KR20210018686A - Apparatus and method for virtual stock and derivatives trading simulator based on virtual reality - Google Patents

Abstract

According to an embodiment of the present invention, a method of providing a virtual reality-based simulated stock investment experience performed by a VR terminal comprises: (a) a step of providing a user with a VR trading interface necessary for virtual trading; (b) a step of paying the user a virtual investment amount for performing virtual trading as much as a preset value and providing list information on a plurality of companies through the VR trading interface; (c) a step in which the VR trading interface provides the user with a portfolio configuration function and a standard deviation for historical average returns and returns for a preset period for the selected company when the user selects at least one or more companies for investment among the companies included in the list information; and (d) a step of displaying the result value for the portfolio in the VR trading interface when the investment in the selected company is completed using the virtual investment amount. The VR trading interface has the form of a plurality of monitors and a trading desk, and a trading scene screen transmitted to each monitor provides different content, and the content is configured to change depending on the user′s selective input. Accordingly, the present invention can improve the investment capabilities of the user.

Description

Apparatus and method to implement a simulated stock and derivatives trading system using VR content {APPARATUS AND METHOD FOR VIRTUAL STOCK AND DERIVATIVES TRADING SIMULATOR BASED ON VIRTUAL REALITY}

The present invention relates to a method and apparatus for enabling a user to experience a simulated stock/derivative transaction, etc. using virtual reality content.

The financial/economic education effect of simulated investment is known to be statistically significant in acquiring basic knowledge and recognizing techniques through simulated stock investment in various existing studies (Santos, 2000; Mark, 2006; Park Se-Hyun and Joonhyun Cho, 2005; Hyunbeom Shin and Hyojung Kim, 2011; Shanshazrian, et.Al. 2015; Raewoon Park, 2017). Due to this effect, the stock investment project using a simulated stock simulator (i.e. a simulated stock investment game) is used as a main task in class hours of the finance program (Finance or Financial Engineering) of domestic and national assembly universities.

Various competitions using simulated investment are held annually in the advanced financial markets in the United States, and the CME (Chicago Mercantile Exchange) Trading Challenge and the Bloomberg Trading Challenge are the most representative. Through these simulation competitions, it is contributing to the promotion of practical education on financial investment and the discovery of talented people needed by financial markets/financial institutions (investment banks, securities companies, hedge funds, asset management companies, etc.).

However, the existing simulated investment is made in a one-dimensional information space where investment decisions and trading are experienced by relying on delayed real-time asset prices and charts given from the trading system platform. However, in the trading room of a financial institution, professional traders do not simply rely on real-time asset prices and technical analysis charts, but monitor various political/economic/financial/other news information in real time and make asset transaction decisions. Was not able to experience financial asset transactions in consideration of this practical multidimensional environment in financial institutions.

For example, the trading desks of traders of most financial institutions in the United States have 3 to 6 monitors installed. First, under the assumption of 6 monitors, in general, 4 out of 6 monitors display CQG trading order screens for 3 to 4 assets that they wish to trade. This CQG screen provides real-time order transaction volume, execution price, and Bid-Ask price. The Bloomberg Terminal screen is displayed on two screens. Also, on large TVs installed in the trading room, they trade while paying attention to how important news will affect the market such as CNBC, Fox Business News, and CNN.

However, simulators used in simulation investment competitions or financial institutions/school classes are not allowed to buy/sell simulated investments in consideration of various environments exposed to such real traders.

The present invention is to solve the problems of the prior art described above, and the present invention is a financial science (financial engineering) college student who wishes to advance to Wall Street by playing a simulated investment game of stocks/derivatives in a multidimensional VR environment. / It aims to implement a system to help graduate students and employees of various financial institutions.

For example, users can acquire understanding and know-how about stock/derivatives trading (Buying on Margin, Short-selling), Limit/Stop/Market Order, or test investment strategies by using the trading system interface. This is to improve investment capability.

In addition, through the present invention, users wearing VR devices can feel as if they are working at a desk with multiple monitors located in a trading room of an actual financial institution, and can simultaneously access real-time price fluctuations and political and economic news affecting the market. By providing an environment in which you can experience real-life investment transactions.

However, the technical problem to be achieved by the present embodiment is not limited to the technical problem as described above, and other technical problems may exist.

