KR20210116740A - Method for matching the producter by paying point and/or coin in watching advertisement - Google Patents

Abstract

The present invention relates to a method for matching producers (sellers) by apps which pay points or coins for advertising viewing rewards, and more specifically, to an advertisement server system (1110), which can link producers (sellers) or affiliated sites in connection with payment of points and coins of an advertisement management company in an app which pays points or coins for advertisement viewing rewards connected without authentication by a phone number (1110), wherein the advertisement server system includes a DB server (1101) for managing a DB, a web server (1102) for web management, an advertisement/research content server (1103) for transmitting video advertisements, etc., a point/coin management server (1104), and a producer (seller) operating server (1105).

Description

How to match the producer (seller) by the app that pays points or coins for viewing advertisements {METHOD FOR MATCHING THE PRODUCTER BY PAYING POINT AND/OR COIN IN WATCHING ADVERTISEMENT}

The present invention relates to a method of matching with a producer (seller) by an app that pays points or coins for reward for watching advertisements, and more specifically, in an app that pays points or coins for reward for watching advertisements connected by a phone number It relates to a method of matching with a producer (seller) by an app that pays points or coins for advertisement viewing compensation that can link producers (sellers) or affiliated sites in connection with payment of points and coins by advertisement management companies.

First, in order to help understanding the technical content of the present invention, the present invention relates to another embodiment of domestic patent registration No. 10-1543222 (name: financial transaction relay system interlocked with a phone number and its processing method), and the applicant It is a continuation technology related to the recent patent registration No. 10-2052911, patent registration No. 10-1616266, international patent classification G06Q 20/40 and patent application No. 10-2016-46135, It relates to an electronic payment system and a method therefor using a coin-linked technology according to point payment and utilization.

Referring to FIG. 1 , the financial transaction relay system 2 of the present invention relays bank transactions and e-commerce transactions using a multi-security lock function including fingerprint recognition in an unauthorized access method.

To this end, the financial transaction relay system 2 of the present invention registers as a member through fingerprint recognition, account password authentication, and phone number authentication in the personal financial transaction relay server 100, and the customer terminal 200 and the online banking system 300 ) and the electronic commerce system 400, when performing a financial transaction, an unauthenticated connection is processed through fingerprint authentication.

The financial transaction relay system 2 of the present invention includes communication networks 4 and 6, a customer terminal 200, an online banking system 300, an e-commerce system 400, and a personal financial transaction relay server 100. include

The communication networks 4 and 6 are, for example, wired and wireless communication networks, mobile communication networks, etc., and include the customer terminal 200, the online banking system 300, the personal financial transaction relay servers 100, and the customer terminal 200 and electronic commerce. It is provided as a single or complex communication network that is connected so that data communication is made between the system 400 and the personal financial transaction relay servers 100 .

The customer terminal 200 is provided with, for example, a portable computer or personal computer such as a smart phone, a tablet computer, a notebook computer, etc., and connects to the personal financial transaction relay server 100 through the communication network 4 . The customer terminal 200 accesses the personal financial transaction relay server 100 using a web browser or a mobile application, and connects with the online banking system 300 and the e-commerce system 400 through the personal financial transaction relay server 100 . carry out financial transactions of

The customer terminal 200 includes a fingerprint recognizer 210 that acquires fingerprint information. The customer terminal 200 provides the fingerprint information obtained from the fingerprint reader 210 to the personal financial transaction relay server 100 through the communication network 4 . The customer terminal 200 accesses the personal financial transaction relay server 100 through the communication network 4 and registers as a member. At this time, the customer terminal 200 registers fingerprint information and phone number with the personal financial transaction relay server 100 , and registers the account password registered in the online banking system 300 with the personal financial transaction relay server 100 . .

When registering as a member, the customer terminal 200 is authenticated multiple times by using fingerprint information, phone number, and account password to the personal financial transaction relay server 100 . In addition, the customer terminal 200 provides fingerprint information to the personal financial transaction relay server 100 for financial transactions with the online banking system 300 and the electronic commerce system 400 .

The online banking system 300 is provided in the affiliated bank to process online banking transactions, for example, financial transactions such as deposits and withdrawals and transfers. In the online banking system 300 , the customer terminal 200 is connected without authentication through the personal financial transaction relay server 100 during a financial transaction.

The e-commerce system 400 is, for example, an online shopping mall system such as a department store or discount store, a passenger transportation reservation system such as an airline or railroad, an accommodation reservation system such as a condominium and a hotel, and a cultural performance reservation system such as a movie, a play, a concert, etc. , a leisure reservation system, etc., when using an e-commerce transaction through the personal financial transaction relay server 100, the customer terminal 200 is connected without authentication.

In addition, the personal financial transaction relay server 100 registers as a member through the multi-safe lock module 110 when the customer terminal 200 registers as a member, and provides financial services with the online banking system 300 and the e-commerce system 400 . During transaction, fingerprint information is received from the customer terminal 200 and authenticated, and when financial transactions and e-commerce transactions are performed with the online banking system 300 and the e-commerce system 400, the financial transaction is performed through fingerprint authentication through unauthenticated access. do. This personal financial transaction relay server 100 builds a personal portal site for personal financial transactions.

However, in recent financial transaction technology, along with the advent of virtual currency, link technologies with points that are compensated for product transactions appear, and these are being patented as BMs.

In order to understand these techniques, even in the prior art of FIG. 2, the donor terminal 300 and the donor terminal 400, which are the technical contents forming the basis of the present invention, will be described in detail.

2 is an overall configuration diagram showing a digital virtual currency transaction system having a block chain between parties of the prior invention applied to the present invention.

The donor terminal 300 generates a donor transaction request signal including the amount information of the digital virtual currency having the block chain to be donated and the donor's personal information, and transmits it to the digital virtual currency transaction guide server 200, , A donor-side blockchain-based digital virtual currency transaction app 310 that guides the recipient to designate and transmit the recipient recognition URL (A) transmitted from the digital virtual currency transaction guide server 200 . This is the mounted terminal member.

Here, the donor-side blockchain-based digital virtual currency transaction app 310 is an application program, and is downloaded by accessing the App Store through the donor terminal 300 or to the aforementioned blockchain-based digital virtual currency transaction guide server 200. You can directly access it, download it, install it, and use it.

It is possible to use the hybrid web instead of the app 310 , and by activating the hybrid web, it is possible to access or transmit information here.

In addition, the donor terminal 300 controls the donor terminal 300 according to the user's operation in order to operate the donor-side block chain-based digital virtual currency transaction app 310, or a keypad that generates a user input signal for operating An information input unit such as, an information storage unit in which data such as the donor's personal information to be described later or the donor-side block chain-based digital virtual currency transaction app 310, which is a dedicated program, is stored, such as a block chain-based digital virtual currency transaction screen It consists of an information output unit that outputs multimedia information and a control unit that performs overall operation control of the donor terminal 300 .

As such, the donor terminal 300 performing the function includes palmtops, personal digital assistants (PDAs), communication terminal devices such as smart phones capable of Internet access, portable multimedia player (PMP), or UMPC (Ultra). It can be applied to various terminals such as -mobile PC) and MID (Mobile Internet Device), which is equally applicable to the recipient terminal 400 to be described later.

The beneficiary terminal 400 is automatically executed when clicking the URL (A) for the recognition of the beneficiary, from which the URL (A) for acknowledgment of the beneficiary is transmitted from the donor terminal (300). It is a terminal member equipped with a beneficiary-side block chain-based digital virtual currency transaction app 410 that generates a personal details signal for authentication of the recipient including personal information and controls it to be transmitted to the digital virtual currency transaction guide server 200. .

Here, the donor-side blockchain-based digital virtual currency transaction app 310 and the donor-side blockchain-based digital virtual currency transaction app 410 are the same app, and in order to clearly distinguish them, prefixes of the donor side and the donor side are attached. .

