KR20210020556A - Trading easy deal system - Google Patents

Abstract

The present invention relates to an easy deal transaction system capable of, when trading a product online, in particular, when performing a transaction between individuals (C2C), receiving registration of information of a traded product through a buyer or seller terminal, and providing a service for performing payment of the price of the product through the buyer terminal. According to one embodiment of the present invention, the easy deal transaction system comprises: a transaction information generation unit which stores product information registered from a buyer or seller terminal and includes buyer information inputted from the buyer terminal; a picture storage unit which stores a picture of a product captured by the seller terminal and delivery invoice pictures; a determination unit which allows a buyer to identify whether the product is authentic through the picture of the product received from the picture storage unit and determine whether the transaction is safe by checking whether the invoice information matches the buyer information, whether a delivery is received, and whether the product is collected by a deliverer, through the delivery invoice pictures; and a payment processing unit which transfers, to the seller, the price of the product received and stored from the buyer terminal when the determination unit determines that the transaction is safe. According to the present invention, transaction simplicity can be improved.

Description

Easy deal trading system {TRADING EASY DEAL SYSTEM}

The present invention relates to an easy-deal transaction system, and more particularly, in the case of online product transactions, especially in case of personal (C2C) product transactions, the purchaser can receive protection of the payment price, and the seller can receive the payment immediately after sending the product. It relates to the trading system.

Online commerce refers to commerce activities such as buying and selling in a virtual space on the Internet. The components of online commerce are no different from general economic activities, but the market in which commerce is conducted is buying and selling on the Internet, which is not a real economy. It is characterized by economic activities according to Online commerce commerce can reduce the cost of logistics in purchasing and sales, thereby lowering the unit price of products, and has the advantage of being relatively limited in terms of time and space for commerce activities. Is an increasing trend. Online commerce is not performed by actually meeting sellers and buyers in specific places such as department stores or stores, but rather in a virtual space called a shopping mall on the Internet, so shopping malls facilitate people with different purposes such as sales and purchases. It must be structured and operated to achieve commerce.

With the widespread use of the Internet, product purchases through online shopping malls or online commerce through personal product transactions in cyberspace are gradually increasing, and by taking advantage of this, cases of damage to sellers or buyers when transacting personal goods including used goods are also increasing. have. For example, in the case of a prepayment courier transaction, the buyer may suffer damage due to the seller's delay or delayed shipment of the goods after the buyer's deposit.In the case of an escrow transaction, the buyer does not process the purchase confirmation even though the seller received the goods sent. This is the case when payment is delayed or suffered damage.

Korean Patent Registration No. 10-052380 relates to a secure e-commerce payment method using a seller's deposit. In the method of e-commerce between a buyer client who purchases an item and a seller client that sells the item, a buyer client A first step of acquiring the product data to be purchased from among the plurality of product data registered in the seller client, and the seller client generating transaction data based on the product data, and the purchaser client in the product price corresponding to the purchase item value. The second step of generating deposit data stating that the deposit for deposit has been deposited on the intermediary server, the third step in which the seller client transmits the transaction data and deposit data to the intermediary server and the buyer client, and the buyer client connects to the intermediary server to deposit A fourth step of verifying data; a fifth step in which a buyer client pays with a seller client for selected item data to be purchased from among the registered plurality of item data, and the seller client generates payment data; and a seller client A sixth step of transmitting the payment data and product delivery data to an intermediary server, a seventh step in which a buyer client determines satisfaction with the purchased product, and an eighth step in which the intermediary server returns the deposit to the seller client It is characterized by consisting of.

