KR20200094445A - Method and apparatus of issuing electronic gift certificates - Google Patents

Abstract

The present invention relates to a method of issuing an electronic gift certificate. The method of issuing an electronic gift certificate comprises: a step of receiving a purchase amount of an electronic gift certificate inputted from a mobile communication terminal of a user; a step of transmitting an electronic gift certificate corresponding to the purchase amount to the mobile communication terminal of the user when receiving a notification that the received purchase amount of an electronic gift certificate is paid; and a step of receiving at least one among a member store in which the electronic gift certificate is used, a product name, and a product amount from the mobile communication terminal of the user. The product amount and the purchase amount of the electronic gift certificate are amounts arbitrarily inputted by the user. If the purchase amount of the electronic gift certificate is a portion of a nominal product amount of the electronic gift certificate, a prescribed ratio of the purchase amount is discounted from the nominal product amount. The user personally inputs an issuing amount of an electronic gift certificate to match a product price and a nominal value of the gift certificate to prevent gift certificate excess issuance. Moreover, consumers can be protected by preventing non-usage profits.

Description

Method and apparatus for issuing electronic gift certificates

The present invention relates to a method for issuing an electronic gift voucher, and more specifically, by directly inputting the amount of the electronic gift voucher by the user, matching the price of the gift voucher with the face value of the gift voucher to prevent over-issuance of the gift voucher, and further preventing the consumer from falling out. It relates to a method and apparatus for issuing an electronic voucher that can be protected.

A gift certificate is a token that can be exchanged for a product or service equivalent to the face value, and is issued by department stores, other shops, and gift certificate issuing companies, etc., and is one of the anonymous securities. In addition to the paper gift vouchers for each type of gift voucher, there are mobile vouchers, online vouchers in the form of electronic money, vouchers/online commodity vouchers, and credit card vouchers.

In the past, it was possible to obtain a gift certificate from the government, but now anyone can issue a gift certificate if they want, and even a small supermarket in an apartment complex can issue a gift certificate. However, for economic reasons, it is difficult for small shops to issue gift certificates. The benefits of issuing gift certificates are as follows:

The first is the pre-emption effect. Since the actual provision of goods/services according to the sale of the gift certificate occurs (within the validity period) after the payment of the gift certificate, a profit equal to the “time value of money” occurs for that period. . In addition, even if sales decrease sharply due to market erosion or social scandals in the future, there is a decentralizable effect of some of the management risks because the profits have been realized in advance. Second, there are marketing effects such as inducing new sales and repurchasing and customer lock-in. Third, there is a fallout due to loss and loss of gift certificates, and unused items within the validity period.

1 conceptually illustrates the configuration of a conventional electronic voucher.

Referring to FIG. 1, a conventional electronic voucher includes a product name, a voucher amount, an issue date, or an expiration date. However, since the gift certificate amount is already determined and issued at the time of the first issuance of the conventional gift certificate, there is a inconvenience in that when a product that is less than the issued amount is purchased, the balance is returned in cash or the gift certificate corresponding to the balance is received.

In addition, in the case of a gift certificate issued by a third party, there was a problem in that the time interval between the purchase of the actual gift certificate and the payment of payment to the affiliated store was large, since the cash was deposited into the merchant account only after the gift certificate was used at the actual merchant.

Therefore, the first problem to be solved by the present invention is to provide a method for issuing an electronic gift voucher by matching the product price and the face value of the gift voucher to prevent over-issuance of the gift voucher, and further preventing the effect of a thunderbolt.

The second problem to be solved by the present invention is to provide an electronic gift voucher issuing apparatus that allows a merchant to receive payment for payment faster than receiving payment from a credit card company.

It is also to provide a recording medium readable by a computer recording a program for executing the above-described method on a computer.