In addition, it is preferable that the donor terminal 300 and the donor terminal 400 be provided based on an instant messenger (IM) so that the donor can easily select a donor who wants to give digital virtual currency having a block chain.

To this end, a donor-side instant messenger is mounted on the donor terminal 300 , and the donor-side instant messenger is mounted on the donor terminal 400 .

In this way, the donor-side instant messenger and the donor-side instant messenger are the same instant messenger, and in order to clearly distinguish them, prefixes of the donor-side and the recipient-side are attached here as well.

Through this, the donor-side blockchain-based digital virtual currency transaction app 310 of the donor terminal 300 collects and transmits selective IM identification information that identifies the donor-side instant messenger designated by the donor in the donor transaction request signal. , when the URL (A) for recognizing the donor is transmitted from the digital virtual currency transaction guide server 200, the donor-side instant messenger designated by the donor is automatically executed, and the donor-side instant messenger recognizes the donor. When the donor's instant messenger designates a beneficiary account of the instant messenger that requests delivery of the URL (A) for recognition of the donor, the donor terminal 400 corresponds to the beneficiary account. ) is programmed to be transmitted.

In addition, the recipient-side instant messenger of the recipient terminal 400 controls the transmitted recipient recognition URL (A) to be output, and the recipient-side blockchain-based digital virtual currency transaction app 410 of the recipient terminal 400 is When the recipient clicks the URL (A) for recognition of the recipient displayed on the recipient's instant messenger, it is automatically executed to generate a personal information signal for authentication of the recipient and is programmed to transmit it to the digital virtual currency transaction guide server 200 .

The following is a Coin-Point relay exchange that executes a transaction between a "coin" targeted at a virtual currency exchange developed in Patent Registration No. 10-1918033, registered by the inventor, and a "point" rewarded in an online bank or e-commerce transaction. (5000) will be described.

3 is a block diagram illustrating a system in which points generated in an online bank or e-commerce transaction of the present invention and a coin traded in a virtual currency exchange are traded in a separate relay exchange. It is an overall configuration diagram for explaining the virtual currency transaction system 3000 and the online banking and e-commerce system 4000 according to the embodiment.

First, the virtual currency trading system 3000 will be described with a flowchart.

In the future, in the present invention, virtual currency is referred to as "coin" or "Coin".

Referring to the upper part of FIG. 3 , the transaction of virtual currency according to an embodiment of the present invention is that a donor transacts virtual currency with a donor. Specifically, the donor terminal 300 is a digital virtual currency having a blockchain to be donated. Generates a transaction request signal for a donor including the amount information of the donor and personal information of the donor and transmits it to the digital virtual currency transaction guide server 3100, and the digital virtual currency transaction guide server 3100 in the donor terminal 400 Confirmation of personal information is performed, and the amount to be donated to the beneficiary is deducted from the blockchain-based digital virtual currency amount information stored in the donor's electronic wallet information, and the deducted amount is stored in the donor's electronic wallet information. After accumulating in the virtual currency amount information, it creates transaction information for digital virtual currency transaction based on this and controls it to be propagated to the blockchain holding servers (not shown), so that the virtual currency is exchanged or traded. will be.

Hereinafter, the meaning of "transaction" is included in the concept of "exchange".

Accordingly, the head office issues a Coin, and as an affiliated bank, for example, the Bank stores and manages the Coin, thereby performing the functions stipulated by the law.

The "coin" of the virtual currency trading system 3000 generated here is linked with the Coin management system 3500 so that it can be exchanged or traded with the Coin-Point relay exchange 5000 to build a system.

For this purpose, ALL IT BLUE COIN, ALL IT SILVER COIN, ALL IT GOLD COIN, ALL IT DIA COIN, and ALL IT POINT were applied for trademark registration so that the brand names can be used for each grade when exchanging or trading coins and points, which will be described later. do.

The virtual currency transaction method will be described in detail with reference to FIGS. 12 to 19 .

Second, the online banking and e-commerce system 4000 will be described with a flowchart.

From now on, in the present invention, the reward generated by the transaction is referred to as "point" or "Point".

Referring to the lower part of FIG. 3 , an online bank and e-commerce system 4000 according to an embodiment of the present invention includes one online shopping mall 4100, one or more purchaser PC terminals 4300a and a purchaser mobile through the Internet (I). The terminal 4300b is connected to the affiliated store terminal 4400 .

The online bank and e-commerce system 4000 is connected to the online shopping mall 4100 and the purchaser's terminal through the Internet (I), and when purchasing a product according to the request of the purchaser, a product window where the purchaser can purchase with the points he owns. functions provided at the same time.

The purchaser PC terminal 4300a and the purchaser mobile terminal 4300b are connected to the online bank and e-commerce system 4000 through the Internet (I), and various HTML provided by the online bank and e-commerce system 4000 (Hyper Text Marker Language) A general web browser is provided so that a web page such as a document can be retrieved and displayed on a screen.

In addition, the purchaser PC terminal (4300a) and the purchaser mobile terminal (4300b) use the Allit-Pay accumulation card, and cards of other companies affiliated with the card can also be used.

At this time, the points that are distributed as much as the purchaser used are accumulated as profit compensation.

The purchaser PC terminal 4300a is preferably implemented as a personal computer (PC), but is not limited thereto, and may be implemented with any communication capable device such as a laptop computer, PDA, smartphone, etc. that can communicate by connecting to the Internet. .

The designated affiliated store terminal unit 4400 is composed of a plurality of designated point terminals previously designated for the accumulation of points. In this embodiment, for convenience of explanation, the designated affiliated store terminal unit 4400 grouped into one commercial district is divided into the first franchisee terminal unit 4400a, the second affiliate store terminal unit 4400b, and the third affiliate store terminal unit 4400c. , --- (omitted) --- , is shown as an nth merchant terminal unit 4400n.

In addition, the designated affiliated store terminal unit 4400 uses an Allit-Pay accumulation card, and a card of a third party affiliated with the card can also be used.

At this time, the points that are distributed as much as the purchaser used are accumulated as profit compensation.

At this time, the accumulated points and Coins to be described later can be exchanged or traded to promote the convenience of consumers.

That is, the "point" of the online bank and e-commerce system 4000 generated here is linked with the profit compensation point management system 4500 so that it can be transacted with the Coin-Point relay exchange 5000 to construct a system.

Reference numeral 6000 represents the "Allit Pay process" and represents an operation network that can systematize lines that can bring efficiency of work in connection with AllIT Bank and AllIT Pay, which will be described later.

Third, the relay exchange 5000 of All IT Coin and All IT Point shown in the middle of FIG. 3 will be described.

The "coin" of the virtual currency transaction system 3000 generated by the virtual currency transaction is linked with the Coin management system 3500 so that it can be transacted with the Coin-Point relay exchange 5000 to construct a system.

In addition, the system by linking with the profit compensation point management system 4500 so that the "points" of the online bank and e-commerce system 4000 rewarded according to the usage performance of banks, etc. can be transacted with the Coin-Point relay exchange 5000 to build

However, in the prior inventions, by using an app that pays points or coins for reward for viewing advertisements, from the moment the app is touched, the prize money (seller) is linked with points and coins that are paid as compensation after watching advertisements to respond to changes in the price of coins. No technology has been developed to generate revenue and provide opportunities to purchase goods.

In addition, in the prior inventions, not only the profits of points and coins paid as compensation after watching advertisements, but also the technology that has an opportunity to return the benefits by distributing the advertisement revenue generated during unauthorized access to the affiliate sites by linking the affiliate sites has not been developed. didn't

Therefore, the present invention uses an app that pays points or coins for advertisement viewing compensation by connecting it by phone number, and links the prize winner (seller) with points and coins that are paid as compensation after viewing the advertisement from the moment the app is touched. It aims to develop technology that can generate profits and purchase goods according to the price fluctuations of coins.