As a technical means for achieving the above-described technical problem, according to an embodiment of the present invention, in a method for providing a virtual reality-based simulated stock investment experience performed by a VR terminal, (a) required for virtual trading to a user Providing a VR trading interface; (b) paying a virtual investment amount for performing virtual trading to a user as much as a preset value, and providing list information on a plurality of companies through a VR trading interface; (c) If the user selects at least one company for investment among the companies included in the list information, the VR trading interface provides the user with the portfolio composition function, the past average return for the selected company, and the return rate for a preset period. Providing a standard deviation; And (d) when the investment in the selected company using the virtual investment amount is completed, displaying the result value of the portfolio with a VR trading interface; wherein the VR trading interface includes a plurality of monitors and a form of a trading desk. The trading site screen transmitted to each monitor provides different contents, and may be configured to change the contents according to the user's selective input.

In addition, the VR trading interface additionally provides a search window for searching for news, and in step (b), news to be referred for investment is searched based on a user's selective input and transmitted to the monitor.

In addition, news search results for keywords presented by the user through the search window are classified in chronological order and transmitted to the monitor, but a setting window may be provided so that the user can set the classification method.

In addition, the text included in the news calculated as a result of the search may be detected, and other news having a similar value to the subject of the calculated news may be additionally searched and transmitted to the monitor.

In addition, step (c) additionally provides an investment asset option for which type of investment to be made in the selected entity, but the investment asset option may provide either stocks, futures or options.

In addition, when the type of investment asset is selected by the user, the user may request to select the total investment required for the investment based on the past average return and standard deviation.

In addition, step (d) includes the steps of (d1) providing the user with a recommended investment ratio for the virtual investment amount; (d2) allocating a virtual investment amount corresponding to the investment ratio selected by the user, and completing the composition of the portfolio for the investment; And (d3) calculating an analysis index of the portfolio based on the analysis algorithm; including, wherein the investment ratio means the ratio of the virtual investment amount allocated when the user invests in the company selected as the virtual investment amount, and the analysis algorithm is real-time It refers to an algorithm for calculating an analysis index based on asset price, transaction settlement price, and transaction fee information.The analysis index consists of one or more of the net asset price, return on investment, and Sharpe ratio for the portfolio result. I can.

In addition, the recommended investment ratio is based on a dynamic calculation algorithm, and the minimum variance portfolio (mvp), which is the optimal ratio for the lowest volatility risk of the portfolio return, or the portfolio return is the highest value compared to the volatility risk. You can ask the user to choose any one of the tangent portfolios (tp), which is the optimal ratio you can expect.

In addition, the VR trading interface provides the user with an additional investment performance option, and in step (d3), when the user selects the investment performance analysis option, the investment performance indicator can be calculated in real time and transmitted to the monitor. have.

In addition, a telephone is additionally provided in the upper part of the trading desk, and in step (d2), when the virtual investment amount is allocated to stock investment, if the balance of the margin account is lower than the maintenance margin requirement, the telephone May ring to induce the user to answer a call for a margin call.

In addition, after step (d), when a plurality of users participate in virtual trading, the winner may be selected through analysis of individual investment properties and database of each user's result value.

In addition, in the virtual space implemented by the VR trading interface, non-player characters (NPCs) with a preset appearance are implemented as much as a preset number, and a preset reaction is performed in response to the result value for the investment ratio or portfolio selected by the user. Can be done.

In addition, the NPC's reaction may perform a preset action indicating that the rate of return relative to the investment rate is low when any one of the expected return or result value of the investment based on the investment ratio is less than a preset value.

In addition, the NPC's reaction may perform a preset action indicating that a return rate relative to the investment rate is high if any one of the expected return or result value of the investment based on the investment ratio is higher than a preset value.

In addition, in the VR trading interface, a virtual hand having a preset shape is implemented, the virtual hand is moved according to the displacement and direction in which the user's hand recognized through the VR terminal actually moves, and the content transmitted through the monitor is An input for a user's command may be implemented in a way that a virtual hand is touched.

Also, an input for a user's command may be additionally implemented based on a preset voice received from the user.

In addition, it provides a setting to modify the shape or size of a plurality of monitors and trading desks implemented through the VR trading interface, and the trading desk and monitor are implemented in a trading room with a preset structure. An additional interior setting that can change the interior can be provided.

In the present invention, participants who participated in simulation investment using VR content access various information in real time in a trading room of a financial institution using VR devices, and the correlation between multidimensional information and stock and derivatives prices, and asset price volatility brought about by the information. It focuses on experiencing and understanding effective investment strategies and risk management in each situation through experience.