Korean Registered Patent No. 10-1307831 relates to a cash settlement electronic direct transaction system and a control method thereof. A seller terminal that allows a seller to access the Internet for the sale of goods and a buyer can access the Internet for purchase of goods. A buyer's terminal, an e-commerce shopping mall established by a seller for the sale of goods, a shopping mall management server that manages an e-commerce shopping mall operated by a seller, a financial company server in which the seller opened an e-direct transaction account for monetary transactions, and an e-commerce transaction by the buyer. Purchase virtual account data provided by the seller to the buyer so that the seller can deposit the price of the item when the item order button is clicked through the shopping mall, the purchase virtual account data and deposit amount and return when the purchase is canceled when the buyer clicks the payment button of the e-commerce shopping mall The deposit deposit window where the account information data can be entered, the deposit deposit account confirmation window provided for the purchaser to confirm the deposit account during the process of returning the deposit as the purchase virtual account data, and the financial company server to the deposit deposited in the e-direct transaction account. Consisting of purchase approval data provided to the financial institution's server to approve withdrawal, the e-direct transaction account includes record data of normal deposit, record data of normal withdrawal, and order of goods by purchaser. In accordance with the deposit record data recorded when depositing the deposit, deposit return data that records the deposit return information according to the purchaser's purchase cancellation, and the deposit withdrawal that records the withdrawal approval information for the purchaser's deposit when providing purchase approval data to the financial company server. It is characterized by consisting of approval data.

Korean Patent Registration No. 10-052380 (2005.10.18) Korean Patent Registration No. 10-1307831 (2013.09.06)

According to an embodiment of the present invention, it is possible to check in real time a photograph of the product taken with a watermark directly designated by the purchaser when trading goods online, especially during a personal (C2C) transaction, and to protect the payment amount deposited by the purchaser. Accordingly, it is intended to provide an easy-deal transaction system that can improve buyers' confidence in online product transactions and relieve anxiety about sellers.

According to an embodiment of the present invention, in the case of online product transactions, especially in case of personal (C2C) transactions, payments can be received immediately after the seller sends the goods. We aim to provide an easy deal transaction system that can improve sellers' transaction ease by solving the inconvenience of existing escrow that can be cancelled.

The easy deal transaction system according to an embodiment of the present invention receives information on the transaction item through a buyer or seller terminal, and pays the price of the item through the buyer terminal during online product transactions, especially in case of personal (C2C) transactions. In the easy deal transaction system that provides a service, a transaction information generation unit that holds product information registered from a buyer or seller terminal and includes buyer information input from the buyer terminal, and the product photographed through the seller terminal. The photo storage unit in which the photos and pictures of the courier invoice are stored, and the product photo received from the photo storage unit allows the purchaser to check authenticity, and whether the invoice information matches the purchaser information through the courier invoice photo, and accepts the courier service. A determination unit that determines whether or not the goods are collected through a courier service, and determines a safe transaction, and a payment processing unit that, when the determination unit determines that the safe transaction, transfers the price of the goods received and stored from the purchaser terminal to the seller Characterized in that.

The transaction information generation unit is characterized in that it includes transaction item information input through the buyer or seller terminal, past and present sales history of the seller, the seller's name, phone number and account number, and the transaction information generation unit Buyer information registered through the buyer's terminal, information of the item to be purchased, watermark taken with the picture when taking pictures of the item, number of photos requested for the item to be purchased, transaction number, transaction period, transaction method and payment method, etc. It characterized in that it comprises a.

In addition, the watermark is designated by the purchaser terminal and includes a watermark generated by a random combination of letters, numbers, special symbols, etc. or a watermark directly input by the purchaser, and the photo storage unit When taking a picture of an item through the terminal, a photo is stored in which the watermark specified in the transaction information generation unit is combined, and the photographed photo can be checked in real time on the purchaser terminal, and OCR (optical character Recognition) is characterized in that the delivery invoice number is automatically recognized using technology.

The determination unit includes a first determination unit that determines whether the product is authentic by checking a picture of the seller's product received from the photo storage unit, and the contents of the courier invoice received from the photo storage unit and the purchaser transaction received from the transaction information generation unit. It characterized in that it further comprises a second determination unit for determining whether the information is matched.

The transaction method entered in the transaction information generation unit further includes a service that guarantees principal money by linking with the insurance company, and in the case of providing a service linked with the insurance company, a fee by adding a certain percentage of the sales price to the basic fee. Characterized in that the formulation.

The payment processing unit is characterized in that the payment is immediately transferred 24 hours a day, 365 days a year through a transfer system capable of real-time settlement to settle the sales price.

The disclosed technology can have the following effects. However, since it does not mean that a specific embodiment should include all of the following effects or only the following effects, it should not be understood that the scope of the rights of the disclosed technology is limited thereby.