In addition, the present invention develops a technology that has an opportunity to return benefits by distributing advertising revenue generated during unauthorized access to affiliate sites by linking affiliate sites as well as revenue of points and coins paid as rewards after watching advertisements. have.

Here, by enabling the exchange or transaction between the “coin” and the “point”, the actual value of the coin can be recognized, and the reorganization of the “coin” into a system suitable for the internationalization trend is made, The purpose is to develop a de-anonymous biometric authentication coin that can prevent in advance an act that confuses the economic order due to excessive issuance.

The present invention first, the user computer-on step (S401) of turning on the user's computer; After turning on the computer, the content providing step (S402) of providing content to the user's computer screen from the computer; When the content providing step (S402) is made, the advertisement point/coin payment app selection step (S403) in which the user selects the desired advertisement point/coin payment app; After the advertisement point/coin payment app selection step (S403), the advertisement server system 110 transmits an advertisement image to the customer system (S404); an advertisement viewing step (S405) of viewing an advertisement connected without authentication in the advertisement transmission step (S404); after the advertisement viewing step (S405), an advertisement viewing or not checking step (S406) of checking whether the user has completed viewing the advertisement; After the advertisement viewing or not checking step (S406), a Point/Coin accumulation step (S407) of accumulating Points or Coins in the Point/Coin management DB of the user or advertiser account; Producer (seller) operating system access step (S408) to access the producer (seller) operating system and purchase goods by using the Point/Coin accumulated by the Point/Coin accumulation step (S407) by viewing the advertisement (S408) ; After the producer (seller) operating system access step (S408), the advertisement server system 1100 provides a producer (seller) transaction site providing step (S409) of providing a transaction site of a member producer (seller) to a user computer; an individual producer (seller) transaction site selection access step (S410) in which a user selects and accesses an individual producer (seller) transaction site after the producer (seller) transaction site providing step (S409); After the individual producer (seller) transaction site selection access step (S410), an e-commerce step (S411) of purchasing goods from an individual producer (seller) transaction site; Point/Coin payment selection step (S412) to be able to pay with Point/Coin after purchasing the item in the e-commerce step (S411); After the Point/Coin payment selection step (S412), the producer (seller) operating system provides a Point/Coin payment site providing step (S413) for providing a payment site; In the Point/Coin payment site providing step (S413), payment with Point or Coin (S414) and ending step (S415); Producer by an app that pays points or coins for advertising viewing compensation, characterized in that it consists of How to match the seller).

In the present invention, in the advertisement point/coin payment app selection step (S403), the management user phone number input step (S304) of inputting the management user's phone number into the input field of the advertisement point/coin payment app; After the user phone number input step (S304) for management, the advertisement server system 110 includes a Point/Coin management wallet creation step (S305) of creating a point management and Coint management wallet linked with the user phone number It is a method of matching with a producer (seller) by an app that pays points or coins for reward for watching advertisements.

In the present invention, when selecting to access a site other than the producer (seller) operating system access step (S408), the content portal site access step (S420) of accessing the content portal site; after the content portal site access step (S420), an individual site and content selection step (S421) for selecting a site and content desired by the user; After the individual site and content selection step (S421), the advertisement viewing completion step (S422) of going through the above-described steps S404 to S406; After the advertisement viewing completion step (S422), the content utilization step (S423) of using the content without authentication; a method of matching with a producer (seller) by an app that pays points or coins for advertising viewing compensation, characterized in that it consists of am.

The present invention first, a user computer-on step (S301) of turning on the user's computer; After turning on the computer, a content site access step (S302) of accessing the content site by inputting the URL of the company A (smartphone or computer of the subject side); After performing the content site access step (S302), the point/Coint payment app for advertisement installation preparation step (S303) of preparing (selecting) the point/Coint payment app for advertisement; After the Point/Coint payment app for advertisement installation preparation step (S303), a management user phone number input step (S304) of inputting the phone number of the management user into the input field of the Point/Coint payment app for the advertisement; After the user phone number input step for management (S304), the advertisement server system 110 includes a Point/Coin management wallet creation step (S305) for creating a point management and Coint management wallet linked with the user phone number; After the Point/Coin management wallet creation step (S105), a Point/Coin interworking program installation step (S306) of installing a program that links (integrates) the Point and Coin; Point/Coin individual program installation step (S307) of installing a program that operates each of the Point and the Coin when the program that links (combines) the Point and the Coin is not installed; After the Point/Coin interlocking program installation step (S306), the Point/Coint payment app download step for advertisement to download the Point/Coint payment app for advertisement (S308); After the step of downloading the Point/Coint payment app for advertisement (S308), the step of storing the Point/Coint payment app for advertisement on the user computer management screen (S309) is made; and when the Point/Coint payment app for advertisement is stored, it ends It is a method of matching with a producer (seller) by an app that pays points or coins for advertising viewing compensation, characterized in that it consists of a termination step (S310).

In the present invention, the coins exchanged for the points are the electronic cryptographic source 316 provided in the first file 315a, which is the basic unit of virtual currency linked to the general matching program 340a, in the general matching program 340a. Converted, the electronic algorithm source 416 provided by the fingerprint / finger vein algorithm 415 is converted in the general matching program 340a, and these are the electronic cryptographic source and the fingerprint / finger vein of the virtual currency by the matching program 344 At the same time, the electronic algorithm source 416 of the donor's fingerprint or finger vein is fused by the electronic algorithm source of It is a method of matching with a producer (seller) by an app that pays points or coins for advertising viewing compensation, characterized in that it can be converted into an electronic algorithm source of the beneficiary's fingerprint or finger vein by

Therefore, the present invention uses an app that pays points or coins for advertisement viewing compensation by connecting it by phone number, and links the prize winner (seller) with points and coins that are paid as compensation after viewing the advertisement from the moment the app is touched. This has the effect of generating profits and purchasing goods according to the price fluctuation of coins.

In addition, the present invention has an effect that benefits can be returned by distributing advertising revenue generated during unauthorized access to affiliate sites by linking affiliate sites as well as revenue of points and coins paid as compensation after viewing advertisements.

Here, by enabling the exchange or transaction between the “coin” and the “point”, the actual value of the coin can be recognized, and the reorganization of the “coin” into a system suitable for the internationalization trend is made, By developing de-anonymous biometric authentication coins that can prevent excessive issuance and confuse economic order in advance, there is an effect of preventing hacking as well as maintaining economic order that enables tax tracking in the country.

1 is a diagram illustrating a relay processing system for banking transactions and e-commerce transactions in an unauthenticated access method using a multi-safe lock function including fingerprint recognition of a financial transaction relay system as a prior art of the present invention.
2 is an overall configuration diagram showing a digital virtual currency transaction system having a block chain between parties of the prior invention applied to the present invention.
3 is a configuration diagram illustrating a system in which points generated in an online bank or e-commerce transaction according to the prior art applied to the present invention and coins traded in a virtual currency exchange are traded in a separate relay exchange. am.
4 is a block diagram of matching virtual currency with fingerprint/finger vein authentication information using a digital virtual currency transaction system having a block chain between parties of the present invention.
5 is a block diagram illustrating a digital virtual currency transaction process having a block chain between parties using the digital virtual currency transaction system having a block chain between parties of the present invention.
6 is a flowchart illustrating a digital virtual currency transaction process having a block chain between parties using the digital virtual currency transaction system having a block chain between parties of the present invention.
7 is an independent URL of the present invention, after entering a phone number to access the affiliated site, accessing the unauthenticated affiliated site, purchasing an item, and exchanging the points and coins paid for it, protection insurance is applied This is a flowchart of a possible financial transaction method.
8 and 9 are a continuation of FIG. 7, and after inputting a phone number to access the affiliated site by the independent URL of the present invention, purchase goods of the affiliated site connected without authentication, and exchange the points paid for it for coins. As a possible financial transaction method, a flowchart of a financial transaction method in which a point holder requests a transaction from a coin holder and a financial transaction method that can apply protection-type insurance when exchanging points for a coin and a coin holder points It is a flowchart of requesting a transaction to a holder.
10 is a system configuration diagram showing a method of interworking with a producer by an app that pays points or coins for advertisement viewing compensation for carrying out the present invention.
11 is a flowchart of an embodiment showing a method of subscribing to an app that pays points or coins for advertisement viewing compensation according to the present invention
12 is a flowchart of an embodiment showing a method of interworking with a producer by an app that pays points or coins for advertisement viewing compensation according to the present invention.
13 is a flowchart of an embodiment showing a method of interworking with a producer by an app that pays points or coins for advertisement viewing compensation following FIG. 12 .