Therefore, the following three advantages can be obtained through the present invention. First, since the educational effect using VR environment is already well known, if this is combined with simulated investment, learners can understand the overall investment trading/buying process in a much more interesting environment. Second, in order to receive education on investment trading and buying in a practical environment, use the trading rooms of university institutions (eg The Wasserman Trading Floor at Baruch College, Rogers Family Trading Room at Penn State, Martin B. Greenberg Trading Room at Hofstra University, etc.) Should be. However, since these places are open only to the students of the school, the general public cannot experience them. Therefore, if you practice VR simulation using a VR device, all ordinary people can access the actual trading environment without any restrictions. Lastly, university education institutions can use VR to replace the expected effects of the trading class room at low cost for educational institutions that are difficult to secure funding by installing a trading classroom for university students and graduate students to experience investment related. have.

1 is a diagram showing the configuration of a virtual reality-based simulated stock investment experience providing system according to an embodiment of the present invention.
2 is a diagram showing a device configuration of a VR providing device 100 according to an embodiment of the present invention.
3 is a diagram showing a system configuration of a VR providing apparatus 100 according to an embodiment of the present invention.
4 to 5 are diagrams showing the configuration of a virtual trading environment according to an embodiment of the present invention.
6 is a flowchart illustrating a method of providing a simulated stock investment experience based on virtual reality according to an embodiment of the present invention.
7 is a flowchart illustrating an investment process of a user according to an embodiment of the present invention.
8 is a flowchart illustrating a process of generating a recommended investment ratio according to an embodiment of the present invention.
9 and 10 are diagrams illustrating examples of screens that can be implemented in a virtual trading space according to an embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings so that those of ordinary skill in the art can easily implement the present invention. However, the present invention may be implemented in various different forms and is not limited to the embodiments described herein. In the drawings, parts irrelevant to the description are omitted in order to clearly describe the present invention, and similar reference numerals are assigned to similar parts throughout the specification.

Throughout the specification, when a part is said to be "connected" to another part, this includes not only "directly connected" but also "electrically connected" with another element interposed therebetween. . In addition, when a part "includes" a certain component, it means that other components may be further included rather than excluding other components unless specifically stated to the contrary.

The following examples are detailed descriptions to aid understanding of the present invention, and do not limit the scope of the present invention. Accordingly, the invention of the same scope performing the same function as the present invention will also belong to the scope of the present invention.

1 is a diagram showing the configuration of a virtual reality-based simulated stock investment experience providing system according to an embodiment of the present invention.

Referring to FIG. 1, a virtual reality-based simulated stock investment experience providing system 1 may include a VR providing device 100 and a server 200. In addition, although not shown in the drawing, the VR providing device 100 and the server 200 are interconnected through a communication network to perform communication.

According to an embodiment of the present invention, the VR providing device 100 refers to a device having various types or driving principles capable of providing virtual reality to a user, and may provide virtual trading to a user.

In this case, a typical shape and configuration of the VR providing device 100 may be implemented in the form of a head mounted display (HMD), and an example thereof will be described with reference to FIG. 2 to be described later.

The VR providing device 100 provides the user with a VR trading interface necessary for virtual trading to the user. In this case, the VR trading interface can be manipulated due to the user's manipulation of the VR providing device 100.

In this case, the VR trading interface will collectively refer to an interface through which a user can perform virtual trading through the VR providing device 100.

For example, a form of a plurality of monitors and a trading desk is implemented in a virtual space, and a trading site screen transmitted from each monitor provides different contents.

In addition, the VR trading interface is configured to change content according to a user's selective input, which will be described in detail about the configuration of the VR trading interface through FIGS. 9 and 10 to be described later.

In the virtual trading implemented in the present invention, a virtual investment amount is paid to a user playing a game as much as a preset value, and list information on a plurality of companies to be invested is additionally provided through the VR trading interface.

In this case, the virtual investment amount may refer to virtual funds required by the user to perform virtual trading. The size of the virtual investment amount may vary depending on the size of the virtual trading game, and the user can arbitrarily set the difficulty level of the game or for each virtual trading game.

In addition, the list information on the companies may be a list listing companies that are subject to investment in order for the user to perform virtual trading. Companies included in the list information may be created based on real company information, or may be created virtually for a game. In this case, as an additional embodiment, when a list is formed based on the information of the actual company, the company's list information is received by receiving company information from the server 200 providing the game or an external server (eg, a server providing news). Can be uploaded.

Next, when the user selects at least one company for investment from among the companies included in the list information through the VR trading interface, the VR trading interface provides the user with information on the company and the organization function of the portfolio for investment. Will make investments based on this.

In addition, the VR providing device 100 displays the result value of the portfolio in which the investment has been completed through a VR trading interface to inform the user of the result of the investment.

The server 200 may be a device for transmitting data for providing a virtual reality-based simulated stock investment experience to the VR providing device 100 according to an embodiment of the present invention.