The easy deal transaction system according to an embodiment of the present invention enables real-time confirmation of product photos taken with a watermark directly designated by the purchaser during online product transactions, especially in person-to-person (C2C) transactions, and As the payment amount is protected, it is possible to provide a transaction system that can improve the confidence of buyers when trading goods online.

The easy deal transaction system according to an embodiment of the present invention delays receipt of payment during online product transactions, as it is possible to receive payment immediately after the seller sends the product when trading online goods, especially during personal (C2C) transactions. It is possible to provide a transaction system that can improve the seller's transaction ease by solving the inconvenience of existing escrow that may be canceled or canceled due to a buyer's return.

1 is a block diagram showing an easy deal transaction system according to an embodiment of the present invention.
2 is a diagram schematically illustrating an operation method of an easy deal transaction system according to an embodiment of the present invention.
3, 4 and 5 are flow charts illustrating a transaction method using an easy deal transaction system according to an embodiment of the present invention.
6A and 6B are diagrams illustrating an example of service use of an easy deal transaction system according to an embodiment of the present invention.

Since the description of the present invention is merely an embodiment for structural or functional description, the scope of the present invention should not be construed as being limited by the embodiments described in the text. That is, since the embodiments can be variously changed and have various forms, the scope of the present invention should be understood to include equivalents capable of realizing the technical idea. In addition, since the object or effect presented in the present invention does not mean that a specific embodiment should include all of them or only those effects, the scope of the present invention should not be understood as being limited thereto.

Meanwhile, the meaning of terms described in the present application should be understood as follows.

Terms such as "first" and "second" are used to distinguish one component from other components, and the scope of rights is not limited by these terms. For example, a first component may be referred to as a second component, and similarly, a second component may be referred to as a first component.

When a component is referred to as being "connected" to another component, it should be understood that although it may be directly connected to the other component, another component may exist in the middle. On the other hand, when it is mentioned that a component is "directly connected" to another component, it should be understood that there is no other component in the middle. On the other hand, other expressions describing the relationship between the constituent elements, that is, "between" and "just between" or "neighboring to" and "directly neighboring to" should be interpreted as well.

Singular expressions are to be understood as including plural expressions unless the context clearly indicates otherwise, and terms such as “comprise” or “have” refer to implemented features, numbers, steps, actions, components, parts, or It is to be understood that it is intended to designate that a combination exists and does not preclude the presence or addition of one or more other features or numbers, steps, actions, components, parts, or combinations thereof.

In each step, the identification code (for example, a, b, c, etc.) is used for convenience of explanation, and the identification code does not describe the order of each step, and each step has a specific sequence clearly in context. Unless otherwise stated, it may occur differently from the stated order. That is, each of the steps may occur in the same order as specified, may be performed substantially simultaneously, or may be performed in the reverse order.

All terms used herein have the same meaning as commonly understood by one of ordinary skill in the field to which the present invention belongs, unless otherwise defined. Terms defined in commonly used dictionaries should be construed as having meanings in the context of related technologies, and cannot be construed as having an ideal or excessive formal meaning unless explicitly defined in the present application.

1 is a block diagram schematically showing an easy deal transaction system according to an embodiment of the present invention.

Referring to FIG. 1, the easy deal transaction system 100 includes a transaction information generation unit 110, a photo storage unit 120, a determination unit 130, a payment processing unit 140, and an alarm unit 150.

The easy deal transaction system 100 registers the information of the product as a transaction key through the seller terminal 160 or the buyer terminal 170 when trading online goods, especially during personal (C2C) transactions, and interlocks with other markets. Information on the transaction item may be automatically registered. In addition, it is a system that provides a service so that the transaction price for the registered product can be paid through the purchaser terminal 170.

First, in the transaction information generation unit 110, the buyer terminal 170 may inquire information about a seller to be transacted. For example, a seller's transaction score, past sales history, and current sales activity history can be inquired. In addition, the buyer can check the seller's name, phone number, and account number through seller inquiry.

The transaction information generation unit 110 receives purchaser information from the purchaser terminal 170. Buyer information is linked with information entered when registering as a member of the Easy Deal transaction system, and can be selected and used as needed by entering multiple addresses.

