KR20210022899A - Credit card having function for protecting signature - Google Patents

Abstract

The present invention relates to a credit card having a signature protection function with an improved structure to prevent a customer′s signature recorded in a signature line on the back of a card from being smudged or erased by friction. The signature line is formed on the back of the card main body, the signature line is formed concavely with respect to the back of the credit card to prevent the signature recorded in the signature line from being smudged or erased due to friction with the storage space or friction with other cards which are stored overlapping, so that it is clear even after using the credit card for a long time to maintain the signature, thereby being capable of preventing illegal use by a third party as it can clearly verify the identity of oneself and preventing disputes between customers, merchants, and credit card companies due to illegal use in advance.

Description

Credit card with signature protection function {CREDIT CARD HAVING FUNCTION FOR PROTECTING SIGNATURE}

The present invention relates to a credit card having a signature protection function, and more particularly, the customer's signature recorded in the signature column on the back of the card is blurred or erased due to friction with the storage space or with other cards stored in an overlapping manner. It relates to a credit card having a signature protection function that has improved its structure to prevent it.

The technical idea of the present invention is not limited to conventional credit cards, and cards in various fields, including cash cards, prepaid cards, transportation cards, medical examination tickets, membership cards, etc. that require authentic customer signature verification to prevent fraudulent use by third parties. Applicable to

In general, credit cards are used in place of money in financial transactions such as purchasing goods, but they are used in a credit sales system that guarantees payment of goods or services by a bank so that payments can be made after a certain period of time, or in a customer's account. It refers to a card that immediately withdraws the amount used or accumulates points.

The credit card is made of a synthetic resin plate the size of a business card. Usually, a card company logo, a card brand, and the like are marked on the front surface, and a card number, a customer name, and an expiration date are punched and described. On the back side, a magnetic tape in which various information about the customer is input is attached, and a signature column for recording the signature of the credit card customer is formed.

In the signature column formed on the back of the credit card, the customer signs his/her own after receiving the credit card, so that when using the credit card, the affiliated store can verify the identity of the credit card user.

If an accident such as loss or theft of a credit card occurs while using a credit card without signing the signature column of the credit card, customer liability for the illegal use by a third party prior to the report occurs.

However, the credit card is usually stored in a wallet. In order to prevent the credit card from being ejected from the storage space, the credit card storage space is generally formed so that the credit card is in close contact with each other. Also, in general, customers are often issued with multiple credit cards issued by multiple banks and card companies for various benefits and carry multiple cards at the same time.

For this reason, even if the customer signs the credit card signature field, there is a problem that the sign is blurred due to friction with a storage space such as a wallet or with another credit card when the credit card is used for a certain period of time or longer. In this case, when using a credit card, the customer's signature recorded in the signature column and the customer's signature recorded in the card slip may not be clearly compared and confirmed at the affiliated store.

In order to minimize customer discomfort, affiliated stores often approve the use of credit cards without careful examination. As a result, when fraudulent use occurs, a dispute arises between the customer, the affiliated store, and the credit card company, resulting in a loss of time and cost, and the credit card company has a problem that consumer dissatisfaction occurs.

For the above reasons, it is necessary to add a function to protect the customer's signature from being blurred or erased.

A credit card for solving the above problem is presented in Korean Utility Model Publication No. 20-2013-0001301.

A credit card according to the prior art includes a card body 100, a signature section 110, and a signature protection means 120 as shown in FIG. 1.

The signature protection means 120 includes a transparent film 121 and a release paper 122, and the transparent film 121 is applied with an adhesive on the lower surface of the card body to cover the entire signature field 110 ( 100) Temporarily attached to the back.

The release paper 122 is transparent so that the remaining portions except for both ends of the transparent film 121 attached to the back of the card body part 100 are attached to the back of the card body part 100 on which the signature line 110 is formed. It is attached to the lower surface of the film 121.

In addition, the release paper 122 includes a first protrusion 122a for easily peeling the transparent film 121 from the card body 100 when signing the signature line 110, and the release paper 122 as a transparent film. It includes a second protrusion 122b for removal from 121.

Credit cards according to the prior art as described above are expected to be able to prevent the customer's signature from being blurred for a certain period of time by protecting the signature using the transparent film 121, but in the end, the transparent film 121 Since it protrudes, there is a problem in that the transparent film 121 is damaged when used for a long period of time, and the signature may be blurred or erased due to this.

In addition, when the adhesive is exposed due to the damage of the transparent film 121, foreign substances or traces may be left, and the back of the credit card may become dirty, thereby reducing customer satisfaction.

Republic of Korea Utility Model Publication No. 20-2013-0001301

The present invention was conceived to solve the problems of the prior art and the necessity of technology development, and the object is to form a signature column in a concave groove shape by friction with the storage space or with other cards that are stored overlapping. A credit card with a signature protection function that prevents fraudulent use by a third party by preventing the signature recorded in the signature column from being blurred or erased, and preventing disputes with affiliate stores or card companies due to illegal use in advance. It is in providing.

In addition, another object of the present invention is by embossing to create a convex pattern on the inner bottom of the signature box formed in the form of a groove, so that even when the signature recorded in the signature box is partially blurred, the customer's signature verification is clearly made at the affiliated store. It is to provide a credit card that has a signature protection function that allows it to be saved.

In addition, another object of the present invention is to provide a credit card having a signature protection function capable of improving customer satisfaction by increasing manufacturing convenience by eliminating the use of transparent films and adhesives, and preventing the back of the credit card from being damaged or dirty. There is it.

