend a product corresponding to the purchase condition. The purchase condition may correspond to, for example, type information of a product (copyright-backed securities), a price to be purchased, and the like.

In addition, the server 100 searches for and recommends a product corresponding to the purchase condition input by the second user, and when the user's purchase agreement is confirmed, the server 100 may sell the product.

In addition, the server 100 may directly select one product from among the products registered and posted on the trading platform and perform a selling operation of the corresponding product in response to a purchase request.

And when the transaction is completed, the server 100 records the transaction in the transaction book of the block chain, and can simplify the authentication procedure for the same product by referring to the recorded contents when re-transacting for the same product later.

2 is a diagram for explaining an operation in which digital assets are traded on a platform according to an embodiment of the present invention.

As shown in FIG. 2 , the platform according to an embodiment of the present invention provides not only digital assets (eg, copyright-backed securities) issued by one company, but also digital assets (copyright-backed securities) issued by various types and companies. It can support trading services.

Specifically, in the trading platform according to an embodiment of the present invention, when an owner intends to sell copyright-backed securities issued by company A, the corresponding asset (copyright-backed securities) may be registered as a sale product by the owner. In addition, when there is a user who requests a purchase for a pre-registered product, the server 100 supporting the trading platform may perform a series of processes for selling the product. As the selling operation is performed, ownership of the copyright-backed securities may be transferred from the first user, who is the original owner, to the second user, who is the purchaser. And at this time, the price for selling digital assets by the first user to the second user may be paid to the first user's account.

When the ownership of the digital asset is changed through the sales process as described above, the target who will receive the profits of the digital asset (eg, copyright securitization) from the company A later becomes the second user, the changed owner, not the first user.

When a transaction product (copyright-backed securities) is registered for sale, the server 100 providing the transaction platform service may induce the transaction to be carried out quickly by allowing the transaction price to be determined at an amount to which a certain discount rate is applied.

In addition, the server 100 may automatically charge a fee for using the platform to users who are transaction participants. At this time, the platform usage fee is automatically deducted from the value corresponding to the transaction amount as the transaction is made, and is automatically deducted from the platform server 100 side. can be provided.

The fee may be paid to the trading platform, for example, when the first user registers a digital asset to be sold on the trading platform or when the digital asset registered by the first user to sell is traded to another user.

According to various embodiments, the sale price of digital assets may be paid not only in cash, but also in various forms of funds such as cryptocurrency, stocks, and precious metal certificates.

As the owner of the digital asset is changed through the transaction, the dividend of the profit for the security must be transferred to the second user who is the changed owner. For example, when a second user purchases a copyright-backed securities issued by Company A from a first user, the server 100 provides changed owner information (eg, account information) to the affiliated Company A to receive approval. Through the process, the profit dividend can be directly deposited into the account of the second user. Alternatively, the server 100 sends the corresponding amount to be provided to the first user who sold the copyright-backed securities to the account on the platform server 100 side, and thereafter, the server 100 side sends the second user who is a digital asset purchaser to the second user. You can also support the delivery of revenue. If the distribution of profit dividends made by other companies through the platform server 100 is made in this way, the server 100 may deduct a predetermined fee when delivering the dividends.

3 is a diagram illustrating the configuration of a server according to an embodiment of the present invention.

As shown in FIG. 3 , the server 100 according to an embodiment of the present invention may include a communication unit 110 , a storage unit 120 , and a control unit 130 .

The communication unit 110 may use a network for data transmission/reception between the user device and the server, and the type of the network is not particularly limited. The network may be, for example, an IP (Internet Protocol) network that provides a large-capacity data transmission/reception service through Internet Protocol (IP) or an All IP network that integrates different IP networks. In addition, the network includes a wired network, a Wibro (Wireless Broadband) network, a mobile communication network including WCDMA, a High Speed Downlink Packet Access (HSDPA) network, and a Long Term Evolution (LTE) network including a mobile communication network, LTE advanced (LTE-A) ), a mobile communication network including 5G (Five Generation), a satellite communication network, and a Wi-Fi network, or a combination of at least one or more of them.

