KR20200048490A - A method for providing transaction services for a cryptocurrency linked with actual economic values and an apparatus using it - Google Patents

Abstract

According to an embodiment of the present invention, a method for processing cryptocurrency based on a blockchain network of a service device comprises the steps of: issuing first cryptocurrency; providing a transaction service of the first cryptocurrency; and managing holding amount of the first cryptocurrency according to the transaction service. The first cryptocurrency may be converted into second cryptocurrency issued in a condition that the first cryptocurrency may be incinerated by payment of gold corresponding to a real economic value according to a process for preparation of provision based on information on the holding amount according to the management of the holding amount.

Description

A method and device for providing cryptocurrency trading services linked to real-world economic value based on a blockchain

The present invention relates to a method and apparatus for exchanging cryptocurrency, and more particularly, to a method and apparatus for providing cryptocurrency transaction service linked to real economic value based on blockchain.

Recently, interest in bitcoin, which is a kind of digital cryptocurrency that can pay for spots, has been highlighted.

Bitcoin is a digital currency created by Satoshi Nakamoto in 2009 and has a structure in which a central device for issuing and managing currency does not exist. Instead, Bitcoin transactions are made by a distributed database based on a peer-to-peer network (P2P), and usually perform transactions using a public key encryption algorithm.

In addition to Bitcoin, digital coins that can be paid for in kind are Litecoin, Darkcoin, Namecoin, Doggycoin, Ripple, etc.The common characteristics of these are traders using digital cryptocurrency including Bitcoin. The book of the transaction details thus traded is stored in the electronic wallet, and the book is sequentially connected according to block and hash conversion in a certain unit, and can be shared on the blockchain network in a form that can be verified by hash comparison. Bitcoin, Litecoin, Darkcoin, Namecoin, Doggycoin, Ripple, etc. can be exemplified as such cryptocurrency.

The individual blocks connected to the blockchain may be sequentially connected according to hash transformation, and may be configured in the form of a data packet including a plurality of information. For example, information included in a block may be a transaction history in which participants exchange currency, and a hash value, difficulty, and nonce of the previous block. Every block contains the hash value of the previous block, and the blocks following this can form a blockchain that contains the transfer details that occurred in chronological order.

When such a blockchain network is formed, one transaction book can be shared through nodes connected to the network, and the transaction book can be preserved by a blockchain that is verified and formed by an unspecified number of nodes. Since such a transaction ledger is continuously shared and verified and shared by all node terminals connected to the network, forgery and alteration of the transaction ledger is prevented by a majority of nodes that want to maintain the transaction system.

In addition, the target of an attack such as hacking into the blockchain network should be the transaction system itself composed of a plurality of unspecified nodes rather than a specific terminal, and the action itself destroys the transaction system itself, in preparation for hacking costs. It is possible to prevent the establishment of hacking itself in advance due to the low value of the gain, so it is possible to establish a reliable distributed transaction of cryptocurrency without any central control.

However, the cryptocurrency formed on the basis of such a blockchain is very difficult to lead to active use in the real economy due to the instability of its value and the inconvenience of real use due to the delay in approval time caused by the limitations of the blockchain network system. to be. In addition, due to its instability and anonymity, there are cases where legal restrictions on use are made at the national level.

In particular, in order to solve the underlying cause of value instability, a cryptocurrency formed by a blockchain network is secured in a specific fiat currency or other cryptocurrency, and as a result, a stable coin in which the value becomes the same as the fiat currency ( STABLE COIN) method is also proposed.

However, the proposed collateral stabilization methods so far require a different currency to be collateral, which results in the same volatility as the value volatility of the other currency. The actual problem has not been solved. In addition, excessive stabilization lowers the profitability for holdings or the need for currency trading, and the number of holders decreases, thereby decreasing usability.

In other words, the fundamental problem of stabilizing the value of the cryptocurrency itself, creating value by transactions, and improving usability in real economic life is still being raised.

The present invention is to solve the problems as described above, in performing the distributed transaction of cryptocurrency data based on the blockchain, along with the stabilization of the value of the cryptocurrency itself, value creation by the transaction, real economic life It relates to a method for providing a cryptocurrency transaction service, a device, and a system based on a blockchain that can bring usability improvements together.

Method according to an embodiment of the present invention for solving the above-described problems, In a method for processing a cryptocurrency based on a blockchain network of a service device, the method comprising: issuing a first cryptocurrency; Providing a transaction service for the first cryptocurrency; And performing a reserve management process according to the transaction service, wherein the first cryptocurrency is a value payment or exchange process corresponding to a real economic value, according to a payment preparation process based on reserve information according to the reserve management process. It is characterized in that it can be converted into a second cryptocurrency issued on a condition that can be incinerated.

An apparatus according to an embodiment of the present invention for solving the above-described problems, a service device for providing cryptocurrency processing based on a blockchain network, comprising: a first cryptocurrency management unit for issuing a first cryptocurrency; And a transaction service unit for providing a transaction service for the first cryptocurrency, wherein the first cryptocurrency management unit performs a reserve amount management process according to the transaction service, and the first cryptocurrency is a reserve amount according to the reserve amount management process. In accordance with the information-based payment preparation process, it is possible to convert to a second cryptocurrency issued on a condition that can be incinerated by value payment or exchange processing corresponding to real economic value.

