KR101753541B1 - Method for managing point using represented id, and server and computer-readable recording media using the same - Google Patents

Abstract

A method for managing a point provided in response to a user payment at an affiliated merchant, the method comprising: receiving information on a representative ID, purchasing information, and a point to be provided from the first store terminal of the affiliated merchant , The server accumulating the points in the user information corresponding to the representative IDs and providing the accumulated point information to the user terminals matching the representative IDs; When a mobile usage right exchange request signal according to the accumulated points is transmitted from the user terminal, the server calculates a mobile usage right corresponding to the unit set on the basis of the accumulated points, And providing an authentication number of the mobile usage right to the user terminal; And when the authentication number of the mobile usage right is received from the second store terminal of the affiliated merchant, the server transmits the authentication number of the mobile usage right received from the second store terminal and the authentication number of the mobile usage right provided to the user terminal And supporting the settlement amount for the mobile usage right to be deposited from the payment preparation account to the financial account corresponding to the store terminal when the authentication number is matched. Management method can be provided.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001] The present invention relates to a point management method using a representative ID, a system, and a computer readable recording medium.

The present invention relates to a point management method using a representative ID, a system, and a computer-readable recording medium. More particularly, the present invention relates to a point management method using a representative ID, A point management method using a representative ID, a system, and a computer-readable recording medium.

As the society gradually developed into information and industrialization, various kinds of commercial methods appeared as the traditional commerce that directly pay for goods and services in offline was changed to online commerce, internet business and electronic commerce. However, this new commercial method provides convenience for commercial transaction, but it has a problem of providing only piecemeal and uniform means in marketing. As a result, measures have been taken to secure customers and increase sales, and one of these measures is customer service in the form of earning.

In order to overcome such disadvantages, recently, a method of accumulating points for purchasing a product and making the accumulated points available to the merchant at the same time is provided.

However, in the conventional point accumulation method, points are accumulated by using an offline point card such as a communication company member card, a credit card, and an accumulation card, or points are accumulated by using an online point card stored in a smart phone or the like.

Accordingly, in order to accumulate points for purchasing products in a store, a user must always possess a terminal storing an offline point card or an online point card, and it is impossible to accumulate points if the point card is not possessed.

In addition, in the point accumulation method using the conventional point card, since the point card becomes the accumulating subject, the user can accumulate points only on his / her own point card, and in order to accumulate points on his / You must have a third-party point card.

KR 10-1493028 B1 (Feb.

The present invention aims at solving all of the above problems.

Another object of the present invention is to provide a point management method, system, and computer-readable recording medium using a representative ID that enables a point to be accumulated using a representative ID set by a user.

It is another object of the present invention to provide a point management method, system, and computer-readable recording medium using a representative ID that enables points accumulated by a user to be used in a disparate store.

It is another object of the present invention to provide a point management method, system, and computer-readable recording medium using a representative ID that can increase reliability through user authentication of a point to be used.

A point using a representative ID including a store terminal that provides points in response to user payment at a plurality of affiliated merchant stores, a server that manages points provided from the store terminals, and a user terminal that stores or uses points transmitted from the server (A) the store terminal transmits to the server a point value set according to store information, store goods or store service information and store goods or store service of the affiliated merchants, (B) when the first store terminal of the affiliated merchant stores receives the representative ID and the purchase information of the user, the payment being made up of at least one of a symbol, a letter and a number of each country, And transmits the purchase information to the user DB, And accumulating and storing the point values set in accordance with the product and the store service, and providing the accumulated point value to the user terminal, (c) receiving, from the user terminal, Providing an authentication number of a mobile usage right corresponding to a unit set on the basis of the accumulated point, wherein the unit is a value set corresponding to a denomination, when the request signal is transmitted; and (d) When the authentication number of the mobile usage right is received from the second store terminal of the merchant, the server confirms whether the authentication number of the mobile usage right received from the second store terminal matches the authentication number of the mobile usage right granted to the user terminal And if the authentication number is matched, a settlement amount for the mobile usage right Step support to deposit a financial account corresponding to the store terminal in a reserve account; the point management method ID comprises a are provided.

The method further includes (e) fetching an amount corresponding to a point provided by the server from the financial account of the first store to the user terminal, and supporting the withdrawing of the withdrawn amount to the payment preparation account A point management method using a representative ID can be provided.