The communication unit 110 according to an embodiment of the present invention may transmit and receive data for a transaction of digital assets (copyright-backed securities) with a plurality of user devices 200 . Specifically, the communication unit 110 may receive a sale or purchase request signal of the digital asset from the user device 200 . In addition, the communication unit 110 may receive asset information and transaction information on the digital asset to be transacted from the first user device 201 to which the digital asset is to be sold. In addition, the communication unit 110 may receive, from the second user device 202, information on a digital asset that the second user wants to purchase and a purchase request signal for a digital asset registered as a sale product.

In addition, the communication unit 110 may transmit information on various authentication results (asset value, authenticity, etc.) performed on the digital asset and information on whether the transaction is completed to the user device 200 .

The storage unit may include, for example, an internal memory or an external memory. The internal memory includes, for example, a volatile memory (eg, dynamic RAM (DRAM), static RAM (SRAM), or synchronous dynamic RAM (SDRAM), etc.), non-volatile memory (eg, OTPROM (one time programmable ROM), programmable ROM (PROM), erasable and programmable ROM (EPROM), electrically erasable and programmable ROM (EEPROM), mask ROM, flash ROM, flash memory (such as NAND flash or NOR flash), hard drive, or a solid state drive (SSD).

External memory is a flash drive, for example, CF (compact flash), SD (secure digital), Micro-SD (micro secure digital), Mini-SD (mini secure digital), XD (extreme digital), It may further include a multi-media card (MMC) or a memory stick. The external memory may be functionally and/or physically connected to the electronic device through various interfaces.

The storage unit 120 according to an embodiment of the present invention may store programs and commands related to an operation of performing an integrated transaction of digital assets. Specifically, the storage unit 120 may store a value evaluation program for digital assets, and may store a payment module required for trading digital assets between users.

As an alternative, the storage unit 120 may receive and store information for evaluation required to evaluate the value of copyright securitization securities, which is a main transaction subject mentioned in this specification, from a related web server. For example, the type of copyright, location, rent per square meter, etc. may correspond to information for evaluation, and the material may be updated from time to time or regularly as necessary.

In addition, the storage unit 120 may store information of a previously affiliated digital asset issuer and registered member user information.

In addition, the storage unit 120 may store an issuer authentication algorithm, a block chain key generation module, etc. required to transact digital assets issued from various companies.

The controller 130 of the present invention may also be referred to as a processor, a controller, a microcontroller, a microprocessor, a microcomputer, or the like. Meanwhile, the control unit may be implemented by hardware, firmware, software, or a combination thereof.

In the case of implementation by firmware or software, an embodiment of the present invention may be implemented in the form of a module, procedure, function, etc. that perform the functions or operations described above. The software code may be stored in the memory and driven by the control unit. The memory may be located inside or outside the user terminal and the server, and data may be exchanged with the controller by various known means.

The controller 130 according to an embodiment of the present invention may perform a series of operations required for the issuing entity to transact various digital assets on the same platform.

Specifically, the control unit 130 according to an embodiment of the present invention may include a sale request confirmation unit 131, a transaction asset evaluation unit 132, a block chain management unit 133, and a transaction support unit 134. Through each of these components, the control unit 130 confirms the value of the digital asset as a transaction target, certifies suitability as a transaction object, and a private block chain based on a product (copyright-backed securities) whose suitability as a transaction object is certified management operation and actual transaction operation of the transaction target (copyright-backed securities).

Among the components of the control unit 130, first, the sale request confirmation unit 131 may receive a sale request from the first user and confirm it. Upon receiving the sale request from the first user, the sale request confirmation unit 131 may request the first user to input seller information in order to check whether the first user meets the seller requirements. For example, the seller requirements may be based on input of personal information such as the seller's name and date of birth, and in addition to this, registration of sales history information and registration of seller account information may be included in the requirements.

In addition, the sale request confirmation unit 131 may receive information about the type, quantity, and sale amount of the product to be sold from the first user and confirm it. The sale request confirmation unit 131 may determine whether the digital asset requested to be sold is managed in a block chain, and when it is confirmed as a product under block chain management, it may check whether previous transaction details exist. The sale request confirmation unit 131 determines whether the product requested to be sold is managed in block chain, and if the product is not under block chain management, it goes through an authentication procedure by the transaction asset evaluation unit 132 to start block chain management and then registers sales data. action can be performed. In this case, block chain management may mean that transaction details are recorded on a block chain transaction for one digital asset.