On the other hand, the method according to an embodiment of the present invention as described above may be implemented as a program for executing the method in a computer and a recording medium in which the program is recorded.

According to an embodiment of the present invention, issuing a first cryptocurrency that is issued and distributed based on a distributed transaction, issuing a second cryptocurrency that can be switched according to the actual economic value conversion ratio corresponding to the first cryptocurrency, The second cryptocurrency is processed to be issued in a condition that can be incinerated by a value payment process corresponding to the real economic value according to a process for preparing the payment of the real economic value, thereby stabilizing the value of the cryptocurrency itself by the real economic value, It can bring about value creation by trading and usability improvement in real life.

1 and 2 is a conceptual diagram schematically showing the entire system according to an embodiment of the present invention.
3 is a block diagram showing a service providing apparatus according to an embodiment of the present invention in more detail.
4 is a block diagram showing in more detail a trader terminal providing a currency conversion service according to an embodiment of the present invention.
5 and 6 are diagrams for explaining the configuration of a trader terminal and a transaction service in which an exchange service providing apparatus is requested from a trader terminal.
7 to 9 are ladder diagrams for describing the overall system operation according to an embodiment of the present invention for each process.

The following is merely illustrative of the principles of the invention. Therefore, a person skilled in the art can implement various principles included in the concept and scope of the present invention and implement the principles of the present invention, although not explicitly described or illustrated in the present specification. In addition, it is understood that all conditional terms and examples listed in this specification are intended to be understood in principle only for the purpose of understanding the concept of the present invention, and are not limited to the specifically listed examples and states. Should be.

In addition, it should be understood that all detailed descriptions that list the principles, aspects and embodiments of the present invention as well as specific embodiments are intended to include structural and functional equivalents of these matters. It should also be understood that these equivalents include all currently invented equivalents as well as equivalents to be developed in the future, ie, all devices invented to perform the same function regardless of structure.

Thus, for example, it should be understood that the block diagrams herein represent conceptual views of exemplary circuits embodying the principles of the invention. Similarly, all flow diagrams, state transition diagrams, pseudo-codes, etc. are understood to represent the various processes performed by a computer or processor, whether or not the computer or processor is clearly depicted, which may be substantially represented on a computer-readable medium. Should be.

Also, the clear use of terms presented in terms of processors, controls, or similar concepts should not be interpreted exclusively by reference to hardware capable of executing software, and without limitation, digital signal processor (DSP) hardware, ROM for storing software. It should be understood as implicitly including (ROM), RAM and non-volatile memory. Other hardware for governors may also be included.

The above objects, features, and advantages will become more apparent through the following detailed description in connection with the accompanying drawings, and accordingly, those skilled in the art to which the present invention pertains can easily implement the technical spirit of the present invention. There will be. In addition, in the description of the present invention, when it is determined that the detailed description of the known technology related to the present invention may unnecessarily obscure the subject matter of the present invention, the detailed description will be omitted.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 and 2 is a conceptual diagram schematically showing the entire system according to an embodiment of the present invention.

First, as shown in FIG. 1, the cryptocurrency transaction system according to an embodiment of the present invention may be configured as a blockchain mesh network formed by one or more trader terminals 10 connected by wire or wirelessly through a network. .

The terminals described herein may include mobile phones, smart phones, laptop computers, digital broadcasting terminals, PDAs (Personal Digital Assistants), PMPs (Portable Multimedia Players), navigation, server devices, and the like. However, the present invention is not limited to this, and may be various devices capable of user input and information display.

To this end, each trader terminal may be provided with a communication module for accessing the blockchain network. The blockchain network may be implemented as a wired network such as a local area network (LAN), a wide area network (WAN), or a value added network (VAN). In addition, the blockchain network is a mobile radio communication network (mobile radio communication network), satellite communication network, Bluetooth (Bluetooth), Wibro (Wireless Broadband Internet), HSDPA (High Speed Downlink Packet Access), Wi-Fi (Wi-Fi), LTE (Long Term) Evolution) and the like. If necessary, the blockchain network may be a mixed wired and wireless network.

And, each trader terminal can register the account information according to their node access to the transaction book data shared in a cloud manner through the network. And, when a transaction of cryptocurrency is required, each trader terminal can propagate the transaction information to be recorded in the transaction book data to each trader terminal.

In addition, each trader terminal can use a smart contract (SMART CONTRACT) pre-shared on the blockchain network by processing such that a specific transaction system process cannot be forged / modulated based on the transaction book data provided as described above. . Such a smart contract may include a blockchain-based transaction system process such that post-forgery / falsification is not possible, and cryptocurrency-specific attributes, issuance conditions, transaction conditions, incineration conditions, and authority setting information for each trader.

And, when a process based on a smart contract is processed, or according to an approval process corresponding to a cryptocurrency transaction, for example, when an approval is processed from a node terminal having a certain percentage or more, the transaction book data is updated and the information is shared. , Transaction of cryptocurrency and execution of smart contract can be processed.