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those of ordinary skill in the art can easily carry out the present invention.

Throughout the specification, when a part is "connected" with another part, this includes not only the case of being "directly connected" but also the case of being "electrically connected" with another element interposed therebetween. . Also, when a part "includes" a component, it means that other components may be further included, rather than excluding other components, unless otherwise stated, and one or more other features However, it is to be understood that the existence or addition of numbers, steps, operations, components, parts, or combinations thereof is not precluded in advance.

The terms "about", "substantially", etc. to the extent used throughout the specification are used in a sense at or close to the numerical value when the manufacturing and material tolerances inherent in the stated meaning are presented, and serve to enhance the understanding of the present invention. To help, precise or absolute figures are used to prevent unfair use by unscrupulous infringers of the stated disclosure. As used throughout the specification of the present invention, the term “step for (to)” or “step for” does not mean “step for”.

In this specification, a "part" includes a unit realized by hardware, a unit realized by software, and a unit realized using both. In addition, one unit may be implemented using two or more hardware, and two or more units may be implemented by one hardware.

In this specification, some of the operations or functions described as being performed by the terminal, apparatus, or device may be performed instead of in a server connected to the terminal, apparatus, or device. Similarly, some of the operations or functions described as being performed by the server may also be performed in a terminal, apparatus, or device connected to the server.

In this specification, some of the operations or functions described as mapping or matching with the terminal means mapping or matching the terminal's unique number or personal identification information, which is the identification data of the terminal. can be interpreted as

Coins used in the specification of the present invention are used repeatedly with 'virtual currency'.

Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

A block diagram of matching virtual currency with fingerprint/finger vein authentication information using a digital virtual currency transaction system having a block chain between parties of the present invention will be described.

4 is a block diagram of matching virtual currency with fingerprint/finger vein authentication information using a digital virtual currency transaction system having a block chain between parties of the present invention.

The main controller (CPU) 340 shown in the block diagram for matching the virtual currency with the biometric authentication information using the digital virtual currency transaction system having the block chain between the parties of the present invention in FIG. 4 is encrypted as described above. A donor terminal 300 including a virtual currency 315, an encrypted fingerprint / finger vein algorithm 415 as described above, a fingerprint / finger vein recognizer, and a donor terminal including a fingerprint / finger vein recognizer ( 400), and the electronic cryptographic source of the encrypted virtual currency 315 (including the "file name" or virtual currency "node" in which the virtual currency is formed) and the fingerprint / finger vein algorithm 415 of the electronic It consists of a conversion device 500 that matches the algorithm source, and a donor-recipient fingerprint / finger vein conversion device 600 that converts the donor's virtual currency into the donor's virtual currency.

Hereinafter, an embodiment of performing a transaction process of a digital virtual currency having a block chain between parties of the present invention will be described in detail with reference to FIGS. 5 and 6 attached thereto.

5 is a block diagram illustrating a digital virtual currency transaction process having a block chain between parties using the digital virtual currency transaction system having a block chain between the parties of the present invention, and FIG. 6 is a diagram between the parties of the present invention It is a flowchart showing the transaction process of digital virtual currency with block chain between parties using the transaction system of digital virtual currency with block chain.

The overall matching program 340a in the block diagram showing the transaction process of the digital virtual currency having the block chain between the parties using the digital virtual currency transaction system having the block chain between the parties of the present invention in FIG. 5 and The electronic encryption source 316 provided from the first file 315a, which is the basic unit of the linked virtual currency, is converted in the general matching program 340a, and the electronic algorithm source 416 provided by the fingerprint/finger vein algorithm 415. ) is converted in the general matching program 340a, so that they can be fused by the matching program 344, so that they can be transacted as a basic unit of transmission.

Unexplained reference numerals 315b and 315c indicate the number of the second and third files of the virtual currency following the first file, which is the basic unit of the virtual currency.

Of course, in order to transmit a large amount, it is preferable to create and operate a program of a lump sum payment method.

In FIG. 6, since the same procedure as that shown in the normal transmission method is used as it is, it will be described as an essential element of the present invention.

In the code display, the code having the same technical content as that of the prior art is used the same.

First, when the donor terminal 300 executes (S110) the donor-side blockchain-based digital virtual currency transaction app 310 mounted according to the donor’s selection, the executed donor-side blockchain-based digital virtual currency transaction app 310 controls the stored and managed blockchain-based digital virtual currency transaction screen 510 to be output and displayed (S120) through the information output unit 301 of the donor terminal 300 .

At this time, in order to prevent the exposure of all information, it is checked whether the electronic encryption source of the virtual currency (including the "file name" or the "node" of the virtual currency in which the virtual currency is formed) and the electronic algorithm source of the fingerprint or finger vein are matched. It is requested by the fingerprint or / and finger vein authentication means, where it is determined whether the virtual currency and the fingerprint or / and finger vein authentication information is matched (S130a).

If the above conditions are not satisfied, the transaction is terminated, and then, the donor terminal 300 displays the amount display field 511 on the block chain-based digital virtual currency transaction screen 510 displayed through the information output unit 301 . ), the instant messenger selection field 512 and the text input field 513, when the send menu 514 is clicked while the input form is entered according to the input form, the donor-side blockchain-based digital virtual currency transaction app 310 is a block A transaction request signal for the donor is generated by collecting the amount information of the digital virtual currency input through the chain-based digital virtual currency transaction screen 510, the selected IM identification information, and the personal information of the stored and managed donor, and it is a block chain-based digital virtual currency It is transmitted to the currency transaction guide server 200 (S130).

Then, when the block chain-based digital virtual currency transaction guide server 200 transmits the donor transaction request signal from the donor terminal 300, the donor's personal information included in the donor transaction request signal is transferred to the member list information DB 211. By matching with and confirming that you are a member, a URL (A) for beneficiary recognition that guides you to recognize a beneficiary who is gifted with digital virtual currency having a block chain is generated and transmitted to the donor terminal 300 (S140).

After that, the donor-side blockchain-based digital virtual currency transaction app 310 of the donor terminal 300 transmits the donor recognition URL (A) from the blockchain-based digital virtual currency transaction guide server 200, select IM identification In a state where the donor-side instant messenger corresponding to the information is controlled to be automatically executed, the donor-side instant messenger URL display guidance screen (see FIG. 3b ) in which the donor-side instant messenger URL (A) is inserted and displayed in the automatically executed donor-side instant messenger A control is performed so that it is output through the information output unit 301 (S150).

Thereafter, in the donor-side instant messenger of the donor terminal 300, the donor-side instant messenger designates the donor account of the instant messenger that the donor requests for delivery of the beneficiary URL (A) through the donor designation guide screen for the donor-side instant messenger (refer to FIG. 3c ). Then, the URL (A) for recognition of the beneficiary is transmitted to the recipient terminal 400 corresponding to the beneficiary account (S160).