In addition, when an investment battle between a plurality of users is performed, the server 200 may relay it or provide information on a company to be included in the list information to the VR providing apparatus 100.

Accordingly, the virtual reality-based simulated stock investment experience providing application may be an application downloaded from an application distribution server and installed in the VR providing device 100 to be driven.

However, as an optional embodiment, the server 200 may be excluded from the virtual reality-based simulated stock investment experience providing system 1, and in this case, the virtual reality-based simulated stock investment experience providing application is provided to the VR providing device 100. It can be implemented as an embedded application.

Meanwhile, the communication network serves to connect the VR providing device 100 and the server 200. That is, the communication network refers to a communication network that provides an access path so that the VR providing device 100 can transmit and receive data after accessing the server 200. Communication networks are wired networks such as LANs (Local Area Networks), WANs (Wide Area Networks), MANs (Metropolitan Area Networks), ISDNs (Integrated Service Digital Networks), and wireless networks such as wireless LANs, CDMA, Bluetooth, and satellite communications. However, the scope of the present invention is not limited thereto.

2 is a diagram showing a device configuration of a VR providing device 100 according to an embodiment of the present invention.

2, the VR providing device 100 may include an HMD 10 and an input device 14, and the HMD 10 is composed of a VR display 11, a speaker 12, and a microphone 13 Can be.

A head mounted display (HMD) 10 may be a device for providing virtual reality (VR) to a user.

Accordingly, when the user mounts the HMD 10 on the face, the pair of VR displays 11 respectively correspond to the user's eyes, thereby experiencing a virtual trading environment.

In addition, through the speaker 12 provided in the HMD 10, the user can receive a sound effect or a margin call generated during virtual trading.

The microphone 13 included in the HMD 10 may be used for recognizing a user's voice and inputting a command required to perform virtual trading.

For example, in the case of a margin call conducted using a phone in an actual situation, the user can perform a virtual experience in response to the margin call through the microphone 13.

However, since the microphone 13 may be excluded according to the specifications of the implemented VR providing apparatus 100, the presence or absence of the microphone does not limit the scope of the present invention.

The input device 14 refers to a device used to input a command used for virtual trading by recognizing a user's motion, and may be connected to the HMD 10 in a wired or wireless manner.

In the drawing, the input device 14 is shown as a motion recognition sensor that recognizes the movement of the user's hand, but may be replaced by a conventional input device 14 such as a keyboard and a mouse, depending on the implemented environment. Therefore, the implementation manner of the input device 14 does not limit the scope of the present invention.

3 is a diagram showing a system configuration of a VR providing apparatus 100 according to an embodiment of the present invention.

Referring to FIG. 3, the VR providing device 100 may be composed of a communication module 110, a memory 120, a processor 130, a database 140, a display module 150, and a control receiving module 160. have.

In detail, the communication module 110 provides a communication interface necessary for the VR providing device 100 to provide a transmission/reception signal between the server 200 or an external server or input device 14 in the form of packet data in connection with a communication network. . Furthermore, the communication module 110 may receive a data request from the server 200 or an external server and transmit data as a response thereto.

Here, the communication module 110 may be a device including hardware and software necessary for transmitting and receiving a signal such as a control signal or a data signal through a wired or wireless connection with another network device.

In the memory 120, a program for providing a simulated stock investment experience based on virtual reality is recorded. In addition, it performs a function of temporarily or permanently storing data processed by the processor 130. Here, the memory 120 may include a magnetic storage medium or a flash storage medium, but the scope of the present invention is not limited thereto.

The processor 130 is a kind of central processing unit and controls the entire process of providing a simulated stock investment experience based on virtual reality. Each step performed by the processor 130 will be described later with reference to FIG. 6.

Here, the processor 130 may include all types of devices capable of processing data, such as a processor. Here, the'processor' may refer to a data processing device embedded in hardware having a circuit physically structured to perform a function represented by a code or instruction included in a program. As an example of a data processing device built into the hardware as described above, a microprocessor, a central processing unit (CPU), a processor core, a multiprocessor, and an application-specific integrated (ASIC) circuit) and processing devices such as field programmable gate arrays (FPGAs), but the scope of the present invention is not limited thereto.

The database 140 may store list information of companies required to perform virtual trading, and additionally store user information as an additional embodiment.

In this case, the user's information may store an identification (ID) and password of a user performing virtual trading, an avatar setting to be used in virtual reality, or a result of virtual trading.

In addition, overall settings for the virtual trading environment may be additionally stored in the database 140.