The transaction asset evaluation unit 132 may evaluate whether a block chain management condition for the product is satisfied with respect to a product for which block chain management is not performed. Specifically, the transaction asset evaluation unit 132 determines the type of digital asset the first user wants to register as a product, the safety of the digital asset, and the value of the digital asset, and evaluates whether the block chain management condition is satisfied based on this. can

In addition, the transaction asset evaluation unit 132 may perform an operation of authenticating as a tradable asset as the verification of the authenticity of the digital asset that the user wants to trade is completed. In this case, the assets that can be traded on the integrated trading platform according to an embodiment of the present invention may include various types of digital assets. Preferably, the assets traded on the integrated trading platform according to an embodiment of the present invention may include copyright-backed securities issued with a copyrighted work as a basic asset.

The transaction asset evaluation unit 132 is based on the number of personal authentication items of the owner of the product to be traded (standard 1), the result of converting the value of the product into an amount, and the difference between the seller's request for sale (standard 2) can evaluate the safety of the product. In addition, the server 100 may determine whether the product can be registered according to the safety of the product. For example, if the safety of the copyright-backed securities determined by the transaction asset evaluation unit 132 is less than the standard value, the server 100 may notify that the security cannot be registered as a sale product and reject the registration.

On the other hand, if the safety value of the product evaluated by the transaction asset evaluation unit 132 is higher than the standard value, the server 100 approves the product registration of the corresponding security, and notifies the safety value to the user accessing the platform so that the user can refer to the transaction. can help

The transaction asset evaluation unit 132 may include a type confirmation unit 131a, a safety evaluation unit 131b, and a value evaluation unit 132c.

A more detailed description of the transaction asset evaluation unit 132 will be described with reference to FIG. 4 .

The blockchain management unit 133 approves digital assets having a safety value greater than or equal to the standard value as tradable products in order to ensure that transactions on the platform of copyright-backed securities are centrally and safely managed, and the asset is based on a private blockchain can start managing

Blockchain can be used to record and manage a shared ledger used by multiple people. The block chain management unit 133 according to an embodiment of the present invention records the transaction information (owner change information, transaction amount, etc.) of the digital asset in the transaction of the block chain when the digital asset whose transaction suitability is certified is transacted on the integrated transaction platform. can do.

For reference, the private blockchain used in the embodiment of the present invention is a blockchain in which only authorized entities (institutions) who have legal responsibility create transactions, unlike public blockchains in which anyone can access data and create transactions. network method. Because the target of participating in the blockchain network is clear, there is no need to issue cryptocurrency, an incentive system, because participants who can read, write, and participate in the consensus process are predefined, and new subjects can be added or removed as needed. This method is mainly used by financial institutions.

A private blockchain is a centralized network method, and there are many differences from a public blockchain in that only authorized entities participate in transaction creation. In particular, in a private blockchain, the scope of information sharing can be set, and the existence of an operating entity may mean that anonymity is not guaranteed. This feature makes it possible to reduce the problems caused by anonymity. In addition, since only authorized subjects can participate in the network, the transaction processing speed is faster and the transaction volume that can be processed is significantly higher than the public blockchain method in which transaction details are individually checked by all participants to create blocks There is this.

The block chain management unit 133 may support the transaction history performed through the transaction support unit 134 to be recorded in the ledger through the block chain network. Accordingly, transaction information (eg, history of transfer of ownership of the same product, etc.) of all digital assets transacted through the integrated transaction platform according to an embodiment of the present invention may be recorded in the private blockchain ledger.

As such, the block chain management unit 133 can record transaction information in a block chain transaction for a transaction of one product determined to be registered as a sale product, and the recorded block chain transaction data can be used to verify the validity of the transaction at a later time. can be verified to verify.

Among the components of the controller 130, the transaction support unit 134 may perform a series of processes required for digital assets (copyright-backed securities) registered as sales products to be transacted with others on the integrated trading platform.

The transaction support unit 134 may include a transaction condition confirmation unit 133a, a transaction condition adjustment unit 133b, a transaction target recommendation unit 133c, and a transaction execution unit 134d.