Thereafter, the recipient-side instant messenger of the recipient terminal 400 outputs a URL display guide screen for the recipient-side instant messenger in which the transmitted recipient-recognition URL (A) is inserted and displayed (see FIG. 3D ) through the information output unit 401 ( S170) to be controlled.

After that, when the recipient recognition URL (A) displayed on the recipient side instant messenger of the recipient terminal 400 is clicked, the recipient side block chain-based digital virtual currency transaction app 410 is automatically executed (S180) in conjunction with this. .

The beneficiary side block chain-based digital virtual currency transaction app 410 of the automatically executed beneficiary terminal 400 generates a personal details signal for beneficiary authentication including the personal information of the beneficiary who receives a digital virtual currency gift with a block chain, This is controlled to be transmitted (S190) to the digital virtual currency transaction guide server 200.

After that, when the block chain-based digital virtual currency transaction guide server 200 transmits the personal details signal for authentication of the beneficiary from the beneficiary terminal 400, the personal information of the beneficiary included in the personal information signal for authentication of the beneficiary is stored in the member list information DB. (211), after confirming that the donor is a member, deduct the amount to be donated to the beneficiary from the blockchain-based digital virtual currency amount information stored in the donor's electronic wallet information in the electronic wallet list information DB 212, and the deduction After accumulating the amount of digital virtual currency amount information stored in the beneficiary's electronic wallet information, the transaction information for digital virtual currency transaction with a block chain is generated based on this amount, and this information is sent to the designated block chain holding servers ( 100 ). Transmit (S200).

At this time, the block chain-based digital virtual currency transaction guide server 200 includes the electronic cryptographic source of the virtual currency (including the "file name" or the "node" of the virtual currency in which the virtual currency is formed) and the electronic algorithm source of fingerprints or finger veins and It is determined whether there is a request to convert the donor of the matched virtual currency into a beneficiary by the authentication signal of the fingerprint or finger vein, and the donor-recipient's fingerprint or finger vein authentication information conversion step (S210a) for converting this information is performed. do.

After that, when the designated individual block chain holding server 100 transmits the transaction information for digital virtual currency transaction with the block chain, the blockchain-based digital By authenticating a virtual currency transaction and recording transaction information for a digital virtual currency transaction having a block chain according to the authentication (S210), the transaction is authenticated.

Thereafter, the block chain-based digital virtual currency transaction guide server 200 transmits a message that the digital virtual currency having a block chain has been paid to the donor to the donor terminal 300 .

After that, when a message is transmitted from the blockchain-based digital virtual currency transaction guide server 200 to the donor-side blockchain-based digital virtual currency transaction app 310 of the donor terminal 300, the donor side corresponding to the selected IM identification information In a state in which the instant messenger is controlled to be automatically executed, a payment confirmation guide screen for the donor-side instant messenger in which a message is inserted and displayed in the automatically executed donor-side instant messenger (refer to FIG. 3E ) is controlled to be output through the information output unit 301 .

In addition, when a message is transmitted from the blockchain-based digital virtual currency transaction guide server 200, the beneficiary side block chain-based digital virtual currency transaction app 410 of the recipient terminal 400 automatically executes the recipient side instant messenger. In the controlled state, it is controlled so that the accumulated storage guide screen (see FIG. 3F ) for the recipient's instant messenger, in which a message is inserted and displayed in the automatically executed recipient's instant messenger, is output through the information output unit 401 .

Another Bitcoin (same concept as virtual currency) transaction method, Bitcoin (Virtual Currency) is a blockchain structure that collects and encrypts transmission records made in the network. In the transaction method of Bitcoin (same concept as virtual currency), it executes the program mounted on the computer constituting the Bitcoin (same concept as virtual currency) network to authenticate the transaction of Bitcoin (same concept as virtual currency) obtaining by mining the same concept as virtual currency); It is a program executed by a computer, and when trading bitcoins (same concept as virtual currency) obtained by mining and purchasing for the transaction of bitcoin (same concept as virtual currency), execute the program installed in the computer to trade. generating a member's exchange web wallet address on a cryptocurrency exchange server by executing a program loaded on a member server or a member computer equipped with a program provided by the server; Bitcoin (same concept as virtual currency) traded by executing a program mounted on member server or member computer (same concept as virtual currency) Transaction of Bitcoin (same concept as virtual currency) through a cryptocurrency exchange server equipped with a database (DB) that stores transaction details generating an address of an exchange general wallet for a cryptocurrency exchange server; and generating an exchange address of a member stored in a cryptocurrency exchange server in order to trade bitcoin (same concept as virtual currency) by executing a program mounted on the member server or member computer.

At this time, before sending Bitcoin (same concept as virtual currency), biometric authentication of the donor is requested by fingerprint and/or finger vein authentication means for identity authentication. to do;

At this time, whether the electronic cryptographic source of the virtual currency (including the "file name" or the "node" of the virtual currency in which the virtual currency is formed) and the electronic algorithm source of the fingerprint or finger vein is matched with the fingerprint or / and finger vein authentication means Determining whether or not the virtual currency and the fingerprint or finger vein authentication information is requested by the; Created on the cryptocurrency exchange server from the member's exchange web wallet address created on the cryptocurrency exchange server in order to quickly process bitcoin (same concept as virtual currency) transactions by running the program mounted on the member server or member computer transmitting bitcoin (same concept as virtual currency) to an exchange general wallet address; While the program installed on the cryptocurrency exchange server is running, the transfer of Bitcoin (same concept as virtual currency) from the member’s own exchange web wallet address created on the cryptocurrency exchange server to the exchange general wallet address created on the exchange server step of verifying.

At this time, when it is confirmed that the transfer of Bitcoin (same concept as virtual currency) has been made, the program loaded on the cryptocurrency exchange server is executed and the exchange address of the stored member is not real Bitcoin (same concept as virtual currency) depositing and processing Bitcoin (same concept as virtual currency) by changing the numerical value on the database mounted on the cryptocurrency exchange server; And when the transaction of Bitcoin (same concept as virtual currency) is completed due to a change in the number on the database mounted on the cryptocurrency exchange server, the Bitcoin (virtual currency) comprising the step of offsetting the pre-deposited portion without depositing it in the member's database Same concept as money) It is about transaction method.

At this time, if necessary, the electronic cryptographic source of the virtual currency (including the "file name" or the "node" of the virtual currency in which the virtual currency is formed) and the donor of the virtual currency matched with the electronic algorithm source of the fingerprint or finger vein are fingerprinted or designated It is possible to determine whether there is a request for conversion to a beneficiary by the authentication signal of the Mac, and perform the donor-recipient's fingerprint or finger vein authentication information conversion step of converting this information.

In summary, the present invention uses a digital virtual currency transaction system having a block chain between the parties to match the virtual currency with biometric authentication information. The main controller (CPU) 340 includes the encrypted virtual currency 315 and the encryption It consists of a fingerprint / finger vein algorithm 415, a donor terminal 300 including a fingerprint / finger vein recognizer, and a donor terminal 400 including a fingerprint / finger vein recognizer, and encrypted virtual currency here. A conversion device 500 matching the electronic cryptographic source of 315 with the electronic algorithm source 416 of the fingerprint/fingerprint algorithm 415, and a donor-recipient fingerprint that converts the donor's virtual currency into the donor's virtual currency / Consists of a finger vein conversion device (600).