The present invention, in order to achieve the first problem, receiving the purchase amount of the electronic gift certificate input from the user's mobile communication terminal; When receiving a notification that the purchase amount of the received electronic voucher is completed, transmitting an electronic voucher corresponding to the purchase amount to the mobile communication terminal of the user; And receiving at least one of a merchant name, a product name, and a product price for which the electronic voucher is used, from the mobile communication terminal of the user, wherein the purchase amount and the product amount of the electronic voucher are input by the user at random. Provided is an electronic gift voucher issuing method that, when the purchase price of the electronic voucher is a part of the face value of the electronic voucher, a certain percentage of the purchase amount is discounted from the face value voucher amount.

The present invention, in order to achieve the second problem, a gift certificate information receiving unit for receiving the purchase amount of the electronic gift certificate input from the user's mobile communication terminal; And an electronic gift voucher transmission unit that transmits an electronic gift voucher corresponding to the purchase amount to the mobile communication terminal of the user when receiving a notification that the purchase amount of the received electronic gift voucher is completed. The prize amount is an amount arbitrarily input by a user, and when the purchase amount of the electronic gift certificate is a part of the face value gift value of the electronic gift certificate, a certain percentage of the purchase amount is discounted from the face value gift value, and the gift certificate information The receiving unit provides an electronic voucher issuing apparatus, characterized in that it receives at least one of a merchant name, a product name, and a product price for which the electronic voucher is used from the mobile communication terminal.

In order to solve the above other technical problems, the present invention provides a computer-readable recording medium recording a program for executing the above-described electronic voucher issuing method on a computer.

According to the present invention, the user directly inputs the amount of issuance of the electronic voucher, thereby matching the product price and the face value of the voucher to prevent over-issuance of the voucher, and further preventing the effect of a thunderbolt to protect the consumer.

In addition, according to the present invention, by depositing the payment from the card company of the card paid by the consumer to the affiliate account of the electronic gift certificate from the electronic voucher issuing server administrator account, the merchant receives the payment from the card company. You can receive payment sooner. Furthermore, according to the present invention, even before the actual electronic voucher is used by the user, some of the payment may be received first, and when the electronic voucher is used, the remaining amount can be received, so that payment processing is accelerated.

1 conceptually illustrates the configuration of a conventional electronic voucher.
2 shows an electronic voucher according to a preferred embodiment of the present invention.
3 illustrates an electronic voucher according to another preferred embodiment of the present invention.
4 illustrates an electronic voucher according to another preferred embodiment of the present invention.
5 is a table summarizing the discount amount and the actual consumer burden according to the purchase amount of the electronic voucher according to the preferred embodiment of the present invention.
6 is a block diagram of an electronic voucher issuing system according to an exemplary embodiment of the present invention.
7 is a flowchart of a method for issuing an electronic voucher according to an exemplary embodiment of the present invention.
8 is a block diagram of an electronic voucher issuing system according to another preferred embodiment of the present invention.
9 is a flowchart of a method for issuing an electronic voucher according to another preferred embodiment of the present invention.
FIG. 10 illustrates a method of paying an electronic gift voucher to another affiliated store when the electronic gift voucher is notified of use after step 920 illustrated in FIG. 9.

Prior to the description of the specific contents of the present invention, for the convenience of understanding, an outline of a solution to the problem to be solved by the present invention or a core of the technical idea is first presented.

The electronic voucher issuing method according to an embodiment of the present invention receives the purchase amount of the electronic voucher input from the user's mobile communication terminal, and receives a notification that the purchase amount of the received electronic voucher has been settled. And transmitting an electronic gift certificate corresponding to the purchase amount to a mobile communication terminal. At this time, it is preferable that the purchase amount of the electronic voucher is an amount arbitrarily input by the user.

Hereinafter, with reference to the accompanying drawings will be described in detail preferred embodiments that can be easily carried out by the person of ordinary skill in the art. However, these examples are intended to illustrate the present invention in more detail, and it will be apparent to those skilled in the art that the scope of the present invention is not limited thereby.