The transaction information generation unit 110 receives information on a request for transaction from the purchaser terminal 170. The buyer can select and enter the number of photos for the sale item. For example, one photo of the product before the delivery box is sealed and one photo of the box after the delivery box is sealed by default, and the buyer can add several more photos of the product before the delivery box is sealed. In addition, a transaction deadline, that is, a delivery deadline, requested by the seller, is input from the buyer terminal 170. The transaction period is basically set within 24 hours after the purchaser's payment is made, and the period can be extended by agreement between the purchaser and the seller.

In addition, the transaction information generation unit 110 receives a watermark from the purchaser terminal 170, which is photographed together with the seller's product picture. The watermark is designated from the purchaser terminal 170, and the purchaser may designate a watermark generated by a random combination of letters, numbers, and special symbols, or designate a watermark directly input by the purchaser.

In addition, the transaction information generation unit 110 generates a transaction number, and the transaction information is generated through a transaction method and a deposit method input through the purchaser terminal 170. As for the deposit method, you can deposit to a virtual account provided by the Easy Deal transaction system, or you can proceed with credit payment. When paying by credit, the price including the credit card fee is set and the deposit amount is notified to the seller. The fee for credit payment is set to a certain amount by default. When entering the transaction method, it is possible to select a premium service that can be linked with an insurance company to guarantee the principal. In this case, the fee is determined by adding a certain percentage of the transaction amount to the basic fee. In this way, the transaction information generation unit 110 generates various types of purchaser transaction information input from the purchaser terminal 170.

The photo storage unit 120 takes a picture of an item to be sold and a picture after the delivery box is sealed through the seller terminal 160 and stores the picture. In this case, the photo storage unit 120 stores a photo of the product before sealing the box containing the product and a photo of the contents of the delivery invoice after the box is sealed. The picture is taken together with a watermark designated by the purchaser, that is, a watermark preset in the transaction information generator 110 or a watermark input by the purchaser. The photographed picture is stored in the photo storage unit 120 and can be viewed in real time at the purchaser terminal 170. Since the contents of the courier invoice are automatically recognized through OCR (optical character recognition) technology, it is possible to reduce the inconvenience of the seller entering the invoice number directly.

The determination unit 130 determines the authenticity of the product by checking the image of the seller's product received from the photo storage unit 120, and a watermark and transaction information generation unit combined with the product photo received from the photo storage unit 120 It includes a first determination unit (130a) for determining whether the watermark specified in (110) is the same. The determination of whether the product is authentic may be performed through the purchaser terminal 170. As the purchaser can directly check the watermarked photo, the transaction reliability of the purchaser may be improved.

Further, the determination unit 130 includes a second determination unit 130b that determines whether the contents of the courier invoice received from the photo storage unit 120 and the purchaser transaction information transmitted from the transaction information generation unit 110 match. . For example, it is possible to check whether the name, address, and phone number of the person who receives the designated item from the purchaser terminal 170 match the contents of the delivery invoice. The determination unit 130 checks whether the delivery item has been collected by the delivery driver by inquiring the delivery receipt based on the contents of the delivery invoice.

The payment processing unit 140 receives and stores the payment of the goods from the purchaser terminal 170, and when the determination unit 130 confirms whether or not the delivery goods are collected, transfers the deposited goods price to the seller terminal 160. The payment processing unit 140 calculates the payment amount through a transfer system, such as Firm banking or open banking, which enables real-time settlement for 24 hours a day, 365 days a year, so that the settlement is immediately and quickly provided. do.

The alarm unit 150 transmits a push alarm to the seller terminal 160 and the buyer terminal 170 according to the progress of the determination unit 130 and the payment processing unit 140. For example, when receiving the payment of the goods from the purchaser terminal 170, a push alarm notifying the payment of the sales price is transmitted to the seller terminal 160, and whether the delivery service is received from the determination unit 150 and whether the delivery item is collected. When is confirmed, a push alarm notifying that the delivery service has been received and the delivery product has been collected is transmitted to the seller terminal 160 and the purchaser terminal 170. Accordingly, the seller terminal 160 and the buyer terminal 170 can check the transaction progress in real time.

2 is a diagram schematically illustrating a transaction method using an easy deal transaction system according to an embodiment of the present invention.