Although not shown in FIG. 2, some of list information or user information may be stored in a database (not shown) that is physically or conceptually separated from the database 140.

The display module 150 may be a module for providing an efficient virtual trading environment to a user.

Accordingly, the display module 150 operates in conjunction with the VR display 11 of the HMD 10.

As a further embodiment, based on the user's biometric information, the display module 150 may help the user to experience an optimal virtual experience by appropriately adjusting the image quality (or resolution) of the VR display 11. .

The control receiving module 160 may be a module that receives and processes commands necessary for a user to perform virtual trading.

The control receiving module 160 processes a user's command recognized from various types of input devices 14 so that the processor 130 can implement a simulated stock investment experience based on virtual reality.

4 to 5 are diagrams showing the configuration of a virtual trading environment according to an embodiment of the present invention.

First, FIG. 4 shows the configuration of a system required when the host institution for simulation investment hosts a real-time virtual trading game using the Internet, and FIG. 5 shows the configuration of the system required when an individual user uses it.

The virtual trading of the present invention can be implemented based on an investment competition hosted by a simulated investment host organization, and conversely, an individual user can experience virtual trading by accessing the server 200 without the host organization.

Accordingly, the difference between the configurations implemented in FIGS. 4 and 5 may be whether or not the configuration is intervened through the server or terminal of the host institution of the simulation investment.

The simulator in charge of the simulation investment manages the portfolio corresponding to the simulation investment made by the user, or when a plurality of users participate, the winner is selected through the individual investment property of the result value of each user's portfolio and the database 140 analysis. .

If an individual user virtual trading game is used, the VR providing device 100 or the server 200 plays the role of the host institution for simulated investment.

6 is a flowchart illustrating a method of providing a simulated stock investment experience based on virtual reality according to an embodiment of the present invention.

Referring to FIG. 6, in order to provide a simulated stock investment experience based on virtual reality, the VR providing device 100 provides a VR trading interface to the user (S110).

Before step S110, the user must drive the VR providing device 100 and execute the content for performing virtual trading.

Thereafter, when the VR trading interface confirms the user's access, it implements a trading room equipped with a trading desk and induces the user to perform virtual trading.

Next, the VR providing device 100 provides the virtual investment amount and list information to the user through the VR trading interface (S120).

In this case, the VR trading interface additionally provides a search box for searching news to the user. From step S120, it is possible to search for news to be referred for investment based on the user's selective input and transmit it to a monitor provided in the virtual space.

In this case, as a method of inputting a keyword, a method such as voice recognition using the microphone 13 or inputting a keyword using the input device 14 may be used.

In addition, news search results for keywords presented by the user are classified in chronological order and transmitted to the monitor through the search window, and a setting window that can be set by the user may be additionally provided for the classification method.

That is, the default setting provides news in an order that matches the user search result, but the search results are classified and transmitted according to a specific date, place, or subject.

For example, if a user enters "WTI Crude Light Sweet Crude Oil Futures" in the search box, related news is searched through the news algorithm process, and the latest news can be displayed at the top of the monitor. The user can refer to this to select a company to invest in or to consider an investment method.

That is, the search for news can be performed for the first time in step S120, and the news can be searched using the search window at any of the steps described later.

In an optional embodiment, text included in the news calculated as a result of the search may be detected, and other news having a similar value to the subject of the calculated news may be additionally searched and transmitted to the user's monitor. Through this, the VR trading interface helps users check the data they may miss in addition to the news they searched for.

The VR providing device 100 provides information on a company selected by the user through a VR trading interface (S130).

When the user selects a company in step S130, the VR trading interface additionally provides the user with what kind of investment to make in the selected company and investment asset selection.

At this time, the investment asset options provided will include any one of stocks, futures, and options.

When the user selects the type of investment asset for a company, the VR trading interface provides the user with a portfolio configuration function, the past average return for the selected company, and the standard deviation of the return over a preset period.

Through this, the VR trading interface induces the user to select the total investment amount required for the investment based on the past average return and standard deviation.

Finally, when the user completes the investment through the VR trading interface and the virtual investment amount, the result value of the portfolio is displayed (S140).

When the total investment amount is determined, the user makes an investment using the virtual investment amount and completes the portfolio. The investment process will be described with reference to FIG. 7 to be described later.

If it is a simulation competition hosted by an investment institution, or if multiple users participate in virtual trading under the same conditions, the task of selecting the winner by analyzing the individual investment property and database of the result value of the portfolio calculated for each user It can be done further.

7 is a flowchart illustrating an investment process of a user according to an embodiment of the present invention.