The configuration of the invention for clarifying the solution to the problem to be solved by the present invention will be described in detail with reference to the accompanying drawings, based on the preferred embodiment of the present invention, but the same in assigning reference numerals to components of the drawings For components, even if they are on different drawings, the same reference numerals are assigned and it is revealed in advance that components of other drawings may be cited when necessary for the description of the drawings. In addition, in the detailed description of the operating principle for the preferred embodiment of the present invention, if it is determined that the detailed description of the known functions or configurations related to the present invention and all other matters may unnecessarily obscure the subject matter of the present invention, The detailed description is omitted.

In addition, in the entire specification, when a part is said to be'connected' with another part, it is not only'directly connected', but also'indirectly connected' with another element in between. Includes. In the present specification, the singular form also includes the plural form unless otherwise specified in the phrase. As used herein, "comprises" or "comprising" excludes the presence or addition of one or more other components, steps, operations, or elements other than the components, steps, operations, or elements mentioned. I never do that.

Terms including ordinal numbers such as second and first may be used to describe various components, but the components are not limited by the terms. The terms are used only for the purpose of distinguishing one component from other components. For example, the second component may be referred to as a first component without departing from the scope of the present invention, and similarly, the first component may also be referred to as a second component. The term and/or includes a combination of a plurality of related described items or any one of a plurality of related described items.

Unless defined otherwise, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by a person skilled in the art to which the present invention pertains. Terms, such as those defined in a commonly used dictionary, should be interpreted as having meanings consistent with meanings in the context of related technologies, and should not be interpreted as ideal or excessively formal meanings unless explicitly defined in the present application. Does not.

2 shows an electronic voucher according to a preferred embodiment of the present invention.

Referring to FIG. 2, the electronic voucher according to an embodiment of the present invention includes a voucher purchase amount, an issue date, and an expiration date.

The purchaser may directly enter the purchase amount of the gift certificate to receive the gift certificate or install a separate pull-down menu so that the purchaser can select the preset gift certificate amount to receive the gift certificate.

On the other hand, if the buyer directly enters the amount of the gift certificate, no change is caused. For example, if a product with a price of \29,000 is sold at an actual online or offline store at a discount of 10%, the actual purchaser must pay \26,100. However, if the \30,000 gift certificate is used, the balance will be left at \3,900, and the buyer will have an ambiguous amount to purchase another product. However, it is convenient when the purchaser directly enters the amount of the gift certificate, so that the remaining balance is not left. In other words, by directly entering and issuing \26,100 from the time of issuing the electronic voucher, the effect of a fall can be prevented. At this time, the validity period of the electronic voucher issued with \26,100 can be set to a period during which the product is discounted by 10%.

The electronic gift certificate described herein refers to an electronically generated gift certificate delivered through a wired or wireless network regardless of the description.

3 illustrates an electronic voucher according to another preferred embodiment of the present invention.

Referring to FIG. 3, the electronic voucher according to the present embodiment includes a merchant name, a product name, a product amount, a purchase amount, a date of issue, and an expiration date.

The buyer selects the affiliate store pull-down menu, and selects the affiliate store with the product to be purchased.

The buyer selects the product name pull-down menu, and selects the product name sold by the selected merchant.

The buyer selects the product amount pull-down menu and selects the product amount corresponding to the selected product name. The product amount means the sale amount of the product that the buyer intends to purchase.

The purchaser can select the pull-down menu for the purchase amount of the gift certificate and pay the purchase price of the gift certificate, which is the total amount or a partial amount of the gift amount. That is, the purchase amount of the voucher is the amount to be actually paid in accordance with the situation of the buyer within the product amount.

Hereinafter, the purchase amount of the gift certificate will be described in more detail.

The purchaser of an electronic gift certificate can receive 10% of the purchase amount of the gift certificate from the total gift price. For example, if the selling price of the product to be purchased is 100,000 won and the purchase amount of the gift certificate is 10,000 won, when the purchaser actually uses the electronic gift certificate, 10% of the 10,000 won (for example, a discount rate) of 1,000 won is discounted from the product price of 100,000 won. You can buy it. Therefore, when a buyer purchases a real product, he or she can purchase 89,000 won in addition to a previously purchased 10,000 won gift certificate using a credit card or cash.