Here, the transaction ledger data is a block chain having a structure in which a plurality of blocks are sequentially connected according to a generation order by allowing the current block to contain a hash value for a previously generated block for each block corresponding to a certain time or unit ( block chain) data.

Accordingly, verification of forgery of the transaction book data can be easily processed according to verification of the hash value of the blockchain. To this end, each trader terminal may provide computing power to perform arithmetic and verification processing to calculate a hash value of the next block, and may obtain compensation corresponding thereto.

The security stability of this blockchain can be formed by the system participation of sharers who share data. Accordingly, a block of transaction information including a history of sharing and issue / transaction history of sharing between each sharer terminal connected to the blockchain network can be sequentially stored, and hash values for preventing forgery are sequentially blockchained Transaction verification (work proof) processing to be performed may be distributed in each trader terminal.

Accordingly, referring to FIG. 2, each processing unit and modules of the system according to an embodiment of the present invention may be implemented as a DECENTRALIZED APPLICATION based on a smart contract using the blockchain network configured as such as the main net. Can.

In particular, in the exchange service providing apparatus 100 constituting this, the issuance, transaction, conversion and management of the second cryptocurrency based on the main net-based first cryptocurrency and the real value, and other cryptocurrencies previously issued on the main net basis An inter-trade service and a cross-currency transaction service can be provided, and further, a real value exchange and incineration process of real-value-linked second cryptocurrency is provided, which will be described later in more detail.

Referring to FIG. 2, the exchange system according to an embodiment of the present invention includes an exchange service providing apparatus 100 and a trader terminal 300 based on a blockchain network, and the exchange service providing apparatus 100 is prepared for payment It is connected to the adjustment module 400, the financial server 500, and the real value providing device 200 to provide an exchange processing and transaction service according to an embodiment of the present invention.

More specifically, the exchange service providing apparatus 100 may issue the first cryptocurrency that is issued and distributed based on the distributed transaction, and the issued first cryptocurrency data may be distributed to the trader terminal 300. The trader terminal 300 purchases / sells the first cryptocurrency in another legal or cryptocurrency, or through the exchange service providing device 100, the second according to the ratio of real economic value conversion corresponding to the first cryptocurrency You can request to convert cryptocurrency.

Then, the exchange service providing apparatus 100 may issue the second cryptocurrency according to the request to switch to the second cryptocurrency and pay it to the trader terminal 300. Here, the second cryptocurrency may be processed to be issued in a condition that can be incinerated by a value payment process corresponding to the real economic value, according to a process for preparing the actual economic value.

The actual economic value represents the value of actual goods and services, and the trader terminal 300 can transmit a value payment request corresponding to the second cryptocurrency to the exchange service providing apparatus 100, and exchanges when a value payment request is received The service providing device 100 transmits the request data corresponding to the value payment to the real value providing device 200, so that the real value providing device 200 is a user of the trader terminal 300 with the actual goods or services according to the quantity. The payment process can be controlled so that it can be paid to.

Accordingly, the first cryptocurrency can be traded between other cryptocurrencies and statutory currencies, so the value volatility may be relatively high, but it is possible to provide real goods and services according to the conversion to the second cryptocurrency. The value volatility becomes stable and controllable by adding the linkage by value provision.

In addition, the second cryptocurrency may be determined in quantity and issuance according to the value of the actual goods or services, and the exchange service providing apparatus 100 may process the payment preparation process for issuance in advance, and the user At any point in time, the second cryptocurrency can be converted into goods or services as real economic values. Accordingly, the converted second cryptocurrency can be incinerated.

Here, various types of goods or services provided by the real value providing device 200 may be exemplified, and in the embodiment of the present invention, gold whose value is recognized as globally and historically and stably may be exemplified.

Accordingly, the real value providing device 200 may be a gold trading device, such as a gold exchange server or a gold storage server.

Then, the exchange service providing apparatus 100 may perform conversion processing to the second cryptocurrency corresponding to the first cryptocurrency transaction price according to the gold price information. In addition, the exchange service providing device 100 delivers a gold purchase request in a quantity corresponding to the second cryptocurrency to the real value providing device 200, or requests delivery of gold according to a gold exchange gift certificate already purchased according to a payment preparation process May be delivered to the real value providing device 200, or a delivery request for the physical gold already purchased and stored according to the payment preparation process may be delivered to the real value providing device 200.

Accordingly, since the trader terminal 300 holds the second cryptocurrency based on the distributed transaction book that can be exchanged for gold at any time, even if the gold is not directly held, more efficient asset management may be possible.

However, the object of real value can be modified in various ways. In addition to gold, the second cryptocurrency is precious metals (silver copper diamonds), asset goods (gift certificates, luxury goods, antiques, etc.), and asset services (plastic surgery) Volume, massage, education, etc.), and accordingly, the real value providing apparatus 200 may perform individual provisioning processing according to the form and attribute of each real value.

On the other hand, in the payment preparation rate adjustment module 400, the conversion of the first cryptocurrency to the second cryptocurrency issued and distributed by the exchange service providing apparatus 100, and the process of converting the actual value of the second cryptocurrency accordingly It is possible to set the payment reserve ratio to be maintained, and accordingly, as the payment reserve ratio is maintained, it is possible to perform analysis and adjustment processing of cryptocurrency distribution volume and payment reserve to maintain the stability of the trading platform and the system.