(F) if there is a third party present request signal for the point from the user terminal, the server further comprises a third party information receiving unit for receiving the third party information from the user terminal, Further comprising: transmitting the point to be presented to the user terminal, subtracting points accumulated in the user information corresponding to the transmitted point, and accumulating points in the third party information May be provided.

(G) if there is a cash exchange request for the accumulated points from the user terminal, the server transmits a settlement amount for the point where the cash exchange is requested from the user terminal in the payment preparation account to the set unit To the user's financial account. The point management method using the representative ID can be provided.

And a representative ID including a store terminal providing points in response to user payment at a plurality of affiliated merchant stores, a server managing the points provided from the store terminal, and a user terminal storing or using points transmitted from the server 1. A point management system using a point,

The server establishes a store information DB by transmitting to the server a set point value set according to store information, store goods or store service information, store goods or store service of the affiliated merchants, and establishes a store information DB. When the first store terminal receives the representative ID of the user, which is made up of at least one of symbols, letters and numbers of each country, purchase information, and information about points to be provided, the points are accumulated in the user DB corresponding to the representative ID And providing the accumulated point information to a user terminal matching the representative ID, and when a mobile usage right exchange request signal corresponding to the accumulated point is transmitted from the user terminal, The unit is the value set corresponding to the currency unit - Providing a usage right and an authentication number of the mobile usage right to the user terminal, and when receiving the authentication number of the mobile usage right from the second store terminal of the affiliated merchant, the authentication number of the mobile usage right received from the second store terminal, And the settlement amount for the mobile usage right is deposited from the payment preparation account to the financial account corresponding to the store terminal when the authentication number is identical to the authentication number of the mobile usage right provided to the user terminal A point management system using representative IDs can be provided.

Further, the point management system using the representative ID may be provided, wherein the information about the first store, the amount of payment, the points provided, and the accumulated accumulated points are transmitted to the user terminal.

The point management system using the representative ID is further configured to fetch an amount corresponding to a point provided to the user terminal from the financial account of the first store and to deposit the withdrawn amount into a payment preparation account.

In addition, if there is a third party present request signal for the point from the user terminal, corresponding to the third party information transmitted from the user terminal and the point to be presented, Point, the point accumulated in the user DB corresponding to the transmitted point is subtracted, and the point is accumulated in the third-party information. The point management system using the representative ID can be provided.

If there is a cash exchange request for the accumulated points from the user terminal, the settlement amount for the point where the cash exchange is requested from the user terminal in the payment preparation account is set to the financial account of the user The point management system using the representative ID can be provided.

On the other hand, a computer readable recording medium on which a computer program for executing the point management method using the representative ID described above is recorded may also be provided.

Since the present invention can accumulate points by a representative ID set by a user, there is no need to carry a point card or a smart phone.

In addition, since the present invention allows a plurality of users to accumulate points with one representative ID, it is possible to easily accumulate points in a short time.

In addition, since the accumulated points can be exchanged for a mobile use right and can be used in a disparate store as an affiliate merchant, convenience of the user can be improved.

In addition, the present invention can improve the reliability of the mobile usage right by performing user authentication on the mobile usage right to use.

FIG. 1 schematically shows a point management system using representative IDs according to an embodiment of the present invention,
FIG. 2 is a diagram schematically illustrating an operation state of a system for explaining a point management method using a representative ID according to an embodiment of the present invention,
3 schematically illustrates a point management method using a representative ID according to an embodiment of the present invention.

The following detailed description of the invention refers to the accompanying drawings, which illustrate, by way of illustration, specific embodiments in which the invention may be practiced. These embodiments are described in sufficient detail to enable those skilled in the art to practice the invention. It should be understood that the various embodiments of the present invention are different, but need not be mutually exclusive. For example, certain features, structures, and characteristics described herein may be implemented in other embodiments without departing from the spirit and scope of the invention in connection with an embodiment. It is also to be understood that the position or arrangement of the individual components within each disclosed embodiment may be varied without departing from the spirit and scope of the invention. The following detailed description is, therefore, not to be taken in a limiting sense, and the scope of the present invention is to be limited only by the appended claims, along with the full scope of equivalents to which such claims are entitled, if properly explained. In the drawings, like reference numerals refer to the same or similar functions throughout the several views.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings, so that those skilled in the art can easily carry out the present invention.