On the other hand, the electronic voucher according to this embodiment may be made available immediately upon purchase, but may be restricted to be used after a certain time after the date of issuance. In other words, referring to FIG. 3 again, the publication date is 2017.06.21., but the validity period can be used from 2017.06.23 two days later.

4 illustrates an electronic voucher according to another preferred embodiment of the present invention.

Referring to FIG. 4, the electronic voucher according to the present embodiment includes an affiliate store name, a product name, a product amount, a purchase amount of a voucher, an issue date, and an expiration date.

The difference from FIG. 3 is that the purchaser can directly input an arbitrary amount of money without using a pull-down menu from the product amount and the voucher purchase amount.

That is, it is possible to purchase a gift certificate according to the buyer's situation by directly inputting an arbitrary amount, rather than a predetermined amount of money and a gift certificate.

Referring back to the example described in FIG. 2, when a product with a recommended consumer price of 29,000 won is sold at a 10% discount at an affiliated store, the amount that the actual purchaser has to pay is \26,100. In this case, if the purchaser enters \26,100 in the product amount of FIG. 4 and \15,000 in the purchase amount, the purchaser receives an additional 10% \1,500 from \26,100, and the cost of purchasing the actual product is \ 24,600. When purchasing a product later, the buyer has already paid \15,000, so you only need to pay an additional \9,600, which is the difference from \24,600.

5 is a table summarizing the discount amount and the actual consumer burden according to the purchase amount of the electronic voucher according to the preferred embodiment of the present invention.

Assuming that the sales amount of the product A is \100,000, and the purchase amount of the buyer's gift certificate is \90,000, a discount of \9,000, which is 10% of the purchase price, is received. Therefore, the amount actually paid by the consumer is \91,000, and the buyer has already purchased \90,000 gift certificates, so when purchasing actual product A, only \1,000 is added to the gift certificate of \90,000. Similarly, if the purchase amount of the gift certificate of the buyer is \10,000, the discount is \1,000, which is 10% of the purchase amount. At this time, the actual purchase price of the consumer is \99,000, and the buyer simply pays \89,000 in addition to the \10,000 gift certificate when purchasing the actual product A.

6 is a block diagram of an electronic voucher issuing system according to an exemplary embodiment of the present invention.

Referring to FIG. 6, the electronic voucher issuing system according to the present embodiment includes a user terminal 610, an electronic voucher issuing server 620, and a payment server 630.

The user terminal 610 requests the issuance of the gift certificate to the electronic gift certificate issuing server 620, and when requested to input the gift certificate information from the electronic gift certificate issuing server 620, transmits the corresponding gift certificate information to the electronic gift certificate issuing server 620 do.

The user terminal 610 makes a payment according to the request of the payment server 630 for the amount of the voucher purchase included in the entered voucher information, and receives the electronic voucher from the electronic voucher issuing server 620.

The electronic voucher issuance server 620 includes a voucher issuance request receiving unit 621, a voucher information request unit 622, a voucher information receiving unit 623, a payment processing request unit 624, a payment completion receiving unit 625, and an electronic voucher generation unit 626, and an electronic voucher transmission unit 627.

The gift certificate issuance request receiving unit 621 receives a gift certificate issuance request from the user terminal 610.

When receiving the voucher issuance request, the voucher information request unit 622 requests the user terminal 610 to input the voucher information to be issued.

The gift certificate information receiving unit 623 receives gift certificate information from the user terminal 610. The gift certificate information includes at least one of a merchant name, a product name, a gift price, and a gift certificate purchase amount.

The payment processing request unit 624 transmits the purchase amount of the gift certificate included in the received gift certificate information to the payment server 630 together with the identification information of the user terminal 610 to request payment processing. The identification information is information necessary for the payment server 630 to make a payment request to the user terminal 610.