The payment preparation rate adjustment module 400 may determine whether or not payment preparation is necessary based on the predictive model, or may conditionally determine a policy process corresponding to the payment preparation need, and the financial server 500 according to the appropriate policy decision and execution by situation The financing process of the furnace can be further performed.

According to this system, the first cryptocurrency can be issued and distributed stably, it can be converted into the second cryptocurrency linked to the real value quote, and the second cryptocurrency can be converted and paid to the real value when necessary. It is possible to block the cryptocurrency issuance, management, and trading platform that can bring together the value stabilization of the cryptocurrency itself by real economic value, the creation of value by transaction, and the usability improvement in real economic life. It can be provided through network-based distributed processing.

3 is a block diagram showing in more detail an apparatus 100 for providing an exchange service according to an embodiment of the present invention.

Referring to Figure 3, the exchange service providing apparatus 100 according to an embodiment of the present invention, the exchange service processing unit 110, the control unit 130, the communication unit 120, the user input unit 140, the memory 150 The service processing unit 110 includes a first cryptocurrency management unit 111, a second cryptocurrency management unit 112, a currency conversion processing unit 113, a payment preparation unit 114, a real value exchange processing unit 115, and incineration It includes a processing unit 116, a legal currency transaction service unit 117 and a cryptocurrency transaction service unit 118.

The communication unit 120 may include one or more modules that enable communication between the terminal 100 and the blockchain network. For example, the communication unit 120 may include a mobile communication module, a wireless Internet module, a short-range communication module, or a wired communication module.

The user input unit 140 may include one or more interface modules for receiving user input.

Here, the user input unit 140 may receive interface input information for service provision and management of the exchange service providing apparatus 100 and perform exchange service processing.

The control unit 130 controls the overall operation of the apparatus 100 for providing an exchange service, and may provide storage and processing of distributed transaction information received from a blockchain network.

In addition, the control unit 130 may provide the processing of the requested transaction information to the blockchain network, and further, through the exchange service processing unit 110, the above-mentioned cryptocurrency issuance, transaction, currency conversion, real value exchange, Processing such as incineration can be processed based on a blockchain network.

In particular, the control unit 130 may share the cryptocurrency transaction information according to the above-described exchange service processing on the blockchain network, and according to the approval result corresponding thereto, the cryptocurrency transaction information may be updated in the transaction book data.

The process for the cryptocurrency processing of the exchange service processing unit 110 may be pre-registered in the form of a code such as a smart contract in the transaction book data shared on the blockchain network, and thus forgery and alteration can be prevented. Can be.

More specifically, the first cryptocurrency management unit 111 performs the management of the amount of storage according to the issuance and transaction service of the first cryptocurrency.

In issuing the first cryptocurrency, the first cryptocurrency management unit 111 may divide and manage the initial issuance amount into a central bank holding amount and an internal holding amount and an external holding amount. For example, 50% of the initial issuance may be determined as the central bank reserve, the remaining quantity may be determined as the distribution quantity, half of the distribution quantity may be distributed and managed as the internal reserve quantity, and the rest as the external reserve quantity.

In the case of the central bank holding amount and the internal holding amount, the amount required for the payment preparation unit 114 to manage the payment preparation ratio, for example, the central bank holding amount is transferred to a central bank account having a separate storage authority, so distribution and transactions are limited. It can be managed as a state. In the case of internal holdings, it is the quantity that can be distributed, and can be delivered and managed by an administrator account.

And, in the case of an external holding amount, as the holding amount distributed to the trader terminal 300, it may be subject to a sale or purchase process by the legal currency trading service unit 117 and the cryptocurrency trading service unit 118, and accordingly, each The trader may normally be able to process the purchase / sale of external reserves.

Here, the legal currency transaction service unit 117 and the cryptocurrency transaction service unit 118 are capable of processing the transaction service of the first cryptocurrency corresponding to the legal currency or other cryptocurrency, respectively, and each transaction service unit 117 , 118) can determine the transaction price between the legal currency of the first cryptocurrency and the transaction price between the first cryptocurrency and the other cryptocurrency, respectively, and correspondingly purchase / sell or exchange the first cryptocurrency or other cryptocurrency Can provide.

Here, the first cryptocurrency can be formed by the autonomous transaction between each seller and buyer in the exchange. The transaction service units 117 and 118 directly exchange transaction services that exchange the first cryptocurrency held in the user's account for fiat currency or other cryptocurrency, or exchange the fiat currency or other cryptocurrency held for the first cryptocurrency. It can provide a transaction brokerage service that brokers transactions through other exchanges.

Accordingly, the first cryptocurrency has a market value determined by an autonomous transaction by a trading service, and may have inherent volatility. In addition, the first cryptocurrency may be convertible to the second cryptocurrency as much as possible.

In addition, since the second cryptocurrency according to an embodiment of the present invention can be exchanged for real economic value, the value of the second cryptocurrency may be the same as the real economic value, and the volatility of the real value may be very low. .

For example, the second cryptocurrency may be gold, and the payment ratio of 1 g of gold per unit quantity of the second cryptocurrency may be 1: 1. On the other hand, the transaction price of the first cryptocurrency can be changed in real time, and the exchange rate and the switchable quantity to the second cryptocurrency can be varied.