However, the object of the present invention is not limited to the above-mentioned object, and other objects not mentioned will be clearly understood by those skilled in the art from the following description.

According to the features of the present invention for achieving the above object,

In a credit card in which a signature field is formed on the back of the card body,

The signature field is formed concave with respect to the back of the credit card, so it has a signature protection function that can prevent the signature recorded in the signature field from being blurred or erased due to friction with the storage space or with other cards stored overlapping. Offer a credit card.

At this time, according to an additional feature of the present invention, it is preferable to perform embossing so that a convex pattern is generated on the inner bottom of the signature column formed in the shape of the groove.

When applying a credit card having a signature protection function according to the present invention, a long-term credit card is used by preventing blurring or erasing of the signature recorded in the signature column due to friction with the storage space or with other cards stored overlapping. Even though it is possible to maintain a clear signature state, there is an effect that it is possible to more clearly verify the identity at the affiliated store.

In addition, by embossing the inner bottom of the signature column, even if the signature recorded in the signature column is partially blurred, there is an effect that the customer's signature can be clearly confirmed at the affiliated store.

In addition, due to the clear signature status, it is possible to prevent fraudulent use by a third party and to prevent disputes between customers, affiliates, and credit card companies due to fraudulent use.

In addition, in the present invention, there is an effect of improving manufacturing convenience by eliminating the use of transparent films and adhesives used in the prior art, and improving customer satisfaction by preventing the back of a credit card from being damaged or dirty.

1 is a view for explaining the configuration of a credit card having a signature protection function according to the prior art.
2 is a diagram for explaining the configuration of a credit card having a signature protection function according to a first embodiment of the present invention.
3 is a view for explaining the configuration of a credit card having a signature protection function according to a second embodiment of the present invention.
4 is a diagram for explaining the configuration of a credit card having a signature protection function according to a third preferred embodiment of the present invention.

Hereinafter, a credit card having a signature protection function according to an embodiment of the present invention will be described with reference to the accompanying drawings.

2 to 4 are perspective views and cross-sectional views for explaining the configuration of a credit card having a signature protection function according to the first, second, and third preferred embodiments of the present invention.

First, referring to the accompanying drawings 2, the credit card having a signature protection function according to the present invention has a signature section 20 formed on the back of the card body 10 made of plastic, the signature section 20 being the card body It is formed in the shape of a groove concave to a predetermined depth with respect to the rear surface of the portion 20.

As a method for forming the signature column 20 in the form of a concave groove, as shown in FIG. 2, the signature column 20 in the card body portion 10 made of one plastic board having a predetermined thickness in the manufacturing process as shown in FIG. By cutting only the position to a predetermined depth using a tool, the signature column 20 may be concavely formed in the shape of a groove.

At this time, the depth of the groove forming the signature column 20 is preferably 20 to 50% of the thickness of the card body portion 10. When the depth is less than 20%, there is a high possibility that the signature is blurred due to friction, and when the depth is more than 50%, the thickness of the location of the signature field becomes thin, and there is a possibility that it is easily damaged due to external impact.

As another method for forming the signature column 20 in the form of a concave groove, as shown in FIG. 3, the card body portion 10 is formed by stacking a plurality of plastic boards having a predetermined thickness, In some plastic boards, a through hole may be formed at the position of the signature column 20 so that the signature column 20 may be concave.

In this case, the number of each plastic board stacked in FIG. 3 is preferably 2 to 5, and a through hole is formed at the position of the signature column 20 in one or two plastic boards stacked on the top.

As another method for forming the signature column 20 in a concave groove shape, as shown in FIG. 4, by pressing or punching the position of the signature column 20 from the rear to the front direction, the signature column 20 ) Can be formed concave.

In the end, when the signature field 20 is formed concave by the above method, the signature recorded in the signature field 20 not only does not have direct friction with the storage space of the wallet, but also directly rubs against other cards stored in an overlapping manner. Since there is no degree, it is possible to prevent damage to the signature due to friction.

For this reason, the protection function of the signature recorded in the signature column 20 characterized in the present invention is achieved.

It is obvious that the material forming the card body portion 10 is not necessarily limited to plastic, and that various materials capable of making a credit card can be used.

2, 3, and 4 of the accompanying drawings, by embossing to create a convex pattern on the inner bottom of the signature column 20, even if the signature recorded in the signature column is partially blurred, the customer's signature confirmation is clear at the affiliated store. It is desirable to make it happen.

Meanwhile, in order to additionally protect the signature recorded on the signature column 20, a method of filling the groove of the concave signature column 20 with a material of a transparent material after the signature is completed may be used.

In this case, the transparent film used in the prior art may be used. Even when the transparent film is used, it should be prevented from protruding from the rear of the card so that the transparent film is not damaged even when used for a long time.

Although the present invention has been described as above, this is only for describing the present invention, and those of ordinary skill in the art to which the present invention belongs can understand that various modifications or equivalent embodiments are possible from the detailed description of the present invention. will be. Therefore, the true scope of the present invention should be determined by the technical idea of the claims.

10: card body 20: signature column

Claims (2)

In a credit card in which a signature field is formed on the back of the card body,
The signature field is formed to be concave with respect to the back of the credit card, so that the signature recorded in the signature field can be prevented from being blurred or erased due to friction with the storage space or with other cards stored overlapping. Credit card with protection function.
The method of claim 1,
A credit card having a signature protection function, characterized in that it is embossed to generate a convex pattern on the inner bottom of the signature column formed in the shape of the groove.

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