1, a point management system includes a user terminal 10, a user terminal 11, a store terminal 20, a server 20, (30), and a financial server (40).

The user terminals 10 and 11 display the point information, the mobile usage right information, the affiliated merchant event information, and the like provided in correspondence with the information set as the user representative ID at the affiliated merchant store so that the user can know the information. And may include a mobile communication terminal such as a smart phone or a tablet.

The user representative ID can be combined with at least one of a symbol, a letter of a country, and a number.

The store terminal 20 provides points to the user terminals 10 and 11 that match the representative IDs according to the user settlement at the affiliated merchant store. The store terminals 20 are provided with a credit card reader, a POS terminal, a kiosk, an unattended vending machine, A communication terminal, a tablet PC, and the like.

Also, the store terminal 20 can establish the store information DB by transmitting the point values set by the store information, the store product, the store service information, the store product, or the store service to the server 30 by using the network.

The server 30 manages points provided from the store terminal 20 and transmits information for customer management for affiliated merchants, for example, event information, nearby merchant information, etc., to the user terminals 10 and 11, For example, sales information, user log analysis information, and the like, to the store terminal 20 or the store manager terminal.

The financial server 40 performs a transfer operation between the financial account of the store, the payment preparation account, and the user financial account in response to the signal transmitted from the server 30. [

A method of managing points in the point management system using the representative ID configured as above will be described in more detail with reference to FIGS. 2 and 3. FIG.

First, the user proceeds member registration at the store of the affiliated merchant. At this time, the user information for the member registration may be registered using the representative ID set by the user, for example, the telephone number of the user's mobile communication terminal, and may add characters of the service country.

Then, the store terminal 20 of the affiliated merchant transmits the representative ID of the user and user information for user authentication to the server, and the server 30 stores the user information transmitted from the store terminal 20 as the user representative ID And stored correspondingly.

Then, after the user purchases the product at the affiliated merchant, the user proceeds to settle the payment through the store terminal 20. [

When the representative ID of the user is input for providing the points, the store terminal 20 of the affiliated merchant transmits the representative ID of the user, purchase information, and information about the point to be provided to the server 30.

Then, the server 30 refers to the information received from the store terminal 20 of the affiliated merchant, stores the purchase information in the user information corresponding to the received representative ID, and accumulates the provided points. At this time, the user may be a registered user through the representative ID, or a user who is not registered through the representative ID but wishes to accumulate the point with the representative ID, for example, a relative, family member or company colleague of the user matching the representative ID have. That is, a plurality of users can accumulate the points provided by the affiliated merchants with one representative ID.

In addition, the server 30 can fetch the money corresponding to the points provided to the user terminals 10 and 11 from the financial account of the affiliated merchant, and deposit the withdrawn amount in the payment preparation account. That is, the server 30 provides points to the users corresponding to the user terminals 10 and 11, and requests the financial server 40 to transfer the money for the provided points from the financial account of the store to the payment preparation account, The store receives payment for the points issued at the merchant's store and deposits the cost of the paid points into the reserve account. At this time, the store manager of the affiliated merchant must deposit the amount corresponding to the cost of the point to be provided to the financial account. If the balance of the financial account is less than the point cost, the server 30 transmits the fee to the user terminal 10, 11 Or to request the deposit to the store terminal 20 or the store manager terminal 20 after providing the points to the user terminals 10 and 11. [

The server 30 may provide information on points to the user terminals 10 and 11 that match the representative ID. At this time, the server 30 may transmit point information to the user terminals 10 and 11 through a network by a text message. In addition, the server 30 can transmit the information on the store where the goods were purchased to the user terminals 10 and 11, the payment amount, the provided points, and the total accumulated points so that the user can confirm the information .

Unlike the accumulation of points by the settlement of the store terminal 20, the user can input the information on the goods purchased in the store through the user terminals 10 and 11, for example, barcode information or product code information, Upon inputting the information, the server 30 confirms whether the goods information or the receipt information received from the user terminals 10 and 11 is valid by exchanging information with the store terminal. If the product information or the receipt information inputted through the user terminal is sold in the shop and it is confirmed that the point is not provided, the server 30 stores the product information Or points according to the receipt information, and transmits the accumulated point information to the user terminal.