Referring to FIG. 2, after confirming the goods transaction between the buyer and the seller, it is agreed to conduct the transaction through the easy deal transaction system.

After that, the purchaser who decides to purchase pays for the goods. The Easy Deal transaction system creates a transaction, stores the price of the item, and delivers the details of the deposit from the buyer to the seller. After receiving the payment, the seller takes a picture of the item to be sold before sealing the box and a picture of the contents of the courier invoice after sealing the box and delivers it to the Easy Deal transaction system.

The buyer can check the authenticity of the transaction item by checking the picture registered by the seller through the Easy Deal transaction system. At the same time, the easy-deal transaction system determines whether the contents of the courier invoice and the buyer information match, and determines whether the courier is received and the courier item is collected by inquiring the contents of the courier invoice. When it is confirmed whether or not the package has been collected, the price of the item stored in the Easy Deal transaction system is immediately remitted to the seller. On the other hand, if the delivery deadline entered in the transaction information is exceeded or whether the collection of the delivery item is not confirmed, the buyer can cancel the transaction, and when the transaction is canceled, the price of the stored product is remitted to the buyer.

3 is a flowchart illustrating a transaction method using an easy deal transaction system according to an embodiment of the present invention.

Referring to Figure 3, the buyer proceeds to the step of generating buyer transaction information (S 310). Prior to the step of generating buyer transaction information, a step as shown in FIG. 4 may be further included. Referring to FIG. 4, it is checked whether the seller and the buyer subscribe to the easy deal system (S410). At this time, if the user is not subscribed to the easy deal transaction system, the step of registering as a member by inputting personal information is performed (S420). After that, the easy deal transaction system is executed (S430).

The step of generating buyer transaction information will be described in more detail with reference to FIG. 5. Referring to FIG. 5, a seller is searched and selected through the easy deal transaction system (S510). At this time, the buyer can inquire the seller's ID to inquire the seller's sales history to date. The buyer can determine whether to purchase by examining the seller's transaction score and sales history, and then determining the transaction reliability. The buyer can select the ID of the seller who wants to trade, and the information of the selected seller is disclosed to the buyer.

Subsequently, buyer information is input (S520). Buyer information is linked with information entered when registering as a member of the Easy Deal transaction system, and can be selected and used as needed by entering multiple addresses. Thereafter, information on the item to be purchased is input (S530). The buyer can request a picture of the item for sale from the seller, and can select the number of pictures he wishes to request. For example, one photo of the product before the delivery box is sealed and one photo of the contents of the invoice after the delivery box is sealed is set as a default, and the buyer can add several more pictures before the delivery box is sealed. In addition, the purchaser can request the type of photo they want. In addition, the buyer enters a transaction deadline, that is, a delivery deadline, requested by the seller. The transaction deadline is basically set to 24 hours after the purchaser's deposit is completed, and the period can be extended by agreement between the buyer and the seller.

Then, the buyer inputs a watermark that is photographed together with the seller when the seller takes a picture of the product (S540). The watermark can be specified by the purchaser, and can be generated in a random combination of letters, numbers, and special symbols within the easy deal transaction system, or can be entered by the purchaser.

Next, a transaction number is generated (S 550). Thereafter, a deposit method is selected (S560), and a transaction method is selected (S570).

As for the deposit method, you can deposit to a virtual account provided by the Easy Deal transaction system, or you can proceed with credit payment. When paying by credit, the price including the credit card fee is set and the deposit amount is notified to the seller. The fee for credit payment is set to a certain amount by default.

When selecting a transaction method, in the case of selecting a premium service that guarantees principal in partnership with an insurance company, the fee can be set by adding a certain percentage of the transaction amount to the basic fee. In this way, a plurality of purchaser transaction information is input to complete transaction information generation (S580).

Referring back to FIG. 3, after generating the buyer transaction information as shown in FIG. 5, the product price for the sale item is received through the buyer (S320). In this case, when the payment of the buyer is confirmed, the step of providing a push alarm to the seller may be further included. The push alarm includes buyer information, transaction information, and deposit status.