A more detailed description of the transaction support unit 134 will be described with reference to FIG. 5 .

4 is a diagram illustrating the configuration of a transaction asset evaluation unit according to an embodiment of the present invention.

As shown in FIG. 4 , the transaction asset evaluation unit 132 may include a type confirmation unit 132a, a safety evaluation unit 132b, and a value evaluation unit 132c.

As described above, the transaction asset evaluation unit 132 evaluates the type, safety, and converted value of a product to be transacted, and when the evaluation criteria are satisfied, it may be authenticated as a tradable asset. The authenticated digital asset may be registered as a transactional product on a trading platform as requested by a user, and may be subject to blockchain-based data management by the blockchain management unit 133. Accordingly, detailed information of the authenticated digital asset is recorded in a blockchain-based public ledger, and transaction-related information such as a later transaction history and transaction conditions of the corresponding asset can also be recorded in the blockchain transaction.

Among the components of the transaction asset evaluation unit 132, first, the type confirmation unit 132a may check a type of a digital asset and classify the digital asset according to the confirmed type. In this case, the type of digital asset may be, for example, copyright-backed securities, P2P principal and interest receivables, real estate-backed securities, and the like. In addition, in the case of copyright-backed securities, the type confirmation unit 132a may perform a more subdivided type classification such as a share ratio, a contract period, a copyright type, a work type, and the like.

In order to determine whether a copyright-backed security applied for sale is a safe product suitable for trading, an operation is required to evaluate the value of the work underlying the issuance of the security (hereinafter, the basic work). To this end, the server 100 of the present invention may obtain the value evaluation information of the basic work from an expert who can evaluate the value of the work, and measure the asset value of the product (copyright-backed securities) based on the value evaluation information. . In order to proceed with this process, the transaction asset evaluation unit 132 may perform an operation to confirm the type of the underlying work of the corresponding copyright-backed securities.

When classifying the type of the work, the type checking unit 132a may perform a primary classification operation of being divided into text, music, art, and program. In addition, the type check unit 132a may perform a secondary classification operation that is one step more subdivided than the criterion of the primary classification, and the criterion of the secondary classification operation may include, for example, a genre, an author, a company, and the like.

The safety evaluation unit 132b may perform a safety authentication operation based on information about the seller of the copyright-backed securities in order to confirm safety from fraud and counterfeiting.

Specifically, the safety evaluation unit 132b may evaluate the safety value of the product higher as the number of personal authentication items of the product seller (the first user) increases.

The personal authentication items may include, for example, the first user's phone number authentication, address authentication, e-mail authentication, account authentication of a digital asset issuer, transaction history authentication, and the like.

Among them, the transaction history authentication may mean authenticating by confirming that there is no history of detecting fraudulent activity or fraudulent transaction history of a user who intends to register a product for sale.

Specifically, the safety evaluation unit 132b inquires the history of fraudulent transaction attempts (fraud history) of a user who requests a transaction of copyright-backed securities on the trading platform, and performs an authentication operation (transaction history) to confirm that there is no fraudulent transaction history of the user. authentication) can be performed. In this case, the safety evaluation unit 132b may determine whether the user is a bad user by inquiring not only the sales of one user but also the fraudulent transaction histories confirmed at the time of purchase.

In addition, according to various embodiments, the safety evaluation unit 132b calculates the fraudulent transaction probability compared to the entire transaction history of the user based on the transaction history recorded in the block chain-based book, and a safety value in response to the calculated probability information can be calculated (the higher the probability of fraudulent transaction, the higher the safety value). For example, even if there are users A and B who do not have the same fraudulent transaction history, the safety value may be measured as a higher value for B with more transaction history than for A without transaction history.

The safety evaluation unit 132b may determine that criterion 1 is satisfied when it is confirmed that there is no illegal transaction history of a user who intends to sell copyright-backed securities on a trading platform. The safety evaluation unit 132b may evaluate whether criterion 1 is satisfied and safety in response to the degree of personal authentication of the corresponding user as well as the illegal transaction history. For example, the safety evaluation unit 132b may evaluate the safety value as a high value as the personal information of the user is described in detail and the seller's product has a large number of identification items.