Referring to FIG. 7, in order to perform a virtual investment, the VR trading interface provides a user with a recommended investment ratio of the virtual investment amount (S210).

In this case, the investment ratio means the ratio of the virtual investment amount allocated when the user invests in a company selected as the virtual investment amount.

For example, if the total virtual investment amount is 1 million won and the investment ratio for company A is 30%:70%, then the method of investing 300,000 won in stock in company A and 700,000 won in KOSPI futures can be applied. There is.

Accordingly, the recommended investment ratio is a ratio calculated and presented by the VR trading interface to help users strategically allocate virtual investment amounts, and the calculation process of the recommended investment ratio will be described with reference to FIG. 8 to be described later.

A virtual investment amount corresponding to the investment ratio is allocated from the user (S220).

Explaining this in detail, the VR trading interface performs investment by allocating a virtual investment amount corresponding to the investment ratio selected by the user.

When the investment in the company selected by the user is completed, the composition of the portfolio is completed, and the result may be stored in the database 140.

As an alternative embodiment, a telephone may be additionally provided in an area above the trading desk.

If, when allocating the virtual investment amount to stock investment, if the balance of the margin account is lower than the maintenance margin requirement in step S220, the phone rings and the user makes a call for a margin call. You can induce them to receive.

As another example, when the margin account balance is less than the maintenance margin when investing in futures, the phone rings to notify the investor of the margin call and decide whether to maintain the account. For example, if you decide to keep your investment in this situation, you can present an additional interface for the user to perform margin calls.

As a further embodiment, it can be solved by inputting the word “payment” through the microphone 13 or the input device 14 after manipulating the user's avatar to lift the handset of the phone in a manner corresponding to the margin call. If the user decides to liquidate the investment, it can be implemented to liquidate the transactional assets by inputting "liquidation" through the microphone 13 or the input device 14, and fill the maintenance margin.

The VR trading interface calculates an analysis index for a portfolio through an analysis algorithm (S230).

The analysis algorithm means an algorithm that calculates an analysis index based on real-time asset price, transaction settlement price, and transaction fee information.

At this time, the analysis index is composed of one or more of a net asset price, an investment return, and a sharp ratio for the result of the portfolio, and may be used as an index by which the user can objectively judge the result of the investment.

At this time, the VR trading interface may additionally provide an investment performance option to the user.

When the user selects the investment performance analysis option, the investment performance indicators or market indicators (e.g. KRX index, MSCI index, S&P US Goverment/Credit 5-10 year Bond, etc.) calculated in real time are transmitted to the monitor and the user can In addition to analysis indicators, investment performance indicators and market indicators can be checked together.

8 is a flowchart illustrating a process of generating a recommended investment ratio according to an embodiment of the present invention.

Referring to FIG. 8, the VR trading interface calculates a preset type of investment ratio through a dynamic calculation algorithm (S310).

The VR trading interface calculates the investment ratio through a dynamic calculation algorithm and presents it to the user so that the user can make the right investment.

In this case, the investment ratio calculated through the dynamic calculation algorithm may be any one of a minimum variance portfolio (mvp) and an optimal ratio, a tangent portfolio (tp).

The ratio of minimum diversified portfolio composition means the optimum ratio at which the volatility risk of the portfolio return can be the lowest, and the contact portfolio composition ratio, which is the optimum ratio, means the optimum ratio at which the portfolio return can expect the highest value compared to the volatility risk.

As a further embodiment, progress data on investment work performed by other users pre-stored in the database 140 for a company that has a similar value preset to the company the current user intends to invest may be provided as an example.

For example, another user may present an investment ratio including a past investment record of a company of a similar affiliate or a company that the current user intends to invest to the current user.

The VR trading interface provides the generated recommended investment ratio to the user and requests selection of the investment ratio (S320).

Finally, the recommended investment ratio calculated for recommendation may be transmitted to the screen of the monitor being used by the user. In this case, the user may provide convenience in which the virtual investment amount is automatically distributed at the investment ratio corresponding to the corresponding option by providing the recommended investment ratio in the form of an option and selecting an option.

9 and 10 are diagrams showing examples of screens that can be implemented in a virtual trading space according to an embodiment of the present invention.

Referring to FIG. 9, it may be a shape of a trading desk to be implemented in a virtual space. At this time, the trading desk may include a monitor 21, a telephone 22, and a virtual keyboard 23.

The monitor 21 may be provided in a plurality of trading desks to display information for investment. For example, information about a company, an interface and news necessary to make an investment may be included.