Thereafter, it is determined whether the purchase transaction period specified by the buyer has been exceeded, that is, whether the seller has exceeded the delivery deadline (S330). If the transaction deadline for accepting the courier has been exceeded, the purchaser determines whether to cancel the transaction (S335). The buyer can cancel the purchase or further negotiate the transaction deadline with the seller. When the purchaser cancels the purchase, the amount deposited to the purchaser's account is sent, and the credit card is canceled.

If the transaction deadline has not been exceeded, the seller takes a picture of the sale item in step 1 (S340). The first step is to take a picture of the item for sale before sealing the box, and when the picture is taken, a watermark specified in the purchaser transaction information is also displayed on a certain portion of the picture. Since the watermark specified by the purchaser is synthesized when the seller photographs the product, the purchaser does not have to worry about forgery of the photo. In addition, the buyer can check the photographed photos in real time, thereby gaining a sense of trust in the goods transaction.

Subsequently, the seller takes a picture of the sale item in step 2 (S350). In the second step, the delivery invoice is photographed after receiving the delivery service for the goods that have been sealed in the box. The picture of the contents of the courier invoice in step 2 is also displayed with a watermark specified in the buyer transaction information.

Subsequently, it is determined whether the product is authentic or not through the photo of the product, and whether it matches the transaction information of the buyer by checking the photo of the contents of the courier invoice (S360).

Determination of the authenticity of an item may be performed by a buyer confirming the photos shared in real time. In addition, the courier invoice is automatically recognized through OCR (optical character recognition) technology without a separate invoice number input process, and it is determined whether the content of the recognized courier invoice matches the buyer transaction information in step'S310'. For example, among buyer transaction information, the buyer's name, phone number, address, and watermark may be compared and confirmed. If the information of the picture of the contents of the courier invoice and the input information of the buyer do not match, the seller re-takes the picture in step 2 (S365). If the input information does not match even after taking the photo again in step 2, the seller may directly enter the unrecognized part, and by passing this information to the buyer, the purchaser can check whether it matches the buyer transaction information with a shared invoice photo. Once you've figured out, you can decide whether to proceed with the transaction.

If the information of the photographed photo matches the input information of the purchaser, it is verified whether or not the delivery item is collected (S370).

If collection of the parcel delivery item is not confirmed by a certain period, the transaction between the buyer and the seller is stopped, and a push alarm is transmitted to the seller (S375). In general, since the collection of parcel items is from one business day until midnight of the date, if collection of the parcel items is not confirmed by this period, the transaction may be stopped. However, the period of “midnight of a date after one business day” is not limited to the above-described period, and may be reflected by referring to the collection period of a typical parcel delivery driver.

In this case, the push alarm may include a notification message indicating that the collection of goods through the delivery driver has not been confirmed, and a message notifying the delivery company contact information. Even after sending the push alarm to the seller, if the collection of the package is not confirmed for a certain period of time, that is, until midnight of the date after an additional business day, the buyer can cancel the transaction. It is remitted (S 378). Even if the purchaser cancels the purchase, the purchaser can obtain a sense of confidence that the payment can be protected. The buyer can cancel the transaction or continue the transaction after contacting the seller and determining the reason why the goods were not collected by the courier.

When the receipt of the item by the courier driver is confirmed, a push alarm is sent to the buyer, and the item is sent to the seller through a settlement system that enables instant transfer in real time 24 hours a day, 365 days a year, for example, firm banking or open banking. Remit the purchase price (S380). The push alarm transmitted to the buyer may include a delivery completion message, a delivery company and invoice number, a two-stage invoice picture taken by the seller, and the like. The seller receives the payment of the goods through a settlement system that allows immediate real-time transfer immediately after confirmation of the completion of the parcel delivery, so that the payment of goods can be quickly settled.

6A and 6B are diagrams illustrating an example of service use of an easy deal transaction system according to an embodiment of the present invention.

Figure 6a shows an example of the use of the easy deal transaction system through the seller terminal, and as shown in Figure 6a, the step 1 photographing through the seller terminal is a step of photographing an article before sealing the box, and A watermark is synthesized in a specific part. The watermark may be generated by a random combination of letters, numbers, special symbols, etc., or may be contents directly input by a purchaser. In addition, the second-stage photographing through the seller's terminal is a step of photographing a courier invoice, and the invoice picture taken is recognized by OCR technology, so no separate input is required.