In addition, the safety evaluation unit 132b may include an issuer evaluation unit (not shown), and may perform a credit evaluation on the company that issued the copyright-backed securities through the issuer evaluation unit. The issuer evaluation unit may evaluate the issuer of securities through, for example, a user report system. Specifically, the issuer evaluation unit inputs the company name, overdue or non-payment information, and the number of times of overdue or overdue payment from users in the event of overdue or non-payment of dividends from copyright proceeds from users who purchased copyright-backed securities through the trading platform. can receive

Accordingly, the issuer evaluation unit may calculate a company whose income payment rate is less than or equal to the standard value, and may calculate by subtracting (eg, -2) a safety value for products issued by these companies.

For reference, the issuer evaluation unit may determine the type of product for which the payment rate for each company is greater than or equal to the standard (excellent) or the type of work for which the payment rate for each company is greater than or equal to the standard value. In this case, when it is determined that the seller's sales request product belongs to the type of work in which the payment rate is higher than or equal to the standard value, the issuer evaluation unit may calculate by adding (eg, +2) the safety value of the corresponding product.

The value evaluation unit 132c may check the asset value of the copyright-backed securities and perform a series of operations for measuring the safety of the corresponding product therefrom.

The value evaluation unit 132c may evaluate the safety of the corresponding product in response to a degree of a difference between a result of converting the value of the sold product into an amount and the seller's request for sale.

The value evaluation unit 132c may analyze the copyright (hereinafter, the issuance basic copyright), which is the basis for issuance of the copyright-backed securities, in order to determine the degree of the gap, and may perform an operation of estimating the copyright revenue of the corresponding work. The value appraisal unit 132c may convert the asset value of the copyright-backed security into an amount and evaluate it based on the analyzed present value and expected profit of the underlying copyright. Thereafter, the value evaluation unit 132c may calculate the difference between the sale price of the product desired by the seller (the first user) and the converted asset value of the copyright-backed securities, and may evaluate the safety according to the degree of the difference. At this time, as the difference increases, the safety can be calculated as a lower value.

According to an embodiment, when the value evaluation unit 132c determines the asset value of the copyright-backed securities, the first user who wants to sell the copyright-backed securities or the associated issuer of the copyright-backed securities evaluates the basic assets for the basic copyright Data can be received, and the asset value of the corresponding copyright-backed securities can be evaluated based on the received basic asset evaluation data (eg, copyright equity ratio, original copyright holder information, work type information, copyright income status, etc.).

In this case, the value appraisal unit 132c may evaluate the asset value based on information related to issuance of the security, such as the time when the corresponding security is issued, and the company that issued the corresponding security, in addition to the information on the basic issuance copyright.

In addition, the value evaluation unit 132c may match the potential value evaluator according to the type classification information classified by the type confirmation unit 132a, and evaluate the asset value of the copyright-backed securities in consideration of the potential value evaluation information by the potential value evaluator. .

Specifically, for example, the value evaluation unit 132c may include, for example, a potential value evaluation unit (not shown). The potential value evaluation unit may request a potential value evaluation from a plurality of evaluator accounts for each type or genre of the underlying work of the work-backed securities. For example, when a product is classified as 'Music (1st Classification)-Hip-Hop (Secondary Classification)', the value evaluation unit 132c is configured to evaluate the potential value of the product in the 'Music-Hip-Hop' field. It is possible to authorize multiple rater accounts to view samples for evaluation of the product and to request evaluation. The potential value evaluation unit may evaluate the asset value of a product (copyright-backed securities) based on evaluation information of potential value evaluators of the underlying work of the product.

In addition, the value evaluation unit 132c may evaluate the asset value in order to inform the purchaser of the value of the product in addition to the purpose of evaluating the safety of the product before it is registered for sale. For this purpose, the asset value of the copyright-backed securities converted into numerical values by the value evaluation unit 132c may be disclosed to a plurality of users who access the platform to purchase digital assets.

5 is a diagram illustrating a configuration of a transaction support unit according to an embodiment of the present invention.