The payment completion receiving unit 625 receives a message from the payment server 630 that payment according to the payment request is completed.

The electronic voucher generating unit 626 generates an electronic voucher based on the voucher information received by the voucher information receiving unit 623. It is preferable to generate an electronic voucher based on the voucher information after the payment completion receiving unit 625 receives the payment completion message, but it may be generated immediately after the voucher information receiving unit 623 receives the voucher information. have.

The electronic voucher transmission unit 627 transmits the generated electronic voucher to the user terminal 610.

When the payment server 630 receives payment processing for the purchase amount of the voucher from the electronic voucher issuing server 620, the payment server 610 requests payment, and when the payment is completed by the user terminal 610, the electronic voucher The issuing server 620 is notified that payment has been completed. The payment server 630 may be a credit card company payment server when a credit card is used when a buyer purchases an electronic voucher, and in this case, the credit card company payment server deposits an electronic voucher payment after a certain period of time into the account of the electronic voucher issuer.

7 is a flowchart of a method for issuing an electronic voucher according to an exemplary embodiment of the present invention.

Referring to FIG. 7, the method for issuing an electronic voucher according to the present embodiment includes steps processed in time series in the system for issuing an electronic voucher illustrated in FIG. 6. Accordingly, the contents described above with respect to the electronic gift voucher issuing system shown in FIG. 6 are applied to the electronic gift voucher issuing method according to the present embodiment, even if omitted.

In step 701, the electronic voucher issuance server 620 receives a voucher issuance request from the user terminal 610. Upon receiving the voucher issuance request, the electronic voucher issuance server 620 may generate the electronic voucher format shown in FIGS. 2 to 4.

In step 702, the electronic voucher issuing server 620 requests input of the voucher information to the user terminal 610.

The request to input the voucher information may be made by transmitting the electronic voucher format generated in step 701 to the user terminal 610.

As shown in the electronic voucher format shown in FIG. 2, it may be requested to input a purchase amount of a gift certificate, and as shown in FIGS. 3 and 4, it may be requested to input at least one of a merchant name, a product name, a product amount, and a purchase amount of a gift certificate. have. 3 shows that all the input items of the electronic voucher format are composed of pull-down menus, but the user can directly input the product amount and the voucher purchase amount as shown in FIG. 4. By allowing the user to input the amount of the voucher and the amount of the electronic voucher at random, it is possible to prevent the remaining balance when using the voucher.

In step 703, the electronic voucher issuing server 620 receives the voucher information from the user terminal 610.

The product amount refers to the product amount of the product corresponding to the product name, that is, the selling price, and the purchase amount of the voucher is an amount that is paid when a real user purchases a voucher as an amount or a partial amount of the product amount. When the user pays a certain percentage of the amount of the product or a part of the amount of the product in advance as a purchase amount of the gift certificate, the user can discount a certain percentage of the amount paid. In addition, it is also possible to discount a certain percentage of the amount of the product rather than a certain percentage of the amount of the voucher purchase. However, it will be desirable to set the discount amount at a certain percentage of the amount paid by the user in advance.

In step 704, the electronic voucher issuing server 620 requests the payment server 630 to process the amount corresponding to the voucher purchase amount. As another embodiment, it is also possible for the user terminal 610 to make a payment processing request to the payment server 630 without going through the electronic voucher issuing server 620.

In step 705, the payment server 630 makes a payment request to the user terminal 610, and in step 706, the user terminal 610 performs payment according to the payment request.

In step 707, the electronic voucher issuing server 620 receives a message from the payment server 630 that payment for the electronic voucher has been completed.

In step 708, the electronic gift voucher issuing server 620 transmits the completed electronic gift voucher to the user terminal 610. Preferably, the transmitted electronic voucher contains a unique authentication number such as a serial number or QR code.

8 is a block diagram of an electronic voucher issuing system according to another preferred embodiment of the present invention.