In addition to managing the points, the server can also support customer management and merchant management.

As an example of the customer management, the server 30 may provide store event information of affiliated merchants or nearby merchant information in the area where the current user is located, or send a user birthday message or the like to the user terminal.

In addition, as an example of the merchant management, the server 30 may transmit the sales aggregation information settled through the store terminal to the store terminal or the store manager terminal, provide the cost settlement information according to the point offering, You can provide user log analysis information such as usage amount per person.

The user can confirm the status of the points accumulated by the user using the user terminals 10 and 11 and participate in the events provided in the respective stores. In addition, the user can use the accumulated points using the personal information management through the user terminals 10 and 11 or present them to other users, and can accumulate the accumulated points. In addition, the user can confirm the information of the nearby merchant through the user terminal.

In this way, in order to accumulate points accumulated in the user information matching the representative ID according to the purchase of goods at the stores of the affiliated merchants, 10, and 11, the server 30 transmits a mobile usage right exchange request signal corresponding to a set unit, for example, a value set corresponding to a currency unit based on the points accumulated in the user information And transmits the mobile usage right and the mobile usage right authentication number to the user terminals 10 and 11.

That is, the mobile usage right corresponding to the total cumulative points, such as one thousand won, five thousand won, one ten thousand won, and ten thousand won, is transmitted to the user terminals 10 and 11.

Thereafter, when the user proceeds the settlement based on the purchase of the product at the affiliated merchant using the mobile use right, the store terminal 20 of the affiliated merchant stores the payment information on the mobile usage right stored in the user terminals 10 and 11 to the server 30 ). At this time, the mobile usage rights stored in the user terminals 10 and 11 may be represented as bar codes, QR codes, etc., and the store terminal 20 recognizes the mobile usage rights stored in the user terminals 10 and 11 and proceeds with settlement.

Then, the server confirms the information on the mobile usage right transmitted from the store terminal 20, and if the mobile usage right transmitted is valid, the server transmits the mobile usage right and the authentication number stored in the user terminal to the store terminal 20, Go ahead.

In addition, the server 30 converts the amount corresponding to the difference between the payment amount transferred from the store terminal 20 and the mobile usage right to points and accumulates the information in the user information, To the terminals (10, 11).

Thereafter, when there is a payment settlement request for the mobile usage right from the store terminal 20, the server 30 allows the mobile usage right to be paid to the store. For example, when the authentication number for the mobile usage right is received from the store terminal 20, the server 30 receives the authentication number of the mobile usage right received from the store terminal and the authentication number of the mobile usage right provided to the user terminals 10 and 11 And if the authentication numbers match, the settlement amount for the mobile usage right can be transferred from the payment preparation account to the financial account 40 corresponding to the store terminal. That is, the server 30 can deposit the payment for the mobile usage rights used by the user into the financial account of the store through the financial server 40.

In addition, if there is a third party present request signal for the point from the user terminal, the server transmits the third party information to the user terminal 10, 11 of the third party in correspondence with the third party information transmitted from the user terminal, A point to be presented may be transmitted, a point accumulated in the user information may be deducted corresponding to the transmitted point, and a point may be accumulated in the third party information.

That is, the user can present the accumulated points to other users, thereby allowing the users to easily accumulate points for the mobile license exchange corresponding to a certain denomination in a short period of time.

The server 30 may also support point-to-point sales among users. In other words, users can trade with other users by using the server to fill a certain point in a short time, so that unused points can be sold through cash or increased in total amount of the accumulated points through trading do.

If there is a third party present request signal from the user terminals 10 and 11 from the user terminals 10 and 11, the server transmits third party information transmitted from the user terminals 10 and 11, The mobile merchandise coupon and the mobile voucher authorization number to be presented to the three user terminals 10 and 11 can be transmitted.

That is, the user may not merely use the mobile usage right at the store, but he / she may have the mobile usage right exchanged by using the point or present it to another user.