In addition, as an optional embodiment, in the VR trading interface, a virtual hand having a preset shape is implemented, and the virtual hand is moved according to a displacement and direction in which the user's hand recognized through the VR terminal actually moves, An input for a user's command may be implemented in a manner in which a virtual hand touches the content transmitted through the monitor 21.

The phone 22 is provided for a margin call, and may be implemented in the form of a conventional phone. However, depending on how the virtual space or VR trading interface is implemented, the phone 22 may be omitted, and the phone 22 may be replaced through the microphone 13 provided in the HMD 10.

The virtual keyboard 23 may be implemented in the same form as a conventional keyboard. Therefore, after recognizing the user's motion using the input device 14, the virtual hand is implemented in a way that the virtual keyboard 23 is typed.

However, since the virtual keyboard 23 may be omitted depending on the specifications of the VR providing device 100 or the input device 14 used by the user, whether or not it is implemented does not limit the scope of the present invention.

If the virtual keyboard 23 is not implemented, input for a user's command may be implemented based on a preset voice received from the user through the microphone 13 provided in the HMD 10.

As an optional embodiment, a setting capable of modifying the shape or size of a plurality of monitors and trading desks implemented through a VR trading interface may be provided.

Through this, users can perform virtual trading in an environment that is comfortable to check information by setting a monitor optimized for them.

In addition, the VR trading interface can additionally provide an interior setting that allows a user to set the interior of a trading room having a preset structure in which a trading desk and a monitor are implemented, as well as a user's desired form.

In this case, the interior setting can modify the area of the trading room, the color of the wallpaper, and the structure of the room.

Referring to FIG. 10, in a virtual space implemented by the VR trading interface, non-player characters (NPCs) 24 having a preset appearance may be implemented by a preset number.

Corresponding to the result value of the investment ratio or portfolio selected by the user, the NPCs 24 perform a preset reaction.

For example, if any one of the expected return or result value of the investment based on the investment ratio selected by the user is less than or equal to a preset value, the NPC 24 performs a preset action indicating that the return ratio is low.

Conversely, if any one of the expected return or result value of the investment based on the investment ratio selected by the user is greater than or equal to a preset value, a preset action is performed, which means that the return ratio is higher than the investment ratio.

At this time, the reaction of the NPC 24 may be implemented as an avatar motion or sound effect, and is generally displayed to the user by imitating an action performed by a person according to a specific situation or emotion.

Through this, the user makes a virtual investment, but it is possible to observe the reaction of the surrounding people implemented virtually, thereby obtaining a high sense of realism.

An embodiment of the present invention may also be implemented in the form of a recording medium including instructions executable by a computer, such as a program module executed by a computer. Computer-readable media can be any available media that can be accessed by a computer, and includes both volatile and nonvolatile media, removable and non-removable media. Further, the computer-readable medium may include a computer storage medium. Computer storage media includes both volatile and nonvolatile, removable and non-removable media implemented in any method or technology for storage of information such as computer readable instructions, data structures, program modules or other data.

Although the methods and systems of the present invention have been described in connection with specific embodiments, some or all of their components or operations may be implemented using a computer system having a general-purpose hardware architecture.

The above description of the present invention is for illustrative purposes only, and those of ordinary skill in the art to which the present invention pertains will be able to understand that it can be easily modified into other specific forms without changing the technical spirit or essential features of the present invention. will be. Therefore, it should be understood that the embodiments described above are illustrative in all respects and not limiting. For example, each component described as a single type may be implemented in a distributed manner, and similarly, components described as being distributed may also be implemented in a combined form.

The scope of the present invention is indicated by the claims to be described later rather than the detailed description, and all changes or modified forms derived from the meaning and scope of the claims and their equivalent concepts should be interpreted as being included in the scope of the present invention. do.

1: Virtual reality-based simulated stock investment experience provision system
100: VR providing device 200: server
10: HMD 14: input device
21: monitor 22: phone
24: NPC

Claims (17)