When a product (copyright-backed securities) is requested to be registered as a product for sale, the transaction support unit 134 checks the suitability of the transaction determined by the transaction asset evaluation unit 132, and when it is confirmed that the product is certified as a tradable asset, it It can be registered as a product for sale in

In addition, the transaction support unit 134 checks whether more than a standard number of transaction conditions of one copyright securitization security registered as a sale product have been entered, determines whether the entered transaction conditions are suitable for the asset value of the product, and receives information from other users. As a purchase request is received, an operation of selling the product (copyright-backed securities) (transferring ownership of the product to the buyer and transferring the payment to the seller) may be performed.

As shown in FIG. 5 , the transaction support unit 134 may include a transaction condition confirmation unit 134a, a transaction target matching unit 134b, an asset processing unit 134c, and a transaction execution unit 134d.

The transaction condition check unit 133a may check the transaction conditions input by the first user upon a sale request. In this case, the items of the transaction conditions input by the user who requested the transaction may include the sale price of copyright-backed securities, a tradable payment method (exchange target), a transaction deadline, and the minimum value of a product safety value.

Specifically, the user can input a tradable payment method (exchange target) in the transaction conditions when requesting a transaction, at this time, cash, different types of copyright securitization securities, copyright loan bonds, P2P principal and interest receivables, stocks, cryptocurrency, etc. It can be included in the items of this exchange. In addition, the exchange target may include various types of goods for which an asset value can be determined.

Accordingly, the transaction condition check unit 133a may check the sales price (cash basis) of the copyright-backed securities requested by the first user or the value information of the exchangeable assets (based on means other than cash).

The transaction target matching unit 134b may determine the characteristics of all users accessing the transaction platform of the present invention, and recommend purchaseable digital assets based on this. The transaction target matching unit 134b checks interest and transaction pattern information for all users who have accessed the platform or all users who have signed up for membership regardless of whether the sale product is registered or not, and based on this, the transaction possibility value of the corresponding user for each product item can be judged The transaction target matching unit 134b may extract and recommend a product for which a transaction possibility value is determined to be equal to or greater than a reference value for one user.

To this end, the transaction target matching unit 134b determines whether the user's transaction history is biased in a specific field of work and a work field with a high user's interest (based on transaction history or search terms) for users with previous transaction histories. and securitized securities issued based on works in the same field may be presented to the user as a recommended product.

For example, the transaction target matching unit 134b is newly registered for a user analyzed that the purchase ratio of asset-backed securities issued based on hip-hop genre music works is higher than that of other works-based securities (eg, 30% or more). It is possible to prioritize and provide product information corresponding to securitized securities based on hip-hop genre music works among sales products.

Also, the transaction target matching unit 134b may determine whether a plurality of products registered on the platform can be exchanged and recommend them as exchange targets. After the recommendation operation, if the similarity of the transaction conditions is greater than or equal to the standard value, but the transaction conditions and the value of the product do not match 100%, the transaction target matching unit 134b requests the product registrant to adjust the transaction conditions (eg, sales amount) may be

The asset processing unit 134c may support processing of copyright-related digital assets (copyright-backed securities, digital copyrights, etc.) registered as sales products. In this case, the method of processing may include a method of dividing the rights of digital assets into a plurality and merging rights of at least two different digital assets.

For example, the asset processing unit 134c may divide one real estate securitization certificate registered as a sale product into two securities and sell them to two users, respectively. Such processing of real estate-backed securities may be permitted only when the sales amount of one real estate-backed securities is above the standard value. The asset processing unit 134c may divide and sell one real estate securitization security into a plurality of securities according to the request of the seller (the first user). is not delivered directly to the buyer, but can be distributed to the end buyer via a trading platform.

The transaction execution unit 134d confirms a purchase request signal of a second user who wants to purchase a product (copyright-backed securities) registered as a sale product, and the second user confirms the transaction conditions of the first user for the product, If it is determined that you have agreed, you can proceed with the transaction for the product. In this case, the transaction of copyright-backed securities may include, in addition to the transaction of exchanging copyright-backed securities for cash, transactions of exchanging one copyright-backed securities for other types of copyright-backed securities, P2P principal and interest receivables, real estate securities, etc. .