And, the electronic encryption source 316 provided in the first file 315a, which is the basic unit of virtual currency linked with the general matching program 340a, is converted in the general matching program 340a, and the fingerprint/finger vein algorithm 415 ) provided by the electronic algorithm source 416 is converted in the general matching program 340a, they are fused by the electronic cryptographic source of the virtual currency and the electronic algorithm source of the fingerprint / finger vein by the matching program 344 to virtual currency At the same time, the digital algorithm source 416 of the fingerprint or finger vein is converted to a donor-recipient fingerprint/finger vein conversion device by the blockchain-based digital virtual currency transaction guide server 200 to enable transactions as a basic unit of transmission. 600 is a digital virtual currency issuance method that is transmitted by interlocking with a biometric authentication signal, characterized in that it can be converted into an electronic algorithm source of the beneficiary's fingerprint or finger vein.

Next, as another embodiment, a method for using a shopping mall through unauthorized access by phone number will be described with reference to FIGS. 7 to 9 .

7 is an independent URL of the present invention, after entering a phone number to access the affiliated site, accessing the unauthorized connected affiliated site to purchase an item, and exchanging the points and coins paid for it, protection insurance is applied It is a flow chart of a financial transaction method that can As a financial transaction method in which the points paid can be exchanged for coins, a flow chart in which a point holder requests a transaction from a coin holder and a finance that can apply protection-type insurance when exchanging points with the coins paid for it It is a flowchart of the transaction method and a flowchart in which a Coin holder requests a transaction from a Point holder.

First, the present invention turns on the computer, and inputting the URL of the company A (smartphone or computer of the subject side) (S7100); providing a non-authentication access program for interworking with company B's shopping mall without authentication by inputting the customer's phone number into company A's shopping mall server computer (S7200); A smart phone or computer enters a phone number to access the affiliated site, and clicks an unauthenticated access click step (S7300);

After the non-authentication access click step (S7300), a plurality of shopping mall screen providing step (S7300a) of providing a shopping mall, which is a plurality of affiliate sites, on the screen by the CPU; After the multiple shopping mall screen providing step (S7300a), a shopping mall selection step (S7300b) of selecting one desired shopping mall from the customer computer is performed.

In the shopping mall selection step (S7300b), a product purchase/action step (S7900) of purchasing/acting a product from the company B's shopping mall is performed.

After the product purchase/action step (S7900), a reward point transfer step (S8000) of accumulating compensation points for sales commissions for each product in company B's shopping mall and transferring them to company A's shopping mall server computer as an individual unit; After the reward point transfer step (S8000), a Point-Coin exchange request step (S8100) of requesting by exchanging points for coins in the smart phone or computer of the customer;

After the Point-Coin exchange request step (S8100), the block chain-based digital virtual currency transaction guide server 200 determines whether the donor subscribes to compensation insurance that compensates for damages in the event of a transaction defect (S8101); At this time, when the donor terminal 300 is not subscribed to the compensation insurance, an insurance subscription procedure implementation step (S8102) of clarifying the 'insurance subscription procedure' according to the insurance subscription terms and conditions; After the insurance subscription procedure implementation step (S8102), a Point-Coin exchange and accumulation step (S8200) of exchanging and accumulating customer points when a transaction is established; The Point-Coin exchange and accumulation step (S8200) is completed after the end step (S8300).

And, in the present invention, after the Point-Coin exchange accumulation step (S8200), when the customer selects the step of requesting an exchange of his/her Point to a Coin through the Coin-Point relay transaction app (a), the Running the Coin-Point relay transaction app to run the Coin-Point relay transaction app on a smartphone or computer (S8700); It consists of a coin sales quantity and price input step (S8800) in which the point holder inputs the sales quantity and price of the coin requesting a transaction from the smart phone or computer (S8800).

At this time, after the coin sale quantity and price input step (S8800), the block chain-based digital virtual currency transaction guide server 200 determines whether the beneficiary has purchased compensation insurance that compensates for damages in the event of a transaction defect (S8900) ); At this time, when the donor terminal 300 is not subscribed to the compensation insurance, the insurance subscription procedure implementation step (S8901) for clarifying the 'insurance subscription procedure' according to the insurance subscription terms and conditions; After that, the block chain-based digital virtual currency transaction guide server 200 displays insurance premiums based on the transaction volume and transaction amount of virtual currency on the donor terminal 300 and the donor terminal 400 on the screen ( S9000); In this case, the insurance premium calculation element input step (S9000a) of selecting the insurance type in the insurance premium calculation and expression step (S9000) and determining whether the transaction amount and the transaction amount have been inputted is performed.

After the insurance premium calculation factor input step (S9000a), the block chain-based digital virtual currency transaction guide server 200 sends a premium based on the transaction volume and transaction amount of the virtual currency to the donor terminal 300 and the recipient terminal 400. and a premium payment determination step (S9100) of determining whether the donor or the beneficiary will pay.

After the insurance premium payment determination step (S9100), a Coin holder who wants a coin transaction conditionally inputs a coin into the point holder's bank account (S9200); Coin transaction approval step (S9300) of accepting the transaction by determining whether the coin transmitted in the coin holder coin (conditional) transmission step (S9200) from the smartphone or computer matches the quantity presented by the point holder; In the coin transaction acceptance step (S9300), when the amount of coins matches, a coin transmission step (S9400) of transmitting the coin to the donor terminal; is made of

The following is a Coin to run the Coin-Point relay transaction app on the smartphone or computer when the customer selects the step of requesting to exchange their Coin for Point through the Coin-Point relay transaction app (b) -Running the point relay transaction app (S3001);

executing the Coin-Point relay transaction app to run the Coin-Point relay transaction app on the smartphone or computer (S3001);

a coin sales quantity and price input step (S3002) in which the coin holder inputs the sales quantity and price of the coin requesting a transaction from the smart phone or computer;

a point holder coin price (conditional) deposit step (S3003) in which the point holder who wants the coin transaction conditionally inputs the price into the coin holder's bank account;

a sales price matching step (S3004) of determining whether the amount deposited in the point holder coin payment step (S3003) in the smartphone or computer matches the amount presented by the coin holder;

If the two do not match, the re-deposit notification step (S3005) of notifying the buyer to deposit the sales price again;

Coin transmission step (S3006) of transmitting a coin to the beneficiary terminal when the deposit of the sales price is matched in the sales price matching step (S3004);

Here, an authentication signal can be further used in the transmission step. The authentication signal is a concept that includes not only numeric signals such as passwords, passwords, OTP reply numbers, etc., but also enter signals. say Hereinafter, the same

The Coin holder completes the Coin transfer and final approval so that the sale price is paid while completing the Coin transfer (S3007);

After that, the transaction termination step (S3008) is performed, in which the coin transmission completion and sales price payment completion step (S3007) are performed.

Also, in the present invention, the coins exchanged for the points are the electronic cryptographic source 316 provided in the first file 315a, which is the basic unit of virtual currency linked to the general matching program 340a, and the general matching program ( 340a), and the electronic algorithm source 416 provided by the fingerprint / finger vein algorithm 415 is converted in the general matching program 340a, and these are the electronic cryptographic source and fingerprint of the virtual currency by the matching program 344. / At the same time, the electronic algorithm source 416 of the donor's fingerprint or finger vein is fused by the electronic algorithm source of the finger vein to become the basic unit of virtual currency transmission and is a block chain-based digital virtual currency transaction guide server. (200) by means of the beneficiary's fingerprints or finger veins that can be converted into an electronic algorithm source.

The following describes a method of matching with a producer (seller) by an app that pays points or coins for advertising viewing rewards.

10 is a system configuration diagram showing a method of interworking with a producer by an app that pays points or coins for advertisement viewing compensation for carrying out the present invention, and FIG. It is a flowchart of an embodiment showing a method of subscribing/saving an app, and FIG. 12 is a flowchart of an embodiment showing a method of interworking with a producer by an app that pays points or coins for advertisement viewing compensation of the present invention.

10 is a system configuration diagram showing a method of interworking with a producer by an app that pays points or coins for advertisement viewing compensation to implement the present invention, and the system is roughly divided into five types.