When there is a cash exchange request for a point from the user terminals 10 and 11, the server 30 transmits a settlement amount for the point where the cash exchange is requested from the user terminals 10 and 11, To be transferred to the financial account 40 of the bank. That is, the user can request cashing of the points accumulated in the user, and accordingly, the server 30 can make the settlement amount for the points to be deposited in the user's financial account. At this time, the server 30 may cash a point corresponding to the value set corresponding to the denomination, and may support transfer of the cash settlement amount to the user's financial account.

With this operation, the user can easily accumulate points in the affiliated merchants through collaboration with not only themselves but also other users through the registered representative ID, and the accumulated points can be used in all the stores within the affiliated merchant In addition, it is possible to maximize the use of affiliated merchants by allowing users to receive cash back as needed, thereby increasing sales of affiliated merchants.

On the other hand, the affiliated merchants can transmit the store information to the user terminals 10 and 11 using the beacon 21. When the user terminal accesses the transmission / reception area of the beacon 21 of the store and connects to the beacon 21, the server 30 informs the user terminals 10 and 11 of the information of the store where the connected beacon 21 is installed .

The user terminals 10 and 11 can display a store information notification message on the display when the notification message of the server 30 is transmitted. When receiving the notification message entrance signal, the user terminals 10 and 11 transmit the information of the detailed store, Can be displayed on the display through a dedicated application installed on the display device (10, 11).

The entry signal may be a signal that the user terminal 10 or 11 receives an input signal for selecting a notification message and goes to a specific information screen.

The detailed store information may be at least one of a product type, a product price, a service type, a service type price, a store name, a store opening time, a store closing time, and a store event information.

In addition, a plurality of employees of the store can each possess the terminal 20 of the store. The terminal 20 of the store held by each employee can receive the order information of the user through the exclusive application for the store, and the price payment for the order can be made. The order information and the payment information, To the terminal (20).

The store manager terminal 20 can transmit order information and payment information received from each employee store terminal 20 to the server 30 and transfer the point information from the server 30 to the user terminals 10 and 11 .

The embodiments of the present invention described above can be implemented in the form of program instructions that can be executed through various computer components and recorded on a computer-readable recording medium. The computer-readable recording medium may include program commands, data files, data structures, and the like, alone or in combination. The program instructions recorded on the computer-readable recording medium may be those specially designed and constructed for the present invention or may be those known and used by those skilled in the computer software arts. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks and magnetic tape, optical recording media such as CD-ROMs and DVDs, magneto-optical media such as floptical disks, media, and hardware devices specifically configured to store and execute program instructions such as ROM, RAM, flash memory, and the like. Examples of program instructions include machine language code such as those generated by a compiler, as well as high-level language code that can be executed by a computer using an interpreter or the like. The hardware device may be configured to operate as one or more software modules for performing the processing according to the present invention, and vice versa.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, Those skilled in the art will appreciate that various modifications, additions and substitutions are possible, without departing from the scope and spirit of the invention as disclosed in the accompanying claims.

Therefore, the spirit of the present invention should not be construed as being limited to the above-described embodiments, and all of the equivalents or equivalents of the claims, as well as the following claims, I will say.

10, 11: User terminal
20: store terminal
21: Store Beacon
30: Server
40: financial server

Claims (10)