According to various embodiments, when exchanging one copyright security security for another type of copyright security security, the transaction execution unit 134d searches for a copyright security security corresponding to the transaction conditions desired by the first user, and converts it into a transaction product. can present

In addition, the transaction execution unit 134d may perform an operation of transferring ownership to a second user who wants to purchase the product and paying the sale price from the second user when a product (copyright-backed securities) registered by one user is traded. there is. In addition, when a transaction is made, the transaction execution unit 134d may provide transaction-related information such as ownership transfer information and payment amount information to the block chain management unit 133 . Thereafter, the block chain management unit 133 may record transaction related information in the block chain transaction.

In addition, the transaction execution unit 134d may check previous transaction information for a product that has been verified and managed through the block chain, and may perform a transaction with another user based thereon.

In addition, the transaction execution unit 134d may perform a smart transaction of changing ownership for one user only for a reference period, and record the data on the transaction in the block chain common ledger.

Also, according to various embodiments, the transaction execution unit 134d may trade a copyright-based bond or copyright itself, rather than a work-backed securities. However, in this case as well, it is possible to analyze the type information of the work, evaluate the value in response thereto, and sell the asset to a buyer who pays a price corresponding to the value.

In short, the service support system according to an embodiment of the present invention includes a first user device, a second user device, and a server, wherein the first user device requests and sells digital assets owned by the user to the server. The condition is transmitted, and the second user device transmits a purchase request and purchase condition of a digital asset registered as a sale product to the server, and the server provides a product corresponding to the purchase condition received from the second user device to the second user device. 1 The user device selects and recommends digital assets to be sold, and supports the sales operation of the corresponding product, and the digital asset may include copyright-backed securities.

When the server receives a sale request from the first user, the server requests the first user to input seller information in order to check whether the first user meets the seller requirements, and sends the product to be sold from the first user The sales request confirmation unit that receives information on the type, quantity, and sales amount of the product, the number of personal authentication items of the owner of the product to be traded, and the result of converting the value of the product into an amount and the seller’s sales request amount A transactional asset evaluation unit that evaluates the safety of the product based on the gap, determines whether a product can be registered according to the evaluated safety value, It may include a blockchain management unit that records transaction information in a blockchain transaction.

In addition, the transaction asset evaluation unit confirms the type of digital asset and classifies the digital asset according to the identified type. The greater the number of personal authentication items of the first user who is the seller of the product, the greater the safety of the product. The safety evaluation unit that measures the numerical value as a high value and measures the safety level of the product according to the issuer based on the credit evaluation of the issuer, and the result of converting the value of the sold product into an amount and the amount of the first user's request for sale It may include a value evaluation unit that lowers the safety value as the difference between the two increases.

The safety evaluation unit performs a credit evaluation of the company that issued the copyright-backed securities, but the name of the company in which arrears or non-payment of the dividends of copyright proceeds received from users who purchased copyright-backed securities through the trading platform, overdue or non-payment occurs It may include an issuer evaluation unit that performs a credit evaluation for each company based on the product and number of times information.

The server includes a transaction support unit that confirms that more than the standard value of the transaction conditions of one copyright-backed securities registered as a sale product is input, and performs a sales operation of the corresponding product when a purchase request is received from the second user, the transaction support unit confirms the transaction conditions entered by the first user at the time of the sale request, wherein the transaction conditions include at least one of the sale price of copyright-backed securities, a tradable payment method (exchange target), a transaction deadline, and the minimum value of product safety. A transaction condition confirmation unit configured to include, for a user with a previous transaction history, determines whether the user's transaction history is biased in a specific field of work and the field of work in which the user's interest is greater than or equal to the standard value, and works in the same field A transaction target matching unit that presents a product issued as a recommended product to a user based on 2 If it is determined that the user confirms and agrees, a transaction execution unit that proceeds with the transaction for the product may be included.

And the transaction support unit supports processing of digital assets registered as sales products, wherein the processing is performed in one of a method of dividing the rights of a digital asset into a plurality and a method of merging the rights of at least two different digital assets It may include an asset processing unit that

In addition, the transaction execution unit may perform a smart transaction in which a purchase operation is performed by changing the ownership for a second user who wants to purchase a product only for a reference period, and the data for the transaction may be recorded in the block chain common ledger.