8 is an electronic voucher issuance system in which the reliability confirmation unit 821, the payment processing unit 822, the use processing request receiving unit 823, and the merchant payment account server 840 are added in the electronic voucher issuing system shown in FIG. , Hereinafter, the added components will be mainly described.

The reliability checking unit 821 checks the reliability of the affiliated store selected by the mobile communication terminal. The reliability is determined in consideration of at least one of the sales of the affiliated store, the affiliated period with the gift certificate issuer, the product or service return rate, the company evaluation, and customer satisfaction.

The reliability is used to determine the amount of money that the electronic voucher issuer will deposit to the merchant before the electronic voucher is used at the merchant by the buyer. Alternatively, the electronic voucher issuer may deposit some amount into the merchant's account according to the above reliability before the purchaser's payment for the electronic voucher is deposited into the account of the electronic voucher issuer. On the other hand, if the reliability is high, the amount to be deposited in the merchant increases, and if it is low, the amount to decrease.

The payment processing unit 822 deposits the amount of the first ratio or the first amount of the payment amount to the payment account server 840 of the merchant according to the verified merchant reliability.

The usage processing request receiving unit 823 is requested to use and process the electronic voucher from the user terminal 110. When the usage processing request receiving unit 823 receives the usage processing request, it notifies the payment processing unit 822 that the electronic voucher has been used.

The payment processing unit 822 deposits the amount of the second ratio or the second amount of the payment amount to the payment account server 840 of the merchant when the usage processing notification is received from the usage processing request receiving unit 823.

The sum of the amount corresponding to the first ratio and the amount corresponding to the second ratio is the sum of the issuance fee of the electronic voucher issuing server 620 administrator or the issuing company of the electronic voucher, which is settled by the user terminal 110 It can be an amount. As another embodiment, the sum of the first amount and the second amount plus the issuance fee of the electronic voucher issuing server 620 administrator or the issuing company of the electronic voucher may be the amount paid by the user terminal 110. Can.

The merchant payment account server 840 receives an amount or a first amount of the first rate of payment according to the merchant's reliability from the payment processing unit 822. Subsequently, when the user uses the electronic gift voucher, the merchant payment account server 840 receives a second amount or a second amount of the payment amount, which is the remaining amount of the payment amount excluding the issuer fee of the electronic voucher.

The amount of the first ratio or the amount of the first amount may be determined differently according to the reliability of the merchant. In addition, according to the reliability of the merchant, the first ratio may have any value from 0 to 100%, and the total amount of the amount paid in advance before the electronic voucher is used in the merchant may not exceed a certain amount limit. At this time, a certain amount limit can also be increased or decreased depending on the reliability, and it is desirable to increase the amount limit as a merchant with high reliability.

9 is a flowchart of a method for issuing an electronic voucher according to another preferred embodiment of the present invention.

Referring to FIG. 9, the method for issuing an electronic voucher according to the present embodiment includes steps processed in time series in the system for issuing an electronic voucher illustrated in FIG. 8. Accordingly, the contents described above with respect to the electronic gift voucher issuing system shown in FIG. 8 are applied to the electronic gift voucher issuing method according to the present embodiment, even if omitted below.

In step 910, the electronic voucher issuing server 620 checks the reliability of an affiliate store in which the electronic voucher can be used. At this time, it is preferable that the affiliate store is an affiliate store entered by the user terminal 110. The reliability is used when an electronic voucher issuer deposits a part of the payment price obtained in exchange for selling the electronic voucher into the account of the merchant. That is, in the case of a merchant with high reliability, a high percentage of the payment amount is deposited into the merchant account, and in the case of a merchant with a low reliability rating, a low percentage of the payment amount is deposited into the merchant account.

In step 920, the electronic voucher issuing server 620 deposits the first ratio or the first amount of the amount paid by the user terminal 610 to the merchant payment account server 840.

The first ratio or the first amount is determined by the reliability checked in step 910.