For example, if it was possible to convert one second cryptocurrency into the first cryptocurrency unit quantity according to the transaction price yesterday, according to the transaction price of the first cryptocurrency rising, today the two second cryptocurrency units are in one unit quantity. It can be converted into cryptocurrency.

On the other hand, since the second cryptocurrency maintains the same value according to the gold price, its volatility depends only on the change in the gold value, so it can have a stable form.

Therefore, even if the market value volatility of the first cryptocurrency exists, the actual value change can be controlled by the stable volatility of the second cryptocurrency, so that rapid inflation or deflation is prevented and the value volatility is adjusted. And stable maintenance of the transaction system.

To this end, according to an embodiment of the present invention, the first cryptocurrency may be converted into the second cryptocurrency according to a predetermined conversion amount and a conversion ratio. In addition, the conversion ratio may be determined according to market price information of real value goods or services exchangeable in correspondence with the transaction price of the first cryptocurrency and the second cryptocurrency.

For example, when the real value that can be exchanged in the quantity of one unit of the second cryptocurrency is 1 g of gold, the first cryptocurrency can be converted into the second cryptocurrency by a predetermined amount. The predetermined quantity may be determined according to the weight of gold that can be exchanged for the second cryptocurrency, and the quantity that can be converted to the second cryptocurrency among the first cryptocurrency may be different depending on the authority and level of the user requesting the conversion.

And, the exchange rate from the first cryptocurrency to the second cryptocurrency can be calculated by the first cryptocurrency exchange price, the exchangeable gold weight, and the gold price, and the second cryptocurrency conversion quantity according to the exchange is [the first cryptocurrency] The second cryptocurrency conversion quantity per currency unit = (weight of exchangeable gold) x (the highest market price per gold weight) / (the lowest transaction price of the first cryptocurrency per transaction unit)].

Then, the second cryptocurrency management unit 112 performs processing for issuing and holding the second cryptocurrency.

In particular, the second cryptocurrency management unit 112 may calculate the amount of issuance according to the payment preparation information of the payment preparation unit 114. For example, the payment preparation information is payment reserve information, and may include information on the amount of gold that can be paid or cash information on which gold can be purchased, and the second cryptocurrency management unit 112 sets a certain amount of reserve based on the payment reserve. While maintaining, it is possible to calculate the amount of issuance as much as possible. For example, the amount of issuance may be adjusted such that the reserve for payment is maintained at a certain ratio to the market capitalization of the first cryptocurrency in circulation. Then, the second cryptocurrency management unit 112 may issue the second cryptocurrency that can be issued as a condition that can be incinerated by value payment or exchange processing corresponding to the real economic value.

In addition, the second cryptocurrency may be issued according to a request to convert the currency corresponding to the first cryptocurrency of the trader terminal 300.

To this end, the currency conversion processing unit 113 calculates a switchable amount according to the payment preparation information in advance, and determines the second switchable cryptocurrency amount among the first cryptocurrency, so that the second cryptocurrency management unit 112 and the trader terminal 300 ).

Accordingly, the second cryptocurrency management unit 112 may issue the second cryptocurrency in the amount determined by the currency conversion processing unit 113, and the issued second cryptocurrency may have the same payment value as the real value object. There will be.

On the other hand, as the real value exchange processing unit 115 receives the request for payment or exchange of the second cryptocurrency from the trader terminal 300, the value providing device 200 for requesting a real value corresponding to the quantity corresponding thereto ).

For example, the real value exchange processing unit 115 provides a value providing device 200 with delivery request information that allows gold or gold bars corresponding to the second cryptocurrency to be delivered to a registered destination for the trader terminal 300. Can be delivered to. In addition, the real value exchange processing unit 115 may receive qualification information or personal identification information corresponding to the trader to be delivered from the trader terminal 300 in advance, and may be used for real value payment or exchange proof, but the present invention is limited to this. It is not.

On the other hand, the second cryptocurrency in which the exchange processing in the real value exchange processing unit 115 is completed may be incinerated in the blockchain network by the incineration processing unit 116.

On the other hand, the first cryptocurrency management unit 111 may perform conversion management processing to an internal reserve amount for the first cryptocurrency converted to the second cryptocurrency. The internal holding amount is stored by the administrator account and may be a quantity that can be converted into an external holding amount according to external distribution. The internal holding amount and the external holding amount are used to adjust the calculation of the payment preparation rate in the payment preparation unit 114, so that the overall system and inflation stability can be promoted.

4 is a more detailed illustration of a trader terminal 300 processing a transaction service process according to an embodiment of the present invention, and FIGS. 5 to 6 are currency exchange transactions of a transaction service providing device according to an embodiment of the present invention These are drawings for explaining the service.

Referring to FIG. 4, the trader terminal 300 according to an embodiment of the present invention includes a control unit 330, a communication unit 320, a user input unit 340, a memory 350, and a transaction service unit 310. .

The communication unit 320 may include one or more modules that enable communication between the terminal 300 and the blockchain network. For example, the communication unit 320 may include a mobile communication module, a wireless Internet module, a short-range communication module, or a wired communication module.