In the virtual reality-based simulated stock investment experience provision method performed by a VR terminal,
(a) providing a user with a VR trading interface necessary for virtual trading;
(b) paying a virtual investment amount for performing the virtual trading to the user as much as a preset value, and providing list information on a plurality of companies through the VR trading interface;
(c) When the user selects at least one company for investment among the companies included in the list information, the VR trading interface provides the user with a portfolio configuration function, a past average return on the selected company, and a preset period of time. Providing a standard deviation for the yield of And
(d) when the investment in the selected company is completed using the virtual investment amount, displaying a result value for the portfolio through the VR trading interface; including,
The VR trading interface has the form of a plurality of monitors and a trading desk, and the trading site screen transmitted to each monitor provides different contents, and is configured to change the contents according to the user's selective input. , Virtual reality-based simulated stock investment experience provision method. The method of claim 1,
The VR trading interface additionally provides a search box to search for news,
Step (b)
Based on the user's selective input, news to be referred to investment is searched and transmitted to the monitor, virtual reality-based simulated stock investment experience providing method. The method of claim 2,
Through the search window, the news search result for the keyword presented by the user is classified in chronological order and transmitted to the monitor, and a setting window is provided so that the user can set the classification method. Virtual reality-based simulated stock investment How to provide experience. The method of claim 2,
A virtual reality-based simulated stock investment that detects the text included in the news calculated as a result of the search, additionally searches for other news with a preset similar value to the calculated subject of the news, and transmits it to the monitor. How to provide experience. The method of claim 1,
Step (c)
An additional investment asset option for which type of investment to be made for the selected company is provided, but the investment asset option is to provide any one of stocks, futures, and options, virtual reality-based simulated stock investment experience Delivery method. The method of claim 5,
When the type of investment asset is selected by the user, requesting the user to select a total investment required for investment based on the past average return and standard deviation, virtual reality-based simulated stock investment experience providing method The method of claim 1,
Step (d)
(d1) providing the user with a recommended investment ratio for the virtual investment amount;
(d2) completing the composition of the portfolio for investment by allocating the virtual investment amount corresponding to the investment ratio selected by the user; And
(d3) calculating an analysis index of the portfolio based on an analysis algorithm; including,
The investment ratio means the ratio of the virtual investment amount allocated when the user invests in the selected company as a virtual investment amount,
The analysis algorithm refers to an algorithm for calculating the analysis index based on real-time asset price, transaction settlement price, and transaction fee information, and the analysis index is the net asset price, return on investment, and sharpe ratio for the portfolio result. ) Consisting of one or more of, virtual reality-based simulated stock investment experience provision method. The method of claim 7,
The recommended investment ratio is based on a dynamic calculation algorithm, and the minimum variance portfolio (mvp), which is the optimal ratio that can make the volatility risk of the portfolio return rate the lowest, or the portfolio return rate is expected to be the highest value compared to the volatility risk. The method for providing a simulated stock investment experience based on virtual reality to request the user to select any one of the most suitable ratio of the contact portfolio (tp ). The method of claim 7,
The VR trading interface additionally provides an investment performance option to the user,
The step (d3) is
When the user selects the investment performance analysis option, the investment performance index is calculated in real time and transmitted to the monitor, virtual reality-based simulated stock investment experience providing method. The method of claim 7,
A telephone is additionally provided in an upper area of the trading desk,
The step (d2) is
When allocating the virtual investment amount to stock investment, if the balance of the margin account is lower than the maintenance margin requirement, the phone rings to induce the user to receive a phone call for a margin call. A method of providing simulated stock investment experience based on human and virtual reality. The method of claim 1,
After step (d) above
When a plurality of users participate in the virtual trading, to select a winner through analysis of the individual investment property and database of the result value for each user, virtual reality-based simulated stock investment experience providing method. The method of claim 1,
In the virtual space implemented by the VR trading interface, a non-player character (NPC) with a preset appearance is implemented as many as a preset number, and a preset reaction is performed in response to the investment ratio selected by the user or the result value for the portfolio. The method of providing a simulated stock investment experience based on virtual reality. The method of claim 12,
The reaction of the NPC is to perform a preset action indicating that the return ratio is low compared to the investment ratio if either of the expected return or the result value of the investment based on the investment ratio is less than a preset value. How to provide simulated stock investment experience The method of claim 12,
The reaction of the NPC is to perform a preset action indicating that the return ratio is high compared to the investment ratio if any one of the expected return or the result value of the investment based on the investment ratio is higher than a preset value, virtual reality based How to provide simulated stock investment experience The method of claim 1,
In the VR trading interface, a virtual hand having a preset shape is implemented,
Move the virtual hand according to the displacement and direction in which the user's hand recognized through the VR terminal actually moves,
The content transmitted through the monitor is that the input to the user's command is implemented in a manner that the virtual hand is touched, virtual reality-based simulated stock investment experience providing method. The method of claim 15,
An input for the user's command is additionally implemented based on a preset voice received from the user, a virtual reality-based simulated stock investment experience providing method. The method of claim 1,
Provides a setting to modify the shape or size of a plurality of monitors and trading desks implemented through the VR trading interface,
The trading desk and monitor are implemented in a trading room having a preset structure, and an interior setting that can change the interior of the trading room is additionally provided, a virtual reality-based simulated stock investment experience providing method .

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