6B shows an example of using the easy deal transaction system through a purchaser terminal, and transaction information may be input through a purchaser terminal as shown in FIG. 6B. For example, information of a seller can be inquired and selected, and information of a buyer, a delivery deadline, a watermark text input, or a payment for goods can be performed.

In addition, it is possible to select whether to cancel the purchase when the delivery date specified by the buyer is exceeded, and to track the delivery location when confirming the delivery of the delivery service. 6A and 6B are exemplary diagrams for aiding understanding of the present invention, and are not necessarily limited to this configuration, and may be changed in various forms depending on the case.

As described above, the easy deal transaction system according to an embodiment of the present invention enables real-time confirmation of product photos taken with a watermark directly designated by the purchaser, and is protected by the payment amount deposited by the purchaser. It is possible to improve the confidence of the buyer when trading goods, and as the payment can be received immediately after the seller sends the goods, the inconvenience of the existing escrow that may delay the receipt of payment when trading goods online or cancel the transaction due to the buyer's return. By solving the problem, you can improve the seller's transaction ease.

Although the above has been described with reference to preferred embodiments of the present invention, those skilled in the art will variously modify and change the present invention within the scope not departing from the spirit and scope of the present invention described in the following claims. You will understand that you can do it.

100: easy deal transaction system 110: transaction information generation unit
120: photo storage unit 130: judging unit
130a: first determination unit 130b: second determination unit
140: payment processing unit 150: alarm unit
160: seller terminal 170: buyer terminal

Claims (8)

In the easy deal transaction system for receiving information on a transaction item through a buyer or seller terminal and paying for the item through the buyer terminal,
A transaction information generation unit that holds product information registered from a buyer or seller terminal and includes buyer information input from the buyer terminal;
A photo storage unit in which photos of the goods taken through the seller terminal and photos of courier invoices are stored;
Through the photo of the product received from the photo storage unit, the purchaser can check the authenticity, and through the photo of the courier invoice, it is safe by checking whether the invoice information matches the purchaser information, whether the delivery has been accepted, and whether the product is collected through the delivery driver. A determination unit that determines the transaction; And
When the safe transaction is determined by the determination unit, a payment processing unit that transfers the price of the goods received and stored from the purchaser terminal to the seller
Easy deal trading system comprising a.
The method of claim 1, wherein the transaction information generation unit
An easy deal transaction system comprising the transaction item information input through the buyer or seller terminal, the seller's past and current sales history, the seller's name, phone number, and account number.
The method of claim 1, wherein the transaction information generation unit
Purchaser information registered through the purchaser terminal, information of the item to be purchased, a watermark taken together with the picture when taking a picture of the item, the number of photos requested for the item to be purchased, transaction number, transaction period, transaction method and payment method Easy deal trading system, characterized in that it includes, and the like.
The method of claim 3, wherein the watermark is
An easy deal transaction system comprising a watermark designated by the purchaser terminal and generated by a random combination of letters, numbers, and special symbols, or a watermark directly input by the purchaser.
The method of claim 1, wherein the photo storage unit
When taking a picture of the product through the seller terminal, a picture in which the watermark specified in the transaction information generation unit is combined is stored, and the photographed picture can be checked in real time at the buyer terminal
The easy deal transaction system, characterized in that the delivery invoice number is automatically recognized using OCR (optical character recognition) technology when taking a picture through the seller terminal.
The method of claim 1, wherein the determination unit
A first determination unit to determine whether the product is authentic or not by checking the image of the seller's product received from the photo storage unit; And
A second determination unit that determines whether the contents of the courier invoice received from the photo storage unit and the purchaser transaction information transmitted from the transaction information generation unit match
Easy deal trading system, characterized in that it further comprises.
The method of claim 1, wherein the transaction method input to the transaction information generation unit is
An easy deal transaction system, characterized in that it further includes a service that guarantees principal money in connection with an insurance company, and in the case of providing a service linked with the insurance company, a fee is set by adding a certain percentage of the sales price to the basic fee.
The method of claim 1, wherein the payment processing unit
Easy deal trading system, characterized in that the sale price is settled by immediately transferring 24 hours a day, 365 days a year through a transfer system capable of real-time settlement.

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