Conventionally, when the buyer pays the voucher price in advance, the voucher seller receives the payment from the card company in advance before providing the actual product, but the voucher merchant is given no benefit before the voucher is used in the actual merchant. There was not a problem. However, in the present invention, when a voucher issuer sells a voucher, first, a portion of the voucher sale amount is deposited in the merchant, and when the voucher is actually used in the merchant, the remaining amount is deposited into the merchant, thereby securing the cash faster than before. Make it possible.

In step 930, the electronic voucher issuing server 620 is notified that the user terminal 610 has used the electronic voucher. At this time, the electronic voucher issuing server 620 may be notified of whether to use the electronic voucher from a merchant payment terminal (not shown).

In step 940, the electronic voucher issuing server 620 notifies the merchant terminal (not shown) whether to use the electronic voucher. In step 930, when the electronic payment voucher is notified from the merchant payment terminal, step 940 may be omitted.

In step 950, the electronic voucher issuing server 620 deposits the second ratio or the second amount of the amount paid by the user terminal 610 to the merchant payment account server 840.

The amount of the sum of the amount corresponding to the first ratio and the amount corresponding to the second ratio plus the issuance fee of the electronic voucher issuing server 620 administrator or the electronic voucher issuing company is the amount paid by the user terminal 610 Can be

As another embodiment, the sum of the first amount and the second amount plus the issuance fee of the electronic voucher issuing server 620 administrator or the electronic voucher issuing company may be an amount paid by the user terminal 610. have.

In step 960, the electronic voucher issuing server 620 receives the payment from the card company when the amount paid by the user terminal 610 is paid by a credit card.

At this time, in the present invention, some of the payment may be deposited from the account of the electronic gift certificate issuer to the merchant account before the payment of the payment from the card company to the account of the electronic gift certificate issuer. In this case, the merchant may receive the payment for payment faster than receiving payment from the credit card company. In addition, even before the actual electronic gift certificate is used by the user, a part of the payment (first rate or first amount) can be received first, and the remaining amount (second rate or second amount) when the electronic gift certificate is used It is possible to receive the payment, it has the effect of faster payment processing.

On the other hand, when an electronic gift certificate issuer deposits a certain percentage of the purchase amount of a gift certificate into an affiliate account before the electronic gift certificate is used in the affiliate store, it may be a problem when the affiliate store closes. Therefore, if the merchant is likely to close, the amount to be deposited in the merchant account may be lowered, and the balance excluding the amount deposited in the merchant may be returned to the buyer upon closing or an electronic gift certificate corresponding to the balance may be provided to the buyer.

For example, if the purchase amount of a gift certificate of a buyer is 100,000 won, and 20,000 won, which is 20% of the purchase amount of a gift certificate, is deposited into the merchant account, when the store is closed, 80,000 won is returned to the buyer or an electronic gift certificate equivalent to 80,000 won. Can be reissued.

FIG. 10 illustrates a method of paying an electronic gift voucher to another affiliated store when the electronic gift voucher is notified of use after step 920 illustrated in FIG. 9.

When the electronic gift voucher issuing server 620 is notified by the affiliated store or the user that the affiliated store can no longer provide the service or product for reasons such as closing of business, suspension of business, or discontinuation of the sale of the product, the second percentage of the paid amount The amount may be returned to the user's account. As another embodiment, it is determined whether or not a product or service can be provided in exchange for an electronic voucher issued to a user from at least one other affiliated store, and a user is provided with a corresponding product or service list for selection. If the user selects one of the provided products or services and uses the electronic voucher at the other affiliated store, the amount of the second rate can be deposited into the account of the other affiliated store.

In this case, the other merchants offer products and services by discounting the products and services provided at the face value of the gift certificate at a second rate, but have the advantage of securing a separate sales network, and the user can receive the gift certificate and return the other product instead of being refunded. And there is an advantage that the option to be provided with the service is created. Hereinafter, it will be described in more detail with reference to FIG. 10.

In step 1001, the electronic gift voucher issuing server 620 receives a notification that the electronic gift voucher cannot be used. The non-use notification may be received from the user terminal 610 or a corresponding affiliate store.