Then, the communication unit 320 may access the exchange service providing device 100 to receive market price information for a transaction corresponding to the first cryptocurrency from the exchange service providing device 100, and A purchase or sale request may be transmitted to the apparatus 100 for providing an exchange service, and a response may be received.

The user input unit 340 may include one or more interface modules for receiving user input, and in particular, may receive transaction information for trading and converting cryptocurrency.

The control unit 330 controls the overall operation of the terminal 300 and may provide storage and processing of the memory 350 of distributed transaction information received from the blockchain network.

In addition, the control unit 330 can provide transaction service processing through the real value providing service unit 313, and the real value providing process is a smart contract on the transaction book data shared on the blockchain network (SMART CONTRACT). It can be pre-registered in the form of a code such as, and thus forgery can be prevented.

Accordingly, the trader terminal 300 may receive the first cryptocurrency according to the transaction service processed by the exchange service providing apparatus 100, or receive a sale price or other cryptocurrency information.

5 and 6 are diagrams for explaining the transaction service requested by the exchange service providing apparatus 100 from the trader terminal 300.

First, FIG. 5 is a view for explaining the processing of the legal currency transaction service unit 117. Referring to FIG. 5, the legal currency such as the dollar and the Korean won is implemented by the legal currency transaction service unit 117. In response to the first cryptocurrency according to the example, the cash may be sold or purchased.

Accordingly, the first cryptocurrency can be formed by the autonomous transaction between each seller and buyer on the exchange. The statutory currency transaction service unit 117 may directly provide a transaction service for exchanging the first cryptocurrency held in the user's account for statutory currency, or for exchanging the retained fiat currency for the first cryptocurrency, and other exchanges. It may also provide a transaction brokerage service to broker transactions through.

In addition, the sale or purchase processing may include transfer processing from a trader's cash account and payment processing in a cryptocurrency wallet, and the statutory currency trading service unit 117 includes the omnibus cash account and the omnibus cryptocurrency of each trader. The wallet can be managed to provide purchase or sale processing of each currency.

However, as described above, while the first cryptocurrency is free to trade and distribute, in the case of the second cryptocurrency, it is used for payment of real value, so separate transactions and distribution may be restricted, and the real value exchange processing unit Since the entire amount may be incinerated according to the processing in 115, the legal currency transaction service unit 117 may perform authority management and restriction processing corresponding thereto.

Meanwhile, FIG. 6 is a view for explaining the processing of the cryptocurrency transaction service unit 118. Referring to FIG. 6, other cryptocurrency handled by the other exchange server 600 is transferred to the cryptocurrency transaction service unit 118. In response to the first cryptocurrency according to an embodiment of the present invention, it may be sold or purchased in another cryptocurrency.

As above, the first cryptocurrency can be formed by autonomous trading between each seller and buyer on the exchange. The cryptocurrency transaction service unit 118 may directly provide a transaction service to exchange the first cryptocurrency held in the user's account for another cryptocurrency, or to exchange another cryptocurrency for the first cryptocurrency, and other exchanges It may also provide a transaction brokerage service to broker transactions through. Here, the other cryptocurrency is different from the second cryptocurrency, and may mean other cryptocurrency that is issued on a regular blockchain basis and traded on an exchange or the like.

In addition, the sale or purchase processing to other cryptocurrency may include interworking transfer processing of the other exchange server of the trader and payment processing in the cryptocurrency wallet, and the cryptocurrency transaction service unit 118 omnibus cryptocurrency of each trader By managing the account information of the currency wallet and other exchange server 600, it is possible to provide purchase or sale processing of each currency.

Similarly, in the case of the second cryptocurrency, since it is used for the payment of real value, separate transactions and distribution may be restricted, and the entire amount may be incinerated according to the processing by the real value exchange processing unit 115, so that the cryptocurrency transaction service The unit 118 may perform authority management and restriction processing corresponding thereto.

7 to 9 are ladder diagrams for describing the overall system operation according to an embodiment of the present invention for each process. In each embodiment, the exchange service providing apparatus 100 and the payment preparation rate adjustment module 400 may operate as separate modules, but may be integrated into one server.

7 illustrates a second cryptocurrency issuing process according to an embodiment of the present invention. First, the trader terminal 300 transmits a purchase request corresponding to the second cryptocurrency to the exchange service providing apparatus 100 (S1001) ).

The exchange service providing device 100 checks the trader class corresponding to the trader terminal 300 (S1003), and checks the actual value payment preparation information through the payment preparation rate adjustment module 400 (S1005).

The payment preparation rate adjustment module 400 may request the balance server inquiry to the financial server 500 to calculate the real value payment preparation information (S1007), and hold the real value information, the balance status information, the held cash information, the first password Payment preparation information may be calculated based on the quantity of money or the second cryptocurrency.

Then, the payment preparation rate adjustment module 400 delivers the calculated payment preparation information to the exchange service providing device 100 (S1009), and the exchange service providing device 100 is based on the identified trader rating and payment preparation information, The switchable amount is calculated (S1011).

Then, the exchange service providing device 100 transmits the switchable amount information to the trader terminal 300 (S1013), and the trader can transmit the purchase confirmation information to the exchange service providing device 100 through the corresponding purchase confirmation input. Yes (S1015).