Although the present invention has been described in detail with reference to the above-described examples, those skilled in the art can make modifications, changes, and modifications to the examples without departing from the scope of the present invention. In short, in order to achieve the intended effect of the present invention, it is not necessary to separately include all the functional blocks shown in the drawings or follow all the orders shown in the drawings. Note that it may fall within the scope.

100 : server
110: communication department
120: storage
130: control unit
131: sales request confirmation unit
132: transaction asset appraisal unit
132a: type confirmation unit
132b: safety evaluation unit
132c: Valuation Department
133: Blockchain Management Department
134: Transaction Support Department
134a: Transaction Condition Confirmation Unit
134b: transaction target matching unit
134c: Asset Processing Department
134d: Transaction Execution Department

Claims (7)

A service support system comprising a first user device, a second user device, and a server, the service support system comprising:
The first user device is
transmits the sale request and sale conditions of the digital assets owned by the user to the server;
The second user device is
Sending a purchase request and purchase conditions for digital assets registered as sales products to the server;
the server is
Selecting and recommending a product corresponding to the purchase condition received from the second user device from among digital assets that the first user device wants to sell, and supporting the sales operation of the product;
The digital asset is a copyright transaction service support system, characterized in that it includes copyright-backed securities. 2. The method of claim 1
the server is
Upon receiving a sale request from the first user, in order to check whether the first user meets the seller requirements, the first user is requested to input seller information, and the type of product to be sold from the first user; a sales request confirmation unit receiving information on quantity and sales amount;
The safety of the product is evaluated based on the number of personal certification items of the owner of the product to be traded, the difference between the value of the product converted into value and the seller's request for sale, and a transaction asset evaluation unit that determines whether a product can be registered according to the
A copyright transaction service support system comprising a; a block chain management unit that records transaction information including transaction history and transaction conditions of digital assets determined to be registered as sales products in a block chain transaction. 3. The method of claim 2,
The transaction asset evaluation unit
a type confirmation unit that confirms the type of digital asset and performs an operation of classifying the digital asset according to the identified type;
The higher the number of personal authentication items of the first user who is the seller of the product, the higher the safety level for the product.
a safety evaluation unit that measures the safety level of products according to the issuer based on the issuer's credit rating; and
a value evaluation unit that lowers the safety value as the difference between a result of converting the value of the product for sale into an amount and the sales request amount of the first user increases; A copyright transaction service support system comprising a. 4. The method of claim 3,
The safety evaluation unit
Credit evaluation of the company that issued copyright-backed securities, but the name of the company in which overdue or non-payment of copyright proceeds dividend received from users who purchased copyright-backed securities through the trading platform, product and number of overdue or non-payment occurred Copyright transaction service support system comprising a; issuer evaluation unit that performs credit evaluation for each company based on the information. 2. The method of claim 1
the server is
A transaction support unit that confirms that more than the standard value of the transaction conditions of one copyright securitized security registered as a sale product is input, and performs a sales operation of the product when a purchase request is received from the second user;
The transaction support department
Check the transaction conditions entered by the first user at the time of the sale request, but the transaction conditions include at least one of the sale price of copyright-backed securities, tradable payment methods (exchange target), transaction deadline, and the minimum value of product safety a transaction condition confirmation unit configured to do so;
For users with previous transaction history, it is determined whether the user's transaction history is biased toward a specific field of work and the field of work in which the user's interest is above the standard value, and products issued based on the work in the same field are provided to the user. a transaction target matching unit that is presented as a recommended product;
A transaction in which a purchase request signal of a second user who wants to purchase a product is checked, and when it is determined that the second user has confirmed and agreed to the transaction conditions of the first user registered for the product, the transaction is carried out for the product Performing unit; Copyright transaction service support system comprising a. 6. The method of claim 5,
The transaction support department
an asset processing unit that supports processing of digital assets registered as sales products, wherein the processing method is performed in one of a method of dividing the rights of digital assets into a plurality of methods and a method of merging rights of at least two different digital assets; A copyright transaction service support system comprising a. 6. The method of claim 5,
The transaction execution unit
Copyright transaction service support, characterized in that the second user who wants to purchase the product performs a smart transaction that proceeds the purchase operation in a manner that changes the ownership only for a reference period, and records the data about the transaction in the block chain public ledger system.

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