The advertisement server system 1110 largely includes a DB server 1101 for managing DB, a web server 1102 for managing the web, and an advertisement/research content server 1103 for transmitting video advertisements, and a Point/Coint management server 1104 . ), and the producer (seller) operating server 1105, which is only a functional division and does not necessarily exist physically separated, and one server may perform two or more functions at the same time.

Also, there is shown an advertisement server system 1100 connecting the customer system 1400 and the content server system 1500 in the middle and supplying advertisement contents. Hereinafter, the advertisement content is referred to as an advertisement in order to distinguish it from the contents.

In addition, the DB connected to this is a member DB 1111 containing customer member information, an advertisement/research content DB 1112, and a management DB 1113 containing general data or charging points or coins to the user's own account. It consists of a Point/Coin management DB (1114) that manages points and coins, and a producer (seller) operation DB (1115), which is also a functional division. Of course.

The customer system 1400 is a PC equipped with a general browser, and may be any system capable of viewing advertisements and contents by accessing a content server online. In addition, this customer system is generally equipped with a player that can view moving images or still images, or a plug-in or emulator necessary to use the content.

The customer system 1400 includes a user information server 1401 and a video advertisement server 1402 .

This customer system is connected to the Internet, etc., and if necessary, cookies are allowed so that the content web server can understand the information of the customer system. In this case, the connection to the Internet uses WAP (Wireless Application Protocol). it is done

A content server system 1500 that has content or is connected to a content server and can supply content to customers is shown.

Although FIG. 10 shows an embodiment in which the content DB is embedded in the content server system 1500, the content server 1501 and the web server 1502 are not inherent in the content server system, but exist in a connected form. Content can also be provided upon request. In this case, in particular, when the advertiser does not have the content directly and supplies the content of the third content provider to the customer by contract with the third content provider, it may be a necessary configuration for implementing the present invention.

The customer system 1400 may be connected to the content server system 1500 through the Internet, or may be connected to the content server system through a third web page serving as the content portal 1200 . When operated as a content portal, a plurality of content server systems 1500 may be connected to the portal. Also, the content portal 1200 may be included in an advertisement web page operated by an advertisement server system 1100 to be described later.

In addition, the Point/Coin management system 1600 may be divided into a Point management server 1601 and a Coin management server 1602 that manage the Point/Coin paid by the user.

In addition, the producer (seller) operating system 1700 may be divided into a producer operating server 1701 and a seller operating server 1702 that are provided and traded by a producer or a seller.

Hereinafter, a method for charging points/Coins when the user runs out of Point/Coin in the charging/management DB 1113 will be described.

The Point/Coin management system 1600 receives charging request information including a phone number for accessing the affiliate site without authentication time limit from the charging/management DB 1113, and searches the phone number member DB 1111 for the charging It searches for and authenticates whether the same phone number as the phone number included in the request information exists, and charges the authenticated phone number so that it can be reused.

The phone number for unauthenticated access to the affiliate site is a code that allows unauthenticated access for a predetermined period of time. After this set time, unauthorized access to the affiliate site using the phone number is no longer possible. Accordingly, the affiliate site unauthenticated access management system linking advertisements according to the present invention provides a screen interface for charging Point/Coin to the charging/management DB 1113 according to the request of the charging/management DB 1113, and the charging Receives charging request information including a phone number for accessing the affiliate site without authentication time limit from the corresponding charging/management DB 1113 through a processing unit (not shown), and searching the phone number member DB 1111 to find the charging request information It is possible to continue to use the unauthenticated access service of the affiliated site by searching for the existence of the same phone number as the phone number included in , and charging the Point/Coin to the account of the verified phone number.

The payment processing unit (not shown) provides a screen interface for requesting a charge payment for the account of the phone number to the charge/management DB 1113, and according to the payment information input from the charge/management DB 1113, the financial institution server (not shown) to request payment processing.

A charging service may be provided for a fee in connection with a payment module such as a credit card payment or a mobile phone payment through the charging processing unit (not shown). Such paid charging provides a screen interface for requesting payment for charging to the corresponding charging/management DB 1113 through the payment processing unit (not shown), and according to the payment information input from the charging/management DB 1113, the financial company This is done by requesting payment processing to a server (not shown).

The technology related to the payment module, such as the above-mentioned credit card payment and mobile phone payment, is a well-known technology that is individually known and implemented in various ways prior to this application, so a detailed description thereof will be omitted.

The following describes how to sign up/save in an app that pays points or coins for viewing advertisements.

11 is a flowchart of an embodiment showing a method of subscribing/storing an app (hereinafter referred to as 'advertising Point/Coint payment app') that pays points or coins for advertisement viewing compensation according to the present invention.

First, the present invention provides a user computer-on step (S301) of turning on the user's computer;

After turning on the computer, a content site access step (S302) of accessing the content site by inputting the URL of the company A (smartphone or computer of the subject side);

After performing the content site access step (S302), the point/Coint payment app for advertisement installation preparation step (S303) of preparing (selecting) the point/Coint payment app for advertisement;

After the Point/Coint payment app for advertisement installation preparation step (S303), a management user phone number input step (S304) of inputting the phone number of the management user into the input field of the Point/Coint payment app for the advertisement;

After the user phone number input step for management (S304), the advertisement server system 110 includes a Point/Coin management wallet creation step (S305) for creating a point management and Coint management wallet linked with the user phone number;

After the Point/Coin management wallet creation step (S105), a Point/Coin interworking program installation step (S306) of installing a program that links (integrates) the Point and Coin;

Point/Coin individual program installation step (S307) of installing a program that operates each of the Point and the Coin when the program that links (combines) the Point and the Coin is not installed;

After the Point/Coin interlocking program installation step (S306), the Point/Coint payment app download step for advertisement to download the Point/Coint payment app for advertisement (S308);

After the step of downloading the Point/Coint payment app for advertisement (S308), the step of storing the Point/Coint payment app for advertisement on the user computer management screen (S309) is made; and when the Point/Coint payment app for advertisement is stored, it ends and an end step (S310).

In addition, after the Point/Coin individual program installation step (S307), storing the Point/Coint payment app for advertisement on the user computer management screen (S309) is made; and when the Point/Coint payment app for advertisement is stored, It consists of an ending step (S310) that is terminated.

The following describes how to operate an app that pays points or coins for advertising viewing rewards.

12 is a flowchart of an embodiment showing a method of interworking with a producer by an app that pays points or coins for advertisement viewing compensation of the present invention, and FIG. 13 is an app that pays points or coins for advertisement viewing compensation following FIG. 12 It is a flowchart of an embodiment showing a method of interworking with a producer by

First, the present invention provides a user computer-on step (S401) of turning on the user's computer;

After turning on the computer, the content providing step (S402) of providing content to the user's computer screen from the computer;

When the content providing step (S402) is made, the advertisement point/coin payment app selection step (S403) in which the user selects the desired advertisement point/coin payment app;

After the advertisement point/coin payment app selection step (S403), the advertisement server system 110 transmits an advertisement image to the customer system (S404);

an advertisement viewing step (S405) of viewing an advertisement connected without authentication in the advertisement transmission step (S404);

after the advertisement viewing step (S405), an advertisement viewing or not checking step (S406) of checking whether the user has completed viewing the advertisement;

After the advertisement viewing or not checking step (S406), a Point/Coin accumulation step (S407) of accumulating Points or Coins in the Point/Coin management DB of the user or advertiser account;

Producer (seller) operating system access step (S408) to access the producer (seller) operating system and purchase goods by using the Point/Coin accumulated by the Point/Coin accumulation step (S407) by viewing the advertisement (S408) ;

After the producer (seller) operating system access step (S408), the advertisement server system 1100 provides a producer (seller) transaction site providing step (S409) of providing a transaction site of a member producer (seller) to a user computer;

an individual producer (seller) transaction site selection access step (S410) in which a user selects and accesses an individual producer (seller) transaction site after the producer (seller) transaction site providing step (S409);

After the individual producer (seller) transaction site selection access step (S410), an e-commerce step (S411) of purchasing goods from an individual producer (seller) transaction site;

Point/Coin payment selection step (S412) to be able to pay with Point/Coin after purchasing the item in the e-commerce step (S411);

After the Point/Coin payment selection step (S412), the producer (seller) operating system provides a Point/Coin payment site providing step (S413) for providing a payment site;

In the Point/Coin payment site providing step (S413), the payment is made with Point or Coin (S414) and the end step (S415) is completed.