Here, the trader terminal 300 may output information about the switchable amount compared to the trader class, and the trader terminal 300 may receive a purchase confirmation or rejection input from a user input and process it. If it is not convertible according to the payment preparation information and the trader level, the convertible amount information may include non-convertible information, and subsequent processing steps may not be performed.

On the other hand, when the purchase confirmation is input, the exchange service providing apparatus 100 processes the value payment corresponding to the second cryptocurrency to be converted (S1017). Here, the value payment may include any one of payment processing of the first cryptocurrency, cash, or other cryptocurrency according to the conversion ratio. In addition, the payment processing may include transfer of cryptocurrency or cash from the wallet account of the user of the trader terminal 300 to the administrator account.

On the other hand, when the purchase confirmation is input, the exchange service providing device 100 issues the second cryptocurrency (S1019), and the issued second cryptocurrency is transferred to the administrator account, and then back to the user account of the trader terminal 300 Can be transferred.

Subsequently, the exchange service providing device 100 transmits the second cryptocurrency purchase completion information to the trader terminal 300 (S1021), and transmits a request for preparing the actual value corresponding to the payment preparation rate adjusting module 400 ( S1023).

The payment preparation rate adjustment module 400 may perform a payment preparation process in order to prepare payment according to a request for real value payment corresponding to the second cryptocurrency.

For example, the payment preparation rate adjustment module 400 may process the request for attracting the real value purchase price to the financial server 500 (S1025).

Then, the payment preparation rate adjustment module 400 may process the real value preparation request with the real value providing device 200 (S1027), and receive real value preparation information corresponding thereto (S1029).

For example, the payment preparation rate adjustment module 400 may process a request for preparation of provision of gold or service with the real value providing device 200, and receive information of preparation for providing gold or service from the real value providing device 200. I can receive it.

When the preparation information is received, the payment preparation rate adjustment module 400 transmits a transfer request to transfer the real value purchase price to the provider account to the financial server 500 (S1031).

In addition, the payment preparation rate adjusting module 400 may check the newly secured real value preparation information (S1033), and use the issued second cryptocurrency quantity and the newly secured real value preparation information, to obtain payment preparation information. It is updated (S1035).

8 illustrates a real value payment process, and the trader terminal 300 may transmit a real value payment request using the second cryptocurrency to the exchange service providing apparatus 100 (S2001).

Subsequently, the exchange service providing apparatus 100 checks the trader class (S2003), and checks the actual value payment preparation information with the payment preparation rate adjustment module 400 (S2005).

Accordingly, the payment preparation rate adjustment module 400 inquires the balance status to the financial server 500 (S2007), calculates payment preparation information corresponding to the real value payment, and delivers it to the exchange service providing device 100 (S2009) ).

The apparatus 100 for providing an exchange service calculates a payment amount available according to payment preparation information and a trader's grade (S2011), and the calculated payment amount information can be transmitted to the trader terminal 300 (S2013). Here, the payable amount information may be different according to the payment preparation information and the trader's class, and in some cases, the non-payable information may be included.

Meanwhile, the transaction terminal 300 may receive payment confirmation information and authentication information and transmit it to the exchange service providing device 100 (S2015), wherein the payment confirmation information may include user consent information, and the authentication information is the trader Evidence information may be included. For example, when the real value is gold, the authentication information for gold trading may be included in the authentication information.

Subsequently, the exchange service providing apparatus 100 performs the transfer and incineration processing of the second cryptocurrency (S2017), and requests a real value payment request corresponding to the amount of payment available to the real value providing apparatus 200 (S2019). Here, the second cryptocurrency can be transferred to the administrator account and incinerated according to the authority in the administrator account.

Accordingly, the real value providing apparatus 200 may process the real value payment, and may transmit payment information corresponding thereto to the exchange service providing apparatus 100 (S2021). Here, the payment information may include delivery information of real value or code information corresponding to real value payment, or may be directly transmitted to the trader terminal 300.

Then, the exchange service providing device 100 transmits the real value payment completion information according to the second cryptocurrency incineration to the trader terminal 300 (S2023), and the payment preparation rate adjustment module 400 holds the real value according to the real value payment The value deduction process is processed to update payment preparation information (S2025).

On the other hand, Figure 9 shows a second cryptocurrency issuance process in direct delivery of real value according to an embodiment of the present invention. First, the user of the trader terminal 300 is real to the administrator of the exchange service providing apparatus 100, etc. Values can be directly transmitted (S3001).

For example, the user can deliver a certain amount of gold directly to the manager's address or visit and deliver it.

Accordingly, the administrator may provide code information or the like corresponding to the completion of real value delivery to a user, or process delivery information registration for the exchange service providing apparatus 100.

Thereafter, code information corresponding to completion of real value delivery or real value delivery information including pre-registration information may be input to the trader terminal 300 and transmitted to the exchange service providing apparatus 100 (S3003). .

The exchange service providing apparatus 100 processes a transaction confirmation or new authentication registration (3005).

In the case of a real value transaction, personal authentication or trader authentication may be required, and the exchange service providing apparatus 100 may perform authentication processing for this.