A point using a representative ID including a store terminal that provides points in response to user payment at a plurality of affiliated merchant stores, a server that manages points provided from the store terminals, and a user terminal that stores or uses points transmitted from the server A management system comprising:
(a) establishing a store information DB by transmitting, to the server, point values set by the store terminal according to store information, store goods or store service information and store goods or store services of the affiliated merchants, using the network;
(b) when the first store terminal among the affiliated merchants receives the representative ID and the purchase information of the user, which is made up of at least one of symbols, letters and numbers of each country, and makes settlement, the server transmits the purchase information Accumulating and storing the point values set according to the store goods and the store service in the user DB having the representative ID, and providing the accumulated point value to the user terminal;
(c) when the mobile subscriber exchange request signal according to the accumulated points is transmitted from the user terminal to the server, the server determines that the unit is set based on the accumulative point - the unit is a value set corresponding to the denomination Providing an authentication number of the mobile usage right to the user terminal; And
(d) When the authentication number of the mobile usage right is received from the second store terminal of the affiliate merchant, the server obtains the authentication number of the mobile usage right received from the second store terminal and the authentication of the mobile usage right provided to the user terminal And if the authentication number is identical, supporting a settlement amount for the mobile usage right to be deposited from a payment preparation account to a financial account corresponding to the store terminal,
The step (a)
Wherein the server further includes a step of sending a notification message to the user terminal of the store where the beacon is installed when the user terminal accesses the transmission / reception area of the beacon and is connected to the beacon,
The step (b)
When the user terminal inputs information about the purchased product or the purchase receipt in the store, the server checks whether the product information or the receipt information received from the user terminal is valid, and accumulates points when it is judged to be valid step; And
The server fetches an amount corresponding to a point provided to the user terminal from a financial account of the affiliate merchant, deposits the withdrawn amount into a payment preparation account, and when the balance of the financial account is less than the provided point cost, And stopping issuance of points of the affiliated merchant store where the balance of the financial account is insufficient, or requesting a deposit of money to the store terminal.
delete The method according to claim 1,
(f) if there is a third party present request signal for the point from the user terminal, the server, in response to the third party information transmitted from the user terminal and the point to be presented, A step of transmitting the point to be presented to the user information, subtracting accumulated points in the user information corresponding to the transmitted point, and accumulating points in the third party information; And
And the server further comprises supporting point-to-point sales among users.

The method according to claim 1,
(g) if there is a cash exchange request for the accumulated points from the user terminal, the server calculates a settlement amount for the point where the cash exchange is requested from the user terminal in the payment preparation account, The method comprising the steps of: (a) providing a user's financial account;
A store terminal for providing points in response to user payment at a plurality of affiliated merchant stores; A server for managing the points provided from the store terminal; And a user terminal for storing or using a point transmitted from the server, the point management system comprising:
The server comprises:
Stores the point information set by the store information of the affiliated merchants, the store merchandise or the store service information, and the point value set by the store merchandise or the store service, to the server to establish the store information DB,
When the first store terminal among the affiliated merchants receives the representative ID of the user, at least one of letters and numbers of the respective countries, purchase information, and points to be provided, the user DB corresponding to the representative ID Accumulating the points, providing the accumulated point information to a user terminal matching the representative ID,
When a mobile usage right exchange request signal corresponding to the accumulated points is transmitted from the user terminal, a mobile usage right corresponding to a unit set on the basis of the accumulated points - the unit is set to correspond to a currency unit, To the user terminal,
If the authentication number of the mobile usage right received from the second store terminal matches the authentication number of the mobile usage right granted to the user terminal when the authentication number of the mobile usage right is received from the second store terminal of the affiliate merchant, If the authentication number matches, settle the settlement amount for the mobile usage right from the payment preparation account to the financial account corresponding to the store terminal,
Withdraws an amount corresponding to a point provided to the user terminal from the financial account of the affiliate merchant and deposits the withdrawn amount into the prepayment account, and when the balance of the financial account is less than the provided point cost, Stop issuing points of affiliated merchants that have insufficient funds, request payment of money to a store terminal,
When the user terminal accesses the transmission / reception area of the beacon and is connected to the beacon, the information of the store where the beacon is installed is transmitted to the user terminal,
When the user terminal inputs information on a product purchased in a store or information on a purchase receipt, it is confirmed whether product information or receipt information received from the user terminal is valid, and points are accumulated when it is judged to be valid A point management system using representative IDs.
6. The method of claim 5,
The server comprises:
And transmits information about the first store, a payment amount, a provided point, and information on accumulated cumulative points to the user terminal.
delete 6. The method of claim 5,
The server comprises:
When a third party present request signal for the point is received from the user terminal, corresponding to the third party information and the point to be presented from the user terminal, The point accumulated in the user DB is accumulated in correspondence with the transmitted point, the points are accumulated in the third-party information,
And a point management system using the representative ID.

6. The method of claim 5,
The server comprises:
When a cash exchange request for the accumulated points is made from the user terminal, a settlement amount for a point at which a cash exchange is requested from the user terminal in a payment preparation account is deposited in the financial account of the user corresponding to the set unit The point management system using the representative ID.
A computer-readable recording medium having recorded thereon a computer program for executing the method according to any one of claims 1, 3 and 4.

Images