In addition, when selecting to access a site other than the producer (seller) operating system access step (S408), the content portal site access step (S420) for accessing the content portal site;

after the content portal site access step (S420), an individual site and content selection step (S421) for selecting a site and content desired by the user;

After the individual site and content selection step (S421), the above-described processes S404 to S406 are performed. The advertisement server system 110 transmits an advertisement image to the customer system (S422);

an advertisement viewing step (S423) of viewing an advertisement connected without authentication in the advertisement transmission step (S422);

After the advertisement viewing step (S423), the advertisement viewing step of checking whether the user has completed viewing the advertisement (S424);

After the advertisement viewing or not checking step (S424), the content utilization step (S425) of using the content without authentication; consists of.

Therefore, the present invention uses an app that pays points or coins for advertisement viewing compensation by connecting it by phone number, and links the prize winner (seller) with points and coins that are paid as compensation after viewing the advertisement from the moment the app is touched. This has the effect of generating profits and purchasing goods according to the price fluctuation of coins.

In addition, the present invention has an effect that benefits can be returned by distributing advertising revenue generated during unauthorized access to affiliate sites by linking affiliate sites as well as revenue of points and coins paid as compensation after viewing advertisements.

In the above, the configuration and operation of a method for matching with a producer (seller) by an app that pays points or coins for reward for viewing advertisements according to the present invention has been illustrated according to the detailed description and drawings, but this is only described by way of example and various changes and modifications are possible without departing from the technical spirit of the present invention.

1110: ad server system
1101: DB server
1102 : web server
1103: Ad/research content server
1104: Point/Coint management server
1105: Producer (Seller) Operation Server
1200: content portal
1300: Internet
1400 : customer system
1500: content server system
1600: Point/Coin management system
1700: Producer (Seller) Operating System

Claims (5)

First, a user computer-on step (S401) of turning on the user's computer;
After turning on the computer, the content providing step (S402) of providing content to the user's computer screen from the computer;
When the content providing step (S402) is made, the advertisement point/coin payment app selection step (S403) in which the user selects the desired advertisement point/coin payment app;
After the advertisement point/coin payment app selection step (S403), the advertisement server system 110 transmits an advertisement image to the customer system (S404);
an advertisement viewing step (S405) of viewing an advertisement connected without authentication in the advertisement transmission step (S404);
after the advertisement viewing step (S405), an advertisement viewing or not checking step (S406) of checking whether the user has completed viewing the advertisement;
After the advertisement viewing or not checking step (S406), a Point/Coin accumulation step (S407) of accumulating Points or Coins in the Point/Coin management DB of the user or advertiser account;
Producer (seller) operating system access step (S408) to access the producer (seller) operating system and purchase goods by using the Point/Coin accumulated by the Point/Coin accumulation step (S407) by viewing the advertisement (S408) ;
After the producer (seller) operating system access step (S408), the advertisement server system 1100 provides a producer (seller) transaction site providing step (S409) of providing a transaction site of a member producer (seller) to a user computer;
an individual producer (seller) transaction site selection access step (S410) in which a user selects and accesses an individual producer (seller) transaction site after the producer (seller) transaction site providing step (S409);
After the individual producer (seller) transaction site selection access step (S410), an e-commerce step (S411) of purchasing goods from an individual producer (seller) transaction site;
Point/Coin payment selection step (S412) to be able to pay with Point/Coin after purchasing the item in the e-commerce step (S411);
After the Point/Coin payment selection step (S412), the producer (seller) operating system provides a Point/Coin payment site providing step (S413) for providing a payment site;
In the Point/Coin payment site providing step (S413), payment with Point or Coin (S414) and ending step (S415); Producer by an app that pays points or coins for advertising viewing compensation, characterized in that it consists of How to match the seller).
The method of claim 1,
In the advertisement point/coin payment app selection step (S403), a management user phone number input step (S304) of inputting the management user's phone number into the input field of the advertisement point/coin payment app;
After the user phone number input step (S304) for management, the advertisement server system 110 includes a Point/Coin management wallet creation step (S305) of creating a point management and Coint management wallet linked with the user phone number A method of matching with a producer (seller) by an app that pays points or coins for reward for watching advertisements.
3. The method according to claim 1 or 2,
a content portal site access step (S420) of accessing a content portal site when selecting to access a site other than the producer (seller) operating system access step (S408);
after the content portal site access step (S420), an individual site and content selection step (S421) for selecting a site and content desired by the user;
After the individual site and content selection step (S421), the above-described processes S404 to S406 are performed. The advertisement server system 110 transmits an advertisement image to the customer system (S422);
an advertisement viewing step (S423) of viewing an advertisement connected without authentication in the advertisement transmission step (S422);
After the advertisement viewing step (S423), the advertisement viewing step of checking whether the user has completed viewing the advertisement (S424);
After the advertisement viewing or not checking step (S424), the content utilization step (S425) of using the contents without authentication; How to.
First, a user computer-on step (S301) of turning on the user's computer;
After turning on the computer, a content site access step (S302) of accessing the content site by inputting the URL of the company A (smartphone or computer of the subject side);
After performing the content site access step (S302), the point/Coint payment app for advertisement installation preparation step (S303) of preparing (selecting) the point/Coint payment app for advertisement;
After the Point/Coint payment app for advertisement installation preparation step (S303), a management user phone number input step (S304) of inputting the phone number of the management user into the input field of the Point/Coint payment app for the advertisement;
After the user phone number input step for management (S304), the advertisement server system 110 includes a Point/Coin management wallet creation step (S305) for creating a point management and Coint management wallet linked with the user phone number;
After the Point/Coin management wallet creation step (S105), a Point/Coin interworking program installation step (S306) of installing a program that links (integrates) the Point and Coin;
Point/Coin individual program installation step (S307) of installing a program that operates each of the Point and the Coin when the program that links (combines) the Point and the Coin is not installed;
After the Point/Coin interlocking program installation step (S306), the Point/Coint payment app download step for advertisement to download the Point/Coint payment app for advertisement (S308);
After the step of downloading the Point/Coint payment app for advertisement (S308), the step of storing the Point/Coint payment app for advertisement on the user computer management screen (S309) is made; and when the Point/Coint payment app for advertisement is stored, it ends A method of matching with a producer (seller) by an app that pays points or coins for advertising viewing compensation, characterized in that it comprises a termination step (S310).
5. The method of claim 1 or 2 or 4,
The coins exchanged for the points are converted by the electronic cryptographic source 316 provided in the first file 315a, which is the basic unit of virtual currency linked to the general matching program 340a, in the general matching program 340a, and fingerprint / The electronic algorithm source 416 provided by the finger vein algorithm 415 is converted in the general matching program 340a, and these are the electronic cryptographic source of the virtual currency and the electronic algorithm source of the fingerprint / finger vein by the matching program 344. At the same time, the electronic algorithm source 416 of the donor's fingerprint or finger vein is fused to become the basic unit of virtual currency transmission and can be transacted by the blockchain-based digital virtual currency transaction guide server 200. Or a method of matching with a producer (seller) by an app that pays points or coins for advertising viewing compensation, characterized in that it can be converted into an electronic algorithm source of finger veins.

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