In step 1002, the electronic gift voucher issuing server 620 requests other merchants to reply whether or not they intend to take over the electronic gift voucher that is not allowed to be used as the second ratio of the payment price.

In step 1003, the electronic gift voucher issuing server 620 receives a request for acceptance of an unusable electronic gift voucher from other affiliated stores at an amount of a second ratio of the payment price.

In step 1004, the electronic gift voucher issuing server 620 provides a list of affiliate stores requesting the electronic gift voucher to be acquired by the user terminal 110.

In step 1005, the electronic voucher issuing server 620 receives the selected merchant from the user terminal 110.

In step 1006, the electronic voucher issuing server 620 receives that the electronic voucher has been used. Notification of whether the electronic voucher has been used may be made by the user terminal 110 or the merchant terminal.

In step 1007, the electronic voucher issuing server 620 deposits the amount of the second percentage of the payment amount into the selected merchant account.

As described above, in the present invention, specific matters such as specific components and the like have been described by limited embodiments and drawings, but they are provided only to help a more comprehensive understanding of the present invention, and the present invention is not limited to the above embodiments , Anyone having ordinary knowledge in the field to which the present invention pertains can make various modifications and variations from these descriptions.

Therefore, the spirit of the present invention is not limited to the described embodiments, and should not be determined, and all claims that are equivalent or equivalent to the scope of the claims as well as the claims to be described later belong to the scope of the spirit of the invention. .

The term'~ unit' used in this embodiment means a software or hardware component such as a field-programmable gate array (FPGA) or an ASIC, and the'~ unit' performs certain roles. However,'~bu' is not limited to software or hardware. The'~ unit' may be configured to be in an addressable storage medium or may be configured to reproduce one or more processors. Thus, as an example,'~ unit' refers to components such as software components, object-oriented software components, class components and task components, processes, functions, attributes, and procedures. , Subroutines, segments of program code, drivers, firmware, microcode, circuitry, data, database, data structures, tables, arrays, and variables. The functions provided within components and'~units' may be combined into a smaller number of components and'~units', or further separated into additional components and'~units'. In addition, the components and'~ unit' may be implemented to play one or more CPUs in the device or secure multimedia card.

All of the functions described above may be performed by a processor such as a microprocessor, controller, microcontroller, or Application Specific Integrated Circuit (ASIC) according to software or program code coded to perform the function. The design, development and implementation of the code will be apparent to those skilled in the art based on the description of the present invention.

Claims (3)

Receiving a purchase amount of an electronic voucher input from a user's mobile communication terminal;
When receiving a notification that the purchase amount of the received electronic gift voucher is completed, transmitting an electronic gift voucher corresponding to the purchase amount to the mobile communication terminal of the user; And
And receiving at least one of a merchant name, a product name, and a product price for which the electronic voucher is used from the mobile communication terminal of the user,
The purchase amount of the electronic voucher and the amount of the product are amounts that are arbitrarily input by the user,
When the purchase amount of the electronic gift certificate is a part of the face value of the electronic gift certificate, a method of issuing an electronic gift certificate to discount a certain percentage of the purchase amount from the face value gift value. A gift certificate information receiving unit for receiving a purchase amount of an electronic gift certificate input from a user's mobile communication terminal; And
When receiving the notification that the purchase amount of the received electronic voucher payment has been completed, an electronic voucher transmission unit for transmitting the electronic voucher corresponding to the purchase amount to the mobile communication terminal of the user,
The purchase amount of the electronic voucher and the amount of the product are amounts that are arbitrarily input by the user,
When the purchase amount of the electronic voucher is a part of the face value of the electronic voucher, a certain percentage of the purchase amount is discounted from the face value product amount,
The voucher information receiving unit, the electronic voucher issuing device, characterized in that for receiving at least one or more of the name of the merchant, the product name, and the amount of the voucher used for the electronic voucher from the mobile communication terminal. A computer-readable recording medium recording a program for executing the method of claim 1 on a computer.

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