Then, the exchange service providing apparatus 100 issues a second cryptocurrency corresponding to the real value (S3007).

Accordingly, the exchange service providing apparatus 100 may transmit the real value registration information and the second cryptocurrency issuance information to the payment preparation rate adjustment module 400, and the payment preparation rate adjustment module 400 updates the payment preparation information accordingly. Process it (S3011).

Then, the exchange service providing apparatus 100 transfers the second cryptocurrency issued by the administrator account to the wallet account of the trader terminal 300, and transfers the purchase completion information corresponding thereto to the trader terminal 300 (S3013) ).

The above-described methods according to an embodiment of the present invention may be manufactured as a program to be executed on a computer. In addition, the program may be stored in a computer-readable recording medium, and examples of the computer-readable recording medium may include ROM, RAM, CD-ROM, magnetic tape, floppy disk, and optical data storage device. have.

The computer-readable recording medium can be distributed over network coupled computer systems so that the computer readable code is stored and executed in a distributed fashion. And, functional programs, codes, and code segments for implementing the method can be easily inferred by programmers in the technical field to which the present invention pertains.

In addition, although the preferred embodiments of the present invention have been shown and described above, the present invention is not limited to the specific embodiments described above, and the technical field to which the present invention belongs without departing from the gist of the present invention claimed in the claims. In addition, various modifications can be implemented by a person having ordinary knowledge in the course, and these modifications should not be individually understood from the technical idea or prospect of the present invention.

Claims (14)

In the method of processing a cryptocurrency based on the blockchain network of the service device,
Issuing a first cryptocurrency;
Providing a transaction service for the first cryptocurrency; And
Comprising the step of performing the amount management process according to the transaction service,
The first cryptocurrency may be converted into a second cryptocurrency issued in a condition that can be incinerated by a gold payment processing corresponding to a real economic value, according to a payment preparation process based on the stock information according to the stock management process
Method of processing cryptocurrency information of a service device. According to claim 1,
The step of providing the transaction service,
And determining the transaction price of the first cryptocurrency according to the market price information of gold exchangeable in correspondence with the second cryptocurrency.
Method of processing cryptocurrency information of a service device. According to claim 1,
The step of providing the transaction service,
In accordance with the trader's omnibus cash account and omnibus cryptocurrency wallet management, comprising the step of providing a cash sale or purchase processing in the legal currency corresponding to the first cryptocurrency
Method of processing cryptocurrency information of a service device. According to claim 1,
The step of providing the transaction service,
And managing account information of the trader's Omnibus cryptocurrency wallet and other exchange servers, thereby providing a sale or purchase process to other cryptocurrency corresponding to the first cryptocurrency.
Method of processing cryptocurrency information of a service device. According to claim 1,
The transaction price of the first cryptocurrency is calculated by the gold price
Method of processing cryptocurrency information of a service device. The method of claim 3 or 4,
The step of providing the transaction service,
Different from the first cryptocurrency that can be transacted and distributed, further comprising performing a transaction and distribution restriction process corresponding to the second cryptocurrency.
Method of processing cryptocurrency information of a service device. According to claim 1,
Issuing the first cryptocurrency,
Further comprising the step of calculating a portion of the first cryptocurrency as an internal holding amount, and the remaining portion as an external holding amount that can be distributed,
The step of providing the transaction service,
And processing a sale or purchase process of a transaction service corresponding to the external holding amount.
Method of processing cryptocurrency information of a service device. In the service device for providing cryptocurrency processing based on the blockchain network,
A first cryptocurrency management unit that issues a first cryptocurrency; And
And a transaction service unit for providing the first cryptocurrency transaction service,
The first cryptocurrency management unit performs the amount management process according to the transaction service,
The first cryptocurrency may be converted into a second cryptocurrency issued in a condition that can be incinerated by a gold payment processing corresponding to a real economic value, according to a payment preparation process based on the stock information according to the stock management process
Service device. The method of claim 8,
The transaction service unit,
Determining the transaction price of the first cryptocurrency according to the market price information of the exchangeable gold corresponding to the second cryptocurrency
Service device. The method of claim 8,
The transaction service unit,
In accordance with the trader's omnibus cash account and omnibus cryptocurrency wallet management, a statutory currency trading service unit that provides cash sale or purchase processing in fiat currency corresponding to the first cryptocurrency
Service device. The method of claim 8,
The transaction service unit,
And a cryptocurrency transaction service unit that manages account information of a trader's omnibus cryptocurrency wallet and other exchange servers, and provides a sale or purchase process to other cryptocurrency corresponding to the first cryptocurrency
Service device. The method of claim 8,
The transaction price of the first cryptocurrency is calculated by the gold price
Service device. The method of claim 10 or 11,
The legal currency transaction service unit or cryptocurrency transaction service unit,
Different from the first cryptocurrency that can be transacted and distributed, performing transaction and distribution restriction processing corresponding to the second cryptocurrency
Service device. The method of claim 8,
The first cryptocurrency management department,
A portion of the first cryptocurrency is calculated as an internal holding amount, and the remaining portion is calculated as an external holding amount that can be distributed.
The transaction service unit processes the sale or purchase process of the transaction service corresponding to the external holding amount
Service device.

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